brochures of schemes announced by banks
TRANSCRIPT
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 1/12
Brochures of Schemes announced by ZTBL
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 2/12
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 3/12
Brochures of Schemes announced by NBP
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 4/12
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 5/12
HBL offers a comprehensive platformfor customers to avail CashManagement Services throughoutPakistan. Our Cash ManagementServices reduce the cash turnaroundof your company, thereby making itcost efficient.
• Advantages• Products and Services Collections• Payments• Value Added Services
Advantages
• Centralized Collections / Funds Transfer• Centralized Payments / Disbursements• Customized MIS Reporting• Centralized Customer Support through
IT/Operations
Brochure of current Scheme announced by HBL
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 6/12
Brochures of Schemes announced by MCB Bank
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 7/12
AGRICULTURAL PRODUCTS Farm Loans
1. Production Loan
Financing is available for Major and Minor crops across Pakistan. Main purpose of financing is tofacilitate farmers to purchase Agri Inputs such as Seeds, Fertilizers, Pesticides, Sprayers, hired laboretc.
2. Development Loan
Land Development, Equipments and Machinery
Financing for Land Improvement, Water course improvement, Tube wells, Lift pumps, Deep turbinepumps, Cotton pickers, Godown, Cold Storage, Harvester, Thresher, etc
Tractor & Vehicle Finance To purchase Tractors, Delivery Vans, Mini Trucks, Motor Cycle and other vehicles used for marketing
Agri Products
o
Non Farm Loans 3. Livestock Financing
Dairy Farming, Meat Farming, Fattening of Animals, Rearing of Animals, Construction of Sheds, Milk storage tanks, acquire andestablish modern and efficient livestock facilities.
4. Poultry Financing
Poultry Farm structure and equipments, Hatchery farm structure and equipments, Feed Mills, Purchase of Chicks, Feed,Medicines, Storage tanks, Cold storage, Construction of shed, etc.
5. Fisheries Financing
Fish seed, Fish feed, Manuring, Construction of pond, Curing and Dying by fishermen, etc.
Brochures of Schemes announced by UBL
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 8/12
Agriculture Finance
Farm Loans
Production Loans
1.Inputs like seeds, fertilizers, pesticides, weedicides, herbicides, labour charges, water charges, vegetables, floriculture,etc.
2. Working capital finance to meet various farming expenses.
Development Loans
Improvement of agricultural land, orchards, etc.
Construction of Godowns
Tractors, Machinery & other equipments
Tube wells
Farm Transportation, etc
Non-Farm Loans
Livestock
Poultry
Fisheries
Forestry
Brochures of Schemes announced by ABL
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 9/12
Agriculture Finance
Revolving Credit (Short Term)
Purpose
• For purchase of agriculture input like seeds, fertilized, pesticides, etc.
Salient Features
• Short Term Credit on revolving basis
Mark-up Rate p.a.
• Three/ Six months KIBOR + 4 % with a floor of 14% p.a. payable on quarterly/ half yearly basis or atthe time of payment of loan amount whichever is earlier.
Tenure of Loan
• Maximum one year / Revolving Basis.
Maximum Loan Amount
• Rs.5,000,000/=
Type of Security Required
• Registered/Equitable Mortgage of agricultural land or Urban Property, acceptable to the Bank
Documents Required
• Loan Application Form
• Bank’s prescribed documents
Brochures of Schemes announced by KASB
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 10/12
Product Features Details
Product Name Agriculture Loan
Product Type/Category Group Based
Product Description
For the purchase of seed, fertilizer, pesticides. For irrigation, rental of
agricultural equipment, transportation etc.
Loan Eligibility Criteria
Age: 18 – 58 years, Maximum for repeat clients: 65 yearsIncome: Total annual income is less than Rs.150,000Permanent resident of the locality for 2 yearsNADRA NIC Holder 2 years experience
Loan Amount PKR 5,000 / 15,000
Tenure/Repayment Options3-12 MonthsQuarterly/Semiannual/Annually
Guarantors Cross Guarantees
Collateral None
Rates & Fee Structure 29%
Brochures of Schemes announced by Khushhali Bank
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 11/12
Micro Group Credit – Tameer Group Qarza
Tameer provides Group loans to men and women in urban as well as rural areas with easy loan qualifying
terms, backed by state-of-the-art technology
This is to make sure that the product and service provided in this classical microfinance lending method is an
advanced and next generation experience for Tameer customers so that the social collateral (group-lending)
and relationship quality is made more reliable and more productive for the customer as well as more risk
efficient for the bank with the inclusion of technology
Product and Service Promise:
• Urdu: “Shirkat Mai Barkat”
• English Translation: “Bounty in Sharing”
Tameer Advantage
• ATM Card and banking on Tameer’s nationwide technology network for full banking services
• Groups between 5 to 10 people accepted
• Cross-guarantee of group members only with no outside guarantors required
• Imbedded Life Insurance
Brochures of Schemes announced by Tameer Bank
8/6/2019 Brochures of Schemes Announced by Banks
http://slidepdf.com/reader/full/brochures-of-schemes-announced-by-banks 12/12
Micro Agri Loan (MAG):
These loans are designed for small farmers who require agriculture inputs including seeds, fertilizers,
pesticides, irrigation water, or rental of agriculture equipment and transportation services.
S. No. Particular Description 1. Loan Amount 10,000 - 40,000
2. Loan Tenure 3 – 24 Months3. Repayment Mode Quarterly, Semi Annually, Bullet
Brochures of Schemes announced by
Pak Oman Microfinance Bank Ltd.