*APR is Annual Percentage Rate and is accurate as of 10/07/2017, ranging from 2.09% APR - 13.24% APR and are subject to change. A fixed-rate loan for $20,000 based on 2.09% APR paid over 60 months would have 60 monthly payments of $351.37. A fixed-rate loan for $20,000 based on 2.59% APR paid over 72 months would have 72 monthly payments of $300.24. JSC FCU auto loans can be refinanced and may be assessed a 1% fee of the total amount financed. Please contact a JSC FCU representative for full details. **Need not apply for a loan to enter. No purchase necessary. You do not have to be a member of a credit union to enter. Limit one entry per person. All entries will be accepted. To enter visit the website above, click on the contest banner at the bottom and fill out the contest form between November 20, 2017 to December 31, 2017. All entries must be submitted no later than December 31, 2017 by 11:59 p.m. CST. Contest ends December 31, 2017 at 11:59 p.m. CST. Only one winner will be chosen by random drawing on January 5, 2018 to win $500 in the form of a gift card. Winner will be notified by a Member Auto Center Representative not affiliated with a specific credit union. This contest does not include a manufacturer’s rebate or discount available to the public. Employees of CU Alliance, LLC and its subsidiaries are not eligible. Must be 18 years or older. No cash value. Odds of winning depend on the total number of entries received. Restrictions may apply. Void where prohibited and subject to federal, state and local laws. For more information call 832-912-2182.

Auto loan rates as low as

2.09% APR*

ATTENTIONEND OF YEAR

CAR SALEgoing on NOW!

Locate a preferred dealer, calculate your monthly payments, sell your car or research, browse and locate a

new or pre-owned vehicle at:

JSCFCU.CarSale.MemberAutoCenter.com

Also, enter for a chance to win

$500by visiting the website below!**

Hurry, Offer Ends December 31, 2017!

We Do Business in Accordance With Federal Fair Lending Laws

Federally insured by NCUA

Your savings federally insured to at least $250,000and backed by the full faith and credit of the United States Government

National Credit Union Administration, a U.S. Government Agency

NCUA

RATE AND OFFERS AVAILABLE WITH THESE PARTICIPATING DEALERS:All offers only available with vehicle purchase unless noted. Please contact dealer for more details.*

ACURAJohn Eagle AcuraAvery Barksdale: 281-994-5837abarksdale@johneagleacura.comWill Paz: 281-994-5844wpaz@johneagleacura.com16015 Katy Freeway, Houston, TX 7709436 months FREE oil & filter changes,* car washes and Acura loaner vehicles, plus more! Ask us about the “Eagle Edge.” *Must have your regular factory scheduled maintenance performed at John Eagle Acura (separate charges apply).

BMW MINIMomentum BMW MiniTom Herald (new): 713-596-3160tom.herald@momentumbmw.netGilbert, Jose or Mai (pre-owned managers): 713-596-3100phuong.nguyen@momentumbmw.netgilbert.quijada@momentumbmw.netjose.fuentes@momentumbmw.net10002 SW Fwy, Houston, TX 77074$250 in FREE accessories (New cars only)

BUICK GMCBaytown Buick GMCJames Pierce: 888-471-4087 or 832-233-9869jpierce@baytowngm.com4411 I-10 East, Baytown, TX 77521$300 worth of accessories

Beck & Masten Buick GMC GulfAnthony Morelli: 281-746-1017amorelli@beckmasten.netFrank Nolden: 713-480-0892fnolden@beckmasten.net12820 Gulf Freeway, Houston, TX 77034FREE oil changes for 2 years & FREE window tint

Classic Auto Group GalvestonKathleen Robins: 409-761-2134krobins@classicgalveston.com8020 Broadway, Galveston, TX 77554First oil change FREE & FREE car wash with every service visit

DeMonrond Buick GMC Fred Price: 281-877-1006fred.price@demontrond.com 14101 North Freeway, Houston, TX 77090FREE lifetime powertrain warranty, unlimited miles & no deductible (new

cars only)

Texan Buick GMCLonnie Gipson: 281-359-3600lgipson@texangm.comWilliam Juarez: 281-359-3600wjuarez@texangm.com18225 Eastex Fwy, Humble, TX 77396$500 in FREE accessories

CADILLACClassic Auto Group GalvestonKathleen Robins: 409-761-2134krobins@classicgalveston.com8020 Broadway, Galveston, TX 77554First oil change FREE & FREE car wash with every service visit

CHEVROLETAutonation Chevrolet GulfPaul Fisher: 281-929-3211 or 281-467-7075paul.fisher@sbcglobal.netKen White: 281-929-3224 or 713-410-7991whitek@autonation.comRandy Buissonbuissonr@autonation.com13800 Gulf Fwy, Houston, TX 77034$200 of complimentary gasoline with purchase of a new vehicle only from Ken or Paul

Classic Auto Group GalvestonKathleen Robins: 409-761-2134krobins@classicgalveston.com8020 Broadway, Galveston, TX 77554First oil change FREE & FREE car wash with every service visit

Norman Frede ChevroletTab Billups: 281-486-2260 or 713-208-9248tabb@fredechevrolet.com16801 Feathercraft Lane, Houston, TX 77058FREE oil changes for 2 years and FREE window tint (New cars only. Must see Tab Billups)

CHRYSLER DODGE JEEPDeMontrond Dodge Chrysler Jeep RamJeff Hika: 281-443-2500 jeff.hika@demontrond.com 888 IH 45 South, Conroe, TX 77304FREE lifetime powertrain warranty, unlimited miles & no deductible (new cars only)

Mac Haik Dodge Chrysler JeepAbraham Camacho: 832-404-4818acamacho@machaikdcj.comFred Seel: 440-242-8865fseel@machaikdcj.com11000 North Freeway, Houston, TX 77037FREE window tint

Texan Chrysler Dodge Jeep RamTom Huberty: 281-359-7100thuberty@texandodge.comJoey Yost: 281-359-7100jyost@texandodge.com18555 Highway 59, Humble, TX 773383 FREE car washes, 3 FREE oil changes and 3 FREE tire rotations

FORDClassic Ford GalvestonKathleen Robins: 409-761-2134krobins@classicgalveston.com7700 Broadway, Galveston, TX 77554First oil change FREE & FREE car wash with every service visit

Mac Haik FordLawrence Gallegos: 281-704-9696lawrence.gallegos@gmail.comlgallegos@machaikford.comBarry Graves: 713-932-4223bgraves@machaikford.com10333 Katy Freeway, Houston, TX 77024Get your 1st oil change FREE

RATE AND OFFERS AVAILABLE WITH THESE PARTICIPATING DEALERS:All offers only available with vehicle purchase unless noted. Please contact dealer for more details.*

*All dealer offers subject to change. Offer valid with vehicle purchase from the name(s) listed above. This brochure must be presented at time of purchase. Certain restrictions apply. Offer may be revoked at dealer discretion.

HONDABig Star HondaJim Bullock: 713-948-1900 or 713-444-0587jbullock@bigstarhonda.com11200 Gulf Freeway, Houston, TX 77034$100 in FREE accessories

Classic Honda GalvestonKathleen Robins: 409-761-2134krobins@classicgalveston.com8102 Broadway, Galveston, TX 77554First oil change FREE & FREE car wash with every service visit

Russell & Smith HondaIan Nylander: 713-663-4283 or 832-788-6788inylander@russellsmith.com2900 South Loop West, Houston, TX 77054FREE oil changes for 3 years, FREE window tint and FREE nitrogen filled tires ($494 value)

HYUNDAIBaytown HyundaiWillis Johnson: 281-943-4334wjohnson@baytownhyundai.com4343 I-10 East, Baytown, TX 77521$200 gift card or FREE window tint

KIABeck & Masten KiaLen Worsham: 281-685-3672 or 281-655-3120lworsham@beckmasten.net25503 Tomball Parkway, Tomball, TX 77375FREE window tint (new cars only)

DeMontrond KiaChris Bumpous: 888-582-6173chris.bumpous@demontrond.com14101 North Freeway, Houston, TX 77090FREE lifetime powertrain warranty, unlimited miles & no deductible (new cars only)

Joe Myers Kia MazdaSean Samuel: 713-482-5601 or 832-334-6247ssamuel@vtaig.com16484 Highway 290 @ Beltway 8FREE first oil change & window tint with the purchase of a new Kia

MAZDAMazda of Clear Lake Matthew Nay: 281-823-5000 mnay@mazdaofclearlake.com Jorge Galvan: 281-823-5000 jgalvan.mazdaofclearlake@contactdealer.com20101 Gulf Freeway, Webster, TX 77598 Customer Assurance Package: FREE oil changes, service loaner vehicle, tire & road hazard warranty, 10 year/300,000 mile engine warranty

Joe Myers Mazda KiaRalph Samuel: 832-435-0822rsamuel@vtaig.com16500 Highway 290 @ Beltway 8FREE first oil change & window tint with the purchase of a new Mazda

NISSANCentral Houston NissanEd Jackson:713-349-6109 or 713-661-9955ejackson@centralhoustonnissan.com2901 South Loop West, Houston, TX 77054$500 VISA gift card

McDavid Nissan Waleed Alhamra: 832-385-8455 walhamra@mcdavid.com 11911 Gulf Freeway, Houston, TX 77034FREE oil changes for 1 year & FREE window tint

TOYOTAClassic Toyota GalvestonKathleen Robins: 409-761-2134krobins@classicgalveston.com7801 Broadway, Galveston, TX 77554First oil change FREE & FREE car wash with every service visit

Don McGill Toyota Mike Flonnoy:281-496-2000 or 281-748-9940 mflonnoy@donmcgill.com 11800 Katy Freeway, Houston, TX 77079 New vehicle purchase includes Toyota Care - oil changes for 2 years/25,000 miles & roadside assistance for 2 years/unlimited miles (new cars only)

Joe Myers Toyota William Lomax:281-664-6012 or 713-501-5315 w_lomax@joemyerstoyota.comDavid Miles: 281-653-5156 or 281-664-6017dmiles01@vtaig.com 19010 NW Freeway, Houston, TX 77065 FREE window tint & FREE oil changes & maintenance for 2 years/25,000 miles (new cars only)

Mike Calvert ToyotaUlysses Price: 281-704-2050uprice@mikecalverttoyota.comJulio Florez: 281-650-6171florez1020@yahoo.com2333 South Loop W, Houston, TX 77054FREE oil changes & maintenance for 2-years/ 25,000 miles (new cars only)

VOLKSWAGENDeMontrond VolkswagenMike Burger: 855-802-7230mike.burger@demontrond.com14101 North Freeway, Houston, TX 77090FREE lifetime powertrain warranty, unlimited miles & no deductible (new cars only)

VOLVODeMontrond VolvoDemetrious Joseph: 281-877-1005demetrious.joseph@demontrond.com14101 North Freeway, Houston, TX 77090FREE lifetime powertrain warranty, unlimited miles & no deductible (new cars only)