photo credit: michael hudson 3a better world 5winners...

A newsletter for the members of FaithLife Financial FALL/WINTER 2011

Chapters build a better world3 Scholarship

winners 5 Is money a four letter word?8

Bishop susan johnson Answering the call for spiritual renewal

Photo Credit: Michael Hudson

W W W. FA I T h L I F E F I N A N C I A L . C A 1 - 8 0 0 - 5 6 3 - 6 2 3 7

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You know more and worry less. Do you ever feel that you just don’t know where your money goes and how you will reach your goals? God’s Word gives us hundreds of references to help us manage all we have. Let us help you apply His wisdom to your finances.

FaithLife Financial helps you protect your financial future by living your Christian values in tangible ways. We can help you build a financial plan based on Biblical financial principles, and provide you with competitive investment and insurance solutions that can help you meet your goals.

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O U R M I S S I O NFaithLife Financial is a not-for-profit financial services organization for Canadian Christians. We are called to

• Protect your financial future

• Live your Christian values

• build a better world

member benefitsFeaturing FaithLife Financial Scholarship winners for 2011/2012

Chapter ChatterMembers are helping to build a better world for the people in the Horn of Africa

money mattersName that Bible verse contest, checklist for avoiding debt and credit problems

Ask the ExpertKim Sanderson, CIP, CFP talks about bringing money into the light ... every day of the year

FaithLife NewsExclusive FamilyLife offer for members, Member survey, FaithLife Financial @ Home, Board news

columns

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hungry for more?ELCIC National bishop Susan Johnson, a long-time FaithLife Financial member, calls all Christians to spiritual renewal.

FaithLife Financial Scholarship WinnersCongratulations to the FaithLife Financial members who were awarded scholarships for the 2011-2012 school year.

Saluting our member: Diana DartDiana Dart is a very busy mother of three, a freelance writer, a committed blogger, a bookkeeper in her family’s business, a wife and a mother.

FaithLife Connections is the official member publication of FaithLife Financial. It provides news and information for our members and their Chapters, including initiatives and partnerships that are at the core of our mission to do well financially in order to do good – for our members, churches and the world at large.

Help us save a tree! If you would prefer to receive an e-version of FaithLife Connections, please contact your Financial Representative.

©2011 by FaithLife Financial. All rights reserved.

CONNECT WITh uS!We want to hear from you!

Please share your story ideas, opinions, photos, church news with us and other members:

connections@faithlifefinancial.ca

facebook.com/faithlifefinancial

twitter.com/faithlifefin

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FALL / WINTER 2011 | FAITHLIFE FINANCIAL

KAREN bJERLANDPresident and CEO

KENNETh WOODSSenior Vice-President and CFO

CAROLyN WORThINgTONCorporate Secretary, General Counsel and Chief Compliance Officer

JOE ALvAREzVice-President, Operations and Business Development

LAWRENCE guENThER Actuary

EXECU T IVE MANAGEMENT TEAM

P. Wayne musselman Toronto, Ontario (Board Chair)

geoff R. bellew Waterloo, Ontario (Board Vice-Chair)

Karen C. bjerland Kitchener, Ontario

Ronald E. george Calgary, Alberta

Keith W. golem Waterloo, Ontario

Christopher J. Kopka Minneapolis, Minnesota

Stanley W. Lee Vancouver, British Columbia

Walter S. Rugland Appleton, Wisconsin

Lester h. Stahlke Edmonton, Alberta

Sheryl A. Teed Callum Toronto, Ontario

Ronald W. Walter Saskatoon, Saskatchewan

Dale E. Wilcox Waterloo, Ontario

BOARD OF DIRECTORS

“Poverty is when your greatest treasure is money.” This message struck home with me last week as I was driving past an outdoor sign at a local church. The bible tells us, “For where your treasure is, there your heart will be also.” Luke 12:34. It’s not money that is sinful, rather the love of money that separates us from god and the things that are important to him for our lives. As stewards of god’s gifts to us, we are encouraged to use money as a tool given to us to build a better world for his purposes, not our own.

One of the joys of my role at FaithLife Financial is that I have the opportunity to meet and learn from members who embrace biblical principles towards possessions and money. These individuals not only take care of their families’ financial futures; they also develop plans to share the time, talent and treasure they’ve received. In this issue of Connections, we celebrate just a few of the many members who express their Christian values in the way they live their lives. you will read about members raising funds for CLWR to support horn of Africa relief. Long-time

member and ELCIC National bishop, Susan Johnson, shares some practical and powerful ways to answer the call to spiritual renewal and deeper discipleship within the church. We’ll introduce you to 18 FaithLife Financial Scholarship winners who make a difference in their world – locally and globally. you’ll find out how Diana Dart acts on her faith to help others, despite busy schedules and many responsibilities. your board of Directors has provided an update on board membership, as well as new procedures that will continue to strengthen the governance of our organization.

At FaithLife Financial, we are committed to helping you develop a financial plan that reflects your Christian values. Please talk to your representative or our member Care team about how you can adjust your financial plan to provide enough for your family, and to find ways to give and serve others. building wealth beyond one’s self is more than a possibility. It’s a journey that we feel privileged to share with you.

treasureour greatest

Karen bjerland President and CEO

ELCIC National Bishop Susan C. Johnson Photo Credit: Michael Hudson

It’s time to go deeper (in discipleship that is).

FaithLife Connections sat down recently with long-time FaithLife Financial member and ELCIC National bishop Susan Johnson, who has been encouraging Christians with a call to spiritual renewal for the past few years.

here are a few unique and easy ways for you to join your sisters and brothers across this country, who as individuals and as congregations are striving to deepen their spiritual practices. For more great ideas for your family and church to explore further, please visit www.elcic.ca/csr/resources.cfm.

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FOR INDIVIDUALS

Pray silently when you’re riding on the bus or waiting for an appointment. Or pray out loud while walking on the treadmill or going on a nature walk.

Don’t be afraid to highlight, underline, and write in your bible. A bible should be well-loved.

Attend a vigil service for justice or peace.

Stretch yourself outside your comfort zone (www.thehardestquestion.org).

Look for an unmet need in your community and gather people to meet it! Donate blood.

Offer one or two hours per week of your day job pro bono (for free) in community service.

Check out www.globalrichlist.com to see where your income fits in terms of the whole world.

Thank god for the blessings you have received.

Call a person that you haven’t seen in church for awhile to see how they are doing. Tell them you miss them at church!

PRAY

READ

WORSHIP

STUDY

SERVE

GIVE

TELL

FOR CONGREGATIONS

Create intergenerational prayer-partners in your Sunday school.

When giving a bible as a gift, have significant people in the recipients’ life identify their favourite bible verse (and why) on sticky notes that are placed throughout the whole bible.

Invite your music minister(s) and choir(s) to offer worship or a concert in a nursing home or seniors’ facility.

Watch a movie together and discuss the theological messages. The mission, Juno, and Pay It Forward are just some examples.

Offer spare congregational land for a community garden or food-box program.

In partnership with local agencies, set up one or more drop-off points for food, clothing, furniture...

Create and maintain a web presence (website, Facebook page, Twitter, etc.) for your congregation.

Remember, don’t overdo it! It’s just like starting a physical exercise program. Start with one or two new practices and make them a habit before you start trying anything else.

PRAY

READ

WORSHIP

STUDY

SERVE

GIVE

TELL

ChAPTER ChATTERMembers building a better world

Break your fast for famine relief

Chapter 20046 – Hope Lutheran Church - Nanaimo, BC

The FaithLife Financial Chapter at hope Lutheran Church in Nanaimo, british Columbia answered their call to serve with a fundraiser for famine relief in Africa. Congregation member, David hanley, who grew up in South Africa, provided expertise for the first part of the fundraiser. he demonstrated how to cook corn millet over an open fire and serve it for breakfast, as he had done many times when he was young.

The second part of the fundraiser took place after services on two Sundays. Cups of rice and jars of water were offered to be purchased for breakfast. Another member of the congregation, a gardener, brought in large baskets of fresh garden produce that were sold. The gardener then matched the amount brought in from his produce.

Contributions to the cause totalled $1,880. god graces our giving by multiplying our gifts. Chapter leader Carolyn Illes says, “Not bad for some corn millet, cups of rice, jars of water and garden greens!”

CLWR at work in East AfricaFor too many people in East Africa, a few beans may be all they have to eat today. Canadian Lutheran World Relief is working with trusted partners like Canadian Foodgrains bank, the Lutheran World Federation, and Support for Sustainable Development to change that harsh reality.

What is a ration?

Rations change from situation to situation. Sometimes food is distributed ‘wet’ or already cooked, other times ‘dry’ rations are given, which people can prepare themselves. CLWR partners like Canadian Foodgrains bank generally distribute dry rations - with enough quantity to cover a period of time - for a month or two. The types of food vary from place to place, but the general quanti-ties stay the same. The World health Organization says a typical ration consists of 450 grams of cereal, 50 grams of pulses, 50 grams of oil, and 5 grams of iodized salt per person per day. It costs as little as 61 cents a day to feed a person for a day. Just think of how much good $20, $50, $500 or more can do.

FALL / WINTER 2011 | FAITHLIFE FINANCIAL

Proceeds from break - your fast and produce

Matching grant from FaithLife Financial

Matching funds from Golden Threads

Matching funds from Canadian government

$460$250$710$460

$1,880!

you can save lives right now by making a donation to see that proper rations are available for every child, every mother, every father, and every person in East Africa. you can donate money by giving a designated offering through your congregation; or with your credit card by calling 1-800-661-2597 or visiting www.clwr.org/donate.

you can build awareness among family and friends. On your church altar, narthex, or on a table in the aisle place the daily ration – 500 grams wheat, 50 grams beans,

50 grams oil and a teaspoon of salt. Ask people to compare their daily meals to that of a refugee in East Africa.

you can make a meal for your family and donate the difference, or have your congregation host a meal based on the recipe below.

you can learn more about what Christians are doing in East Africa and share that information with family and friends.

Flat bread ration meal recipe (makes 12)

Chapatti, or flat bread, is commonly eaten around the world, including

East Africa and northern India.

2 cups whole wheat flour • 2 tbsp oil or ghee • 3/4 to 1 cup warm water • 1/2 tsp salt

1. Mix the flour and fat together using your hands. Stir the salt into the water and

add the water, a little at a time, until you have a soft, kneadable ball.

2. Remove to a floured surface and knead for 8-10 minutes, or until smooth and elastic.

3. Remove the dough to a lightly greased bowl, cover, and rest for at least 30 minutes

(and up to 2 hours).

4. Return the dough to a floured work surface. Roll the dough into a long piece and

cut it into 12 separate balls. Dust the dough balls with a little flour and roll each

one out into a very thin round about 6 inches in diameter.

5. Heat an ungreased, heavy skillet over medium heat. Add a dough round

and press down gently with a spatula or the back of a spoon. Cook until

lightly browned, flip and brown on the second side. Repeat with all rounds.

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Photo Credit: ACT/NCA/Laurie MacGregor

What you can do to help

Sarah Davis took on the

responsibility as the

chairperson for the

First Ponoka Relay for Life.

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Naomi Danielson is a regular volunteer worker at The ROCK, an Inner City Mission in her home town.

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Christian Brum went on a humanitarian trip to Peru as part of the Global Youth Network.

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Julia Beddoe volunteers for several organizations, one of which is the Mennonite Coalition for Refugee Support as a Community Outreach Volunteer.K

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“Head knowledge is valuable, but something is not truly learned until it drops into the heart, which happens effectively through a personally experienced hardship. It is these hardships that also draw us closer to God.”

Johannes Nieminen, St. Catherine’s, ON

“I began making a mental note to remind others how I felt about them on a regular basis, when I learned that it was possible that I might never see

those people again.”

Cole guenter, hague, SK

“I can’t help

but feel that

my own life and

all the giftings

and skill-sets

developed

throughout the

years, are also in

the hands of the Saviour.”

Jason Legacy, Calgary, Ab

mEmbER bENEFITSThe NEW FaithLife Financial Scholarship awards!

Continuing education can influence a person’s success in a profound way.

Congratulations to the FaithLife Financial members who won a scholarship for the 2011-2012 school year. Full-time university students receive $2000 and full-time college students receive $750. We wish them every success in their academic aspirations. Application details for the next round of scholarships will be available in march 2012 on our website, or by contacting your FaithLife Financial Representative.

Take a look at some of the things this year’s scholarship winners have been saying and doing to Build a Better World …

FALL / WINTER 2011 | FAITHLIFE FINANCIAL

Jillian Salmen gave of her time and talents in leadership roles with the Haliburton Scout Reserve.

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Kaitlin Schmitz climbed

aboard a BC Mission Boat

and led youth worship,

and did home visits in

Ahousaht BC (2010) and

Klemtu BC (2011).

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Zoe Scharf went to help with the Restored Hope Foundation for Rural Development in Malawi.

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Victoria Mantey has travelled to Kenya, Trinidad and Mexico on outreach missions with her church.

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Robert Laprairie got involved by organizing a War Child Canada ‘Walk for Darfur’.

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William Harrison worked in his home community as part of the Cawston School Parent Action Committee.

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Jared Kesteven went to Costa Rica with a Mennonite Educational Institute Missions Trip.

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CAlyssa Graff gave her talents

by writing and directing

St. Mark’s Lutheran Church

Sunday school Christmas

pageant in 2010.

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Katie Liu is an active

participant in her church as

the children’s Sunday school

pianist and worship team

pianist, vocalist, bassist

and projector operator.

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Mark Lyseng spent a volunteer term at the Clinica de Santa Lucia, a medical clinic in rural Mexico.

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“I now have the revelation that being an influence is not always about doing and saying the most profound things, but rather letting the gifts themselves speak as a testimony to the greatest of God.” brandon Pasternak, brantford, ON

WWW.FAITHLIFEFINANCIAL.CA

s a l u t i n g o u r m e m B e r

Diana Dart and her husband Craig have been members of the FaithLife Financial family for almost four years. Diana is a very busy mother of three children, ages eleven, nine and three. her waking hours are full to the brim as a freelance writer, a committed blogger, a bookkeeper in her family’s construction business, a wife and a mother. She exudes such élan, one wonders if she ever gets weary.

her faith energizes her to give even more. She takes an active role in bethel Evangelical missionary Church with the children’s program and various writing assignments.

Stewardship means so much to the Dart family. Diana and Craig live Jesus’ words, “Whatever you do for the least of these brothers and sisters of mine, you do for me.” matthew 25:40. Diana enjoys working with her family and is thrilled to be part of a management team that supports the Ray of hope foundation. Ray of hope reaches out to men and women who have lost their way, providing care and hope for those struggling with crime, addiction or homelessness and helping them redirect their life journey to realize their god given potential.

Social media has become a new hobby for Diana, and she finds that staying connected with her group of writers motivates her to write on a daily basis. The forums of like-minded individuals have advanced Diana’s understanding of how communication is changing in our world today. She is a member of Faith Writers, and her blog, Thistle ‘n That (www.dianadart.com), has helped her to get noticed in the Christian writing community.

Diana is suggesting that we create a gathering for FaithLife Financial members that would benefit a charity close to home, as she believes god is working in our communities where there are always needs. because our members are Christians,

their value base is that of servanthood. To Diana, being a member of a Christian not-for-profit organization is as important as the products she owns. She would love to be more active in her role as a member, and add to her feeling of belonging to such a unique group.

FALL / WINTER 2011 | FAITHLIFE FINANCIAL

Diana Dart

Clockwise from left: Diana Dart, her husband Craig Dart, son Andrew (11), daughter Megan (3), and son Adam (9).

Members contribute to the mosaic of who we are, and where we are going as a member-based organization. We love to hear from you, so please feel free to send us your story.

D I A N A ’ S B L O G W W W . D I A N A D A R T . C O M

“I love that FaithLife Financial is active with local churches and international

movements alike, that they offer quiet support to pastoral staff and Biblical-

based education to congregations and groups across the country. I love that

I can find them in the spotlight and behind the scenes, always tirelessly working

for and with their members.” - Diana Dart

ASK ThE EXPERT

Is money a four letter word around your house? yes, I know that you can count - there are actually five letters. but what I mean is that the topic of money is often treated just like a taboo four letter word and was even more that way years ago. I am not sure what your expe-riences were, but money wasn’t discussed openly in our home or our church. It was in the shadows and rarely brought out into the light of day for us to consider.

many of us find our financial planning principles and discipline tested in today’s society. That’s because it seems that we are measured more by our income levels and material wealth than anything else.

Embracing Christian financial planning principles can give you tremendous freedom

Consider these five principles and reflect on how you may begin to integrate them into your financial life right now. Talk to your FaithLife Financial Representative who can provide guidance and the tools you need to get started.

1. Keep out of debt by following a budget. understand your needs vs. your wants. Avoid bad debt to fund a materialistic life - “the rich rule over the poor, and the borrower is the slave to the lender.” Proverbs. 22:7

2. be a responsible saver. Saving is making sure you have adequate resources in the future – spending too much is risking your future. “In the house of the wise are stores of choice food and oil, but a foolish man devours all he has.” Proverbs 21:20

3. be content with what you have. It is not how much you earn; it is how you handle it that counts. Financial stewardship calls us to be wise with our money. “my people perish for lack of knowledge.” hosea 4:6

4. Giving is essential. We are called to give to the poor, the marginalized and the disenfranchised. giving also includes sharing our time by working with and witnessing to people, reading our bible, and spending quiet time with god. The Lord Jesus himself said, “It is more blessed to give than to receive.” Acts 20:35b

5. Live a life of frugality. Reduce waste, curb costly habits, and suppress instant gratification by means of fiscal restraint. A frugal person isn’t a penny pincher or a spend-thrift, but a responsible, knowledgeable person who is NOT caught up in a materialistic and consumerist lifestyle. Working to live, not living to work - frugality is choosing to live with less clutter and less stuff in your life. “No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. you cannot serve both god and money.” matthew 6:24

Bring money into the light … every day of the yearKim sanderson, CiP, CfP is a senior regional Director at faithLife financial. she enjoys snow-boarding, skiing, golfing and generally anything out of doors, and spends a lot of time thinking while she commutes from the barrie area into waterloo every week!

WWW.FAITHLIFEFINANCIAL.CA

Checklist for avoiding debt and credit problems q face the facts. Add up your debts and review the situation honestly. q Assess where the needless expenses are, and commit to using those funds to reduce your debts. q separate good debt from bad debt. good debt - mortgages and student loans - deliver important benefits. bad debt - unnecessary goods and services - bought on credit cards with high interest rates needs to be addressed.

q take steps to free income for bad debt reduction, such as brown bagging your lunch to reduce expenses. use the saved funds to pay your debts.

q Use savings to reduce or eliminate debt, then set a new savings goal when you are debt free.

q have only one credit card offering a low interest rate, and use it for convenience purchases only. Always pay off the monthly balance. q when purchasing big ticket items, give yourself a ‘cooling off’ time (perhaps an hour, perhaps overnight) to determine if it truly is a necessary purchase. make sure it fits into your budget.your FaithLife Financial Representative can help you apply god’s Word to your family’s finances.

mONEy mATTERSgod’s Word gives us hundreds of references to help us manage all that we have - managing debt, saving prudently and using your god-given gifts and treasure wisely.

CONTEST HINTS: Luke 12:15, 1 Timothy 6:6-8, Haggai 2:8, Proverbs 1:5, Deuteronomy 8:18

Name that Bible verse contestthe first 50 readers who send us the correct bible reference for the following five bible verses on our website at www.faithlifefinancial/namethatverse will win an insulated faithLife financial coffee mug!

ONE ”Remember the Lord your God, for it is He who gives you the ability to produce wealth.”

TWO ”’The silver is mine and the gold is mine,’ declares the Lord Almighty.”

THREE ”Let the wise listen and add to their learning, and let the discerning get guidance.”

FOUR ”Beware! Don’t be greedy for what you don’t have. Real life is not measured by how much we own.”

FIVE ”Godliness with contentment is great gain. For we brought nothing into this world, and we can take nothing out of it. But if we have food and clothing, we will be content with that.” “

WIN!

Charity word quiz

Using any combination of the following seven letters…

C H A R I T YHow many four and five letter words can you create using these letters? (HINT: there are at least 28 words).

L I F E I N S u R A N C E

a gift that lasts a whole lifetime“having grandchildren is like falling in love again, for the first time!” says member and first-time grandmother helena Devries who welcomed twin granddaughters last year.

helena and her husband Rick estimate that they easily spend $600 per year on each grandchild giving Alexis and Kyler birthday, Christmas and Easter gifts. They calculated that $600 equals the annual cost of insurance for a $150,000 whole life policy for each of the girls. helena decided to pay the cost of insurance for the next 25 years, until the girls turn 26 (an age when she thinks they’ll be financially responsible). At that time, they can either use the policy values to pay the future cost of insurance charges or continue paying the premiums to enhance policy values. helena thinks that $51 a month per child (or $600 annual premiums) will be affordable for Rick and herself. What a lovely legacy for those two beautiful twin girls!

The gift of life insurance may lack the immediate “LOvE IT” factor, but its value can outlast any video game, computer, or even a brand new car.

life insurance is a gift of love:

• Life insurance offers a lifetime of protection and financial security

• It’s a gift that will increase in value over time

• Now is always the best time to buy because the premium will never be lower

• It protects a child’s future insurability

If you would like to discuss how permanent life insurance may benefit your children or grandchildren, talk to your FaithLife Financial Representative or go to www.faithlifefinancial.ca.

WWW.FAITHLIFEFINANCIAL.CA

Helena’s twin granddaughters Alexis and Kyler.

Emmanuel george, FaithLife Financial Representative, would like to introduce you to two very faithful members of FaithLife Financial. Their names are bob and Jean Schmitt.

“We have three grandchildren. We purchased policies for each of them and carried the premiums for a couple of years until their parents took over the policies. We know from personal experience that tragedy can happen to families, and we wanted to make sure that both our children and grandchildren would have the protection they need to cover life’s unexpected moments.

In Guyana where I was born, there was no such thing as life insurance. I could see the value of it when it was explained to me, and when a member of our church approached us about coverage for our family, Bob and I were very ready to hear his message.”

- Jean Schmitt, FaithLife Financial member

a m e m B e r t e s t i m o n i a l

“ ”

Exclusive offer for members ONLY!

Strengthen your marriage and enjoy the journey

Life has a way of overwhelming a marriage. Jobs, kids, activities, errands. before you know it, checking your email is more important than carving out a date night.

FamilyLife’s Weekend to Remember marriage conference is a chance to make a change. It’s a time to rediscover each other and find more intimacy in your life together.

FaithLife Financial members receive a 50% DISCOuNT off the registration fees for a Weekend to Remember marriage conference.

For more details, dates and locations nearest you, go to:

www.powertochange.com/familylife/events/weekend-to-remember/faithlife/ or call 1-800-247-3180.

FAMILYLIFE ™

Help for today. Hope for tomorrow.FAIThLIFE NEWSFaithlife Financial @ home

When it comes to money, the key is to live a balanced lifestyle. Living in balance is about maintaining a healthy balance between spending and saving money. Learn about practical money concepts in a fun and informal atmosphere – they could significantly impact the lives of your family and friends.

The relaxed atmosphere and basic money concepts introduced at the gathering will provide each guest with information they need to know when it comes to their personal finances.

About FaithLife Financial @ Home gatherings:

• Interactive, educational and fun.

• Can be held in a church, home, community room or coffee shop.

• 60 to 90 minutes.

• No product sales during the gathering.

• Each guest is offered the opportunity for a free personal consultation with a Financial guide.

if you wish to host a Gathering, call 1-800-563-6237.

FaithLife Financial calling!

Our annual Member Survey is now underway and runs until the end of October.

If you receive a call from metroline Research group this Fall, we hope that you will spare 8 - 10 minutes to answer some questions about what you think of our member benefits and how we can improve our service to you.

Please contact member Care Team at 1-800-563-6237 if you have any questions. Thank you!

FAIThLIFE bOARD NEWS

WWW.FAITHLIFEFINANCIAL.CA

important information for members

The FaithLife Financial board of Directors is committed to ensuring that their leadership of FaithLife Financial continues to be strong in the increasingly complex regulatory and financial environment. The board is accountable to you, the members of FaithLife Financial, for keeping you informed as to how it is fulfilling its governance responsibilities.

Governance changes

In order to improve governance processes and strengthen board performance, the board has recently made certain revisions to bylaw No. 1 dealing with the board election procedures.

What are these changes?

• having a fixed maximum number of directors who may be appointed by the board, • enhancing the requisite qualifications of directors, • providing for a prescribed selection process, • clarifying the number of terms a director can serve, and • expanding on the reasons for removing a director.

for more information on your faithLife financial board of Directors, visit www.faithlifefinancial.ca/en/aboutus/boardofdirectors.asp.

As well as keeping you informed, we welcome your feedback regarding the work of FaithLife Financial’s board. you may share your comments by email: moreinfo@faithlifefinancial.ca or by contacting your Financial Representative.

Wayne musselman Board Chair

geoff bellew Vice-Chair

Walter Rugland Board Member

harold Witte Board Member

2012 Board Vacancies Filled

In the Spring 2011 Connections we announced that Director Walter Rugland, who has served for the past seven years, was letting his name stand for a vacant board position. Subsequently, another vacancy developed with the early retirement of Keith golem. Therefore, commencing February 2012, harold Witte will serve a one-year term and Walter Rugland will serve another four-year term.

by February 2013, we expect further board vacancies as Directors’ terms expire. We will inform you of the Director qualifications required to fill these positions.

Consider joining our team as a career sales representativeAre you passionate about helping Christian individuals and families embrace a financial plan based on Christian values? Are you looking to make a real difference in your life, the lives of the clients you serve, and the wider Christian community?

We help protect our clients’ financial future by living their Christian values in tangible ways … like managing debt, sharing wealth and living a generous life with family, church and community. Contact us today!

1631571

western CAnADA reGiOn

Vancouver | Edmonton | ReginaWinnipeg | Thunder Bay

1-855-752-2224 twitter.com/faithlifewest facebook.com/westernfaithlife FaithLife Financial Western Canada

eAstern CAnADA reGiOn

Hamilton | Niagara | London Windsor

1-800-407-5111 twitter.com/faithlifeeast facebook.com/faithlifeeast faithlifeadvisor.ca

We’re recruiting right now in: