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Strictly for Internal Use Only. Not for External Circulation.
Information is correct and accurate as at Oct 2011
Version no:CDC10-1110-1_tnr
Title
Financial Planner:
Mohd KhairMohd Khair
22
Strictly for Internal Use Only. Not for External Circulation.
33
Strictly for Internal Use Only. Not for External Circulation.
Disposable Income Vs CommitmentsDifferent Life Stages, Different Priorities
Bridge the Financial Security Gaps for Today & Tomorrow
Vulnerable Gap
44
Strictly for Internal Use Only. Not for External Circulation.
“What does this sign means to you?”Clue: You will see this sign on the road.
55
Strictly for Internal Use Only. Not for External Circulation.
Hospitalisation
Death
Total & Permanent Disability
Critical Illnesses
Partial Disability &Medical Reimbursement
Savings
HouseProperties
Others
66
Strictly for Internal Use Only. Not for External Circulation.
77
Strictly for Internal Use Only. Not for External Circulation.
88
Strictly for Internal Use Only. Not for External Circulation.
99
Strictly for Internal Use Only. Not for External Circulation.
Financial Planning Pyramid Concepts
RISK MANAGEMENTRISK MANAGEMENT
WEALTH ACCUMULATIONWEALTH ACCUMULATION
INVESTMENTINVESTMENT
•Family Protection
•Disability Protection
•Dreaded Illness
•Mortgage Protection
•Personal Possession
•Healthcare
•Retirement
•Education
•Long / Short Term Saving
Financial Planning Pyramid : PrioritiesPriorities
Foundation & 1 st Priority
2nd Priority
3rd Priority
Educate and Create Awareness
1010
Strictly for Internal Use Only. Not for External Circulation.
Concept of Risk Management
Risk Mgt
Family Protection
Disability Provider
Dreaded Illness Protection
Mortgage Protection
Health Care Needs
Personal Accident Protection
Long Term Care Needs
1111
Strictly for Internal Use Only. Not for External Circulation.
Trad
e-Off b
etween
Risk &
T
rade-O
ff betw
een R
isk &
Retu
rnR
eturn
Priorities in Financial Planning
Financial Planning Pyramid : Risk Factors
1212
Strictly for Internal Use Only. Not for External Circulation.
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