barclays international banking international banking brings ... paid into your barclays...

BarclaysInternationalBankingLookforwardtoafreshperspective

Multi-currency accounts | Savings | Investments | Foreign exchange

International Banking

Contents 4 WelcometoBarclaysInternationalBanking

5 WhychooseBarclays?

6 InternationalBankingataglance

8 Simplewaystomanageyourmoney

11 Foreignexchangethatsuitsyou

12 BuyingapropertyintheUK

13 Planningyourinvestments

14 Serviceandsupport

BarclaysInternationalBankingbringsyoutheopportunitytobankoffshore,openmulti-currencyaccountsandinvestinawaythatsuitsyou.We’llprovideahomeforyourbanking,savingsandinvestmentsaswellasaccesstoexpertisethatcouldhelpyouachieveyourambitions.

Aswellasavarietyofbankingandinvestmentproductsandservices,weofferyoutheabilitytoholdyourfundsoutsideyourhomecountrywithsupportandservicesforworking,livingorretiringabroad.

Yourwealthdoesn’tstandstill,soneitherwillwe.WeunderstandthateveryoneusesInternationalBankingfordifferentreasons,andwedon’tbelievethat‘onesizefitsall’whenitcomestoyourmoney.Wewanttouseourexpertisetohelpyouachieveyourgoals.

Aswellashavingaccesstoonlinebanking,youcancontactusthroughourServiceCentre,usingourinternationaltollfreenumber+800 800 88885,alternativelyyoucancall+44 (0) 1624 6844441.

You’llhaveallthesupportyouneedfromourInternationalBankingteam.OurexperiencedServiceExecutivescanhelpwithyourday-to-daybankingneeds.TheycanperformIndividualReviews2tounderstandyourfinancialgoalsandhelpyoumakethemostofyourmoney.OurRelationshipServiceisavailabletoclientswhomaintainatleast£100,000,orcurrencyequivalent,insavingsandinvestmentswithBarclaysInternationalBanking.Throughthisserviceyou’llhaveaccesstofinancialspecialistsandaRelationshipManagerwhowillhelpyoumanageyourwealthandcreateaplantohelpyouachieveyourambitions.

Themoreyouchoosetoholdwithus,thegreatertherangeofproducts,servicesandexpertiseweoffer.

Please note: all investments carry risks which means that they can fall in value as well as rise and you may get back less than you invested.

WelcometoBarclaysInternationalBanking

Whetheryou’replanningforyourchild’seducation,movingabroadorgettingreadyforretirement,weknoweveryonehasdifferentgoalsforthefuture.

1Tollfreenumbersmaynotbeavailableinsomecountries.Pleaseusethealternativenumberprovided. 2TheIndividualReviewaimstocaptureandupdateinformationaboutyourfinancialgoalsandwhatisimportanttoyou.ThismayresultinourServiceExecutivesbeingableto

providefurtherinformationtoyouonadditionalproductsandservices.Pleasenotethatnotallproductsandservicesdescribedinthisbrochure,includingtheIndividualReview,areavailableinalljurisdictionsandsomeareavailableonalimitedbasisonly,duetolocalregulatoryandlegalrequirements.PleasenoteourServiceExecutiveteamdoesnotprovidefinancialadvice.

barclays.com/international | +800 800 88885 | +44 (0) 1624 684444

WhychooseBarclays?

GlobalperspectiveWithInternationalBanking,you’llhaveaccesstobankingexpertisefromacrossBarclays,oneofthelargestfinancialservicesgroupsintheworld.

SecuritythroughsmarttechnologyYoursecurityisourpriority.Ouronlinesecuritysystemswillkeepyourinformationandassetssafefromfraud.TheInternationalBankingServiceCentreusesadvancedvoicerecognitiontechnologytoidentifyclientsoverthephone.

RewardingrelationshipsYourfinancialneedsareimportanttousandourServiceExecutives,RelationshipManagersandotherspecialistswillworkwithyoutohelpyougetthemostoutofyoursavingsandinvestments,whateveryourfinancialgoals.

GetintouchYoucancontactusonlineortalktoourServiceExecutivesusingourinternationaltollfreenumber+800800 88885,alternativelycall+44 (0) 1624 6844441.YoucanalsoregisterforBarclaysMobileBankingtohelpyoumanageyourmoneyonthego.BarclaysMobileBankingiscurrentlyavailableonsmartphonesforsterlingaccounts.

Wehaveover325yearsofhistoryinmanagingmoneyforourclients.We’reagloballyrecognisedorganisationofferingyoubanking,savingsandinvestmentproductsthatmightnotbeavailablelocallytoyou,inawiderangeofcurrencies.

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InternationalBankingServiceDevelopedforclientswhomaintainatleast£25,000orcurrencyequivalent¹,ourInternationalBankingServicewillprovideyouwithsecurebankingtechnology,accesstoBarclaysMortgageAdvisers,TreasuryTeamandServiceExecutiveswhoarereadytooffersupporttoanyInternationalBankingclient.

Our Service Executives can:• Manageyourday-to-daybankingneeds

• ConductanIndividualReviewtoexploreyourfinancialgoalsandtalkyouthroughtheproductsandservicesweoffertohelpyouachievethem

• HelpyoutoopenadditionalInternationalBankingaccounts

Callthemonourtollfreeinternationalnumber+800 800 88885,alternativelyyoucancall+44 (0) 1624 6844442.

IMPORTANT:Ifyouraveragebalanceinsavingsand/orinvestmentsfallsbelow£25,000(orcurrencyequivalent)forfourconsecutivemonths,youwillbechargedamonthlyfeeof£20.Forfurtherinformationonservicelevelsandfees,pleaserefertoourInternationalBankingAdditionalTermsandTariffGuide.

RelationshipServiceDesignedforclientswhomaintainatleast£100,000orcurrencyequivalent1,ourRelationshipServiceoffersclientsarangeofexpertsincludingInternationalInvestmentAdvisers,TreasurySpecialistsandaRelationshipManager.OurServiceExecutiveswillalsobeonhandforanyofyourday-to-daybankingneeds.

Our Relationship Managers can:• Taketimetoexploreyourfinancialgoalsindetailand

understandwhatyouwanttoachievefromyoursavingsandinvestments

• Usetheirexpertisetohelpyoudevelopaplantomeetyourfinancialambitions

• HelpyougetthemostoutoftheBarclaysGroupbyputtingyouintouchwithrelevantspecialists

• Keepyouinformedwithrelevantresearchandinsightsandhelpyoutomanageyourwealth.

InternationalBankingataglanceManagingyourfinancescanfeelcomplicatedattimes.OurInternationalBankingServiceandRelationshipServicecanofferyousupportandpeaceofmindwhenmanagingyourwealth.

IfyouhavecometoliveinoraremovingtotheUKasaNon-Domiciledperson,youwillqualifyforourcoreInternationalBankingServiceifyoudepositandmaintainatleast£25,000(orcurrencyequivalent)oryouhaveanannualindividualgrosssalaryof£150,000ormore(orequivalentinanothercurrencyorcurrencies)andthesalaryyoureceiveispaidintoyourBarclaysInternationalbankaccounteachyearexcludinganyannualbonus.PleaseseeBarclaysInternationalBankingtermsforUKResidentNon-Domiciled(“RND”)clientsformoreinformation.

1Foreitherservice,thestatedamountistheminimumvaluerequiredinsterlingofyoursavingsandinvestmentswithBarclaysInternationalBankingwherenomonthlyfeewillbecharged.Ifyouhavesavingsorinvestmentsincurrenciesotherthansterling,we’llworkoutthesterlingequivalentbyusingtheexchangeratethatappliesatthetimewedothecalculation.

2Tollfreenumbersmaynotbeavailableinsomecountries.Pleaseusethealternativenumberprovided.

InternationalBankingdesignedforyou,whateveryourfinancialambitions.


Asyoursavingsandinvestmentsgrow,ourrangeofproductsandservicescanmovewithyou.

Please note: all investments and mortgages carry risks. For investments, this means that they can fall in value as well as rise and you may get back less than you invested. For mortgages, this means your home may be repossessed if you do not keep up repayments on your mortgage.

1BarclaysMobileBankingisavailableonsmartphonesforsterlingaccounts.

Pleasenote:wemaychangeorreplaceyourRelationshipManagerortheproductsandservicesmadeavailableunderdifferentservicelevelswithoutadvancenotice.Someproductsmayrequireaproductminimumonapplication.Someproductsandservicesmaynotbeavailableinalljurisdictions.

PleaserefertotheInternationalBankingAdditionalTermsformoreinformation.

Ifyoumaintainatleast£250,000insavingsandinvestments,you’llhaveevenwideraccesstoourproductsandexpertise.

Rela

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Serv

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• AccesstoCompanyandTrustmortgages

• SupportfromTrustSpecialists

Ifyoumaintainatleast£100,000insavingsandinvestments,youcanalsobenefitfromarangeofservicesincludingaccesstoaRelationshipManager.

• ARelationshipManager

• Buy-to-letmortgages(subjecttostatus)

• AccesstoTreasurySpecialistsandInternationalInvestmentAdvisers

• Arangeofinvestmentproducts

Ifyoumaintainatleast£25,000insavingsandinvestments,youcanusealloftheproductsandservicesourInternationalBankingServiceoffers.

Ifyourbalancefallsbelow£25,000forfourconsecutivemonths,youwillbechargedamonthlyfeeof£20.

Inte

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iona

lBan

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Ser

vice

• 24/7onlinesupportfromourexperiencedServiceExecutiveteam

• Smarttechnology,includingvoicerecognition

• AccesstoBarclaysMobileBanking1

• Foreignexchangeserviceavailableinmultiplecurrencies

• Asavingsaccountinpounds,USdollarsandeuros

• AccesstoadvicefromBarclaysMortgageAdvisers

• AccesstotheBarclaysTreasuryTeam

• Internationalbankaccountinthreemajorcurrencies.(pounds,USdollarsandeuros)

6|7

SimplewaystomanageyourmoneyBarclaysInternationalBankingisheretosupportyou.Wehavearangeofproductsandservicesthatareavailableassoonasyoustartbankingwithus.Whetheryou’rethinkinglong-termorwanttobeabletoaccessyourmoneyquickly,wecanhelpyougetthemostfromyourmoney.

InternationalBankAccountYoucanhaveanInternationalBankAccountinthreemajorcurrencies(sterling,euroorUSdollars)andapplyforanoverdraftfacility.Youcanalsohaveasterlingdebitcard.Creditcardsareavailableinsterling,euroorUSdollars,subjecttoapplication.

InternationalsavingsWhenyouopenaninternationalsavingsaccount,you’llbeabletosaveinthreemajorcurrencies(sterling,euroorUSdollars)aswellasbeingabletomakeandreceiveinternationalpayments.Whetheryou’resavingforsomethingspecial,orsimplywanttoputsomemoneyaside,withInternationalBanking,youcangetinstantaccesstoyoursavings.

Moreinformationonourinterestratescanbefoundatbarclays.com/international

FixeddepositsDepositmoneyforanagreedtermwithourrangeoffixeddepositsthatputyoufirmlyincontrolofthereturnyoumakeonyoursavings.

Youcanmanageyourmoneyandviewbalanceswhereveryouarewithouronlinebankingservice.


Foreignexchange(FX)thatsuitsyouWhenmanagingyourwealth,youneedaforeignexchangeservicethat’squick,easytouseandallowsyoutokeepontopoftherisksposedbycurrencyfluctuations.MakethemostofFXopportunitiesbytakingadvantageofourrangeofproducts,servicesandexpertise.

TreasuryTeamSpeaktotheTreasuryTeamwhowillsupportyouwithallyourFXneeds.Ifyou’reeligibleforourRelationshipService,ourTreasurySpecialistswilloffertheirviewonforeignexchangemarketsandFXexecution.

CurrencyconversionYoucantradeinover70currencypairs,puttingyoufirmlyincontrolofyourcurrencyrequirements.Themoreyouconvert,thebetterthecurrencyrateswecanoffer.Whetheryouwanttosendapaymenttoanothercountryorperformatradetohelpmanagecurrencyfluctuation,ourFXserviceprovidesyouwiththetoolsyouneedtohelpyoumanageyourmoneyinternationally.

iAlertMonitor FX information with iAlert so you can:

• Setupperandlowerexchangeratethresholds

• Receiveemailalertswhencurrenciesyouaretrackinghityourchosenratethreshold

• Getregularemailupdatesontheperformanceofyourchosencurrencypairs.

TofindoutmoreaboutregisteringforiAlertpleasespeaktoaServiceExecutiveorRelationshipManager.

Please note: when entering into FX transactions you can suffer losses.

AllofourclientscanbenefitfromtheexpertiseofourTreasuryTeam.

10|11

MortgageAdviserAMortgageAdviserwillhelpyouchoosethemortgagethat’srightforyou.They’llguideyouthroughthepropertybuyingprocessandsupportyouthroughoutthelifeofyourchosenmortgage,whetheryouneedtorepayearly,re-mortgageormakeanyotherchanges.

WithBarclaysInternationalBankingyoucanchoosefromarangeofUKfixedandvariableratemortgageswiththeongoingsupportandexpertiseofourMortgageAdvisers.

FixedratemortgagesWithfixedratemortgages,theinterestratedoesn’tchangesoyourmortgagerepaymentsstaythesameforafixedamountoftime.Thisisidealifyou’relookingtoplanaheadbecauseyou’llknowexactlyhowmuchyouneedtopaybackeachmonth.You’llalsobeprotectedfromanyunexpectedrisesininterestrates.

VariableratemortgagesVariableratemortgagesaretrackedtotheBarclaysbaseratethattypicallyfollowstheBankofEnglandbaserate.Theydonotcarryearlyrepaymentcharges.

Buy-to-letmortgagesIfyou’reeligibleforourRelationshipServiceyou’llbeabletoapplyforabuy-to-letmortgage,givingyoutheopportunitytopotentiallyreceiveanincomefromyourproperty.Your home may be repossessed if you do not keep up repayments on your mortgage. Your buy-to-let property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.

BuyingapropertyintheUKTherearemanyreasonswhyyoumightchoosetobuyapropertyintheUK.Youmightbelookingforasecondhome,buyingapropertyforachildstudyingabroadoryoumaysimplywanttoaddpropertytoyourinvestmentportfolio.Ifyou’reconsideringit,wecanofferyousupporttohelpyoumaketherightdecisionaboutyourmortgage.

Ourdedicatedcustomerserviceandhigh-qualityproductrangewasrecognisedattheYourMortgageawards,wherewewerenamedBestBankforMortgagesin2014.


InternationalInvestmentAdviserOurexpertswillhelpyouplanyourinvestmentstohelpyoumakethemostofyourwealth.Theycanunderstandyourneeds,adviseyouonthecharacteristics,benefitsandrisksofourinvestmentofferinganddevelopaninvestmentplanthatmatchesyourgoalsandattitudetorisk.

DiversifiedfundsDiversifiedfundsallowyoutospreadyourinvestmentsacrossmanydifferentassetclasses,providingyouwitharangeofbenefitsincludingaccesstosomeoftheworld’sleadinginvestmentmanagers.

SpecialisedfundsWeofferspecialistequityandfixed-incomefundsprovidingyouwiththeopportunitytogainexposuretospecificmarkets.

StructurednotesStructurednotesdiversifyyourportfolioandhelpyoutoprotectyourcapital.TheyoffervaryingdegreesofexposuretounderlyingmarketssuchasFTSE100andS&P500.

Product minimum(s) may apply. Please remember that all investments carry risk. Investments can fall in value and you may get back less than you invested. When investments are denominated in currencies other than your own, their value in your home currency may rise or fall because of changes in exchange rates.

PlanningyourinvestmentsWhetheryou’relookingtoexplorespecificareasofinterestordiversifyandprotectyourinvestments,ourteamofexpertscanhelpyoudevelopaninvestmentplanthatmatchesyourgoalsandthelevelofriskyou’recomfortablewith.Thefollowingproductsandservicesareonlyavailabletoclientswhomaintainatleast£100,000withBarclaysInternationalBanking.

12|13

ServiceandsupportEnjoythefreedomandflexibilitytomanageyourmoneyindifferentcurrenciesandtimezones,fromalmostanywhereintheworld.

1Pleasecallusonourinternationaltollfreenumber+80080088885,replacingthe+withyourcountry’sexitcode.Ifdiallingfromamobile,chargesmaystillapply. 2Tollfreenumbersmaynotbeavailableinsomecountries.Pleaseusethealternativenumberprovided.Pleasenotechargeswillapplywhendiallingthealternativenumber,

checkwithyourlocalprovider.

Callsmayberecordedsothatwecanmonitorthequalityofourserviceandforsecuritypurposes.

GoonlineAvailabledayandnight,oursecureonlinebankingservicemeansyoucanmanageyourmoneywheneveryouwantto.Checkyourbalance,seeyourstatementsandcarryouttransactionsatatimethat’sconvenienttoyou.It’ssafe,secureandsimpletouse.

Visitusatbarclays.com/international

CallusOurdedicatedteamwillhelpyoumanageyouraccountsandansweranyquestionsyoumayhave.Weunderstandthatmakinganinternationalcalltoyourbankcanbeexpensivesowe’veintroducedatollfreenumber.

CallusandspeaktoaServiceExecutiveon+800 800 888851oralternativelycall+44 (0) 1624 6844442

BarclaysMobileBankingBarclaysMobileBankingisdesignedtohelpyoumanageyourmoneywhenyou’reonthemove.Checkyourbalance,transfermoneybetweenyourBarclayssterlingaccountsandmakepaymentsintheUK.BarclaysMobileBankingisavailabletoclientswithsmartphonesforsterlingaccounts.


Find out more today+800 800 88885* | +44 (0) 1624 684444** | barclays.com/internationalTo get this in Braille, large print or audio, call +800 800 88885* or +44 (0) 1624 684444**

*Pleasecallusonourinternationaltollfreenumber+80080088885,replacingthe+withyourcountry’sexitcode.Alternativelypleasecall+44(0)1624684444.Ifdiallingfromamobile,chargesmaystillapply.

**Tollfreenumbersmaynotbeavailableinsomecountries.Pleaseusethealternativenumberprovided.Pleasenotechargeswillapplywhendiallingthealternativenumber,checkwithyourlocalprovider.

Linesareopen24hoursaday,7daysaweekexcept25Decemberwhenthelinesareclosed.

Calls may be recorded so that we can monitor the quality of our service and for security purposes.

BarclaysofferswealthandinvestmentmanagementproductsandservicestoitsclientsthroughBarclaysBankPLCanditssubsidiarycompanies.BarclaysBankPLCisregisteredinEnglandandauthorisedbythePrudentialRegulationAuthorityandregulatedbytheFinancialConductAuthorityandthePrudentialRegulationAuthority.

RegisteredinEngland.RegisteredNo.1026167.Registeredoffice:1ChurchillPlace,LondonE145HP.

Itemref:IBIM4430_PLCCreated:03/17

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