baker hill origination suite overview
TRANSCRIPT
What is Baker Hill Origination®?
Workflow processing solution for: Small Business Consumer Direct Consumer Indirect
Queue-basedRole security
Flexible decisioning strategies
Interfaces to document prep and other 3rd party services
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Application processing
LOAN OR LINEDOCUMENT PREPARATION
VERIFICATION & COLLATERAL EVALUATION
WEBSITE BRANCH CALL CENTER REMOTE USER RELATIONSHIP MANAGEMENT
APPLICATIONDECISIONING
SUBMIT APPLICATION
VALIDATE APPLICATION
DATA
SCORE APPLICATION
ANALYZE DATA &SCORES
RECOMMEND PRICING & DECISION
AppLink
Compliance features
Standard compliance features to help you comply with the regulations that govern credit origination
S T A N D A R D C O M P L I A N C E T O O L S
C O N S U M E R S P E C I F I C C O M P L I A N C E T O O L S
Customizable decline/approval letters FACTA/Red Flag alerts HMDA/CRA data gathering Appraisal notice Other regulation B/FCRA compliance
enabled documents/features
Risk-based pricing notices Support for the ability to repay/qualified
mortgage rules HPML and HOEPA determination and
alerts Home ownership counseling notice
C & F Bank is a Virginia bank with $1.3 billion in assets that is committed to outstanding customer service. They
offer a diverse portfolio of financial products.
Partially centralized processes Incomplete application data Inconsistent documentation management Need for improved communication and compliance
B U S I N E S S C H A L L E N G E S
C&F Bank case study
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C&F Bank case study, continued
With Baker Hill, they saw…
45%
reduction in input errors
42%increase in small
business applications within the first year
50%reduction in status
update calls on deals
75%decrease in Business Credit memo creation
time
3day SLA for complete
Business applications