me - the most important stakeholder in mobile payment

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"Me"

The most important stakeholder

in mobile payment

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What I am not very much interested in

Gartner

Worldbank

Juniper

Forrester

World Payments Report

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What's important for me, is …

… how will my day get better?

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Been a good day…

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From a business perspective

Is this realistic?• One Phone• Multiple ways of payment• Cross merchant bonification?

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Mobile PaymentwalletXpress

Cross Merchant Bonification

bonusXpressCommunication Service Providers

Payment Service Providers

Merchants

Bank

Retailers

Credit Card

Local Payment Hero's

Stored Value Accounts

3rd. Party Service Providers

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Mobile PaymentwalletXpress

Cross Merchant Bonification

bonusXpress

• Aggregation of multiple payment channels

• True mobile payment (direct carrier billing, Stored Value Account)

• Pre-Integrated loyalty product bonusXpress

Software Products for Service Providers

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Internet: www.siemens.com/convergence-creators

Contact

Head of Sales Mobile PaymentRobert Albrecht+43 664 8855 6218albrechtrobert@siemens.com