cargo clauses

8/13/2019 Cargo Clauses

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Marine Cargo Clausesin different countries

April 13, 2007

Svante O. Johansson


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Cargo Insurance in Context Sales contract

Passing of Risk Various options for the cargo owner

Contract of carriage Different modes

Different carriers Risk of loss

What Cargo?

What Carriage?


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The S.G. Policy form Annexed to the MIA 1906

Sanctioned by Members of Lloyds 1779 The antiquated document

Additional clauses to S.G. All risks

W.A. F.P.A


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The three sets of conditionsand three levels of cover Three sets

Marine Perils War Perils

Strike Perils

Three levels of cover

A-clauses All risks B-clauses Extended transport accidents

C-clauses Transport accidents


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Finnish legislation Finland

Insurance Act 1994

General contract for cargo insurance 2003

General Cargo conditions 2003

Basic cover

Extended cover

All risks


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Norwegian legislation Norway

Insurance Contract Act 1989

Norwegian Cargo Clauses (Cargo Plan) 1995 (version2004)

A-Clauses

B-Clauses

C-Clauses


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Swedish legislation Sweden


Swedish Marine Insurance Plan 2006

Cargo conditions 2006

Basic cover

Extended cover

All risks


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Danish legislation Denmark


Danish Marine Convention 1934

The first one already 1850

Danish conditions 1989

Restricted

Extended - All risks


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The structure of the clauses Perils covered

Exclusions Duration

Claims

Other provisions


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Named perils

-

-

-

B

-

B

B

-

BB

DK

UBU3BTotal loss of package whilst laoding ordischarge

UBUBEntry of (sea) water into container

--UC/BJettisson /washing overboard

GLossGCGH-kostnad, rddnings- ochbrgningskostnader

UC2G1BEarthquake, volcanic eruption or lightning

GBUCDischarge of cargo at a port of distress

GCGCCollision or contact with external

U--COverturning or derailment of land conveyance

GCGCStranding and grounding, sunk or capsizedGCGCFire and explosion

SNSFUKCovered risks / Conditions


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Exclusions

Four categories

General exclusion Unseaworthiness and unfitness

War

Strikes

This counts for English clauses The Nordic countries have various patterns


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Excluded perils (apart from warand strike)

4.5

4.6

4.5

-

4.4

-

4.7

4.7

5.1

4.3

4.2

4.1/7

UK

3.2.6.13.2.5K63Indirect losses

3.4-518.53.2.44.6Delay

3.3-3.2.64.7Carriers insolvency

3.12343.2.1-Non maintenance of refrigeration

3.1118.13.2.14.2Inherent vice

2.56.23.1.9-Liability for damages

2.418.103.184.9Radioactivity

2.318.103.1.84.9Weapon of war duclear fission

13.1.2223.1.44.5-8Unseaworthiness or unfitness

13.1.1233.1.34.4Insufficiency or unsutability of packing

2.218.23.1.24.3Ordinary leakage, loss or wear and tear

2.1/

7.2

4-9

FAL3.1.14.1

Wilful missconduct of the Assured/Third

party damages

SNSFDKExclusion / Condition


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War and strikes exclusions

War cover

Inside or outside normal cover 1898 left outside if not agreed

Strike cover


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Duration of cover

The risk attaches

When the Transport starts It remains in force during ordinary transit and

Terminates Delivery to the consignee

At delivery to warehouse other than storage during transit

for allocation and distribution


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The risk attaches

Place of storage

Warehouse

Transport conveyance

Swedish and Norwegian

Finnish

Danish and

English


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When the risk terminates afterthe sea leg

Custom WarehouseDestination port

Transport to

Disposal or Distribution

Final warehouse

Warehouse atrequest

60 days


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Risk passes and warehouse-to-warehouse cover

Buyers insurance Ex works or fob terms and delay

Risk passes when?

No cover during the time the goods

are ready for the buyer and the timethe carrier takes care of them orloading them.

Norwegian clauses cover this 14.2


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Ex works and risk cover

Agreed delivery timeThe goods is ready

Risk passes

Buyers late

Time axis

Actual delivery

Cover attaches

No Cover

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