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* * * * * * THURSDAY, DECEMBER 5, 2013 ~ VOL. CCLXII NO. 133 WSJ.com HHHH $2 .00

Silver to $902 on Cigna Corp.’sHealth Flex 1500. On a singleCigna plan, Health Savings 3400,out-of-pocket costs for Atriplavary from zero if patients buyfrom an in-network pharmacy to$1,127 if they don’t.

A spokeswoman for Cigna saidthe insurer offers several planchoices so patients can selectone that best meets their needsand budget. A spokesman for Hu-mana said the out-of-pocketmaximums on exchange plansprotected patients from excesscosts. A representative from Mo-lina didn’t respond to requests

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But depending on the coveragethey select, some patients on ex-pensive drug regimens couldreach that level fast. Some medi-cations for conditions includinghepatitis, rheumatoid arthritis,HIV and cancer can retail forthousands of dollars a month, andsome plans require patients topay as much as 50% of the cost.

The HIV drug Atripla, for ex-ample, typically retails for about$2,200 a month. On “silver,” ormidlevel, plans in Miami-DadeCounty, Fla., with comparablepremiums, monthly out-of-pocket costs for Atripla rangefrom $55 on Molina Marketplace

Americans with chronic ill-nesses—who are expected to beamong the biggest beneficiariesof the health law—face widelyvarying out-of-pocket drug coststhat could be obscured on thenew insurance exchanges.

Under the law, patients can’tbe denied coverage due to exist-ing conditions or charged higherrates than healthier peers. Thelaw also sets an annual out-of-pocket maximum of up to $6,350for individuals and $12,700 forfamilies, after which insurers paythe full tab.

DJIA 15889.77 g 24.85 0.2% NASDAQ 4038.00 À 0.02% NIKKEI 15407.94 g 2.2% STOXX600 317.24 g 0.6% 10-YR. TREAS. g 19/32 , yield 2.841% OIL $97.20 À $1.16 GOLD $1,248.20 À $26.50 EURO $1.3593 YEN 102.35

TODAY IN PERSONAL JOURNAL

Everything’s Coming Up OrchidPLUS The Battle for Airline Lounge Supremacy

CONTENTSBusiness Tech............. B7Corporate News B1-3,6Global Finance............ C3Heard on Street..... C10In the Markets........... C4Leisure & Arts............ D4

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What’sNews

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World-WidenBiden and China’s Xi metbut failed to resolve rising ten-sions over Beijing’s declarationof a new air-defense zone. A1nObama called for an in-crease in the federal minimumwage as he vowed to focus onincome inequality in the U.S. A1nOut-of-pocket drug costsfor chronic illnesses varywidely under new healthplans, patient groups warn. A1n States warn they may notprocess Medicaid enrollmentsfrom people who have signedup through HealthCare.gov. A4n Jihadist fighters from Eu-rope are returning from Syria,and some are suspected ofplotting terror attacks. A10n A Hezbollah commanderwas shot dead in an apparentspillover of sectarian violencefrom Syria to Lebanon. A11n Antidrone protests in Pak-istan have forced the U.S. tostop using a key land route inand out of Afghanistan. A12nCongress is nearing asmall-scale budget deal, severalaides and lobbyists said.A6nMexico’s Senate passed apolitical revamp that includesending a re-election ban. A15nA DNA study suggests in-terbreeding between Ice Agehuman species was morewidespread than suspected. A2nToronto police papers allegegangmembers soughtmoneyfromMayor Ford in exchangefor an alleged drug video.A13nDetroit’s artwork at the citymuseumwas valued by Chris-tie’s at up to $866million. A5

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ChinaMobile signed a dealwith Apple to offer iPhoneson its network, with a rolloutexpected this month. B1 Icahn is seeking an Appleshareholder vote for a more-modest stock buyback thanwhat he proposed earlier. B2n The EU fined six financialfirms $2.32 billion for seek-ing to rig key rates, a recordEU penalty in a cartel case. C1n The Volcker rule won’t letbanks engage in so-calledportfolio hedging, say peoplefamiliar with the rule. C1nThe U.S. economy expandedat a “modest tomoderate” pacein recentmonths, the Fed saidin its beige book survey.A8nTheDow fell 24.85 points to15889.77 as investors weighedthe outlook for Fed stimulus. C4nTreasury yields rose to theirhighest level since Septem-ber, nearing the 3% mark. C4n GM is selling its remainingstake in Ally Financial througha private placement valuedat about $900 million. B3nThe Lehman estate is look-ing to sell its 20% stake inhedge-fund firm D.E. Shaw. C3nAT&T is considering a bidfor a block of spectrum licensesheld by VerizonWireless. B8nTV commercial time fornext year’s Super Bowl XLVIIIis sold out, according to Fox. B1nARockwell work sold for$46 million, a Sotheby’s recordin its American Art category. B3

Business&Finance

BY MELINDA BECK

Drug-Cost Surprises LurkInside New Health Plans

Vice President Joe Biden andChinese President Xi Jinpingended more than five hours offace-to-face meetings in Beijingwithout resolving the rising inter-national tensions over China’s dec-laration of a new air-defense zone,leaving questions over the nextmoves for each power and U.S. al-lies in the region.

Mr. Biden, visiting Beijing onWednesday, pressed the point that

the White House “doesn’t recog-nize” the zone over the East ChinaSea and wants China’s leadershipto avoid actions that could lead toconfrontations with Japan andother nations, a U.S. official said.

Mr. Xi, in turn, laid out China’sposition in the dispute, but madeno commitment to rolling back thezone, U.S. officials said. Rather, heindicated he would “take onboard” Mr. Biden’s requests.

A U.S. official, briefing report-ers in Beijing after the meetings,said: “From our perspective, it’s

up to China. And we’ll see howthings unfold in the coming daysand weeks.”

As part of his argument in fa-vor of reducing tensions, Mr. Bi-den told Mr. Xi that China shouldadopt a series of measures to re-store trust and confidence amongneighbors in the region, includingby establishing a system of emer-gency communications, or hotlines, that would rapidly connectofficials from China and Japan,and possibly other countries.

“The most urgent thing is, we

want them to work with Japanand South Korea directly to doconfidence-building measures,”said a senior administration offi-cial.

In an illustration of the finepoints of superpower diplomacy,the U.S. didn’t directly ask Chinato rescind the air-defense identifi-cation zone it established lastmonth. AndWashington didn’t ex-pect Mr. Xi to abolish the zone bythe time Mr. Biden left for ascheduled stop Thursday in SouthKorea.

“I don’t think that folks had theimpression the vice presidentwould return from Asia and thedefense zone would be gone,” saidJulianne Smith, a former national

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BY PETER NICHOLASAND JEREMY PAGE

Biden’s China Trip Leaves Rift OpenVice President Says U.S. Doesn’t Recognize Air-Defense Zone; Xi Shows No Sign of Backing Down

PIRAEUS, Greece—At a darkcrossroads here in September,Greek police kept a safe distancewhile black-clad activists from thefascist movement Golden Dawnchased and attacked Pavlos Fyssas,a 34-year-old rapper.

The police had long been in thehabit of standing by while GoldenDawn’s paramilitary squads rolledinto action, mirroring the hesi-tance of Greece’s political leader-ship to deal with the growingmovement’s muscle. Only after aGolden Dawn member fatallystabbed the rapper did police of-ficers make an arrest, according to15 police and witness depositions.

The arrest was the start of arisky crackdown on a partysteeped in street violence and neo-Nazi rhetoric, whose surging sup-port since last year symbolizeshow Europe’s economic crisis hasfueled the Continent’s most radicalforces. From Spain to Finland, ex-tremes of left and right, regionalseparatists and antiestablishmentpopulists are on the march. GoldenDawn, once a fringe group knownfor stiff-arm salutes and Holocaustdenial, rose to nearly 15% supportin opinion polls by this fall.

Violence in Greece hasn’t comeonly from the far right. On Nov. 1,two men on a stolen motorcyclestopped at a Golden Dawn branchin an Athens suburb and shot twoparty activists dead. An extreme-left group took responsibility, say-ing it was revenge for the killingof Mr. Fyssas.

The Golden Dawn crackdownthe government is attemptingtakes the form of an effort toprove it is a “criminal organiza-tion” in which membership is acrime, a charge the party denies.

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BY MARCUS WALKERAND MARIANNA KAKAOUNAKI

RISKY CRACKDOWN

GreeceStrugglesTo OutlawIts Fascists

President Barack Obamavowed Wednesday to focus hisfinal three years in office on in-come inequality in the U.S., call-ing for an increase in the fed-eral minimum wage anddefending the government’s rolein boosting economic mobility.

“I take this personally,” Mr.Obama said at a speech hostedby a think tank closely alignedto the White House, noting thatmembers of his family have ben-efitted from government pro-grams.

It is “what drives me as agrandson, a son, a father—as anAmerican.” He said that risingincome inequality and decreasedeconomic mobility “pose a fun-damental threat” to Americanprosperity.

The economic agenda he de-tailed pushes a number of lib-eral priorities popular with theDemocratic base.

Mr. Obama called for easedrules for union organizers, pas-sage of a budget that combinesstimulus spending with long-term deficit reduction measures,expanded government programsfor children and new antidis-crimination laws.

Republicans said the presi-dent was trying to distract at-tention from the problems of thehealth law and criticized manyof the policy elements in Mr.Obama’s speech.

“They promote governmentreliance rather than economicmobility,” said Brendan Buck,spokesman for House SpeakerJohn Boehner (R., Ohio).

“Rather than tackling incomeinequality by lifting people up,he’s been fixated on taxing some

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BY CAROL E. LEEAND MICHAEL R. CRITTENDEN

ObamaTargetsIncomeInequality

Assassination Fans Fears in Lebanon of Syria Spillover

HEIGHTENED TENSIONS: Mourners on Wednesday carry the coffin of Hassan al-Laqees, a senior commander of the militant group Hezbollah,who was gunned down outside his home in Lebanon. The killing appeared to be part of escalating sectarian violence spilling over from Syria. A11

Hussein

Malla/A

ssociatedPress

Journal ReportHow managers pick stocksto play big trends, and more.Investing in Funds, R1-R12

Sharif Don’t Like ItWhen This Turkish Imam Rocks

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Heavy-Metal Cleric Shreds on Guitar;Authorities Order an Investigation

PINARBASI, Turkey—AhmetTuzer’s motto could be: I rock,therefore imam.

By day, the 42-year old Mus-lim cleric chants the Azan—theIslamic call to prayer—from asmall mosque in the coastal vil-lage of Pinarbasi, where hepreaches to about 150 people. Bynight, he preachesthe gospel of LedZeppelin, singingabout a differentstairway to heavenwith his four-piecerock band, FiRock,led by Mr. Tuzerand heavily tat-tooed metal guitar-ist Dogan Sakin.

FiRock—whose name is de-rived from math’s “golden ratio,”or the divine proportion ofthings—is soon to release itsfirst album after playing in sev-eral Turkish towns. Videos of theband’s biggest hit, “Come to

God,” have garnered more than50,000 hits on YouTube and havebeen screened on Turkish TVchannels. Mr. Tuzer wears hishair long and his jeans skinny.

Mr. Tuzer, a third-generationimam who took up religious re-sponsibilities at the age of 19,says the band combines Islamicmysticism with the music of LedZeppelin, Pink Floyd and Queen

to spread a mes-sage of peace andtolerance.

At home, heheadbangs to IronMaiden’s “Fear ofthe Dark” and Me-tallica’s “WhereverI May Roam.” Hesays there is nocontradiction be-

tween religion and heavy metal,and he is hoping to attract youn-ger people to the faith by carv-ing out a new genre: Muslimrock.

“There are many old IslamicPleaseturntopageA14

BY JOE PARKINSON

Ahmet Tuzer

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Apple to tap vastmarket in iPhone dealwith China Mobile B1

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