8/12/2019 Bpi vs. Reyes

1/11

8/12/2019 Bpi vs. Reyes

2/11

8/12/2019 Bpi vs. Reyes

3/11

http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt3http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt2http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt1

8/12/2019 Bpi vs. Reyes

4/11

8/12/2019 Bpi vs. Reyes

5/11

http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt6http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt5http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt4

8/12/2019 Bpi vs. Reyes

6/11

http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt8http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt7

8/12/2019 Bpi vs. Reyes

7/11

http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt15http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt14http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt13http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt12http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt11http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt10http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt9

8/12/2019 Bpi vs. Reyes

8/11

http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt18http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt17http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt16

8/12/2019 Bpi vs. Reyes

9/11

http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt20http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt19

8/12/2019 Bpi vs. Reyes

10/11

http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt29http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt28http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt27http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt26http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt25http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt24http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt23http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt22http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt21

8/12/2019 Bpi vs. Reyes

11/11

http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt39http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt38http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt37http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt36http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt35http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt34http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt33http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt32http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt31http://www.lawphil.net/judjuris/juri2008/feb2008/gr_157177_2008.html#fnt30