cashcash/timnakni_timat.pdf · 2002-02-22 · subject: a umi dissertation keywords: umi co....

217

Upload: others

Post on 20-Jun-2020

1 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 2: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 3: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 4: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 5: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 6: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 7: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 8: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 9: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 10: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 11: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 12: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 13: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 14: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 15: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 16: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 17: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 18: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 19: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 20: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 21: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 22: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 23: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 24: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 25: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 26: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 27: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 28: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 29: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 30: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 31: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 32: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 33: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 34: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 35: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 36: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 37: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 38: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 39: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 40: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 41: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 42: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 43: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 44: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 45: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 46: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 47: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 48: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 49: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 50: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 51: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 52: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 53: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 54: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 55: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 56: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 57: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 58: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 59: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 60: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 61: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 62: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 63: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 64: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 65: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 66: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 67: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 68: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 69: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 70: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 71: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 72: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 73: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 74: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 75: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 76: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 77: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 78: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 79: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 80: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 81: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 82: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 83: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 84: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 85: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 86: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 87: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 88: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 89: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 90: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 91: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 92: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 93: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 94: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 95: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 96: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 97: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 98: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 99: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 100: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 101: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 102: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 103: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 104: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 105: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 106: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 107: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 108: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 109: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 110: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 111: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 112: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 113: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 114: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 115: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 116: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 117: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 118: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 119: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 120: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 121: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 122: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 123: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 124: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 125: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 126: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 127: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 128: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 129: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 130: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 131: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 132: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 133: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 134: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 135: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 136: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 137: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 138: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 139: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 140: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 141: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 142: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 143: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 144: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 145: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 146: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 147: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 148: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 149: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 150: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 151: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 152: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 153: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 154: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 155: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 156: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 157: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 158: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 159: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 160: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 161: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 162: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 163: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 164: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 165: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 166: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 167: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 168: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 169: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 170: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 171: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 172: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 173: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 174: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 175: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 176: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 177: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 178: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 179: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 180: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 181: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 182: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 183: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 184: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 185: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 186: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 187: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 188: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 189: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 190: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 191: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 192: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 193: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 194: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 195: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 196: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 197: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 198: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 199: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 200: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 201: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 202: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 203: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 204: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 205: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 206: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 207: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 208: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 209: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 210: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 211: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 212: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 213: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 214: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 215: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 216: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM
Page 217: cashcash/Timnakni_Timat.pdf · 2002-02-22 · Subject: A UMI Dissertation Keywords: UMI Co. Dissertation # 1403175 Created Date: 8/23/2001 7:12:26 AM