buyers guide and introduction
TRANSCRIPT
BUYER’S GUIDE & INTRODUCTION
Provided by,
Gary & April Greer Bringing Qualified Buyers and Sellers Together Since 1998!
April Greer (951) 522-0518
Gary Greer (951) 522-6308
CAL BRE License # 01240571 & 01235358
LivingTemeculaValley.com 30610 Rancho California Road, Temecula, CA 92591
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Local Utilities & Information
Southern California Edison Electric (800)655-4555 www.sce.com
Southern California Gas Co. (800)427-2200 www.socalgas.com
Rancho Water- Temecula (951)296-6930 www.ranchowater.com
EMWD Water Other Areas (800)426-3693 / (951)923777www.emwd.org
Verizon Fios (Phone/TV/Internet) (866)896-6837 www.verizon.com
Time Warner Cable (888)892-2253 www.timewarnercable.com
Waste Management for Trash Service outside of Temecula City Limits (800)423-9986 www.wm.com Service Inside City Limits is included in Property Tax Bills and does not require calling in.
City of Temecula
cityoftemecula.org
Temecula Unified School District www.tvusd.k12.ca.us
Temecula Chamber of Commerce
www.temecula.org
City of Murrieta
www.murrieta.org
Murrieta Unified School District www.murrieta.k12.ca.us
Murrieta Chamber of Commerce
www.murrietachamber.org
Nationwide School Rating Site
www.greatschools.net Pechanga Casino, Hotel, Spa, Golf & Entertainment
www.pechanga.com Local Wineries
www.temeculawines.com Wine Country Overview
socalwinecountryplan.org
Additional Community Information and
Helpful Links can be found online @
www.LivingTemeculaValley.com
Communities Include Temecula, Murrieta,
Wildomar, Winchester,
Menifee Lake Elsinore
Hemet
Preparing to Make Your Offer
There are lots of opinions but only one set of facts. Once a home
or property meets your requirements and you’re ready to make your offer, we’ll pull the latest sales data on comparable properties to determine a market value range. We’ll review the facts together but only you can decide what your offer and terms will be.
Some of the data we’ll provide: 1. Similar Homes Recently Sold
Tells us what buyers are willing to pay for this kind of home, in this area, at this time.
2. Similar Homes Under Contract
Tells us what property type and pricing combination triggered a mutually agreed upon contract to purchase.
3. Similar Homes Now For Sale
Tells us about the competition. We will have likely seen these homes together and it gives us something to measure against in terms of quality and desirability.
Loan Pre-Approval Letter Please request that it be as detailed as possible, preferably with type of loan, max purchase price, down payment, max interest rate, fico scores and the fact that the lender has run credit and verified assets.
Deposit Check Please make sure you have your checkbook! You will need a good faith deposit for at least 1% of the offer price (customary in our market). The check will be held by us until the offer is accepted and then turned over to the escrow company to cash and become part of your down payment or closing costs.
Proof of Funds Please make sure that you have a current bank statement or statements that show a balance of liquid funds that cover your down payment and closing costs. A rough closing cost estimate should have been provided by your lender in writing at the time of pre-approval. We will make a copy and then black out your account numbers.
A detailed and complete offer package submitted to the Listing Agent and
Seller are crucial to getting your offer looked at and considered seriously.
These items are your part. We’ll take care of the rest!
Why Do You Need a Realtor?
And the First Step in the Process
It’s unfortunate that Buyers still try to go it alone on their home buying journey. They don’t realize that at some point a relationship is going to be made with an agent and in some cases it will be completely unintentional. Here are some quick facts to help:
As your agent, we will be your agent and work 100% in your corner throughout the entire transaction. You need what we have to offer…access to every home you want to see, information to make an educated offer and quality follow through from the professional packaging of your offer to guiding you through the inspection and escrow process to the final delivery of keys on a successful closing.
You don’t pay us, the Seller does. We work completely for free until the transaction closes and then we collect a portion of the Seller’s proceeds as our fee. This fee is pre-determined and set by the Seller when the home comes on the market and is not a part of negotiations.
You need to choose us before another agent chooses you. If you are not represented…the agent you randomly call to have a house opened for you or if you walk into the open house of your dreams…you just picked the agent that happens to be there for better or worse.
The buying process can’t start until you have provided all of your financial documentation to a lender, ran credit and received Pre-Approval status. This can take from 24 hours to a week depending on the lender and circumstances.
Offers require financing information to be disclosed to the Seller and will impact their response to your offer.
There are many ways to finance a home. A good lender will take you through your options and help you decide what route will benefit your needs. Calling around and asking what a lender’s interest rate is - just doesn’t get the job done anymore.
The type of financing you choose or qualify for will impact what homes may be available to you. Certain types of financing will not work on every property and we need to prepare accordingly on our end.
We are happy to provide a list of local, reputable, direct lenders that will prepare you accurately for the home buying process. They will provide what we need to ensure that any offer we prepare is regarded seriously. Your private financial information is not released to us, nor do we benefit financially if you use one of the lenders we refer. We are also happy to work with any lender of your choosing.
*We strongly recommend that you start with our professional referrals or referrals from trusted family and friends. Be very cautious of making random internet inquiries about financing.
Get Your Own Agent Get Pre-Approved
EXPERIENCE MATTERS WE HAVE BEEN CONNECTING QUALIFIED BUYERS AND SELLERS
IN THE TEMECULA VALLEY SINCE 1998…
CUSTOM HOMES VACANT LAND RESIDENTIAL COMMUNITIES CONDOS INVESTMENT PROPERTIES 1031 EXCHANGES RENTALS BANK OWNED PROPERTIES SHORT SALES PROBATE SALES
EXPERIENCE & EDUCATION
THE MARKET KEEPS CHANGING CONTINUING EDUCATION IS A PRIORITY
California BRE Lic # 01240571 & 01235358
We Take This Job Seriously When You are Our Client Buying a Home
This is just some of what we do:
Provide Information
Provide Access to Homes
Share Sales and Tax Data
Drive You Around
Write Contracts
Negotiate Terms
Share Knowledge
Explain
Assist with Finding Acceptable Financing
Work with Your Lender of Choice
Present Offers in Professional Manner to Obtain a Response
Refer You to Capable Professionals as Needed along the way
Coordinate Inspections
Negotiate Repairs
Coordinate with Escrow & Title Company
Provide Timely Communication
Maintain Timelines
Detail the Transaction with Required Documentation
Keep a Detailed Conversation Log
Arrange the Final Walk Thru
Provide You the Keys after Closing
Provide You with a Full Copy of Your Transaction
Would You Really Give this Job
to Just Anyone?
“I wanted someone with the appropriate level of experience and expertise to get me to the finish line. With fourteen years of experience in the industry, I feel I know a quality agent when I meet one and April and Gary exceeded my expectations. They are extremely honest, hard working and well experienced. They definitely earned my respect! “ ~MICHELE
“Since 1998, Gary and April have been our agents in the sale or purchase in a total of 6 transactions and we feel extremely fortunate to have had them on our side. From a professional standpoint they make a very formidable real estate team that provides you two qualified agents for the price of one. Each of them knows their strengths and uses them to your advantage. We are extremely happy and content in the knowledge that we made the right choice!” ~STEVE AND KATHY
“We wanted to let you know how much we appreciated having you sell our house in Temecula. We were pleased with all aspects of your services, from listing, to offers, to close of escrow. Your professionalism certainly eased the stress of selling. Wayne and I made a superb choice in selecting such dependable realtors. It was a pleasure to work with you and wish you the best in the future. The profession needs more people like you.” ~SUSAN AND WAYNE
GARY & APRIL GREER
Full Time Real Estate Professionals Husband & Wife Team
HONEST, RELIABLE, DEDICATED Temecula Valley Realtors Since 1998
24+ Year Temecula Residents
Community Food Drive Sponsors for Local Pantries PTSA Supporters
Easter Seal Supporters World Vision, Samaritan’s Purse & Operation Christmas Child Supporters
Members of the Active Rain Real Estate Professionals Network Licensed by the California Bureau of Real Estate
Members of the California Association of Realtors (CAR) Members of the National Association of Realtors (NAR) Members of Southwest County Association of Realtors
Members of California Regional Multiple Listing Service Certified Distressed Property Designation (CDPE)
CAL BRE # 01240571 & # 01235358
Partnering with Century 21 “the most recognized name in Real Estate