campus mt 2014
TRANSCRIPT
Opportunities with ICICI Bank Ltd.
Campus Placements 2014
Agenda
ICICI Bank : An Introduction
ICICI Bank’s Value proposition for you
…among India’s top financial services brands
Strong brand identity that instills confidence among customers
Facilitates diversification and new initiatives
Brand presence across all distribution channels
ICICI Group: A financial superhouse
ICICI Bank: Mirroring India’s change
Project finance to India’s corporate
sector
1955
Development Finance
Capitalizing on
liberalizationof the financial
sector
1994
Commercial Banking
First mover in consumption-
led growth opportunity,
leveraging technology
1996
RetailBanking
Becoming a universal
bank
2000
Insurance
ServingIndian MNCs,
NRIs and local communities
2003
International
A well capitalized
Bank, offering services across
products
2012
2nd largest Bank of the
country
Key Milestones1955
Formation of Industrial Credit & Investment Corporation of India Ltd as a development financial institution to provide foreign currency loans to industry
1994 Formation of ICICI Bank Ltd as a subsidiary1998 Name changed to ICICI Limited; entry into retail credit
1999 First Indian company and first financial institution from Asia (ex-Japan) to list on NYSE
2000 ICICI Bank becomes first Indian bank to list on NYSE; acquires Bank of Madura
2000 Entry into insurance2002 Merger of ICICI and ICICI Bank2003 Beginning of international scale-up: first overseas branch in Singapore2007 Acquisition of Sangli Bank2010 Merger with Bank of Rajasthan2012 Roll out of twenty five 24x7 Electronic Branches across 18 locations
Awards & Accolades ICICI Bank in the Private Sector Bank category won the Best
Technology Bank Of The Year, Best Financial Inclusion Initiative and Best Use Of Technology In Training and e-Learning by Indian Bank's Association (IBA) Technology Awards.
Ranked 2nd in the Banking sector and 10th in the overall "BT 500 India's Most Valuable Companies", by Business Today
For the second consecutive year, ICICI Bank was ranked second in the "India's 50 Biggest Financial Companies" , in The BW REAL 500 by Business World
ICICI Bank tops the list of "Most Trusted Private Sector Bank" and ranks 10th in the list of "India's Most Trusted Service Brands" by Brand Equity, Most Trusted Brands 2011
ICICI Bank ranked 5th in the list of "57 Indian Companies", and 288 th in World Rankings in Forbes Global 2000 list
ICICI Bank received the Best Manpower Efficient Award amongst private sector banks by FICCI – IBA
Main GroupsRetail Banking India’s biggest private sector Bank
with a spread of 2,755 branches
Wholesale Banking
Wholesale banking is based on providing comprehensive and customized financial solutions to large corporate customers
SMEAG
Operations Group
Rural & Inclusive Banking
Rural & Inclusive Banking is responsible for priority sector lending and capitalize on profitable opportunities in the rural economy
Responsible for Banking operations which support the various businesses of the Bank
SMEG focuses on providing comprehensive Banking solutions to medium size enterprises
Retail Banking
Wholesale Banking
SMEAG
Retail Banking
Wholesale Banking
Operations Group
SMEAG
Retail Banking
Wholesale Banking
Retail Banking
Wholesale Banking
SMEAG
Retail Banking
Wholesale Banking
Operations Group
SMEAG
Retail Banking
Wholesale Banking
Retail Banking
Wholesale Banking
SMEAG
Retail Banking
Wholesale Banking
Operations Group
SMEAG
Retail Banking
Wholesale Banking
Retail Banking
Wholesale Banking
SMEAG
Retail Banking
Wholesale Banking
Operations Group
SMEAG
Retail Banking
Wholesale Banking
Retail Banking
Wholesale Banking
Retail Banking
SMEAG
Wholesale Banking
Retail Banking
Operations Group
SMEAG
Wholesale Banking
Retail Banking
Wholesale Banking
Retail Banking
SMEAG
Wholesale Banking
Retail Banking
Operations Group
SMEAG
Wholesale Banking
Retail Banking
Wholesale Banking
Retail Banking
SMEAG
Wholesale Banking
Retail Banking
Operations Group
SMEG
Wholesale Banking
Retail Banking
Key drivers at ICICI Bank
Technology capital
Human capital
Speed capital
Culture / organizational structure
These strategic drivers have
enabled ICICI Bank to achieve
market leadership
Tran
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Technology has been a key driver of the Bank’s growth
Investments in technology viable due to large scale of operationsScaled up from <1 million to
>20 million customers in six years
Focus on customer convenienceDriving and leveraging
customer acceptance and usage of technology
Technology capital
Tran
sfor
mat
iona
l dri
vers Attract the best talent which
Welcomes challengesOperates with extreme agility
Build a meritocracy based systemDifferentiated growth and
reward based on performanceGrooming potential leaders
Responsibilities ahead of timeEncourage experimentation
Human capital
Tran
sfor
mat
iona
l dri
vers Strategic agility
Anticipate next business horizon, ahead of competition
Ability to make decisions with insufficient information
Institutionalize speed of responseThe ‘90 day rule for
implementation of all projectsDevelop innovative products and
services in shrinking time frames
Speed capital
Culture & Organisational Structure
CultureEntrepreneurialCollaborativeSensitive
Organization structure Networked, flexible and amorphous
Continuous re-evaluation to meet business objectives
Agenda
ICICI Bank : An Introduction
ICICI Bank’s Value proposition for you
What’s in it for you…A young & dynamic work environmentA chance to work with the economy
shapers & the policy driversConstant opportunity to set industry
benchmarksJob size far bigger than that of your
peersAn organization that compels you to
deliver, often beyond your own expectations
an opportunity to be treated as Managers from Day 1 !
Roles on offerCorporate Banking
Project Finance Group
Risk Management Group
Global Markets Group (Treasury)
Financial Institutions and Syndication Group
*Role allocation will be based on organizational requirements
Corporate BankingResponsible for all corporate
relationships with respect to products being offered to its clients
Array of products and services include commercial banking, treasury and forex, credit and investment banking products
Clients would include Private Sector Cos., MNCs as well as PSUs with a minimum net worth of 50 crore
Project Finance Group
Focuses on meeting funding needs for companies involved in large projects in infrastructure and manufacturing sectors
Responsible for the overall relationships with all these ‘Project SPVs’
All project finance proposals are evaluated and negotiated by this group
Risk Management Group
Focuses on developing risk management framework, building expertise in intelligence gathering, improving risk analysis & management capability, portfolio management & monitoring, and proactive refining of risk assessment processes and alignment across geographies
Markets Group (Treasury)Serves corporate clients in major cities
and SME clients in more than 22 citiesPost the Bank’s entry into international
markets, it also operates from its subsidiaries, branches and representative offices in international geographies
The products and services are as follows:Foreign exchange and interest rate
derivativesBullion and commoditiesInvestment products for HNI customers
Financial Institutions and Syndication Group FISG is responsible for nurturing and
managing relationship with financial market with participants like Banks, Financial Institutions, Asset Management Companies (mutual funds), Insurance companies, Private Equity firms, etc.
FISG provides an entire gamut of solutions to its client segment such as Treasury (Derivatives, Forex, structured products etc.), Transaction Banking, Funded / Non-funded banking products.
Application Process1. Online Applications To apply online please visit the Campus Recruitment link
on https://www.icicicareers.com/icici_career/CollegeList.aspx
2. Online Personality Profiling All the shortlisted applicants will have to take an Online
Personality Profiling Questionnaire3. Group Discussion We will have the Group Discussions for the shortlisted
applicants on campus on the date of the process4. Personal Interviews The applicants shortlisted after the Group Discussion
will appear for a personal interview (20-30 minutes per applicant) on campus
Salary & Remuneration Remuneration Details Monthly Annual
Basic 25,000 300,000
HRA * 16,000 192,000
Conveyance Allowance 5,500 66,000
Superannuation Allowance ** 3,750 45,000
Leave Travel Allowance 2,000 24,000
Additional HRA 4,167 50,000
Canteen Allowance 1,300 15,600
Reimbursements
Medical 1,250 15,000
Telephone 250 3,000
Additional Allowance 23,292 279,500
Total 82,508 990,100
Retirals
PF, Gratuity *** 5,083 60,990
Total CTC 87,591 1,051,090
Performance Bonus (Average) # 8,333 100,000
Cost of Loans ## (secured loans) 4167 50,000
Total (incl. PB & Loans) 100,091 1,201,090
Salary & Remuneration (Terms) * HRA Rs. 16000 PM - Mumbai
HRA Rs. 15000 PM - Delhi, Gurgaon, Noida , Vashi & Thane HRA Rs. 12000 PM - Chennai, Kolkata, Bangalore, Hyderabad, Pune, Ahmedabad HRA Rs. 6500 PM - All State capital & commercial towns
**You have an option to join the Superannuation scheme and in such case the 15% of your annual basic salary will be credited to the Superannuation Fund and the superannuation allowance will be withdrawn
# Please note that there is no minimum guaranteed bonus. The bonus ranges from 0 to 100% of Basic salary
*** Company contribution towards PF is 12% and Gratuity is 8.33%
## Please mention that the selected applicants would be eligible for education loan of Rs. Five lakh at the interest of 2.5 % , Loan eligibility would be effective from date of joining
Thank you!