buy gold tomorrow at yesterdays prices
DESCRIPTION
Want to save money and get more Gold, Diamonds, and Sliver. This is a plan was made 12 years ago. We give you the average rate as CKC will protect you if the prices go up or down. View the presentation for more detail. Do send me a message if you have any questions or want to enroll today.TRANSCRIPT
Fulfilling Aspirations
Fulfilling Joy
Understanding Stories
Fulfilling Desires
Understanding emotions
Fulfilling Dreams
Did You Know ?
Gold Prices have risen by
a staggering 260% in
the last 5 years.
Consumers are today faced with a dilemma of rising gold, silver diamond & platinum prices. Taking the last 30 years of history, 20 years have given consumers a price rise of over 20% per annum. Only 10 years in the last 30 years has gold risen by less than 20% per annum.
Did You Know ?
Which means you will be able to buy only half the quantity of gold, silver, diamond and platinum in five years from now.
Start a New and a Rewarding Habit
Say ‘NO’ to Rising Gold prices
with “The Gold Standard 1869TM –
The Rate Protection Plan TM” (The
GSTD RPPTM)
Year Normal Price ( Rs )
2011 1,24,000/-
2010 83,000/-
2009 79,000/-
2008 66,000/-
2007 51,000/-
Presenting…
Gold, Silver ,Diamonds & Platinum Rate Protection Plan TM
Today with Gold Prices going so high the average consumer finds it difficult to buy jewellery at one go.
The Gold Standard 1869,TM
The Rate Protection Plan TM now allows jewellery
consumers to protect
themselves from rising gold,
silver, diamond & platinum
rates.
The central theme of the
programme is that consumers
get "averaged" gold, silver,
diamond & platinum as the
consumer pays their
instalments.
There are two kinds of
consumers
– a person in the
financial market
– a person who
wishes to
accumulate jewellery
C. Krishniah Chetty & Sons brings a plan to a Jewellery lover with the added benefits of appreciation
C. Krishniah Chetty & Sons Ethos
"We are committed to exceed the highest expectations of
every client, in a warm relationship that can span
generations, maintaining our rich tradition, we continue to
strive, to further the quality of craftsmanship, the quality
of service and the quality of metals and gemstones and
ensure that the value derived by each customer is to the
maximum, keeping the value systems and ethics of the
old world, in order to achieve a legendary status, with
contributions to the society and by making clients feel like
they own C. Krishniah Chetty & Sons"
We have several programmes including
– Loyalty Reward Programme – List Of Stars TM
– Customer Orders & Designing
– Over 20 different collections
– Royal Crest Customer Service
– And more…
C. Krishniah Chetty & Sons, the
140 year old leader in Heritage
Jewellery has now announced
the first "Rate Protection
PlanTM" of the country. Earlier
available only to their private
clients, the company now opens
their 11-year old secret to all
members of the public.
No. of Months
Monthly Instalments
(Rs.)
Qty. Under GSTD RPP TM (gms.)
Qty. Under Conventional
Savings Plan at Current Rates (gms.)
Gain %
12 5,000 31.820 gm 27.760 gm 14.60 %
18 5,000 50.600 gm 41.650 gm 21.51 %
24 5,000 70.460 gm 55.530 gm 26.89 %
36 5,000 117.510 gm 83.290 gm 41.08 %
48 5,000 177.060gm 111.060gm 59.43 %
60 5,000 246.000 gm 138.820 gm 77.21 %
% of Gain in Quantity of Gold Jewellery purchased over 12 - 60 month period
Indicative onlyEvery 5 years accumulate far greater quantities of Gold, Silver, Diamond & Platinum under the GSTD - The Rate Protection PlanTM. DISCLAIMER: Based on past data. Past performance may or may not be sustained in the future.
To illustrate the quantum of benefits a consumer is likely to derive in
the “The GSTD- The Rate Protection PlanTM" vs other
conventional “Jewellery Savings Plans" a consumer receives greater
amount of jewellery as follows:
Rs. 5000/- contributed for say 36 months (duration may be from 12 to
60 months at the option of the client with extension possibilities
anytime before last instalment is paid) would typically get jewellery
worth 83.290 gms. of 22Kt gold in conventional plans by most
jewellers; whereas in the "Averaged The GSTD- The Rate Protection
PlanTM" the same consumer would typically get 117.510 gms. or
41.08% more jewellery.
If the consumer were to purchase jewellery under conventional plans
they pay "current" rates thus negating the benefits they received in "
making charges discounts" or "last month free instalments" by the
inflation of gold/ silver/ diamond /platinum during the period.
Put away from Rs. 250/-
to Rs.1,00,000/- or more
per month as instalments.
( PAN Card required for
over Rs.5 lakhs
transactions.)
• Save continuously from 12 to 60 months for your loved ones
• Get automatic rate protection for your gold, silver ,diamonds & platinum
Choose the lower:
either the
averaged rate or
the current
prevailing rate on
Maturity
If you have additional
cash flow pay higher
instalments whenever you
wish, or when rates dip.
Open multiple plans
for different
members of the
family with different
tenures to help
timely maturity as
your children grow
Payment Frequency
• Monthly
• Quarterly
• Half- yearly
• Yearly or even…
• One-time
Incredible savings over longer periods
• Post – Dated Cheque
• Cash
• Credit Card
• Bank Transfer
• Online
• The “The GSTD – The Rate Protection PlanTM" promises to redefine the manner in which jewellery shopping will be done in future.
• The company has copyrighted the plan thereby making it exclusive to C.Krishniah Chetty & Sons.
• The Essence of the Gold
Standard, first introduced in 1820 by Great Britain, is maintenance of equality between the value of domestic currency unit and a stipulated amount of gold. Under this standard it was possible for the common man to exchange paper currency for gold through Central Banks in Major countries.
• Payments are accepted by Cash, Cheque, DD, Bank Transfers, and soon Online too.
• This is not a Mutual Fund or ETF and hence there are no management fees or entry/ exit loads and no hidden charges.
• The company has had this in
operation for over 11 years and is the first-of-its-kind in the country even today.
• All that the consumer pays is other gems, labour, taxes etc.
• All jewellery is sold under the plan or in their showrooms at the same prices.
Comparative Analysis
Features CKC The GSTD 1869, RPP TM
Bhima Malabar Kalyan Tanishq -1 Tanishq - 2
Average Rate or Current Rate
GSTD Rate Current Rate Plan Rate Current Rate
Current Rate Plan Rate
Duration 12 - 60 months 12- 18 months 18-36 months
12-24 months
12 months Minimum 3 years
Benefit Quantum Market dependent "Avg" Rate +3 % or benefit of 12% on “Current Prevailing
Rate‘’ option
8 % to 12% on Gold,16% on Diamond at
Current Rate
6% Accumulated
Bonus in rupees, not in weight
8 % to 12 % on Current
Rate
8 % to 10 % on Current
Rate
Market Dependent "Avg" Rate . No
option for "Current Prevailing Rate "
Minimum amount of Instalment
Rs. 250/- Rs. 500/- Rs. 1,000/-
Rs. 500/- Rs. 200/- Rs. 500/- Rs 1,000/-
Maximum amount of Instalment
No upper limit No upper limit No Upper limit
No Upper limit
No upper limit
No upper limit
Option to pay higher amounts in any installments
Yes No No No Yes Yes
Features CKC The GSTD 1869, RPPTM
Bhima Malabar Kalyan Tanishq -1
Tanishq - 2
Plan Extension Option
Yes No No No No Yes
Missed Instalment
Impact
Maturity date remains unchanged. GSTD 'Average' Rate will apply for “on-time’’ payment. No benefit on “Current
Prevailing Rate’’ option .
Maturity date gets extended
Bonus lost for
number of days not paid in a month
Maturity date gets extended
Maturity date gets extended
Maturity date gets extended
Fixed amount or amount of your
choice per instalment
Your choice of amount
Fixed Fixed Your choise of amount
Fixed Your choice of amount.
Ineligible products
Coins & Bullion Gold coins & Bullion
Coins, Bullion,
Diamond &
Platinum
All products
are eligible
Coins, Bullion & Solitaire
Coins , Bullion & Solitaire
Grace Period for payments
7 days 3 days 3 days 2 months 3 days 3 days
Inter-showroom transfers or use
Yes Yes No Yes 3 - 15 days from
prior request date
Not Allowed
Number of years in
operation
11 Years 3 Years 3 Years 1 Year 5 Years 3 Months
If rates comes down, switch to
lower rates option
Yes No No No No No
Payment option - Monthly /
Quarterly /Half-yearly / Yearly or One-time
All Monthly Monthly 3 months
PDC
Monthly Monthly
Rate Protection for Gold, Silver,
Diamond & Platinum
Gold, Silver, Diamond & Platinum
Gold only Gold only Gold only
Gold only Gold & Diamonds
only
Payment Option- Cash / Credit Card / Post-Dated
Cheque / Online
Yes for all Cash only Cash and cheque only
Online not
available
Online not available
Online not available .PDC not
accepted
Features CKC The GSTD 1869, RPP TM
Bhima Malabar Kalyan Tanishq -1
Tanishq - 2
Pre-mature closure penalty
No penalty No penalty No penalty No penalty No penalty 10 % deduction in value
Other Additions Benefit
Available from time to time . Rs 5000/- discount voucher
for "on time" payments on maturity
(useable from next working day )
Nil Nil Nil
Can be clubed with prevailing
promotions
Can be clubed with prevailing
promotions
Prizes / Draws Nil Lucky price Rs. 2000/-
Nil Nil Nil Nil
Loyalty Programme
Yes No Yes Yes Yes Yes
Changes will be Prospective
Yes - - - - -
Payment allowed before due date
Yes.Rate Protection + any additional benefits will be
given for GSTD rate plan (not for
prevaling rate option)
No No No No Yes
Multiple product purchase possible
Yes . One best option for client automatically
selected by system
No No No No No
Features CKC GSTD 1869 RPP TM
Bhima Malabar Kalyan Tanishq -1 Tanishq – 2
Differences between Old GSTD Savings Plan vs. New and Improved GSTD RPP TM- A ready comparison for clients and sales teams
Old: introduced: 1999
New: version: 2011
Old: average rate plan
New: average rate plan
Old: name: The Gold Standard 1869 - Savings Plan
New: name: The Gold Standard 1869 TM - The Rate Protection Plan TM
(registered trademarked)
Old: Essence of the programme: Averaged rates
New: Essence of the programme: Averaged rates
Differences between Old GSTD Savings Plan vs. New and Improved GSTD RPP TM- A ready comparison for clients and sales teams
Old: quantum of additional benefit (BEYOND averaged rates) on average
rate (average rate option) or on prevailing rate (cash benefit option) - as
decided by management from time to time.
New: quantum of additional benefit (BEYOND averaged rates) on average
rate (average rate option) or on prevailing rate (cash benefit option) - as
decided by management from time to time
Old: average rate or prevailing rate on maturity whichever is lower
New: average rate or prevailing rate on maturity whichever is lower
Old: gold/diamond or silver (two separate plans - not interchangeable)
New: gold, silver, diamond or platinum (one plan, option open to client to
decide at maturity - interchangeable)
Differences between Old GSTD Savings Plan vs. New and Improved GSTD RPP - A ready comparison for clients and sales
teamsOld: Max Rs.5000/- per month
New: No upper limit
Old: Fixed instalment amounts
New: Flexible instalment amounts
Old: Max 18 months
New: Max 60 months
Old: Monthly only
New: Monthly/ quarterly/ half -yearly/ yearly/ one-time.
Old: Additional benefit quantum 10% on average rate option
(For maturity till Saturday 4pm 20th Aug 2011).
New: Additional benefit quantum 3% on average rate option (from Saturday 4pm
20th Aug 2011).
(Change will apply to all existing accounts as well)
Differences between Old GSTD Savings Plan vs. New and Improved GSTD RPP TM - A ready comparison for clients and
sales teams
Old: Benefit quantum 10% on prevailing rate (cash benefit option). Principle for
the additional benefit rate for cash benefit option will be not lower than 3.00% of
the State Bank of India Base Rate
New: Benefit quantum 12% on prevailing rate (cash benefit option). Principle for
the additional benefit rate for cash benefit option will be not lower than 3.00% of
the State Bank of India Base Rate. Any change will apply to all current and new
accounts automatically prospectively
Old: Not advertised. For private clients only
New: Advertised. Open to public
Old: Rates applied on date of payment
New: For all current payments rates applied on date of payment. For all PDCs
rates applied as on instalment due date (even if cheque date is earlier or later
than due date. But if payment is made within 7 days grace days)
Special Note : During migration from old to new version some delays have occurred
in updation from old Integrated Information System (IIS) to new and
improved vVision of some Post-Dated Cheques only (specially during
the months of Sep/ Oct/ Nov/Dec 2010 and Jan/ Feb/Mar 2011). Most
updations have been corrected since.
In keeping with our Ethos, we have considered ALL delays, whether
delayed by clients or by CKC, as ON-TIME payments till Aug 2011.
thereby ensuring all clients have absolutely no losses on delayed
payments (whether paid by PDC, or Current Cheques or cash or credit
card or any mode!!!
However any delays after Sep 2011 will be attracting loss of benefits.
As a special benefit, CKC also issued Gift Vouchers, for excessively
delayed payments which are valid.
• PS: "Additional benefit" BEYOND the average rate advantage is at
the discretion of the management of CKC issued from time to time,
including but not limited to, discount vouchers, special offers,
additional benefits on averaged rate weights, additional benefits
rate on cash benefit option, special previews for GSTD only clients
etc., and are subject to change without prior notice.
• Clients may complete their shopping and receive the gift vouchers
(if any errors are found after internal audit) for later new transaction
or wait for the gift vouchers and use in same transaction, as they
please, at their option. Time for reverting: minimum 5 days.
• All Old clients (existing accounts) are automatically moved to this
new and improved version with all the new features available to
clients immediately.
Contd..
• No Management Fees• No Entry/Exit loads• Not a Mutual Fund / ETF• No Hidden Charges• Proven – in operation
for over 10 years
GSTD RPPTM : Recorded Info Line – 080 4000 1666
Help Desk – 080 4000 1559/1597
Application Forms available at all our Showrooms or www.ckcsons.com or
www.gstd.ckcsons.com
Thank You.
To know more about the working of the plan,
request you to please refer to the slides that
follow.
Work Sheet | Gold , Silver and Diamond |
Working sheets of past data : GOLD ( 12 months)
Inst No. Month Instalment Amt Monthly Average Rate Qty in gms
1 Jul-10 5000 1703 2.94
2 Aug-10 5000 1722 2.90
3 Sep-10 5000 1780 2.81
4 Oct-10 5000 1819 2.75
5 Nov-10 5000 1883 2.66
6 Dec-10 5000 1916 2.61
7 Jan-11 5000 1883 2.66
8 Feb-11 5000 1901 2.63
9 Mar-11 5000 1950 2.56
10 Apr-11 5000 2005 2.49
11 May-11 5000 2076 2.41
12 Jun-11 5000 2080 2.40
Total 60000 31.82
22 Kt Gold Rate as on 30th July, 2011 2161.09 Rs./p gm
GSTD Gold Weight Benefit if settled on 30th July, 2011 for total amount of Rs. 60000 31.82 Gms
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 60000 = 60000/2161.09 27.76 Gms
Difference of Weight 4.05 Gms
Total Benefit 14.60%
Working sheets of past data : GOLD ( 18 months)
Inst No. Month Instalment Amt Monthly Average Rate Qty in gms
1 Jan-10 5000 1557 3.21
2 Feb-10 5000 1538 3.25
3 Mar-10 5000 1547 3.23
4 Apr-10 5000 1551 3.22
5 May-10 5000 1669 3.00
6 Jun-10 5000 1740 2.87
7 Jul-10 5000 1703 2.94
8 Aug-10 5000 1722 2.90
9 Sep-10 5000 1780 2.81
10 Oct-10 5000 1819 2.75
11 Nov-10 5000 1883 2.66
12 Dec-10 5000 1916 2.61
13 Jan-11 5000 1883 2.66
14 Feb-11 5000 1901 2.63
15 Mar-11 5000 1950 2.56
16 Apr-11 5000 2005 2.49
17 May-11 5000 2076 2.41
18 Jun-11 5000 2080 2.40
Total 90000 50.60
22 Kt Gold Rate as on 30th July, 2011 2161.09 Rs./p gm
GSTD Gold Weight Benefit if settled on 30th July, 2011 for total amount of Rs.90000 50.60 Gms
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 90000 = 90000/2161.09 41.65 Gms
Difference of Weight 8.96 Gms
Total Benefit 21.51%
Working sheets of past data : GOLD ( 24 months)
Inst No. Month Instalment Amt Monthly Average Rate Qty in gms
1 Jul-09 5000 1408 3.55
2 Aug-09 5000 1429 3.50
3 Sep-09 5000 1500 3.33
4 Oct-09 5000 1516 3.30
5 Nov-09 5000 1623 3.08
6 Dec-09 5000 1619 3.09
7 Jan-10 5000 1557 3.21
8 Feb-10 5000 1538 3.25
9 Mar-10 5000 1547 3.23
10 Apr-10 5000 1551 3.22
11 May-10 5000 1669 3.00
12 Jun-10 5000 1740 2.87
13 Jul-10 5000 1703 2.94
14 Aug-10 5000 1722 2.90
15 Sep-10 5000 1780 2.81
16 Oct-10 5000 1819 2.75
17 Nov-10 5000 1883 2.66
18 Dec-10 5000 1916 2.61
19 Jan-11 5000 1883 2.66
20 Feb-11 5000 1901 2.63
21 Mar-11 5000 1950 2.56
22 Apr-11 5000 2005 2.49
23 May-11 5000 2076 2.41
24 Jun-11 5000 2080 2.40
Total 120000 70.46
22 Kt Gold Rate as on 30th July, 2011 2161.09 Rs./p gm
GSTD Gold Weight Benefit if settled on 30th July, 2011 for total amount of Rs.120000 70.46 Gms
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 120000 = 120000/2161.09 55.53 Gms
Difference of Weight 14.93 Gms
Total Benefit 26.89%
Working sheets of past data : GOLD ( 36 months)
Inst No. MonthInstalment
AmtMonthly Average
Rate Qty in gms1 Jul-08 5000 1231 4.062 Aug-08 5000 1118 4.473 Sep-08 5000 1151 4.344 Oct-08 5000 1215 4.125 Nov-08 5000 1153 4.346 Dec-08 5000 1220 4.107 Jan-09 5000 1283 3.908 Feb-09 5000 1408 3.559 Mar-09 5000 1460 3.42
10 Apr-09 5000 1391 3.5911 May-09 5000 1397 3.5812 Jun-09 5000 1398 3.5813 Jul-09 5000 1408 3.5514 Aug-09 5000 1429 3.5015 Sep-09 5000 1500 3.3316 Oct-09 5000 1516 3.3017 Nov-09 5000 1623 3.0818 Dec-09 5000 1619 3.0919 Jan-10 5000 1557 3.2120 Feb-10 5000 1538 3.2521 Mar-10 5000 1547 3.2322 Apr-10 5000 1551 3.2223 May-10 5000 1669 3.0024 Jun-10 5000 1740 2.8725 Jul-10 5000 1703 2.9426 Aug-10 5000 1722 2.9027 Sep-10 5000 1780 2.8128 Oct-10 5000 1819 2.7529 Nov-10 5000 1883 2.6630 Dec-10 5000 1916 2.6131 Jan-11 5000 1883 2.6632 Feb-11 5000 1901 2.6333 Mar-11 5000 1950 2.5634 Apr-11 5000 2005 2.4935 May-11 5000 2076 2.4136 Jun-11 5000 2080 2.40
Total 180000 117.51
22 Kt Gold Rate as on 30th July, 2011 2161.09Rs./p gmGSTD Gold Weight Benefit if settled on 30th July, 2011 for total amount of Rs.180000 117.51GmsWalk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 180000 = 180000/2161.09 83.29Gms
Difference of Weight 34.22Gms Total Benefit 41.08%
Working sheets of past data : GOLD ( 48 months)
Inst No. Month Instalment AmtMonthly
Average Rate Qty in gms
1 Jul-07 5000 833 6.00
2 Aug-07 5000 841 5.94
3 Sep-07 5000 886 5.64
4 Oct-07 5000 924 5.41
5 Nov-07 5000 987 5.07
6 Dec-07 5000 980 5.10
7 Jan-08 5000 1071 4.67
8 Feb-08 5000 1124 4.45
9 Mar-08 5000 1203 4.16
10 Apr-08 5000 1124 4.45
11 May-08 5000 1144 4.37
12 Jun-08 5000 1164 4.30
13 Jul-08 5000 1231 4.06
14 Aug-08 5000 1118 4.47
15 Sep-08 5000 1151 4.34
16 Oct-08 5000 1215 4.12
17 Nov-08 5000 1153 4.34
18 Dec-08 5000 1220 4.10
19 Jan-09 5000 1283 3.90
20 Feb-09 5000 1408 3.55
21 Mar-09 5000 1460 3.42
22 Apr-09 5000 1391 3.59
23 May-09 5000 1397 3.58
24 Jun-09 5000 1398 3.58
25 Jul-09 5000 1408 3.55
26 Aug-09 5000 1429 3.50
27 Sep-09 5000 1500 3.33
28 Oct-09 5000 1516 3.30
29 Nov-09 5000 1623 3.08
30 Dec-09 5000 1619 3.09
31 Jan-10 5000 1557 3.21
32 Feb-10 5000 1538 3.25
33 Mar-10 5000 1547 3.23
34 Apr-10 5000 1551 3.22
35 May-10 5000 1669 3.00
36 Jun-10 5000 1740 2.87
37 Jul-10 5000 1703 2.94
38 Aug-10 5000 1722 2.90
39 Sep-10 5000 1780 2.81
40 Oct-10 5000 1819 2.75
41 Nov-10 5000 1883 2.66
42 Dec-10 5000 1916 2.61
43 Jan-11 5000 1883 2.66
44 Feb-11 5000 1901 2.63
45 Mar-11 5000 1950 2.56
46 Apr-11 5000 2005 2.49
47 May-11 5000 2076 2.41
48 Jun-11 5000 2080 2.40
Total 240000 177.06
22 Kt Gold Rate as on 30th July, 2011 2161.09 Rs./p gm
GSTD Gold Weight Benefit if settled on 30th July, 2011 for total amount of Rs.240000 177.06 Gms
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 240000 = 240000/2161.09 111.06 Gms
Difference of Weight 66.00 Gms
Total Benefit 59.43%
Working sheets of past data : GOLD ( 60 months)
Inst No. Month Instalment AmtMonthly Average
Rate Qty in gms
1 Jul-06 5000 909 5.50
2 Aug-06 5000 907 5.51
3 Sep-06 5000 859 5.82
4 Oct-06 5000 824 6.07
5 Nov-06 5000 867 5.77
6 Dec-06 5000 866 5.78
7 Jan-07 5000 859 5.82
8 Feb-07 5000 904 5.53
9 Mar-07 5000 891 5.61
10 Apr-07 5000 891 5.61
11 May-07 5000 848 5.89
12 Jun-07 5000 830 6.03
13 Jul-07 5000 833 6.00
14 Aug-07 5000 841 5.94
15 Sep-07 5000 886 5.64
16 Oct-07 5000 924 5.41
17 Nov-07 5000 987 5.07
18 Dec-07 5000 980 5.10
19 Jan-08 5000 1071 4.67
20 Feb-08 5000 1124 4.45
21 Mar-08 5000 1203 4.16
22 Apr-08 5000 1124 4.45
23 May-08 5000 1144 4.37
24 Jun-08 5000 1164 4.30
25 Jul-08 5000 1231 4.06
26 Aug-08 5000 1118 4.47
27 Sep-08 5000 1151 4.34
28 Oct-08 5000 1215 4.12
29 Nov-08 5000 1153 4.34
30 Dec-08 5000 1220 4.10
31 Jan-09 5000 1283 3.90
32 Feb-09 5000 1408 3.55
33 Mar-09 5000 1460 3.42
34 Apr-09 5000 1391 3.59
35 May-09 5000 1397 3.58
Inst No. MonthInstallment
AmtMonthly
Average RateQty in gms
36 Jun-09 5000 1398 3.58
37 Jul-09 5000 1408 3.55
38 Aug-09 5000 1429 3.50
39 Sep-09 5000 1500 3.33
40 Oct-09 5000 1516 3.30
41 Nov-09 5000 1623 3.08
42 Dec-09 5000 1619 3.09
43 Jan-10 5000 1557 3.21
44 Feb-10 5000 1538 3.25
45 Mar-10 5000 1547 3.23
46 Apr-10 5000 1551 3.22
47 May-10 5000 1669 3.00
48 Jun-10 5000 1740 2.87
49 Jul-10 5000 1703 2.94
50 Aug-10 5000 1722 2.90
51 Sep-10 5000 1780 2.81
52 Oct-10 5000 1819 2.75
53 Nov-10 5000 1883 2.66
54 Dec-10 5000 1916 2.61
55 Jan-11 5000 1883 2.66
56 Feb-11 5000 1901 2.63
57 Mar-11 5000 1950 2.56
58 Apr-11 5000 2005 2.49
59 May-11 5000 2076 2.41
60 Jun-11 5000 2080 2.40
Total 300000 246.00
22 Kt Gold Rate as on 30th July, 2011 2161.09 Rs./p gm
GSTD Gold Weight Benefit if settled on 30th July, 2011 for total amount of Rs.300000 246.00 Gms
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 300000 = 300000/2161.09 138.82 Gms
Difference of Weight 107.18 Gms
Total Benefit 77.21%
Inst No. Month Principal AmtMonthly Average
Rate Qty in gms
1 Jul-10 5000 31.02 161.20
2 Aug-10 5000 31.45 158.97
3 Sep-10 5000 34.03 146.91
4 Oct-10 5000 37.43 133.58
5 Nov-10 5000 43.14 115.90
6 Dec-10 5000 47.28 105.76
7 Jan-11 5000 49.77 100.46
8 Feb-11 5000 46.41 107.74
9 Mar-11 5000 53.77 92.99
10 Apr-11 5000 59.89 83.49
11 May-11 5000 76.16 65.65
12 Jun-11 5000 61.21 81.69
Total 60000 1354.32
925 Silver Rate as on 30th July, 2011 62.47
GSTD Silver Weight Benefit if settled on 30th July, 2011 for total amount of Rs. 60000 1354.32
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 60000 = 60000/62.47 960.46
Difference of Weight 393.86
Total Benefit 41.01
Working sheets of past data : SILVER ( 12 months)
Inst No. Month Principal Amt Monthly Average Rate Qty in gms
1 Jan-10 5000 29.37 170.24
2 Feb-10 5000 26.73 187.02
3 Mar-10 5000 28.40 176.03
4 Apr-10 5000 29.39 170.12
5 May-10 5000 30.76 162.57
6 Jun-10 5000 31.23 160.08
7 Jul-10 5000 31.02 161.20
8 Aug-10 5000 31.45 158.97
9 Sep-10 5000 34.03 146.91
10 Oct-10 5000 37.43 133.58
11 Nov-10 5000 43.14 115.90
12 Dec-10 5000 47.28 105.76
13 Jan-11 5000 49.77 100.46
14 Feb-11 5000 46.41 107.74
15 Mar-11 5000 53.77 92.99
16 Apr-11 5000 59.89 83.49
17 May-11 5000 76.16 65.65
18 Jun-11 5000 61.21 81.69
Total 90000 2380.39
925 Silver Rate as on 30th July, 2011 62.47
GSTD Silver Weight Benefit if settled on 30th July, 2011 for total amount of Rs.90000 2380.39
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 90000 = 90000/62.47 1440.69
Difference of Weight 939.70
Total Benefit 65.23
Working sheets of past data : SILVER ( 18 months)
Inst No. Month Principal Amt Monthly Average Rate Qty in gms
1 Jul-09 5000 23.98 208.55
2 Aug-09 5000 25.16 198.74
3 Sep-09 5000 28.35 176.39
4 Oct-09 5000 29.29 170.69
5 Nov-09 5000 30.14 165.91
6 Dec-09 5000 30.30 165.01
7 Jan-10 5000 29.37 170.24
8 Feb-10 5000 26.73 187.02
9 Mar-10 5000 28.40 176.03
10 Apr-10 5000 29.39 170.12
11 May-10 5000 30.76 162.57
12 Jun-10 5000 31.23 160.08
13 Jul-10 5000 31.02 161.20
14 Aug-10 5000 31.45 158.97
15 Sep-10 5000 34.03 146.91
16 Oct-10 5000 37.43 133.58
17 Nov-10 5000 43.14 115.90
18 Dec-10 5000 47.28 105.76
19 Jan-11 5000 49.77 100.46
20 Feb-11 5000 46.41 107.74
21 Mar-11 5000 53.77 92.99
22 Apr-11 5000 59.89 83.49
23 May-11 5000 76.16 65.65
24 Jun-11 5000 61.21 81.69
Total 120000 3465.69
925 Silver Rate as on 30th July, 2011 62.47
GSTD Silver Weight Benefit if settled on 30th July, 2011 for total amount of Rs. 120000 3465.69
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 120000 = 120000/62.47 1920.92
Difference of Weight 1544.76
Total Benefit 80.42
Working sheets of past data : SILVER ( 24 months)
Inst No. Month Principal Amt Monthly Average Rate Qty in gms1 Jul-08 5000 26.94 185.612 Aug-08 5000 23.81 210.043 Sep-08 5000 21.53 232.254 Oct-08 5000 20.62 242.525 Nov-08 5000 18.83 265.506 Dec-08 5000 18.88 264.817 Jan-09 5000 20.44 244.588 Feb-09 5000 23.44 213.289 Mar-09 5000 24.10 207.44
10 Apr-09 5000 23.26 214.9711 May-09 5000 24.47 204.3712 Jun-09 5000 25.03 199.7913 Jul-09 5000 23.98 208.5514 Aug-09 5000 25.16 198.7415 Sep-09 5000 28.35 176.3916 Oct-09 5000 29.29 170.6917 Nov-09 5000 30.14 165.9118 Dec-09 5000 30.30 165.0119 Jan-10 5000 29.37 170.2420 Feb-10 5000 26.73 187.0221 Mar-10 5000 28.40 176.0322 Apr-10 5000 29.39 170.1223 May-10 5000 30.76 162.5724 Jun-10 5000 31.23 160.0825 Jul-10 5000 31.02 161.2026 Aug-10 5000 31.45 158.9727 Sep-10 5000 34.03 146.9128 Oct-10 5000 37.43 133.5829 Nov-10 5000 43.14 115.9030 Dec-10 5000 47.28 105.7631 Jan-11 5000 49.77 100.4632 Feb-11 5000 46.41 107.7433 Mar-11 5000 53.77 92.9934 Apr-11 5000 59.89 83.4935 May-11 5000 76.16 65.6536 Jun-11 5000 61.21 81.69
Total 180000 6150.85
925 Silver Rate as on 30th July, 2011 62.47
GSTD Silver Weight Benefit if settled on 30th July, 2011 for total amount of Rs. 180000 6150.85
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 180000 = 180000/62.47 2881.38Difference of Weight 3269.46
Total Benefit 113.47
Working sheets of past data : SILVER ( 36 months)
Working sheets of past data : SILVER ( 48 months)
Inst No. Month Instalment AmtMonthly Average
Rate Qty in gms
1 Jul-07 5000 19.04 262.67
2 Aug-07 5000 18.66 267.90
3 Sep-07 5000 18.88 264.82
4 Oct-07 5000 19.72 253.60
5 Nov-07 5000 20.98 238.28
6 Dec-07 5000 20.36 245.53
7 Jan-08 5000 21.72 230.25
8 Feb-08 5000 23.26 214.98
9 Mar-08 5000 26.09 191.67
10 Apr-08 5000 25.11 199.15
11 May-08 5000 25.46 196.35
12 Jun-08 5000 25.82 193.64
13 Jul-08 5000 26.94 185.61
14 Aug-08 5000 23.81 210.04
15 Sep-08 5000 21.53 232.25
16 Oct-08 5000 20.62 242.52
17 Nov-08 5000 18.83 265.50
18 Dec-08 5000 18.88 264.81
19 Jan-09 5000 20.44 244.58
20 Feb-09 5000 23.44 213.28
21 Mar-09 5000 24.10 207.44
22 Apr-09 5000 23.26 214.97
23 May-09 5000 24.47 204.37
24 Jun-09 5000 25.03 199.79
25 Jul-09 5000 23.98 208.55
26 Aug-09 5000 25.16 198.74
27 Sep-09 5000 28.35 176.39
28 Oct-09 5000 29.29 170.69
29 Nov-09 5000 30.14 165.91
30 Dec-09 5000 30.30 165.01
31 Jan-10 5000 29.37 170.24
32 Feb-10 5000 26.73 187.02
33 Mar-10 5000 28.40 176.03
34 Apr-10 5000 29.39 170.12
35 May-10 5000 30.76 162.57
36 Jun-10 5000 31.23 160.08
37 Jul-10 5000 31.02 161.20
38 Aug-10 5000 31.45 158.97
39 Sep-10 5000 34.03 146.91
40 Oct-10 5000 37.43 133.58
41 Nov-10 5000 43.14 115.90
42 Dec-10 5000 47.28 105.76
43 Jan-11 5000 46.88 106.66
44 Feb-11 5000 49.15 101.73
45 Mar-11 5000 57.25 87.34
46 Apr-11 5000 68.58 72.91
47 May-11 5000 62.69 79.76
48 Jun-11 5000 57.99 86.22
Total 240000 8912.29
925 Silver Rate as on 30th July, 2011 62.47 Rs./p gm
GSTD Silver Weight Benefit if settled on 30th July, 2011 for total amount of Rs.240000 8912.29 Gms
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 240000 = 240000/62.47 3841.84 Gms
Difference of Weight 5070.44 Gms
Total Benefit 131.98%
Inst No. Month Principal Amt Monthly Average Rate Qty in gms
1 Jul-06 5000 18.95 263.87
2 Aug-06 5000 20.27 246.69
3 Sep-06 5000 20.11 248.58
4 Oct-06 5000 19.36 258.28
5 Nov-06 5000 20.60 242.67
6 Dec-06 5000 21.12 236.71
7 Jan-07 5000 20.63 242.38
8 Feb-07 5000 21.58 231.64
9 Mar-07 5000 20.86 239.74
10 Apr-07 5000 20.97 238.42
11 May-07 5000 19.86 251.81
12 Jun-07 5000 19.56 255.68
13 Jul-07 5000 19.04 262.67
14 Aug-07 5000 18.66 267.90
15 Sep-07 5000 18.88 264.82
16 Oct-07 5000 19.72 253.60
17 Nov-07 5000 20.98 238.28
18 Dec-07 5000 20.36 245.53
19 Jan-08 5000 21.72 230.25
20 Feb-08 5000 23.26 214.98
21 Mar-08 5000 26.09 191.67
22 Apr-08 5000 25.11 199.15
23 May-08 5000 25.46 196.35
24 Jun-08 5000 25.82 193.64
25 Jul-08 5000 26.94 185.61
26 Aug-08 5000 23.81 210.04
27 Sep-08 5000 21.53 232.25
28 Oct-08 5000 20.62 242.52
29 Nov-08 5000 18.83 265.50
30 Dec-08 5000 18.88 264.81
31 Jan-09 5000 20.44 244.58 32 Feb-09 5000 23.44 213.28 33 Mar-09 5000 24.10 207.44 34 Apr-09 5000 23.26 214.97 35 May-09 5000 24.47 204.37 36 Jun-09 5000 25.03 199.79 37 Jul-09 5000 23.98 208.55 38 Aug-09 5000 25.16 198.74 39 Sep-09 5000 28.35 176.39 40 Oct-09 5000 29.29 170.69 41 Nov-09 5000 30.14 165.91 42 Dec-09 5000 30.30 165.01 43 Jan-10 5000 29.37 170.24 44 Feb-10 5000 26.73 187.02 45 Mar-10 5000 28.40 176.03 46 Apr-10 5000 29.39 170.12 47 May-10 5000 30.76 162.57 48 Jun-10 5000 31.23 160.08 49 Jul-10 5000 31.02 161.20 50 Aug-10 5000 31.45 158.97 51 Sep-10 5000 34.03 146.91 52 Oct-10 5000 37.43 133.58 53 Nov-10 5000 43.14 115.90 54 Dec-10 5000 47.28 105.76 55 Jan-11 5000 49.77 100.46 56 Feb-11 5000 46.41 107.74 57 Mar-11 5000 53.77 92.99 58 Apr-11 5000 59.89 83.49 59 May-11 5000 76.16 65.65 60 Jun-11 5000 61.21 81.69
Total 300000 11866.17
925 Silver Rate as on 30th July, 2011 62.47
GSTD Silver Weight Benefit if settled on 30th July, 2011 for total amount of Rs.300000 11866.17
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 300000 = 300000/62.47 4802.31
Difference of Weight 7063.86
Total Benefit 147.09
Working sheets of past data : SILVER ( 60 months)
Inst No. Month Principal AmtMonthly Average
Rate Qty in cts
1 Jul-10 5000 42500 0.12
2 Aug-10 5000 42500 0.12
3 Sep-10 5000 42500 0.12
4 Oct-10 5000 42500 0.12
5 Nov-10 5000 42500 0.12
6 Dec-10 5000 42500 0.12
7 Jan-11 5000 42500 0.12
8 Feb-11 5000 44930 0.11
9 Mar-11 5000 53393 0.09
10 Apr-11 5000 60179 0.08
11 May-11 5000 67250 0.07
12 Jun-11 5000 68929 0.07
Total 60000 1.26
Diamond Rate for "Dia weight range 0.01 - 0.068" as on 30th July, 2011 79000
GSTD Diamond Weight Benefit if settled on 30th July, 2011 for total amount of Rs. 60000 1.26
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 60000 = 60000/79000 0.76
Difference of Weight 0.50
Total Benefit 65.69
Working sheets of past data : DIAMONDS ( 12 months)
Inst No. Month Principal AmtMonthly Average
Rate Qty in gms
1 Jan-10 5000 42500 0.12 2 Feb-10 5000 42500 0.12
3 Mar-10 5000 42500 0.12 4 Apr-10 5000 42500 0.12
5 May-10 5000 42500 0.12 6 Jun-10 5000 42500 0.12
7 Jul-10 5000 42500 0.12 8 Aug-10 5000 42500 0.12
9 Sep-10 5000 42500 0.12 10 Oct-10 5000 42500 0.12
11 Nov-10 5000 42500 0.12
12 Dec-10 5000 42500 0.12 13 Jan-11 5000 42500 0.12
14 Feb-11 5000 44930 0.11 15 Mar-11 5000 53393 0.09
16 Apr-11 5000 60179 0.08 17 May-11 5000 67250 0.07
18 Jun-11 5000 68929 0.07
Total 90000 1.96
Diamond Rate for "Dia weight range 0.01 - 0.068" as on 30th July, 2011 79000
GSTD Diamond Weight Benefit if settled on 30th July, 2011 for total amount of Rs. 90000 1.96
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 90000 = 90000/79000 1.14
Difference of Weight 0.83
Total Benefit 72.42
Working sheets of past data : DIAMONDS ( 18 months)
Inst No. Month Principal AmtMonthly Average
Rate Qty in gms
1 Jul-09 5000 42500 0.12
2 Aug-09 5000 42500 0.12
3 Sep-09 5000 42500 0.12 4 Oct-09 5000 42500 0.12
5 Nov-09 5000 42500 0.12
6 Dec-09 5000 42500 0.12
7 Jan-10 5000 42500 0.12
8 Feb-10 5000 42500 0.12
9 Mar-10 5000 42500 0.12
10 Apr-10 5000 42500 0.12
11 May-10 5000 42500 0.12
12 Jun-10 5000 42500 0.12
13 Jul-10 5000 42500 0.12
14 Aug-10 5000 42500 0.12 15 Sep-10 5000 42500 0.12
16 Oct-10 5000 42500 0.12
17 Nov-10 5000 42500 0.12
18 Dec-10 5000 42500 0.12
19 Jan-11 5000 42500 0.12
20 Feb-11 5000 44930 0.11
21 Mar-11 5000 53393 0.09
22 Apr-11 5000 60179 0.08
23 May-11 5000 67250 0.07
24 Jun-11 5000 68929 0.07
Total 120000 2.67
Diamond Rate for "Dia weight range 0.01 - 0.068" as on 30th July, 2011 79000
GSTD Diamond Weight Benefit if settled on 30th July, 2011 for total amount of Rs. 120000 2.67
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 120000 = 120000/79000 1.52
Difference of Weight 1.15
Total Benefit 75.79
Working sheets of past data : DIAMONDS ( 24 months)
Inst No. Month Principal Amt Monthly Average Rate Qty in gms 1 Jul-08 5000 44500 0.11 2 Aug-08 5000 44500 0.11 3 Sep-08 5000 44500 0.11 4 Oct-08 5000 44500 0.11 5 Nov-08 5000 44500 0.11 6 Dec-08 5000 44500 0.11 7 Jan-09 5000 44500 0.11 8 Feb-09 5000 44500 0.11 9 Mar-09 5000 44500 0.11
10 Apr-09 5000 44500 0.11 11 May-09 5000 42500 0.12 12 Jun-09 5000 42500 0.12 13 Jul-09 5000 42500 0.12 14 Aug-09 5000 42500 0.12 15 Sep-09 5000 42500 0.12 16 Oct-09 5000 42500 0.12 17 Nov-09 5000 42500 0.12 18 Dec-09 5000 42500 0.12 19 Jan-10 5000 42500 0.12 20 Feb-10 5000 42500 0.12 21 Mar-10 5000 42500 0.12 22 Apr-10 5000 42500 0.12 23 May-10 5000 42500 0.12 24 Jun-10 5000 42500 0.12 25 Jul-10 5000 42500 0.12 26 Aug-10 5000 42500 0.12 27 Sep-10 5000 42500 0.12 28 Oct-10 5000 42500 0.12 29 Nov-10 5000 42500 0.12 30 Dec-10 5000 42500 0.12 31 Jan-11 5000 42500 0.12 32 Feb-11 5000 44930 0.11 33 Mar-11 5000 53393 0.09 34 Apr-11 5000 60179 0.08 35 May-11 5000 67250 0.07 36 Jun-11 5000 68929 0.07
Total 180000 4.03
Diamond Rate for "Dia weight range 0.01 - 0.068" as on 30th July, 2011 79000
GSTD Diamond Weight Benefit if settled on 30th July, 2011 for total amount of Rs. 180000 4.03
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 180000 = 180000/79000 2.28 Difference of Weight 1.75
Total Benefit 76.83
Working sheets of past data : DIAMONDS ( 36 months)
31 Jan-09 5000 42500 0.12 32 Feb-09 5000 42500 0.12 33 Mar-09 5000 42500 0.12 34 Apr-09 5000 42500 0.12 35 May-09 5000 42500 0.12 36 Jun-09 5000 42500 0.12 37 Jul-09 5000 42500 0.12 38 Aug-09 5000 42500 0.12 39 Sep-09 5000 42500 0.12 40 Oct-09 5000 42500 0.12 41 Nov-09 5000 42500 0.12 42 Dec-09 5000 42500 0.12 43 Jan-10 5000 42500 0.12 44 Feb-10 5000 42500 0.12 45 Mar-10 5000 42500 0.12 46 Apr-10 5000 42500 0.12 47 May-10 5000 42500 0.12 48 Jun-10 5000 42500 0.12
Total 240000 5.81
Diamond Rate for "Dia weight range 0.01 - 0.068" as on 30th July, 2011 79000 Rs. /p carat
GSTD Diamond Weight Benefit if settled on 30th July, 2011 for total amount of Rs. 240000 5.81 Cts
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 240000 = 240000/ 3.04 Cts
Difference of Weight 2.77 Cts
Total Benefit 91.32
Inst No. Month Instalment AmtMonthly Average
Rate Qty in gms
1 Jul-06 5000 39500 0.13
2 Aug-06 5000 39500 0.13
3 Sep-06 5000 39500 0.13
4 Oct-06 5000 38500 0.13
5 Nov-06 5000 38500 0.13
6 Dec-06 5000 38500 0.13
7 Jan-07 5000 38500 0.13
8 Feb-07 5000 39500 0.13
9 Mar-07 5000 39500 0.13
10 Apr-07 5000 39500 0.13
11 May-07 5000 39500 0.13
12 Jun-07 5000 39500 0.13
13 Jul-07 5000 39500 0.13
14 Aug-07 5000 39500 0.13
15 Sep-07 5000 39500 0.13
16 Oct-07 5000 39500 0.13
17 Nov-07 5000 39500 0.13
18 Dec-07 5000 42500 0.12
19 Jan-08 5000 42500 0.12
20 Feb-08 5000 42500 0.12
21 Mar-08 5000 42500 0.12
22 Apr-08 5000 42500 0.12
23 May-08 5000 42500 0.12
24 Jun-08 5000 42500 0.12
25 Jul-08 5000 42500 0.12
26 Aug-08 5000 42500 0.12
27 Sep-08 5000 42500 0.12
28 Oct-08 5000 42500 0.12
29 Nov-08 5000 42500 0.12
30 Dec-08 5000 42500 0.12
Working sheets of past data : DIAMONDS ( 48 months)
Inst No. Month Principal Amt Monthly Average Rate Qty in gms
1 Jul-06 5000 39500 0.13
2 Aug-06 5000 39500 0.13
3 Sep-06 5000 39500 0.13
4 Oct-06 5000 38500 0.13
5 Nov-06 5000 38500 0.13
6 Dec-06 5000 38500 0.13
7 Jan-07 5000 38500 0.13
8 Feb-07 5000 39500 0.13
9 Mar-07 5000 39500 0.13
10 Apr-07 5000 39500 0.13
11 May-07 5000 39500 0.13
12 Jun-07 5000 39500 0.13
13 Jul-07 5000 39500 0.13
14 Aug-07 5000 39500 0.13
15 Sep-07 5000 39500 0.13
16 Oct-07 5000 39500 0.13
17 Nov-07 5000 39500 0.13
18 Dec-07 5000 42500 0.12
19 Jan-08 5000 42500 0.12
20 Feb-08 5000 42500 0.12
21 Mar-08 5000 42500 0.12
22 Apr-08 5000 42500 0.12
23 May-08 5000 42500 0.12
24 Jun-08 5000 42500 0.12
25 Jul-08 5000 42500 0.12
26 Aug-08 5000 42500 0.12
27 Sep-08 5000 42500 0.12
28 Oct-08 5000 42500 0.12
29 Nov-08 5000 42500 0.12
30 Dec-08 5000 42500 0.12
Working sheets of past data : DIAMONDS ( 60 months)
31 Jan-09 5000 42500 0.12
32 Feb-09 5000 42500 0.12
33 Mar-09 5000 42500 0.12
34 Apr-09 5000 42500 0.12
35 May-09 5000 42500 0.12
36 Jun-09 5000 42500 0.12
37 Jul-09 5000 42500 0.12
38 Aug-09 5000 42500 0.12
39 Sep-09 5000 42500 0.12
40 Oct-09 5000 42500 0.12
41 Nov-09 5000 42500 0.12
42 Dec-09 5000 42500 0.12
43 Jan-10 5000 42500 0.12
44 Feb-10 5000 42500 0.12
45 Mar-10 5000 42500 0.12
46 Apr-10 5000 42500 0.12
47 May-10 5000 42500 0.12
48 Jun-10 5000 42500 0.12
49 Jul-10 5000 42500 0.12
50 Aug-10 5000 42500 0.12
51 Sep-10 5000 42500 0.12
52 Oct-10 5000 42500 0.12
53 Nov-10 5000 42500 0.12
54 Dec-10 5000 42500 0.12
55 Jan-11 5000 42500 0.12
56 Feb-11 5000 44930 0.11
57 Mar-11 5000 53393 0.09
58 Apr-11 5000 60179 0.08
59 May-11 5000 67250 0.07
60 Jun-11 5000 68929 0.07
Total 300000 7.07
Diamond Rate for "Dia weight range 0.01 - 0.068" as on 30th July, 2011 79000 Rs. /p carat
GSTD Diamond Weight Benefit if settled on 30th July, 2011 for total amount of Rs. 300000 7.07 Cts
Walk-in customer if they purchase it on 30th July, 2011 for total amount of Rs. 300000 = 300000/79000 3.80 Cts
Difference of Weight 3.27 Cts
Total Benefit 86.19%
Thank you