protecting the future of a growing family

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum.

Term Life Insurance

Whole Life Policy.

Endowment Plans.

Unit Linked Insurance Plans

Money Back Policy

Annuity/Pension Plans

Child Plans

Term insurance provides life insurance coverage for a specified term. The policy does not accumulate cash value. Term insurance is significantly less expensive than an equivalent permanent policy but will become higher with age. Policy holders can save to provide for increased term premiums or decrease insurance needs by paying off debts or saving to provide for survivor needs.

Whole life insurance is a type of permanent life insurance designed to provide lifetime coverage. Because of the lifetime coverage period, whole life usually has higher premium payments than term life. Policy premium payments are typically fixed, and, unlike term, whole life has a cash value, which functions as a savings component and may accumulate tax-deferred over time.

The endowment policy is a life insurance contract designed to pay a lump sum after a specific term (on its 'maturity') or on death. Typical maturities are ten, fifteen or twenty years up to a certain age limit. Some policies also pay out in the case of critical illness..

A Unit Linked Insurance Plan (ULIP) is a product offered by insurance companies that, unlike a pure insurance policy, gives investors both insurance and investment under a single integrated plan.

The money-back policy from Life Insurance Corporation in India is a popular insurance policy. It provides life coverage during the term of the policy and the maturity benefits are paid in installments by way of survival benefits in every 5 years. The plan is available with 20 years and 25 years term.

In a pension or annuity plan, regular payments are paid to the retiree at the end of his or her services. It helps people maintain a decent standard of living after they retire. 

Child life insurance plans are to provide children with all their future educational needs by saving and investing in the present. Risk cover is offered for the child’s life during the term of the policy as well as extended beyond it. This also insulates against rising education and other basic costs for childcare.

Compare and Buy Life Insurance online and experience a life without tension and worries. And secure your own and yours families safe future and live life hassle-free. Feel free from your liabilities towards your family. So just experience it by comparing and purchasing life insurance online. Compare and select the best life insurance policy for you and your family at a cheapest price in your Language. For Quotes: www.InsuringIndia.com

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