Brazilian Insurance Market

April 2012

Sumary

• Where we are?

• Investments: World Cup, Olympics and pre-salt

Brazilian Economic

• Types of Insurance Brazilian Insurance

Market

• Internet users

• E-commerce

Digital and cloud

computing market

Brazil 10 mil km of

coastline

Most industrialized

regions of the

country account for

79% of all industrial

activity in Brazil

ATLANTIC

OCEAN

LATIN COUNTRIES

Brazilian economy F

on

te –

FS

P

Brazilian economy

FSP

10 Top insurers

Susep dez/2011

10 Top insurers

1. MARKET 12/2011

consolidated Valores em R$ mil

Company Prêmio Prêmio Prêmio Prêmio Sinistro Sinistro Sinistralidade

Direto de Seguros Retido Ganho Direto Retido

BRADESCO VIDA E PREVIDÊNCIA S.A. 18.430.995 18.388.086 18.369.255 3.033.978 1.093.460 1.359.607 44,81%

ITAÚ VIDA E PREVIDÊNCIA S/A 10.850.189 10.850.189 10.850.189 1.776.752 156.834 252.277 14,20%

BRASILPREV SEGUROS E PREVIDÊNCIA S/A 9.383.644 9.383.644 9.383.644 (60.363) - 38.297 -63,44%

ITAU SEGUROS S/A 5.651.549 5.368.362 4.477.510 3.837.631 1.722.374 1.087.171 28,33%

SANTANDER SEGUROS S/A 4.916.437 4.917.766 4.897.747 1.662.235 249.009 381.267 22,94%

PORTO SEGURO CIA DE SEGUROS GERAIS 4.495.974 4.495.974 4.457.766 4.338.804 2.394.432 2.197.074 50,64%

BRADESCO AUTO/RE COMPANHIA DE SEGUROS 3.976.086 4.050.008 3.807.493 3.666.089 2.446.871 2.372.329 64,71%

MAPFRE SEGUROS GERAIS S.A. "EM APROVAÇÃO" 3.483.502 3.487.933 2.856.729 2.527.665 1.943.927 1.472.179 58,24%

CAIXA VIDA E PREVIDÊNCIA S/A 3.370.787 3.370.787 3.370.787 3.367.475 - 50 0,00%

COMPANHIA DE SEGUROS ALIANÇA DO BRASIL 2.899.128 2.911.504 2.708.521 2.270.224 739.881 784.672 34,56%

DEMAIS 37.573.369 37.751.403 34.056.516 28.889.836 16.041.108 15.680.816 54,28%

Total Geral 105.031.660 104.975.657 99.236.157 55.310.326 26.787.896 25.625.739 46,33%

Susep dez/2011

Brazilian Insurance Market

12/2011

Main Groups Valores em R$ mil

Grupos Prêmio Prêmio Prêmio Prêmio Sinistro Sinistro Sinistralidade

Direto de Seguros Retido Ganho Direto Retido

AUTOMÓVEL 23.528.382 23.541.791 23.342.949 23.284.817 14.384.954 16.069.852 69,01%

PATRIMONIAL 9.315.601 9.267.373 6.745.257 5.796.304 3.814.938 1.797.655 31,01%

PESSOAS 60.541.826 60.516.776 60.197.974 19.454.326 4.975.419 5.217.246 26,82%

DEMAIS 11.645.852 11.649.717 8.949.977 6.774.879 3.612.586 2.540.986 37,51%

Total Geral 105.031.660 104.975.657 99.236.157 55.310.326 26.787.896 25.625.739 46,33%

Susep dez/2011

Types of insurers

Insurance

market moved

R $ 63 billion by

September in

Brazil

Fonte: Susep dez/2011

Market structure

Brokens Agency

Fonte: Susep dez/2011

Brazil

20 million Internet users

Increasing

Weekly consumption of

media

Internet is the most

consumed media

E-Commerce Brazil

Annual sales of e-commerce - Billion

Thank you

@lcortona

Skype - lucortona