Business Owners Services & Consulting inc.Business Owners Services and Consultants, Inc (BOS-Ci) operates as an Administrative Service Organization, ASO providing cost effective solutions for management and administration of a variety of payroll, worker’s comp and human resource services designed to improve your bottom line. Unlike PEO and other HR service organization, BOSCi allows each business owner to selects the products and services for you specific com-pany unbundled. There are no hidden cost with oppor-tunities to capitalize on available discounts from vari-ous participating companies based on your company’s claims experience and safety record.It is the most cost effective approach for most employ-ers to be able to select only those services that accom-plishes management objectives and budget.● Payroll Services● Employee Benefits● Human Resources● Workers Compensation● Safety Management● Business Insurance● Employee Paid Insurance including Cafeteria Plans● Employee Discounts on Home and Auto Insurance● Risk Management● 401 K

Payroll ServicesThe proper administration of your payroll is one of the most important responsibility to assure success of your busi-ness. Payroll has to be produced timely and accuratly to assure employee’s confidence and reliability. Business Owners Services and Consulting, Inc, (BOSCi) assures your payroll will be managed timely and accurate in every detail with the highest level of service and flex-ibility to meet the needs of your individual business. By utilizing an Administrative Service Organization (ASO), you can be confident that your payroll will be managed timely and accurately in a cost effective man-ner.Outsourcing your payroll services to BOSCi provides your company with immediate relief of federal and state reporting, paperwork and compliance issues.Human ResourcesSpending valuable time on non-revenue generating tasks such as day-to-day Human Resource issues can take away from your bottom line. An assigned Account Manager from BOSCi can facilitate solutions for these HR issues by providing consulting and business exper-

tise services. Outsourcing employee related duties such as payroll, unemployment claims, application process-ing, I-9 compliance and other complex personnel chal-lenges will reduce direct and indirect cost to your com-pany. Letting BOSCi help with your Human Resource needs will also free up time for you to concentrate on doing what you do best: Grow your business.Workers CompensationOffering exclusive national association sponsored group captive Profit Sharing Workers Compensation for quali-fied candidates who have maintained an above average work place safety record. The underwriting profits are shared by the participating business owners in lieu of benefiting the insurance company and its stockholders resulting is saving of up to 30% or more.In addition, BOSCi offers a large menu of Workers Compensation programs. Available are a large menu of workers Compensation program represented by twelve national and regional insurance companies to assure your company the best possible cost effective workers compensation insurance for your employees.Safety ManagementEach Insure equote participating insurance company operates a customer service centers staffed with a team of skilled and trained professionals. The centers pro-vide day to day customer service support to allow your staff more time to focus on new business and rounding accounts. Regardless of the needs of your customer, you can be assured each will receive quality service and the attention they deserve. Customer Service Centers never closes day or night. Regardless of the time your customer needs assistance, an insurance professional is available to accommodate their request.Risk Management & InsuranceA team of experienced and credentialed insurance agents, risk managers and senior account managers will review your company’s current property and causality insurance program to determine the insurance protection your company needs with bottom line motivation to secure the most competitive options to meet your company needs. Average savings for most business owners is in excess of 20%.

In addition, the risk management team will review existing insurance coverage to determine solutions to manage liability and risk exposure. Our sister company represents over 60 direct appointed leading national and international property and causality insurance companies operating in all states.

Regardless of the size or complexity of your insurance program, our mission is to identify the best insurance solution for your business with a bottom line focus.

Employee BenefitsOutsourcing employee benefits administration transfers daily tasks that can be both complex and time consum-ing for any employer. It is the objective of BOSCi to review employee benefits your company is currently providing as well as address other programs that can be made available as low or no cost to your company. Ex-isting benefit plans may offer opportunities to improve services and cost. These benefits can be administered through payroll.

Payroll ServicesComplete Payroll ProcessingPersonal Assigned Administrative AssistantFiling of all Federal and State Payroll Filings and Payment re-ports including FICA, FUTA, SUTACheck prepared and distribution, Traditional PaycheckDirect DepositPay CardsI-9 ComplianceComplete administration and management Report Filing of 941 940, W-2, W-3Paid Time Off AccrualsWage Garnishments and related administration

Employee BenefitsBenefit Administration consulting and referralsSection 125 PlansVoluntary Dental & Vision Plans401K Retirement PlansMajor MedicalLife Insurance, Group and Individual.Prepaid LegalDiscounted Auto, Homeowner Insurance for Employees and Families

Human Resources

Workers CompensationExclusive Profit Sharing Workers CompensationComparative pricing through 12 Leading Regional and National CompaniesLoss Control/Safety ManagementMedical Managed Care to Assure Insured Employees Receive Quality Care and Early Return to WorkAgressively Manage and Review Experience Modification FactorReview Prior Claims and Outstanding ReservesGuarantee CostDividend PlansDeductible PlansGuarantee Dividend PlansRent a CaptiveCaptive Management and ConsultinUSL&HForeign LiabilityHard to Place Classes Mod Factor up to 180

Safety ManagementCustom Safety Programs Organize Safety MeetingOSHA Regulations and ReportingInspections and Loss Control Visits Safety Recommendations Medical Managed CareCustom Safety Manual

Risk Management & InsuranceComprehensive Business PackageFleet and Commercial AutoInland and Ocean MarineProfessional Liability including MalpracticeDirectors and Officers LiabilityEmployers Professional LiabilityBondingUmbrella LiabilityWorkers CompensationRisk Management