bank data managment

We Make Bank Data InsightfulThe war for talent in banking risk management

Risk and compliance are core to financial institutions’ operations, and critical to their business models, yet a “war for talent” exists, and is intensifying, in today’s changing marketplace.

Bank Management Program

The Ultimate Bank Management Program For Banks of Every Size

Account Profitability

Every deposit account, loan, credit card and safe deposit box is shown in income statement format using all customer activities which are downloaded from the bank’s core system. These activities are monetized using each bank’s own costs.

Customer Profitability

The entire customer relationship is shown including related affiliates and the ability to “drill down” to the account level is enabled.

Checking Account Modeling

Opa’s program points out that most banks have a problem with checking and savings account in that the majority of them lose money even with NSF fees included.

Most Profitable Customers

High/Low CIF Profits

Banks will be able to see that the top 10% of profitable customers provide almost all of the profit. The bank ’ s calling efforts will be directed to those at the top and those at the bottom will receive attention to stop the losses.

bank data managment

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