avm_thinaire_mobilepayments
TRANSCRIPT
thinaire
thinaire
Wireless Multi-Channel Media to MobileDistribution Network
thinaireour position
• Media publishing and advertising network bridgeto mobile channels and payment transactions
media advertising mobile payments
thinairevertical supply chain
• Media Advertising and Distribution Networks
• Hardware Handset and Device Manufacturers
• Wireless WiFi, Satellite, Cable and Carrier Networks
• Mobile Media Content and Application Providers
• Promotional Licensing and Entertainment Media
• Stored Value, Pre-Paid, Loyalty and Gift Card
• Mobile m-Commerce Transaction Networks
• Retail Point-of-Sale (POS) Transaction Networks
thinaireecosystem
• Media Networks + Wireless + Online + Payments
MEDIA NETWORKS
BROADCAST
OUT OF HOME
PUBLISHING
MAGAZINE
NEWSPAPER
EVENT
RETAIL
ENTERTAINMENT
WIRELESS
AGGREGATOR SMS/PSMS/MMS WIRELESS CARRIER
SATELLITE NETWORK WiFi / WAN/LAN NETWORKS
MOBILE VIRTUAL NETWORK OPERATOR MVNO
ONLINE
CONTENT MANAGEMENT CMS AFFILIATE NETWORK
AD SERVER NETWORK SOCIAL NETWORK SITES / SNS
USER GENERATED CONTENT / UGC / UCC{PAYMENTS
NFC M COMMERCE OTA
RETAIL BANKING MERCHANT SERVICES
CREDIT DEBIT PRE PAID
BEHAVIORAL LOYALTY
TICKETS / TRANSPORTATION / ENTERTAINMENT
RETAIL PRODUCT/SVC DIGITAL MEDIA
thinaire
thinaireindustry action 2010
• AT&T, Verizon, T-Mobile, Discover Card, Barclays Joint Venture MercuryMasterCard’s stock dropped 3.6% on news of the Mercury JV (Bloomberg)
• 215.8 million wireless subscribers will be introduced to Mercury(based on combined carrier subscribers VZ, AT&T,T-Mob)
• $2.45 T, 82% of 2009 US card spending on Visa and MasterCard
• $70 Million in Obopay with venture stakeholder Nokia Money (Reuters)
• More than 40 B in annual interchange fees in the US migrating to mobile
• iTunes stored value for mobile transactions limits interchange fees
• Apple’s mobile pay vision cuts banks out of the picture, (American Banker 2010)
• Latest Patents show Apple has a clear business model for NFC-enable mobile payments(NFC World)
• Google $750 Million purchase of AdMob cleared by FTC (Bloomberg)
• Google mfr. HTC announces NFC enabled handset Q4
• Visa field tests Device Fidelity’s In2Pay microSD NFC reader (NFC World)
• Visa buys e-commerce provider CyberSource for $2 Billion (American Banker 2010)
• First Data service trials Tyfone’s SideTap microSD NFC reader (NFC World)
thinaireindustry polarization
Apple
PayPal
Mercury
Nokia MoneyObopay
VisaMasterCardAmEx
.mobi .merchant
dependence
ubiquity
Device FidelityWireless DynamicsTyfone
GoMobo
Micros
Intuit
Vivotech
mFoundry Rfinity
AlienWestern Union
M-ComAffinity GSM-Via
Fundamo
ZoomPass
M-Pay
thinairemulti-channel network platformWireless signal encoding and embedding for multi-channel media:broadcast, magazine, out-of-home, newspaper, event, venue, kiosk
• multi-channel includes 87% $156 Bof ad spending to wirelessly enable (Zenith OptiMedia)
• Internet (Google, Double Click) representsjust 13% of ad spending
• clickable by mobile proximity and vicinity
• for media to mobile engagementexperiences, mobile transactions andresponse tracking
• driving mobile loyalty, m-commerceand multi-form payments
thinairethinaire technology
• Multi-channel media to mobile device Electronic Data Interchange (EDI)
• Near-field communications (NFC) handsets, e-readers, point-of-sale terminals
• Global System for Mobile (GSM) 13.56 MHz reader enabled consumer devices
• ISO standardized proximity (5 centimeters) and vicinity (5 meters) wireless
• ISCI commercial coding (Ad-ID) media asset standardization tracking
• uniform commercial code (UCC) now electronic product code (EPC) tracking
• mobile m-commerce, NFC merchant and point-of-sale (POS) retail transactions
Automated Mass Media Commerce, US Patent No. 7,739,150
Proprietary patented automated mass media commerce employs radio frequencyidentification (RFID) media signal encoding and embedding for:
thinairetransaction model
advertising mobile stored value network POS
1. RFID enabled advertising media network
2. media proximity and vicinity wireless transmission to consumer handhelds
3. optional stored value, loyalty, pre-paid and gift card transactions offered
4. wireless network, location based services (LBS) and m-commerce services
5. response tracking, media performance integrated with mobile payment transactions
thinairetransactional revenue model
• advertising and promotions drive mobile interaction, track response, initiate payments
• migrates consumer retail loyalty, promotion and redemption to mobile platforms
• aligned customer acquisition for stored value, pre-paid, gift transactions
• deliver multi-payment platforms: m-commerce, near-field proximity, mobile payments
• integrate media response, redemption, m-commerce with mobile point of sale transactions
advertiser promotion redemption payment
% $ placement % $ CPC /CPM % $ distribution % $ revenue share
Links ad media with smart phones driving mobile payment transactions
thinaireadvertising introduces m-payment
advertiser promotion redemption payment
transportation commuter pass m2m turnstile m-commerce
entertainment entertainment media wireless m-commerce
retailer loyalty closed loop POS POS NFC
package goods mfr. coupon POS POS NFC
electronics bundled offer wireless m-commerce
beverage rewards wireless vending m2m NFC
restaurant menu specials wireless POS m-commerce
1. Advertising embedded with a radio frequency signal drives NFC media to mobile interaction
2. Advertiser promotions are accessed from media and displayed on the mobile device
3. Redemption occurs between the mobile device and the designated payment platform
4. Consumers are introduced to mobile payment platforms, offers and options
5. Mobile purchase is tracked from advertising response
thinairerevenue by markets
• $3.6 T US retail point of sale (NRF)
• $1.42 T US entertainment and media
spending by 2014 (Veronis Suhler Stevenson)
• $183.2 B online, electronic and mail
order retail (US Census))
• $87 B gift card market 2009$63 B from closed loop in-store (Tower Group)
• $2.4 B mobile m-commerce2010 up from 1.9 B 2009 (ABI)
Point of sale is migrating to mobile NFC proximity payments as payments marketis fragmented by new payment product offers
thinaire• 402% mobile payment growth3 Year CAGR: point-of-sale 49% mobile payments 94% digital purchases 120% tickets 138%
mobile CAGR
NFC POS 49.19%
payments 94.8%
digital 120.3%
tickets 138.3%
TTL 402.59%
IE Market Research Corporation has announced the release of its new report, 3Q.2010 Global Mobile Payment Market Forecast, 2010 - 2014Mobile Payment - Advanced Technologies (NFC), Strategies And Future Of Remote & Proximity Payment In U.S
thinairesummary
• Most advertising media spending is offline
• RFID signal embedding connects offline advertising interactively on mobile devices
• Mobile payments include m-commerce, mobile apps and retail point-of-sale terminals
• Tickets and digital media are the fastest growing mobile payment categories
• Wireless and credit card banking services are converging on mobile
• Mobile loyalty and wireless financial services are fragmenting the payments market
• thinaire introduces advertising and media audiences to mobile payments
thinaire
• ad-venturemedia.com
• 415.419.7242
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