bagi travel select press meet

BHARTI AXA GENERAL INSURANCE

TRAVEL INSURANCE LAUNCH

MENTION DE CONFIDENTIALITÉ

Our Parent Companies

BHARTI GROUP

Operations in 21 countries, interests in

Telecom, Insurance, Retail, Fresh &

processed Foods and Real Estate.

Bharti Airtel, is the largest Integrated

Telecom Company in India and the 4th

largest telecom company worldwide.

Entered the insurance business in 2006

through a JV with AXA

AXA GROUP

No. 1 International General Insurance Company in

Asia and No. 1 Global Insurance Brand for the 6th

year in a row(source Inter brand)

World Leader in Insurance and Asset

Management, serving 103 million clients,

individuals and businesses in 59 countries with an

employee strength of 1,57,000

Euro 92 billion revenues for 2014

Euro 1,277 billion in assets under management as

of December 31, 2014

General Insurance business represents 35% of

AXA Group’s revenues

2

3

Bharti AXA GI Vision & Purpose

OUR VISION

“TO BE THE PREFERRED GENERAL INSURANCE ORGANIZATION FOR OUR

CUSTOMERS, EMPLOYEES, SHAREHOLDERS, BUSINESS PARTNERS & SOCIETY”

OUR PURPOSE

“Bharti AXA believes that insurance plays an important role in protecting

organizations and individual aspirations. Through our comprehensive and

innovative insurance solutions, we seek to redefine industry standards by

offering unparalleled and empathetic service to every Indian.”

2300+ Garages

4500+ Hospitals

57 Products

69 Branches

24x7

Call Center

1660+ Employees

5.4 Mn+ Policies sold

0.9 Mn+

Claims Paid

Bharti AXA GI : Journey at a glance

Milestones

1st Multiline GI company to reach GWP 1000

Crores in less than 4 years.

4.2% market share among multi-line private general insurance companies

Products distributed through dedicated agents and brokers

Ease of purchase and customer service through our website www.bharti-axagi.co.in

http://www.bharti-axagi.co.in/



TRAVEL INSURANCE

Is it needed? What can go wrong..


What can go wrong on an international Trip?

6 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ

Cancelled/Delayed

/ Overbooked

Flight

Medical

Emergency

Loss of Checked

in Baggage /

personal

belongings Hijack Distress

Personal

Liability Personal

Emergency

back home

Missed

Connecting

transport

Personal

Accident

Medical expenses in developed nations can be massive

Inability to arrange timely funds can even result in permanent damage

Some Remote locations may have no medical facilities at all, and

evacuation in case of a dire medical situation can be quite challenging

Medical Emergency


A single day of

hospitalization in

the US costs about

INR 2.75 Lakhs. A

root canal in

Singapore costs

around INR 70,000

Loss of Checked in Baggage is a common problem in Airlines

Theft of belongings is yet another major issue; France, Italy and Greece

are notorious for theft of personal belongings of tourists

Lost & Damaged Baggage


As per the U.S. Department of

Transportation Air Travel

Consumer Report for 2014, USA

has 1.6 million cases of lost

baggage in first 9 months of

2014 alone

Delayed flight is another common issue faced by travellers

Delayed or cancelled flights result in missing connecting transport

A “No – show” in most cases means full payment for the hired facility

(cab, hotel room, sight seeing tour) despite not using it

A missed or cancelled flight can therefore result in botching up the entire

trip

Flight Issues


Globally there are over

20,000 flights delayed

every single day, while

over 2000 are

cancelled as per

Global Flight Stats

A personal emergency (ex unfortunate demise of an immediate family

member) back home may require immediate termination of a trip

Last minute flight and transport can be extremely expensive

Personal Emergency


Booking a ticket last minute

costs three times the price

of booking one 3 months in

advance

Personal liability typically implies compensation to be legally paid to any

individual/ establishment for any inadvertent damage you cause to

property etc

Examples include inadvertent damage to a facility of stay ( like damaging

an expensive Vase/Carpet/ crockery )

Personal Liability


TRAVEL INSURANCE NEEDS

WHILST STUDYING ABROAD


What can go wrong while studying abroad?


Sponsor

Protection

Medical

Emergency

Loss of Checked

in Baggage

personal

belongings

Bail Bond

Study

interruption

Compassionate

visit

Personal

Liability

Over and above issues of travel, studies abroad have additional concerns

pertaining to sponsor protection, study interruption among others

Nearly all colleges in USA, Europe and Australia collect tuition fees in

advance

In case a student on account of illness is unable to complete the course

he/she has to forfeit the fees for the duration he/she could not attend

classes

What’s more is that in all likelihood he/she will have to pay the fees once

again when he/she attends the classes

Study Interruption


Insurance can help in

covering fees for a duration

the student is unable to

attend a given course

A Sponsor is an individual who takes the financial liability of a student

In case a student has chosen to come using the sponsor route, if his/her

sponsorship is terminated on account of death of sponsor, he or she may

have to discontinue studies

Sponsor Protection


Insurance can provide

Sponsorship protection by

offering the necessary

financial liability required

SO HOW CAN BHARTI AXA HELP?


Bharti AXA GI

advantage

Extensive Coverage

Global assistance

through AXA

Affordable Catering to

different travel needs

Easy online

purchase

Our Travel Insurance caters to frequency of travel, regions visited, group

size & nature of travel

Bharti AXA General Insurance caters to multiple travel needs


Fre

quency o

f tr

avel

Multiple-trip

Single

Regio

ns

for

vis

it

World wide including USA & Canada

World Wide (w/o USA, Canada) including Japan

Asia excluding Japan

Schengen ( Enlistment underway)

Gro

up S

ize

Individual

Family floater

Natu

re o

f tr

avel

Business

Leisure

Studies

http://www.bharti-axagi.co.in/travel-insurance/individual-family-insurance

Our Travel Insurance covers almost every travel related contingency.

Extensive Coverage from Bharti AXA General Insurance


Tra

vel

Insu

ran

ce

Co

ver

Medical Expenses

Personal Accident

Compassionate Visit

Passport Loss

Bail Bond

Flight Delay /Missed connection

Hijack distress

Loss of Checked in Baggage

Trip delay/cancellation

Financial Emergency

Personal Liability

Ad

dit

ion

al

Stu

den

t T

ravel

ben

efi

ts

Sponsor Protection

Study Interruption

Medical treatment for nervous & mental disorders including alcohol and drug

dependency

http://www.bharti-axagi.co.in/travel-insurance/individual-family-insurance/claims

http://www.bharti-axagi.co.in/travel-insurance/individual-family-insurance/claims

Bharti AXA GI Individual and Family Offering is affordable


A week’s trip to Europe with a 100,000 Euro cover for a

person aged 40 years or less costs just INR

606

A 2 week trip to USA with a

500,000 dollar cover for a

person aged 40 years or less, costs just INR

1690

Not only is our travel

insurance reliable but also

very affordable. In most

cases, it is less than 1% of

the entire trip cost

Simple & Easy Online Purchase


Now purchase your policy

online in a matter of

minutes.

You can also buy it on the

day of your departure on

www.bharti-axagi.co.in

Get Quote

Input traveller

details

Make Payment

Print Policy




Key Differentiator :AXA’s Global network for end to end assistance


• One Single Company to assist our customers end to

end from purchase to claims

• Robust international network, leveraging the strength

of AXA, the Global No.1 Insurance Brand

• Toll free phone number for Claims assistance from

any part of the Globe

A ROBUST INTERNATIONAL NETWORK

WITH AXA ASSISTANCE


The global emergency response specialist we have strong experiences in travel,

medical and also road side, automotive, home, concierge assistance

Present in 200 countries – 38 alarm centers, one of them in India

~ 10 million cases handled in 2014 – each unique in its own way, managed by ~

7000 medical employees

> 70,000 high quality provider network – 30,000 of which are hospitals, doctors,

nursing / paramedics, escort doctors, ambulatory services, cash carrying agencies,

air ambulance and charter plane services etc..

AXA Assistance:

23 | Titre de la présentation I 30 Septembre 2014

Majority of our operations are ISO 9000 certified or use the the Six Sigma approach (Globally).

Capable of providing assistance - practically anywhere in the world

24 | Titre de la présentation I 30 Septembre 2014

North America

Canada

United States

Central and South America

Argentina

Brazil

Chile

Columbia

Mexico

Panama

Austria

Belgium

France

Germany

Greece

Ireland

Italy

Portugal

Czech Republic

Poland

Russia

Spain

Switzerland

Turkey

UK

Europe Asia- Pacific

China

Hong Kong

India

Japan

Singapore

Taiwan

Thailand

Africa

Algeria

Morocco

Mauritius

7000+ employees

10 million cases

handled

Service

provided in

200 countries

>40,000 medical suppliers

Our Alarm Centers

AXA Assistance

25 |

Experience in Emergency Assistance / Evacuations / Repatriations

Experience in Negotiations

Strong global presence and relationships - 24/7 real time assistance

anywhere

Global network of cashless medical facilities

Medical evacuation in remote or hostile regions, Experience for

emergency callouts

Hassle Free Claims process – 7000+ international & highly trained

assistance staff

Ability to service in 33 languages globally – India Alarm Centre is an added value for India customers

Global

relationships with

aviation authorities

- can obtain

permissions in

hours and even on

holidays

Negotiation powers with medical providers – help save costs for

insurance companies – leading to savings for end customers

IN A NUTSHELL..


Bharti AXA SmartTraveller

27 |

Comprehensive Coverage for better protection

Simple, easy & quick to purchase

Affordability & Value for Money

Robust International Network for end to end claims assistance globally

THANK YOU!

Questions Please


bagi travel select press meet

Business

general insurance business

axa axa group

global insurance brand

purpose bharti axa

innovative insurance

bharti axa gi vision

bharti airtel

axa groups revenues