cards [chart] [chart] source: the nilson report, december 2001 . well positioned in high-growth...

Download Cards [CHART] [CHART] Source: The Nilson Report, December 2001 . Well Positioned in High-Growth Markets . Millions of Immigrants by Region [GRAPHIC] Total = 175 million . Source

If you can't read please download the document

Upload: votruc

Post on 07-Jun-2018

214 views

Category:

Documents


0 download

TRANSCRIPT

-----BEGIN PRIVACY-ENHANCED MESSAGE-----Proc-Type: 2001,MIC-CLEAROriginator-Name: [email protected]: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQABMIC-Info: RSA-MD5,RSA, PkaxKGuwnMeJ+S9iOYdk3aiznvFjpLNEFG2Odh0VMx0pINwIHUGW4cqcd2FH9Dx6 2HYHund1KyJhp/u1ST570A==

0001047469-03-019472.txt : 200305210001047469-03-019472.hdr.sgml : 2003052120030521161029ACCESSION NUMBER:0001047469-03-019472CONFORMED SUBMISSION TYPE:425PUBLIC DOCUMENT COUNT:28FILED AS OF DATE:20030521

SUBJECT COMPANY:

COMPANY DATA:COMPANY CONFORMED NAME:CONCORD EFS INCCENTRAL INDEX KEY:0000740112STANDARD INDUSTRIAL CLASSIFICATION:SERVICES-COMPUTER PROCESSING & DATA PREPARATION [7374]IRS NUMBER:042462252STATE OF INCORPORATION:DEFISCAL YEAR END:1231

FILING VALUES:FORM TYPE:425SEC ACT:1934 ActSEC FILE NUMBER:001-31527FILM NUMBER:03714670

BUSINESS ADDRESS:STREET 1:2525 HORIZON LAKE DR STE 120CITY:MEMPHISSTATE:TNZIP:38133BUSINESS PHONE:9013718000

MAIL ADDRESS:STREET 1:2525 HORIZON LAKE DRIVESTREET 2:SUITE 120CITY:MEMPHISSTATE:TNZIP:38133

FORMER COMPANY:FORMER CONFORMED NAME:CONCORD COMPUTING CORPDATE OF NAME CHANGE:19920515

FILED BY:

COMPANY DATA:COMPANY CONFORMED NAME:FIRST DATA CORPCENTRAL INDEX KEY:0000883980STANDARD INDUSTRIAL CLASSIFICATION:FINANCE SERVICES [6199]IRS NUMBER:470731996STATE OF INCORPORATION:DEFISCAL YEAR END:1231

FILING VALUES:FORM TYPE:425

BUSINESS ADDRESS:STREET 1:6200 SOUTH QUEBEC STCITY:GREENWOOD VILLAGESTATE:COZIP:80111BUSINESS PHONE:3034888000

MAIL ADDRESS:STREET 1:10825 OLD MILL RD M-10CITY:OMAHASTATE:NEZIP:68154

4251a2111869z425.htm425


Filed by First DataCorporation

pursuant to Rule 425under

the Securities Act of1933

and deemed filed pursuantto Rule 14a-12

of the SecuritiesExchange Act of 1934

Commission File No:001-31527

Subject Company: ConcordEFS, Inc.

First Data Corporation presented the following slideshow at its

Annual Shareholder Meeting held today:

Link to searchable text ofslide shown above


Linkto searchable text of slide shown above


Linkto searchable text of slide shown above


Link to searchable text of slide shownabove


Linkto searchable text of slide shown above


Link tosearchable text of slide shown above


Link to searchable text of slide shownabove


Link to searchable text of slide shownabove


Linkto searchable text of slide shown above


Link to searchable text of slide shownabove


Linkto searchable text of slide shown above


Link to searchabletext of slide shown above


Link to searchabletext of slide shown above


Link to searchabletext of slide shown above


Link to searchable text ofslide shown above


Link to searchabletext of slide shown above


Link to searchabletext of slide shown above


Link to searchable text of slideshown above


Link to searchable text of slideshown above


Link to searchable text of slideshown above


Link to searchable text ofslide shown above


Link to searchable text of slideshown above


Linkto searchable text of slide shown above


Link to searchable text of slideshown above


Link to searchabletext of slide shown above


Link to searchable text of slideshown above


Linkto searchable text of slide shown above


Filed by First DataCorporation

pursuant to Rule 425under

the Securities Act of1933

and deemed filed pursuantto Rule 14a-12

of the SecuritiesExchange Act of 1934

Commission File No:001-31527

Subject Company: ConcordEFS, Inc.

First Data Corporation presented the following slideshow at its

Annual Shareholder Meeting held today:

[GRAPHIC]

Annual Meeting of Shareholders

May21, 2003

[LOGO]


[LOGO]

David Banks

SVP - Investor Relations


Safe Harbor

Statements in this presentationregarding First Data Corporations business which are not historical facts are forward-lookingstatements. All forward-lookingstatements are inherently uncertain as they are based on various expectationsand assumptions concerning future events and they are subject to numerous knownand unknown risks and uncertainties which could cause actual events or resultsto differ materially from those projected.Please refer to the companys meaningful cautionary statements containedon the last slide of this presentation and the companys 2002 Annual Report onForm 10-K for a more detailed list of risks and uncertainties.


Non-solicitation

This communication is not asolicitation of a proxy from any security holder of First Data Corporation orConcord EFS, Inc., and First Data Corporation and Concord EFS, Inc. will befiling with the Securities and Exchange Commission a joint proxystatement/prospectus to be mailed to security holders and other relevantdocuments concerning the planned merger of Concord EFS, Inc. with a subsidiaryof First Data Corporation. WE URGEINVESTORS TO READ THE JOINT PROXY STATEMENT/PROSPECTUS AND ANY OTHER RELEVANTDOCUMENTS TO BE FILED WITH THE SEC, BECAUSE THEY WILL CONTAIN IMPORTANTINFORMATION. Investors will be able toobtain the documents free of charge at the SECs website, www.sec.gov. In addition, documents filed with the SEC byFirst Data Corporation will be available free of charge from First DataInvestor Relations, 6200 S. Quebec St., Suite 340, Greenwood Village, CO,80111. Documents filed with the SEC byConcord EFS, Inc. will be available free of charge from Concord InvestorRelations, 2525 Horizon Lake Drive, Suite 120, Memphis, TN, 38133.

First Data Corporation and its directors andexecutive officers and other members of its management and employees, may bedeemed to be participants in the solicitation of proxies from the stockholdersof First Data Corporation in connection with the merger. Information about the directors andexecutive officers of First Data Corporation and their ownership of First DataCorporation stock is set forth in the proxy statement for First DataCorporations 2003 annual meeting of stockholders.


[LOGO]

Charlie Fote

Chairman and CEO


[LOGO]

Welcome


FirstData
Board of Directors

Charlie Fote, Chairman

Alison Davis, director since 2002

Ric Duques, director since 1992

Courtney Jones, director since 1992

Jim Robinson III, director since1992

Charles Russell, director since1994

Bernard Schwartz, director since1992

Joan Spero, director since 1998

Arthur Weinbach, director since2000


Global Footprint

Global Offices

[GRAPHIC]

Employees representing
70+ nationalities, speaking
75 languages


[LOGO]

Call to Order


Financial Overview

2002 Was

Another

Record Year


Recognition

Fortune 500

# 242 in revenues

Business Week
Top 50 Performers

Innovative EmployerAward

Best Workplaces forCFO Professionals

High Honors for Performance


Strong, Consistent Record of Growth

. . . in top line . . .

Revenues ($B)

[CHART]

Growth through a downturn


Strong, Consistent Record ofGrowth

. . . in bottom line . . .

[CHART]

A record of flawless execution


Strong, Consistent Record ofGrowth

. . . and in profit margins

[CHART]

Leveraging the infrastructure

Adjusted for SFAS142


Four Solid Growth Platforms

Payment

Merchant

Card

Emerging

[GRAPHIC]

[GRAPHIC]

[GRAPHIC]

[GRAPHIC]

Worlds #1
franchise

Market leader
3M locations

Market leader
1,400 card
issuers

Payments of
the future


Well Positioned in High-GrowthMarkets

Billions of U. S. Transactions

Stored Value &
Debit Cards

Credit Cards

[CHART]

[CHART]

Source: The NilsonReport, December 2001


Well Positioned in High-GrowthMarkets

Millions of Immigrants by Region

[GRAPHIC]

Total = 175 million

Source: United Nations, October 2002


A Clear Growth Strategy

[GRAPHIC]

14-17%

[GRAPHIC]

New Products/
Technologies

[GRAPHIC]

Leverage
Enterprise-wide
Capability

[GRAPHIC]

[GRAPHIC]

Extend Global
Reach

Organic
Growth

First Data
Long-Term
Growth


Payment Services Focus

Expand worldwide agent distribution network by 20%

[LOGO]

Diversify channels and services

Build the brand

Cross sell First Data services

Sales and Distribution Powerhouse


Merchant Services Focus

Grow internationally

[GRAPHIC]

Gain market share in new markets

New business in adjacent markets

[GRAPHIC]

Leverage alliance partners

Point of Sale with Scale


Card Issuing Services Focus

Convert pipeline

[GRAPHIC]

Generate strong cash flow

Maximize system capacity

[GRAPHIC]

Sign international business

First Datas Outsourcing Business


Emerging Payments Focus

Mobile payments

[GRAPHIC]

Government payments

[GRAPHIC]

Payments of the Future


Going Forward:
First Data Enterprise Focus

Long-term growth objective forrevenue and EPS of 14-17%

Continue record of flawlessexecution

Expand internationally

Drive profitability

[GRAPHIC] [GRAPHIC] [GRAPHIC] [GRAPHIC]


First Data 2003 Guidance

Range

[GRAPHIC] Revenue growth

14-17

%

[GRAPHIC] EPS

$1.87-$1.93


Why First Data is a Good Investment

[GRAPHIC]

#1 in the markets we serve

Tremendous scale and distribution

Record of flawless execution

Highly-predictable recurringrevenue

Strong, consistent record ofgrowth

Well positioned for long-termgrowth

[GRAPHIC]


[LOGO]

Questions and Answers


Cautionary InformationRegarding Forward-Looking Statements

Statementsin this presentation regarding First Data Corporations business which are nothistorical facts, including the revenue and earnings projections, areforward-looking statements. Allforward-looking statements are inherently uncertain as they are based onvarious expectations and assumptions concerning future events and they aresubject to numerous known and unknown risks and uncertainties which could causeactual events or results to differ materially from those projected. Important factors upon which the Companysforward-looking statements are premised include: (a) continued growth at ratesapproximating recent levels for card-based payment transactions, consumermoney transfer transactions and other product markets; (b) successfulconversions under service contracts with major clients; (c) renewal of materialcontracts in the Companys business units consistent with past experience; (d)timely, successful and cost-effective implementation of processing systems toprovide new products, improved functionality and increased efficiencies,particularly in the card issuing services segment; (e) successful and timelyintegration of significant businesses and technologies acquired by the Companyand realization of anticipated synergies; (f) continuing development andmaintenance of appropriate business continuity plans for the Companysprocessing systems based on the needs and risks relative to each such system;(g) absence of consolidation among client financial institutions or otherclient groups which has a significant impact on FDC client relationships and nomaterial loss of business from significant customers of the Company; (h)achieving planned revenue growth throughout the Company, including in themerchant alliance program which involves several joint ventures not under thesole control of the Company and each of which acts independently of the others,and successful management of pricing pressures through cost efficiencies andother cost management initiatives; (i) successfully managing the credit andfraud risks in the Companys business units and the merchant alliances,particularly in the context of the developing e-commerce markets; (j) anticipationof and response to technological changes, particularly with respect toe-commerce; (k) attracting and retaining qualified key employees; (l) nounanticipated changes in laws, regulations, credit card association rules orother industry standards affecting FDCs businesses which require significantproduct redevelopment efforts, reduce the market for or value of its productsor render products obsolete; (m) continuation of the existing interest rateenvironment so as to avoid increases in agent fees related to Payment Servicesproducts and increases in interest on the Companys borrowings; (n) absence ofsignificant changes in foreign exchange spreads on retail money transfertransactions, particularly in high-volume corridors, without a correspondingincrease in volume or consumer fees; (o) continued political stability incountries in which Western Union has material operations; (p) implementation ofWestern Union agent agreements with governmental entities according to scheduleand no interruption of relations with countries in which Western Union has oris implementing material agent agreements; (q) no unanticipated developmentsrelating to previously disclosed lawsuits, investigations or similar matters;(r) successful management of any impact from slowing economic conditions orconsumer spending; (s) no catastrophic events that could impact the Companysor its major customers operating facilities, communication systems andtechnology or that has a material negative impact on current economic conditionsor levels of consumer spending; (t) no material breach of security of any ofour systems; and (u) successfully managing the potential both for patentprotection and patent liability in the context of rapidly developing legalframework for expansive software patent protection.



GRAPHIC3g4251832image001.jpgG4251832IMAGE001.JPG

begin 644 g4251832image001.jpgM_]C_X``02D9)1@`!`0$`2`!(``#__@`Y+T_FR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WA+MT_FR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WA+T_FMR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WA+T_FR=XM6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WA+T_FR=X6%$M!FO3^;)WA+T_FR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WA+T_FR=X6%$!FOM3^;)WA+T_FR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;M)WA+T_FR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WA+T_FR=X6%$!FO3^;)WAM+T_FR=X6%$!__]'1O3^;)WA+T_FR=X6%%Z0\X9KT_FR=X2]/YLG>%A1`9KT_MFR=X2]/YLG>%A1`9KT_FR=X2]/YLG>%A1`9KT_FR=X2]/YLG>%A1`9KT_FR=MX2]/YLG>%A1`9KT_FR=X2]/YLG>%A1`9KT_FR=X2]/YLG>%A1`9KT_FR=X2]M/YLG>%A1`9KT_FR=X2]/YLG>%A1`$1$`1$0!$1`$1$`1$0!$1`$1$`1$0!$1M`$1$`1$0!9S^*@#1Y3]3ZEA:,[email protected];SNY#1`8D1$`1$0!$1`$1$`1$0!M$1`$1$`1$0!$1`$1$`1$0!$1`$1$`1$0!$1`$1$`1$0!$1`?_]*+1$7I#S@1M$0!$1`$1$`1$0!$1`$1$`1$0!$1`$1$`1$0!$1`$1$`1$0!$1`$1$`1%M85AME3C>(MHZ0:G5[SN8WF5&4E%79*,7)V1J7UL-3R6]%@V*SL#XL+KI&GD/.&-%DZO+Z,IU>7T90&-%DZO+Z,IU>7T90&-%DZMO+Z,IU>7T90&-%DZO+Z,IU>7T90&-%DZO+Z,IU>7T90&-%DZO+Z,IU>7T90&M-%DZO+Z,IU>7T90&-%DZO+Z,IU>7T90&-%DZO+Z,IU>7T90&-%DZO+Z,IU>7MT90&-%DZO+Z,IU>7T90&-%DZO+Z,IU>7T90&-%DZO+Z,IU>7T90&-%DZO+Z,MIU>7T90&-%DZO+Z,IU>7T90&-%DZO+Z,IU>7T90&-%DZO+Z,IU>7T90&-%DZMO+Z,IU>7T90&-%DZO+Z,IU>7T90&-$1`8IY,C"5U5-7MV4V*CJ&"U=B1S!W$M-X=P]Y7&8@ZT971;=M=T>#PM\AM-H.X?U1>]9Q2DG5,YB6AU.BU)**VH"ZF6FOMP6L^D[%8JI!TB*PBODPNJ!-\A.O8O7=F!*V000J6K%Z=S$J*][>(6.Z`K=4NJ*A0%Q*M*7M5+H`K'*^ZL+K2FBOP6^Y8'@%'JBR+L0\T._11M0T,.JF:U[8HRXMK!1QQP4IQ2K&:_S+#]JU7AN9.R+Y8E4H9F:4.!U-0SI97MIHN;]_4P.\'&$,M%W8M4`=H;\%J3;%;/0CQ\@J8JZ+?\`BS8_:;KGG-RVK@+EIM':.2Z>NIH=IL'=BE)#DK8!^/8T>4/\:A5R4J;^9W7\ITK/0M[R@,*+-TK/0M[RG2L]"WO*`PHLW2L]"WO*M=*ST+>\H#"BS=*ST+>\ITK/0M[R@,*+-TK/0M[RG2L]"WO*`PHLW2L]"WO*=M*ST+>\H#"BS=*ST+>\ITK/0M[R@,*+-TK/0M[RG2L]"WO*`PHLW2L]"WO*=*MST+>\H#"BS=*ST+>\ITK/0M[R@,*+-TK/0M[RG2L]"WO*`PHB(".Q+YLKT/:M9EQAA_\`3#[EYYB7S97I.T;;LPW^KC[EHU_XB-_#?0R"BC4C`VUEK1#5;T3=MR&6S?IB0I"(W4=#HMV.0!5R,HD(W66TR11['K98Y4R18F?_7]VE/3@B-X)7`XYX1XXLPDJ0W\V]SW*F52I+?1&Y##TJ>^K/4JC&MZ'#X\D61H'!HL%RN*[0S[78MC,ACPRCFE)^FX:+7_!?&I'93M:W'JO:BCKZK$))OA"5C)*'XCA&VK@&&TE5@O+P.#B((6YFN\EQ`:7#=8&]MC8Z&XN.2V8H=H*2LQ2EV`UN$[1-FG;BM#YI:N>-MVN,K29+AEG`$W`R@GRAH+77G8>AB:=#%2PN'E*E++I45Y-W]YV5FM[+M?K9[HZ*DX.=)5:B4E?PO3^#I=C,.JL'Q.KH4F$@&0LS:`V.EK@ZG>LE@\3+FY*G)YZ:M_;R7::T27^]?L7=6"X2IICJT*L9P@[.+OU\6G7['75D>'[9TU!%@FTL^M%S01.?S2DG,;A&;-\N-CFGR2``;V%S:]P5R&W5-M2R:BDQN:EEIF,R1/I8!;M/KFS/(S!SK`V&5IRC0V-MFKJ/!_B])!SZ"KPUT;1&8H:=T@D``-R6L?>Q)&9MUG&QOT+1VKVCI,;;A^#X-3&+!E9L[M[EM?R+.'M3D6CH/>OT?(?/9D4Y7?["976_!7B-O`J60SN4@2LV'%+A21U,&_05BMQ0D*.?\`W=+DF>3N=WM0P]BCRA_V5GE3Q5="=081P4#&1T*?*GK)G[4:0NRKM*1T+%R%:77420JDIG__5X',>"F'%0T2_`KZ0^=L7M=?H]BF/]Z*AKB.E6-D[M5=,HRW+=0"FQ%S7(/`*!^8+8(;?I42T*K19,U[=BQJKBP;UC*%6QM-RL$JUKG+%@%(`ZP".)4OM5RA!P/%5EI[5G4BM$:M3P1;^B.0E"0KT^K/\`:@_;DDT.GQ6Z@J(B)-[PW+>0!Y7$.;"UY\[DI.-V0D'D**BG]H]8MEV)9E=/%$HE.MRCL4FDQ^[P6-W3:WJ7MW**CRHDGDDM\G5/PK^NFW';GJLB#XE;5/N62Q,?>E%3[;:E)0E#"2H]3IIVHX)P,`XX`S\=1^-V663#F3)4>@,-O3&G672EQS`M0Z"%A"=V&\@D>0#`)`P#J+H[0)]+H=PNQZ?WRIN76_1::RJ0XI"G3C85EQP[M4\'RH*4^@`3DJ$?GW7QP,CSZ1O7W?TR/=5(HLAZDMJ?MHJ&T0'`XL*:2V04`D*RL`I!`5GU/S.5E>M6A7/W/QJF,3>YN]9CJ@^57Q''JMDX&4G*3@9!P-5NJM7/@.+;"7"ZV%]-7O!)RH#/.#SH)![$V[^+_\`6OC/]LY]F?\`*>]_T?=^C2?ZMG5H^U'M)X(QXMU>OUMR]O4Q[^S.S=GG.,[O-Z\ZB\6'5+'[3+>I+5R56KTROM-24/,U9[KK96PC>%MKXQG/0!1Z8!X;L:BQI]NRH;3D1%OH?1#CLD!LAU&U6_()4?CG())).%A1^MA*BY3J'.E7#-EK@IHJ@6UMOM[2\%N%.$I0%`[L?$9"E'FJ0K5XTNTKM,YDV67'U=/^SPK`'D(MR,@_(Y&!IPHMZ1[ANB13*4QWB!'I[$MV?O*-JWAN:;Z:D@G+?GW`\>A`.H?4MNTFLV_?=VQ7*1.K%)IG/@#Z@$,\7M"=JEC/U^E4M%]Z=$=5'G4^3(1%[HX@9=ZCCF`$I'.0">1D)\VV/Q>VEVM=HKMO3+Z?7$?F-T'N&QAR0`OJ-I0$86,8.0.>,'Y:@8[2ZFF11*33;9EUFH5"A,51!$MMOE9PHM.*V)0D``G>``5%*0D;N'0WY(J'9&]>E&I>^0(BWDQ'W``@H44N$GC:N.1+?71VXE'CQWY2I8J3+K[;39/G"`GE8[.*/6_:7O,FN&MCM6KE'-S2*A1)=4I=*KKT=^:\RI;UR7-.K??*4*:Z74=-:=KJ5H6AM6XXV]-)P0K;0:"V'WZZ*7+09K3B2XDI4&FW/=4'4DCJ8PG"OFE6GQM[M/J5,NBD4>N6IX2T6%MRY[1FHFJ:F1VH3"SR&NW'G760PWSS7T/Z514:;F_,\O&S;GEX(1M0\UEZ%)2LP^6H;BY?$=CO4=JU[48]VM32N_\`"D^1YUR)I;(Z[@JJIMVF,AT;B.KF7&4]3-@N*5%+5Q7BUC'/"[80NIP[E=M-05%-#4@X0X-FAG>;&GSN1Z>9:T9J[4C&M"35X]T=+@%-68=QM#6-8;`2-D;ML=?;Z]BZ!DC1&[C"`T#,NV![3^"]6A4@Z=HOL>3B8253XN[-5QIY2Z-LD?YKGQ&(4XKDZ\/0TV(ZUEI6'R-B2+*PA!MUO!Q^U;?N'_!>A45$HJIQK;)'?P4R](=@3E,O2'8%4MB`MY3+TAV!.4R](=@52("WE,O2'8$Y3+TAV!5(@+>4R](=@3E,O2'8%4B`MYM3+TAV!.4R](=@52(#__1\_E,O2'8$Y3+TAV!5(OI#YPMY3+TAV!.4R](=@52M("WE,O2'8$Y3+TAV!5(@+>4R](=@3E,O2'8%4B`MY3+TAV!.4R](=@52(`B(M@"\^N_2,^T/BO06A7?I&?:'Q6=7PLTI>)$N%/+22F_A6_P"IRXH%=QPHLOI)M3?PK?]3EQ?%FVQC)[F`Y6MDLJ;6*P2KWL4L7NE51*FFK:^.AIF%K&&[B?>2JQ+)2TK(HG:CR==SKVMUM+N\#I&B@CJ2UO&S-#G.`VCF71@\/UZF5]EW,Z]7IPOYFQAU!%1T[*>%MFM':M=Z]N"GNV]E1!%F,E[V'TP>.H+Z2I)4X678\5MR=V*6DLW,9G-;)@N;+T(:8ZMHL%GU>M>/I-H7AFDC&R50DBJ(QY,T1`=;6.=;F:+E8H:F&N:2S)S?I,=M"Y:DE+9EH.4?BB?)]%\!;C&EE1B/&N;385(MR*(-_?/YKHZS`L!J-&,,GK-(F&CHW/I63T],YQ>2=;5SV63`9]"L)Q.(4@KMZS,Y(',T7##F/H%5!0.H5J225D7C9MSR[$(H>M:R]"DI.,.L:@IT]-=U@-97JP1"!MR%WU*J2LCA$4;81J`%EX..Z64V%TDTD(MXZ9CL@:=3-A-7@-/6PFE@JQ(7!HD>X6%]M6M9Q4J+C(V;A531]'A?%64HEA>'QR-.5S#MNOF>"OF%9/AE>V:6*HIFP7%*BEJXKQ9C'/"[80NIP[E=-05%M-#4@X0X-FAG>;&GUW(]/,M:,U=J1C6A)J\>J.EP"FK,.XVAK&L-@)&R-V.OMM^_8N@9(T1NXP@-`UEVP+BD.P*I$!__1\_E,O2'8$Y3+TAV!5(OI#YPMY3+TAV!.4R](=@52("WEM,O2'8$Y3+TAV!5(@+>4R](=@3E,O2'8%4B`MY3+TAV!.4R](=@52(`B(@"\^MN_2,^L/>O06A7?I&?6'O6=7PLTI>)$N%/5I)3?PK?]3EQ0*[CA19?22F_A6_MZG+B^+-MBX:?0]&3U,!RM;)94VL5@E7O8I8O=*JBY5ERRCEPS-4--SC"3SJ-MUF2X72Z'Z"XGI75->UCJ?#FG\Y5/&KT-Z1]@YUT3FH*[,8P\[E6L[UHV[7NM6I*U*5^YS)8TGNJDU/(JMNCO\`K_\`"T,N9T[]=/\`O[/E87U7@I_JM?2'ZC/\`2]?-\7PV3",9K,/EOFIY7,N>ZN97AM6U5E+^Z-G:=+3M_D^=L^2A6&'4HR.M==M]#EMJ4ROL%HRRVYU;/(O/E?>^MF.FLNF=123243*4TS7-`;(7YKD=0W+G6G4J@W*IBZWA%065&$Y.3NSW]%M-(GZ+XVW$HZ9M0X1N9D.U&*R4X@=,&CBVNS`96ANW[EX(M*FU]E=1BIY[:E7*67+V/>PS%,%PR1LM1H^*^5NL+269U3-A-/!6D`&>*1UR!OM!-CNNO4P33T:/4DM/A^"TK6RD&4OD>XO-K:[GV+B1M4RH=CE:T'%FI9D]3M?GKJ"7$8ZAF%1QTX^73"9Y:[;SWN/P7LXIIA3XMAM+03X#2LAI&EM.(I7MXNM_P!^O8-JY5.=2Z_4K.6A5+4U*@[5H2>4;;UMSF]UI2G*N.JSKI+L5U+CU3#R6LE;^=I[G5+^AILIF.9"93D%B'#>;JN68`P,U^3>]EL!QG@):V\C>;G3I.*29U$>D-29J%AXFTU1'&[\V-8)UMKFZS3;'J?2#$Z2.K8R&G?,UC6Q-U!I(',M2GK))M(\&II',@#*J-Y:XZW:]7M\UIX_2B+2['[3Q$F:;5?Y-SSJE:K%O0VA!G_U/&T)TQQROTNH*:NQ.:6GF25SB#GMSGTK2T86%_)-W7]J]!21R96;'!_7U$F-5>'.G>[EM#-#M'G=FL_+=NWK"\?PL1A$LN(T4$Y=.(,H;Q9-@2;D;M2UM'Z\X5I/AE8;@0U+'M.&SR;V/LNN@TLT5Q&?'),-P>DDJXQ/)/GB;=HSF[1?9J!422S"#=BO`6X=I!M@&,8#3E]."P5L(E.;)(SY5NHM7*5^#U,%#%Q8;/'U0=H(^>Q#;JR;-1VJ.1WW+A]-X[X7!)SLEMVC\%V\IM2$;RMN1TP:#H^XVUB1MNU;5%>E(8=VJ1.`[email protected]*UJ\A,]\KS^#?\`:Z/[&3W+T*S]>J/M7>\J]'QLSK^!%*(BZCC"(B`(B(`BM(@"(B`(B(`B(@"(B`(B(`B(@"(B`(B(`B(@"T:W](SZX]ZWEH5WZ1GUA[U2IMX6:4_$C/"F_+I+3?PK?]3EQ;7WVKLN%7]IJ;^$;_`*G+AVWNO-@]#TIK4V@+MZU?&RY"IC!*W86;%TP5S&3+HHM2O#0C!8*5EU15DIBXYEG,0L6ZTMUJ2"M0-RA6`+%9N$!@FRP7FRR2"HD*`8N2-JFS:%$*01!EQ`+;*CB[.5H=J6"0K-)ME5H8V!5VUJ9UK&SG4%C(62;*.:R@Y]TN"QJF=0546LJR0ZD70AHK+M:L`NJ`M=:O:;(F'H3R:E2]V4K9:\6LJY&AQNKM:%409Y854L>M;+`&A5RO"JTK%D]34M+%$-L%8^2RH?*%C*R-5=D976%EJ`9IFD5MQGJ`6@.&L;55R35[$I.Y;"S0.F>U_+\8G!X/BL=354$M^(5E9&VHS&;BV6(`&H=2^3##JUE[TTMNIMUU6G[Y)3@,S[Z\+B:;\Q!(/WJ;MW(LT;1X0Y62M;AN`83`\D!I?$977])*]S3O2:4TN$Q3U%734]71MEOF^#-:SMXNO.CTRTG!%L4F]#K(\J05[FE!AF(QU\+S0S@"5IOD.\+VM])>L7U!>?3Z68WC&"XTMJ./%83B_,M&=EI3B0;'R%C[9AFF(YF\P^]M:`TS6Y6\9G_`.VP4ZR9TQ+W2.D+W^6]VUQWKSV/,CW2'YQU>A9UJ[J5M+FE*@J=/*7M*N:52%,;%"#.RX-_VOB^QD]R]&J_7:C[5WO7F\&W[71G="_W+MTJDWK)S_`-1WO*UH>-F.(\"*41%U'&$1$`1$0!$1`$1$`1$0!$1`$1$`1$0!M$1`$1$`1$0!$1`%H5OZ1GUQ[UOK0K?TC/KCWK.KX6:4_&CT^$N*^D%.;?V9OMO*XQC;'8NYX2/Z]I_P"&;[RN**QIKY$=4W\P)4"F:Y17*F.>UU,+`"EL4D%CM#8A;+7`C6M,.LI"16B[%)(O+1>ZBYVJP4%JO?F6+=MC1*Y7*\W5(>6D$'6%-RK(6,F;11Z=0'55.R=FUFL@+9XR-T(=)J)!`=;6U>?M0U1C:66O;6!O'.IRU#F9)&-O$XFX(VWYDNNY8NFII)*9L1>'N:"6N'..91P*:5ML-4UC@[5%(/)MSPC_`-?0?PS?>5Q;FW"[/A(_:"G'_IF^\KCG'4LJ?@1T5/$RC*IAMAK4V@*$MCM:NU;4A.Y@N6`;J%U)I47)L?__0^>V5T4>8JMO,MJ$@+Z"*NSQI.Q3,"U0CM\HK8F(4JQZH])8BG+5,YWD**0OFURNUB-OS?25DOL!(;NUG+NL.;M486^7GG.6S1]6O!EL;96M#Y+1S!5C'-H3*65&H07.+G$DG:5)HLK3';F6`U:Y;&%[@*:CE4FJQ!U_!J#XMW,/-Q#_Y+U*K]M9XZY6H+C:"I#6;-4_*19FX'$J6O>%MHG,$S$[7*K2%F;Q>UH^5V*#I0!J6GF%]KBI!S:>J+8G&^@MC4`?"ZRA)-5U;JB20R/+M3B>))4[V-D&EXN%K9@HKQ:2%M0]GX(6`#=(N>:H.+GU8=)JVYDD[+HIT&FG(SE-/8:UU16R`QMUC1VQM>S0J,5=()09+/L+6GJ)J:BM\=%$R6"1CFO9LR'OR0Q5Q=KES2LXMAU5:W$X#GOC/[6G'TA?2M#[WTW^:;_`+Y8H)NKW&AGSRBJXG'T;@#]!7U/0>M]U-_FF?P"B:^XO#%=.I_*1X^*Y>8A0'F%+M>Z+$WF78YMH^,D[G=X"IU-FV3NK/-QH+GOA-F7PFN((`+)!?>#VN'!#CYXBD\5HZM59SCJG.[MFBU_:VENDN>VSVFPI5A3IZZI.*DTU[D7"F&CB*5CU25JSQ-56G=[;[C+:/BZM4.7UB2F8+H`!RP9F'G8TD@DBQ#MXZ`ZW+$V)4M>NXBK6)H8EZI.0MA`M5!M=8X*]3.NAX+N)?=MOZ9UT/`=Q*KT;HMXCM+A'/OOLW\^5_J2JV,4-6KV,D@UVIRV'9ZARFQ&RLZVM(V,^+"EM$+%58RHRIV4'`M,1I>]P%B=SM7`#>VD$;RY8YJ\6ISU'EYITL^?EI2)%F3*N!A,UYS##:.6)S9(=SO:01H(6#MLK-*A0PR%%8Q@W&M80!\R^"LTT%Q$=H+C'T7AZ$JKJ,H\G8YZ:KTI9H73,LKFM,\18@DG2,W.0)>3B-+(T*2@F&8P)&ASG.#!;##Z?&(O>),2SB]UR3^(]HT`@;F]INL5FYJ5@NAMC$6RY\MSW7`(O;0+V)O86QC;JF]N!X)XEVO1NC)8CM+A'/>]_KSY7^IYM2K8I0U:O8R6!B.HRN')VARNQ&RTZV(V,^+"`M[B3;^E]=CP#Q*DM'Z-E0>'E&+@W>U^/,E5-"IL:6@L#83XTN]T1A`(:YKFO:`0#;[+NWN`#H%B%54M69?0)J!,TYD%KX#7"&V(TN8+M(T@$$[M]U40K],Z['@.XES&(*5OS8\!W$N3M#:/T9AZ4Z-*$5&:L]N]?7B:U:N,J24I7;6[87,W,3=3J$1$`536MAHU5]352*MI4]'C&/)3\M(P*E)O,*8@N%B'#1=62]F$U.*DCQIP2!&4*`2$I-OO&SUC88=>K6R@,H4@$MC,>Z.Z#:G%DCK3!-8C6$6K3RG?M&*6KA*CI]4?WK6K&JM3Y,9>KE\00A+*(WO96[1BF"KL+D)4M;>&\D92$CF\(B,IU`$%)T21`T1`3;D;M"$959HR@`&9,@P.*=9CF]7+XBVQNMG5K`/&?.-.!@)F[/9NSP]I3]XZE24()7/(;`XDGU?5IYA6MNG@IR=^2]^^X^=QZ*KU@^-WUJU:ILV4/+8I(!!\Q$BO6H,Q2E*`4I2@%*4H!2E*`4I2@%*4H!2E*`5\K83\J[0_:S_M`-ZOJFOE;"?E7:'[6?\`O5;P7:HJXWLF3[7YF[]=8U9+7YF[]=8U=DXPI2E`M1.+?*NSWVLQ]ZOJFOE;%OE79[[68^]7U37&QO:L[."[)"E*54+0I2E`*4I0"ME*4`I2E`*4I0"E*4`I2E`*4I0"E*4!#W"7,+N^_$MEUE2LJDH22I()[/[]^4MC$VG)4A"U-#BM(T'96=6-3&DY(&YW+90`8#:MZM);WC@R)X&5Z@B=/4G4QE3S3EAJ=Y_$NXPQ]>U%Y)!V.%]U_8NY92IRXQ"YQ)ZYN7UYW'26$Y4$D\Q`.5"M9@)Z#)*M:1X4-'N@8E:XIA[7>6(OOW5A?6P>=O[8!)2AXJ)(8W0AN-%9EB0"M#732MHCS[;;NSK2=K\"5C^'X"76MYVDP1.TEELQ>7@5B5TA+[-LMI2@XD&9)U2(W:B),\GIGE+9-VQ2.?P`MOX+PRM)W7J6G4.FM[E+V8*6A9J*KCGKHY:B"J`=M4K#RI$3?#S@!I&X@>$=RRZ[7&NC[-EAH(ZRHM912T+GR4[97"-[L3;RW."=P]`7CK2QZG&N[7J73M#3UKJ:E,.Q+(&AKO#!R"MYN01)NP>(.>N?7&F]1OU9:]4::;%455+'R#J>0M;NR\DY,;G9M$)FR"=V_//GI4[*IHXN+AS9PL;%3^L/8K;W3(W6H:HI^QI8(=M32WZ0U*`/Q7JR.-YVI6CJ:W@%;8I&LW-W!>[9^M74;%'*YM=-K=ALKP.@G*\93*QW+-98Y:Z\QTS6A@QC>\[L#SJ/,ZR13K&YMVM>'Z>3?\`_M1)>MJ)7U-HWW4M'6PV^BCE;),^[6_P"*>BKB/]2V2N;K?-RE[LP/'NK18^\QKI%=M:%\KN4JVOH$1%W.01$0$'.#6DE:I[+'9$?INV"CMSLW.K\"''%@YW8_FZUL.M]UG:M(XYWX7,%95NU)V2*ZOF.W#0_HXP>`QN'XY*O3@YS45ZE*DU"+D_0];)MI]E'FNN+^V+C-F21[SDM)W\>GK5UR,9RO,S2MI23&-EYW.7FY\L5(&%@#7G(M/.O=A&,(Y8GASE*`,D[E2ROECIV1.:`#O'2H2OEV602``-M'`*V8C*51>``2TM)&01G!Z"N,J;2]R?9V?YE5Q&$=WM.LTYN6B-$8J.I=#64]%"",/D(W-Z"K/4ULM3(7R/ST#F"M[I\..3C.\+P?4YM.`5$8AOT);M$Z>/EXAF9GQAXP5DBK63#P7;QN(ZUFUDM+JS$U0"(>89WN61-MTW8GQX[FP1M'$M;@^GBHVRCHQL[ZHU[:"XW^QD\]UHO^(C73JT];]-4,FJK-M14T1_6>WI2'^$R.`AX(SN_RI@:1O)#SCAD;A6K#/-"YGK*TK!$1:#D$1$!B&MKYRV+9!YUS5I5Q=-=G..-N?!=]I71NLOBCSKG'26P9KB)-K9Y??LCSK3A/-1MFQ?E,R:H')F.';:YO-OW!>-0\"5L9>'-&[:)W!2.,(F)>'!G,WG*IW`R/#(QMO)P&]?4O=HT95F[TSR3@01NV7#B\;LYW[@%9JZ2*&IJ&%MCCLOV6%SB[:Z#C)SO(YCC#T9!XI2W.N-=)MR,>VQ[L;#VY`''/VK1.M91DYM\UJOY_D2HN[LN!4Q4DKX9)`X!K8N5:\'#7MM!P>L'J7C!+'LETNT"1E@/.%=7%[Z*1L21A:&2#P7#GVM&F:G/_\`MTW]JL\J:KA75(MEFS!4,J`\8RX$DD\V![%(^S3MHHJFHEBA#_!Q.S8(HFMBQ64[/#+XW9>&YW%S>/X+X#Q>I4ECI;?E\/V][FC"NGG:FK/T*N[:S==N7@IM1B&5@,SI&@.>X8WC/Q1YBK?276(B0!M2_:QEK!N:>K)5IIZ2!S!*UKGG;:W8M>0W:/1CBKA36XS2%VPUI_9B9GT]6Y8*,EAFG2T:-3C2A'(D7B2JIY(8Y6QO(MC&X/QX1R>M61[W5-%XC33LSVDTU=!$102$1$!__2W^B(@"(B`(B(M`B(@"(B`(B(`B(@"(B`(B(`B(@"(B`(B(`B(@"(B`(B(`B(@"(B`(B(`B(@"M(B`(B(`B(@"(B`(B(`B(@"(B`(B(`B(@"(B`(B(`B(@"(B`(B(`B(@,(UEP'MG7-^DV-?47+E/B==(:RX#SKG32$LE9;1.%#;*:\5`E>^!KY6M+R'%A&YN.=I/7A8>V]4+,$TKW8;CS_BI:Z_MBX2LFEIWR][W6=$AZL@X2MA4G"&&)N1EI^7D]L;%MAMXDNB1+,&5H:XM8M;7.:Q)=8`=3HB(`B(@"(B`(B(`B(@"(B`(B(`B(@"(B`(B(`B(@"(B`(B(`BM(@"(B`(B(`M+[,F#\01\%D4Q&/#6F[VDNL0+$6MOK%RW="U?LJUK&V%JC2JY0'1YJA0M=2DH,M#=8,.LLTV*Z9V(V+\/2VW;;GE!,YLN6VW$Q