JUne 2020

“Think Big, Bank Small”

Member News

Summer auto loan special

2.99% APR**

RELAX WITHNO CAR

PAYMENTS FOR

90 DAYS!*Rates as low as

Up to 72 months

*First payment will be due 90 days from closing of the loan on new loans for vehicles 2014 and newer only. Finance charges begin accruing as of the loan disbursement date.**APR = Annual Percentage Rate. Loan Rates are based on credit score and term of loan. A sample monthly payment for a loan of $20,000 and a term of 72 months at 2.99% APR would be approximately $303.78. 2.99% rate reflects 0.35% rate discount when setup on auto pay. All loans are subject to approval meeting standard credit union underwriting guidelines. Offer is valid beginning June 1, 2020. Programs, rates, terms and conditions are subject to change or end at any time without notice.

APPLY TODAY!330.493.7602www.starkcu.org

OUR LOBBIES ARE OPEN!• Our lobbies are now open with a limit of 6 members at each location at a time. • Appointments are recommended for all new accounts, loans, and complex transactions.• If you are showing any symptoms of illness, we ask that you do not come inside and please

make use of our drive-up lanes.• Face Coverings are REQUIRED for anyone entering a Stark Federal Credit Union location; staff

included.• Social distancing guidelines will be followed. Please observe floor markings when waiting in

line.• Photo ID may be required for service in order to successfully identify members.

Thank you for choosing Stark Federal Credit Union for your banking needs. We appreciate your patience and understanding as we continue to navigate through these unprecedented times.

Avoid COVID-19 TEXTING ScamSThe coronavirus pandemic has been ongoing in the United States for several months, but scammers are still finding new ways to exploit the panic, fear and uncertainty surrounding the virus to con people out of their money. The latest in a string of coronavirus scams involves a simple text message with criminal intent.

Here’s all you need to know about the coronavirus text scam.

The scam starts out with the victim receiving an alarming text message informing them that someone they’ve recently been in contact with is infect-ed with COVID-19. They are then told to self-quarantine and to get tested for the virus.

Here is the actual text from one of these scams:

“Someone who came in contact with you tested positive or has shown symptoms for COVID-19 & recom-mends you self-isolate/get tested.”

The text also includes a link for the recipient to click for more information. Many unsuspecting people who read these messages innocently click on the link and play right into the scammers’ hands. The link provides the scammer with access to the victim’s device. The scammer can then scrape the victim’s per-sonal information off the phone and use it to empty the victim’s accounts, open lines of credit in their name or even steal their identity.

If you receive a text message like the one described above, DO NOT RESPOND or CLICK on any embedded links. Report the text to local law enforcement agencies, place the number associated with the message on your phone’s “block number” list and delete the message. You can also warn your friends about the circu-lating scam to keep them from falling victim.

Stay suspicious of unfamiliar texts and stay safe!

take a selfie before june 30th!

Call our loan department, 330.493.7602, today or visit www.starkcu.org for details.

Offer expires June 30th, 2020. Stark FCU reserves the right to cancel or modify this offer at any time.

Are you purchasing a new or used vehicle or motorcycle? There’s still time to take advantage of this offer!

Here’s how:

Finance your vehicle with Stark Federal.

Share a picture of you and your new ride on Facebook, Twitter or Instagram & TAG US! We’ll give you a $50 gas card!

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Online at www.starkcu.orgFacebook: facebook.com/StarkFCUTwitter: twitter.com/StarkFCU

FEDERALLY INSURED BY NCUA

Office HoursMon.- Fri. 9:00 a.m. - 5:30 p.m.Sat. 9:00 a.m. - Noon(Saturday drive-up only service at Dressler)

Anyhour Loan By Phone: 866.467.0427

To report a lost or stolendebit card call 800.523.4175 To report a lost or stolenVISA card call 1.800.442.4757 24-Hour Access Line: 330.493.3711

Minerva Area Federal CU - Shared Branch3570 Union Ave. SE, Minerva, OH 44657(Cash and deposits only.)Mon., Tues., Thurs. 9:00 a.m. - 5:00 p.m.Wed. 9:00 a.m. - 1:00 p.m.Fri. 6:30 a.m. - 5:00 p.m.

Dressler Branch 4100 Dressler Rd. NWCanton, OH 44718Main Office: 330.493.8325Main Fax: 330.493.8328

Loan Dept.: 330.493.7602Loan Dept. Fax: 330.493.1619

Alliance Branch1281 S. Sawburg Ave. Alliance, OH 44601Office: 330.821.7225Fax: 330.821.2004

Cleveland Ave. Branch3426 Cleveland Ave. NWCanton, OH 44709Office: 330.493.8326Fax: 330.493.8941

PET FOOD DONATIONS NEEDED

Limited time home Equity Loan Offer!

*APR=Annual Percentage Rate and is a variable rate based on Prime Rate (as published in The Wall Street Journal). The minimum APR that can apply is 3.25% (Prime Rate), and the maximum APR that can apply is 18%. Property insurance is required and not included in closing costs. Potential line of credit must be a minimum of $10,000; minimum monthly payment amount for credit line balance is $100 or 1%, whichever is greater. Other rates and terms available. **Stark Federal Credit Union will give a $100 Home Depot gift card to everyone who is approved for a Home Equity Loan and has a $5,000 minimum initial draw. Offer ends on June 30, 2020.

GET $100 TO HOME DEPOT** ON US!

• Rates as low as 3.25% APR* • NO closing costs • NO appraisal fee • NO pre-payment penalties • Low draw requirements

We will be accepting donations of dry dog and cat food at each location. We will also be donating $25 for each new Checking or Swipe & Go Account opened in June. We’re collecting until June 30th. Thank you for helping us feed the animals at Stark County Humane Society.

Individual Credit Joint Credit

Member Name _____________________________

Joint Applicant Name

Phone Number

Cell phone Number _________________________

Purpose of Loan (Circle): Vehicle / Signature

If vehicle, what year, make & model?

_________________________________________Monthly Mortgage/Rent Payment? _____________

Account Number ___________________________

Amount Requested $ ________________________

Term

Applicant’s Employer ________________________

Monthly Income

Joint Applicant’s Employer

Joint Applicant’s Income

Are you active duty military or a dependent of an active duty military? Yes / No

Return this application to any office or fax to 330.493.1619

Easy loan application

Due to changes in Federal Regulation CC, effective June 1, 2020, our Funds Availability Policy will change as follows: • The amount available to withdrawal for checks deposited not subject to next-day availability will in-crease from $200 to $225. • The amount available for withdrawal on exception holds for large deposits and new accounts not subject to next-day availability will increase from $5,000 to $5,525. A complete Funds Availability Policy is available at our credit union offices or online at starkcu.org.

Member notice

*SHRED DAYS HAVE BEEN CANCELED due to Covid-19.*

double rewards!

Call us today for more information!

From June 1st through August 31st, you can get double the rewards on your

Visa Orange Card!