Date of Last Revision: 6/08/16

Certified Kingdom Advisor® Application Packet

Dear Certified Kingdom Advisor® Candidate:

Thank you for your interest in becoming a Certified Kingdom Advisor®, CKA®. The central mission of Kingdom Advisors is to benefit the public by granting the Certified Kingdom Advisor® designation and upholding it as the standard of excellence for biblically wise financial advice.

In 2017, we will transition to a university-based Core Training program in addition to implementing higher standards for acceptance. In order to satisfy the educational requirement for the Certified Kingdom Advisor® designation using the current 21.5 hour Core Training program, you must complete the Core Training program and submit your completed Certified Kingdom Advisor® application within six months following the launch of the new university-based Core Training. For updates, visit our Project Status page at www.kingdomadvisors.com/projects.

By completing the application and approval process, you will become a Certified Kingdom Advisor®, recognized as a Christian financial professional who has met high standards in training, integrity, character and competence.

Requirements to become a Certified Kingdom Advisor® and to maintain Certification are demanding. These requirements are laid out in this packet.

Once you have completed the requirements, please complete the enclosed application in addition to all appropriate attachments and supplemental documentation. Once we confirm that we have a completed application and references on file, our Certification Review Board will review your application and consider it for certification. Typically, we will have your application status within 4-6 weeks from the time we have your completed application and references.

As a part of this application process, we request that you log into “My KA,” the Member Dashboard area of the Kingdom Advisors website (www.kingdomadvisors.com/members), and review your member profile and contact information. If you do not know your username and password to log into “My KA,” please contact memberservices@kingdomadvisors.com.

We are at your service to respond to questions or comments as you proceed with the application process. If you have any questions regarding the application packet, please contact CKA@kingdomadvisors.com or visit www.kingdomadvisors.com/association/designation/FAQ.

I am thrilled that you have joined us on this journey!

In Christ,

Rob West Kingdom Advisors President

Kingdom Advisors • 280 Interstate North Circle SE, Suite 100 • Atlanta, GA 30339

(404) 497-7680 • Fax: (404) 497-7685 • www.kingdomadvisors.com

Revision: 6/08/162

Area of Certification Requirements Statement of Faith

Initial Requirements 1. Signed Statement of Faith2. Personal testimony of conversion to Christ

Renewal Requirement 1. Review and re-sign Statement of FaithEthics and Integrity

Initial Requirements 1. Signed Code of Ethics2. Letters of Reference

- Letter of reference from pastor or member of pastoral staff, includingsigned statement of church involvement

- Two (2) client references

Renewal Requirement 1. Review and re-sign Code of EthicsPersonal Practice of Financial Biblical Stewardship

Initial Requirements 1. Practice of Biblical stewardship in personal life- Signed statement on Personal Practice of Financial Biblical Stewardship- Written definition of stewardship

Renewal Requirement 1. Review / re-sign statement on Personal Practice of Financial BiblicalStewardship

Application of Biblical Wisdom in Counsel

Initial Requirements 1. Complete the Kingdom Advisors Core Training and understand the body ofknowledge in the core competency areas.

2. Be a current and active member of Kingdom Advisors in good standing.- Be an active certified member of a local Kingdom Advisors community.

3. Review the list of core beliefs and indicate agreement with Kingdom AdvisorsCore Beliefs in each area or attach personal belief.

Renewal Requirement 1. Complete 10 hours of Kingdom Advisors continuing education annually.2. Current and active member of Kingdom Advisors in good standing.

- Be an active member of a local Kingdom Advisors community.- Provide assistance to all revenue and non-revenue generating inquiries

received from Kingdom Advisors. Assist either personally or via outsidereferral.

3. Review the list of core beliefs and indicate agreement with Kingdom AdvisorsCore Beliefs in each area or attach personal belief.

Technical Competence Initial Requirements 1. Professional Designation(s)*

2. Professional License(s)*3. Fulfill professional continuing education requirements.*4. Professional Experience (must have one of the following):

- Must have a current professional designation*, or- Must have full-time experience for a minimum of (10) years in the specific

professional discipline applied. This does not apply for accountants andlawyers. Accountants and lawyers must meet the professionaldesignation requirement.

* See Professional Discipline/Certifications as Defined by KA on page 3

Renewal Requirement 1. Confirm there are no compliance or licensing issues since the prior year.

Revision: 6/08/163

Disciplines as Defined by Kingdom Advisors

FINANCIAL PLANNER Type of Practice: Comprehensive Financial Planning Experience Requirement: 10 years full-time experience* OR one of the following professional designations: CFP®, ChFC®, CPA/PFS Definition: The process of determining whether and how an individual can meet life goals through the proper management of financial resources. Financial planning integrates the financial planning process with the financial planning subject areas outlined by the CFP® Board of Standards:

1. Financial statement preparation and analysis (including cash flow analysis/planning and budgeting)2. Insurance planning and risk management3. Employee benefits planning4. Investment planning5. Income tax planning6. Retirement planning7. Estate planning

*If you do not hold one of the above designations for this discipline, you are required to submit a copy of a comprehensive financial plan that you have produced for one of your clients along with your Certified Kingdom Advisor® application. Please remove the clients’ names, Social Security Number, etc., when you submit the plan.

ACCOUNTANT Type of Practice: Personal Income Tax / Corporate Income Tax Experience Requirement: CPA, EA Definition: An Accountant/Tax Professional is either a Certified Public Accountant who has been licensed by the respective agency responsible for professional licensing in their state or an Enrolled Agent who has demonstrated technical competence in the field of taxation and is licensed by the federal government.

INVESTMENT PROFESSIONAL Type of Practice: Investment Management Experience Requirement: 10 years full-time experience OR one of the following professional designations: CFP®, ChFC®, CPA/PFS, CFA®, CIMA, AAMS® Definition: An investment professional provides professional expertise to the management of investment assets held in retirement accounts, trusts, individual and joint accounts. This type of advisor is registered with the SEC or State and “flat fee” paid for advice, or they are registered with a Broker Dealer and paid on a commission basis.

INSURANCE PROFESSIONAL Type of Practice: Life or Long Term Care Insurance Planning and Sales Experience Requirement: 10 years full-time experience OR CLU® Definition: An insurance consultant helps people find adequate amounts of insurance coverage at competitive prices. This type of advisor can be captive, career, or independent.

LAWYER Type of Practice: Estate, Wills, Trusts, Planned Giving, Business Succession, etc. Experience Requirement: JD Definition: An attorney is a person who has passed the bar exam in their state and is licensed to practice law in that state. Those attorneys who are most involved with Kingdom Advisors tend to be proficient in the area of gift and estate planning, business succession planning, income tax planning, business law, family partnerships, and corporate reorganizations.

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Certified Kingdom Advisor® Application

Date of application: ______________

Mr./Mrs./Ms./Dr. ___________________________________________________________ (Circle One) First Name MI Last Name

__________________________________________________________________________ Firm Name Title

__________________________________________________________________________ Firm Street Address Firm City

_________________________________________________________________________ Firm Phone Listing E-mail (Email for CKA® Directory) Firm Website

Kingdom Advisors Category of Membership:

Professional q Ministry q Retired/Student q Non-Member q

__________________________________________________________________________ NAME as it should appear on CKA® Certificate (including professional designations, if preferred.)

I have attached a description of my business/services (100 words or less) as I would like for it to appear in the Certified Kingdom Advisor® directory on the Kingdom Advisors website. Use Attachment #1 or email the description to CKA@kingdomadvisors.com. Please include a company logo for your Certified Kingdom Advisor® listing if your firm allows.

Applicant Initials: q ______

I understand that, if approved, my annual dues to Kingdom Advisors as a Certified Kingdom Advisor® will be$495 per year, and I will be responsible for prorated dues from the point of acceptance to my next renewal. In addition, I acknowledge that use of the Certified Kingdom Advisor® designation and marks require an active Certified membership with Kingdom Advisors.

Applicant Initials: q ______

I emailed a high resolution picture of myself (at least 1 MB in jpg format) to CKA@kingdomadvisors.com as I would like for it to appear in the Certified Kingdom Advisor® directory on the Kingdom Advisors website.

Applicant Initials: q ______

I have enclosed an application processing fee of $50 payable to Kingdom Advisors. q Paying by Check # __________

q Please Charge my Credit Card on File

Last 4 digits of Credit Card number: ______________________________________________

Signature: ___________________________________________________________________________

Revision: 6/08/165

I am applying to become a Certified Kingdom Advisor® in the following discipline(s):

Certification in a discipline requires at least one of the following designations listed next to the discipline below or 10 years full-time experience practicing in the discipline without one of the designations listed (Accountants and Lawyers require professional designation).

q Financial Planner* - CFP®, ChFC®, CPA/PFSq Accountant - CPA, EAq Investment Professional - CFP®, ChFC®, CPA/PFS, CFA®, CIMA, AAMS®

q Insurance Professional – CLU®

q Lawyer – JD

*If you do not hold one of the above designations for this discipline, you are required to submit a copy of a comprehensive financial plan that you have produced for one of your clients along with your Certified Kingdom Advisor® application. Please remove the clients’ names, Social Security Number, etc., when you submit the plan.

NOTE: Professionals, who meet all our requirements and do not work directly with clients, are eligible to become a Certified Kingdom Advisor®, but will not be posted on the Certified Kingdom Advisor® web listing for the public.

Revision: 6/08/166

NAME: ____________________________________________________________________

Application Checklist (Staff use only)

Completed Reviewed Section I: Statement of Faith

A. Signed Statement of Faith __________ _________ B. Personal Testimony of Conversion to Christ __________ _________

Section II: Ethics and Integrity A. Signed Code of Ethics _________ _________ B. Pastoral Reference (Attachments 2 & 2.1) _________ _________ C. Client Reference #1 (Attachments 2 & 2.2) _________ _________ D. Client Reference #2 (Attachments 2 & 2.2) _________ _________ Note: References are to be sent to the Kingdom Advisors office directly by the individual completing the reference on the Kingdom Advisor applicant. Please note references must come from non-family members.

Section III: Personal Practice of Financial Biblical Stewardship A. Signed Statement on Personal Practice of Stewardship _________ _________ B. Written Definition of Stewardship _________ _________

Section IV: Application of Biblical Wisdom in Counsel A. Completion of Kingdom Advisors Core Training _________ _________ B. Completion of Leadership Requirements _________ _________ C. Completion of Core Beliefs Review _________ _________

Section V: Technical Competence A. Completion of Attestation _________ _________

For Staff Use Only: Review of Application q Certification Approved (provide date of approval): _________________________________

q Certification Denied (provide date and reason): ____________________________________

________________________________________________________________________________ Kingdom Advisor Staff Signature Printed Name Title

Revision: 6/08/167

Section I: Statement of Faith

A: Kingdom Advisors Statement of Faith ● We believe that the Bible is the inspired, authoritative Word of God. It is without error in all its teaching.● We believe that there is one God, Lord of the universe, eternally existent in three persons: the Father, the

Son, and the Holy Spirit.● We believe in the deity of Jesus Christ; in His virgin birth; in His perfect, sinless life; in His miracles; in His

vicarious and atoning death through His shed blood; in His bodily resurrection; in His ascension to heavento the right hand of God the Father; and in His personal and visible return in power and glory.

● We believe that all people are lost sinners and that regeneration by the Holy Spirit is absolutely essential.● We believe in the present ministry of the Holy Spirit, by whose indwelling the Christian is enabled to live a

godly life.● We believe that all people will be resurrected - those who are saved to eternal life and those who are lost to

eternal damnation.● We believe in the spiritual unity of believers in our Lord Jesus Christ.● We believe that God, as Creator, is the ultimate Owner of all possessions on earth. God has given people

the authority to be stewards of those possessions and the responsibility to faithfully manage them accordingto the principles in the Word of God.

I hereby certify that I have read, understand and agree with the above Kingdom AdvisorsStatement of Faith in its entirety and I pledge to support its mission:

_____________________________________________________________________ Signature Printed Name

B. Personal Testimony of Conversion to Christ (Please attach additional pages, if necessary.)

How would you describe your personal testimony?__________________________________________________________________________

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Section II: Ethics and Integrity

A: Kingdom Advisors Code of Ethics: A Certified Kingdom Advisor®, recognizing Jesus Christ as their ultimate authority, are committed to upholding high standards of excellence in their professions as they work with their clients, the public, colleagues, employers and employees. A Certified Kingdom Advisor® will seek to espouse and practice the following principles in their practices:

Integrity A Certified Kingdom Advisor® recognizes that personal integrity demands a commitment to absolute honesty, which is never swayed by personal gain or advantage. Integrity is an essential characteristic in members because of the trust placed in them by their clients. Integrity cannot co-exist with deceit or a departure from one’s principles.

Objectivity A Certified Kingdom Advisor® provides honest and impartial advice, services, and products that are always in the best interest of the client without distortion by personal feelings, prejudices, or potential compensation.

Competence A Certified Kingdom Advisor® is well Certified in skill, knowledge, and ability to sufficiently serve their clients in the fields in which they engage. Competence includes wisdom to recognize limitations and to know when a client referral is necessary. A Certified Kingdom Advisor® makes an ongoing commitment to learning and professional improvement in their respective disciplines.

Suitability A Certified Kingdom Advisor® strives to ensure that the advice, products, and services offered to clients are suitable and appropriate given each client’s goals, objectives, and current financial condition.

Full disclosure A Certified Kingdom Advisor® always makes full disclosure to clients, with respect to compensation being earned and any conflicts of interest that may exist.

Confidentiality A Certified Kingdom Advisor® shall not disclose confidential client information without the specific consent of the client. Confidentiality includes maintaining proper and prudent physical and technological safeguards to protect confidential client information.

Professionalism A Certified Kingdom Advisor® strives to conduct themselves in a manner that is consistent with a Christian financial professional. A Certified Kingdom Advisor® recognizes that as a professing Christian their conduct is a direct reflection on Jesus Christ and they must conduct themselves as a committed believer. The conduct of a Certified Kingdom Advisor® is also a reflection of Kingdom Advisors and directly affects the ability of Kingdom Advisors to fulfill its mission and vision.

Accountability A Certified Kingdom Advisor® submits to the authority of the local church and the Kingdom Advisors leadership team. In addition, Certified Kingdom Advisor® actively maintains personal and business accountability with an accountability partner and/or a Board of Advisors.

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Section II: Ethics and Integrity (continued)

Humility A Certified Kingdom Advisor® maintains a servant spirit as they work with clients rather than a spirit of arrogance or pride. The humility of Certified Kingdom Advisor® shall be marked by meekness and modesty in behavior, attitude, and spirit. A Certified Kingdom Advisor® recognizes that God is sovereign and the fruit of their labor is a direct result of God rather than their own human efforts. Furthermore, it is a privilege and a blessing to be used of the Lord on this earth.

Generosity A Certified Kingdom Advisor® lives a generous life as a reflection of the generous character of Jesus Christ. A generous life includes generosity with time, talent, and treasure. Furthermore, a Certified Kingdom Advisor® must be willing to serve any client, regardless of his/her financial position, either directly, or on a referral basis to another Certified Christian financial professional that can serve in the area of need.

Conflict A Certified Kingdom Advisor® shall subscribe to principles of Matthew 18 and will strive to encourage resolution, reconciliation, and restoration between a client and his/her prior advisor where conflict appears to be at the heart of the separation, even more so when the other advisor is a Christian.

I hereby certify that I have read, understand and agree with the above Kingdom Advisors Code of Ethics in its entirety and I am in compliance with the Code:

_____________________________________________________________________________ Signature Printed Name

B. Pastoral Reference (Reference should be someone who has known you for 2 yearsor more). (Please note reference is from a non-family member.)

The Kingdom Advisor Pastoral/Pastoral Staff Reference will be completed by the following individual and has been mailed or emailed directly to the Kingdom Advisors office by the individual completing the reference (Attachment 2 & 2.1 - to be completed by Pastor or Pastoral Staff Member).

1. Pastoral/Pastoral Staff Reference NAME: ________________________ Verified by Kingdom Advisors Staff: q _____

C. Client Letters of Reference (Reference should be a client who has known you for 2years or more). Please note references must come from non-family members.

The Kingdom Advisor Client Letter of Reference (Attachment 2 & 2.2) have been completed by the following individuals and will be mailed or emailed directly to the Kingdom Advisors office by the individuals completing the reference.

1. Client Reference NAME: _____________________________

2. Client Reference NAME: _____________________________ Verified by Kingdom Advisors Staff: q _____

Revision: 6/08/1610

Section III: Personal Practice of Financial Biblical Stewardship

1. Please read the following statement regarding your personal stewardship andsign below if you are in agreement:

I agree to maintain a financial lifestyle that is consistent with that of a biblical financialsteward in the following areas:

1. Giving - Regular giving in proportion to income to the local church and/orother Christian ministries.

“On the first day of every week each one of you is to put aside and save, as he may prosper, so that no collections be made when I come” (1 Corinthians 16:2)

2. Taxes – Exhibit integrity in completing personal tax returns.“And Jesus said to them, ‘Then render to Caesar the things that are Caesar's, and to God the things that are God's.’“ (Luke 20:25)

3. Debt – Minimize the use of personal debt and accept an absolutecommitment to debt repayment.

“The wicked borrows and does not pay back, but the righteous is gracious and gives.” (Psalm 37:21) “Just as the rich rule the poor, so the borrower is servant to the lender.” (Proverbs 22:7)

4. Provision for Family – Accept an absolute commitment to provide for thefamily that God has entrusted to you.

“Prescribe these things as well, so that they may be above reproach. But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever. (1 Timothy 5:7-8)

5. Lifestyle - Maintain a controlled lifestyle, a family budget, and good cashmanagement skills.

"Suppose one of you wants to build a tower. Will he not first sit down and estimate the cost to see if he has enough money to complete it?" (Luke 14:28)

____________________________________________________________________ Certified Kingdom Advisor® Applicant’s Signature Date

_____________________________________________________________________ Spouse’s Signature (if unmarried, please write N/A) Date

Revision: 6/08/1611

Kingdom Advisors Statement on Personal Practice of Financial Biblical Stewardship Form

It is absolutely essential that a Certified Kingdom Advisor® practice biblical financial stewardship in their personal life and in their business. In light of God’s Word and our call to be found faithful as stewards, please respond to the following question relating to your personal convictions in the area of biblical financial stewardship. Please attach additional pages, if necessary.

How would you define stewardship?

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Section IV: Application of Biblical Wisdom in Counsel

A: Kingdom Advisors Core Training

I have completed the Kingdom Advisors Online Core Training (21.5 hour course) and have completed the session tests with a minimum pass standard of 80% per test. Date: ____________________________ Applicant Initials: q _____

Verified by Kingdom Advisors Staff: q _____

B: Leadership Requirements

I am a current and active member of Kingdom Advisors in good standing.

Applicant Initials: q _____ Verified by Kingdom Advisors Staff: q _____

I am an active member in the following Kingdom Advisors Study Group: _______________________________________________________________ (if there is a local study group in your area)

Applicant Initials: q _____ Verified by Kingdom Advisors Staff: q _____

C: Core Beliefs Review Review the following list of core beliefs and indicate whether you agree with Kingdom Advisors Core Beliefs in each area or attach your own if you do not agree.

● MY PRACTICEI am called to be a disciple of Christ and disciple others in my present vocation. Thestewardship of my practice is a holy calling and requires intentionality and will haveeternal consequences for me.q Agree q Disagree – I have attached my own core beliefs for this area

● LEADERSHIPAs a disciple of Christ and one who disciples others, I am called to leadership.Leadership is a function of character and not position. The skills of leadership can benurtured and developed.q Agree q Disagree – I have attached my own core beliefs for this area

● DISCIPLESHIPAccording to Matthew 28:19, Jesus calls each of us to go and to make disciples of allmen. The goal of discipleship is to “Present every man complete in Christ,” Colossians1:28-29. Discipleship is an intentional, lifelong process.q Agree q Disagree – I have attached my own core beliefs for this area

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(Core Beliefs, continued)

● BIBLICAL WORLDVIEWMy worldview is my ultimate core belief and, as a Christian, I believe in a personalCreator who created me to be in relationships with others for all eternity. Mine is anempowered, other-centered life that requires my radical obedience to our Lord andSavior. I know that God always has my best interests at heart, and ultimately, it is allabout God and not me. Everything I do while living on earth has an eternalconsequence.q Agree q Disagree – I have attached my own core beliefs for this area

● COUNSELORAs a financial advisor/counselor, I believe that it is necessary to listen to my clientsand staff with not only my head but also my heart. The skills required to do this can benurtured and developed.q Agree q Disagree – I have attached my own core beliefs for this area

● GOALSMeaningful life planning always begins with goals. As goals always concern the future,they are a statement of faith and one of the primary ways that I can see God at work inmy financial affairs. A goal is not a goal until it is measured in terms of amount andtime period.q Agree q Disagree – I have attached my own core beliefs for this area

● LIFESTYLEThe Bible does not define an appropriate lifestyle. Lifestyle is determined by eachfamily unit for themselves. Financial contentment does not result from having aparticular lifestyle, but rather, it results from living within the means of God’s provision.q Agree q Disagree – I have attached my own core beliefs for this area

● BORROWING AND DEBTBorrowing is not a sin, but it may deny God an opportunity to work, and it alwayspresumes upon the future. Consumptive borrowing will sentence one to a reducedlifestyle in the future and will limit financial flexibility currently and future financialfreedom. Borrowing may be symptomatic of spiritual issues. A husband and wifeshould be in complete harmony with borrowing decisions. Borrowing can lead to theinability to repay, which is a form of bondage. The Bible warns against being inbondage to anyone or anything. One of the keys to financial freedom is being totallyout of debt.q Agree q Disagree – I have attached my own core beliefs for this area

● BANKRUPTCYThe Bible clearly states in Psalm 37:21 that a believer should repay whatever heowes. As a result, bankruptcy with the aim of not repaying debts is not a legitimatealternative for a Christian. Bankruptcy may be used in certain situations to effectivelyprovide equitable treatment for all personal creditors.q Agree q Disagree – I have attached my own core beliefs for this area

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(Core Beliefs, continued)

q Agree

q Agree

q Agree

● CHARITABLE GIVINGGiving is commanded in the scriptures both for the benefit of the recipient and for thebenefit of the giver. Increased giving should be an integral part of any maturingChristian’s life. The amount given should be prayerfully determined and not anautomatic 10%. According to scripture, giving should be done proportionately to one’sincome and net worth, and giving should be done regularly and cheerfully.

q Disagree – I have attached my own core beliefs for this area

● BIBLICAL STEWARDSHIPBiblical stewardship could be defined as the use of God-given resources for theaccomplishment of God-given goals or objectives. It is a lifelong process of growth inspiritual character and implies that every spending decision is a spiritual decision.

q Disagree – I have attached my own core beliefs for this area

● FINANCIAL PLANNINGFinancial planning is the allocation of limited financial resources to unlimitedalternatives, and it is applicable to anyone, at any income or net worth level (as allresources are ultimately limited.)

q Disagree – I have attached my own core beliefs for this area

● PRINCIPLES OF FINANCIAL SUCCESSThe five principles of financial success are to

1. Spend less that you earn - Proverbs 13:112. Avoid the use of debt - Proverbs 22:73. Build liquidity - Proverbs 6:6-84. Set long-term goals – Philippians 3:145. Believe that God owns it all – Psalm 27:4

q Agree q Disagree – I have attached my own core beliefs for this area

● INVESTMENTSInvestments are a tool one uses to accomplish financial objectives and are not an endin and of themselves. One accumulates wealth by spending less than they earn over along time period. One preserves wealth by following the Biblical principles ofdiversification, professional advice, and a long time horizon. Investment speculationshould only be done after asking the question, “Would this money be better used bygiving to a Kingdom purpose?” and, secondly, “Can I afford to lose this money with noadversarial effect on my long-term goals?” Using my investments to make a statementof faith is legitimate and may or may not cost me something in the way of return and/orrisk.q Agree q Disagree – I have attached my own core beliefs for this area

● WORK AND RETIREMENTGod created man to work throughout a lifetime. Work is normative, not a result of thefall, and should be accompanied by a sense of satisfaction and enjoyment. Leisure is apart of God’s plan but not the objective of His plan. Work should be accompanied by asense of calling.q Agree q Disagree – I have attached my own core beliefs for this area

Revision: 6/08/1615

(Core Beliefs, continued) ● NET WORTH

One cannot accumulate enough to feel financially secure, significant, or successful.However, everyone can answer the question, “How much is enough?” The answer willdiffer for every family and is a number that should be determined prayerfully andperiodically (as time results in many changing circumstances.) Net worth is always andonly a measurement of God’s provision and never a measurement of significance orsuccess.q Agree q Disagree – I have attached my own core beliefs for this area

● INCOME TAXESScripture commands that people pay their taxes. Taxes should never be a source ofcash-flow problems as they can always be adequately planned for. Tax planningshould never be the ultimate driving force in financial decisions. In many ways, incometaxes are an indicator of God’s blessings.q Agree q Disagree – I have attached my own core beliefs for this area

● LIFE INSURANCELife insurance should play an integral part in any financial plan, and buying lifeinsurance does not demonstrate a lack of faith, but rather prudent planning. Over-insuring for the purpose of protection is unscriptural, as only God ultimately providesthe protection we need. Having enough life insurance to provide for family needs is agood stewardship decision.q Agree q Disagree – I have attached my own core beliefs for this area

● WEALTH TRANSFERWealth transfer is different from estate planning in that it begins during one’s lifetime,and it considers the impact on the beneficiary as its primary objective. A beneficiaryshould never be surprised by the decisions of the steward. It is the last stewardshipdecision that God allows the steward to make.q Agree q Disagree – I have attached my own core beliefs for this area

● TRAINING CHILDRENIt is by faith, with commitment, that a parent trains a child in the principles and skills ofmoney management. Both money and wisdom can be left to children, but wealth leftwithout wisdom can have dire consequences on future generations. Training childrento manage money involves not only the skill of money management but also theBiblical truths and principles underlying all stewardship planning and decision making.q Agree q Disagree – I have attached my own core beliefs for this area

I have reviewed the Kingdom Advisors Core Beliefs and have either indicated that I agree with each core belief or I have attached my own core belief(s) as indicated.

_________________________________________ _____________________ Signature Date

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Section V: Technical Competence

A: Technical Competence Attestation Based on the discipline(s) for which you are seeking Certification, complete the following information and attach copies of support as indicated:

1. I have the following current professional designation(s) (include the date thedesignation was obtained and copies of support for your designation – certificate,current I.D. card, etc.):_________________________________________________________________________________________________________________________________________________________________________________

2. I have the following current professional license(s) – please attach a copy of yourlicense:_________________________________________________________________________________________________________________________________________________________________________________

3. I have the following number of years of full-time experience (list each discipline forwhich you are requesting Certification – financial planner, accountant, investmentadvisor, insurance, and / or lawyer).

Discipline Years of Experience ___________________________________ ________________ ___________________________________ ________________ ___________________________________ ________________

4. Please list your Broker Dealer and your Individual CRD number, if applicable:

Broker Dealer: ________________________________

Individual CRD #: _____________________________

5. If you hold licenses (currently or in the last two years) with the NASD (now FINRA), please attach the full report (PDF) of your FINRA BrokerCheck, which can be obtained by visiting FINRA at brokercheck.finra.org. This report must be run/dated within 30 days of your Certified Kingdom Advisor® Application date. Please note this is required for all applicants who have ever had licenses through NASD/FINRA whether or not you are applying for status as a Certified Kingdom Advisor® in the investment area. Certification cannot be granted with any pending or unresolved issues on your FINRA BrokerCheck report. Previous resolved issues may require additional information and may or may not result in granting of Certification status.

q I currently hold (or have in the last two years) licenses with the NASD/FINRA and I have attached a current copy of my FINRA BrokerCheck Report to this application.

q I have never held licenses with the NASD/FINRA; therefore, I have not attached a FINRA BrokerCheck Report.

Revision: 6/08/1617

6. Have you ever had any regulatory or compliance issues with NASD, your brokerdealer or your professional designating body? Have you had any customercomplaints reported to the CRD? Certification cannot be granted with any pending orunresolved issues with any of these entities. Previous resolved issues may requireadditional information for review and may or may not result in granting of certificationstatus.

q No

q Yes

If yes, please explain the consequences and attach documentation of the issue(s) and support for the resolution or the current status of the issue(s). _______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ ____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ ______________________________________________________________________________________________________________________

I certify that all information provided in this application and attached to this application is true and accurate.

_________________________________________ _____________________ Signature Date

Revision: 6/08/1618

Attachment #1

Kingdom Advisor Business/Services Description Form

Name of Kingdom Advisor: __________________________________________________ Name of Firm: _____________________________________________________________ Provide a description of your business/services (100 words or less) as you would like it to appear in your Certified Kingdom Advisor® listing in the CKA® directory. Alternatively, you may email your description to CKA@kingdomadvisors.com. Please email a company logo for your Certified Kingdom Advisor® listing if your firm allows (minimum size 1MB and a jpg file). __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________ __________________________________________________________________________

Revision: 6/08/1619

Attachment #2

Kingdom Advisor Reference Form Instructions (to be provided to individuals completing reference forms for Kingdom Advisors)

You are being asked to complete this reference form by a member of Kingdom Advisors. This member is seeking to become a Certified Kingdom Advisor®, which will allow our organization to represent this member to the general public as a Certified Kingdom Advisor® designee. The central mission of Kingdom Advisors is to benefit the public by granting the Certified Kingdom Advisor® designation and upholding it as the standard of excellence for biblically wise financial advice.

A Certified Kingdom Advisor® is a recommended Christian financial professional who has met high standards in training, integrity and competence as an advisor, leader and counselor. A Certified Kingdom Advisor® must meet a combination of personal and professional requirements in the following areas:

1. Statement of Faith – includes a signed Statement of Faith and PersonalTestimony of Conversion to Christ.

2. Ethics and Integrity – includes a signed Code of Ethics and three Letters ofReference including a statement of local church involvement from pastor or pastoralstaff.

3. Personal Practice of Financial Biblical Stewardship – includes a signedStatement on Personal Practice of Financial Biblical Stewardship.

4. Application of Biblical Wisdom in Counsel – includes completion of KingdomAdvisors Training, completion of Core Beliefs, and completion of LeadershipRequirements.

5. Technical Competence - includes completion/maintenance of ProfessionalDesignation(s) and Licensing and/or appropriate Level of Experience in his/herDiscipline.

As a part of our requirement relating to Ethics and Integrity, we require our members to submit a pastor or pastoral staff reference and client references. We thank you in advance for taking the time to complete this reference. Please provide background as to your relationship with this member and speak to their ethics, integrity and character in addition to any other information you feel is appropriate. We request that you complete the reference on the form provided so that we may maintain continuity with our Certified Kingdom Advisor® review process. Please return the reference directly to Kingdom Advisors via email or mail. If you have any questions regarding Kingdom Advisors or this Kingdom Advisors Reference, please contact CKA@kingdomadvisors.com. Thank you for your time.

In Christ,

Rob West Kingdom Advisors, President

Kingdom Advisors • 280 Interstate North Circle SE, Suite 100 • Atlanta, GA 30339 (404) 497-7680 • Fax: (404) 497-7685 • www.kingdomadvisors.com

Revision: 6/08/1620

Attachment #2.1

Kingdom Advisors Pastoral/Pastoral Staff Reference Form(The individual completing this reference form should return this form directly to Kingdom Advisors

via email at CKA@kingdomadvisors.com or mail to Kingdom Advisors, 280 Interstate North Circle SE, Suite 100, Atlanta, GA 30339.)

Name of Kingdom Advisor: _________________________________ Date: ___________

Name of Reference: _______________________________ Title: ___________________

Church/Place of Worship: ___________________________________________________

Phone: ________________________ E-mail Address: ____________________________

How long have you known this Kingdom Advisor? ________ years (at least 2 years)

What is your relationship to this Kingdom Advisor and why would you recommend him/her to the general public as a good resource for someone looking for a Christian financial professional? ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

______________________________________________________________________________________________________________________________________________________________________________________________________________________________

______________________________________________________________________________________________________________________________________________________________________________________________________________________________

Signed Statement of Local Church Involvement (to be signed by Pastor or Pastoral Staff Member)

I, as a Pastor or Pastoral Staff Member, of _________________________________, Name of Church/Place of Worship

hereby certify that ___________________________ regularly attends and is actively Kingdom Advisor Name

Involved in our church’s worship and programs.

____________________________________________________________________ Signature Printed Name Title Date

Revision: 6/08/1621

Attachment #2.2, 1st copy

Kingdom Advisors Client Letter of Reference Form(The individual completing this reference form should return this form directly to Kingdom Advisors

via email at CKA@kingdomadvisors.com or mail to Kingdom Advisors, 280 Interstate North Circle SE, Suite 100, Atlanta, GA 30339.)

Name of Kingdom Advisor: ____________________________ Date: ________________

Name of Reference: _______________________________ Title: ___________________

Address: _________________________________________________________________

Phone: ______________________ E-mail Address: _____________________________

How long have you been a client of this Kingdom Advisor? _______ years (at least 2 years)

How long have you known this Kingdom Advisor? ________ years (at least 2 years)

What is your relationship to this Kingdom Advisor and why would you recommend him/her to the general public as a good resource for someone looking for a Christian financial professional? ______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

______________________________________________________________________________________________________________________________________________________________________________________________________________________________

______________________________________________________________________________________________________________________________________________________________________________________________________________________________

__________________________________________________________________________

____________________________________ Signature of Reference

Revision: 6/08/1622

Attachment #2.2, 2nd copy

Kingdom Advisors Client Letter of Reference FormThe individual completing this reference form should return this form directly to Kingdom Advisors via email at CKA@kingdomadvisors.com or mail to Kingdom Advisors, 280 Interstate North Circle SE, Suite 100, Atlanta, GA 30339.

Name of Kingdom Advisor: ______________________________ Date: ______________

Name of Reference: _______________________________ Title: ___________________

Address: _________________________________________________________________

Phone: _____________________ E-mail Address: ______________________________

How long have you been a client of this Kingdom Advisor? _______ years (at least 2 years)

How long have you known this Kingdom Advisor? ________ years (at least 2 years)

What is your relationship to this Kingdom Advisor and why would you recommend him/her to the general public as a good resource for someone looking for a Christian financial professional? ______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

__________________________________________________________________________

____________________________________________________________________________________________________________________________________________________

__________________________________________________________________________

____________________________________________________________________________________________________________________________________________________

__________________________________________________________________________

____________________________________ Signature of Reference