bisp, presentation
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Meeting the targets set by Millennium Development Goals:Establishment of largest & transparent Social Safety Net .Eradication of extreme & chronic povertyEmpowerment of womenTRANSCRIPT
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BISPBENAZIR INCOME SUPPORT PROGRAMME
Government of Pakistan
www.bisp.gov.pk
Vision, Mission & Objectives
Meeting the targets set by Millennium Development Goals:
Establishment of largest & transparent Social Safety Net .
Eradication of extreme & chronic poverty
Empowerment of women
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Establishment-BISP
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BISP (HQ) Islamabad
Regional HQ Punjab
Divisional Directorates (9)
*Tehsil Offices (175)
Regional HQ Sindh
Divisional Directorates (7)
Tehsil Offices (126)
Regional HQ KPK/FATA
Divisional Directorates (7)
Tehsil Offices (117)
Regional HQ Baluchistan
Divisional Directorates (6)
Tehsil Offices (82)
Regional HQ AJK/Gilgit Baltistan
Regional Directorates (6)
Tehsil Offices (50)
Regional Head Quarters 6Divisional Directorates 35Tehsil Offices 550
* Complaints redressing and monitoring offices, establishment under process.
BISP Initiatives
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Cash Grants
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To compensate marginalized and low income families.
Scientific Targeting based on POVERTY SCORECARD SURVEY.
Payment through Money Orders, Mobile Banking & Smart Card.
A cash grant of Rs.2,000/- every alternate month
Beneficiaries: 4 million families.
Total Cash Grant Disbursements: more than Rs.70 Billion
Target: 5 - 7 million families by June 2011.
Improved TargetingPoverty Scorecard Survey
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First time ever in Pakistan, a Proxy Means Testing based POVERTY SCORECARD SURVEY is being conducted in the entire country to improve targeting and have an objective assessment of the poverty.
Poverty Scorecard Survey
Pilot phase of this survey was done in 16 districts from all over Pakistan.
Nationwide Survey has also been completed in Baluchistan, AJK, and Gilgit Baltistan. In total 60% of the country has been surveyed.
Data entry is simultaneously going on in NADRA.
Approximately 1 million families have already been identified in 38 districts whose data entry has been completed.
Nationwide Survey is planned to be completed by June 2011.
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Payment Mechanisms
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Transparency is the keystone of BISP’s functions. Initial mode of payment was through money orders. Now BISP is planning to modernize the payment mechanism by introducing technology based solutions through BENAZIR SMART CARDS / BRANCHLESS BANKING.
Payment Mechanisms
For cash grant payments, transition from manual payments (money orders ) to BENAZIR SMART CARD has started in selected districts (Mirpurkhas,Sanghar, Mianwali, and Multan).
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Payment Mechanisms
Approximately 174,000 beneficiaries have already received BENAZIR SMART CARDS
Mobile Phone Banking has also been started in selected districts (Larkana, Layyah, Barkhan, and Batagram).
More than 32,000 mobile phones have already been distributed in pilot district free of cost.
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Payment Mechanisms
• Card to Phone
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Payment Mechanisms
• Card to Point of Sale
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Waseela-e-Haq
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1- Identification of business.
3- Necessary training required to execute the identified business.
2- Counseling regarding choice
of business.
4- Monitoring and evaluation of business. *
* Against already determined Objectively Verifiable Indicators (OVI’s)
Long-term interest-free financial assistance of Rs.300,000, along with basic training & counseling, is given to randomly selected beneficiaries for small businesses.
Waseela-e-Haq: Salient Features
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Offers long term interest free returnable financial assistance through computerized balloting to randomly selected beneficiaries.
Based on the premise that marginalized families have skills, which remain unutilized and untapped
Alternative to the conventional banking system, which rejects the poor classifying them non-creditable.
. Based on personal trust instead of any collateral.
So far more than 14000 families have been pre-qualified in 17 draws.
Waseela-e-Rozgar
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TrainingFacility &Trainers
Choice of
Training
Boardingand
Lodging
TrainingExpenses
Beneficiaryor her
Nominee
Demand driven, free of cost, technical & vocational training is offered to one individual per beneficiary family.
Waseela-e-Rozgar: Salient Features
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Domestic as well as international markets’ demand has been ascertained through Ministry of Labour & Manpower
Certificate-based skills as well as in-house or product-based training
BISP, through partner organizations, is providing guidance & counseling to the trainee; vocational training facilities; and professional trainers
Duration of offered trainings is: 4 weeks, 3-6 months and one year
Trainings have already been started in Bannu and Karak districts
Waseela-e-Sehet
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Designed to Improve access to health services and reducing income loss of the already marginalized due to health related expenditure
PATIENTWITH BENAZIRHEALTH CARD
BISP DESKIN EVERY
DESIGNATEDHOSPITAL
BISP DESK
POS TERMINALREFERAL TO
CONCERENEDSECTION
DISCHARGEINVOICE
COMPUTERIZEDDEDUCTIONFROM THEACCOUNTOF USER
Waseela-e-Sehet: Salient Features
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First Phase
Life Insurance of Rs. 100,000 provided to the bread earner of the beneficiary’s family
Approximately 1 million beneficiary families have been provided life insurance
Second Phase
Health and Accident insurance cover will be provided to all members of beneficiary's families
Maximum benefit cap of Rs.25000/- per family per year
Benazir Health Cards (Biometric cards ) will be issued to enrolled families
Emergency Relief Package
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Addresses the urgent financial needs of the families affected by any emergency.
Emergency Relief Package
BISP reached flood affectees immediately due to availability of a current and extensive data base.
Financial assistance provided to: Victims of 2010 Floods IDPs of Swat, FATA and Bajur. Civilian bomb blast victims. Earthquake affected families in Baluchistan
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Emergency Relief Package
Area Nature of Emergency
No. of Beneficiary
Families
Benefits Disbursed
(in Rs)
Benefits Disbursed
(in $)
All Over Pakistan Floods of 2010 978,888 4.6 B 54 M
Swat/Malakand IDPs 318,126 3.82 B 45 M
FATA/Bajur IDPs 3965 28 M 0.3 M
All over Pakistan Bomb blasts 1500 17 M 0.2 M
Baluchistan Earthquake 3729 71 M 0.8 M
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Following disbursements have been made to the families affected by emergency.
Separation of Functions
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To further ensure transparency BISP has adopted following separation of functions:
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Following initiatives have been taken for the first time in the history of Pakistan:
Technology Based Transparency
Targeting
Verification
Payments
Grievance
Redressal
PMT based Poverty Scorecard Survey using GPS.
Through State of the Art NADRA Database.
Smart Card/ Mobile Banking/ Branchless Banking.
Solutions based management information system.
Donor’s Support
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Due to the transparency, objectivity and efficacy of the programme international financial institutions and donor agencies have shown full trust in BISP.
Major donors of BISP are:
World Bank funded Social Safety Net Technical Assistance worth (US$ 60 million)
USAID support for cash grants – US$ 160 million Asian Development Bank support for cash grants – US$
150 million
Chairperson BISP Ms. Farzana Raja on SAARC
Conference• Chairperson BISP Ms. Farzana Raja on SAARC
Conference April 18, 2011
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Meeting with US Coordinator
• Meeting with US Coordinator Ms. Robin Raphel at BISP Secretariat May 04, 2011
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Press Conference at BISP Secretariat
• Press Conference at BISP Secretariat April 26, 2011
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Meeting with Swedish Ambassador
• Meeting with Swedish Ambassador. April 26, 2011
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Vocational Training under Waseela-e-Rozgar
• BISP Provides Demand Driven Vocational Training under Waseela-e-Rozgar April 20 2011
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Chairperson BISP at National Press Club Islamabad
• Chairperson BISP at National Press Club Islamabad April 17, 2011
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High Level Pakistan Post Delegation at BISP
Secretariat • High Level Pakistan Post Delegation Headed by
Sardar Muhammad Umer Gorgaje, Federal Minister for Postal Services March 28, 2011
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Visit to Kacha Garhi Camp
Visit to Kacha Garhi Camp near Peshawer and launching of Benazir Smart Card
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Launching of Benazir Income Support Programme at
Sindh• Launching of Benazir Income Support
Programme at different locations of Sindh
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Meeting with Ambassador of Pakistan to UN
• Meeting with H.E. Mr. Hussain Haroon Ambassador of Pakistan to UN June 24, 2009
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Function for IDP's held at the President House.
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Waseela-e-Haq Sixth Draw
• Waseela-e-Haq(The Right Source) Ceremony Sixth Draw April 04, 2010 at Naudero,Sindh.
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Waseela-e-Haq Fourth Draw
• Waseela-e-Haq(The Right Source) Ceremony Fourth Draw January 19, 2010 at Governer House Punjab.
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Waseela-e-Haq Third Draw
• Waseela-e-Haq(The Right Source) Ceremony Third Draw December 10, 2009 at President House Islamabad
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Inauguration of Complaint Centre Rawalpindi
• Chairperson's Inauguration of Complaint Centre Rawalpindi on Wednesday 19th May 2010.
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Ceremony of Waseela-e-Haq(The Right Source)
• Ceremony at Naudero April 03, 2011
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Ceremony of Waseela-e-Haq Programme
• Ceremony of Cheques distribution among BISP beneficiaries under Waseela-e-Haq Programme in Governor House Lahore March 24, 2011
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Launching of Mobile Phone Banking
• Launching of Mobile Phone Banking - December 26, 2010
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Benazir Income Support Programme
BISP MEDIA WING:11112010
www.bisp.gov.pk