TESTIMONIAL 23rd January 2014 Top Gun Plastering Pty Ltd Burleigh Heads 4220 To Whom it May Concern

In 2013 I engaged with NCI and purchased an insurance policy to cover myself and my company trading in the construction industry. Initially this did give me some peace of mind but I was new to the idea and did find it hard to see the point in paying for the policy at first.

From the beginning of engagement NCI and their representatives in my case Michael McDowell were extremely friendly and helpful explaining my policy in detail from start to finish.

Any questions were answered promptly and thoroughly.

After trading for approximately 6 months on a large project things took a turn for the worst and all Sub Contractors including myself found ourselves owed a large amount of money with no light at the end of the tunnel and liquidation of the company I was trading for took place.

Fortunately I had cover for this particular event where a large number of others did not and were owed very large sums.

As soon as I notified NCI of my situation they quickly started the claims process and helped me every step of the way to reach a positive outcome.

If it wasn't for NCI, Michael McDowell and their extremely professional team all my hard work in life to date would have been for nothing.

I will always continue to strongly recommend NCI to anybody who trades in any industry throughout Australia full stop and would not be caught without credit insurance as it has truly saved my wealth,company and kept the stress of owning a business to a minimum.

Yours faithfully,

James Humphries

TOP GUN PLASTERING PTY LTD