September 22nd, 2013 Published by: marcocarbajo

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Building BusinessCredit With No PersonalGuarantee

How has building business credit withouta personal guarantee changed in today'seconomy?Learn how to establish business creditwithout putting your personal credit and personalassets at risk in today's business climate.

For more information visit =>

http://www.businesscreditblogger.com

Is Building Business CreditWith No PG A Thing of thePast?Source: http://www.businesscreditblogger.com/2013/08/06/building-

business-credit-today/

Enduring the toughest financial era since the Great Depressionhas certainly changed the financial and credit landscape acrossthe country. While things are definitely improving and lendersare loosening their belts the lessons learned present a new erafor the credit industry.

As business owners we have also had to make tough decisions,adapt, overcome and weather our own financial storms.

When it comes to building business credit; gone are the daysof having just a line of credit at the bank to access capital.

We have seen in times of economic uncertainty banks will takedrastic measures to minimize its risk exposure. Rememberwhen businesses all over the country had to shut their doorsafter having their credit lines slashed and closed?

Today, entrepreneurs and small business owners understandthe need for building business credit with diversity. Access tobusiness credit is alive and well if you know how to qualify andwhere to find it.

The reality of building business credit with no personalguarantee is not a thing of the past but it does require muchmore work than simply establishing a few positive trade lineson your reports.

There’s also good news for unsecured lines of credit; what Irefer to as the best business credit cards. These non consumercredit reporting cards are ideal for a business owner who wantsto establish business credit while protecting personal credit.

Other financing programs for building business credit includebut are not limited to bank statement loans, merchant linesof credit, revenue based loans, equipment financing, crowdfunding, retirement funding, etc.

Several of these funding programs do not require a personalcredit check and several don’t even require a personalguarantee. For example, the bank statement loan program isprimarily based off of your company’s bank deposit history.You qualify on bank deposit history not your personal creditor business credit history.

Business credit diversity is key when building business creditin today’s economy. You should be diverse in the types ofcredit your company obtains and manages. It’s no longerenough to have access to a single source of credit. A diversityof credit is much safer than having a scarcity of credit.

Looking to rebuild your business credit? Become a memberof my Business Credit Insiders Circle and gain access toa proven step-by-step business credit building system. Asystem that provides you access to vendor lines of credit,fleet cards, business credit cards with and without a PG,funding sources and lenders that report to all the majorbusiness credit bureaus. Submit your name and email athttp://startbusinesscredit.com for details and receive a freebusiness credit building audio seminar ($597 value).

September 22nd, 2013 Published by: marcocarbajo

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To Your Success In Business and In Life!

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About the author

Marco Carbajo is a business credit expert, author, speaker, andfounder of the Business Credit Insiders Circle. He is a businesscredit blogger for Dun and Bradstreet Credibility Corp, theSBA.gov Community, and All Business.com .His articles andblog; Business Credit Blogger.com, have been featured in‘American Express Small Business’, ‘Business Week’, ‘TheWashington Post’, ‘The San Francisco Tribune’,‘Alltop’, and‘Entrepreneur Connect’. You can also find Marco on Google+.