asociatia societatilor financiare - alb romania

Source/Sursa: ASOCIATIA SOCIETATILOR FINANCIARE – ALB ROMANIA

1


Asociatia Societatilor Financiare - ALB RomaniaThe Financial Companies Association – ALB Romania

Piaţa industriei de leasing financiar în RomâniaFinancial Leasing Market in Romania

September YtD 2010


2


Weight of NBFI`s portfolio out of GDP estimated for 2010 / Ponderea portofoliului institutiilor financiare nebancare in PIB-ul estimat la sfarsitul anului 2010

•Estimated GDP conform CNP / PIB estimat conform datelor Comisiei Nationale de Prognoza•NBFI`s portfolio estimated for 2010 conform NBR and ALB / Portofoliul IFN-urilor estimat ptr 2010 conform datelor BNR si ALB

Leasing Financiar/Financial Leasing

4%

Alte servicii financiare nebancare/

O thers Non-banking Financial

Services5.48%

Credit de Consum/Consumer Credit

0.41%

PIB/GDP

Total IFN9.89% din PIB9.89% Out of GDP


3


Financial Leasing Market Evolution / Evolutia Pietei de Leasing Financiar September YtD 2005 ÷ September YtD 2010

780,209(-27.6%)

1,078,625(-74.1%)

1,423,822

2,339,471(+64.3%)

3,449,446(+47.4%)

4,170,365(+20.9%)

209,950 (-76%)

805,574(+72.8%)

466,145(+163.3%

875,747(+8.71%)

175,535 (-16.3%)197,210

685,630 (-77%) 497,368(-27.4%)

1,188,649

2,991,942(+25.9%)

2,375,351(+33.7%)

1,776,964(+49.5%)

96,362(+154%)

268,521(+178%)

302,675(+12.8%)

183,044(-40%) 107,305 (-41.3%)

37,9630

500,000

1,000,000

1,500,000

2,000,000

2,500,000

3,000,000

3,500,000

4,000,000

4,500,000

2005 2006 2007 2008 2009 2010

(ooo

eur

o)

Total Vehicles/Vehicule Equipments/Echipamente Real-Estate/Imobiliare


4


Romanian Leasing Financiar Market Evolution/ Evolutia pietei de leasing Financiar din RomaniaQuarterly Evolution 2007-2010 / Evolutie trimestriala 2007-2010

236,490

300,973

242,746

1,423,976

1,519,5561,498,823

1,038,101

1,132,298

1,279,047

647,289

356,179

420,474

301,972

254,769

1,226,832

0

200,000

400,000

600,000

800,000

1,000,000

1,200,000

1,400,000

1,600,000

Q12007

Q22007

Q32007

Q42007

Q12008

Q22008

Q32008

Q42008

Q12009

Q22009

Q32009

Q42009

Q12010

Q22010

Q32010

000

Eur

o

9%

-19.26%

-47,24%

-44,97%18%

12%

17%

6.7%

-5%

-28%-16%

-5%24%

-21.4%


5


Romanian Financial Leasing Market - Weight per Good Segment / Piata de Leasing Financiar in Romania - Ponderea segementelor in total finantari

September YtD 2005 ÷ September YtD 2010

64%

14%

19%21%

14%

20%23%

22%

83% 76%

69% 72%

64%

17%

7%8%4%

3%0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

2005 2006 2007 2008 2009 2010

(000

eur

o)

Vehicles/Vehicule Equipments/Echipamente Real Estate/Imobiliare


6


Romanian Financial Leasing Market Structure by Customer Type/Piata de leasing financiar din Romania dupa categoria utilizatorului


89%91% 92%

8%8%

6% 3% 1% 2%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Corporate/Companii Retail/Retail Public/Public

SeptemberYtD 2008

SeptemberYtD 2009

SeptemberYtD 2010


7


Romanian Leasing Market Structure by Acquisition Type/Piata de leasing din Romania dupa tipul achizitiei


94%

83% 78%

6%

17% 22%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Brand New/ Noi Used / Second Hand

September YtD 2008 September YtD 2009 September YtD 2010


8


Romanian Financial Leasing Market Structure by Type of Lessor/Piata de leasing financiar din Romania dupa categoria societatilor de leasing


65%61% 63%

18%26%

23%

17%13% 14%

0%

10%

20%

30%

40%

50%

60%

70%

Bank's Subsidiares/ Subsidiarebanci

Captive Independent/ Independente



9


Romanian Financial Leasing Market Structure by Origin/Piata de leasing financiar din Romania dupa originea bunului


70%

78%

91%

20% 21%

8%10%

1% 1%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Domestic Domestic EU Import



10


Romanian Financial Leasing Market Structure By Duration of Contract /Piata de Leasing Financiar din Romania dupa durata contractului


2% 3%

6%4%

5%

10%

18% 18%

21%

30%

23%22%

34%

25%

20%

12%

26%

21%

0%

5%

10%

15%

20%

25%

30%

35%

1 Year/ 1 An

1 - 2 Years/ 1-2 Ani



4 - 5 Years/4-5 Ani

> 5 Years/>5 Ani



11


FINANTAREA VEHICULELOR/VEHICLE FINANCING


12


Romanian Financial Leasing Market Vehicle Financing/Piata de leasing financiar din Romania finantarea vehiculelor


55%

60%

58%

13%15% 16%

30%

23%25%

2% 2%1%

0%

10%

20%

30%

40%

50%

60%

70%

PASSENGERS CARS/Autoturisme

LIGHT COMMERCIALS /Vehicule Comerciale Usoare

HEAVY COMMERCIALS/Vehicule Comerciale Grele

OTHERS/Alte vehicule



13


Vehicle Financing by Origin/Finantarea vehiculelor dupa originea bunului in leasing financiar


73%77%

93%

15%

22%

6%

12%

1% 1%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%




14


Vehicle Financing by Acquisition Type/Finantarea Vehiculelor dupa tipul achizitiei


95%

82% 77%

5%

18% 23%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%




15


Vehicle Financing By Duration of the Contract /Finantarea Vehiculelor dupa durata contractului


1%

4%

7%4%

6%

10%

22% 21%

27% 27%

30%

28%

38%

29%

23%

8%

10%

5%

0%

5%

10%

15%

20%

25%

30%

35%

40%

1 Year/ 1 An




4 - 5 Years/4-5 Ani

> 5 Years/>5 Ani



16


Equipment Financing / Finantarea Echipamentelor


17


Romanian Leasing Market Equipment Financing/Piata de leasing din Romania finantarea echipamentelor

September YtD 2009 vs. September YtD2010

Construction31%

Metal processing7%

Food & Beverage4%

Wood processing3%

Office 3%

Printing & Packaging4%

Electrical devices1%

Petroleum & Derivatives3%

Others9%

Forklift3%

Plastics & Rubber1%

Car Service2%

IT & Software6%Medical

8%

Agriculture13%

Chemical Industry2%

2009

2010

Medical6% IT & Software

7%

Others32%

Car Service2%

Plastics & Rubber1%

Forklift2%

Cogeneration4%

Chemical Industry2%

Metal processing6%

Wood processing3%

Food & Beverage6%Office

1%

Electrical devices1%

Printing & Packaging2%

Petroleum & Derivatives1%

Agriculture10%

Construction14%


18


Equipment Financing by Origin/Finantarea echipamentelor dupa originea bunului


72% 68% 80%

19%

32%

18%9%

0% 2%

0%

10%

20%

30%

40%

50%

60%

70%

80%




19


Echipamentelor Financing by Acquisition Type/Finantarea Echipamentelor dupa tipul achizitiei September YtD 2008 ÷ September YtD 2010

96% 94%

74%

4%

6%

26%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%




20


Equipment Financing by Customer Type/Finantarea Echipamentelor dupa categoria utilizatorului


98% 98%93%

1% 1% 5% 1% 1% 2%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Corporate/Companii Retail/Retail Public/Public

SeptemberYtD 2008

SeptemberYtD 2009

SeptemberYtD 2010


21


Equipment Financing By Contract Term/Finantarea echipamentelor dupa durata contractului


1%3% 4%

4%7%

16%

22%24%

18%

27%

18% 20%

38%

32%

26%

8%

17%16%

0%

5%

10%

15%

20%

25%

30%

35%

40%

1 Year/ 1 An




4 - 5 Years/4-5 Ani

> 5 Years/>5 Ani



22


Finantarea Bunurilor Imobiliare/Real- Estate Financing


23


Romanian Financial Leasing Market Real - Estate Financing/Piata de leasing din Romania - finantarea sectorului

imobiliarSeptember YtD 2008 ÷ September YtD 2010

31%

27%

22%

14%

23%

35%

7%8%

0%

12%

1%

27%

23%

7%5%

13%

34%

11%

0%

5%

10%

15%

20%

25%

30%

35%

INDUSTRIAL /Industriale

OFFICE HOTEL /Hoteluri

RETAILOUTLETS

RESIDENTIAL/Rezidential

LAND/ Teren



24


Real Estate Financing By Contract Term/Finantarea bunurilor Imobiliare dupa durata contractului


1% 0% 0% 1% 0% 1%

7%

0% 0%

14%

0% 1%

15%

3%0%

62%

96% 98%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

1 Year/ 1 An




4 - 5 Years/4-5 Ani

> 5 Years/>5 Ani


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