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Jeeef=100%According to RBI, the LCR will be introduced in a phased manner starting with a minimum requirement of 60% from January 1, 2015 and reaching minimum 100% on January 1, 2019.

01, 2015January 1, 2015

01, 2016January 1, 2016

01, 2017January 1, 2017

01, 2018January 1, 2018

01, 2019January 1, 2019

Minimum LCR

60% 70% 80% 90% 100%

Composition of HQLA

() High Quality Liquid Assets (`HQLAs)

Average percentage contribution to HQLA

1 Level 1 Assets Cash in hand 4.51%

Excess CRR balance 23.89%

Government Securities in excess of minimum SLR requirement

28.17%

( 2 )

Government securities within the mandatory SLR requirement, to the extent allowed by RBI under MSF (presently to the extent of 2 per cent of NDTL as allowed for MSF)

11.17%

II 0% ( .. )

Marketable securities issued or guaranteed by foreign sovereigns having 0% risk-weight under Basel II Standardized Approach (country-wise details to be provided under memo item no.1)

2.39%

( 5 )

Facility to avail Liquidity for Liquidity Coverage Ratio(presently to the extent of 5 per cent of NDTL as allowed for MSF)

27.92%

, Total Adjusted Level 1 Assets 98.06%

2 Total Level 2A Assets 1.87%

2 Total Level 2B Assets 0.08%

= 1 + 2+ 2 -15% - 40% .

Total Stock of HQLAs = Level 1 + Level 2A + Level 2B Adjustment for 15% cap Adjustment for 40% cap

100.00%

Borrowing facility within the mandatory portion of SLR (Marginal Standing facility and Facility to avail liquidity under LCR) is the largest component of HQLA constituting nearly 39.09% followed by excess SLR at 28.17%.

. : :

i () -

ii - : '' - -'' '' -'' . ( ) 30 .

= / 30 = 100%

, 01 2015 60% 01 2019 100% .

( ) -, () , 39.09% 28.17% .

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, 390 006

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(MesejOeejke eje Yeje SJeb nmlee#ej efkeee peeS)

hebpeerke=le Heesefueees vebyej [erheer DeeF&[er veb.ieenke DeeF&. [er veb.

(eefo DeYeewefleke he mes ve nes) (eefo Mesej DeYeewefleke he ceW nes)MesejeW keer mebKee

ceQ/nce......................................................................efveJeemeer...............................................efpeuee..............................................jepe...............................................yeQke Dee@]He ye[ewoe kee/kes MesejOeejke nesves kes veeles Sleeje eer/eerceleer...............................................efveJeemeer.............................................efpeuee..............................................jepe...............................................kees ee Gvekes ve nesves hej ee r/ee rcelee r......................................................................................e fveJeemee r..........................................................efpeuee...............................................jepe..............................................kees yegOeJeej, 24 petve, 2015 kees heele 10.30 yepes mej meeepeerjeJe veiejie=n, Je[esoje ceneveiej mesJee meove, er.heer.-1, SHe.heer.549/1, peerF&yeer kee@ueesveer kes heeme, Deesu[ heeoje jes[, Je[esoje - 390 020 ceW ee Fmekeer efkemeer mLeefiele leejerKe kees yeQke Dee@]He ye[ewoe kes MesejOeejkeeW keer nesves Jeeueer Jeee|

Bank of BarodaHead Office: Mandvi, Baroda 390 006

FORM B

FORM OF PROXY(To be filled in and signed by the Shareholders)

Regd. Folio No.DP ID

Client ID

(If shares are not dematerialized) (If shares are dematerialized)

No. of Shares

I / We resident/s of in the district of in the State of being a shareholder / Shareholders of the Bank of Baroda, hereby appoint Shri/Smt resident of in the district of in the State of or failing him / her, Shri / Smt

resident of .in the district of in the State of as my / our proxy to vote for me/us and on my/our behalf at the Annual General Meeting of the Shareholders of the Bank of Baroda to be held on Wednesday, 24th June 2015 at 10.30 a.m. at Sir Sayajirao Nagargriha, Vadodara Mahanagar Seva Sadan, T. P. 1, F. P. 549/1, Near GEB Colony, Old Padra Road, Akota, Vadodara 390 020, and at any adjournment thereof.

Signed this day of 2015.

Signature of the Proxy

Name :

Address :

Signature of first named / sole shareholder

Instructions for signing and lodging the Proxy Form

Please affix

Revenue

Stamp

1 No instrument of proxy shall be valid unless,

a) in the case of an individual shareholder, it is signed by him/her or by his/her attorney, duly authorized in writing, or

b) in the case of joint holders, it is signed by the shareholder first named in the register or his/ her attorney, duly authorized in writing, or

c) in the case of a body corporate signed by its officer and executed under its common seal, if any or otherwise signed by its attorney duly authorized in writing.

Provided that an instrument of Proxy shall be sufficiently signed by any shareholder, who is, for any reason, unable to write his/her name, if his/her mark/thumb impression is affixed thereto and attested by a Judge or Magistrate or Registrar or Sub-Registrar of Assurances or other Government Gazetted Officer or an Officer of Bank of Baroda.

2. No proxy shall be valid unless it is duly stamped and is deposited at the Head Office of the Bank at Bank of Baroda, KYC & AML Department, 8th Floor, Suraj Plaza-1, Sayajiganj, Vadodara- 390 005, not less than FOUR DAYS before the date fixed for the Annual General Meeting, i.e. on or before the closing hours of the Bank at 5.00 p.m. on 19th June 2015 together with the Power of Attorney

or other authority (if any) under which it is signed or a copy of that Power of Attorney or other authority certified as a true copy by a Notary Public or a Magistrate, unless such a power of attorney or the other authority is previously deposited and registered with the Bank/its Share Transfer Agent.

3. In case the relevant Power of Attorney is already registered, the registration number of the Power of Attorney and the date of such registration may be mentioned.

4. No instrument of the proxy shall be valid unless it is in Form B

5. An instrument of proxy deposited with the Bank shall be irrevocable and final.

6. In the case of an instrument of proxy granted in favour of two grantees in the alternative, not more than one Form shall be executed.

7. The granter of an instrument of proxy shall not be entitled to vote in person at the Annual General Meeting to which such instrument relates.

8. No person shall be appointed as duly authorized representative or a proxy who is an officer or an employee of Bank of Baroda.

9. All alterations in the Proxy Form should be duly authenticated.

307

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efhheCeer / NOTES

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BOB AR File 2015-FULL-1Page 1cover-back.pdfPage 1

Binder2.pdfBOB AR-LOWBOB AR File 2015(Secretarial)Untitled

BOB AR File 2015(Account)Untitled