cdc 8-17-12

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

August 17, 2012

Rancho Mission Viejo RodeoThe Richest Two Day Rodeo In The CountryHere Next Weekend





Know Your rodeo events

BareBacK ridingLike saddle bronc riding, the first thing a bareback rider has to do is

“mark out” the horse. Both spurs must touch the horse above the point of its shoulders when it makes its first jump from the chute. If the rider misses that mark—he’s disqualified. No saddle, no stirrups — just cowboy with a leather rigging in one hand and eight seconds of wild action.

saddle Bronc ridingOne of the oldest events, the roots of saddle bronc riding reach back to the

Old West when ranch hands would show off their style riding unbroken horses. In the modern event the rider attempts to win style points while staying on a bucking horse for a maximum of eight seconds. Judges consider the horse’s bucking action, the cowboy’s spurring action and his control of the horse

Bull ridingAs in all riding events, half the score is based on the rider’s performance

and the other half is based on the bull’s efforts to throw him before the buzzer sounds. Bull riding is fast, physical and dangerous. Adding to the challenge: the cowboy must hold on with one hand. If his free hand touches the bull or himself, he’s out of the running.

steer wrestlingKnown as the “big man’s event,” a steer wrestler (or bulldogger) needs

brawn and brains to compete successfully. The steer gets a head start be-fore the bulldogger on horseback races after him, slides down the side of his horse, grabs the running steer and wrestles him to the ground. A timed event, the clock stops when the steer is on his side with all four legs pointing in the same direction.

tie down ropingThis is a beautiful display of teamwork between a cowboy and his horse.

Luck of the draw comes into play, too. A spirited calf can thwart the best cow-boys. After a head start, the mounted cowboy gives chase, ropes the calf, jumps off his horse and ties any three of the animal’s legs together. When he completes his tie, he remounts and allows the rope to go slack. If the calf kicks free within six seconds, the roper is disqualified.

team ropingDon’t blink or you’ll miss one of the fastest events in rodeo. A two-man,

two-horse team of header and heeler work with choreographed precision to chase down a speeding steer. The header ropes him around his protected horns, neck or a partial horn-neck catch, then turns the steer to the left so the heeler can rope its hind feet. The run is done when the team ropers’ horses are facing each other on opposite sides of the secured steer.

The Coto de Caza News

August 17, 2012 The Coto de Caza NewsThe Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

By Anthony R. “Tony” Moiso President and CEO, Rancho Mission Viejo

The roots of rodeo reflect the lega-cies of the land our family and I have been blessed to own and manage since 1882. Dating back to the Spanish and Mexican period of California history and then to the early 1800’s when Don Pio Pico, the last Mexican Governor of California and his family owned this land, there have been rodeos for as long as there have been cattle and “vaqueros” (or cowboys)here in south Orange County. In the days of the great ranchos, during the annual Spring roundups and brandings, the “vaqueros” had the opportunity to dis-play their considerable horsemanship skills. In fact, the word “rodeo” was traditionally pronounced “ro-day-oh” and comes from the Spanish word rodear, which means “to surround.” After branding the cattle, often there would be time for competition during which the “vaqueros” demonstrated their riding and roping skills. Following the Civil War, when cattle herds began to spread out throughout the West, American cowboys found themselves working alongside the great “vaqueros” and learning their skills.

Over time, the large stockyards, which dotted the west, became a place where cowboys would challenge each other to see who was the best. How-ever, as time marched on and railroad stock cars replaced cattle drives, the demand for cowboy labor declined; and shrinking wages were supplemented through stock shows (sometimes called rodeos). Soon, showmen such as “Buffalo Bill” Cody organized elaborate shows and rodeos which reenacted the great stories of the “Wild West.” In 1936, cowboy leadership began to organize. Ultimately, the Professional Rodeo Cowboys Association(PRCA) was established to standardize rodeos and to establish and to enforce rules and regulations for the protection of rights and safety of both the cowboys and the animals. Today, from small towns across our nation all the way to the December national championship (The Wrangler National Finals Rodeo) in Las Vegas, there are more than 600 PRCA rodeos.

With more than 170,000 fans at-tending the National Finals and ap-proximately 13 million viewers watching on ESPN, rodeo is now more popular and competitive than ever. In 2001, my uncle, Dick O’Neill, Gilbert Aguirre, my family, and I decided to sponsor and to stage a PRCA-sanctioned rodeo on our land to perpetuate the tradition of rodeo here in urban south Orange County — and to pay tribute to the sport, to the

heritage of the land, and to raise funds for local charities such as the Camino Health Center, the Shea Therapeutic Riding Center, and the R.H. Dana Exceptional Needs Center (part of the Capistrano Unified School District). This year, as we celebrate our10th anniversary as hosts, we are proud to announce that our Rancho Mission Viejo Rodeo will have distributed more than $1 million dollars to these chari-ties. Raising funds for charities at the rodeo continues the ranching tradition of passing the hat for charitable needs. We also are very proud to share that the Annual Rancho Mission Viejo Rodeo is America’s Richest Two-Day Rodeo. As champion cowboys from across the na-tion compete for a purse totaling more than $200,000, the top thirty money win-ners (as of early August) in each rodeo event* will strive to win their share of the purse. As the cowboys race to qualify for The Wrangler National Finals Ro-deo — only the top fifteen at season’s end will make it — the “big payday” afforded this weekend just might make someone’s dream of participating in the “NFR” come true. As you look around the stands and cheer on your favorite cowboy, bucking horse, or bull, please recognize all the hard work dedicated to making our Rancho Mission Viejo Ro-deo such a great success. Our Rodeo is completely planned and executed by a very small group of volunteers, led by Gilbert Aguirre. My family and I are proud to host this event, and we are forever grateful to the members of the Rodeo Committee for their continued commitment to “making it happen.” So, welcome to the Annual Rancho Mission Viejo Rodeo, to the Rancho Mission Viejo Riding Park at San Juan Capistrano, to Rancho Mission Viejo, and to a weekend of “Good Times”!

tHe roots oF rodeo

Editor’s note: The Rodeo takes place August 25 & 26, 2012. Corner of Ortega Hwy & Antonio/La Pata Saturday, August 25thGates Open: 2:00 p.m. Music: 2:00 p.m. Opening Ceremonies: 3:45 p.m. Rodeo Begins: 4:00 p.m. Concert/Dance Begins: 6:00 p.m. Band:Chancey Williams and The Younger Brothers BandSunday, August 26thGates Open: 11:30 a.m. Music: 11:30 a.m. – 1:00 p.m. Opening Ceremonies: 1:15 p.m. Rodeo Starts: 1:30 p.m.TicketsAdmission Adults – $25 Kids (4 to 12 years) – $10 3 & Under – FreeTickets on Sale at the following locations: Swallows Inn – San Juan Capistrano Hennessy’s Tavern – Dana Point Boot Barn – Lake Forest Ortega Tack & Feed – San Juan Capistrano Jerry’s Dogs – Ladera RanchAll rodeo ticket presales at offsite locations began on August 1st or at the gate on the day of the performances.


August 17, 2012The Coto de Caza News The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

ruth whiteEditor

sandra whiteDisplay Advertising

diana calvaneso, Managervalerie mincheffLegal Advertising

Beverly Farmer, Art DirectorGraphics Department

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspa-pers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request.Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Govern-ment Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public no-tices for the South Orange County Judicial District.

Jerry whitePublisher

Subscription Rates $26.00/year

Editorial offices:23472 Vista Del Verde, Suite 6Coto de Caza, CA 92679-3930

949-589-9990

To send a press release:[email protected]

Never approach a bull from the front, a horse from the rear,

or a fool from any direction-Clint Eastwood

School offices in the Cap-istrano Unified School District will be open for business beginning on Monday, Aug. 13, 2012.

Parents can complete the enrollment process for their child or get additional in-formation at school offices from 8 a.m. to Noon through Friday, Aug. 17, 2012. From Monday, Aug. 20, 2012, through Tuesday, Sept. 4, 2012, excluding weekends and Labor Day, the offices will be open from 8 a.m. to 4 p.m.

Parents who have already signed up for a CUSD Parent Portal account are encour-aged to enroll their children online. Parents who do not have the necessary infor-mation to create a Parent Portal account are encour-aged to contact their child’s school beginning next week. Instructions for creating a Parent Portal account, ad-ditional information, and a short video overview can be found at abi.capousd.org.

If you have registered for a CUSD Parent Portal account, you are encouraged to begin the annual re-registration process by logging into the Portal (abi.capousd.org) to re-view and update your child’s student demographic/emergency contact information. You will also be asked to read, review, and accept district policies and then print the data con-firmation signature form and data confirmation email. That form will be requested by your child’s school. For

parents who have not yet been able to create a Parent Portal account and do not have access to your child’s verification code, please con-tact the school office, which opens for business on Monday morning, to obtain that confidential information. If you are the parent of an incoming kindergarten or transitional kinder-garten student, you will receive infor-mation regarding your Parent Portal account during your school’s first day kindergarten orientation. The online data confirmation option was described to parents of secondary students in the annual re-registration packets that were distributed this week at the secondary schools.

Completion of the data confirmation process or a completed traditional emergency card will be required for walk thru registration at the second-ary schools. Parents of elementary students will receive packets on the first day of school; however, you are encouraged to access your Parent Portal account now to begin the data confirmation process. Instructions for creating a Parent Portal account, additional information, and a short video overview can be found at abi.capousd.org.

School begins on Wednesday, Sept. 5, 2012. For additional infor-mation, visit the district website at www.capousd.org.

annual student enrollment process now availaBle online



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Wednesday, September 5, 7-8:30 p.m.Rancho Santa Margarita Book Club--Book

discussion for this month will bePeony by Pearl S. Buck. Please read the

book prior to attending. Future reading will include The Little Stranger (October) and The Condition (November). The club meets the first Wednesday of the month at Rancho Santa Mar-garita Library. For more information contact Jan at [email protected]

T u e s -day, Sep-t e m b e r 11, 6-8:45 p.m.

SCORE Workshop - “ S e l l M o r e o f What You A l r e a d y S e l l : Learn the S e c r e t s o f P r o -fessional Se l l i ng . ” P r o f e s -s i o n a l

selling is tough. The key to success in the sales process rests in understanding the buy-ing process. Do you know why your clients buy

from you? Do you know the benefits that they seek from you? Do you understand why they buy from you and not a competitor? By under-standing your buyer’s motivation you can win more clients, sell more products, and grow your business. The sales process is about them, not about you. Learn to sell more to more clients with less work.

SCORE is a nationwide nonprofit organization dedicated to the formation, growth and success of small business. SCORE is a resource part-ner with the U.S Small Business Administration (SBA). Over 10,500 successful executives, lo-cated in 389 local chapters throughout the United States and its territories, volunteer to provide free, confidential business counseling and low cost workshops as a public service to all types of businesses, in all stages of development. SCORE is the best source of free and confi-dential small business advice to help you build your business-from idea to start-up to success.

Since its founding in 1964, SCORE has pro-vided more than 6.5 million aspiring entrepre-neurs and small business owners with practical, real-world advice for starting and managing a small business. Today, SCORE provides more than 400,000 counseling and training sessions each year. Register at SCORE’s online workshop calendar: http://www.score114.org/workshops/calendarList.aspx

Wednesday, September 12, 4-5 p.m.Teen Open House—Drop in for an after school

snack and learn about upcoming teen events at Rancho Santa Margarita Library. Teens, grades 7-12, and their parents are welcome. For more information call 949.459.6094.

Wednesday, September 19, 4-5:30 p.m.Teen Author Panel—Authors Cecil Castellucci,

Christine Fonseca, Janet Tashjian, Pamela Wells, and Sue Zeidler will be here to meet and greet students, grades 7-12, and inform them about the writing profession, and being an author. Q & A and the sale and autographing of books will conclude the program. For more information call 949.459.6094.

Wednesday, September 19, 7-8:30 p.m.Rancho Readers’ Cafe-- Share a cup of cof-

fee and some chitchat with fellow book lovers in a relaxed atmosphere. Exchange ideas about fiction and nonfiction titles that you’ve enjoyed. This adult program meets the third Wednes-day of each month. For more information call 949.459.6094.

Friday, September 21, 7 p.m.International Film Series—A quiet, wealthy,

Parisian couple find their household turned up-side down by a bevy of Spanish maids. The film, by writer-director Philippe Le Guay, is Not Rated. A brief discussion will follow this free screening. For more information call 949.459.6094.

rancHo santa margarita liBrarYadult & teen services septemBer events



Jane Monheit and John Pizza-relli, two of today’s most intoxi-cating vocalists, will join forces for an unforgettable evening of the Great American Songbook on October 5 to k ick o f f the Segerstrom Center for the Arts 2012-2013 Cabaret Series. Both artists bring finesse to their inter-pretations of classic standards, making each song fresh, unique and deeply personal. Tickets for Jane Monheit and John Pizzarelli Quartet start at $26 and will go on sale Sunday, August 26 at 10 a.m. PST. Currently, tickets are available with a season subscrip-t ion to the 2012-2013 Cabaret Series. They wil l be avai lable online at SCFTA.org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 556-2787. For inquir ies about group t icket savings for 10 or more, call the Group Services off ice at (714) 755-0236. The TTY number is (714) 556-2746. Segerstrom Center for the Arts applauds HÔM Sotheby’s Inter-national Realty for its support of Jane Monheit & John Pizzarelli Quartet. Acura is the Official Au-tomotive Sponsor of the Center.

Jane Monheit is an extraordi-narily gifted vocalist whose sin-cere and romantic interpretations of exceptional songs have made her a favorite in both the jazz and cabaret worlds. Monheit has garnered numerous accolades in the past decade. Her first album, Never Never Land, was voted top debut recording by the Jazz Jour-nalist’s Association and stayed on the Billboard Jazz chart for over a year. Subsequent albums either charted high, or in several cases, debuted at number one, and yielded two Grammy® nomi-nations in the Best Instrumental A r r a n g e m e n t A c c o m p a n y i n g Vocals category, recognizing the work of Vince Mendoza on 2002’s In The Sun and 2004’s Taking A Chance On Love. Over the years, she has collaborated with art-ists such as Michael Bublé, Ivan Lins, Terence Blanchard and Tom Harrell.

Monheit celebrated the 10th anniversary of her remarkable recording career with the release of her most mature, heart fe l t album yet, Home , a collection of standards that represents a passionate return to her roots as a jazz musician. The CD fea-tures the band she has worked with onstage and off for most

of her career, as well as special guests such as Pizzarelli, Mark O’Connor and Larry Goldings. Home was her f i rst album for Emarcy/Universal and also marks her debut as sole producer of a recording.

John Pizzarelli has had a multi-faceted career as a jazz guitar-i s t , voca l is t and band leader. Internationally known for classic standards, late-night ballads and the hip jazz flavor he brings to his performances and recordings, he has recently established himself as the consummate entertainer and radio program host with the launch of Radio Deluxe with John Pizzarelli, a nationally syndicated radio program co-hosted with his wife, Broadway star Jessica Molaskey.

Pizzarelli has been playing gui-tar since age six, following after his father guitar legend Bucky Pizzarell i . The elder Pizzarell i exposed him to all the great jazz music of the era, f rom Count Basie and Les Paul to Django Re-inhardt and, of course, Nat “King” Cole. Using greats like Ellington, Cole and Sinatra and the songs of writers such as Rodgers, Ger-shwin and Jobim as touchstones, Pizzarel l i is among the pr ime contemporary interpreters of the great American songbook, bring-ing to the work his signature style and brilliant guitar playing.

In addition to being a bandlead-er and solo performer, Pizzarelli has been a special guest on re-cordings for major pop names such as James Taylor, Natalie Cole, Krist in Chenoweth, Tom Wopat, Rickie Lee Jones and Dave Von Ronk, as well as lead-ing jazz art ists l ike Rosemary Clooney, Ruby Braff , Johnny Frigo, Buddy DeFranco, Harry Allen and, of course, Bucky Piz-zarelli.

The Cente r ’s 2012 – 2013 Cabaret Series also includes: Michael Feinstein: The Sinatra Project – October 27, 2012

Lea Salonga – January 19, 2013

Marin Mazzie & Jason Danie-ley: A Cabaret Valentine – Febru-ary 14 – 16, 2013

Barbara Cook 85th Birthday Concert – April 13, 2013

Betty Buckley – May 16 – 18, 2013

Single tickets go on sale for all upcoming Cabaret concerts on Sunday, August 26.

Jane monHeit & JoHn pizzarelli Quartet open segerstromcenter’s 2012 – 2013 caBaret series



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Register for the Commu-nity Emergency Preparedness Academy that begins

September 12, 2012 – Hur-ry, Space Limited!

In the event of a major di-saster or even a more common emergency, do you know what to do to care for yourself and family until help arrives?

The City of Rancho Santa Margarita will host a free seven week Community Emergen-cy Preparedness Academy (CEPA) to provide residents with critical information and skills to care for themselves, their families and neighbors when emergency responders may not be able to respond.

Topics include Earthquake Preparedness, Disaster Plans, Fire Safety and Fire Extin-guishers, Wildfire Preparedness, First Aid, CPR and Defibrillators, Utilities Service and Safety, Light Search and Rescue, and more.

After completing all sessions, participants will be trained how to prepare themselves, their homes and their families for emergencies; and how to help their community prepare for and deal with larger emergencies.

The course begins on Wednesday, September 12, 2012, and continues on Wednesday evenings for seven weeks, with the last class held on October

24, 2012. Classes run from 6:30 p.m. to 9:00 p.m. at the Bell Tower Regional Community Center, located at 22232 El Paseo, next to City Hall. In place of the October 3 class, will be CPR and First Aid training on Saturday, October 6.

Class size is limited to 25 participants and reg-istration is required. The class is free and open to all adult residents who are able to attend the entire program. Teenagers attending with parents are also welcome.

CEPA is a collaborative effort by the City, Orange County Sheriff’s Department, Orange County Fire

Authority, Doctor’s Ambulance Service and the American Red Cross. Doctor’s Ambulance Service provides a sponsorship to cover program costs. The program is especially vital for residents living near rural canyon areas, such as Rancho Santa Margarita, which are vulnerable to wildfire or the disruption of infrastructure caused by earthquakes.

To register for the course, contact Steve Rhyner, Emergency Management Coordinator for the City of Rancho Santa Margarita at [email protected] or 949.635.1809.

are You prepared in case oF an emergencY?



Housewarming crowd welcomes david and angel stollerto rancHo colinas neigHBorHood in coto de caza

House full of happiness. Coto de Caza neighbors packed the house to share in last weekend’s housewarming event

A toast from the host, David Stoller and his wife Angel lift their glasses to celebrate their new home at Friday’s housewarming.

A crowd of cheerful Coto de Caza resi-dents descended on the home of David and Angel Stoller last Friday evening to welcome their new neighbors to the Rancho Colinas neighborhood of Coto de Caza.

The warm summer weather last week-end seemed a perfect time for a cheerful get together of friends and neighbors who appeared in a particularly festive mood. While some parties are limited only to adults, this was not the case with last Friday’s event where more than 12 lively children also attended, nearly filling up the spacious upstairs game room of the Stoller family.

As the grownups enjoyed their ap-petizers featuring both sushi and other delightful wines and hors d’oeuvres, the youngsters relished popular finger foods and video games while laughing and frolicking around in the den where a big screen television played popular children’s movies all evening under the watchful eyes of two of the Stoller’s regu-lar babysitters.

The Stoller’s are the owners of Family Foot Care in Mission Viejo. Dr. Stoller is a foot and ankle surgeon and Mrs. Stoller is the office manager for the company. The family recently relocated to the Rancho Colinas neighborhood of Coto de Caza and graciously opened their home to last weekend’s housewarming with many Rancho Colinas neighbors. The Stoller’s who are members of the Coto de Caza Golf and Racquet club, are avid tennis players and were pleased and surprised when several of their tennis partners dropped in to join the fun at the housewarming.

Sam Pourbabak, Brad Anderson, Lynette and James Burnside

Steve Emerson, Jim and Lucia Lowe, Angel Stoller, Deepti and Akash LapsisBrad Anderson, Chrissy Roth, David and Angel

Stoller, Bruce Khosh and James Burnside

Scott and Karen Sherman, Nina and Todd KatlerGuests kids have fun too in their own separate game room



six candidates in tHe running For rancHo santa

margarita citY council raceWhen city coun-

cilman Jerry Hollo-way decided not to seek reelection this year, it automatically allowed other po-tential candidates additional time to file. But by the fi-nal 5 p.m. deadline Wednesday, only six candidates had tossed their hats into the ring. According to deputy city clerk, Maria Ferris, only the following six candidates are running: current council members Anthony Beall and Carol Gamble have filed for the two four-year seats that are available on the council. Wedding coordinator and event planner Kenney Hrabik has also applied for the four-year seat. Glenn Acosta, board member of the Trabuco Canyon Water District and current City Planning Commissioner. Brad McGirr filed for the two-year seat vacated by Carol Gamble’s filing to win the four-year seat. Retired businessman Larry McCook narrowly beat the deadline by filing at the last minute. McCook will also compete for the two-year seat. The City Council seats held by Jesse Petrilla and Steve Baric are not up for election this year and they will retain their positions without having to run for reelection in November. The only casualty in this year’s Rancho Santa Margarita city council race might be Brad McGirr, who would lose his seat on the Rancho Santa Margarita Planning Commission if he wins the elec-tion to the City Council. In that event the Rancho City council would have to appoint a new member to the planning commission.

YOU CAN ALMOST SMELL THE POPCORN FROM HERE as the new Cinepolis theater gets ready for its plaster façade. Cinepolis is building a multi-million dollar renovation to the existing movie theater. The property is part of a 17-parcel site, called the Rancho Santa Margarita Town Center, which share about 1,520 parking spaces .The other parcels have been developed with various compatible retail establishments. In addition to renovating the theater auditoriums, Cinepolis will operate a restaurant in the theater’s lobby area by creating dining and lounge areas where guests can order and be served food and drink items whether or not they have purchased admission to the theater. An 800 square foot outdoor dining area is also being added.

As a part of the renovation, Cinepolis will replace all of the seats in each of the six theater auditoriums with new plush reclining leather chairs, which each include a small adjustable table built into the armrest. Each chair will also feature an in-seat waiter service call button in which customers could place food and beverage orders. To allow for the larger aisles and spacious seating, the total number of seats in the theater auditoriums will be reduced from 1,472 total seats to 509 total seats to allow for larger aisles and spa-cious seating. Cinepolis says that this reduction in seats will cut the overall parking demand for the Town Center.

The new theater will also feature an extensive food and drink menu beyond the standard movie choices (e.g., popcorn, sodas and candy). This new food selection will feature gourmet finger foods, artisan sandwiches and sushi, as well as espresso drinks, specialty cocktails, wine and craft beers.

The Town Center retail center was part of the original master plan for Rancho Santa Margarita. In mid- 1993, the Orange County Planning Com-mission approved a “Superblock Parking Plan” for the Town Center which included the approval of a 25,000 square foot movie theater with 1,450 seats. In September 1994, the County of Orange approved a modification to the Superblock Parking Plan and Site Development Permit, which allowed for the movie theater to increase its square footage and number of seats. Over the next decade, the rest of the Town Center was constructed in various phases of development.

For over 15 years the theater operated as part of the Edwards Cinema franchise. Although Regal Cinemas acquired the Edwards franchise in 2002, the theater operated as an Edwards until it closed its doors in January 2012.

You can almost smell tHe popcorn From Here



Society Sceneby

Kelly Bennett

Exclusively for the Coto de Caza News

oc looK event Honors oc’s most stYlisH and

BeneFits JdrF oc cHapterMore than 350 people attended the OC Look 2012 party, an exquisite fun-

draising event that benefits JDRF (Juvenile Diabetes Research Foundation) that was hosted by Orange Coast Magazine where seventeen Orange County residents who possess a certain “je ne sais quoi” with their style and fashion savvy where honored. Held at the home of prominent Orange County attor-neys Daniel and Maureen Callahan in the Ritz Cove community of Dana Point, 2012 marks the fifth anniversary of OC Look and the magazine’s partnership with JDRF’s Dream Guild and the Orange County chapter. This year’s event raised more than $17,000 to support research to find a cure for diabetes.

Walking into the event, you could tell this upscale soirée had all the mak-ings for a successful celebration. Watching the sun set over the ocean at this magnificence home was absolutely breathtaking; however, guests were also treated to an evening of style and fashion. Rooms throughout the home were filled with a variety of fun things to do such as a beauty lounge by MAC Cosmetics, handwriting analysis by Montblanc, informal modeling and a pop-up shoe boutique by Saks Fifth Avenue which in my opinion was tantalizing to say the least! There was also a photo lounge by Lisa Renee Photography, a decadent dessert buffet by Christopher Gar-ren’s Cakes and coffee station by Nespresso and the signature cocktails by Karlsson’s Vodka and Bel Air Bellini were also very popular and yummy. Sponsors this year included Wells Fargo, Land Rover, MAC Cosmetics, Montblanc, Karlsson’s Vodka, Saks Fifth Avenue, Tiffany & Co., Callahan & Blaine, Nespresso, Christopher Garrens Cakes, 24 Carrots catering, and Lisa Renee Photography.

The roster of OC Look winners exemplify a spectrum of the different styles and cultures that make up Orange County. The 2012 Honorees are: C.J. Wilson, pitcher for the Los Angeles Angels of Anaheim and founder of C.J. Wilson’s Children’s Charities; Francois Beauchemin, defenseman for the Anaheim Ducks; Eva La Rue, Emmy-winning actress best known for starring roles in CSI: Miami and All My Children; Oleema Miller, one half of the sisterly design duo behind Mikoh Swimwear; Dain Blanton, Olympic Gold Medalist (2000 for Beach Volleyball) and sportscaster for the Los Angeles Clippers; Nadia Bozetti, fashion designer and owner of Lunalba knitwear; Alan Fuerstman, CEO of Montage Hotels and Resorts; Susan Egan, Tony-nominated actress best known for starring roles in Cabaret and Beauty and the Beast; Tom & Franchesca Gilchriese, he is the CEO of TLG Paving Company and she is a recording artist with Capital Records and the daughter of the late Paul Robi of The Platters; Dimetria Jackson, president of the Orange County Bar Association and CEO of RedBambina.com; Hans Keirstead, Ph.D, professor of anatomy and neurobiology, neurological surgery at UC Irvine and chairman of California Stem Cell, Inc.; Dr. Nirav Savalia, board certified plastic surgeon of Newport Beach Center for Plastic Surgery; Analisa Albert, chef instructor, philanthropist and triathlete; Adam Neeley, designer of Adam Neeley Fine Art Jewelry; Cristana Rocamora-Suder, designer and founder of Studio C; and Beth Jones, fashion blogger and stylist for bjonesstyle.com. OC Look honorees were presented with an exclusive award designed and provided by Tiffany & Co.

The OC Look winners were nominated by the OC Look advisory board. This year’s members included Michael Hall (Neiman Marcus), Greer Wylder (Greer’s OC), Christopher Del Castillo (MAC Cosmetics), Kacey Spies-Bruno (Montage Resorts), Michael Botsko (Tiffany & Co.), Jason Wallis (Fashion Photographer), Rachel JacksonSmith (Saks Fifth Avenue), Chris-tina Ferguson (Medical Marketing), Nichole Carroll (Tyler Rose Swimwear), Jennifer Condas (The Dream Guild, JDRF Orange County),Melanie Hurwitz (Melanie Hurwitz Medical Marketing), Neil Latham (Ty Alexander Salon), Photos by: Lisa Renee Photography

Oday Shakar (Fashion Designer) and Ashley Eckenweiler (The ACE Agency).

The Dream Guild builds a friendly, cohesive group of women who together help increase JDRF’s presence in the community through exciting and fun events to help raise funds to cure diabetes. JDRF was founded in 1970 by the parents of children with type 1 diabetes– a disease that strikes children, ado-lescents, and adults suddenly, making them insulin dependent for life, and carries the constant threat of devastating complications. More than 82% of JDRF’s expenditures directly support research and research-related education. For more information, please visit www.jdrfoc.org.

Bernadette and Sugar Ray Leonard are enjoying Sak’s Fith Avenue’s pop up shoe boutique

Ben Alvarado, Regional President of Wells Fargo poses with Maureen and Daniel Callahan

Taj Burrows and Oleema Miller with Kalani Miller and Kelly Slater

Guest are enjoying a handwriting analysis provided by Montblac



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Coto de Caza Legal NoticesT.S. No.: 2012-02475 Loan No.: 0598115061 APN: 836-651-26 TRA No.: 33-062 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/14/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash payable at time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: RON RHOADS AND JANICE RHOADS, HUSBAND AND WIFE AS JOINT TENANTS Beneficiary Name: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS A NOMINEE FOR PACIFIC COMMUNITY MORTGAGE, INC A CALIFORNIA CORPORATION Duly Appointed Trustee: Integrated Lender Services, a Delaware Corporation and pursuant to Deed of Trust recorded 10/20/2005 as Instrument No. 2005000845872 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 9/7/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $478,293.86 The property heretofore is being sold “as is.” The street Address or other common designation of real property is purported to be: 18 CALLE LIBERACION, RANCHO SANTA MARGARITA, CA 92688 Legal Description: As more fully described on said Deed of Trust. A.P.N.: 836-651-26 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 2012-02475. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 8/9/2012 Integrated Lender Services, a Delaware Corporation, as Trustee 2411 West La Palma Avenue, Suite 350 – Bldg. 1 Anaheim, California 92801 (800) 232-8787 For Sale Information please call: (714) 573-1965 Linda Mayes, Trustee Sale Officer P974613 8/17, 8/24, 08/31/2012

APN: 939-25-088 TS No: CA09003621-11-1 TO No: 5901215 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED June 8, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 14, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on June 22, 2006 as Instrument No. 2006000416610 of official records in the Office of the Recorder of Orange County, California, executed by HAMID REZA KHOSROWABADI, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25782 VIA LOMAS #88, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $363,071.37 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: August 10, 2012 TRUSTEE CORPS TS No. CA09003621-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Jose Hernandez, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09003621-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P975121 8/17, 8/24, 08/31/2012



By Jan Hoadley Rodeo bulls are

often overlooked as athletes. Their careers are not looked at in the same way that, say, a wrestler or boxer. They are a valued part of the rodeo if talented. The Professional Bull Riders does keep statistics.

They are stars and yet remain rooted in the ba-sics. Top bul ls such as Tahonta, retired when he wasn’t bucking quite as hard as normal and a vet-erinary check re-vealed an injury in his hip, probably from another bull on the ranch when he was turned out. They’re big, they’re powerful and outside the arena they’re just bulls - they eat and fight for dominance and sometimes, like the average ranch bull, injuries happen. For a rodeo bull it ends their career - he becomes a breeding bull rather than an arena star. Those bulls who have sparkled in the public eye are revered. Oscar, Hammer, Nightlife, Clayton’s Pet and others are well known for their ‘bad boy’ antics that in the arena make them known far and wide.

There are bulls that become leg-ends. A ten year old black and white speckled bull holds a lifetime PBR record of just over 90% success in bucking off the top competitors in the sport of bull riding in an average time of 3.71 seconds. His NFR record was 93.94% with 100% in his last year of competition. When word of his retirement broke messages came from around the world. His image is included in the PBR collector bulls. Blueberry Wine wasn’t a big bull as bulls go at around 1100 pounds - but he was quick. Like many athletes he had his quirks. “Some days, he’ll let you come right up and pet him. Other days you can’t get within ten feet of him,” owner Robbie Herrington of Herrington Cattle Company said of his “once in a lifetime” bull. Blue-berry Wine was purchased from James Harper for a reported figure of $50,000. Early on in his career he was a picky eater, and it took some experimenting to find the right feed to help him maintain his weight on

the road. He was athletic and had enough attitude to be a fan favorite and one competitors respected. For seven years he competed at the top level with an incredible record before retirement to breeding and attempt-ing to produce more top bulls from a name that ranks among the best bulls in the game. Although only nine riders managed to last the full eight seconds on the quick, hooky bull those who did could count on a payday.

Sharing the headlines of retirement at the time was another top bull - Little Yellow Jacket. A PBR buckoff rate of 83.78% with an average buckoff time of 3.41 seconds. Owned by a partner-ship of Joe and Nevada Berger, Tom Teague and Bernie Taupin, Little Yel-low Jacket is the only bull in history to win the PBR World Champion Bull title for three years in a row. He’s retired to North Dakota where he was inducted into the North Dakota Cowboy Hall of Fame. The 1,800 pound bull red brangus was a force to reckon with - an athlete who could be counted on to perform at the top level. He is a son of PRCA Bull of the year Yellow Jacket - a testament to breeding programs that produce top rough stock.

Rodeo legends cannot be dis-cussed in the bull arena without mention of a legend that draws awe and - for those who drew him - fear. Bodacious, a Charolais-Brahma bull is the stuff of legends. His retirement was brought on by a willingness to injure riders on top of a powerful desire to rid them from his back. This

is the bull who shattered Tuff Hede-man’s face. He sent several people to the emergency room despite their wearing masks and other protective headgear. With 1,800 pounds Boda-cious is debatable in the title of most dangerous top bull of all time. Tuff Hedeman once said “even top-ranked guys who weren’t afraid of anything were definitely afraid of Bodacious.” A ride of the giant that didn’t end with in-jury was a successful ride. Bodacious was such a powerhouse it wasn’t uncommon to see his belly from the top of the back of the chute - and if you can imagine being tied to some-thing nearly a ton dropping even five feet then changing directions - and you don’t know what direction - you can imagine a very small glimpse of him. He was able to buck many off before they could nod their heads. In four years and 135 rides only six riders completed eight rides on him. He lives on only in artificial breeding - the big boy died of kidney failure in 2000 and is buried at owner Sammy Andrews’ ranch in northeast Texas. His offspring and their offspring con-tinue the rodeo ways of the family tree - bulls like ‘Bo’s Excuse,’ ‘Erks Me,’ and ‘Fender Bender.’ Bodacious was the PRCA Bull of the year in 1994-95 and is in the Pro Rodeo Hall of Fame.

No talk of rodeo, bulls and legends would be complete without mention of the PRCA undefeated champion Red Rock. A Hereford-Brahman cross, Red Rock started life an orphan - his mama died birthing him and he was raised on a family milk cow. At two

years old he began his career in rodeo when sold to Mert Hunking, a local stock contractor, where Red Rock spent the next six years tossing riders who tried to ride him. Mert was stricken by cancer and in an effort to find a home for Red Rock he con-tacted Growney Brothers where John and Don bought the bull sight unseen based on his performance. Blueberry Wine and Little Yellow Jacket were retired by 10 years - Red Rock was 8 and beginning his pro rodeo career. In 309 attempts not one rider stayed on for eight seconds. The bull was known to do a “victory lap” before leaving the arena - and he bucked off some of the top riders in the game including Lane Frost, who would have won the 1986 world championship except for coming off Red Rock. The next year Red Rock was named the world champion bucking bull and Lane the world champion bull rider. Red Rock was officially retired from competition unridden in 309 attempts.

In a seven event special matchup between Lane and Red Rock - during that series each competitor gave it all - Red Rock was ridden by Lane...it was covered by USA Today, rodeo magazines and Sports Illustrated. Lane was the only bull rider to ever ride Red Rock and the big bull re-mained retired. Both Lane and Red Rock were inducted into the Pro Ro-deo Hall of Fame in 1990. On June 8, 1994 Red Rock died - he’d suffered a stroke and at 18 years old died while the vet was tending him. He is buried on the Growney ranch.

rodeo legends - BucKing Bulls



Coto de Caza Legal Notices

Coto de Caza Legal Notices Trustee Sale No. 12-00236-4 Loan No: Reinhart first APN 105-051-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DE-FAULT UNDER A DEED OF TRUST DATED December 1, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 31, 2012, at 9:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA., FIDELITY NATIONAL TITLE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on December 8, 2005, as Instrument No. 2005000981608 of Official Records in the office of the Recorder of Orange County, CA, executed by: Carl H. Reinhart, a single man, as Trustor, in favor of Commercial Bank of California, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, Cali-fornia describing the land therein as: AS MORE PARTICULARLY DESCRIBED IN EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF. Exhibit “A” T.S. No.: 12-00236-4 Loan No.: Reinhart first LEGAL DESCRIPTION All that certain real property situated in the County of Orange, State of California, described as follows: PARCEL 1: BEGINNING AT THE NORTH QUARTER CORNER OF SECTION 8, TOWNSHIP 5 SOUTH, RANGE 7 WEST, SAN BER-NARDINO MERIDIAN; IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, THENCE WESTERLY ALONG THE NORTH LINE OF SAID SECTION, 2635.05 FEET TO THE NORTHWEST CORNER THEREOF; THENCE SOUTH 0 DEGREES 10’ EAST ALONG THE WEST LINE OF SAID SECTION, 1795.31 FEET TO THE NORTH-WEST CORNER OF THE LAND DESCRIBED IN THE DEED TO CHARLES R. LIMER AND WIFE, RECORDED JUNE 5, 1941 IN BOOK 1099, PAGE 11 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; THENCE SOUTH 79 DEGREES 35’ 30” EAST ALONG THE NORTHERLY LINE OF SAID LAND, 1019.77 FEET TO THE SOUTH-WEST CORNER OF THE LAND DESCRIBED IN THE DEED TO HOWARD G. GEISSLER AND WIFE, RECORDED MAY 15, 1957 IN BOOK 3908, PAGE 261 OF OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID GEISSLER LAND, NORTH 5 DEGREES 54’ 48” EAST 281.10 FEET AND SOUTH 79 DEGREES 35’ 30” EAST 148.70 FEET TO THE SOUTHWEST CORNER OF THE LAND DE-SCRIBED IN THE DEED TO CHARLES E. JOHNSON AND WIFE, RECORDED AUGUST 23, 1955 IN BOOK 3184, PAGE 216 OF SAID OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID LAST MENTIONED LAND, NORTH 11 DEGREES 05’ 50” EAST 151.35 FEET, SOUTH 83 DEGREES 55’ 20” EAST 210.13 FEET, AND SOUTH 84 DEGREES 27’ 10” EAST 55.24 FEET TO THE NORTH-WEST CORNER OF THE LAND DESCRIBED IN THE DEED TO EVERETT L. JOHNSON, RECORDED MAY 20, 1960 IN BOOK 5253, PAGE 253 OF SAID OFFICIAL RECORDS; THENCE ALONG THE NORTHERLY LINE OF SAID LAST MENTIONED LAND, SOUTH 74 DEGREES 57’ 00” EAST 149.11 FEET TO THE WESTERLY LINE OF THE LAND DESCRIBED IN THE DEED TO CHESTER C. LYMAN AND WIFE, RECORDED AUGUST 23, 1955 IN BOOK 3184, PAGE 217 OF SAID OFFICIAL RECORDS; THENCE ALONG SAID WEST-ERLY LINE, NORTH 22 DEGREES 30’ 00” EAST 121.19 FEET TO AN ANGLE POINT IN THE WESTERLY BOUNDARY OF THE LAND DESCRIBED IN THE DEED TO SAID LYMAN, RECORDED FEBRU-ARY 10, 1956 IN BOOK 3393, PAGE 474 OF SAID OFFICIAL RE-CORDS; THENCE NORTH 5 DEGREES 46’ 40” EAST 164.26 FEET TO THE SOUTHWESTERLY LINE OF THE LAND DESCRIBED IN THE DEED TO SAID LYMAN, RECORDED OCTOBER 28, 1959 IN BOOK 4945, PAGE 216 OF SAID OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID LAST MENTIONED LAND, THE FOLLOWING COURSES AND DISTANCES: NORTH 70 DEGREES 45’ 20’ WEST 15.01 FEET; NORTH 21 DEGREES 16’ 40” EAST 209.85 FEET; NORTH 12 DEGREES 16’ 40” EAST 43.00 FEET; SOUTH 84 DEGREES 33’ 20” EAST 239.46 FEET; AND SOUTH 89 DEGREES 27’ 50” EAST 343.04 FEET TO THE NORTHWESTERLY CORNER OF THE LAND DESCRIBED IN THE DEED CHARLES E. JOHNSON AND WIFE, RECORDED JANUARY 10, 1957 IN BOOK 3765, PAGE 550 OF SAID OFFICIAL RECORDS; THENCE EASTERLY ALONG THE NORTH LINE OF SAID LAST MENTIONED LAND, 312.21 FEET TO THE EAST LINE OF THE WEST HALF OF SAID SECTION 8; THENCE NORTH ALONG THE SAID EAST LINE, 1149.58 FEET, MORE OR LESS, TO THE POINT OF BEGINNING. EXCEPTING THEREFROM, 1/2 OIL, GAS, MINERALS AND HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET FROM THE SURFACE OF SAID LAND, BUT WITHOUT THE RIGHT OF SURFACE ENTRY UPON ALL AND ANY PORTION OF SAID LAND FOR THE PURPOSE OF EXPLORING, BORING, DRILLING, MINING, PROS-PECTING, REFINING OR MARKETING SAID SUBSTANCES, AS RESERVED IN DEED RECORDED JANUARY 26, 1979 IN BOOK 13014, PAGE 1494 OF OFFICIAL RECORDS. PARCEL 2: AN EASE-MENT FOR INGRESS AND EGRESS OVER THAT PORTION OF SAID SECTION 8 LYING WITHIN THOSE CERTAIN 30-FOOT STRIPS OF LAND DESCRIBED IN DEEDS RECORDED DECEMBER 14, 1956 IN BOOK 3743, PAGE 435, AND RECORDED MARCH 3, 1958 IN BOOK 4216, PAGE 6, BOTH OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; EXCEPTING THEREFROM THAT PORTION INCLUDED WITHIN THE ABOVE DESCRIBED PARCEL 1. APN: 105-051-11 NOTICE TO POTENTIAL BIDDERS: If you are consider-ing bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-00236-4. Information about postponements that are very short in duration or that occur close in time to the sched-uled sale may not immediately be reflected in the telephone informa-tion or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 14311 Ladd Canyon Road, Silverado, CA The undersigned Trustee disclaims any liability for any incorrectness of the street ad-dress and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regard-ing title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modi-fications thereto). The total amount of the unpaid balance of the obli-gations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $2,061,622.70 (Esti-mated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: August 2, 2012 FIDELITY NATIONAL TITLE COMPANY, TRUSTEE 12-00236-4 135 Main Street, Suite 1900 San Francisco, CA 94105 415-247-2450 Tamala Dailey, Authorized Signature SALE INFORMA-TION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 P973456 8/10, 8/17, 08/24/2012

NOTICE OF TRUSTEE’S SALE TS No. 11-0148738 Title Order No. 11-0135414 APN No. 805-313-21 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/23/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAW-YER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DEBORAH L WILCOX, AN UNMARRIED WOMAN, dated 01/23/2007 and recorded 1/29/2007, as Instrument No. 2007000058568, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 08/31/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURT-HOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 11 CHARCA, RANCHO SANTA MARGARITA, CA, 926882700. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,159,594.05. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 11-0148738. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.164771 08/10/2012, 08/17/2012, 08/24/2012

Trustee Sale No. 12-00237-4 Loan No. Reinhart 2nd APN 105-051-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DE-FAULT UNDER A DEED OF TRUST DATED 6/4/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/31/2012, at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA., FIDELITY NATIONAL TITLE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 06/11/2007, as Instrument No. 2007000371321 of Official Records in the office of the Recorder of Orange County, CA , executed by: Carl H. Reinhart, a single man, as Trustor, in favor of Commercial Bank of California as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE PARTICULARLY DESCRIBED IN EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF. Exhibit “A” T.S. No.: 12-00237-4 Loan No.: Reinhart 2nd LEGAL DESCRIPTION All that certain real property situated in the County of Orange, State of California, described as follows: PARCEL 1: BEGINNING AT THE NORTH QUARTER CORNER OF SECTION 8, TOWNSHIP 5 SOUTH, RANGE 7 WEST, SAN BERNARDINO MERIDIAN; IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, THENCE WESTERLY ALONG THE NORTH LINE OF SAID SECTION, 2635.05 FEET TO THE NORTHWEST CORNER THEREOF; THENCE SOUTH 0 DE-GREES 10’ EAST ALONG THE WEST LINE OF SAID SECTION, 1795.31 FEET TO THE NORTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO CHARLES R. LIMER AND WIFE, RECORDED JUNE 5, 1941 IN BOOK 1099, PAGE 11 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; THENCE SOUTH 79 DE-GREES 35’ 30” EAST ALONG THE NORTHERLY LINE OF SAID LAND, 1019.77 FEET TO THE SOUTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO HOWARD G. GEISSLER AND WIFE, RECORDED MAY 15, 1957 IN BOOK 3908, PAGE 261 OF OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID GEISSLER LAND, NORTH 5 DEGREES 54’ 48” EAST 281.10 FEET AND SOUTH 79 DEGREES 35’ 30” EAST 148.70 FEET TO THE SOUTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO CHARLES E. JOHNSON AND WIFE, RECORDED AUGUST 23, 1955 IN BOOK 3184, PAGE 216 OF SAID OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID LAST MENTIONED LAND, NORTH 11 DEGREES 05’ 50” EAST 151.35 FEET, SOUTH 83 DEGREES 55’ 20” EAST 210.13 FEET, AND SOUTH 84 DEGREES 27’ 10” EAST 55.24 FEET TO THE NORTHWEST CORNER OF THE LAND DESCRIBED IN THE DEED TO EVERETT L. JOHNSON, RECORDED MAY 20, 1960 IN BOOK 5253, PAGE 253 OF SAID OFFICIAL RECORDS; THENCE ALONG THE NORTHERLY LINE OF SAID LAST MEN-TIONED LAND, SOUTH 74 DEGREES 57’ 00” EAST 149.11 FEET TO THE WESTERLY LINE OF THE LAND DESCRIBED IN THE DEED TO CHESTER C. LYMAN AND WIFE, RECORDED AUGUST 23, 1955 IN BOOK 3184, PAGE 217 OF SAID OFFICIAL RECORDS; THENCE ALONG SAID WESTERLY LINE, NORTH 22 DEGREES 30’ 00” EAST 121.19 FEET TO AN ANGLE POINT IN THE WESTERLY BOUNDARY OF THE LAND DESCRIBED IN THE DEED TO SAID LYMAN, RE-CORDED FEBRUARY 10, 1956 IN BOOK 3393, PAGE 474 OF SAID OFFICIAL RECORDS; THENCE NORTH 5 DEGREES 46’ 40” EAST 164.26 FEET TO THE SOUTHWESTERLY LINE OF THE LAND DESCRIBED IN THE DEED TO SAID LYMAN, RECORDED OCTO-BER 28, 1959 IN BOOK 4945, PAGE 216 OF SAID OFFICIAL RE-CORDS; THENCE ALONG THE BOUNDARY OF SAID LAST MEN-TIONED LAND, THE FOLLOWING COURSES AND DISTANCES: NORTH 70 DEGREES 45’ 20’ WEST 15.01 FEET; NORTH 21 DE-GREES 16’ 40” EAST 209.85 FEET; NORTH 12 DEGREES 16’ 40” EAST 43.00 FEET; SOUTH 84 DEGREES 33’ 20” EAST 239.46 FEET; AND SOUTH 89 DEGREES 27’ 50” EAST 343.04 FEET TO THE NORTHWESTERLY CORNER OF THE LAND DESCRIBED IN THE DEED CHARLES E. JOHNSON AND WIFE, RECORDED JANUARY 10, 1957 IN BOOK 3765, PAGE 550 OF SAID OFFICIAL RECORDS; THENCE EASTERLY ALONG THE NORTH LINE OF SAID LAST MENTIONED LAND, 312.21 FEET TO THE EAST LINE OF THE WEST HALF OF SAID SECTION 8; THENCE NORTH ALONG THE SAID EAST LINE, 1149.58 FEET, MORE OR LESS, TO THE POINT OF BEGINNING. EXCEPTING THEREFROM, 1/2 OIL, GAS, MINERALS AND HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET FROM THE SURFACE OF SAID LAND, BUT WITHOUT THE RIGHT OF SURFACE ENTRY UPON ALL AND ANY PORTION OF SAID LAND FOR THE PURPOSE OF EXPLORING, BORING, DRILLING, MINING, PROSPECTING, REFINING OR MARKETING SAID SUBSTANCES, AS RESERVED IN DEED RECORDED JANU-ARY 26, 1979 IN BOOK 13014, PAGE 1494 OF OFFICIAL RECORDS. PARCEL 2: AN EASEMENT FOR INGRESS AND EGRESS OVER THAT PORTION OF SAID SECTION 8 LYING WITHIN THOSE CERTAIN 30-FOOT STRIPS OF LAND DESCRIBED IN DEEDS RECORDED DECEMBER 14, 1956 IN BOOK 3743, PAGE 435, AND RECORDED MARCH 3, 1958 IN BOOK 4216, PAGE 6, BOTH OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; EXCEPTING THEREFROM THAT PORTION INCLUDED WITHIN THE ABOVE DESCRIBED PARCEL 1. APN: 105-051-11 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for pay-ing off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insur-ance company, either of which may charge you a fee for this informa-tion. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-00237-4. Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 14311 Ladd Canyon Road, Sil-verado, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or war-ranty, express or implied, regarding title, possession, or encum-brances, to pay the remaining unpaid balance of the obligations se-cured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $514,246.10 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and autho-rized to do business in California, or other such funds as may be ac-ceptable to the trustee. In the event tender other than cash is ac-cepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: 8/3/2012 FIDELITY NATIONAL TITLE COMPANY, TRUSTEE 12-00237-4 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Tamala Dailey, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 P973451 8/10, 8/17, 08/24/2012

APN: 649-022-34 TS No: CA05000346-12-1 TO No: 1109425 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/9/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 9/4/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 12/14/2005 as Instrument No. 2005000999402 of official records in the Office of the Recorder of Orange County, California, executed by MARY L BROGDON, SUCCESSOR TRUSTEE OF THE BROGDON-VINDING TRUST, ESTABLISHED JULY 11, 1996, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 30794 CALLE CHUECA, SAN JUAN CAPISTRANO, CA 92675-0000 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $356,969.96 (Estimated), provided, however, prepayment pre-miums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may with-hold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 8/2/2012 TRUSTEE CORPS TS No. CA05000346-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05000346-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P972455 8/10, 8/17, 08/24/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-467625-VF Order No.: 110429942-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/27/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): WAHID SEDIQE AND MARYAN SALHI, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/8/2005 as Instrument No. 2005000530569 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/31/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $517,912.43 The purported property address is: 1 BROOK-TREE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 623-533-22 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-467625-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-467625-VF IDSPub #0034083 8/10/2012 8/17/2012 8/24/2012



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NOTICE OF TRUSTEE’S SALE TSG No.: 6522045 TS No.: CA1200242573 FHA/VA/PMI No.: APN:939‑11‑535 Property Address: 19431 RUE DE VALORE # 5F FOOTHILL RANCH, CA 92610 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/23/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 30, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 01/03/06, as Instrument No. 2006000002389, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: DAWN L KEVERN, A SINGLE PERSON,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 939‑11‑535. The street address and other common designation, if any, of the real property described above is purported to be: 19431 RUE DE VALORE # 5F, FOOTHILL RANCH, CA 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $327,247.94. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.as px using the file number assigned to this case CA1200242573. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939‑0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205289 08/10/12, 08/17/12, 08/24/12

Trustee Sale No. 12-00236-4 Loan No: Reinhart first APN 105-051-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DE-FAULT UNDER A DEED OF TRUST DATED December 1, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 31, 2012, at 9:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA., FIDELITY NATIONAL TITLE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on December 8, 2005, as Instrument No. 2005000981608 of Official Records in the office of the Recorder of Orange County, CA, executed by: Carl H. Reinhart, a single man, as Trustor, in favor of Commercial Bank of California, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, Cali-fornia describing the land therein as: AS MORE PARTICULARLY DESCRIBED IN EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF. Exhibit “A” T.S. No.: 12-00236-4 Loan No.: Reinhart first LEGAL DESCRIPTION All that certain real property situated in the County of Orange, State of California, described as follows: PARCEL 1: BEGINNING AT THE NORTH QUARTER CORNER OF SECTION 8, TOWNSHIP 5 SOUTH, RANGE 7 WEST, SAN BER-NARDINO MERIDIAN; IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, THENCE WESTERLY ALONG THE NORTH LINE OF SAID SECTION, 2635.05 FEET TO THE NORTHWEST CORNER THEREOF; THENCE SOUTH 0 DEGREES 10’ EAST ALONG THE WEST LINE OF SAID SECTION, 1795.31 FEET TO THE NORTH-WEST CORNER OF THE LAND DESCRIBED IN THE DEED TO CHARLES R. LIMER AND WIFE, RECORDED JUNE 5, 1941 IN BOOK 1099, PAGE 11 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; THENCE SOUTH 79 DEGREES 35’ 30” EAST ALONG THE NORTHERLY LINE OF SAID LAND, 1019.77 FEET TO THE SOUTH-WEST CORNER OF THE LAND DESCRIBED IN THE DEED TO HOWARD G. GEISSLER AND WIFE, RECORDED MAY 15, 1957 IN BOOK 3908, PAGE 261 OF OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID GEISSLER LAND, NORTH 5 DEGREES 54’ 48” EAST 281.10 FEET AND SOUTH 79 DEGREES 35’ 30” EAST 148.70 FEET TO THE SOUTHWEST CORNER OF THE LAND DE-SCRIBED IN THE DEED TO CHARLES E. JOHNSON AND WIFE, RECORDED AUGUST 23, 1955 IN BOOK 3184, PAGE 216 OF SAID OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID LAST MENTIONED LAND, NORTH 11 DEGREES 05’ 50” EAST 151.35 FEET, SOUTH 83 DEGREES 55’ 20” EAST 210.13 FEET, AND SOUTH 84 DEGREES 27’ 10” EAST 55.24 FEET TO THE NORTH-WEST CORNER OF THE LAND DESCRIBED IN THE DEED TO EVERETT L. JOHNSON, RECORDED MAY 20, 1960 IN BOOK 5253, PAGE 253 OF SAID OFFICIAL RECORDS; THENCE ALONG THE NORTHERLY LINE OF SAID LAST MENTIONED LAND, SOUTH 74 DEGREES 57’ 00” EAST 149.11 FEET TO THE WESTERLY LINE OF THE LAND DESCRIBED IN THE DEED TO CHESTER C. LYMAN AND WIFE, RECORDED AUGUST 23, 1955 IN BOOK 3184, PAGE 217 OF SAID OFFICIAL RECORDS; THENCE ALONG SAID WEST-ERLY LINE, NORTH 22 DEGREES 30’ 00” EAST 121.19 FEET TO AN ANGLE POINT IN THE WESTERLY BOUNDARY OF THE LAND DESCRIBED IN THE DEED TO SAID LYMAN, RECORDED FEBRU-ARY 10, 1956 IN BOOK 3393, PAGE 474 OF SAID OFFICIAL RE-CORDS; THENCE NORTH 5 DEGREES 46’ 40” EAST 164.26 FEET TO THE SOUTHWESTERLY LINE OF THE LAND DESCRIBED IN THE DEED TO SAID LYMAN, RECORDED OCTOBER 28, 1959 IN BOOK 4945, PAGE 216 OF SAID OFFICIAL RECORDS; THENCE ALONG THE BOUNDARY OF SAID LAST MENTIONED LAND, THE FOLLOWING COURSES AND DISTANCES: NORTH 70 DEGREES 45’ 20’ WEST 15.01 FEET; NORTH 21 DEGREES 16’ 40” EAST 209.85 FEET; NORTH 12 DEGREES 16’ 40” EAST 43.00 FEET; SOUTH 84 DEGREES 33’ 20” EAST 239.46 FEET; AND SOUTH 89 DEGREES 27’ 50” EAST 343.04 FEET TO THE NORTHWESTERLY CORNER OF THE LAND DESCRIBED IN THE DEED CHARLES E. JOHNSON AND WIFE, RECORDED JANUARY 10, 1957 IN BOOK 3765, PAGE 550 OF SAID OFFICIAL RECORDS; THENCE EASTERLY ALONG THE NORTH LINE OF SAID LAST MENTIONED LAND, 312.21 FEET TO THE EAST LINE OF THE WEST HALF OF SAID SECTION 8; THENCE NORTH ALONG THE SAID EAST LINE, 1149.58 FEET, MORE OR LESS, TO THE POINT OF BEGINNING. EXCEPTING THEREFROM, 1/2 OIL, GAS, MINERALS AND HYDROCARBON

SUBSTANCES LYING BELOW A DEPTH OF 500 FEET FROM THE SURFACE OF SAID LAND, BUT WITHOUT THE RIGHT OF SURFACE ENTRY UPON ALL AND ANY PORTION OF SAID LAND FOR THE PURPOSE OF EXPLORING, BORING, DRILLING, MINING, PROS-PECTING, REFINING OR MARKETING SAID SUBSTANCES, AS RESERVED IN DEED RECORDED JANUARY 26, 1979 IN BOOK 13014, PAGE 1494 OF OFFICIAL RECORDS. PARCEL 2: AN EASE-MENT FOR INGRESS AND EGRESS OVER THAT PORTION OF SAID SECTION 8 LYING WITHIN THOSE CERTAIN 30-FOOT STRIPS OF LAND DESCRIBED IN DEEDS RECORDED DECEMBER 14, 1956 IN BOOK 3743, PAGE 435, AND RECORDED MARCH 3, 1958 IN BOOK 4216, PAGE 6, BOTH OF OFFICIAL RECORDS OF SAID ORANGE COUNTY; EXCEPTING THEREFROM THAT PORTION INCLUDED WITHIN THE ABOVE DESCRIBED PARCEL 1. APN: 105-051-11 NOTICE TO POTENTIAL BIDDERS: If you are consider-ing bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-00236-4. Information about postponements that are very short in duration or that occur close in time to the sched-uled sale may not immediately be reflected in the telephone informa-tion or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 14311 Ladd Canyon Road, Silverado, CA The undersigned Trustee disclaims any liability for any incorrectness of the street ad-dress and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regard-ing title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modi-fications thereto). The total amount of the unpaid balance of the obli-gations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $2,061,622.70 (Esti-mated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: August 2, 2012 FIDELITY NATIONAL TITLE COMPANY, TRUSTEE 12-00236-4 135 Main Street, Suite 1900 San Francisco, CA 94105 415-247-2450 Tamala Dailey, Authorized Signature SALE INFORMA-TION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 P973456 8/10, 8/17, 08/24/2012

Title Order No .7742-421130 Trustee Sale No. 2010-3314 Reference No. CA-VIS 0195-03 APN No. 933-74-538 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 4/28/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 9/7/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on May 13, 2010 as Document No. 2010000226131 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): JAMES T. KERNS AND JOANNE ASPILLERA WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 38 CAMINO DEL ORO , RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $13,421.12 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, CABO VISTA MAINTENANCE CORPORATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2010-3314. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO www.priorityposting.com. Date: 8/2/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P973800 8/17, 8/24, 08/31/2012



P h o n e : ( 9 4 9 ) 3 4 0 - 2 0 5 5 Fax : ( 9 4 9 ) 3 4 0 - 0 0 9 527412 Portola Pkwy, Suite D Foothill Ranch, CA 92610w w w . U r b a n K i t c h e n G r i l l . c o m

By Jason AldermanMuch was made of the size and

complexity of the Patient Protection and Affordable Care Act when Presi-dent Obama signed it into law in 2010. But now that the Supreme Court has upheld much of the act’s constitution-ality, it’s a good time to review key provisions that have already gone live and to plot out what’s expected to happen in the next two years.

Changes already in place include: Children under 19 cannot be de-

nied coverage because of preexisting conditions.

Adult children may remain on par-ents’ medical plan until they turn 26.

Lifetime insurance maximum payouts were eliminated. In addition, annual coverage limits are being phased out. Effective September 23, 2012, the annual limit increases to $2 million.

All new plans now must provide certain preventive services for free, such as mammograms, immuniza-tions and colonoscopies.

People who’ve been refused insurance because of preexisting conditions may now be eligible for coverage through a “high-risk pool” program. Go to https://www.pcip.gov/ for information and to apply online.

Medicare Part D participants who

reach the infamous doughnut hole now receive a 50 percent discount on brand-name prescription drugs – 14 percent on generics. (These discounts will gradually increase until 2020 when the doughnut hole will disappear.)

Many core features of the Afford-able Care Act won’t take full effect until 2014 and details are still being finalized, but here are highlights of what’s expected to happen between now and then:

By August 1, 2012, insurance companies that didn’t spend at least 85 percent of 2011 premium dollars for large group plans (over 50 em-ployees) on medical care must refund the difference, through refund checks or discounted future premiums (80 percent for individual or small group plans).

By October 1, 2012, plans must begin adopting rules for the secure electronic exchange of health infor-mation – this will reduce paperwork, costs and medical errors.

By January 1, 2013, new federal funding will be in place to state Med-icaid programs that choose to cover preventive services to patients at little or no cost.

By October 1, 2013, states will receive two additional years of fund-

ing to continue coverage for chil-dren not eligible for Medicaid.

Effective Janu-ary 1, 2014, most key provisions will be in place. For example:

Individuals and those whose employers don’t offer health insur-ance will be able to buy it directly from state-based Affordable Insur-ance Exchanges, which will offer a choice of health plans that meet certain benefits and cost standards.

Most who can afford basic health coverage will be required to obtain it or pay a fee to offset the costs of car-ing for uninsured Americans.

Americans earning less than 133 percent of the poverty level will be eligible to enroll in Medicaid.

Refundable tax credits will be available to those earning between 100 and 400 percent of the poverty level to help pay for affordable in-surance. They also may qualify for reduced copayments, coinsurance

and deductibles. Annual coverage dollar amount

limits will be prohibited. Adults will no longer be refused

coverage due to preexisting condi-tions.

Insurance companies will no longer be able to charge higher rates to individuals and small groups due to gender or health status.

These are only a few of the many healthcare changes we’ll see as a result of the Affordable Care Act. To learn more, please visit www.Health-Care.gov.

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Trustee Sale No.: 20120015001562 Title Order No.: 120110773 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 4/23/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/30/2003 as Instrument No. 2003000484158 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: SERGIO CASILLAS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 8/27/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 26 SANTA SOPHIA , RANCHO SANTA MARGARITA, CA 92688 APN#: 805-531-31 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $328,057.56. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120015001562. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 7/18/2012 P968234 8/3, 8/10, 08/17/2012

Trustee Sale No. 257243CA Loan No. 1955505537 Title Order No. 1093045 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06-19-2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 08-24-2012 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06-25-2008, Book N/A, Page N/A, Instrument 2008000304957, of official records in the Office of the Recorder of ORANGE County, California, executed by: ANDREW M HOLMES & NANCY G HOLMES, HUSBAND & WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) ACTING SOLELY AS NOMINEE FOR LENDER, FIRST HORIZON HOME LOANS, A DIVISION OF FIRST TENNESSEE BANK N.A., ITS SUCCESSORS AND ASSIGNS, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $390,213.99 (estimated) Street address and other common designation of the real property: 155 VIA VICINI RANCHO SANTA MARGARITA, CA 92688 APN Number: 930-27-660 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 07-30-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee MARIA MAYORGA, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P970682 8/3, 8/10, 08/17/2012

Trustee Sale No. 12-00843-3 Loan No. 0016195927 APN 934-92-106 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED April 15, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 9/4/2012, at 09:00 AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom, Power Default Services, Inc., as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on April 26, 2005, as Instrument No. 2005000314855 of Official Records in the office of the Recorder of Orange County, CA , executed by: MATIANA SANCHEZ TORRES, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor, in favor of DEAN ENTERPRISES, INC., A CALIFORNIA CORP as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 31505 LOS RIOS ST, SAN JUAN CAPISTRANO, CA 92675-2535 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1800-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 12-00843-3. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $187,768.25 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: August 3, 2012 POWER DEFAULT SERVICES, INC., Trustee By: Fidelity National Title Company, its agent 135 Main Street, Suite 1900, San Francisco , CA 94105, 415-247-2450 By: Stephanie Alonzo, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com AUTOMATED SALES INFORMATION PLEASE CALL 1-800-280-2832 P970847 8/3, 8/10, 08/17/2012

Trustee Sale No.: 20100015006895 Title Order No.: 100424489 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 3/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/15/2006 as Instrument No. 2006000170415 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: MURPH DREWERY DAVIS AND TRACY L DAVIS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 8/27/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 54 APACHE DR , TRABUCO CANYON, CA 92679 APN#: 779-072-07 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $627,445.04. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20100015006895. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 7/18/2012 P967197 8/3, 8/10, 08/17/2012

Trustee Sale No.: 20120015000453 Title Order No.: 120031434 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/22/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/30/2004 as Instrument No. 2004000692211 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: GENE T ARCHER AND TANJA K ARCHER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 08/27/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 25671 LE PARC #80 , LAKE FOREST, CA 92630 APN#: 933-02-230 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $293,001.61. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120015000453. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 07/18/2012 P967295 8/3, 8/10, 08/17/2012

Trustee Sale No.: 20120177900126 Title Order No.: 120111730 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/23/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/29/2005 as Instrument No. 2005001035499 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: JOSEPH A. MORENO AND CYNTHIA G MORENO, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 8/27/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 5 MOUNTAIN GATE, COTO DE CAZA, CA 92679 APN#: 804-401-53 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $811,475.21. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120177900126. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 7/18/2012 P967838 8/3, 8/10, 08/17/2012

Trustee Sale No.: 20120015001554 Title Order No.: 120109375 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/03/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/08/2005 as Instrument No. 2005000099455 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: TORPEKIY SABERI, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 08/27/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 19522 HIGHRIDGE WAY , PORTOLA HILLS, CA 92679 APN#: 606-382-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $416,201.78. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120015001554. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 07/18/2012 P967892 8/3, 8/10, 08/17/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-005574288-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the peti-tion to change the name of MATEEN KADER. Petitioner(s) MATEEN KADER, has/have filed a petition with this court for a decree changing name(s) as follows: MATEEN KADER to MATTHEW KLINE KADER. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on AUGUST 31, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JUNE 6, 2012Mary Fingal Schulte – Judge of the Superior CourtCoto de Caza News– 7/27/2012, 8/3/2012, 8/10/2012, 8/17/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00584372 PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name(s) of CHRISTINE COATS. Petitioner(s) CHRISTINE COATS has/have filed a petition with this court for a decree changing name(s) as follows: CHRISTINE COATS to CHRISTINE WAMBUI COATS. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on SEPTEMBER 7, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JULY 18, 2012Mary Fingal Schulte– Judge of the Superior CourtThe Coto de Caza News – 7/27/2012, 08/03/2012, 8/10/2012, 8/17/2012



Trustee Sale No.: 20120169802143 Title Order No.: 120127488 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/23/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/09/2010 as Instrument No. 2010000664086 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: CATHY RICHARDS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 8/27/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 21327 BALSAM LANE , LAKE FOREST, CA 92630 APN#: 939-946-88 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $223,902.15. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120169802143. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 7/18/2012 P968161 8/3, 8/10, 08/17/2012

Trustee Sale No.: 20120015001556 Title Order No.: 120109382 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/24/2006 as Instrument No. 2006000194373 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: SUSAN LACKEY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 08/27/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM-ORANGE COUNTY, 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 22321 CAMINITO MESCALERO # 226, LAGUNA HILLS, CA 92653 APN#: 938-38-226 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $353,072.49. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120015001556. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 07/18/2012 P968174 8/3, 8/10, 08/17/2012

Trustee Sale No.: 20120159900617 Title Order No.: 1153977 FHA/VA/PMI No.: 0726431612 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/02/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/05/2007 as Instrument No. 2007000601730 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: SCOTT L MCINTOSH AND SARAH E LARSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 08/27/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM-ORANGE COUNTY, 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 25885 TRABUCO ROAD 140 , LAKE FOREST, CA 92630 APN#: 930-47-540 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $348,608.36. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120159900617. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 07/18/2012 P968216 8/3, 8/10, 08/17/2012

Title Order No . 7742-329476 Trustee Sale No. 2010-3119 Reference No. SA-MLA 7975-02 APN No. 930-27-363 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 4/20/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 8/24/2012 at 09:00 AM S.B.S. Lien Services As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on May 21, 2009 as Document No. 2009000256974 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): DARNELL CALHOUN WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 58 MIRA MESA RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,911.46 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2010-3119. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO www.priorityposting.com. Date: 7/16/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P969687 8/3, 8/10, 08/17/2012

T.S. No. 12-1138-11 Loan No. 0012785291 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/4/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: EIKI PAIK WORCESTER, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 01/12/2006 as Instrument No. 2006000026601 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 8/24/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $248,955.14, estimated Street Address or other common designation of real property: 19431 RUE DE VALORE UNIT #12N , FOOTHILL RANCH, CA 92610 2310 A.P.N.: 939-11-443 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-1138-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 7/24/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P969948 8/3, 8/10, 08/17/2012

Trustee Sale No. 22287CA Title Order No. 120097788-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/7/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/24/2012 at 09:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 09/27/2005, Book , Page , Instrument 2005000762779 of official records in the Office of the Recorder of Orange County, California, executed by: STEVEN L. GOODFRIEND, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Trustor, FIRST FEDERAL BANK OF CALIFORNIA, A FEDERALLY CHARTERED SAVINGS BANK, SANTA MONICA, CA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $695,681.37 The street address and other common designation of the real property purported as: 25085 RIVENDELL DRIVE , LAKE FOREST, CA 92630 APN Number: 614-082-24 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 22287CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 7/24/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 Jesse J. Fernandez, Publication Lead MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P970002 8/3, 8/10, 08/17/2012

Trustee Sale No. F12-00031 Loan No. 7121026566/00300302-06 Title Order No. 1108948 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/26/2003 AND MORE FULLY DESCRIBED BELOW. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash or cashier’s check (payable at the time of sale in lawful money of the United States) (payable to Assured Lender Services, Inc.), will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the undersigned trustee (“Trustee”) for the total amount (at the time of the initial publication of this Notice of Trustee’s Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor(s): John Thomas Schrab and Linda Novinger Schrab, husband and wife as joint tenants Recorded: recorded on 07/30/03 as Document No. 2003000910477 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 8/24/2012 at 09:00AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $808,122.61 The purported property address is: 26382 Via De Anza , San Juan Capistrano, CA 92675 Legal Description SEE ATTACHED EXHIBIT “A” Trustee Sale No. F12-00031 Loan No. 7121026566/00300302-06 Title Order No. 1108948 EXBIHIT”A” PARCEL A: PARCEL 4, IN THE CITY OF SAN JUAN CAPISTRANO, COUNTY OF ORANGE, STATE OF CALIFORNI.A, AS PER MAP RECORDED IN BOOK 103, PAGES 18 AND 19 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT THEREFROM; ALL OIL, GAS, MINERALS AND OTHER HYDROCARBONS, WITHOUT THE RIGHT OF SURFACE ENTRY, AS RESERVED OR EXCEPTED IN INSTRUMENTS OF RECORD. PARCEL B: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS FOR PRIVATE STREET PURPOSES OVER THAT CERTAIN PROPERTY IN THE CITY OF SAN JUAN CAPISTRANO, COUNTY OF ORANGE, STATE OF CALIFORNIA, DESCRIBED AS FOLLOWS: THE NORTHEASTERLY 25 FEET OF PARCEL B AS SHOWN ON THE MAP RECORDED IN BOOK 77, PAGE 44 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY, SAID EASEMENTS TO BE PROLONGED OR SHORTENED SO AS TO TERMINATE SOUTHEASTERLY ON THE NORTHWESTERLY RIGHT OF WAY LINE OF THAT PUBLIC STREET KNOWN AS CAMINO CAPISTRANO. PARCEL C: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS FOR PRIVATE STREET PURPOSES OVER THAT CERTAIN PROPERTY IN THE CITY OF SAN JUAN CAPISTRANO, COUNTY OF ORANGE, STATE OF CALIFORNIA AS DESCRIBED IN THAT CERTAIN DECLARATION OF ESTABLISHMENT OF COVENANTS, CONDITIONS AND RESTRICTIONS CAPISTRANO BUSINESS PARK DATED AUGUST 25,1977 AND RECORDED SEPTEMBER 26, 1977 AS INSTRUMENT NO. 35035, BOOK 12392, PAGE 345 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. Assessors Parcel No. 668-291-23 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Trustee’s Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 508-7373 or visit this Internet Web site www.priorityposting.com using the file number assigned to this case F12-00031. Information about postponement that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 7/25/2012 Assured Lender Services, Inc. Geoffrey Neal, Trustee Sale Officer Assured Lender Services, Inc. 2552 Walnut Avenue Suite 110 Tustin, CA 92780 Sales Line: (714) 573-1965 Sales Website: www.priorityposting.com Reinstatement Line: (714) 508-7373 To request reinstatement and/or payoff FAX request to: (714) 505-3831 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P970121 8/3, 8/10, 08/17/2012

NOTICE OF PETITION TO A D M I N I S T E R E S TAT E O F : S H I Z U K O B A R B E R CASE NO. 30-2012-00583549-PR-LA-LJCTo all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the WILL or estate, or both of SHIZUKO BARBER.A PETITION FOR PROBATE has been filed by CHARLES M. BARBER, JR. in the Superior Court of California, County of ORANGE. THE PETITION FOR PROBATE requests that CHARLES M. BARBER, JR. be appointed as personal representative to administer the estate of the decedent.THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act . (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A HEARING on the petition will be held in this court as follows: 08/23/12 at 1:30PM in Dept. L-73 located at 341 THE CITY DRIVE, ORANGE, CA 92868IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within four months from the date of first issuance of letters as provided in Probate Code section 9100. The time for filing claims will not expire before four months from the hearing date noticed above. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code Section 1250. A Request for Special Notice form is available from the court clerk.In Pro Per PetitionerCHARLES M. BARBER, JR.24251 FORDVIEW ST.LAKE FOREST, CA 926308/3, 8/10, 8/17/12CNS-2354246#Coto de Caza News– 8/3/2012, 8/10/2012, 8/17/2012



Coto de Caza Legal Notices

NOTICE OF TRUSTEE’S SALE TSG No.: 6556960 TS No.: CA1200243204 FHA/VA/PMI No.: APN:938‑46‑334 Property Address: 149 COSTA BRAVA LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/29/10. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 30, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC as duly appointed Trustee under and pursuant to Deed of Trust recorded 06/30/10, as Instrument No. 2010000309109, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: GILLIAN G WALLACE, AN UNMARRIED WOMAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 938‑46‑334. The street address and other common designation, if any, of the real property described above is purported to be: 149 COSTA BRAVA, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $484,191.55. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned

NOTICE OF TRUSTEE’S SALE TS No. CA-10-386612-EV Order No.: 100552993-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/4/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): COENRAAD VANDEPOLL AND CONNIE VANDEPOLL HUSBAND AND WIFE Recorded: 6/16/2003 as Instrument No. 2003000697526 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/31/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $353,322.45 The purported property address is: 32642 CARRETERRA DR, SAN JUAN CAPISTRANA, CA 92675 Assessor’s Parcel No. 121-442-24 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10-386612-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-386612-EV IDSPub #0034218 8/10/2012 8/17/2012 8/24/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-505981-CT Order No.: 1150201 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DIANE M REESE AND GARY S REESE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 10/24/2006 as Instrument No. 2006000714989 and modi-fied as per Modification Agreement recorded 6/7/2010 as Instrument No. 2010000265030, in Book XXX, on Page XXX of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/31/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $556,165.21 The purported property address is: 25701 ORCHARD RIM LN, LAKE FOREST, CA 92630-2703 Assessor’s Parcel No. 610-121-25 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-505981-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-505981-CT IDSPub #0033333 8/10/2012 8/17/2012 8/24/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-507453-AB Order No.: 6527380 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/17/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RANDALL W. HEREDIA Recorded: 11/30/2006 as Instrument No. 2006000801946 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/4/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $349,757.29 The purported prop-erty address is: 58 RABANO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 931-83-735 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-507453-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-507453-AB IDSPub #0033340 8/10/2012 8/17/2012 8/24/2012

caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.as px using the file number assigned to this case CA1200243204. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939‑0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205815 08/10/12, 08/17/12, 08/24/12

Trustee Sale No. 22543CA Title Order No. 95502039 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08-22-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09-07-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08-27-2007, Book , Page , Instrument 2007000528935 of official records in the Office of the Recorder of ORANGE County, California, executed by: KURT HEINRICHSON AND YVETTE HEINRICHSON as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: LOT 179 OF TRACT 9296 IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 466, PAGES 5 TO 18 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID ORANGE COUNTY. EXCEPT THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBONS, BELOW A DEPTH OF 500 FEET, WITHOUT THE RIGHT OF SURFACE ENTRY, AS RESERVED AND/OR GRANTED IN THE DOCUMENT(S) RECORDED JULY 24, 1973 IN BOOK 10814, PAGE(S) 190, OFFICIAL RECORDS. Amount of unpaid balance and other charges:$2,044,219.82 The street address and other common designation of the real property purported as: 26152 MOUNT DIABLO ROAD , LAGUNA HILLS, CA 92653 APN Number: 627-463-06 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 22543CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 08-11-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P973575 8/17, 8/24, 08/31/2012

Title No. 1016061 ALS No. 2008-6868 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT OF A LIEN, DATED 3/3/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On 9/7/2012, at 09:00 AM, ASSOCIATION LIEN SERVICES, as duly appointed Trustee under and pursuant to a certain lien, recorded on March 11, 2009, as instrument number 2009000113492, of the official records of Orange County, California. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR LAWFUL MONEY OF THE UNITED STATES, OR A CASHIERS CHECK at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866. The street address and other common designations, if any, of the real property described above is purported to be: 21212 Stonecreek Dr., Trabuco Canyon, CA 92679 Assessor’s Parcel No. 833-342-48 The owner(s) of the real property is purported to be: Derek M. Fretheim and Traci L. Fretheim, Trustees of the Fretheim Family Trust dated July 29, 1996 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designations, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of a note, homeowner’s assessment or other obligation secured by this lien, with interest and other sum as provided therein: plus advances, if any, under the terms thereof and interest on such advances, plus fees, charges, expenses of the Trustee and trust created by said lien. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $8,870.36. Payment must be in cash, a cashier’s check drawn on a state or national bank, a check drawn by a state bank or federal credit union, or a check drawn by a state or federal savings & loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. The real property described above is being sold subject to the right of redemption. The redemption period within which real property may

be redeemed ends 90 days after the sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may contact Priority Posting & Publishing for information regarding the trustee’s sale or visit its website www.priorityposting.com for information regarding the sale of this property. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the website. The best way to verify postponement information is to attend the scheduled sale. The beneficiary of said Lien hereto executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. Date: 7/16/2012 Association Lien Services, as Trustee P.O. Box 64750, Los Angeles, CA 90064 (310) 207-2027 By: Alisher Sabirov, Trustee Officer P974261 8/17, 8/24, 08/31/2012



Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE (UNIFIED SALE) Relating to Real Property Located at: 26732 Portola Parkway, Foothill Ranch (Lake Forest), Orange County, California APN 612-092-20/Title Order No. 484722/Trustee’s Sale No. F11-00475B and Other Real Property NOTICE OF TRUSTEE’S SALE (UNIFIED SALE) YOU ARE IN DE-FAULT UNDER THE DEEDS OF TRUST DESCRIBED BELOW. UN-LESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On August 30, 2012, at 1:30 p.m., at the front entrance (that being on Court Street) of the Wakefield Taylor Courthouse of the Contra Costa County Supe-rior Court, which is located at 725 Court Street, Martinez, California 94553, between Main and Ward Streets, ASSURED LENDER SER-VICES, INC., the duly appointed substituted trustee (in that capacity, the “Trustee”) under – 1. The Fee and Leasehold Deed of Trust, Security Agreement, Financing Statement, Fixture Filing and Assignment of Leases, Rents, and Security Deposits dated as of September 16, 2005 (that date, the “Origination Date”; and that deed of trust, the “First Deed of Trust”), made (or modified to be deemed to have been made) by DDR MDT MV ANAHEIM HILLS LP, DDR MDT MV ANTIOCH LP, DDR MDT MV BURBANK LP, DDR MDT MV CARSON CITY LLC, DDR MDT MV CHANDLER LLC, DDR MDT MV CHINO LP, DDR MDT MV CLOVIS LP, DDR MDT MV DEER VALLEY LLC, DDR MDT MV EL CAJON LP, DDR MDT MV FAIRFIELD LP, DDR MDT MV FOLSOM LP, DDR MDT MV FOOTHILL RANCH LP, DDR MDT MV GARDEN GROVE LP, DDR MDT MV INGRAM LP, DDR MDT MV LOMPOC LP, DDR MDT MV MADERA LP, DDR MDT MV NELLIS CROSSING LLC, DDR MDT MV NORTH FULLERTON I LP, DDR MDT MV PALMDALE LP, DDR MDT MV PORTERVILLE LP, DDR MDT MV REDDING LP, DDR MDT MV RENO LLC, DDR MDT MV SANTA MARIA LP, DDR MDT MV SANTA ROSA LP, DDR MDT MV SILVER CREEK LLC, DDR MDT MV SLATTEN RANCH LP, DDR MDT MV SONORA LP, DDR MDT MV SOUTH SAN DIEGO LP, DDR MDT MV SUPERSTITION SPRINGS LLC, DDR MDT MV SW LAS VEGAS LLC, DDR MDT MV TUCSON LLC, DDR MDT MV TULARE LP, DDR MDT MV UKIAH LP, DDR MDT MV WEST COVINA LP, and DDR MDT MV WEST LAS VEGAS LLC, each, as in-dicated, a Delaware limited partnership or limited liability company (collectively, the “Borrower”), as trustor; 2. The Fee and Leasehold Deed of Trust, Security Agreement, Financing Statement, Fixture Filing and Assignment of Leases, Rents, and Security Deposits dated as of Sep-tember 30, 2005 (the “Second Deed of Trust”), made (or modified to be deemed to have been made) by the Borrower, as trustor; and 3. The Leasehold Deed of Trust, Security Agreement, Financing Statement, Fixture Filing and Assignment of Leases, Rents, and Security Deposits dated as of November 14, 2005 (the “Third Deed of Trust”; and the First Deed of Trust, the Second Deed of Trust, and the Third Deed of Trust, each as amended, consolidated, renewed, replaced, restated, assumed, assigned, or endorsed to date, collectively, the “Deed of Trust”, and being but one and the same deed of trust), made (or modified to be deemed to have been made) by the Borrower, as trustor, each in favor of GERMAN AMERICAN CAPITAL CORPORATION, a Maryland cor-poration (the “Original Lender”), as beneficiary; and the trustees named therein, which were recorded in the official records of the counties (collectively, the “Counties”) in California where the real properties lo-cated in California that remain subject thereto (collectively, the “Real Properties”) are located as set forth on Schedule 1 hereto (for the avoidance of doubt, certain of the properties that were subject to the Deed of Trust are not located in California or have heretofore been re-leased therefrom or foreclosed on, and those out-of-state, released, or foreclosed properties, the Borrower owning the same, and the recording and other information relating to the Deed of Trust to which they are or were subject are not set forth on Schedule 1), WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States to the Trustee) (i) all right, title, and interest conveyed under the Deed of Trust and now held by the Trustee in the Real Properties; and (ii) the Personal Property (defined below) (that public auction sale, the “Sale”). The Real Properties are (i) located at the street addresses, if any, or have the common designations, if any; and (ii) have the county assessor’s numbers set forth on Sched-ule 1. The Real Property listed on the title page of this Notice of Trustee’s Sale (this “Notice of Sale”) is also more particularly described on Ex-hibit A hereto. EXHIBIT A LEGAL DESCRIPTION (FOOTHILL RANCH) REAL PROPERTY LOCATED IN THE CITY OF FOOTHILL RANCH (LAKE FOREST), COUNTY OF ORANGE, STATE OF CALIFORNIA, DESCRIBED AS FOLLOWS: PARCEL 1: PARCEL 7 OF PARCEL MAP NO. 92-259, AS SHOWN ON A MAP FILE IN BOOK 281, PAGES 33 THROUGH 41 INCLUSIVE OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF ORANGE COUNTY, CALIFORNIA. PARCEL 2: A NON-EXCLUSIVE EASEMENT OVER THE COMMON AREA OF THE SHOPPING CENTER, AS DEFINED IN THE “DECLARA-TION”, EXCLUDING PARCEL 1 ABOVE, INCLUDING, BUT NOT LIMITED TO, PARKING, INGRESS AND EGRESS TO AND FROM THE COMMON AREA AND PUBLIC STREETS, ADJACENT TO THE SHOP-PING CENTER, PEDESTRIAN CROSSING, RIGHT AND EASEMENT TO INSTALL, MAINTAIN, REPAIR AND REPLACE COMMON UTILITY FACILITIES AS CREATED AND CONVEYED AS AN APPURTENANCE TO THE PROPERTY DESCRIBED AS PARCEL 1 ABOVE, IN, AND BY THE GRANT OF RECIPROCAL EASEMENTS, AND DECLARATION OF COVENANTS RUNNING WITH THE LAND (THE “DECLARATION”) DATED MAY 21, 1993 RECORDED MAY 21, 1993 AS INSTRUMENT NO. 93-342311 OF OFFICIAL RECORDS. PARCEL 3: A PERPETUAL EASEMENT FOR A TRUCK DOCK ACCESS INCLUDING LOADING AND UNLOADING OF COMMERCIAL AND OTHER VEHICLES, AS WELL AS A PERPETUAL EASEMENT FOR ACCESS OVER THE COMMON AREA TO A PHYSICALLY OPEN PUBLIC STREET KNOWN AS BAKE PARKWAY, AS CONVEYED PURSUANT TO THAT CERTAIN ROADWAY ACCESS EASEMENT AGREEMENT KNOWN AS COM-MON DRIVEWAY EASEMENT AGREEMENT, DATED MAY 21, 1993, RECORDED MAY 21, 1993 AS INSTRUMENT NO. 93-0342312 OF OFFICIAL RECORDS. APN 612-092-20. The Trustee disclaims any li-ability for any incorrectness of the property addresses or other common designations, if any, shown on Schedule 1. SCHEDULE 1 REAL PROPERTIES AND RECORDING INFORMATION FOR DEED OF TRUST (Note: Recording information for each Deed of Trust is for noted County where respective Real Property is located.) Borrower/Owner Real Property Address Interest APN Deed of Trust DDR MDT MV Anaheim Hills LP 8100 E. Santa Ana Canyon Rd. Anaheim Orange County California Fee 354-451-27 Dated 09-16-05 Recorded 09-26-05 Doc. No. 2005000758578 DDR MDT MV Antioch LP 2602 Somersville Rd. Antioch Contra Costa County California Fee 074-450-032-3 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0361951-00 DDR MDT MV Burbank LP 245 E. Magnolia Blvd. Burbank Los Angeles County California Leasehold 2460-023-048 Dated 11-14-05 Recorded 11-21-05

Doc. No. 05-2819503 DDR MDT MV Chino LP 5517 Philadelphia St. Chino San Bernardino County California Fee 1015-071-06-0-000 Dated 09-16-05 Recorded 09-26-05 Doc. No. 2005-0714044 DDR MDT MV Clovis LP 1000 Shaw Ave. Clovis Fresno County California Leasehold 499-031-03 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0223307 DDR MDT MV Folsom LP 1010 E. Bidwell St. Folsom Sacramento County California Fee 071-1350-005-000 Dated 09-16-05 Recorded 09-22-05 Book 20050922 Page 1252 DDR MDT MV Foothill Ranch LP 26732 Portola Pkwy. Foothill Ranch (Lake Forest) Orange County California Fee 612-092-20 Dated 09-16-05 Recorded 09-26-05 Doc. No. 2005000758578 DDR MDT MV Garden Grove LP 13092 Harbor Blvd. Garden Grove Orange County California Fee 101-621-21 Dated 09-16-05 Recorded 09-26-05 Doc. No. 2005000758578 DDR MDT MV Lompoc LP 1600 North H St. Lompoc Santa Barbara County California Fee 093-490-05 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0092484 DDR MDT MV Madera LP 1467 Country Club Dr. Madera Madera County California Fee 003-210-018 and 003-210-019 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005045356 DDR MDT MV North Ful-lerton I LP 200/202/262 E. Imperial Hwy. Fullerton, Orange County California Fee 293-091-06 and 293-091-07 Dated 09-16-05 Recorded 09-26-05 Doc. No. 2005000758578 DDR MDT MV Palmdale LP 1305 W. Rancho Vista Blvd. Palmdale Los Angeles County California Fee 3005-038-041 Dated 09-16-05 Recorded 09-26-05 Doc. No. 05-2313297 DDR MDT MV Redding LP 1755 Hilltop Dr. Redding Shasta County California Fee 107-310-029 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0056046 DDR MDT MV Santa Maria LP 201 Towncenter West Santa Maria Santa Barbara County California Fee 123-280-03 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0092484 DDR MDT MV Santa Rosa LP 600 Santa Rosa Plaza Santa Rosa Sonoma County California Fee 010-660-005-000 Dated 09-16-05 Recorded 09-27-05 Doc. No. 2005143581 DDR MDT MV Slatten Ranch LP 5849 Lone Tree Way Antioch Contra Costa County California Fee 056-120-055-1 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0361951-00 DDR MDT MV Sonora LP 1151 Sanguinetti Rd. Sonora Tuolumne County Califor-nia Fee 056-640-34-00 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005020301 DDR MDT MV Tulare LP 1675 Hillman St. Tulare Tulare County California Fee 166-030-043-000 Dated 09-16-05 Recorded 09-22-05 Doc. No. 2005-0104780 2005-C4 DMM PORTFOLIO PROP-ERTIES, LLC, a Maryland limited liability company, is the present ben-eficiary (the “Beneficiary”) under the Deed of Trust and it is at the request of the Beneficiary that the Sale is to be conducted. The address of the Beneficiary is- c/o CWCAPITAL ASSET MANAGEMENT LLC 500 East Pratt Street, Suite 1050 Baltimore, Maryland 21202 Attention: Jeremy Zinn If no street address or other common designation is shown for one or more of the Real Properties listed on Schedule 1, directions to the location or locations of that or those Real Properties may be obtained by submitting a written request for the same to the Beneficiary at the above address within ten days from the first publication of this Notice of Sale. The Sale is to be a unified sale pursuant to California Commercial Code section 9604(a)(1)(B) of the Real Properties together with the personal property (including fixtures) listed on Exhibit B hereto in which the Beneficiary has a security interest (that personal property, collec-tively, the “Personal Property”); provided, however, that, pursuant to California Civil Code section 2924f(b)(3), neither the foregoing reference to the Personal Property nor the description of the Personal Property on Exhibit B EXHIBIT B PERSONAL PROPERTY DESCRIPTION All of the Property (as defined in the Deed of Trust) that is (i) tangible personal property that is located on or at any of the Real Properties, including Building Equipment (as defined in the Deed of Trust) located thereon or thereat, including fixtures, equipment, inventory, and other goods; or (ii) intangible personal property-other than accounts, cash, cash equivalents, deposit accounts, payment intangibles, other rights to the payment of money, insurance policies, and instruments-that directly relates to, is derived from, or is used in connection with the Real Properties or any tangible personal property identified in the foregoing clause (i), including REAs (as defined, by reference, in the Deed of Trust), Licenses (as defined in the Deed of Trust), plans and specifications for the construc-tion of the Improvements (as defined in the Deed of Trust), and general intangibles (other than Leases (as defined in the Deed of Trust)) related to, derived from, or used in connection with the ownership, leasing, construction, maintenance, operation, occupancy, or sale of the Real Properties or any of that tangible personal property, including warranties. (i) constitutes an election by the Beneficiary, being the secured party with respect to the Personal Property, to conduct a unified sale pursuant to California Commercial Code section 9604(a)(1)(B); (ii) obligates the Beneficiary to conduct a unified sale pursuant to California Commercial Code section 9604(a)(1)(B); or (iii) will in any way render defective or noncomplying either this Notice of Sale or any sale pursuant hereto by reason of the fact that the Sale includes none or less than all of the Personal Property. The Beneficiary reserves, in its sole discretion, the right not to include in the Sale some or all of the Personal Property at any time until the consummation of the Sale. The Sale will be (i) “as is”, “where is”, and with all faults”; (ii) without recourse; (iii) without repre-sentation or warranty of any kind, express or implied, including any warranty as to title, possession, quiet enjoyment, merchantability, value, useful life, or fitness for intended use, or similar representations and warranties; and (iv) subject to all liens, claims, or interests having a priority senior (A) as to the Real Properties, to the Deed of Trust; and (B) as to the Personal Property, the security interests in the Personal Property held by the Beneficiary. The total amount of the unpaid balance of the obligations that are secured by the Deed of Trust, and the reason-ably estimated costs, expenses, advances at the time of the initial publication of this Notice of Sale, after application of all credits due, is $179,557,016.19. The Trustee disclaims any liability for any good faith error in stating this amount. For the avoidance of doubt, interest that continues to accrue and additional amounts advanced or incurred pursu-ant to the Loan Documents (as defined in the Deed of Trust), if any, will increase total amount of the unpaid balance of the obligations that are secured by the Deed of Trust until the Sale. Nothing in this Notice of Sale is to be construed as a waiver of any fees, costs, expenses, or other amounts due or to become due to the Beneficiary pursuant to the Loan Documents. The Trustee will make a good faith effort to provide up-to-date information regarding sale dates and postponements free of charge 24 hours a day, seven days a week to persons who wish this information by (i) telephone at (714) 508-7373; and (ii) Internet Web site at www.priorityposting.com. Persons seeking this information should use the trustee’s sale number for each of the Real Properties listed on the title page of this Notice of Sale. The name and street address and telephone number in the State of California of the Trustee are- ASSURED LENDER SERVICES, INC. 2552 Walnut Avenue, Suite 110 Tustin, California 92780 Attention: Cherie Maples, Foreclosure Supervisor Telephone: (714) 508-7373 Dated: July 27, 2012. THE TRUSTEE: ASSURED LENDER SERVICES, INC. By: CHERIE MAPLES Foreclo-sure Supervisor P972527 8/10, 8/17, 08/24/2012

NOTICE OF TRUSTEE’S SALE TS No. CA‑12‑509163‑AL Order No.: 1168418 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/11/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL ISHIDA AND TERRI ISHIDA, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 5/25/2004 as Instrument No. 2004000470429 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/11/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $292,590.86 The purported property address is: 22 NUTCRACKER LANE, ALISO VIEJO, CA 92656‑1743 Assessor’s Parcel No. 623‑261‑22 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800‑280‑2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA‑12‑509163‑AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619‑645‑7711 For NON SALE information only Sale Line: 800‑280‑2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645‑7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA‑12‑509163‑AL IDSPub #0033757 8/17/2012 8/24/2012 8/31/2012

NOTICE OF TRUSTEE’S SALE TS No. CA‑11‑460603‑AB Order No.: 5719801 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/14/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DELBERTA WATERS, AN UNMARRIED WOMAN Recorded: 11/18/2005 as Instrument No. 2005000931231 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/11/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $358,629.49 The purported property address is: 24321 FORDVIEW ST, LAKE FOREST, CA 92630 Assessor’s Parcel No. 619‑023‑05 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800‑280‑2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA‑11‑460603‑AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619‑645‑7711 For NON SALE information only Sale Line: 800‑280‑2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645‑7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA‑11‑460603‑AB IDSPub #0034826 8/17/2012 8/24/2012 8/31/2012

NOTICE OF TRUSTEE’S SALE TS No. CA‑11‑456737‑RM Order No.: 110337000‑CA‑GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/4/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): NANCY GIRGIS, A SINGLE WOMAN Recorded: 6/5/2007 as Instrument No. 2007000360107 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/7/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $592,905.03 The purported property address is: 22342 BARBERA, LAGUNA HILLS, CA 92653‑1839 Assessor’s Parcel No. 616‑275‑08 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the

property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714‑573‑1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA‑11‑456737‑RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619‑645‑7711 For NON SALE information only Sale Line: 714‑573‑1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645‑7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA‑11‑456737‑RM IDSPub #0033596 8/17/2012 8/24/2012 8/31/2012

NOTICE OF TRUSTEE’S SALE: Title Order No.: 5906838 Trustee Sale No.: 77612 Loan No.: 9033075623 APN: 932-47-055 You are in Default under a Deed of Trust dated 07/10/2007. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 08/23/2012 at 10:00 AM, FCI Lender Services, Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/17/07 as DOC #2007000447847 of official records in the Office of the Recorder of Orange County, California, executed by: Heriberto Cervantes, a married man as his sole and separate property, as Trustor Downey Savings and Loan Association, F.A., as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). THE FRONT ENTRANCE TO 8180 EAST KAISER BLVD., (PLEASE CHECK IN WITH RECEPTIONIST), ANA-HEIM HILLS, CA,, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22905 Bonita Lane #3, Lake Forest CA 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other com-mon designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $275,584.81 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the

real property is located and more than three months have elapsed since such recordation. Date: 7/20/2012 FCI Lender Services, Inc., as Trustee 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 U.S. Bank National Association, Customer Service Department (800) 824-6902 or Toll Free #-1-855-MYUSMAP (or 855-698-7627) – [email protected] For Trustee Sale Information log on to: www.rsvpforeclosures.com or CALL: 877 RSVP-ADS or 877 778-7237. Teri Snyder, Exec. Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contact-ing the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877 778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 77612. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.” (RSVP# 291085)(08/03/12, 08/10/12, 08/17/12)



by Alyssa B.Seeing how rodeo season will soon

be in full swing, I thought it might be fitting to give you guys a a brief guide on how to dress like a “real” cowboy. First of all, if you are not the “cowboy-type” and have no interest in blending in, by all means wear whatever you want. But, if you want to be virtually indistinguishable from the guys in the arena, there are some important fashion “rules” that need to be adhered to. I have broken them down into 5 key areas:

1.) HatA cowboy hat is serious business.

If you are “in the know,” you can de-termine many things about a cowboy, by looking at his hat, including where he lives, what event he competes in, and most of all, whether or not he’s a “real” cowboy (or at least knows how to dress like one). The two main considerations here are material and shape. Felt hats are normally going to be more expensive than straw hats, and it is my recommendation that if you are going to spring for a felt hat, get a pretty good one made by a reputable hat maker. By pretty good, I mean some sort of a beaver blend rather than a wool felt. It will last longer and look better in the long run (and in the short, for that matter). Hat quality is determined by the num-ber of “X’s” a hat has, however there is no industry standard for “X’s” so one company’s 10X could be another company’s 20X. Go with around a 6X or better from a company like Resistol or Stetson and you should be fine. If you don’t want to spring for a quality felt, get a nice looking straw hat.

As far as shape is concerned, classic clean lines are best. Stay away from the “taco” hat, and the Toby Keith-style hats, keep hat bands simple and black is always a safe color for a felt hat. If you are going with a straw, stay away from colored hats. Tim McGraw might be able to pull off the black straw hat, but alas, Tim is a country music singer, not a cowboy and that is an entirely separate topic.

If you don’t want to mess with a cowboy hat at all, baseball caps are acceptable, but my recommendation with ball caps is to either buy one

from the rodeo vendor show (from the rodeo itself, or one of the rodeo’s sponsor companies is a safe bet) or wear one from your favorite sports team.

2.) BootsEqually impor-

tant to what you sport on your head is what you choose to put on your feet. You won’t see too many cowboys wearing lace-up

boots these days, and pointy toed boots or “cockroach killers” on a guy aren’t going to cut it either. A simple roper-style boot with a flat heel and a round or square toe (square toes are very “in” right now) is your safest bet. Once you get the basic style down, there are hundreds of options in colors, materials and price point. Expect to pay anywhere from $130 for a standard, basic leather boot, up to more than $500 for exotics like ostrich and caiman. Oh, and no mat-ter how pretty the tops of your boots are, your jeans should go over them, not the other way around.

3.) BeltThis is a tricky area. A trophy buckle

on a cowboy is proof to the rest of the world that he can carry his weight in the arena. A nice custom-designed silver 3-piece buckle says, “I may not have won this, but I am enough of a cowboy to know what looks good holding my pants up.” Pretty much any other kind of purchased western belt buckle (with a few exceptions) screams, “I am not a real cowboy!” Sporting a genuine trophy buckle that someone else won (while some may disagree with me on this) is perfectly acceptable in my book, because if you’re dressed well otherwise, no-body is going to know the difference. Borrow one from a cowboy friend, or check the pawn shops or ebay. Re-member, retro is in, so “1956 Cham-pion Saddle Bronc Rider” works, even if you weren’t yet hatched. . . could have been your dad’s, uncle’s or grand pappy’s. If a trophy buckle isn’t an option, my best advice is to keep it simple, and avoid drawing a lot of attention to the area. If you still want a silver buckle, I would recom-mend a tasteful and simple 3-piece

style (Vogt makes some really nice ones). Nothing with writing on it. As mentioned previously, a “fake” trophy buckle can be spotted a mile away. Custom-designed silver buckles with initials or a personal brand are totally different, but we won’t get into it here. In the interest of cost and wearability, your best bet might be to just buy a simple leather belt, like the one shown here made by Ariat, that comes with a tasteful buckle. If your boots are brown, buy a brown belt. It doesn’t necessarily need to be the same shade. Same thing goes for black. Leather belts only, please! Do not try to bring back the nylon belt trend of the 80′s and 90′s. Also, you will notice the girls wearing a lot of “bling” aka “sparkly things” on their belts. Some companies are making sparkly belts for guys too. Please don’t buy a sparkly belt. I have seen guys wearing them, but I personally feel that this is wrong on so many levels. A little silver is great, just stay away from the crystals. Thank you.

4.) JeansWhen it comes to jeans, I would

recommend sticking with a signature western brand like Wrangler, 20X (a division of Wrangler), or Cinch. They come in a plethora of different styles these days, and the style isn’t all that important as long as the fit is right. Just make sure they aren’t too tight (the skin-tight look went out in the 80′s) or too loose (there’s no “sag-ging” in rodeo) and that they are long enough. Length may be the most crucial part of selecting a good pair of jeans. Remember, you are going to be wearing them over your boots, so they need to be longer than what you would normally buy to wear with shoes. They need to “stack” a little bit so that they still cover the tops of your boots when you are sitting down. If you typically wear a 32″ inseam, you

might want to buy a 34″. If you really want to look the part, take your jeans to the dry cleaners and have them heavy starched. It will make you look sharp and authentic.

5.) ShirtLast but not least, the “cowboy

shirt” as my brother referred to them when he was little. A nice button down, whether long sleeved or short will look the best. Stay away from western t-shirts. There are some really bad ones out there. Also, no wild colors, writing or graphics. If you’re getting your jeans starched, go ahead and do your shirt too, and add to your clean, pressed look. At the very least, take an iron to your shirt. It just looks better. As I mentioned, retro styles are very popular right now. Some are your basic “plaid with pearl snaps” numbers, other have some pretty funky graphics. Again, if you want to blend, the K.I.S.S. method is the way to go.

For best results, stick with the five basics above. Leave the bolo ties, bandanas, spurs, chaps and any other unnecessary accessories at home. They are either inappropriate for the setting or just wrong in gen-eral. Plus, the more items you try to work into your ensemble, the greater chance you have of a direct violation of the cowboy dress code, which is what we are trying to avoid here.

Now that you look the part, you just need to come up with a good story for the first person who asks you where you parked your pony. And remember, chicks dig cowboys, so the more authentic you look, the better chance you have of collecting a phone number or two before the night is over. Don’t worry, you can thank me later.

How to dress liKe a “real” cowBoY: 5 crucial elements



by Alyssa B.This is geared to the ladies who

are heading out to watch the rodeo this summer. Let’s face it, the ladies are far more concerned about fashion anyway, and get to wear a lot more cute things than the guys. They also have substantially more leeway when it comes to dressing like a “real” cowgirl, so we will tackle these “components” a little differently than we did with the guys. However, first things first, I need to clarify one thing. This article addresses the prerogative of the ladies out there who would like to dress like “real” cowgirls, rather than “buckle bunnies,” therefore, the suggestions here will be geared to that end. If you are unfamiliar with the term, “buckle bunny,” they are the groupies of the rodeo world.

1.) Tops:Many, many super cute options

here. Short-sleeved, long-sleeved – doesn’t matter, just dress for the weather. My only real hard and fast rules here are: keep the belly and the girls covered up. Cowgirls tend to be pretty fashion forward, and we like sparkly things. I personally really love accessories, so I tend to keep my shirt simple and dress it up with jackets, belts and jewelry, but we will get to that later… Pretty much anything trendy and fashionable (not super-revealing) would work here. It is perfectly acceptable to go with a non-western shirt too. Just keep it classy, ladies.

2.) Bottoms:For most of us, this is simple –

jeans, all the way. I have seen some girls pull off shorts and skirts, but if not done well, this can be pretty bad. I would really recommend sticking with jeans or possibly even jean capris. Luckily there are a lot of really cute fashion jeans out there for us these days. Pocket details are practically a must, and are especially nice when

looking to transition from the rodeo to the rodeo after-party. =) Just pay attention to the length if you are go-ing to wear them with cowboy boots. They may need to be a bit longer than your typical length in order to cover the tops of your boots when you’re sitting down. Also, I prefer a dark denim. They just look dressier and classier all around.

3.) Footwear:Although not completely neces-

sary, I recommend cowboy boots. There are soooo many really cute styles, that I truly believe it is the way to go. However if you’re not a boot gal, there are some stylish alterna-tives as well, like blingy flip flops and sandals. If you are going with boots, I would recommend something with a square toe, as they are very much in fashion, or if you want something a little different, you can look at a fashion boot with a pointed toe, like these from Corral.

4.) Headwear:My recommendation is “hair”.

Don’t wear a hat. Especially not one of those gawd-awful scrunchy-straw-Toby-Keith-varieties. No “real” cowgirl in her right mind would be caught dead in a hat like that, unless she is making fun of it. Those hats scream “buckle bunny!” or at the very least, “yes, this is my first rodeo.” If a cowgirl is just going to the rodeo to watch and not compete, she normally will not wear a hat at all. And girls, don’t ever take a cowboy’s hat and put it on yourself. There are a LOT

of implications there that we won’t even dive into here. Just take my word for it.

5.) Accessories:The most fun category by far be-

cause it encompasses so much! Let’s break it down:

Belt -If you have stepped into a western clothing store lately, you have likely noticed the plethora of belts available to purchase. There is the traditional “through-your-belt-loops” kind that comes in thousands of colors, styles, and different levels of “bling” infusion. Then, there is the “over-the-belt-loops” kind that is worn on the outside of your shirt. Obviously, this is strictly a fashion statement as it does little to actually hold your pants up. Under most circumstances, I highly recommend wearing a belt. If your shirt tucks in or sits at the top of your waistline, the traditional belt works best, but if you are wearing a long, somewhat tight shirt, the “over-the-loops” variety is the way to go.

Jacket – If you’re heading to an evening rodeo performance, it is always a good idea to have a jacket, just in case. Here in Montana, it can cool off quite dramatically in the eve-ning. Plus, I love jackets because I really feel like they are great for com-pleting a look. Western jean jackets and leather are my personal faves.

Jewelry – So many options, but the chunky stone necklaces are very popular right now. The shirt above doesn’t need a necklace, but some styl-ish bracelets and earrings would add a nice touch.

Purse – Many fashion-able options in this cat-egory as well. You really can’t go wrong with most

western purses.

How to dress liKe a “real” cowgirl: 5 KeY components



Coto de Caza Legal NoticesNOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-465187-RM Order No.: 110404142-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/14/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): YVETTE TRAN, A SINGLE WOMAN Recorded: 5/21/2003 as Instrument No. 2003000590638 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/24/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $162,533.34 The purported property address is: 25161 LUNA BONITA DR, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 625-091-02 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-465187-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-465187-RM IDSPub #0032552 8/3/2012 8/10/2012 8/17/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-503082-AL Order No.: 120099071-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/1/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KAREN A. KELLY, AN UNMARRIED WOMAN Recorded: 9/19/2005 as Instrument No. 2005000736684 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/27/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $255,904.65 The purported property address is: 23364 CAMI-NITO LOS POCITOS, #121, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 938-38-121 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-503082-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS AT-TEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-503082-AL IDSPub #0032666 8/3/2012 8/10/2012 8/17/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 5220394 TS No.: CA1100226600 FHA/VA/PMI No.: APN:836‑683‑08 Property Address: 16 ANGLESITE RANCHO SANTA MARG, CA 92688 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/23/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 31, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 11/30/05, as Instrument No. 2005000958897, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: GINO BIONDI AND MONICA METZGER, HUS BAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 836‑683‑08. The street address and other common designation, if any, of the real property described above is purported to be: 16 ANGLESITE, RANCHO SANTA MARG, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $467,401.29. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.as px using the file number assigned to this case CA1100226600. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939‑0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205760 08/10/12, 08/17/12, 08/24/12

NOTICE OF TRUSTEE’S SALE TSG No.: 6534891 TS No.: CA1200243046 FHA/VA/PMI No.: APN:833‑232‑68 Property Address: 8 VIA DE LA MESA RANCHO STA MARGARITA, CA 92688 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/17/08. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 30, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC as duly appointed Trustee under and pursuant to Deed of Trust recorded 01/25/08, as Instrument No. 2008000038359, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: ALAN J. BAUMEL AND JULIET M. BAUMEL, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 833‑232‑68. The street address and other common designation, if any, of the real property described above is purported to be: 8 VIA DE LA MESA, RANCHO STA MARGARITA, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $558,048.57. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.as px using the file number assigned to this case CA1200243046. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939‑0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205810 08/10/12, 08/17/12, 08/24/12

NOTICE OF TRUSTEE’S SALE TS No. CA‑12‑505195‑VF Order No.: 120117750‑CA‑BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/24/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOHN L. TADE AND LORECEL R. TADE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 9/1/2006 as Instrument No. 2006000590034 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/7/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $524,826.47 The purported property address is: 26285 EVA STREET, LAGUNA HILLS, CA 92656 Assessor’s Parcel No. 634‑192‑10 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown

on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714‑573‑1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA‑12‑505195‑VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619‑645‑7711 For NON SALE information only Sale Line: 714‑573‑1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645‑7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA‑12‑505195‑VF IDSPub #0033627 8/17/2012 8/24/2012 8/31/2012

LIEN SALENOTICE IS HEREBY GIVEN pursuant to Sections 3071 and 3072 of the Civil Code of the State of California, the undersigned, A. C. TOWING, 180 CALLE IGLESIA, SAN CLEMENTE, CA. 92692 will sell at a public sale on AUGUST 29, 2012 at 10:00 a.m. the following property: CA License#: 8T55861, Veh ID#: 1GCEC19T54Z352816, Make: CHEVROTLET, Year: 2004, Model: SILVERADO EXTENDED 4X2, Style: PICKUP. The Lienholder has the right to bid at the sale.COTO DE CAZA NEWS– 08/17/2012

Trustee Sale No. 22543CA Title Order No. 95502039 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08-22-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09-07-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08-27-2007, Book , Page , Instrument 2007000528935 of official records in the Office of the Recorder of ORANGE County, California, executed by: KURT HEINRICHSON AND YVETTE HEINRICHSON as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: LOT 179 OF TRACT 9296 IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 466, PAGES 5 TO 18 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID ORANGE COUNTY. EXCEPT THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBONS, BELOW A DEPTH OF 500 FEET, WITHOUT THE RIGHT OF SURFACE ENTRY, AS RESERVED AND/OR GRANTED IN THE DOCUMENT(S) RECORDED JULY 24, 1973 IN BOOK 10814, PAGE(S) 190, OFFICIAL RECORDS. Amount of unpaid balance

and other charges:$2,044,219.82 The street address and other common designation of the real property purported as: 26152 MOUNT DIABLO ROAD , LAGUNA HILLS, CA 92653 APN Number: 627-463-06 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 22543CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 08-11-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P973575 8/17, 8/24, 08/31/2012



Trustee Sale No.: 20120168300466 Title Order No.: 1132653 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/04/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/09/2007 as Instrument No. 2007000303213 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: MICHAEL C SCLIMENTI AND LISA M SCLIMENTI, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 08/27/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 22946 MOONSTONE LANE #11 , LAKE FOREST, CA 92630 APN#: 933-02-011 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $394,269.49. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120168300466. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 07/18/2012 P967161 8/3, 8/10, 08/17/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6534304 TS No.: CA1200242612 FHA/VA/PMI No.: APN:939‑11‑659 Property Address: 19431 RUE DE VALORE #47B FOOTHILL RANCH, CA 92610 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/02/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 30, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/06/07, as Instrument No. 2007000081514, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: CARLOS BUSTOS AND CHRISTINE BUSTOS, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASH IER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 939‑11‑659. The street address and other common designation, if any, of the real property described above is purported to be: 19431 RUE DE VALORE #47B, FOOTHILL RANCH, CA 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $331,055.00. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.as px using the file number assigned to this case CA1200242612. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939‑0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205297 08/10/12, 08/17/12, 08/24/12

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20120028700405 Title Order No.: FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/15/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/19/05, as Instrument No. 2005001013405, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: ABEL ALVAREZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: August 30, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 22441 GRAVINO, LAGUNA HILLS, CA 92653. APN# 616‑291‑22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $528,837.56. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120028700405. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762‑9334 916‑939‑0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 08/03/12 NPP0205722 08/10/12, 08/17/12, 08/24/12

NOTICE OF TRUSTEE’S SALE File No. 7042.26314 Title Order No. 6548451 MIN No. 1000157-0008236122-7 APN 938-38-821 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/13/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANA-TION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): JOSEPH M GUERCIO, AND HOPE C GUERCIO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 06/20/07, as Instrument No. 2007000392386, of Official Records of ORANGE County, California. Date of Sale: 09/11/12 at 9:00 AM Place of Sale: Grand Ballroom of Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 125 WHITE SANDS, TRABUCO CANYON, CA 92679-5355 Assessors Parcel No. 938-38-821 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $273,262.80. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encour-aged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7042.26314. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 6, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Candice Yoo, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.26314: 08/17/2012,08/24/2012,08/31/2012

NOTICE OF TRUSTEE’S SALE TS No. CA‑12‑506261‑AL Order No.: 1152103 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/2/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JAVIER H. TURCIOS AND ANN E. TURCIOS, HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 8/7/2006 as Instrument No. 2006000527330 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/7/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $815,326.29 The purported property address is: 6 GOOSEBERRY COURT, COTO DE CAZA AREA, CA 92679 Assessor’s Parcel No. 778‑171‑32 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the

same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714‑573‑1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA‑12‑506261‑AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619‑645‑7711 For NON SALE information only Sale Line: 714‑573‑1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645‑7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA‑12‑506261‑AL IDSPub #0033567 8/17/2012 8/24/2012 8/31/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0041953 Title Order No. 12-0073522 APN No. 613-411-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/25/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by ROBIN HELMS AND DANIELLE HELMS, dated 03/25/2010 and recorded 4/2/2010, as Instrument No. 2010000155185, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 09/04/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURT-HOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 21572 MIDCREST DR, LAKE FOREST, CA, 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $516,244.52. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0041953. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.164667 08/10/2012, 08/17/2012, 08/24/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00589855-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name of LISA LYNN THURMAN. Petitioner(s) LISA LYNN THURMAN to LISA LYNN PHILLIPS. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objec-tion is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 28, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: AUGUST 09, 2012Mary Fingal Schulte – Judge of the Superior CourtCoto de Caza News– 8/17/2012, 8/24/2012, 8/31/2012, 9/7/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00589710-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name(s) of LAURA VAZQUEZ HERNANDEZ, a minor and ALEXA VAZQUEZ, a minor. Petitioner(s) PATRICIA HERNANDEZ VAZQUEZ and JULIO VAZQUEZ PLATA, on behalf of LAURA VAZQUEZ HERNANDEZ and ALEXA VAZQUEZ, minors, has/have filed a petition with this court for a decree changing name(s) as follows: LAURA VAZQUEZ HERNANDEZ, a minor, to LAURA GUADALUPE VAZQUEZ HERNANDEZ, and ALEXA GUADALUPE VAZQUEZ HERNANDEZ, a minor, to ALEXA GUADALUPE VAZQUEZ HERNANDEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 28, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: AUGUST 09, 2012Mary Fingal Schulte – Judge of the Superior CourtCoto de Caza News– 8/17/2012, 8/24/2012, 8/31/2012, 9/7/201



NOTICE OF TRUSTEE’S SALE TS No. 11-0136086 Title Order No. 11-0115639 APN No. 804-041-03 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/13/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DERON STOKES AND JACQUELINE STOKES, dated 09/13/2007 and recorded 9/18/2007, as Instrument No. 2007000569030, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 08/28/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 23362 VIA ALONDRA, COTO DE CAZA, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid bal-ance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $804,180.84. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 11-0136086. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.164257 8/03, 8/10, 8/17/2012

NOTICE OF TRUSTEE’S SALE File No. 7345.24675 Title Order No. 4546508 MIN No. 100013700078298872 APN 933-74-427 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/10/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Christine Kulfan, a single woman Recorded: 02/16/06, as Instrument No. 2006000109148,of Of-ficial Records of ORANGE County, California. Date of Sale: 08/27/12 at 9:00 AM Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive,, Orange, CA The purported property address is: 51 VIA MADERA, RANCHO SANTA MARGARITA, CA 92688 Assessors Parcel No. 933-74-427 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $344,735.79. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7345.24675. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: July 26, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Morgan Armstrong, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7345.24675: 08/03/2012,08/10/2012,08/17/2012

NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-19010 Loan No.: 7091387022 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/2/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: NANCY STONE, A MARRIED WOMAN AS HER SOLE ANDDuly Appointed Trustee: Western Progressive, LLCRecorded 12/9/2005 as Instrument No. 2005000981950 in book ---, page --- and rerecorded on --- as --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 8/28/2012 at 1:30 PM Place of Sale:At the North entrance to the County Courthouse 700 Civic Center Drive West, Santa Ana, CA 92701Amount of unpaid balance and other charges: $493,717.83Street Address or other common designation of real property: 7 PASEO DALIA, RANCHO SANTA MARGARITA, CALIFORNIA 92688 A.P.N.: 814-181-09The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements.NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property.NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.altisource.com/MortgageServices/DefaultManagement/TrusteeServices.aspx, using the file number assigned to this case 2012-19010. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale Date: 7/18/2012Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 Automated Sale Information Line: (866) 960-8299 http://www.altisource.com/MortgageServices/DefaultManagement/TrusteeSer-vices.aspxFor Non-Automated Sale Information, call: (866) 240-3530 Tunisha Jennings, Trustee Sale Assistant Coto de Caza News 8/3/12, 8/10/12, 8/17/12

NOTICE OF TRUSTEE’S SALE File No. 7042.26314 Title Order No. 6548451 MIN No. 1000157-0008236122-7 APN 938-38-821 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/13/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): JOSEPH M GUERCIO, AND HOPE C GUERCIO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 06/20/07, as Instrument No. 2007000392386, of Official Records of ORANGE County, California. Date of Sale: 09/11/12 at 9:00 AM Place of Sale: Grand Ballroom of Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 125 WHITE SANDS, TRABUCO CANYON, CA 92679-5355 Assessors Parcel No. 938-38-821 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $273,262.80. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7042.26314. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: August 6, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Candice Yoo, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.26314: 08/17/2012,08/24/2012,08/31/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-474250-LL Order No.: 984705 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): TIFFANY J KELLER A SINGLE WOMAN AS TO AN UNDIVIDED 80% INTER-EST, AND BRUCE W KELLER AN UNMARRIED MAN, AS TO AN UNDIVIDED 20% INTEREST, AS TENANTS IN COMMON Recorded: 4/27/2007 as Instrument No. 2007000276110 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/11/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $436,313.80 The purported property address is: 6 CALLE DE VIDA, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 930-27-412 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may

hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-474250-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS AT-TEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-474250-LL IDSPub #0033525 8/17/2012 8/24/2012 8/31/2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110169808138 Title Order No.: 110583879 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/10/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/17/07, as Instrument No. 2007000447771, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: ARTEMIO OCAMPO, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: September 6, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 17 TEMECULA COURT, RANCHO SANTA MARGARITA, CA 92688. APN# 833‑441‑01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $683,090.93. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that

there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110169808138. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762‑9334 916‑939‑0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 08/08/12 NPP0205861 08/17/12, 08/24/12, 08/31/12

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00577061PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name of ALEJANDRO DIAZ MALDONADO, a Minor. Petitioner(s) KARINA DIAZ, has/have filed a petition with this court for a decree changing name(s) as follows: ALEJANDRO DIAZ MALDONADO, a Minor to ALEJANDRO MALDONADO, a Minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 21, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: AUGUST 10, 2012Randall J. Sherman – Judge of the Superior CourtCoto de Caza News– 8/17/2012, 8/24/2012, 8/31/2012, 9/7/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00587533-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name of MAH BATOOL SHARIFF. Petitioner(s) MAH BATOOL SHARIFF, has/have filed a petition with this court for a decree changing name(s) as follows: MAH BATOOL SHARIFF to MAHA BATOOL SHARIFF. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 21, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JULY 31, 2012Mary Fingal Schulte – Judge of the Superior CourtCoto de Caza News– 8/10/2012, 8/17/2012, 8/24/2012, 8/31/2012

Trustee Sale No.: 20120028700306 Title Order No.: 7742-454898 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 5/8/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/21/2007 as Instrument No. 2007000328727 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: JADE A. PIERSON AND RYAN D. PIERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 9/11/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA.. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 24357 MARQUIS COURT 299, LAGUNA HILLS, CA 92653 APN#: 937-99-183 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $340,356.27. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120028700306. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 8/10/2012 P974494 8/17, 8/24, 08/31/2012



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lEgal NOtICESNOTICE OF TRUSTEE’S SALE TSG No.: 6573712 TS No.: CA1200243292 FHA/VA/PMI No.: APN:932‑14‑105 Property Address: 31614 WEST NINE DRIVE LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/14/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 6, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 12/15/05, as Instrument No. 2005001005062, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: KELLY BOOTH LIDKE, AN UNMARRIED WOMAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 932‑14‑105. The street address and other common designation, if any, of the real property described above is purported to be: 31614 WEST NINE DRIVE, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $388,098.49. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said

NOTICE OF TRUSTEE’S SALE TS No. CA‑11‑474250‑LL Order No.: 984705 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): TIFFANY J KELLER A SINGLE WOMAN AS TO AN UNDIVIDED 80% INTEREST, AND BRUCE W KELLER AN UNMARRIED MAN, AS TO AN UNDIVIDED 20% INTEREST, AS TENANTS IN COMMON Recorded: 4/27/2007 as Instrument No. 2007000276110 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/11/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $436,313.80 The purported property address is: 6 CALLE DE VIDA, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 930‑27‑412 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same

lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800‑280‑2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA‑11‑474250‑LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619‑645‑7711 For NON SALE information only Sale Line: 800‑280‑2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645‑7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA‑11‑474250‑LL IDSPub #0033525 8/17/2012 8/24/2012 8/31/2012

Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1200243292. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939‑0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0205705 08/17/12, 08/24/12, 08/31/12

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00581780-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name of JAMIE JOY MEYER. Petitioner(s) JAMIE JOY MEYER, has/have filed a petition with this court for a decree changing name(s) as follows: JAMIE JOY MEYER to ASHNI J. AKAND. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 07, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hear-ing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JULY 06, 2012Mary Fingal Schulte – Judge of the Superior CourtCoto de Caza News– 8/10/2012, 8/17/2012, 8/24/2012, 8/31/2012



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