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ARL Advisersstrategic balanced targeted

Guy M. Lerner502.552.0018 guy@arladvisers.comwww.arladvisers.com www.thetechnicaltake.com

Proprietary models are used to

STRATEGICALLY allocateinvestment funds towards asset classes with thehighest potential for appreciation and away from

asset classes with greater potential for loss.

Risk management is achieved through aBALANCED portfolio that is

constructed from diversi ed, non-correlated assets

Through the selection of different assets and the useof money management strategy, the return/risk level

is TARGETED for each investor

Our Mission

I thank you for your interest in ARL Advisers, LLC. As themanaging partner, I am committed to providing you withthe best service possible, and you have my word that Iwill deliver on that commitment. My investment goalis to make you money with less risk than experiencedby passive approaches. More speci cally, preservationand enhancement of your wealth without the extremeportfolio uctuations will be a hallmark of my investment

strategy. As you consider your nancial future and ourrelationship, I want to let you know that gaining your trustwill be my number one priority.

Our Firm

ARL Advisers, LLC is a registered investment adviser in theState of Kentucky with clients throughout the country. ARLAdvisers, LLC provides investors an alternative to passivemoney management and the limited asset allocationmodels of nancial advisers.

Guy M. Lerner

email:guy@arladvisers.com

phone: 502 552 0018mailing address:ARL Advisers, LLC

528 Barberry LaneLouisville, KY 40206

business hours:Monday Friday, 8 a.m. to 5:00 p.m. EST

websites:www.arladvisers.comwww.thetechnicaltake.com

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Our Firm

ARL Advisers, LLC is a registered in-

vestment adviser in the State o Kentuckywith clients throughout the country. ARLAdvisers, LLC provides investors analternative to passive money managementand the limited asset allocation modelso fnancial advisers. We utilize our own

undamental and technical research to

develop proprietary models. Our in-

Our Investing Philosophy

ARL Advisers, LLC utilizes its own fundamental and technicalresearch to develop proprietary models. The approach isoriginal and independent from the Wall Street herd. Ourstrategies are quantitatively driven and data centric, andthis leads to objective decision making. We execute withdiscipline and conviction when others are lost in the noise

of the market. ARL Advisers, LLC creates an edge for its investors by focusing on thosethings that are in our control. We focus on markets not individual companies. Moneymanagement or how we construct our portfolios is another aspect of investing that wecan control, and it is essential for managing risks. All of our portfolios are diversi edacross asset classes, and diversi cation has shown to reduce portfolio volatility withoutsacri cing gains. In addition, the use of active strategies to rebalance our portfoliosensures that investment funds are allocated to those assets with the greatest potential forappreciation and away from assets with greater potential for loss.

Your Investment

ARL Advisers, LLC is replicating a time tested strategy --tactical asset allocation -- andmaking it better. These are strategies that have been employed by large institutions and

have survived and prospered in both bull and bear markets. Fees are low and a reducedminimum initial investment makes our product accessible to the majority of investors. Inaddition, portfolios are constructed to minimize account churning (i.e., excessive trading).Client funds are held by a third party custodian, and each of our clients has their ownindividual account with their own secure username and password.

Our PortfoliosARL Advisers, LLC offers three portfolios. TheConservative Portfolio is suitable forthe mature investor seeking consistent returns with capital preservation. The BroadMarket Portfolio invests globally and across market sectors to seek a return thatexceeds the SP500 with substantially less risk. The Aggressive Portfolio seeksa return that is greater than twice the return of the SP500; this is the most exiblydesigned portfolio as it can bet against assets as well as have positions in commoditiesand currency. Our portfolios are diversi ed and provide superior reward to risk, and theyemphasize a disciplined strategy utilizing highly liquid exchange traded funds. We invest

in markets, and we always quantify our market edge.