It 's that time of the year again when medical schemes announce the change s to their benefits and costs for next year. This communication serves as a summary of the most important changes that will come

into effect from 1st January 2020 . Bonitas recently announced that its average increase in contributions

for 2020 will be 9,9% However, depending on your option, the increase could be more or less

BonComprehens ive , BonClass ic , BonComplete , Hospi ta l S tandard, BonCap

From next year, members on these options will be able to have specialised radiology (MRI's and CT scans) either in hospital or out of hospital, subject to pre-auth.

You will soon be getting your pack of information from Bonitas.

Call us if you wish to discuss any of these changes.

Please see tab below for our contact details.

info@ebsolutions.za.com Tel: 021 4 6 5 0 071

Members who need hip or knee replacements should use one of Bonitas' designated service providers (DSP). If members have hip or a knee replacement surgery and they don't use the DSP, then they will pay a co-payment of R10 000.

PLAN INCREASES

11,9% 8,4%

9,3% S t a n d a r d , S t a n d a r d S e l e c t

BONESSENTIAL, BONESSENTIAL SELECT & HOSPITAL STANDARD

PRIMARY, PRIMARY SELECT, BONSAVE, BONFIT SELECT

BENEFITS FOR HIP AND KNEE REPLACEMENTS

BONITAS MEDICAL FUND 2020 UPDATE

BENEFITS FOR BACK AND NECK TREATMENT

Here's a great way to earn additional day-to-day benefits! Go to Clicks or Dis-Chem and have a Wellness Screening. The nurse wil l measure your BMI, blood pressure, cholesterol etc. Once you do these tests - free of charge, cause Bonitas pays for it - you will get a Wellness Extender Benefit of between R910 and R2 540 (depending on your option). This benefit can be used to pay for GP consultations, certain blood tests and x-rays, physio, biokineticist or dietician. The scheme will f irst use your funds in the Wellness Extender Benefit before they start to use your savings or day-to-day benefit. So the Wellness Extender Benefit is indeed a great way to get additional cover and preserve your scheme benefits.

• Day-to-Day benefits on Primary and Primary Select have been increased by 15%.

• On the BonSave option, savings wil l increase to 19,5%• On the BonFit Select option, savings will increase to 16%• On BonSave the rate at which in-hospital procedures are

paid will reduce from 150% to 100% in 2020. Chat to us about our affordable Gap Cover options offering cover of up to 500%

• In 2020, on BonFit Select, once your Savings have been used, Bonitas wil l give you 2 additional GP consultations

9,5% BonSaveBonFi t Se lect

Pr imary , Pr imary Se lect BonEssent ia l , BonEssent ia l Se lect

From 2020, the rate at which in-hospital procedures are paid will be reduced from 300% to 150%. Not happy with this change? Then talk to us about our Gap Cover options. Our affordable Gap Cover options will offer you cover of up to 500% of the medical aid rate.

6,2%

HEARING AIDS

From next year, hearing aids will only be available once every 5 years. This is applicable on the following options :-

• BonComprehensive• Standard & Standard Select

• BonClassic• BonComplete

WELLNESS EXTENDER

Bonitas offers great benefits for the treatment of back and neck conditions, including spinal surgery. Members have to register on the back and neck managed care programme. If you don't register, and you have the surgery, then you will be liable for a co-payment of R10 000

BONFIT

The Bonf i t opt ion wi l l have a name change. From 2020 i t wi l l be known as the BonFit Se lect opt ion

BONCOMPREHENSIVE

BONCLASSIC

In 2020, members on BonClassic wil l use their savings to pay for out-of-hospital paramedical treatment (eg physiotherapy)