paybymobile, pitch - liam lowe

payByMobile

Liam Lowe, CEOliam.lowe@paybymobile.net+353 (O)83 3506649

pay online, pay a Bill,

pay a friend

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0

07

ATM

Shop Online

Money Transfer

BillPay

mobile moneymobile money

virtual wallet that works on 63m UK mobile phones

everyone has a mobile phone

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1st & #1

mobile option

£150 depositexpress checkout

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£10 2 secs Free Any 2 mins Free

can also collect payments, e.g.

winnings

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= PAYOUTS= PAYOUTS

Scan 4

√ INSTANT ACCESS TO WINNINGS

parallel banking channelin shops

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+ Bill Pay+ Bill Pay

#'m

#'000

#'000

2/3rds bills paid OTC

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SMS Bill PaySMS Bill Pay

Msg 12:57 pmTo: 51525----------------------EDF 35.34

PAID

no scanning, no queue, no paper

Msg 12:48 pmFrom: 51525----------------------new EDF bill, €35.34 due, has arrived atwww.paybymobile.netLogin to view, Text to pay.

√ PAPERLESS BILLING

Customers can get with discounts of up to 9% if they:

6% if they pay by direct debit and sign up to online billing another 3% if they sign up for gas, pay by direct debit and sign up for online billing

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Jan 12 Jun 12 Sep 12 Dec 12

2012 roll-out 2012 roll-out

Sales Vertical

Distribution Channel

Regulatory Licence& transaction limits

€150 €5,000

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P&LP&L

fees/interest0.50%consumers

Net Margin1.50%

Overhead0.75%push funding/zero fraud& pull marketing

Gross Margin2.25%

Distribution1.25%

Revenue3.50%

3% + 30c3.00%retailers

50 X @ €20m annual volumes

€15,000

7,500

22,500

12,500

35,000

5,000

30,000

€’000

= €1 billion

2014

retailers drive volumes

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When €'000 Who For

2010/11 Build €750kPrivate Investors

€1.5m

€1m Platform BuildUS & Int. Patent & Biz Dev

2012/13 Launch

750 €350k Reg capital

500€650k UK launch & working capital to 2014

€1.25m

€2m

€ €1.25m Launch Round 1.25m Launch Round

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Oran Kelly, CTO

Liam LoweCEO, Sales

Simon ThomasOwner

Hippodrome Casino

Brendan HeneghanPartner

William Fry

John RoeChairman

First Ireland

non-execs

teamteam

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remote payments niche remote payments niche

fatigueeasy

value

cost

e-wallets

prepaid cardscellphone

billing

It works!It works!

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