check it out
DESCRIPTION
Check It Out. Usar cheques es muy fácil. Kenneth Jones 201 First Street Your Town, GA 30600. 764. 00-5678 760 200.00. 10/31. 98. 19. Marie Smith. PAY TO THE ORDER OF. $. Two hundred and no/100. DOLLARS. FINANCIAL INSTITUTION YOUR CITY, GA, 30600. Kenneth Jones. For. - PowerPoint PPT PresentationTRANSCRIPT
Check It Out
Usar cheques es muy fácil
Kenneth Jones201 First StreetYour Town, GA 30600
PAY TO THE ORDER OF $
00-5678 760
200.00
DOLLARS
FINANCIAL INSTITUTIONYOUR CITY, GA, 30600
SAMPLE - VOID
19
Marie SmithTwo hundred and no/100
Kenneth Jones
10/31
98
For: 760005678:: 0764 34 5 ‘’ ‘ 678 9 0.;
ENDORSE HERE
For Deposit Only
345 - 67890
DO NOT SIGN, WRITE, OR STAMP BELOW THIS LINE. FOR FINANCIAL INSTITUTION USE ONLY
Marie Smith
764
Kenneth Jones201 First StreetYour Town, GA 30600PAY TO THE ORDER OF
$
00-5678 760
200.00DOLLARS
FINANCIAL INSTITUTIONYOUR CITY, GA, 30600
SAMPLE - VOID: 760005678:: 412 34 5 ‘’ ‘ 678 9 0.;
19
Marie SmithTwo hundred and no/100
Kenneth Jones
10/31
98
For loan
ENDORSE HERE
DO NOT SIGN, WRITE, OR STAMP BELOW THIS LINE. FOR FINANCIAL INSTITUTION USE ONLY
Marie SmithMaria Smith
For Deposit
Only345-
67890
412
ENDORSE HERE
Pay to the Order of Larry Lee
Maria Smith
DO NOT SIGN, WRITE, OR STAMP BELOW THIS
LINE. FO
ENDORSE HERE
DO NOT SIGN, WRITE, OR STAMP BELOW THIS LINE. FOR FINANCIAL INSTITUTION USE ONLY.
For deposit only
1098765-4321
Maria Smith
ENDORSE HERE
DO NOT SIGN, WRITE, OR STAMP BELOW THIS LINE. FOR FINANCIAL INSTITUTION USE ONLY.
Maria Smith
Larry Lee
Larry LeePay to the order of
Sample Deposit
Ejemplo de un depósito
Your NameYour Address
Your Phone NumberD
EP
OS
IT
TIC
KE
T
DATE October 30 19 98DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL
SIGN HERE IF CASH RECEIVED FORM DEPOSIT
YOUR FINANCIAL INSTITUTION
YOUR CITY, GA 30600
DO NOT USE FOR AUTOMATIC PAYMENT OR CHECK TRANSACTIONS
:760005678 : 12395 87890.:TO BE USED FOR DEPOSIT TRANSACTIONS ONLY, SUBMIT A CHECK FOR AUTOMATIC PAYMENT SET UP.
200
00
200 0 0
CURRENCY
COIN
CHECKS
OR TOTAL FROM REVERSE
SUBTOTAL
LESS CASH RECEIVED
NET DEPOSIT
00-5678760
“Holds” on Checks To clear deposits:
• 2 Business Days -- all checks from insti-tutions within same Federal Reserve System
• 5 Business Days -- out-of-town checks
Para tramitar depósitos:• 2 días hábiles -- todos los cheques de instituciones
dentro del mismo sistema de Reservas Federales • 5 días hábiles -- cheques de otras ciudades
Cuando "retienen" un cheque
More on Check Holds
Available the “next” day -- cash deposits, government checks, cashier’s and certified checks
Disponible al día siguiente -- efectivo, depósitos, cheques del gobierno, cheques de caja y certificados Más sobre retención de cheques
Gene Smith201 Night StreetYour Town, GA 30600
PAY TO THE ORDER OF $
00-5678 760
10.00DOLLARS
FINANCIAL INSTITUTIONYOUR CITY, GA, 30600
SAMPLE - VOID
19
Star MarketTen and no/100
10/31
98
For food Gene Smith: 760005678:: 0101 34 5 ‘’ ‘ 678 9 0.;
Gene Smith201 Night StreetYour Town, GA 30600PAY TO THE ORDER OF $
00-5678 760
20.00DOLLARS
FINANCIAL INSTITUTIONYOUR CITY, GA, 30600
SAMPLE - VOID
19
Phone Company
Twenty and no/100
Gene Smith
10/31 98
For: 760005678:: 0102 34 5 ‘’ ‘ 678 9 0.;
Telephone - Sept.
102
101
Gene Smith201 Night StreetYour Town, GA 30600
PAY TO THE ORDER OF $ 20.0
0DOLLARS
FINANCIAL INSTITUTIONYOUR CITY, GA, 30600
SAMPLE - VOID
19
Dr. LopezTwenty and no/100
Gene Smith
10/31
98
For: 760005678:: 0103 34 5 ‘’ ‘ 678 9 0.;
Doctors visit
Gene Smith201 Night StreetYour Town, GA 30600PAY TO THE ORDER OF $
DOLLARS
SAMPLE - VOID
19
Your Bank
One hundred and no/100
Gene Smith
10/31 98
For: 760005678:: 0104 34 5 ‘’ ‘ 678 9 0.;
FINANCIAL INSTITUTIONYOUR CITY, GA, 30600
car loan
10300-5678
760
10400-5678
760100.0
0
1
PLEASE INSERT YOUR SUPERTELLER CARD
Withdraw
CashDeposit
QuickdrawFrom
Chec king$40
QuickdrawFrom
Sav in gs$40
AccountBalance
PaymentEnclosed
TransferFunds
FromChec king
FromSavings
FromCreditCard
ToChecking
ToSavings
ToCreditCard
Cancel
OK
1 2 3
4 6
987
5
0Corre ction
DecimalPoint
ENVELOPE
Your Bank ATM ReceiptDate: 11/10/98
Time: 16:35
ATM# 312
2302 Westside Drive
Banktown, IL 60202
Ref#: 8210
Card#: 4891
Your Bank
Withdrawal $20.00
From Checking: 123456789
Balance: $80.00
Su recibo del cajero automático
Sample Checkbook Register
Ejemplo de registro de cheques
Record in Checkbook Record Each Check Deposit ATM Withdrawal Service Charges
Anote en la chequera
Anote cada Cheque Depósito Retiro de el cajero automática Cargos por servicios
Up-to-date checkbook register helps you to not . . .
Over spend
Write bad checks
Pay extra service charge
Helps you keep a good credit record
Checkbook Register
# DATE DESCRIPTION OF TRANSACTION PAYMENT - DEBT T
FEEIF
ANY
DEPOSITOR
CREDIT (+) BALANCE
010/20 Open acct. 50 50
D 10/21 Deposit 200 250101
10/31Star Market 10 24010210/31Phone Co. 20 22010310/31 Dr. Lopez 20 20010410/31 Bank Loan 100 100
11/10 A TM 20 80
1 2 3 4 5 6 7 8
Registro de cheques
The Bank StatementYour Bank111 Main StreetAnywhere, USA 12345
Period ending 11/25/98Date of last statement: 10/25/98Account: 123456789
John L. HamiltonSarah A. Hamilton50 State StreetAnywhere, USA 12345
Date ItemCheckAmount
DepositAmount Balance
10/30 Opening balance 129.3010/30 Check #105 10.56 118.7411/01 Check #106 36.00 82.7411/01 Deposit 326.75 409.4911/01 Check#108 250.00 159.4911/10 ATM withdrawal 40.00 119.4911/23 Check #109 14.98 104.5111/25 Service Charge 5.00 99.51
Check# Amount105 10.56106 36.00
***108 250.00109 14.98 *** denotes missing check
El estado de cuenta
Sample Checking Account Balance Sheet
Modelo de una hoja de balance
SAMPLE CHECKBOOK REGISTER
# DATE DESCRIPTION OF TRANSACTION PAYMENT - DEBT T
FEEIF
ANY
DEPOSITOR
CREDIT (+) BALANCE
010/20 Open acct. 50 50
D 10/21 Deposit 200 250101 10/31 Star Market 10 240102 10/31 Phone Co. 20 220103 10/31 Dr. Lopez 20 200104 10/31 Bank Loan 10 100
11/10 ATM 20 8011/1 Service Charge 5 75
Service FeesList service fees in checkbook. Subtract from your balance.
Cargos por serviciosAnote los cargos por servicios en su chequera. Deduzca los cargos del balance.
Outstanding checks -- Checks written, but not taken out of
account List and total on bank statement
Cheques sin cobrar-- Cheques escritos que no han sido
deducidos de la cuenta Anote y calcule el total en el estado de
cuenta
Outstanding deposits Deposits not added to account
Depósitos pendientes Depósitos que no se han añadido a la cuenta
Do They Match?Compare bank statement total with checkbook total
¿Corresponden los totales?
Compare el total en el estado de cuenta con el total en su chequera
When They Don’t Match
Check addition and subtraction
Verifique sumas y restas
Check for items left out
Fíjese si dejó algo fuera
Cuando no corresponden
If you can’t solve problem, ask the bank(the bank may charge a fee)
Si no puede resolver el problema, pida ayuda al banco (le pueden cobrar un cargo)
El tener al día su registro de cheques le ayuda a no… Gastar de más Escribir cheques
sin fondos Pagar más cargos
por servicios
Le ayuda a mantener un buen historial de crédito