cavu mobile banking - metryus · cavu mobile banking. cavu is professionally designed, cost...

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Office 29, Clinton House, Fitzwilliam Street Lower, Dublin 2, Dublin, Ireland Phone: +447484328228 E-mail: [email protected] Office 500 1, A.I. Sikorsky St, 04112, Kyiv, Ukraine Phone:+380676571027 E-mail: [email protected] CAVU mobile banking Solution overview 10 April 2018

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Page 1: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Office 29, Clinton House, Fitzwilliam Street Lower, Dublin 2, Dublin, Ireland

Phone: +447484328228 E-mail: [email protected]

Office 500 1, A.I. Sikorsky St, 04112, Kyiv, Ukraine

Phone:+380676571027 E-mail: [email protected]

CAVU mobile banking Solution overview

10 April 2018

Page 2: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

CAVU product philosophy

W h a t m a k e s a g o o d m o b i l e b a n k i n g a p p ?

Feature rich

Clean and clever design

Easy to deploy

Fast, secure and reliable

Evolving and adaptable

CAVU is all of these and even more

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Page 3: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

CAVU mobile banking

CAVU is professionally designed, cost-effective, easy to launch and integrate mobile banking solution. It covers all main end customers’ needs and will quickly enhance your Banks’ mobile banking capability.

Be available 24/7 – anytime, anywhere! Know your customers better and present them “remote control” mode for their personal finances via mobile banking application. The ongoing expansion of the mobile channel provides an unprecedented opportunity for financial services providers to engage with consumers and show how they can deliver genuinely valuable services.

If you’re seeking a quick start or ready-to-go mobile banking application with robust security, high performance, and immediately covers almost all of the most often used banking services, then CAVU is your go-to application.

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Page 4: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Features

T h e m o s t u s e d s e r v i c e s a r e p r e - b u i l t

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Check my bank account balance

View a recent bank transaction

Transfer money between my own accounts

Transfer money to another person

Look up the location of a bank branch or ATM Pay bills

Top up my mobile phone credit

Buy or apply for financial products

Get in touch with customer service/an

account manager

*Source: 2017 European Mobile Banking Benchmark by Forrester Research

Features are equally available to users of Android and iOS platforms.

Page 5: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Extra features

On top of most common and standard features, CAVU offers a lot of additional functionality to more demanding customers.

We can quickly add new functionality or change the design according to your templates and integrate it with your bank’s back-end solution.

We offer flexible implementation packages to cater for new developments. Up to 160 man hours for free to tune the application for your business needs.

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Support of device-based biometrics identity

Exchange rates with the currency converter

Share executed payment receipts via any messenger or e-mail, save on

device or send to print

Scan payment card with mobile device camera

Review and control loans and deposits Manage payment templates

Set-up utility payments Create personalised goals

Page 6: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Design

F o c u s O n E x p e r i e n c e

Users need EXPERIENCE. The research found that 46% of consumers use only digital channels today. This is an amazing increase from the 27% share that was seen only four years ago.*

Think about end-user. Be clear, Be fast, Be useful, Be valuable, Be human. CAVU has been professionally designed to deliver optimal user experience. Clean and modern UX/UI design of CAVU mobile banking application allows launching mobile banking app with minor branding changes. Branding and adaptation of look & feel – included.

Design of app can be changed up to Banks' needs keeping in mind business processes, customer habits and market research. Bespoke, complete UX/UI design for financial products – optional.

*Source: PwC’s 2017 Digital Banking Consumer Survey

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Page 7: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Technology

B u i l t o n t h e r i g h t t e c h n o l o g i e s

In order to achieve the required performance, security and reliability of financial solutions we use industry-proven technologies. The client (iOS and Android) is built on the React Native Framework, which allows us to create high-performance, robust, fast time-to market native applications.

The main advantages of utilizing the React Native Framework are: Strong performance for mobile environments;"Native" user experience;Modular and intuitive architecture; Maximum code reuse & cost saving.

App technologiesJavascript, Objective C, Java, React, JSX, React Native, Flux, Redux Saga

Mobile OS:iOS - 8.4 and higher; Android - 4.4 and higher;

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Page 8: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Technology

The server component is built based on a Microservices Architecture. The main idea behind a microservices architecture is that some types of applications become easier to build and maintain when they are broken down into smaller, component pieces that work together. It is an architectural style, an approach to software development in which a large application is built as a suite of modular services.

These are small, independently versioned, and scalable customer-focused services with specific business goals.

Our back-end architectural design allows us to utilize different types of web servers and databases, giving our customers flexibility in how they build out their corporate IT architecture.

Back-end technologiesKotlin, Java, Spring(Core, Data, REST, Security, Integration), Spring Boot, Spring Cloud Stream, OAuth 2.0 Data: Oracle, Hibernate, Liquibase, PostgreSQL, MongoDB/DynamoDB, Elasticsearch, Hazelcast.Environments: Spring Cloud(Config, Discovery, Gateway), RabbitMQ, Logstash, Kibana, Zipkin.

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Page 9: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Security

We pay special attention security of our mobile banking application solutions taking into account modern methods of encryption, data transmission and authentication. Our security solutions include a 2-factor authentication process used for registration, authorization and confirmation of transactions. 2-factor identification can be used for any event in the application.

We use OAuth 2.0 specification with a long-term and short-term token, the value of which is regularly changed.

Compact and self-contained json web token(jwt) is used.

Each microservice has access to its own data-storage area only.

Each microservice has its own security layer.

SSL encryption protocol is used to transfer data between the server and the client.

To confirm transactions, a one-time password OTP can be used.

Sensitive user data are not stored on the device.

The actions of the user are subject to audit9

Page 10: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Deployment

E a s y t o d e p l o y

We provide mobile banking solution with predefined back-end and integration APIs together with ready to go applications as well as tuning services in order to style application and integrate our product into Banks' IT infrastructure. It allows launching mobile banking quite fast with the minor scope of changes. The scope of the services which Bank would like to deliver to the clients via mobile banking application and required changes according to business processes and regulations influence implementation time and volume of necessary work. We are ready to make a tailored application based on CAVU product which will suit all your ideas.

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0 1Define scope of services

0 2Application tuning in scope of implementation package

0 3Integration and additional enhancements development

0 4Acceptance test

0 5Go-live and support

Page 11: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Support

We understand that support of financial software is one of the most important factors of customer satisfaction. We are ready to support our clients 24/7, in any time zone, in the English language. With Metryus Support, you get the complete system support designed to reduce operating cost, reduce risk, and maximize the return on your investment.

Key features Software support across the complete stack.24/7 access to Metryus Software experts.Feature enhancements, security patches, fixes, and new product releases. Technical resources, alerts, and proactive support tools Lifetime Support Policy.

Key benefits Get maximum value from your Metryus Software investment. You can focus on business outcomes.Get software updates.

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Page 12: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

About Metryus

We c r e a t e w o n d e r f u l l y m a d e d i g i t a l f i n a n c i a l s o l u t i o n s

Metryus unites professionals from multiple backgrounds with one common goal – to deliver wonderfully made digital financial solutions. We provide software development and consulting services for Digital Banking and FinTech, as well as ready-to-deploy mobile banking applications.

Our solutions and services

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0 1Ready to go mobile banking app “CAVU”

0 2PSD2 implementation

0 3Custom front-end, back-end and mobile apps development

0 4Consultation for FinTech and digital banking

0 5UX/UI design

0 6Rapid MVP prototyping

Page 13: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Our Expertise

For the past ten years, we’ve been helping banks remain on the cutting edge of technological advancements within their industry.

We’ve helped banks in many ways, including:

Large Core-Banking transformation projects that can span multiple countries and continue for several years. We have worked with some of the world's leading Core Banking Solutions including Oracle FLEXCUBE, Sopra Banking, and Capital Banking Solutions.

Digital Banking Implementation projects and helping to enable Internet and Mobile Banking with top vendors such as Backbase, Oracle FCDB, Oracle OBDX, iExceed, and CBS.

Business analysis and architectural design projects that include advising on IT strategies for Core Banking and Multi-Channel Banking plans.

Our deep knowledge and experience in the banking industry have been refined into some of the best IT and Operations services available in the market. We know the struggles banks face in achieving their digital banking goals and we can help in getting past them.

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Page 14: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

Testimonial

"When our bank has started the digital transformation journey with the

implementation of new digital banking omnichannel platform, we needed a

professional team to help us design and build native mobile banking

applications. We found such team in Metryus, where their in-depth background

knowledge of banking is paired with an exceptional talent for UX design and

development.”

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Ulvi MansurovPhD, MBA, CFO at The International Bank of Azerbaijan

Page 15: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

ContactsS a l e s

Our Sales and Financial office is located in Dublin, Ireland; next door to international IT giants like Apple and Facebook as well as FinTech leaders such as Realex and Stripe. This allows us to always stay on the forefront of global FinTech and software development and keeps us aligned with the EU regulations.

Office 29,Clifton House, Fitzwilliam Street Lower, Dublin 2, Dublin, Ireland

Phone: +447484328228+35319038506

E-mail: [email protected]

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D e v e l o p m e n t

Our Development office is located Kyiv, Ukraine — the heart of Europe’s largest software development industry, giving us the access to some of the best IT talents.

Office 500,1, A.I. Sikorsky St, 04112, Kyiv, Ukraine

Phone: +380676571027

E-mail: [email protected]

Page 16: CAVU mobile banking - Metryus · CAVU mobile banking. CAVU is professionally designed, cost -effective, easy to launch and integrate mobile banking solution. It covers all main end

E n g a g i n g D i g i t a l S o l u t i o n s f o r F i n a n c e