avoid becoming the next victim scams. social network websites 1. password security 2. games and...

AVOID BECOMING THE AVOID BECOMING THE NEXT VICTIMNEXT VICTIM

SCAMSSCAMS

SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITES

1. PASSWORD SECURITY

2. GAMES AND WIDGETS

Who Knows You Best?The message reads:

“Can you do this? My middle name ___ , my age ____ , my favorite

soda ______ , my birthday __/__/___ , whose the love of my life ______ ,

my best friend in high school ______ , my favorite color ________ ,

my favorite food ________ , my mother’s name ________. Put this as your status and see who knows you best.”

The message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.





3. LOOK AT THE VIDEO I FOUND OF YOU!

SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITESThe message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.





3. LOOK AT THE VIDEO I FOUND OF YOU!

4. WE’RE STUCK! HELP!!!

SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITESThe message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.

Subject: SAD NEWS!!!!How are you doing? Honestly, I’m doing pretty awful! I’m with family on vacation in London, England and we got mugged last night in alley by a gang of thugs on our way back from shopping. One of them had a knife poking my neck for almost two minutes and everything we had on us including my cell phone, credit cards were all stolen, quite honestly it was beyond a dreadful experience for us but looking on the bright side we weren’t seriously hurt or injured and we are still alive so that is what’s important.

I’ve reported to the cops here and canceled all our cards. Because of this, I’m really having some difficulties clearing our hotel bills and also need to pick up a voucher ticket at the counter for us to catch a flight back home in a couple of hours. I was wondering if you could please loan me some $$? You can wire money to this location via Western Union….. PLEASE HELP!!

DALLAS MORNING NEWS

COUNTERFEIT CHECKSCOUNTERFEIT CHECKS Use “Off-the-Shelf” Check Writing Software

Use High Quality Scanners Printers and Paper

May Contain Security Features (ie. Watermarks, Micro Printing) Printed with Names of Legitimate Financial Institutions and Companies (US or Foreign)

Bank Account #s and Routing #s May Be Real (obtained thru ID Theft) Money Orders Cashiers Checks Personal Checks Corporate Checks Travelers Checks U.S. Treasury Checks

YOUR NAME HERE

YOUR NAME HERE

YOUR NAME HEREYOUR NAME HERE

The suspect wants the victim to send the money before the victim finds out the check is counterfeit.

Just because funds are available on a check you’ve deposited, does not mean the check is good !!!!!

Until the bank tells you the check has cleared, YOU ARE LIABLE !!!!

COUNTERFEIT CHECKSCOUNTERFEIT CHECKS

ONLINE AUCTION / CLASSIFIED AD SCAMONLINE AUCTION / CLASSIFIED AD SCAM

“Buyer” sends overpayment for goods to cover S&H “Buyer” requests refund via wire transfer for remainder of money “Buyer’s” payment is fraudulent and Seller loses the $

OROR “Buyer” sends exact payment for goods “Buyer” waits for the Seller to deposit payment “Buyer” demands a refund due to family emergency, financial crisis, etc. “Buyer’s” payment is fraudulent and Seller loses the money

“Seller” advertises a valuable item at an extreme discount Buyer attracted by the allure of a bargain “Seller” demands Buyer use a wire transfer service for payment “Seller” never sends the item and the Buyer left with loss



FRAUDULENT CAR ADS POSTED IN LOCALNORTH TEXAS NEWSPAPERS

** CRAIGSLIST ADVISORY --- AVOID SCAMS BY DEALING LOCALLY** Avoid: wiring money, cross-border deals, work-at-home** Beware: cashier checks, money orders, escrow, shipping** More Info: http://www.craigslist.org/about/scams.html

Hi There,I am very interested in purchasing the love seat you have or sale on Craigslist. I may even be willing to pay you a little more than what you are asking if it is what I am looking for. My brother has a very similar love seat in his apartment I believe. Can you please take a look to see if what you have for sale is similar to what my brother has by clicking on the following link VID 1 ? Thanks, I look forward to hearing back from you.

All the best,George

CRAIGSLIST COMPUTER VIRUS CRAIGSLIST COMPUTER VIRUS SCAMSCAM

http://www.craigslist.org/about/scams.html

NEED A JOB?NEED A JOB?

$$ $

MONEYMONEYMULEMULE $$$

A money mule is a person who transfers stolen money or merchandise from one country to another. The term is

commonly used to describe on-line scams that prey on victims who are unaware that the money or merchandise they are transferring is stolen. In these scams, the stolen money or merchandise is transferred from the victim's country to the

scam operator's country.

EMPLOYMENT SCAMEMPLOYMENT SCAM

“Employer” advertises the job opening in a legitimate forum (ie. online or in the newspaper) Example job titles are Customer Service Rep, Account Manager, Personal Assistant, Distribution Manager, Regional Sales Specialist, etc. “Employer” can claim to be in any industry from electronics and computers to hardware and textiles “Employer” may require victim to open a “business” bank account or provide their own bank account information to conduct business

Victim may be allowed to keep a % of the money as payment Checks, money orders or deposits are fraudulent and victim is held accountable for the loss by their bank

Victim’s job responsibilities include depositing checks or money orders OR receiving direct deposits into their bank account. Victim instructed to wire transfer the money to someone designated by the “Employer”


VARIATIONVARIATION:

Victim may be asked to receive merchandise at their address as one of their job responsibilities (ie. electronics, jewelry, clothing, etc.) and then

forward that merchandise to other locations (both U.S. and overseas)

Merchandise is purchased with stolen credit cards or through other fraudulent means. Victim

held accountable.


FRAUDULENTFRAUDULENTJOB POSTINGJOB POSTING

NIGERIAN ADVANCE FEE / 419NIGERIAN ADVANCE FEE / 419SCAMSSCAMS

Government Official, Lawyer, Judge, Law Enforcement, Doctor, Widow, CEO

Many different cover stories (ie. lottery, inheritance,business deal, charity, etc.)

CHARACTERISTICS:

USSS SCAM EMAILUSSS SCAM EMAIL

NIGERIAN ADVANCE FEE / 419NIGERIAN ADVANCE FEE / 419SCAMSSCAMS

Government Official, Lawyer, Judge, Law Enforcement, Doctor, Widow, CEO Official Looking Documents or Checks

Sense of Urgency

Confidential nature emphasized

Delivered by Regular Mail, E-Mail/Internet, Telephone

“Wire”, “Send”, “Ship” $ or Deposit $ Into Account

Many different cover stories (ie. lottery, inheritance,business deal, charity, etc.)

CHARACTERISTICS:

CREDIT CARDSCREDIT CARDS

CREDIT CARD SECURITYCREDIT CARD SECURITYSCAMSCAM

Scammer calls purporting to be a fraud investigator from your credit card company Claims that some fraudulent activity has occurred on your account but they will help get the charges reversed Before they can reverse the charges, however, the scammer states that they need to confirm your social security number, mother’s maiden name, CVV or CVC number, etc.

IRS TAX RETURNIRS TAX RETURNSCAMSCAM

Rebate Phone Calls Tax Refund E-Mails Audit E-Mails

Check Verification Phone Calls

PHISHINGPHISHING

Use a website/logo that looks like that of the legitimate company.

Sender pretends to be a legitimate company or bank.

A fraudulent scheme involving ID Theft typically by email.

What is a fraudulent scheme usingSMS texting on cell phones

called?

A fraudulent scheme involving ID Theftby email is called

“PHISHING”.

SMISHINGSMISHING

COMPUTER VIRUSCOMPUTER VIRUSSCAMSSCAMS

Hacker tricks the victim into downloading a virus,

trojan, malware or spyware onto their computer. United Parcel Service (UPS)

Delivery Problem

Anti-Virus “Scareware” Pop-Ups

UPS Delivery Problem NR 02908 Wednesday, March 31, 2010 5:33 AMFrom: "Manager Ben Rhodes" [email protected] Add sender to ContactsTo: [email protected] contains attachments

Dear customer! We were not able to deliver your postal package which was sent on the 22nd ofDecember in time because the addressee's address is incorrect.Please print out the invoice copy attached and collect the package at our department.United Parcel Service of America.

1 File (47KB) UPS_invoice_6845.zip

COMPUTER VIRUS SCAM EXAMPLECOMPUTER VIRUS SCAM EXAMPLE

mailto:[email protected]

COMPUTER VIRUS SCAM EXAMPLECOMPUTER VIRUS SCAM EXAMPLE

WHAT SHOULD YOU DO ?WHAT SHOULD YOU DO ? STOP!STOP! THINK FIRST, ACT SECOND !!!

Conduct your own background investigation. Ask family, professors or law enforcement for guidance.

Companies/Agencies should never ask you for your personal information over the phone or via e-mail. DON’T RESPOND! Never give out your personal info over the phone or internet unless you initiate contact and you know you are dealing with a true company representative.