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May 24, 2017OSHA’s top 10 violations –Are you keeping your employees safe? Brought to you by:Markel Loss Control as a benefit of your NFIB Membership

Presented by:

Kim E. Coonrod Courtney Rosengartner

Your hosts

Kim E. Coonrod• Director, Loss Control –

Markel Specialty Commercial• 25 years of industry experience• Extensive background in

multi-line loss control /accident prevention

Courtney Rosengartner• Sr. Loss Control Specialist –

Markel Specialty Commercial• 13 years of industry experience• Associate in Risk Management

(ARM) /Chartered Property Casualty Underwriter (CPCU)

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Markel at a glanceInsuring America’s Small Business• Ease of doing business• Proven financial stability• Long-term commitment• High customer retention

of over 80% annually

Overview• OSHA compliance update• Most cited safety and health

violations - 2016• Penalties• Severe weather• Heat illness• Safety apps

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Markel Specialty Commercial's insurance products and services are offered through Markel Specialty, a business division of Markel Service Incorporated.

Neither Markel Corporation nor any of its affiliates will be liable for any loss or damage including, indirect or consequential damages arising from matters discussed in this presentation. This should not be considered, as or a substitute for, legal advice. Because the materials included here are general, they may not apply to your individual legal or factual circumstances. You should not take (or refrain from taking) any action based on the information you obtain from these materials without first obtaining professional counsel. If you have any questions about information in this article at your city or state level, you can contact state or local agency for more information.

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• OSHA recordkeeping – Volks rule• OSHA’s injury and illness

recordkeeping and electronic reporting requirement may be in jeopardy

OSHA compliance update: Recordkeeping

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OSHA compliance update: Walking-working surfaces• OSHA update of general industry

walking-working surfaces standard effective since January 17, 2017

• Inspections• Scaffolding• Dockboards• Training• Ladders

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OSHA compliance update: Silica standard• Delayed enforcement of the crystalline

silica standard – construction industry– June 23, 2017 to September 23,

2017– General industry and maritime

• June 2018

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OSHA’s top 10 most cited violations for 20161. Fall protection 2. Hazard communication 3. Scaffolding 4. Respiratory protection5. Lockout/Tagout6. Powered industrial trucks 7. Ladders 8. Machine guarding9. Electrical wiring10. Electrical – general

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Hazard communication – 1910.1200Top 5 sections cited

1. Implementation of hazcom program2. Training3. Requirement to maintain Safety Data Sheets (SDS)4. Requirement to develop SDS5. Explanation of label received on shipping containers. SDSs

including the order of information, and how employees obtain and use appropriate hazard information

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Ladders – 1926.1053Top 5 sections cited

1. Portable ladder access2. Shall be used only for the purpose for which they were designed3. The top or top step of a step ladder should not be used as a step4. With structural defects5. An employee shall not carry any object or load that could cause the

employee to lose balance and fall

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OSHA increased penalties

Increased penalties

Approximately 78%

Effective date after August 1, 2016

ViolationsSerious, other-than-serious and posting requirements

$7,000 Maximum

$12,471 per violation

ViolationsWillful or repeated

$70,000 Maximum

$124,709 per violation

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Severe weather preparation

• Emergency plan

• Stay aware

• Know your businesses safety procedures

• Understand watches vs. warnings

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Thunderstorms

• Go inside a building• Stay inside your vehicle• When thunder roars, go indoors

Source: Business and Legal Resources (BLR) Source: National Oceanic and Atmospheric Administration (NOAA)

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Tornado preparation

• Inspect property• Secure outside items• Maintain trees

Source: Business and Legal Resources (BLR) Source: National Oceanic and Atmospheric Administration (NOAA)

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During a tornado

• Get into a solid building• Stay away from doors and windows• If you can’t find shelter, find a ditch

Source: Business and Legal Resources (BLR) Source: National Oceanic and Atmospheric Administration (NOAA)

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Flood preparation• Protect equipment• Secure hazardous material• Install plumbing check valves• Move and secure valuable objects

Source: Business and Legal Resources (BLR) Source: National Oceanic and Atmospheric Administration (NOAA)

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During a flood• Evacuate • Move to higher ground • Avoid flooded roads• Do not walk through floodwaters

Source: Business and Legal Resources (BLR) Source: National Oceanic and Atmospheric Administration (NOAA)

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Heat illness

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Sensitivity to heat

• Acclimatization (getting used to heat)• Age• Physical condition and health• Metabolism• Use of alcohol

Source: Business and Legal Resources (BLR)

Spectrum of heat illnesses

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Preventing heat illness• Drink plenty of fluids

• Avoid caffeine and alcohol

• Schedule heavy work for a cooler time

• Frequent breaks

• Allow time for workers to acclimate

• Reduce physical demand

• Limit and pace the work

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Treating heat illness• Rest in cool environment• Drink fluids

Heat Exhaustion and Heat Stroke: • Seek emergency medical assistance• Lie flat with feet above head level• Remove or loosen heavy clothing• Cool mist or apply wet cloth

(webmd.com)

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Heat can cause accidents

• Decreased strength • Increased fatigue• Reduced comprehension and ability to retain information• Safety procedures not followed

Source: Business and Legal Resources (BLR)

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Free safety apps

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OSHA heat safety tool

• Calculate heat index

• Risk level display

• Protective measure reminders

https://www.osha.gov/SLTC/heatillness/heat_index/heat_app.html

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NIOSH ladder safety

• Improve ladder safety• User-friendly guides and tools

https://www.cdc.gov/niosh/topics/falls/

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Additional AppsNIOSH pocket guide to hazardous chemicals (NPG) https://www.cdc.gov/niosh/npg/mobilepocketguide.html

NIOSH sound level meterhttps://www.cdc.gov/niosh/topics/noise/app.html?s_cid=3ni7d2cdcmediaNoiseApp01172017

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First Aid - American Red Cross http://www.redcross.org/get-help/prepare-for-emergencies/mobile-apps

SAFEMEhttps://wrasafeme.org/

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Questions?

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Everyone wins when we work together!

Policyholder highlights:• Have the opportunity to participate in a group dividend• Receive up to 15% scheduled rating pricing credits based on your

eligibility• Gain access to exclusive Loss Control material

Visit http://www.nfib.com/member-vantage/ for more information.Markel Specialty Commercial’s insurance products and services are offered through Markel Specialty, a business division of Markel Service Incorporated. Policies are written by one or more Markel insurance companies. Terms and conditions for rate and coverage may vary. **Dividends are not guaranteed and are based on the performance of NFIB member policies. Dividends must be declared by the Board of Directors of the relevant insurer. Terms and conditions for eligible can be provided to you by your insurance agent and/or reading the policy forms. Classification, policy forms, rules, rates and effective date may vary by state.

and

Thank you for joining us!

Markel Specialty Commercial's insurance products and services are offered through Markel Specialty, a business division of Markel Service Incorporated.

Neither Markel Corporation nor any of its affiliates will be liable for any loss or damage including, indirect or consequential damages arising from matters discussed in this presentation. This should not be considered, as or a substitute for, legal advice. Because the materials included here are general, they may not apply to your individual legal or factual circumstances. You should not take (or refrain from taking) any action based on the information you obtain from these materials without first obtaining professional counsel. If you have any questions about information in this article at your city or state level, you can contact state or local agency for more information.