bruno 2000 financial disclosure (gy-09)

8/14/2019 Bruno 2000 Financial Disclosure (GY-09)

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J o s ~ p h L. Bruno

Annual Sta tement of F in a nc ia l D i sc lo su refar Calendar Year 20001. Name2. (a) Ti t l e o f pos i t ion

Leg i s l a t i ve Ethics CommitteeEox 75, L.a .B .Albany, New York 12247(518)432-7837/7B38

~ ~ / 5 I O INew York Srare Senator, 43 rd Dist r ic t

(b) Department, Agency or other Governmental Ent i tyNew York State Senate

(c) Address of Presen t Off ice(d ) Off ice Telephone Number

Legislacive Offi ce Bui ld ing, Room 90Albany, New York 12247518-455-3191

J . (a ) Mari t a l Sta tus married I f mar r ied , p l e a s e givespouse ' s f u l l name i n c lud ing maiden name where app l i c ab l e .

Barbara F. Bruno(b) Lis t the names o f a l l unemancipated ch i ld ren .- none -

I NSTRUCT IONSAnswer each of che following quescions completely , ~ i c h respect tocalendar year 2000, unless another period or dace is ocherwisespecified. I f additional space i s needed, accach addi t ional pages .Whenever a "value" or 'amount ft is r eq ui re d t o be reported herei.n,such value or amount shall be reporced as being wikhin one of th efollowing Cat egor ie s: C ateg ory A - under $5,000; Category B $5,000 to under $20,000; Category C - S20,OOO to under 560,000;Category D - $60,000 to under S100,OOOi Category E - S100,OOOto under $250,000; and Cacegory F - $250,000 or over . A repor t ingindividual shall in dic ate th e Cacegory by leccer only.Whenever "income" is required t.o be reported herein, th e t erm " income"shal l mean th e aggregate net income before taxes from the sourceident.ified.The cerm "calendar ye a r " sha l l mean the year ending the December 31scpreceding t.he date af f i l ing of the a nnu al statement.

L .E .C . Porm 1 (3/99> 1

999

GOVERNMENTEXHIBITGY -9


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5. (a) Lise the name , address and descr ip t ion of any occupa-t ion , employment , . (other than th e employment l i s t ed underItem 2 abovel , t rade , bus i ness o r profess ion engaged in bythe reporcing ind iv idua l . I f such ac t i v i t y was l icensed byany s t. a t e o r l oca l agency, was regulated by any s t a t eregula tory agency o r loca l agency, or, as a regu la r ands i gn i f icant pa r t o f th e bus in ess o r ac t i v i t y of sa id en t i t y ,did business with,' o r had mat te rs o ther t han minis ter ia lmat te rs before , any s ta te o r l o ca l agency, l i s t the name ofany s uc h agen cy .Posit ion Name & Ad dr e s sof g a t Descript ion State orLocal AgencySee At tachmen t "A"

(b l I f the spouse o r unemancipated chi ld of the r epor t ingindiv idua l was engaged in any occupat ion , employment, t rade ,bus ines s or profess ion which ac t i v i t y was l icensed by anys t a t e o r l oca l agency, was r egu la ted by any s t a t e r egu la to ryagency or l oca l agency , o r I as a r egu la r and s i gn i f i c 'antpar t o f ' the business or ac t iv i t.y of sa id en t i t y I didbusiness with, o r had matters o ther than minis te r ia l mat te rsbefore , any s t a t e o r local agency, l i s t the name, addressand descr i p t ion o f such occupat ion, employment, t r ade ,bus iness or profess ion and the name of such agency.Posit ion

- nODe -

Name & Addressof Organizat . ion Description Stat.e orLocal Agency

6 . Lis t any i n t e re s t , in EXCESS of $1, 000, held by the r epo r t -ing indiv idual , such i nd iv idua l ' s spouse o r unemancipa.tedchi ld , o r par tner sh ip of which any such person i s a member,o r corpora t ion , 1 0 or more of the s tock of which i s ownedo r cont ro l led by any such p ers on , w heth er v este d o r con t in -gen t , in any con t r ac t ma de o r executed by a s ta te o r lo ca lagency and inc lude the name of the en t i t y which holds suchi n t e r e s t 'and the r e la t ionsh ip of th e repor t ing ind iv idua lo r such i nd iv idua l ' s spouse o r such ch ild to such en t i t y

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At tachmen c "A' ,'

Joseph L. BrunoQuestion 1/5

Posi t ion

Senator

Director unt i l6/92, then turnedover to a Trus tSole Propr ie tor

Name 0 Addressof Organization'

New York Sta te SenateLOB-909 .A l bany , NYFirs t Grafton Corp.23 Mason StreetGlens Fal l s . NYMountain View Farm345 Bulson Road. Troy,NY

Descr ipt ion

Legis la t ive Branch ofNew York State governmentReal E ~ l : a t e Development

Breeding & RaisingThoroughbred Horses

Stateor Loca l Age

Town o GrafRenssea le r C

noneCons ul t an t espi ta : ~ u s i n e s s Consu l t an t s . LLC345 Bulson Rd . . Troy, NY consult ing noneConsultant

Partner

The Winthrop Corporat ion1000 Lafayette Blvd.Bridgeport, CT 06604Tamarac Apartments851 Farm to Market RoadTroy, New York 12180

1002

consult ing

real es ta te

. none

none


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and the i n t e re s t in such contract . Do NOT inc lude bonds andnotes. Do NOT l i s t any i n t e res t in any such conr r ac t onwhich f i n a l payment has been made and a l l obl iga t ions underthe con t rac t except f o r guarantees and warran t ies have beenperformed, provided, however, tha t such an i n t e re s t must bel i s t ed if t he re has been an ongoing d ispute d uring thecalendar year fo r which th i s s ta tement i s f i l ed withrespec t to any s uch guarantees o r warran t i es . Do NOT l i s tany i n t e r e s t in a conr:ract made o r executed by a l oca lagency a f t e r publ i c not ice and pursuan t to a process fo rcompet i t ive bidd ing o r a process fo r compet i t ive requestsfo r proposa l s .

Se l f .Spouseo r Chi ld- none -

Enti tyWhich HeldIncerest inC o n ~ r . a c t

Relationshipto Enci cyand Interest:in Contrac t

ContractingSta te orLocalAgencycategoryo fValue ofContract

7 . Lis t any po s i t io n the reporting ind iv idua l he ld as ano f f i c e r of any po l i t i c a l p ar ty o r po l i t i c a l organiza t ion , asa member o f any po l i t i c a l par ty committee, o r as a po l i t i c a lpar ty d i s t r i c t l eader . The term "party" sha l l have th e samemeaning as "par ty" in th e e Lec t i.on law. The term "po l i t i c a lorganiza t ion II means any par ty o r independent body as def inedin the e lec t ion law o r any organizat ion tha t i s a ff il i a te dwith o r a subs id iary o f a par ty o r independent body.-none -

B. (a ) I f the r epor t ing i nd iv idua l prac t i ces law, i s l i censedby the department of s t a t e as a r ea l es ta te broker o r agentor prac t ices a profes s ion l i censed by the depar tment ofeducation , g ive a genera l descr ip tion o f the p r i nc ipa lsubj e ct ; areas of mat t e r s undertaken by such ind iv idua l .Addi t iona l ly , i f such an ind iv idua l prac t i ces with a f i rm o rcorpora t ion and i s a pa r t ne r o r shareho lder o f the f i rm o rc o r p o r a t i o ~ , give a gene r a l desc r ip t ion of p r in c ip a l s u bj ec tareas of mat te rs under taken by such firm o r corpora t ion . Do

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n o t list the name o f t h e i n d i v id u a l c l i e n c s , customers o rp a t i e n c s .- none -

(b) L i s t the name, p r i n c i p a l address and g e n e r a l descr ip t iono r t h e nat ure o f the b u s i n e s s a c t i v i t y o f any e n t i t y i nwhich the r e p o r t i n g i n d i v i d u a l o r such i nd iv idua l ' s spousehad an investment i n e x c e s s o f $1,000 e x c l u d i n g investmentsi n s e c u r i t i e s and i n t e r e s t s i n r e a l p r o p e r t y .- none -

9. L i s t e ac h so urc e of g i f t s , EXCLUDING campaign c o n t r i b u t i o n s ,i n EXCESS of Sl,OOO, r e c e i v e d during the r e p o r t i n g p e r i o df o r which t h i s s t a t e m e n t i s f i led by the r e p o r t i n g i n d i v i d u -a l o r such i n d i v i d u a l ' s spouse o r unemancipated c h i l d fromthe same donor, EXCLUDING g i f t s from a r e l a t i v e . INCLUDEthe name and address o f t h e donor. The t e r m " g i f t s " doesnot i n c l u d e re imbursements , which term i s d e f i n e d i n item10. I n d i c a t e the va lue and n a t u r e o f each s u c h g i f t .

S e l f ,Spouse o rChi ld- none -

Name ofDonoI" Address Nac:ureof Gift

Cac.egory ofValue ofG i f t

10. I d e n t i f y and b r i e f l y d e s c r i b e the source o f any reimburse-ments f o r e x p e n d i t u r e s , EXCLUDING campaign e x p e n d i t u r e s ande x p e n d i t u r e s i n c o n n e c t i o n with o f f i c i a l d u t i e s reimbursedby t h e s t a t e , i n EXCESS o f $1,000 from each such source .For purposes o f t h i s i tem, the term "re imbursements \I s h a l l

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mean any t r ave l - r e l a t ed expenses p rov ided by nongovernmentalsources and fo r ac t i v i t i e s r e la ted to the r ep o rt in g i nd iv id ua l ' s o f f i c i a l dut i e s such as , speaking engagements,conferences , o r f ac t f ind ing events . The term "reimburse-ments" does NOT include g i f t s re po rc ed u nd er i tem 9 .

- none -

Source Description

11 . Lis t th e i d en t i t y and value , if reasonably asce r t a inab le , ofeach i n t e r e s t in a t r u s t , es ta t e or o ther bene f i c i a li n t e r e s t , inc lud ing re t i r ement plans o the r than re t i rementplans o f the sca te o f New York o r the c i t y of New York, anddefer red compensation plans (e .g ; , 401, 403(b) , 457, e t c . )es tab l i shed i n accordance w ith the i n t e rna l revenue code, inwhich th e REPORTING INDIVIDUAL held a bene f i c i a l i n t e r e s t inEXCESS o f $1, 000 a t any t ime du rin g the preced ing year . DoNOT r epor t i n t e r e s t s in a t r u s t , es t a t e o r othe r bene f i c i a li n t e r e s t es tab l i shed by o r for , o r the e s t a t e o f , a r e l a t ive . Category o fI den t i t y ValueFirs t Grafton Corp. Tru s t 1I0knOl.mBear, Stearns IRA account Category BHSBC IRA account Ca tego ry AN"YS Deferred Cornpens a t ion Plan Ca Cegory C

*The value of sucb in te res t sbal l be reported only i f reasonably ascer ta inable"12. (a ) Describe th e terms o f , and the par t i e s to , any con t rac t ,promise, o r o the r agreemen t between the r ep o rt in g i nd iv id u aland any person , firm, o r corpora t ion with r e spec t to theemployment of such i nd iv idua l a f t e r l eav ing off i ce o rpos i t ion (o ther than a leave of absence) .

- none -

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(0) De s c. r i oe- the p a r c . . l . C : ~ " ' v " ' u ........... 1 : w __ .. - - - -- -J. -"' - - -p r o v i d i n g f o r c o n t i n u a t ~ o n of payments o r b e n e f l t s to theREPORTING INDIVIDUAL i n EXCESS of $1, 000 from a p r i o remployer OTHER THAN the S t a ~ e . (This inc::ludes ~ n t e r e s c s i no r c o n t r i b u t ions t o a pension fund, p r o f l t - s h a r l n g plan , o rlife o r heal t h i n s u r a n c e ; buy-out agreements ; severancepayments; e t c i )

- none -

13 . L i s t below the n a t u r e and amount o f any income i n EXCESS o f$1,000 from EACH SOURCE f o r t h e r e p o r t i n g i nd iv idua l andsuch i n d i v i d u a l ' s spouse f o r the t a x a b l e y e a r l a s t o c c u r r i n gp r i o r to the d a t e o f f i l i n g . Nature o f income i n c l u d e s , buti s n o t l i m i t e d t o , a l l income ( o t h e r than t h a t r e c e i v e d fromthe employment l i s t e d under Item 2 above) from compensatedemployment whether p u b l i c o r p r i va t e , d i r e c t o r s h i p s ando t h e r f i d u c i a r y p o s i t i o n s , c o n t r a c t u a l arrangements ,t e a c h i n g income, p a r t n e r s h i p s , honorar iums, l e c t u r e f e e s ,

c o n s u l t a n t f e e s , bank and bond i n t e r e s t , div idends , incomed e r i v e d from a t r u s t , r e a l e s t a t e r e n t s , and recognizedg a i n s from the s a l e o r exchange ' o f r e a l o r o t h e r p r o p e r t y .Income from a b u s i n e s s o r p r o f e s s i o n and r e a l e s t a t e r e ~ t ss h a l l be r e p o r t e d with the source i d e n t i f i e d by t h e b u i l d i n ga d d r e s s i n the case o f r e a l e s t a t e r e n t s and otherwise bythe name of the e n t i t y and not by t h e name o f the i n d i v i d u a lcustomers , c l i e n t s o r t e n a n t s , with the a g g r e g a t e n e t income

b e f o r e taxes f o r each bui Id ing a d d r e s s o r e n t i t y . Ther e c e i p t of maintenance r e c e i v e d in c o ~ e c t i o n with amatr imonial a c t i o n , al imony and c h i l d s u p p o r t payments s h a l lnot be l i s t e d .

S e l f /Spouse Source NacureCategoryofAmount:

See Attachmenc "s"

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At t a chment "B"

Joseph L. BrunoQuestion HIJ

CategorySelf /Spouse Source Nature Amount

l. Se l f New York State Senate salary Ca (egory2. Self The Winthrope Corporation salary Category3. Self /Spouse 443 Taylor Court, Troy rent Ca t ego ry4. Self Capi ta l Business Consultancs, LLC consulting fees Ca tegory

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14 . Lis t the sources of any deferred income (not re t i rementincome) in EXCESS of $1,000 from each source to be paid" tothe repor t ing i nd iv idua l fol lowing th e c lose of the calendaryear fo r which th i s disclOS'ure s ta tement i s f i l ed , o therthan defer red compensation reported in i tem 11 hereinabove.Deferred income der ived from the prac t ice of a profess ionsha l l be l i s t ed in the aggregate and sha l l i den t i f y as thesource, the name of the f i rm, corporat ion, par tnersh ip o rassocia t ion through which the income was derived, bu t sha l lnot iden t i fy i nd iv idua l c l i en t s .Source- none -

C ate go ry o fAmoune.

15. Lis t each ass ignment of income in EXCESS of $1,000, and eacht r ans fe r o the r t.han to a r e l a t i ve dur ing the repor t ingperiod for which t h i s s ta tement i s f i led fo r l es s than f a i rconsiderat ion of an in t :e res t in a t r u s t , es ta t e o r o therbenef ic ia l i n t e r e s t , s e cu r i t i e s or r ea l proper ty , by therepor t ing ind iv idua l , in excess of $1,000, which wouldotherwise be requi red to be reported here in and i s not orhas not been 5 0 r epo r ted .

Item Assignedor Transferred- none -

Assigned o rTransfe r red toCategoryofValue

16. List. below the type and market value of s ecu r i t i e s held bythe repo rting ind iv idua l o r such ind iv idua l ' s spouse fromeach i ssu ing en t f ty in EXCESS of $1,000 a t the close o f thetaxable year l a s t occurr ing p r i o r to the date of f i l i ng ,inc luding the name of the i s su ing en t i t y exc lus ive ofsecur i t i e s held by the repor t ing indiv idual i s sued by aprofess ional corpora t ion . Whenever an i n t e r e s t in secur i -t ies exi s t s through a benef ic ia l i n t e re s t in a t r u s t , thesecur i t i e s held in such t r u s t sha l l be l i s t ed ONLY IF ther e p o r ~ i n g ind iv idua l h ~ knowledge thereof except where thereport ing ind iv idua l o r the report ing i nd i v idua l ' s spouse

B

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nas crans:r :errea a ~ : : ; C : : L .. .., L........ c.......... u ~ - - - - --- ,i n which e v e n t such s e c u r i ti e s s h a ll be l i s t e d unless t h e ya r e not a s c e r t a i n a b l e by the r e p o r t i n g i n d i v i d u a l becausethe t r u s t e e is under an o b l i g a t i o n o r has been i n s t r u c t e d i nwr i t i n g not t o d i s c l o s e the c o n t e n t s o f t h e t r u s t t othe r e p o rt i n g i n d iv i d u a l . S e c u r i t i e s o f which t ~ r e p o r t i n g

i n d i v i d u a l o r t h e r e p o rt i n g i n d i v i d u a l ' s spouse ~ the ownero f r e c o r d b u t ' in which such i n d i v i d u a l o r the ' r e p o r t i n gi n d i v i d u a l ' s s p o u s e has no b e n e f i c i a l i n t e r e s t s h a l l not bel i s t e d . Ind i ca t e p e r c e n t a g e ' o f ownership ONLY if t h er e p o r t i n g p e r s o n o r t h e r e p o r t i n g p e r s o n ' s spouse holds morethan f i v e p e r c e n t ( S ~ ) o f the s t o c k o f a c o r p o r a t i o n i nwhich t h e s tocK i s p u b l i c l y t r a d e d o r more than ten p e r c e n t( 1 0 ~ ) o f t h e s t o c k o f a c o r p o r a t i o n i n which the s t o c k i sNOT p u b l i c l y t r a d e d . Also list s e c u r i t i e s owned f o ri n v e s t me n t p u r p o s e s by a c o r p o r a t i o n more t h a n f i f t y p e r c e n t( S O ~ ) o f the s t o c k o f which i s owned o r c o n t r o l l e d by t h e

r e p o r t i n g i n d i v i d u a l o r such i n d i v i d u ~ l ' s spouse . For t h epurpose o f t h i s item t h e term " s e c u r i t i e s n s h a l l mean mutualfunds, bonds, mortgages , n o t e s , o b l i g a t i o n s , warrants ands t o c k s o f any c l a s s , inves tment i n t e r e s t s i n l i m it e d o rg e n e r a l p a r t n e r s h i p s and c e r t i f i c a t e s o f d e p o s i t s (CDs) andsuch o t h e r e v i d e n c e s o f i n d e b t e d n e s s and c e r t i f i c a t e s o fi n t e r e s t as a r e u s u a l l y r e fe rr e d t o as s e c u r i t i e s . Themarket v a l u e f o r such s e c u r it i e s s h a l l be r e p o r t e d only i fr e a s o n a b l y a s c e r t a i n a b l e and s h a l l n o t be r e p o r t e d if thes e c u r i t y i s an i n t e r e s t i n a g e n e r a l p a r t n e r s h i p t h a t wasl i s t e d i n i tem 8 (a) o r if the s e c u r i t y i s c o r p o r a te s to c k ,NOT p u b l i c l y t r a d e d , i n a t r a d e o r b u s i n e s s of a r e p o r t i n gi n d i v i d u a l o r a r e p o r t i n g i n d i v i d u a l ' s s p o u s e .

S e l f /Spouse IssuingEm:i cy Type o fSecuri t y

Percentageof corporates t o c k ownedor controlled(if more thans t o f p u b l i c l yt raded stock,or more thanlO t o f stockno t publiclyt raded, i sheld)

c.a t egory o fMarket Valueas o f t.heclose of t..betaxabl e yearl a s t occur-ring prior tothe f i l i n gof t h i sstatement

See Attachment "e"

17 . L i s t below t h e l o c a t i o n , s i z e , g e n e r a l n a t u r e , acquis i t iond a t e , market v a l u e and p e r c e n t a g e o f ownersh ip of any r e a lp r o p e r t y i n which a n y v e s t e d o r c o n t i n g e n t i n t e r e s t i n EXCESSo f Sl ,OOO i s h e l d by t h e r e p o r t i n g i n d i v i d u a l o r the r e -p o r t i n g i n d i v i d u a l ' s spouse. Also list r e a l p r o p e r t y ownedf o r inves tment p u r p o s e s by a c o r p o r a t i o n more than f i f t yp e r c e n t (50%) o f t h e s t o c k o f which i s owned o r c o n t r o l l e d by

, 9

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At t achme nt "c"Joseph L. BrunoQuestion 1116

Self /Spouse Issuing EntityType ofSecu r I ty

Cat egoryof HarketValue

PercentageCorporateOwner orControlled(etc. )-------------------------------------------------------------------------------------------

1- Self Firs t Grafton Corp. Stock In Trust J 25%Trust unknown2. Self 'Smi t h , Barney Money

Market account Category A -0 -3 . Spouse Exxon Corp. Stock Ca t ego r y A Unkno\o1n4 . Spouse Central [, South ....est Stock Category A Unknown5. Spouse General Electr ic Stock Category A Unknown6. Sel f Fidel i ty Investments Stock Category B Unknown7. Self Vanguard Group Stock Category B Unknown8. Self AHNEX Inc. ' S tock Category A Unknown0 Self l-IorldCollJ Inc. Stock Category A Unknown.. Self Centrum INDS Inc. Stock Ca tegory A Unknown. Self In te r l i an t Stock Category A Unknown. Self Vytek Wireless Inc. Stock Category A Unknown

Self Advanced Tissue Sciences Ioc. Stock Category A UnknownSelf Mechanical Technologies Inc. Stock Category A UnknownSel f Plug Power Inc. Stock Category A UnknownSelf Brunswick Equit ies, LLC Stock NotAs c er t a i na bl e 33 1/ 3%

Note: #4. Central & S o u t h ~ e s t name will becomeAmerican Electr ic Power Co. Inc.

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the r epor t ing in di vid ua l o r such i nd iv idua l ' s spouse. Do NOTl i s t any r ea l propercy which i s th e primary or secondaryp e r s o n a ~ r e s ~ o e n c e of the repor t ing indiv idua l or therepor t ing i nd iv idua l ' s spouse, except where the re i s a coowner who i s o the r than a r e lac ive .

Self/SpouseCorpor-ac i on Location Size GeneralNatureAcquis i t ionDace

Percentage ofOlofTler-ship

Categoryof MarketValueSe e Attachment "D"

18. Lis t below a l l notes and accounts receivable" o ther than fromgoods or se rv ices sold , held by the r epor t ing i nd iv idua l a tthe close of the taxable year l a s t occur r ing p r i o r to thedate of f i l i ng and othe r debts owed to such indiv idua l a t theclose of th e t axable year l a s t occur r ing pr io r to the date off i l ing , in EXCESS. of $1,000, i nc lud ing the name of thedebtor , type of obl iga t ion , date due and the nature of theco l l a t e r a l secur ing payment of each, i f any, excludingsecur i t i e s repor ted in i tem 16 here inabove. Debts, notes andaccounts rece iVable owed to the ind iv idua l by a re la t ivesha l l not be repor ted .

Name of Debtor- none -

Type of Obligation,Dace Due, and Natureof Col la tera l . i f any

CategoryofAmount

19. Lis t below all l i a b i l i t i e s of the repor t ing i nd iv idua l andsuch i nd iv idua l ' s spouse, in EXCESS of $5,000 as of the dateof f i l ing o f t h i s s ta tement , o ther than l i a b i l i t i e s to ar e l a t i v e . Do NOT list l i a b i l i t i e s i ncur red by, o r guaranteesmade by, the r epor t ing in div id ua l o r such i nd iv idua l ' s spouseo r by 'a ny propr i e to rsh ip , parcnersh ip or corpora t ion in whichthe r ep o rt in g i nd iv id u al or such i nd iv idua l ' s spouse has an101011


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"0",seph L. Bruno

t io n 1117

Self/Joseph &Cather ine 'Ha gno

Sel f ,Spouse

. Se If ,Spou's e

. Sel f I Spouse

Locat ion

443 Taylor Courti roy , N e York 1218094 Bulson RoadTroy, New York 12180337 Bulson RoadTroy, N e York 12180

Tamarac Apartments851 Farm to M 8 ~ k e t Rd.Troy, New York 12180

SizeCat egor y o f Perc

Gene r a L Aquist ion Harket ofNature nate Value Own

duplex 12/84 Category n 100Single 6/89 Categroy D 100family homeSingle 2/97 Category E 100family home12 uni tapartment house 6/99 Category E 507


15/15

i n t e r e s t . when in cu rred o r made in the ord inary course of th et rade , business o r p ro fe ss io n al p ra c ti ce of the repor t ingi nd i v idua l o r such i nd iv idua l ' s spouse. Include the name o fthe cred i to r and any co l l a t e ra l pledged by such indiv idua l tosecure payment of any such l i a b i l i t y . A r epo rt in g i ndi v idu a lsha l l not l i s t any ob l iga t ion to pay maintenance in connect ion.with a matrimonial ac t ion , alimony or ch i ld support payments.Any loan i ssued in the ord inary course of business by af inanc ia l i n s t i t u t i on to f in an ce e duc at io n al cos t s , the cos tof home purchase o r improvements for a primary o r secondaryres idence , o r purchase o f a persona l ly owned motor vehic le ,household furn i ture o r appl iances sha l l be excluded. I f anysuch reportable l i a b i l i t y has been guaranteed by any t h i rdperson , l i s t the l i a b i l i t y and name th e g ua ra nto r.Name o f Credi to ror GuarancorTroy Savings Bank

Troy Savings Bank

Type of Liabi l i tyand Collateral . if anyMortgage, 443 Taylor Ce.

Troy, New York 1 21 80

Mortgage, Tamarac Apartments851 farm 10 MarkeE RoadTroy, New York 12180

CategoryofAmount

Category D

Category E

~ h requirements of law r e l a t i ng to the repor t ing of the f inanc ia l~ n t e r e s t s a re in the pub l ic i n t e re s t and no adverse in fe rence ofu n e t h ~ c a l o r i l l ~ g a l conduct o r behav ior wil l be drawn merely fromc o m p l ~ a n c e w ith th ese req uirem en ts .

Individua l ) May 15 , 2001Date (monch/day/year)

bruno 2000 financial disclosure (gy-09)

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