what you can negotiate with your car dealer

When you're ready to buy a car, you probably know that the price sticker can be quite large.

However, negotiating the price is something that you can do it alleviate some of the costs.

There are many aspects of your car buying experience that can be negotiated with the dealership.

Here is some insight as to how you can get the best deal out of your car buying experience.

Of course, once you are at the car dealership, you can start by negotiating the overall price of the vehicle.

Use comparisons to help get the price that you want.

For example, let's say that the car is available at this particular dealership for $25,000, but you saw it at another local dealership for $20,000.

Have a print-out of this information and ask if this car dealership is able to lower the price for you.

When you first enter into negotiations, you might be offered a 36 month finance or car leasing plan.

While some people want to be able to buy a new car within three years, other find that these payments are just too high for them.

Fortunately, you can usually negotiate the number of months in your agreement with a relative amount of ease.

Extending it to 72 months will make the payments half.

As are you looking at the monthly prices, you will notice that the interest rate is a part of them.

These fees can really make a difference between being able to afford the monthly payments and not being able to do so.

Usually, your credit scores have an impact on your interest rates. Ask if the interest rates can be lowered if you have a co-signer on the loan.

Refinancing once your scores have improved is another option, and doing so can significantly lower the interest rates on your car loan.

On top of making the monthly payments for the car itself, you will also have to pay for insurance.

Negotiating insurance rates can be a little bit difficult to do.

However, once again, you can comparison shop and use these figures to help you out.

Furthermore, you can also ask the insurance company about any problems that might be available to help lower your rate. For example, some companies offer defensive driving programs.

Once you have completed the course, you will be able to get a significant discount on your insurance rate.

After you have considered these possibilities, you might still be looking for other areas where you can negotiate on the cost of your car.

If you are going to pay for an extended service plan, this is another possible place for negotiations.

Perhaps the car comes with fancy extras.

You might be able to get the price lower if you are willing to accept the car without these additional features.

Remember, negotiations are not guaranteed.

If you never ask the person or entity if any way exists for you to save some money, then the answer definitely is not going to be yes. Remain respectful and courteous, and hopefully, you will be able to get a better deal.