a division of PreConstruction Catalysts, Inc.

FACT SHEET - SMALL BUSINESS LOANS

Overview We help arrange short-term small business loans using the merchant’s cash flow as the main underwriting criteria.

Key Benefits - No upfront fees- Quick approvals - Fast fundings - Within days!- Unsecured loans-no collateral required- This is not a merchant cash advance- Credit scores allowed down to 400- Expert service and support

Criteria - Monthly gross business revenue $10,000+- Minimum 3 months in business- Operate a store-front or internet business in the U.S., Canada or Puerto Rico- Have a personal credit score 400+- Tax liens or even past bankruptcies in the last year will not disqualify approval

Eligible Business Pretty much all businesses except financial institutions and law firms.

Loan Parameters - Amounts - $5,000 - $2,000,000- Terms - 3 to 24 months- Fixed interest rates- Fixed payment – daily auto-payment from merchant’s business account- No prepayment penalty-Early pre-payment bonus (to merchant)

Cost of Funds - This varies depending upon the merchant’s monthly gross sales, how long they have been in business and otherfactors.

Process - A simple one page application is completed by the broker or merchant along with last 3 months of bankstatements. In some cases other information may be required.

Time Frame - Our simple application only takes a couple of minutes to complete and typically 48 hours for an answer. Ifapproved the funds will be wired into the client’s bank account in just a few days.

We work with a number of funding resources that specialize in small business lending that are able to deliver funds directly into the merchant’s account, in a matter of days, not weeks or months. Unlike traditional small business loans from banks, our loans do not require in-depth financials, tax returns, a solid credit history or even collateral. We are interested in how the business is doing today and where the business projections will lead the merchant tomorrow.

Office (202) 657-6960Fax (240) 363-0062 Email: info@pccfunding.com

Business Loan Application BUSINESS INFORMATION

Legal Business Name: DBA (if different):

Legal Entity: ☐ Corp ☐ LLC ☐ Sole Prop ☐ LP ☐ Other Date Business Established: (MM/DD/YYYY):

Business Classification: ☐ Retail ☐ Restaurant ☐ Services ☐ Manufacturer/Wholesaler ☐ Internet ☐ Mail Order/Telephone Order

Physical Address:

Mailing Address: Business Phone:

Business Fax: Cell:

E-Mail: Tax ID Number

Property Ownership: ☐ Lease ☐ Own Years in Control: _____ Months in Control: _____ Products Sold: Landlord / Mortgage Company Name: Landlord Contact Name: Landlord / Mortgage Company Phone: Rent / Mortgage Payment: $

Has the business or any principal ever filed for Bankruptcy Protection? ☐ Yes ☐ No

Are there any pending, threatened, or recently filed claims, judgments or tax liens against the business or any principals? ☐ Yes ☐ No

OWNER / PRINCIPAL INFORMATION

Name: Title: % of Ownership:

Home Address:

Home Phone: Cell Phone:

E-Mail:

Date of Birth (MM/DD/YY): Social Security # Approx Credit Score

Drivers License #: Drivers License State OWNER / PRINCIPAL INFORMATION

Name: Title: % of Ownership:

Home Address:

Home Phone: Cell Phone:

E-Mail Address:

Date of Birth (MM/DD/YY): Social Security # Approx Credit Score COMPANY INFORMATION

Average Monthly Card Sales: $ Total Monthly Sales: $ Annual Gross Sales: $

Desired Funding Amount: $ Use of Funds:

Current Loan/Advance Balance? ☐ Yes: *Balance $_______________ Held With: ___________________________ ☐ No Current Loan/Advance TRADE REFERENCES

COMPANY (Largest Vendors) CONTACT NAME CONTACT PHONE NUMBER

By signing below, the Merchant and its Owners / Principals certify that all information and documents submitted in connection with this Application are true, correct and complete. Additionally, we authorize company to (1) obtain and use non-business consumer credit reports and any other information regarding the Merchant and its Owners and Principals from third parties, to verify any information provided on the Application; and (2) to obtain the 12 most recent monthly reports detailing Merchant’s payment card processing activity from its card processor or any agent or other third party utilized by that processor to authorize, clear and/or settle payment card payments. Owner/ Co-Owner/ Principal Signature: ________________________________ Co-Principal Signature: ___________________________________ Print Name: _______________________________________ Print Name: ______________________________________________