“associated bank “kazakhstan – ziraat international bank ... · “associated bank...
TRANSCRIPT
![Page 1: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/1.jpg)
“Associated Bank “Kazakhstan – Ziraat InternationalBank” Joint Stock Company”
Financial statements
Year ended 31 December 2014together with independent auditor’s report
![Page 2: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/2.jpg)
![Page 3: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/3.jpg)
![Page 4: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/4.jpg)
![Page 5: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/5.jpg)
![Page 6: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/6.jpg)
![Page 7: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/7.jpg)
![Page 8: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/8.jpg)
![Page 9: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/9.jpg)
![Page 10: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/10.jpg)
![Page 11: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/11.jpg)
![Page 12: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/12.jpg)
![Page 13: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/13.jpg)
![Page 14: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/14.jpg)
![Page 15: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/15.jpg)
![Page 16: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/16.jpg)
![Page 17: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/17.jpg)
![Page 18: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/18.jpg)
![Page 19: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/19.jpg)
![Page 20: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/20.jpg)
![Page 21: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/21.jpg)
![Page 22: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/22.jpg)
![Page 23: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/23.jpg)
![Page 24: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/24.jpg)
![Page 25: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/25.jpg)
![Page 26: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/26.jpg)
![Page 27: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/27.jpg)
![Page 28: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/28.jpg)
![Page 29: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/29.jpg)
![Page 30: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/30.jpg)
![Page 31: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/31.jpg)
![Page 32: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/32.jpg)
![Page 33: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/33.jpg)
![Page 34: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/34.jpg)
![Page 35: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/35.jpg)
![Page 36: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/36.jpg)
![Page 37: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/37.jpg)
![Page 38: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/38.jpg)
![Page 39: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/39.jpg)
![Page 40: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/40.jpg)
![Page 41: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/41.jpg)
![Page 42: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/42.jpg)
![Page 43: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/43.jpg)
![Page 44: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/44.jpg)
![Page 45: “Associated Bank “Kazakhstan – Ziraat International Bank ... · “Associated Bank “Kazakhstan – Ziraat International ... Below is the geographical concentration of the](https://reader031.vdocuments.us/reader031/viewer/2022011921/602b0ac4d879a1347b0999b0/html5/thumbnails/45.jpg)