uim/mep presentation

Al Hatten, Executive Director

March 1994 (MEP Resolution) Mason Transit (Volunteer Added 11/1995) September 1995 UIM program starts UIM Rate $0.005 per mile ($50,000 per

occurrence with $10,000 per occurrence property damage)

In 2000 UIM rate increased to $0.006 UIM limits $60,000 per occurrence

??????????????????????????? Offers protection from under-insured and

uninsured drivers The limits are for the total occurrence $60,000 that’s it! 1 claimant and/or 10 claimants It does not preclude you from filing a

lawsuit against the adverse driver It is a first party coverage like property but

processed like a liability claim

It is very similar to your personal auto PIP coverage

What is PIP? This is limited to vanpool drivers only It is always secondary Coverage is limited to $10,000 payments for reasonable and necessary medical

expenses incurred as a result of a covered occurrence and includes payments for dental services, prescriptions, prosthetic devices, ambulance expenses, and funeral expenses. Benefits do not include loss of income or expenses for household services.”

Not employees Initially established for vanpool drivers Social responsibility Optional coverage Safety net Unique only to WSTIP

Final Comments and Questions