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Compak Asset Management aspires to enhance the life experience

of our clients by providing customized solutions for their financial goals.

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Dear Investor,

Thank you for your interest in Compak Asset Management. We have

developed this brochure to provide you with some basic information

about Compak and how we can help you realize your financial objectives.

I founded the company on four basic tenets. First, success can only be

achieved by being fully committed to client goals. Second, there must be

an unrelenting focus on research. Third, investment solutions have to

be customized to individual needs. Lastly, only a proactive approach

can keep investments on track.

Our mission is to live up to these principles and in so doing, earn ourclients trust and confidence by helping them achieve their financial

goals. All activities of the firm and actions of our staff are guided by the

desire to add value to our clients.

In todays complex financial environment, even sophisticated investors

find it difficult to monitor changing trends and investment choices. The

last few years have challenged the fundamentals of investing. Unlike

previous decades, when investors could passively invest and reap benefits,

the future financial world requires greater skill, more involvement and

better selection of investment alternatives.At Compak Asset Management we are committed to helping you build a

strong financial future. Whether you are planning for retirement, investing

for your childs education or trying to manage your investments profitably,

you can benefit from the skills and commitment of all Compak advisors

and my experience of over 29 years.

I again thank you for contacting us and I look forward to welcoming you

as a client and the challenge of satisfying your financial needs.

Sincerely,

Moeez Ansari

President

Compak

Capabilities:

Your one-stop

integrated wealth

management solution.

Access to proactive

money management,

comprehensive financial

planning, no-load

mutual funds, bond

ladders, life insurance,

annuities, estate

planning, and

long-term care

insurance programs.

w w w . c o m p a k . c o m

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Compak Asset Management is an SEC-registered investment advisor

dedicated to providing comprehensive and customized wealth management

solutions to its clients. Compak Asset Managements mission statement

is to enhance the life experience of its clients by providing customized

solutions for their financial needs. Compaks philosophy is to deliver

world-class wealth management, with proactive asset management as the

underlying foundation. The Compak process begins with understanding

each clients needs and developing an appropriate risk profile. The profile

is used to create a basic asset allocation and to select an appropriate

investment strategy.

Once a client has a sound asset management strategy, the focus moves

to Personal Financial Planning. Compak employs a team of CertifiedFinancial Planners (CFP) that can provide a comprehensive plan. These

financial plans include retirement planning, tax analysis, net-worth

projections, personal risk review, and estate planning along with

Monte Carlo probability analysis.

While prudent asset management is vital and financial planning plays an

important role, these activities have to be integrated to align financial

resources with life goals. Compak has relationships with leading estate

planning attorneys and accountants for coordination and seamless

delivery of world-class wealth management solutions.

The Compak Integrated Wealth Management Process

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The Compak Research Process

Compaks portfolio management philosophy is to provide the client with

an attractive risk adjusted return and reduce the harsh impact of market

volatility. Our research results are obtained from a combination of

fundamental research, fund research, and technical analysis.

Fundamental Research involves a top-down analysis of global economic

and market conditions.

Mutual Fund Research is required to determine the best mutual funds

to invest in each asset class.

Technical Analysis is the method of evaluating securities by analyzing

statistics generated by market activity, past prices, and volume.

We construct a diverse portfolio with numerous asset classes, and then

invest client assets into the best-of-breed mutual funds in each asset

class. Compak uses multiple managers,

multiple styles and multiple asset

classes to construct our clients

portfolios. Our attempt is to not

only deliver maximum benefits

of sector diversification but also

deliver the benefit of superior

asset selection by some of the

worlds best and brightest mutual

fund managers.

The Compak MoneyManagement Implementation

The mutual funds selected are segmented into core, strategic or tactical

allocations. This allocation is determined by the holding period

appropriate for the particular asset class and mutual fund. A time-tiered

segmentation and constant monitoring of each asset holding is the heart

of a proactive investment strategy.

Core Asset Allocation is the basic building block that accounts

for 30% to 60% of the portfolio. These funds usually display strong

and consistent performance and are expected to be held for

the long term.

Strategic Asset Allocation is used to gain access to

areas of the market that the investment team believes

to offer an attractive risk-return proposition. These are

market segments that provide good valuations or strong

momentum. A portfolio could carry 20% to 40% in such

strategic funds.

Tactical Asset Allocation is a unique Compak strategy

to increase and decrease the beta (market risk) in a portfolio.

Tactical allocations could range from 5% to 20% in the form

of cash or indexed funds. If the managers feel that the market

outlook is negative, mutual funds that track the inverse returns

may be used to hedge (reduce risk) the portfolio.

Compak

Capabilities:

Proactive asset

management strateg y.

Through the use

of technical and

fundamental research,

and mutual fund

analysis, the firm

operates with

Buy Triggers and

Exit Strategies.


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The Compak Process

Identifying Your

Investment Profile

Initial Asset

Allocation Model

Risk profile determination through

interaction with Compak advisor.Factors to consider: time frame,personality, income, and asset base.

Meet with Moe Ansari to finalizeinvestment goals, review investmentalternatives and determine initialasset allocation model.

Some of Best Performing Mutual Funds

Bond Ladder

Fixed Annuities

Variable Annuities

Life Insurance

Long-Term Care

Futures and Options

Estate Planning

Asset Allocation and PeriodicRe-Balancing

Technical Analysis for Buy Triggersand Exit Strategies

Fundamental and Geo-PoliticalAnalytical Framework

Product & Asset

Selection

Proactive Portfolio

Management &

Performance

Review

Small Value36%

Large Growth

9% Large Value5%

Small Growth

11%

Bonds

15%

International24%

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The first step in developing a wealth management solution is to understand

ones financial profile. Your financial profile is a function of your propensity

for risk, income, assets, liabilities, investment horizon, and personality. With

Compak, you will experience a proactive and professional approach fordetermining your needs, recommending the right solutions, and managing your

investment portfolio:

The Initial Contact

Planning starts with listening. To develop a plan, it is necessary to develop a truerapport between a client and a trusted advisor. Compaks advisors are trainedexperts at listening carefully to understand you and your financial situation. AtCompak we would like to fully understand your aspirations and then work with

you to select the most appropriate asset mix and financial solutions.

Your Profile

In order to develop a portfolio that fits your needs and matches your profile wewill ask a number of questions relating to your investment horizon, liquidity needs,income needs, income trends, dependents, and previous investment experience.This dialogue should help us to understand if you are looking for CapitalPreservation, Income, Income & Growth, Growth or Aggressive Growth.

Integrated Wealth Management Components

There are many components to a wealth management solution. Our advisors

and staff can ascertain how your financial goals interact and provide you with anintegrated solution. Our product offering is designed to meet a diverse set of needsincluding investment management, planning for retirement, saving for education,transfer and protection of wealth, risk mitigation, and estate planning.

Asset Management: Preservation of capital and growth of financial assets isan essential and vital part of any successful wealth management plan. Assetmanagement is Compaks core competence and we bring all our expertise andexperience in the financial markets in managing your assets. The followinganalytical tools are used by Compak to strive for superior risk adjusted returns.

Asset Allocation is developed using your responses in the financial profilequestionnaire to develop a model that provides a balance between various assetclasses. This strategy is based on the basic principal that not all investments

behave the same way at the same time because different economies, industries,and companies are usually at different stages of global business cycles. Assetallocation provides a basic hedge against over-concentration of investments ina particular class or sector like bonds or technology stocks.

For the asset allocation process we use the efficient frontier model bases onModern Portfolio Theory introduced by Harry Markowitz with his paperPortfolio Selection which appeared in the 1952 Journal of Finance. Thirty-eight

years later, he shared a Nobel Prize with Merton Miller and William Sharpe forwhat has become a broad theory for portfolio selection.

C o m p a k s M o n e y M

Compak

Capabilities:

Clients interest is

the #1 Guiding

Principle. Fee based

on assets under

management.


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Fundamental Analysis involves a top-down analysis of global economic andmarket conditions. Apart from in-house research, Compak utilizes the world-classresearch resources of Russell for insight into markets. Fundamental analysisexamines factors such as GDP growth, inflation, capital f lows, interest rates,currency movements, etc., to determine the risks and return opportunitiesof different sectors of the global economy. Fundamental research is used todetermine the appropriate level of exposure to the markets and the sectordiversification, both from an industry and geographical perspective.

Fund Research is required to determine the best mutual funds to invest ineach asset class. Our fund selection model is based on a combination of Alphageneration capability, maximum drawdown analysis, standard deviation study,and the momentum of net returns. We attempt to employ the most consistentand talented managers to work for our clients advantage

Technical Analysis models are used to determine the trends in a particularmarket, asset class, and instrument. We believe that market trends can beintelligently used to determine entry and exit points for investments. During thepast quarter century, Moeez Ansari worked with numerous technical indicators.He has selected technical studies based on their appropriateness for a particularmarket or index. The technical tool-kit includes Elliott Wave Analysis, MACD, 20,50 & 200 Days Moving Averages, Momentum, RSI, Oscillators, etc.

Implementation & Management

Compak Asset Management uses Fidelity Institutional Brokerage Group for clearing andcustody of assets. The firm benefits from an online Fidelity trading platform andsophisticated modeling solutions that allow quick and timely re-balancing of portfolios.Compak Asset Management can provide you access to expert financial specialistsin each sphere to provide a world-class integrated wealth management solution.

Feedback & Reviews

One of the most important aspects of Compaks investment strategy is to ensure

that our clients are fully aware of all developments in their account and that

there is an open channel of communication. Our clients have 24/7 internet access

to their accounts. We also encourage our clients to undertake frequent reviews.

The typical client review meeting at Compak includes investment performance,

asset suitability analysis, and discussion of future strategy. These meetings also

allow us to note the changes in our clients profile, circumstances or objectives,

and the portfolios can be re-balanced accordingly.

a g e m e n t P r o c e s s

Compak

Capabilities:

Your account assets

are protected by

unlimited asset

protection insurance.

Assets up to $500,000

are insured by SIPC

and Fidelity provides

additional coverage

through a private

insurance company.

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Financial Planning

In addition to sound investment strategy, our clients are faced with other

financial challenges that require specific steps to be taken for achieve-

ment of personal goals. We would like our clients to have access to some

of the best advice, ideas, and products.

Compak is proud to offer its clients comprehensive personal financialplanning by our team of Certified Financial Planners (CFP). While most

firms charge a large sum of money for similar plans, we offer this service

at no additional cost. We believe that as our client, you deserve the best

solution we can provide, and we believe creating and implementing a

comprehensive plan will add tremendous value.

Financial planning is a usually an enlightening process. First, you meet

with your Compak Advisor and our CFP to identify and prioritize

your life goals. We will determine what is reasonable and realistic

for your circumstances. The Advisor and CFP will gather data, review

your current cash flow, insurance policies, and net worth, and then

assess your investments, retirement needs, taxes, and estate plan. The

Financial Plan addresses the following issues:

Net Worth Planning

Cash Flow Analysis

Income Tax Planning

Retirement Planning

Probability Study (Monte Carlo)

Estate Planning

With your goals and resources in mind, the financial planner can design

a personalized financial approach that can best help you reach your

goals. Once a comprehensive plan is developed your Compak Advisor

will work with you to

implement appropriate

strategies. This may

include building an

emergency fund, estab-

lishing a spending and

savings plan, reviewing

your investments for

ensuring suitability

of assets, purchasing

disability or long-term

care insurance, assisting

you with creating a trust

or developing a business

succession plan.


Compak

Capabilities:

Advanced trading

systems for quick

and efficient

portfolio rebalancing

and execution of

Buy Triggers and

Exit Strategies.

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Strategic Relationships

Compak has formed strategic relationships with the most

reputable firms in each aspect of wealth management. Our

strategic relationships enable us to deliver world-class wealth

management services while retaining superior customer service.

While large brokerage houses possess similar resources in-house,

they do not offer access to their top talent to the average client.

In fact, important financial advice is often provided by sales

staff. Smaller investment advisors, while accessible to their

clients, lack resources and expertise in different aspects of

wealth management. Compak Asset Management provides the

organizational strengths of large firms while maintaining the

services and relationship management of small firms. We provide

a unique combination of expertise, skills, and values aligned

to help our clients achieve financial security.

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Moe Ansari Founder and the Principal Asset Manager

Compak Asset Management is owned and managed by its founder Moeez

Ansari, who has been involved in the financial markets for over 29 years.

Moe began his financial career in 1977 as a licensed broker. He is now a

nationally recognized expert in the financial industry with a nationally

syndicated radio broadcast Market Wrap.

During the past quarter century Moe has witnessed a full range of economic

and political climates and was able to successfully navigate the markets.

He has experienced the birth of financial futures market such as Treasury

Bond & S&P 500 futures. He was trading when interest rates exceeded 20%

and short-term rates fell below 1%. He was trading gold when it crossed

$800 per ounce and when it fell below $260 per ounce. From inflation to

deflation, from runaway bull markets to prolonged bear markets, he has

been through it all!

This experience has helped Moe in managing the investment portfolios

of thousands of Compak Asset Management clients. As the host ofMarket

Wrap, Moe has access to some of the worlds foremost experts in

economics and finance. His tenure in the financial markets has given

him the background and instincts required to understand the global

marketplace and its intricate inter-linkages. As a leading financial

expert, his advice is sought by individuals and corporations nationwide

and internationally. His professional experience includes options trading,

portfolio optimization, futures trading, mutual fund selection modeling,

and financial risk management. He is a nationally sought speaker and

has conducted numerous financial seminars since the 1980s.

Individuals and corporations from all over the United States and other

countries seek his expert advice about the financial markets. He has pub-

lished a number of articles and is widely quoted by numerous publications.

Feroz Ansari COO and Global Portfolio Strategist

Feroz has over 15 years experience at senior levels in treasury & portfolio

management, banking and economic analysis. He has graduate degrees

in International Finance and Business Administration. He is an alumni

of Oxford University and Thunderbird, The American Graduate School

of International Management. He has also completed numerous programs

at INSEAD (France), Citibank Training Center (Singapore) and Helsinki

School of Economics (Finland). Prior to joining Compak, Feroz held

appointments as Head of Corporate Finance, Treasurer, Global Treasury

Head and General Manager at numerous international financial institutions.

He has conducted financial seminars and his research papers on derivatives

and exchange rate mechanisms have been published in financial journals.


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Some Compak Capabilities:

1. A scientific and proactive approach to money management incorporatingasset allocation models, technical and fundamental analysis, and focuson individual asset selection.

2. Access to over 4500 load waived mutual funds.

3. Personalized and professional service.

4. A comprehensive financial plan at no additional cost.

5. No trading cost for buying or selling non transaction fee mutual funds.

6. 24-hour Internet access to accounts.

7. Access to world-class financial research, including research from Russell,one of the worlds leading manager research firms.

8. Access to competitive life insurance, annuities, estate planning andlong-term care insurance solutions.

9. Unlimited insurance protection against bankruptcy of the custodian (Fidelity).

This protection is provided by Fidelity Institutional through SIPC and bypurchasing additional private insurance to cover unlimited amount ofsecurities in a clients account.

10. Availability of a wide range of f ixed income solutions. Compak can createbond ladders based on clients risk profile and income needs.

11. Access to options program for selected high net worth clients.

12. Expertise to set-up and manage 401(k) plans, 403(b) plans, 529 plans,and UTMA & UGMA accounts.

13. Consolidated financial statements on your Compak managed accounts.

14. Moe Ansari as your primary asset manager. Moe is a 29-year veteran of

the financial markets. You have listened to him on the radio and whenyou establish an account with Compak Asset Management he will put hisexpertise to work for you!

Value of Standard Quarterly AssetAccount Assets Based Fee

$500,000 or less 0.50%

plus $500,001 to $1,000,000 0.375%

plus $1,000,001 to $2,500,000 0.25%

plus $2,500,001 to $5,000,000 0.1875%

plus $5,000,001 and above 0.15%

As an example, a Standard

Account with $3,000,000 under

management at the end of a

calendar quarter will be charged

an Account Management Fee of.50% of the first $500,000 under

management, .375% of the next

$500,000 under management,

.25 of the next $1,500,000 under

management and .1875% of the

final $500,000 under management.

Fee Schedule

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Peace of Mind

Compak has a clearing and custodial relationship with Fidelity Investments.

The valuable investment insight of Compak, along with industry-leading

financial products and services of Fidelity Investments Institutional

Brokerage Group, create a powerful combination to help you pursue

your financial goals.

You can count on Fidelity Investments half century of investment know-how and innovative thinking to provide investors like you with industry

leading products and service. With more than $1.4 trillion in assets and

53 million customer accounts*, Fidelity Investments has grown to be one

of the most widely recognized names in financial services.

Working with Fidelity Institutional Brokerage Group, Compak can couple

individual attention and Fidelitys vast resources and proven expertise

in the financial services industry. From unlimited asset protection

insurance, to one of the widest offerings of investment options, to leading

edge technology, Fidelity Investments gives you the reliable support

your financial plan deserves.

Asset Protection:Your account assets are covered by unlimited asset

protection insurance. All securities in accounts carried by National

Financial Services LLC (NFS), Fidelity Investment Company and the

clearing arm of IBG, have coverage of up to $500,000 (limited to $100,000

for claims in cash) from the Securities Investor Protection Corporation

(SIPC) and additional unlimited securities protection, in excess of SIPC

coverage, through private insurance coverage provided by Fidelity.

This coverage does not protect against a decline in the market value

of securities.

Consolidated Statements: To make your record keeping as seamless

as possible, each month you will receive a single, consolidated statementsummarizing all your stock, bond, and mutual fund positions. You will

also receive confirmations by mail of all trades executed by Compak and

a year-end summary statement, plus 1099 tax forms and 5498 forms.

A detailed explanation of all Compak Asset Management products and

services is contained in Part 2 of the Compaks SEC Registration Form

and the Investment Management Agreement between Compak and its

clients. You should read these documents carefully before you decide to

become a Compak client.

Compak

Capabilities:

Have Moe Ansari as

your primary asset

manager. Moe is a

29-year veteran

of the financial

markets. You have

listened to him

on the radio, and

when you establish

an account with

Compak Asset

Management, he

will put his expertise

to work for you!

8105 Irvine Center Dr ive, Suite 1100

Irvine, Cal ifornia 92618

800-388-9700 phone: 949-679-2500 fax: 949-679-2525www.compak.com

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