april 2015 cal senior.pdf

8/9/2019 APRIL 2015 Cal Senior.pdf

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CALIFORNIA

Senior

the CAPPUCCINO

CRUISERS in Folsom

walk with the

ANIMALS

APRIL 2015

Join


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ON THE COVER

INSIDE

CAPPUCCINO CRUISERSCLUB COORDINATORRay Marchese withgranddaughter Danielle

Photography by Anne Stokes

APRIL 2015. Produced byGold Country Media

EDITORIAL INQUIRIES

ADVERTISING INQUIRIES

PUBLICATION DESIGNED B

Penne Usher penneu@goldcountrymedia.

Rebecca Regrutrebeccar@goldcountrymedia

Gold Country Media ServiceSmall business? Ask us about

Design [email protected]

Copyright 2015. All rights reserv

No part of this publication ma

be reproduced without written

permission of the publisher. Th

publisher shall not be responsib

for any liabilities arising from th

publication of copy provided b

any advertiser for California Sen

Magazine. Further, it shall not b

liable for any act of omission on

part of the advertiser pertaining

their published advertisement

California Senior Magazine.

CEO Jeremy Bur

(530) 852-02Jim Easterly(530) 852-02

Penne Ushe(530) 852-02

Rebecca Re(530) 852-02

Laura Smith(530) 852-02

Laura Newe

Anne StokeArt Garcia

CONTRIBUTING

WRITERS

GENERALMANAGER

EDITOR

PROJECTDIRECTOR

ART DIRECTOR

CALIFORNIASenio

CAPPUCCINO CRUISERSDrive into Folsom06

SACRAMENTO ZOOTea and Tours08

BAYSIDE ACTIVITESGroups to join10

WALK WITH EASEIn Partnership with Arthritis Foundation12

FINANCIAL COLUMNwith Art Garcia14

SENIOR COLUMNGet Organized with Jamee Horning15

LEGAL COLUMNEstate Planning16

CALENDARConnected with your community18

RECIPEGrilled Lamb Loin Chops21

GAMES

Brain games

23

08

10

21

06


5/24


6/24

6 | APRIL 2015

CAPPUCCINO CRUISERS

anyone who is a classic car enthusiast and on

occasion wants to help. Our motto is family,

friends, fun and classic cars.”

Marchese said the overall goal of the evening

is to provide a family-friendly atmosphere

where classic car owners can come to compare

and show o their cars and people of all ages

can come to look at the cars and reminisce.

“Older folks like to reminisce; ‘I had one of

those, I did this in my rst car, etc.’ Those same

people can then tell their grandkids about

what they had and the memories,” Marchese

said. “For the owners, they are re-owning their

youth and what they did through getting that

car they had in high school back again. This is

an event for the whole family to do together

with no cost.”

DRIVE INTO FOLSOM

Along with their weekly cruise nights,

club also hosts several community-orien

classic car show events that give back to

community.

“In the past 19 years, we have contribute

organizations including The Twin Lakes F

Bank, The Orangevale Food Bank, The

som Zoo, Shriners Hospital, Folsom’s K-9

and Mounted Patrols, Boy Scouts, Rose

and Rocklin’s K-9 units and many otheMarchese said.

Marchese and his wife Chris are two of

original founders of the Cappuccino Crui

Classic Car Club.

“We decided in late 1995 to start a weekly c

FOR MORE INFORMATION

(916) 988-6376 or

visit capcruz.com

CAPPUCCINO CRUISE NIGHT

Events will be weekly from 4:30 -:30 p.m., starting Wednesday, April

5, in the parking lot next to Kohl’s at013 Riley St., Folsom.

By Laura Newell

Warm spring nights means it’s time

to cruise the streets with the longest

running and largest weekly cruise

night in Northern California.

“This is the start of 20 years for the Cappuc-

cino Cruisers Classic Car Club,” said Ray

Marchese, Cappuccino Cruisers Classic Car

Club events coordinator and DJ. “It is rolling

history, these classics can give comfort to folks

of days gone by when there were less worries

n life. You could leave your keys in the car

and unlike today it would be there when you

eturned to it.”

“The event is open to all automobiles made

prior to 1974,” Marchese said. “Our evenings

nclude music, raes, food and three spon-

ored awards weekly. The club is open to

Cappuccino Cruisers club coordinator Ray Marchese at home in Orangevale with his 1Ford Mustang which her purchased in 1992 and restored. Not one to keep this pony stabMarchese gets around town in this classic car.

Photos by Anne Stokes


7/24

CALIFORNIA SENIOR MAGAZINE

ic car gathering after my wife saw a notice

n the paper that a coee shop was interest-

ed in hosting something to attract business,”

Marchese said. “We met with the shop owner,

decided what and how we would approach

he get together and it began.”

Marchese said for other classic car enthusiasts

who want to join the club or get involved can

contact him.

“We are always welcoming new folks into the

group who might have just got a car, moved

nto the area with a car, just like looking at the

old cars and want to help, inherited a family

vehicle or are just interested,” Marchese said.

For more information, call (916) 988- 6376 or

visit capcruz.com.

Cappuccino Cruisers club coordinators Chris, left, and Ray Marchese at their Orangevale hwith their 1947 Dodge truck and 1964 Ford Mustang.


8/24

8 | APRIL 2015

The Sacramento Zoo has been a m

see family friendly attraction for o

80 years. Since opening in 1927, it

grown from 4 acres and 40 animal exhibit

14 acres and more than 500 animals. Throu

out the years, the zoo has gone through sev

waves of renovations in order to better s

the needs of its inhabitants, as well as to be

educate and engage the thousands of vis

that come through its turnstiles year after y

One such program that aims to inspire

educate visitors, and designed with sen

interests in mind, is the zoo’s Tea & To

program. On Monday mornings in May

September, seniors age 55 and older can ge

know more about the various animals on

hibit and their care.

“You get a nice tour where you get to w

around, see all of these animals, learn

facts, learn about their personalities, so

thing you wouldn’t get at your typical da

the zoo when wandering around,” expl

Tonya Candelaria, public relations coord

tor with the Sacramento Zoo. “And then

end the morning with tea, tea sandwic

cookies and light refreshing treats.”

A large part of the Sacramento Zoo’s mis

consists of education and conservation

grams, reaching an average of 60,000 to 80

students annually. Their Tea & Tours progra

designed to appeal specically to senior visi

“People forget that the zoo is for everyoneall ages. It’s not just for the little kids,” C

delaria said. “Animals fascinate people o

ages and [docents have] stories to tell. A

sometimes there are stories to tell that we c

tell the young children, which we can tell

adults. So this is a great time to come out

see the animals at your own pace.”

Reservations are $15 per person and neebe made two weeks in advance. They camade online at: www.saczoo.org or by phat (916) 808-5889

SACRAMENTOZOO TEA &TOURS

The Sacramento Zoo is home to a ock of American amingos. At the zoo’s upcoming Tea &Tours program for seniors, docents will share interesting information about animals such ashese, as well as insights into the animals’ care and behavior.

By Anne Stokes

Photos by Anne Stokes


9/24


10/24

0 | APRIL 2015

Most churches are sanctuaries with

open arms and open doors, but few

oer as many services, programs,

meetings and global outreaches as Bayside

Church with a Granite Bay campus in Rose-

ville and three aliated campuses in Folsom,

Lincoln, midtown Sacramento and the newest,

Blue Oaks in Roseville.

Bayside, aliated with the Covenant Church,

s devoted to the Bible and passionate about

being the “hands and feet” of Jesus. That min-

stry reaches out to everybody, including spe-

cial programs for seniors, all at no charge.

f you’re in your mid-50s or older and sin-

gle, divorced or widowed, you might check

out the Summit for Singles 55 and Better that

meets on Thursdays from 7 p.m. to 8:30 p.m. at

he Granite Bay campus.

The Summit is for those “in the same life stage

eeking friendly community, a closer connec-

ion with God and a broad range of activities,”as spelled out on the church Web site, www.

baysideonline.com.

Besides the program’s teaching and small-

group discussions, Summit seniors also enjoy

weekly activities to expand friendships while

adventuring on walks and easy hikes, kayak-

ing, golf, movies, theater, potlucks and game

nights. You can email singles@baysideonline.

com with questions and to obtain more infor-

mation. The Summit draws 50 to 60 men and

women seniors.

Also on Sundays, the church holds 9:45 a.m.

sessions called the 55+ Ministry. “It’s a teach-

ing environment. We have ‘rap’ tables and a

teacher,” said Steve Yarrow, Bayside’s Pastor

of Connections at Granite Bay in Roseville.

Attendance averages between 70 and 80 men

and women seniors.

The church also schedules several recov-

ery support groups. Celebrate Recovery for

Adults is scheduled from 7 p.m. to 9 p.m. ev-

ery Friday night. Dinner for $5 is available be-

tween 6 p.m. and 7 p.m.

A large Recovery group session, with personal

testimonies or guest speakers, is held from 7

p.m. to 8 p.m. and the 8 p.m. to 9 p.m. hour

is for open share small groups. Conversation,

coee and desserts priced at $1 are oered

between 9 p.m. and 10 p.m. at the Solid Rock

Café on the Granite Bay campus.

“We’re here to help with your hurts, hang

and habits and we’re here 52 weeks a year,”

church web site explains. “This experienc

recovery truly allows us to be changed.” Yo

welcome to stop by any time.

Men’s Recovery groups discuss substa

abuse, codependency, chemical addict

anger and sexual addictions. Wom

groups cover the same topics, plus love

relationships and physical and emotio

sexual abuse.

The Grief Share Support Group is a 13-w

video series oering support for those gr

ing the loss of a loved one.

Bayside mission teams have outreach t

planned for this summer to Cambodia, G

dalajara, Colombia and the Czech Republi

Sunday church services for adults and kids

at 9:30 and 11:15 a.m. and 6 p.m., with w

end attendance put at more than 10,000. niors help by serving at the gatherings.

For more information on programs

classes, visit the Bayside web site or

(916) 791-1244.

ACTIVITIES IN ABUNDANCE AT

BAYSIDEy Art Garcia


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2 | APRIL 2015

Placer Independent Resource Services

(PIRS), in partnership with the Arthri-

tis Foundation continues to provide

The Arthritis Foundation Walk with Ease

Program for adults over 60 in Placer Coun-

y. PIRS will be providing this program from

March 16, through April 23, 2015 at the John-

son-Steamview Park located at 5480 Fifth

Street in Rocklin. The group will meet Mon-

day, Tuesday and Thursday from 10 -11:00am for a total of 18 sessions for this compre-

hensive program. This is a free program to

all senior participants.

Walk with Ease is a structured walking pro-

gram that oers support, information and

ools to help participants develop successful

exercise routines. Individuals join others

n an eighteen session group series led by a

certied leader. During the program, partic-

pants will learn proper stretching and pain

management techniques, as well as build

stamina and walking pace. The program

can even be modied to meet the needs of

individual participants so that each person

can develop an exercise routine that ts their

unique goals.

Pre-registration for The Arthritis Foundation

Walk with Ease Program is necessary. Please

let us know if special accommodations are

necessary. If you are interested in attending,

or for more information, please contact Mi-

chele Irwin, certied Walk with Ease Instruc-

tor, at Placer Independent Resource Services

(PIRS), 11768 Atwood Road, #29, Auburn,

CA 95603. (530) 885-6100 ext. 12, TTD, (530)

885-0326, [email protected].

PIRS is a non-prot, independent living cen-

ter. Our mission is to advocate, empower,

educate the community and provide services

for people with disabilities enabling them

control their alternatives for independent

ing.

The Arthritis Foundation is the lead

health organization addressing the need

some 46 million Americans living with

thritis, the nation’s most common caus

disability. Founded in 1948, with headqu

ters in Atlanta, the Arthritis Foundation

multiple service points located through

the country and oers programs that can

crease the pain and disability associated w

arthritis.

WALK WITH EASE PROGRAM IN PLACER COUNTY


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4 | APRIL 2015

President Obama in February

called for tougher standards

for investment brokers

who manage retirement savings

accounts, requiring them to act in

a client’s best interest by disclosing

any fees or other payments they

receive for recommending certain

investments.

He lashed out at nancial

advisors who, he said, are

“bilking” clients for their own

benet and peddling “snake oil.” The proposed rules, which the

White House can enact without congressional approval, would require

hat nancial advisors act as duciaries for their clients, putting the

customer’s interests before their own compensation or company

prots when recommending buying or selling investments.

Under current rules, brokers are required to recommend only

“suitable” investments, based on nances, age and how much risk is

appropriate for the client. “We already use the duciary standard. We

hink the Obama proposal is a really good idea,” said Tia Florence, a

certied nancial planner with Lane Florence LLP, a nancial planning

rm with oces in Folsom and Cameron Park. “What ever happens

at an adviser’s desk should be a better deal for the investor than it is

or the adviser,” she said. “Stepping up the bar on advising retirement

plans is a good thing.”

A report by Obama’s Council of Economic Advisors estimated that

nvestors receiving “conicted advice” earn lower returns, about

1 percentage point a year, than other investors. That runs up to

approximately $17 billion in lost returns, just in individual retirement

accounts. Over time, the report said, the losses can amount to tens of

housands of dollars for the average worker. A fact sheet distributed by

he White House said imposing a duciary standard on brokers wouldcrack down on “backdoor payments and hidden fees.”

The proposals were submitted by the Department of Labor to the

White House for review and later will go out for public comment. The

agency recommended similar regulations ve years ago but they were

beaten back by heavy opposition from the nancial industry and some

n Congress from both parties. The industry reportedly handles $11

rillion in Americans’ retirement savings.

“The corrosive power of ne print, hidden fees and conicted advice

can eat away like a chronic illness at people’s hard-earned retirement

TOUGHER RULES FOR RETIREMENT FUND ADVICE

ADVICE

savings,” Labor Secretary Tom Perez said. The nancial indu

counters that the White House and Labor Department have disto

the issue and disregarded existing tough regulations for investm

brokers.

“We have ongoing concerns that the Department of Labor and

White House have completely ignored the existence of the rob

regulatory regime under the Securities and Exchange Commission

the Financial Industry Regulatory Authority, and this re-proposal co

make it harder to save for retirement by cutting access to aord

advice and limiting options for savers,” said Kenneth Bentsen, c

executive of the Securities Industry and Financial Markets Associat

“Fiduciary responsibility means you’re acting as the client’s conscie

in a sense. You’re acting as their guardian angel,” said Nich

Crane, senior vice president and portfolio manager at RBC We

Management in El Dorado Hills. “How the whole thing plays

you’ve got me. Our industry is ghting the Obama proposals h

Our industry likes to make money for itself.”

Crane, an investment adviser for 33 years, said he “always” acts in

clients’ interest. “I’m held to a duciary standard. I have discretion

management of client portfolios. I must---not only by law, but in g

conscience---act in my clients’ best interests.”

Many investment rms don’t want the duciary standard, prefer

a suitability standard. “Yet the government wants to insist

recommendations be made on a duciary basis, where you’re actin

behalf of the client, versus trying to sell something to the client,” Cr

said. “Do I think duciary is a better standard? I sure do.”

Art Garcia is a former Wall Street Journal reporter and has wri

on business and nance for numerous national and internatio

publications. He lives in El Dorado Hills.

By Art Garcia


15/24


JAMEE HORNING | Executive Director, Seniors First

TIME TO TACKLE HOME SAFETY

AND REPAIR PROJECT

and family heirlooms are chronic

photographed and within a few steps’ re

In the event of an emergency, you wil

thankful you have them handy.

Looking for resources or assistance with y

spring cleaning tasks? Seniors First oe

free Senior Resource Guide with listings

local handyman, electrician, plumbing

contractor services.

Seniors First can also help if you, a loved oor someone you know is unable to take

these tasks because of nancial or phys

limitations. The Home Modication

Repair Program provides for quick

and small projects, which can typically

accomplished in a matter of days.

For more information on these and other services for Placer County seniors,contact: Seniors First at (530) 889-9500 or visit www.seniorsfirst.org

There’s something about the warming

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produce an almost irrepressible urge to

organize, de-clutter and clean. As you bring in

spring by tackling your closets, junk drawers

and windows, also consider these helpful tips:

The recent return to Daylight Savings Time is

a benchmark for changing batteries in smoke

and carbon dioxide detectors. If you haven’t

done so already, make sure all detectors are in

working order and have fresh batteries.Are your banisters, towel bars, doorknobs and

other safety handles secured appropriately?

Maybe now is the time to install grab bars at

the bathtub or a ramp up the front steps.

Make sure important documents, valuables

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6 | APRIL 2015

Many people create a Trust or a Will

package with their attorney and after

they sign all of the documents, they

set it aside and never look at it again until an

emergency arises or someone in the family

has passed. In addition, when they did their

planning they forgot to mention a few things

that should have been included in their plan in

the rst place.

I have listed below some reasons why you

may want to meet with your attorney to update your estate plan as

follows:

You have a disabled child or grandchild that will inherit from your

trust. This requires the attorney to put specic language into the trust

that allows the trustee to create a 3rd party Special Needs Trust for

the beneciary at the time of distribution of your trust which will a)

allow the disabled beneciary to keep their Medi-Cal, SSI and other

such benets, b) avoids recovery by the State when the beneciary

has passed and c) avoids the need to have to go to Court to create

this type of trust for your disabled child upon your passing to protect

their inheritance and benets.

You have children who cannot manage the inheritance they will

receive from the trust because the beneciary a) has prior bankruptcies

ssues, b) has never shown the ability to manage their nancial aairs

without help, c) has a history of drug or alcohol abuse, d) has past

due child support issues and e) has multiple creditors trying to

recover against any money they receive from their inheritance. This

may require your trust to have specic language to make distribution

nto a Spendthrift Trust or similar device for the beneciary. This type

of trust can limit the amount given to the beneciary at any one time

REMEMBER ... “IT’S YOUR LIFE. SO PLAN FOR IT”.

DOES YOUR ESTATE PLAN NEED

TO BE UPDATED?

(to make it last) and it can also limit or stop third party creditors

ex-spouses from going after your child’s inheritance.

You have an A/B Trust (most people don’t they have one or not) w

are specically designed for a) couple’s in a second marriage or b

estates that exceed $5 million dollars in value. You will want to ask

attorney if an A/B Trust is right for you or should you “restate y

trust” to from an A/B Trust to a simple A Trust to avoid the high-co

setting up and managing an A/B trust.

You have a pets that you want to insure are taken care of especif you are very close to your pets. You can ask the attorney to crea

special Pet Trust and Pet Power of Attorney documents for your

and fund it with funds from your trust upon your passing, or, inc

language in your trust with directions to your trustee of what to do

your “furry children” upon your passing. A pet trust will insure

your pet(s) are properly taken care if you lose capacity or at the tim

your passing.

You or your spouse are reaching the age where you may need e

care assistance at home or elsewhere and you want to discuss a) how

become eligible to apply for the Veteran’s Aid and Attendance ben

to help you pay for such elder care needs and/or b) how to protect y

assets should one (or both) of you wind up in a nursing home and hto apply for Medi-Cal long-term care benets to help pay for the

cost of your nursing home care. You’ll probably need to see an Elder

Attorney to discuss how to properly protect your assets and apply

these types of benets for your elder care needs when the time com

So if it has been awhile since you reviewed your Trust, Will or o

estate planning documents, you may want to meet with your atto

and while you are there…ask them about the one or two items discu

above which may apply to your and your family.

By Lawerence Solorio

[email protected]#333076

If you are over 62, a ReverseMortgage allows you more Income

by Paying Off your Mortgage orTapping into your Equity or Both.

Call about FREE Reverse Mortgage Workshops! Learn the pros and cons of using your home equity to

supplement your retirement income and Enjoy Life more!

Michelle Belmonte, Mortgage Loan Specialist


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We Help With:

• In-Home Care Services

• Assisted Living Communities

• Residential Care Homes

• Hospice Care• Consulting Services

• Respite Care

Kelly Stimbert 916.990.1317Senior Care [email protected]

Cassie Sakahara 916.390.5345Senior Care [email protected]

Free Senior Placement &

In Home Care Referral Service

www.aseniorconnection.com

• Rapid Response 24/7

• Veteran’s Aid & Attendance

Pension

• Personally Guided Tours

• Follow Up To Assure You’re Happy • Support – From Start To

Finish, We Are Here

www.norcallaserlipo.com


18/24


19/24


he Elks Lodge, Number 6, 6446 RiversideBlvd. in Sacramento. Tickets: $10 members,$15 non-members, $5 student members, $7tudent non-members. Event features: Like

Lipskin on piano. Info: sacjazz.org.

TAIZE SERVICE, an evening of meditation,prayer and peace, at 5:30 p.m. at BethlehemLutheran Church, 1279 High St. in Auburn.nfo: (530) 885-1266.

MONDAY, APRIL 13

DAYTIME BOOK CLUB meets from 11 a.m.

o 1 p.m. at Face in a Book, 4359 TownCenter Blvd., No. 113 in El Dorado Hills. Thismonth’s book is Five Quarters of the Orangeby Joanne Harris. Info: (916) 941-9401,getyourfaceinabook.com.

WALK WITH EASE PROGRAM from 10-11 a.m.Mondays, Tuesdays and Thursdays March 16hrough April 23 at Johnson-Springview Park,

5480 Fifth St. in Rocklin. Free to all seniorparticipants. Pre-registration is necessary.nfo: Michele Irwin, (530) 885-6100, ext. 12,[email protected].

DARTUESDAY, APRIL 14

ROSEVILLE GENEALOGICAL SOCIETY from1-3 p.m. at Maidu Senior Center, 1550 MaiduDr. in Roseville. Info: rgsca.org.

ROSEVILLE HISTORICAL SOCIETY at 4 p.m.at the Carnegie Museum, 557 Lincoln St.,Roseville. Everyone is invited. (916) 773-3003.

WEDNESDAY, APRIL 15

BINGO ROUND-UP from 1-3:30 p.m. and from6-8:30 p.m. at the Blue Goose Event Center,3550 Taylor Road in Loomis. Cost: $25 advanceand $30 at the door, per session. Info: (530)305-3508, bingoroundup.eventbrite.com.

LINCOLN GOLDEN CLUB at noon at Lincoln Veterans Hall, 541 Fifth St. in Lincoln. Meetingsare followed by potluck luncheon and Bingo.Info: Mary Weir, 645-2818.

THURSDAY, APRIL 16

SONS IN RETIREMENT BRANCH 79 meetsat 11 a.m. followed by lunch at the AuburnElks, 195 Pine Street, Auburn. All retired meninvited. Info: Ken Hansen at (916) 622-2757.

CAREGIVER SUPPORT group from 9-10:30a.m. Lincoln Library every third Thursday of

the month. Sponsored by the AlzeheimAssoc. and Sutter Hospital. Communitwelcome to attend.

FRIDAY, APRIL 17

ROOSTER TAILS FISHING CLUB of NortCalifornia breakfast meeting at 7 a.m. atAuburn Elks Lodge, 195 Pine St. Lincoln Win Auburn. Open to the public. Info: (5887-0479, [email protected].

SATURDAY, APRIL 18

NEW ENGLAND CONTRA STYLE DANCwith the Foothill Country Dancers at 8 pat Newcastle Portuguese Hall, 690 TaRoad in Newcastle. Live music by Starthiwith caller Jean Gibson-Gorindo. Costmembers, $9 non-members, $5 childand $20 families. No experience necessnewcomer orientation at 7:30 p.m. Info: Loat (530) 346-0099, foothilldancers.org.

SUNDAY, APRIL 19

ATTEND THE GRACEPOINT WELLN

CENTER from 2-5 p.m. at GracepAdventist Church, 3500 Sunset Blvd., RocEvery third Sunday. Get a computerhealth evaluation, free of charge. Info: (624-4877, graceisthepoint.org, ofgraceisthepoint.org.

SATURDAY, APRIL 25

FOLSOM GARDEN CLUB GARDEN TOfrom 11 a.m. to 4 p.m. Saturday and SunFirst garden is at 400 N. Lexington DrivFolsom. Cost: $15.50. Proceeds benet FGC Scholarship and Grant Programs. Ifolsomgarden.ipage.com/ftp.ipage.c

index.html

MONDAY, APRIL 27

FOLSOM HISTORICAL SOCIETY GTOURNAMENT shotgun start at 8:30 a.mEmpire Ranch Golf Club, 1620 E. Natoma SFolsom. Fees: $110 before March 15 and $after. Entry deadline is April 15. Event inclugolf, cart, range balls, a deli lunch and a raInfo: Candy Miller 988-7699, folsomcansbcglobal.net, folsomhistorymuseum.org

TUESDAY, APRIL 28

“DEMENTIA AND ALZHEIMERUNDERSTANDING THEIR WORLD” at 10 at Lincoln United Methodist Church, 6I Street in Lincoln. Free. Discussion ledSharron Spotts, Certied Senior Advisor. 645-3588, lincolnunitedmethodistchurch.c

WEDNESDAY, APRIL 29

DAYTIME BOOK CLUB meets from 11 to 1 p.m. at Face in a Book, 4359 TCenter Blvd., No. 113 in El Dorado Hills. month’s book is Five Quarters of the Oraby Joanne Harris. Info: (916) 941-94getyourfaceinabook.com.

visit our website: www.calsenior.com

BIG DAY OF GIVING

From midnight to midnight on May 5th, go to bigdayofgiving.org and give to the nonprofits

hat lift up lives and make this the place we call home. Join us for the Placer County BIGDog

Kick-Off Party on Tuesday, May 5 from 10a-2p at Center Court, Westfield Galleria at Roseville.


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20 | APRIL 2015

INSURANCES WELCOME • ALSO LOCATED IN PLACERVILLE

AUBURN1730 Grass Valley Hwy, Ste. 500

(530) 889-8660www.miracle-ear-auburnca.com

ROSEVILLE9700 Fairway Dr., Suite 120

(916) 772-4327www.miracle-ear-rosevilleca.com

MIRACLE-EAR PROVIDES COMPLETE HEARINg SOLUTIONS

Deciding to wear hearing aids is a big step, no matter how long you’ve been living with hearing loss. That’s why Miracle-Ear® brings you the most sophisticated technology in a range of hearing solutions with price options to fit your budget — in order to make the transition as easy as possible for you. • An industry-leading limited three-year warranty • Free ofce visits and follow-up care • Personalized programming • Free annual hearing tests* • Free cleaning and adjustments • Nationwide service at 1,200+ locations across the U.S.

HURRY, SPECIAL OFFER ENDS 4/30/15

Valid at participating Miracle-Ear locations only. Not valid with any other discount or offer.Does not apply to prior purchases.

*Our hearing evaluation and video otoscopic inspections are always free. Hearing evaluations is an audiometric evaluation to determine proper amplication needs only. Theseare not medical exams or diagnoses nor are they intended to replace a physician’s care. If you suspect a medical problem, please seek treatment from your doctor.

570 Fifth Street, Lincoln, CA 95648

Tel: 916-434-1022

www.AdamsFiduciary.com

E-mail: [email protected]

BRING IN THIS AD FOR A FREE CONSULTATION

REVERSE MORTGAGES - Learn The Facts Join Stan Atkinson for a

Free Informative Lunch Event

www.thereverseshow.com

Wednesday, May 6th11:30am

Marie Callender’s Restaurant5525 Sunrise Blvd

Citrus Heights, 95610

RSVP 916-761-6100

“My wife and I did our Reverse Mortgage overthree years ago. That eliminated our $900 a monthmortgage payment and made it one of the bestfinancial decisions we’ve ever made.Join us to see if it will also make your life easier andmore financially secure! I encourage you to attend!”

Stan Atkinson,

Retired News Anchor, paid spokesperson

Reverse Mortgage Solutions, Inc.dba Security 1 Lending. NMLS ID 107636.

Loans will be made or arranged pursuant to California Department ofCorporations Residential Mortgage Lending Act

License #4131074


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COOKING

1/3 cup extra-virgin olive oil

1-2 garlic cloves, peeled &diced

1/3 cup parsley leaveschopped

1/3 cup cilantro leaveschopped

1/3 cup basil leaves chopped1/2 tsp kosher salt

1/4 tsp fresh black pepper

DIRECTIONS:Prepare all ingredients andplace in blender, mix well. Ifyou wish you can just pulse itto get a more rustic texture.

Let the mixture rest allowingthe avors to blend.

1 red bell pepper

4-5 asparagus spears

1 small red onion

DIRECTIONS:Brush all vegetables withcanola oil and grill on highuntil nicely charred turn-ing every 3 minutes or so.When ready, remove thered bell pepper to a bowland cover with plastic wrapuntil it cools. This will makethe skin easy to peel offbefore dicing the veggiesto put in the cooked couscous. After cooling the veg-gies give them a mediumdice and set aside.

Cook according to directionson package. Add the dicedalong with 1 tbls of extra vir-gin olive oil to keep the couscous from clumping.

6 lamb chops, about 1” th

DIRECTIONS:Remove the chops from marinade and pat dry onper side with a paper towto remove excess oil. Plathe chops on a tray andsprinkle liberally with therub made earlier.

Heat the grill, or a grill pover high heat, add thechops and sear for aboutminutes.

Flip the chops over andcook for another 3 minutfor medium-rare and 3 1/minutes for medium.

Pairs well with Syrah/Shir

1/4 tsp cinnamon

1/4 tsp cayenne pepper

1/4 tsp Chinese five spice

1 tsp paprika

1 tsp cumin

1 tsp garlic powder

1 tbls chili powder

1 tbls coriander

DIRECTIONS:Place ingredients in bowland whisk well to mix.

DANNY Z’S GRILLED LAMB LOIN CHOPS

WITH GRILLED VEGGIE COUS COUS

MARINADE

CHIMICHURI GRILLED VEGGIES LAMB

COUS COUS

MOROCCAN RUB

FOOD COLUMNISTMost of us have only enjoyed a nice lamb dish at an upscale res

rant. Why not make this easy-to-prepare dish at home?The secret – and I know this sounds rather simplied – is to not

cook the meat.

Many are tempted to cook the meat until it isn’t pink, which is wr

After seeing many a TV chef prepare lamb, I decided to try it for

self. I have been a fan ever since.

You need to have the condence and know it’s OK to undercook

little at rst. You can always leave it a little longer, but you can’t

cook overdone food.

Zest of 1/2 & juice of 1lemon3 cloves of peeled dicedgarlic3/4 cup extra virgin olive oil1 tbls fine chopped rose-mary1/4 tsp kosher salt1/4 tsp fresh cracked blackpepper

DIRECTIONS:

Place all ingredients in a largbowl and whisk well

Place the lamb loin chops inmarinade and set aside. Thetime it takes to prepare thenext steps is perfect amountime for the chops to pull inavors of the marinade.

Dan Zahra | fooddudedan@gmail.


22/24

916-424-4400

ATTENTION VETERANS(or their family members)

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Uniforms, Flags, Antique Guns

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Call Today for a Free Quote! (800) 936-6690

Mavis LombardiFinancial Alliance Insurance Services

(916) 276-6994

www.FinancialAllianceInsuranceServices.com


23/24


BRAIN GAMES

PUZZLE NO. 4

HOW TO PLAY:Fill in the grid so that every row, every column and every 3x3 box containsthe numbers 1 through 9 only once.

Each 3x3 box is outlined with a darker line. You already have a fewnumbers to get you started. Remember: You must not repeat the numbers1 through 9 in the same line, column or 3x3 box.

_

PUZZLE NO. 758

01. Kitchen boss

05. Certain sprite

08. Garden tube

12. Laze around

13. Golf score

14. Has a mortgage

15. Up to the task

16. Dreams up

18. Snoop

19. Highway sights

20. Bird cry

22. Comes in

26. Bed coverings30. Travel on water

31. ________ the mark

32. Sports groups

35. Fitness resort

36.________ - friendly

38. Farthest down

40. Conquer

43. Denial

44. Bouquet

46. London streetcar

50. Physically active

53. Angel’s headdress

54. Anna’s post

55. Scoring serve

56. Unwritten

57. Garment edges58. Supervised

59. Brood’s home

01. Large family unit

02. Drifter

03. House extensions

04. Sheep’s coat

05. Incident

06. Fancy gold fabric

07. Picture border

08. Raises

09. Have title to

10. Look

11. Racetrack feature

17. Card game

21. Stable grain23. Slacken

24. Gashes

25. Narrowboard

26. Wall component

ACROSS DOWN

27. Stance

28. Great Barrier _______

29. Pathetic

33. Threatened

34. ________ horse

37. Kingdoms

39. Bigsnake

41. “You ____ My Lucky Star”

42. Sum

45. Mickey and Minnie

47. Not common

48. Woe is me!

49. Shed50. Pale gray

51. Deadlock

52. Cut of pork

For puzzle answers go to: www.calsenior.com


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april 2015 cal senior.pdf

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