“kklukns”k laxzg - up
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“kklukns”k laxzg
¼jk"Vªh; isa'ku ç.kkyh& NPS½
¼fnukad 29 flrEcj] 2020 rd½
foRrh; izcU/k izf”k{k.k ,oa “kks/k laLFkku m0iz0
Institute of Financial Management Training & Research, U.P
24/3-4, bfUnjkuxj] y[kuÅ] m0iz0 226016
nwjHkk’k% 0522&2345210] 2345176] 2353623] 2346314
QSDl% 0522&2349446
osclkbV% htpp://ifmtr.up.nic.in
bZ&esy% ifmtr@nic.in
“kklukns”k laxzg
¼jk"Vªh; isa'ku ç.kkyh& NPS½
¼fnukad 29 flrEcj] 2020 rd½
izdk”kd
funs”kd
foRrh; izcU/k izf”k{k.k ,oa “kks/k laLFkku m0iz0
Institute of Financial Management Training & Research, U.P
24/3-4, bfUnjkuxj] y[kuÅ] m0iz0 226016
nwjHkk’k% 0522&2345210] 2345176] 2353623] 2346314
QSDl% 0522&2349446
osclkbV% htpp://ifmtr.up.nic.in
bZ&esy% ifmtr@nic.in
izkDdFku
ljdkjh deZpkfj;ksa gsrq isa”ku dh O;oLFkk fczfV”k dky ls gh pyh vk jgh gS] ftlesa
dbZ egRRoiw.kZ ,oa O;kIkd ifjorZu le; le; ij gksrs jgs gaS A blh dM+h esa Hkkjr ljdkj }kjk
fnukad 01 tuojh 2004 ls dsUnz ljdkj dh lsok esa vk;s lHkh u;s deZpkfj;ksa ¼l”kL= cy dks
NksMdj½ ds fy, uo ifjHkkf’kr va”knku isa”ku ;kstuk ykxw dh x;hA jkT; ljdkj }kjk Hkh Hkkjr
ljdkj dh mDr ;kstuk ds vk/kkj ij vius nh?kZdkfyd jktdks’kh; fgrksa dks n`f’Vxr j[krs gq;s jkT;
ljdkj dh lsok esa fnukad 01 viSzy 2005 ls uo izos”kdksa ij ikfjHkkf’kr ykHk isa”ku ;kstuk ds LFkku
ij uo ifjHkkf’kr va”knku isa”ku ;kstuk vfuok;Z :Ik ls ykxw dh x;hA bl ;kstuk esa vc rd dbZ
egRRoiw.kZ ifjorZu@la”kks/ku fofHkUu “kklukns”kksa ds ek/;e ls fd;s tk pqds gSa tSls& ikfjokfjd isa”ku
@vlk/kkj.k ikfjokfjd isa”ku dh Lohd`fr iznku fd;k tkuk] lsokfuo`fRr minku ,oa e`R;q minku dk
YkkHk m0iz0 fjVk;jesUV csuhfQV~l :Yl 1961 ls vkPNkfnr deZpkfj;ksa dh Hkkafr vuqeU; fd;k tkuk]
fofufnZ’V iz;kstuksa ds fy;s vkaf”kd izR;kgj.k dh Lohd`fr] isa”ku fuf/k vkSj fuos”k iSVuZ ds fodYi ds
p;u dh vuqefr] fu;ksDrk va”knku dh lhek 10 izfr”kr ls c<kdj fnukad 01-04-2019 ls 14 izfr”kr
fd;k tkuk bR;kfnA
jk"Vªh; isa”ku ;kstuk ls lacaf/kr izdj.kksa ds ljyrkiwoZd fuLrkj.k dkss n`f’Vxr j[krs gq;s
“kklu }kjk le;≤ ij izlkfjr fd;s x;s fofHkUu la”kks/kuksa ,oa fn”kk&funsZ”kksa dks ,d gh LFkku ij
ladfyr dj ,d laxzg ds :i esa izLrqr fd;k tk jgk gSA
,u0ih0,l0 ds dk;kZUo;u gsrq Hkkjr ljdkj ds foRr ea=ky; ds fu;U=.kk/khu xfBr isa”ku
fuf/k fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk le;≤ ij fofHkUu vf/klwpukvksa
,oa ldqZylZ ds ek/;e ls dbZ O;oLFkk;sa dh x;h gS ftUgsa jkT; ljdkj }kjk Hkh vaxhd`r fd;k x;k
gSA vr% ih0,Q0vkj0Mh0,0 }kjk fuxZr egRRoiw.kZ vf/klwpukvksa ,oa ldqZylZ dk Hkh ;FkkLFkku lekos”k
fd;k x;k gSA
bl laLFkku }kjk iwoZ esa isa”ku] ifjokfjd isa”ku ,oa xzsP;qVh vkfn ls lacaf/kr “kklukns”k laxzg
izdkf”kr fd;k tk pqdk gSA blh dze esa “kklukns”k laxzg ¼ jk"Vªh; isa”ku ;kstuk½ rS;kj djk;k x;k
gSA fdlh Hkh ladyu esa ifj’dkj ,oa v|ruhdj.k dh laHkkouk lnSo cuh jgrh gSs vr% bl gsrq izcq)
ikBdksa ds lq>ko lknj vkeaf=r gaSA ;g dk;Z laLFkku ds lgk;d funs”kd Jh lanhi dqekj xqIrk }kjk
fd;s x;s vFkd ifjJe ds dkj.k QyhHkwr gks ldk gSA blds fy, os lk/kqokn ds ik= gSaA
izdk”kd
[ i ]
vuqØef.kdk
jk"Vªh; isa”ku iz.kkyh ¼,u0ih0,l0½ ls lacaf/kr “kklukns”k
Øekad “kklukns”k la0 fnukad fo"k; i`’B la0
1 Lkk&3&379@nl&2005&301
¼9½@03
28 ekpZ 2005 fn- 01-04-2005 ls uoifjHkkf’kr va”knku
isa”ku ;kstuk ¼,u0ih0,l0½ ykxw fd;k
tkuk
1&3
2 Lkk&3&469@nl&2005&301
¼9½@03
07 viSzy 2005 mRrj izns”k fjVk;jesUV csfufQV~l
¼la”kks/ku½ :Yl 2005
3&4
3 Lkk&3&470@nl&2005&301
¼9½@2003
07 viSzy 2005 01 vizSy 2005 ;k mlds Ik”pkr lsok esa
izos”k djus okys ljdkjh lsod dk
lkekU; Hkfo’; fuf/k esa vfHknku u fd;k
tkuk ¼lkekU; Hkfo’; fuf/k ¼m0iz0½
¼la”kks/ku½ fu;ekoyh 2005½
4&5
4 Lkk&3&1051@nl&2008&301
¼9½@2003
14 vxLr 2008 isa”ku fuf/k izcU/kdksa dh fu;qfDr gksus rd
varfje O;oLFkk ds :Ik esa esa ,u0ih0,l0
ds dk;kZUo;u gsrq funsZ”k
6&17
5 Lkk&3&1454@nl&2008&301
¼9½@2008
28 uoEcj 2008 ,u0ih0,l0 ds laca/k esa tkjh dk;kZy;
Kki la0&Lkk&3&1051@nl&2008&
301¼9½@2003 fn0 14-08-2008 ds laca/k
esa la”kks/ku@ Li’Vhdj.k
18&19
6 Lkk&3&313@nl&2009&301
¼9½@2003
15 ebZ 2009 Lkh0vkj0,0] VªLVh cSad ,oa isa”ku fuf/k
izca/kd ds dk;Z
19&21
7 Lkk&3&1124@nl&2010&301
¼9½@2003 Vh0lh0
15 flrEcj
2010
“kklu ls lgk;rk izkIr f”k{k.k laLFkkvksa
esa fn-01-04-2005 dks vFkok mlds
mijkUr vkus okys f”k{kd ,oa f”k{k.ksRrj
deZpkfj;ksa ij uoifjHkkf’kr va”knku isa”ku
;kstuk dk fØ;kUo;u
21&40
8 Lkk&3&1671@nl&2010&301
¼09½@2003 Vh0lh0
16 flrEcj
2010
vf/klwpuk la0& Lkk&3&379@nl&2005
&301¼9½@2003 fn0 28-03-2005 }kjk
ykxw ,u-ih-,l- ds laca/k esa Li’Vhdj.k
41
9 Lkk&3&1558@nl&2010&301
¼9½@2003 Vh0lh0
13 vDVwcj
2010
Lkh0vkj0,0 ,oa isa”ku fuf/k izcU/kdksa dh
fu;qfDr gksus rd vUrfje O;oLFkk ds :i
esa “kkklu ds fu;a=.kk/khu Lok;Rr”kklh
laLFkkvksa ds deZpkfj;ksa ds laca/k esa
,u0ih0,l0 dk dk;kZUo;u
42&46
10 Lkk&3&1913@nl&2010&301
¼71½@2009
19 uoEcj 2010 “kklu ls lgk;rk izkIr v”kkldh; f”k{k.k
laLFkkvksa esa fn-01-04-2005 dks vFkok
mlds mijkUr fu;qDr dfeZ;ksa ij ykxw
va”knku isa”ku ;kstuk dk fØ;kUo;u
46&47
11 Lkk&3&1065@nl&301
¼9½@2011
15 flrEcj
2011
,u0,l0Mh0,y0 }kjk jkT; ljdkj dks
iznku dh tkus okyh lsok;sa
48&49
12 Lkk&3&1066@nl@2011&301
¼9½@2011
15 flrEcj
2011
jkT; ljdkj dh lsok esa rSukr] uo
ifjHkkf’kr va”knku isa”ku ;kstuk ls
vkPNkfnr vf[ky Hkkjrh; lsokvksa ds
50&56
[ ii ]
Øekad “kklukns”k la0 fnukad fo"k; i`’B la0
vf/kdkfj;ksa ds lh0vkj0,0 flLVe esa
iathdj.k rFkk is”ku va”knku dk laizs’k.k
13 Lkk&3&1067@nl&2011&301
¼9½@2011
15 flrEcj
2011
u;h ikfjHkkf’kr va”knku isa”ku ;kstuk dk
fØ;kUo;u
57&76
14 Lkk&3&1118@nl&2011&301
¼9½@2003 Vh0lh0
16 flrEcj
2011
vf/klwpuk la0& Lkk&3&379@nl&2005
&301¼9½@2003 fn0 28-03-2005 }kjk
ykxw ,u-ih-,l- ds laca/k esa Li’Vhdj.k
¼dsUnz ljdkj@ vU; jkT; ljdkj ds
v/khu iqjkuh isa”ku ;kstuk ls vkPNkfnr
deZpkjh dks m0iz0 ljdkj ds v/khu 01-
04-05 dks ;k mlds ckn fu;qDr gksus ij
iqjkuh isa”ku ;k stuk ls vkPNkfnr ekuk
tkuk½
77&78
15 Lkk&3&1606@nl&2011&301
¼9½@2003 Vh0lh0
25 uoEcj 2011 uo ikfjHkkf’kr va”knku isa”ku ;kstuk ds
laca/k esa Li’Vhdj.k & jkT; ljdkj dh
isa”ku;qDr lsok esa fn0 01-04-05 ls iwoZ
fu;qDr rFkk 01-04-05 dks ;k mlds
Ik”pkr jkT; ljdkj dh lsok esa vkus ij
dkfeZdksa dh th0ih0,Q0 lnL;rk dk
;Fkkor jguk
78
16 Lkk&3&1613@nl&2011&301
¼9½@2011
05 fnlEcj
2011
,u0ih0,l0 ls vkPNkfnr deZpkfj;ksa dh
lsokdky ds nkSjku e`R;q@ fodykaxrk
rFkk chekjh vFkok pksV ds dkj.k
lsokfuo`fRr dh n”kk esa ns; l sokfuo`fRrd
ykHkksa ds laca/k esa
79
17 Lkk&3&1718@nl&2011 20 fnlEcj
2011
Uk;h ifjHkkf’kr va”knku isa”ku ;kstuk ds
lanHkZ esa Li’Vhdj.k
80&81
18 Lkk&3&380@nl&2012&301
¼9½@2011
22 Qjojh 2012 jkT; ljdkj dh lsok esa rSukr] uo
ifjHkkf’kr va”knku isa”ku ;kstuk ls
vkPNkfnr vf[ky Hkkjrh; lsokvksa ds
vf/kdkfj;ksa ds lh0vkj0,0 flLVe esa
iathdj.k rFkk is”ku va”knku ds laizs’k.k
laca/kh dk;kZy; Kki fnukad 15-09-2011
esa la”kks/ku
81&82
19 Lkk&3&485@nl&2012&301
¼9½@2011
16 ekpZ 2012 ,u0ih0,l0 ls vkPNkfnr deZpkfj;ksa ds
osru fcy ekg viSzy] 2012 ls dks’kkxkjksa
esa rS;kj fd;k tkuk
83
20 v)Z “kk0 i0 la0 16 ekpZ 2012 ,u0vkbZ0lh0 }kjk rS;kj fd;s x;s is&jksy
iSdst dks ykxw djokus ds laca/k esa
84
21 Lkk&3&517@nl&2012&301
¼9½@,l0,0ch0 2011
21 ekpZ 2012 jkT; ljdkj }kjk lgk;rk izkIr f”k{k.k
laLFkkvksa ,oa jkT; ljdkj }kjk foRr
iksf’kr Lok;Rr”kklh laLFkkvksa esa ,u0ih0
,l0 dk fØ;kUo;u
85&89
22 lk&3&486@nl&2013&301
¼9½&11
15 ebZ 2013 ubZ isa'ku ;kstuk 2005 ds vUrxZr
vkaofVr Mh0lh0vkbZ0 uEcj ds lkis{k
vfHknkrk dk va”knku rFkk “kkldh;
90&91
[ iii ]
Øekad “kklukns”k la0 fnukad fo"k; i`’B la0
va”knku dh lesfdr /kujkf”k dk ,u-,l-
Mh-,y- }kjk vkoafVr izku uEcj esa
vUrj.k ds laca/k esaA
23 Lkk&3&1006@nl&2013&301
¼9½@2012
19 flrEcj
2013
jkT; ljdkj ds v/khu dk;Zjr vf[ky
Hkkjrh; lsokvksa ds vf/kdkfj;ksa rFkk jkT;
ljdkj ds vf/kdkfj;ksa@ deZpkfj;ksa] tks
u;h isa”ku ;kstuk ls vkPNkfnr gS] ds
vfHknkrk va”knku rFkk fu;ksDrk va”knku
dh izfØ;k
91&92
24 Lkk&3&465@nl&2014&301
¼09½@2011
19 ebZ 2014 ubZ isa”ku ;kstuk ls vkPNkfnr ljdkjh
deZpkfj;ksa ds lsok ls R;kxi= nsus ij
Mh0lh0vkbZ0 [kkrsa esa tek /kujkf”k dk
Hkqxrku
93
25 13@Lkk&3&393@nl&2014&30
1¼23½@2014
31 vDVwcj
2014
ubZ isa”ku ;kstuk ls fudklh 93&94
26 3@2015@Lkk&3&187@nl&20
15&301¼13½@2012
12 ekpZ 2015 ,u0ih0,l0 ¼us”kuy isa”ku flLVe½ ls
vkPNkfnr okg~; lsok ij rSukr
vf/kdkfj;ks@ deZpkfj;ksa dk isa”kujh
va”knku ,oa fu;ksDrk va”knku
94&97
27 21@2015@Lkk&3&1038@nl&
2015&301¼9½@ 2011
06 uoEcj 2015 isa”ku fuf/k fofu;ked vkSj fodkl
izkf/kdj.k ¼jk"Vªh; isa”ku iz.kkyh ds varxZr
fudkl vkSj izR;kgj.k½ fofu;e 2015** dks
vaxhd`r fd;k tkuk
98
28 Lkk&3&1192@nl&2015 14 tuojh 2016 ubZ isa”ku ;kstuk ls vkPNkfnr inP;qr
dkfeZd ds Mh0lh0vkbZ0 [kkrsa esa tek
/kujkf”k dks dkfeZd ds i{k esa Hkqxrku
fd;s tkus ds laca/k esa
98&99
29 13@Lkk&3&180@nl&2016&
301¼9½@2011
19 ebZ 2016 UkbZ isa”ku ;kstuk ls fudklh & isa”ku fuf/k
fofu;ked vkSj fodkl izkf/kdj.k ¼jk"Vªh;
isa”ku iz.kkyh ds varxZr fudkl vkSj
izR;kgj.k½ fofu;e 2015 ds Øe esa
99&102
30 19@2016@Lkk&3&490@nl&
2016&301¼9½@,l0,0ch0 2011
24 twu 2016 jkT; ljdkj }kjk lgk;rk izkIr
ek/;fed f”k{k.k laLFkkvksa esa jk"Vªh; isa”ku
iz.kkyh dk fØ;kUo;u
103
31 23@2016@Lkk&3&474@nl&
2016&301¼9½@,l0,0ch0 2011
05 tqykbZ 2016 jkT; ljdkj }kjk lgk;rk izkIr f”k{k.k
laLFkkvksa ,oa jkT; ljdkj }kjk foRr
iksf’kr Lok;Rr”kklh laLFkkvksa ds jk"Vªh;
isa”ku iz.kkyh ls vkPNkfnr deZpkfj;ksa dh
lsokdky ds nkSjku eR;`@fodykaxrk RkFkk
chekjh vFkok pksV ds dkj.k lsokfuofRr
dh n”kk esa ns; lsokfuo`fRRkd ykHk
104
32 27@2016@Lkk&3&634@nl&
2016&301¼9½@2011
12 vxLr 2016 jk"Vªh; isa”ku iz.kkyh ¼UkbZ isa”ku ;kstuk½
ds laca/k esa Li’Vhdj.k
105
33 31@2016@Lkk&3&th0vkbZ0&
17@nl&2016&301¼9½@2011
06 vDVwcj
2016
jk"Vªh; isa”ku iz.kkyh ls vkPNkfnr
deZpkfj;ksa dks lsokfuo`fRr minku vkSj
e`R;q minku dh vuqeU;rk
106
34 34@2016@Lkk&3&767@nl&
2016&301¼9½@2003Vh0lh0
28 vDVwcj
2016
jk"Vªh; isa”ku iz.kkyh ls vkPNkfnr
dkfeZdksa ds Mh0lh0vkbZ [kkrsa esa tek
/kujkf”k izku esa LFkkukUrfjr gksus ds iwoZ
107
[ iv ]
Øekad “kklukns”k la0 fnukad fo"k; i`’B la0
gh dkfeZd ds lsokfuoRr gksus dh n”kk esa
dkfeZdksa dh Mh0lh0vkbZ0 [kkrs esa tek
/kujkf”k dk Hkqxrku
35 1@2017@158@79&6&2017&2
8¼10½@1996
05 Qjojh 2017 v”kkldh; lgk;rk izkIr mPp izkFkfed
fo|ky;ksa ds lsokfuoRr f”k{kd@
f”k{k.ksRrj deZpkfj;ksa dks isa”ku Lohdr
fd;s tkus gsrq mlh fo|ky; ds
vlgkf;d lsokvof/k dks vgZdkjh lsok esa
tksM+k tkukA
107&109
36 04@2017&Lkk&3&93@nl&
2017
08 ekpZ 2017 jk"Vªh; isa”ku iz.kkyh ds iz;kstukFkZ
funs”kd isa”ku funs”kky;] m0iz0 ds uke
esa fdlh jk’V~zh;d`r cSad esa pkyw [kkrk
[kksyk tkuk
109&110
37 05@2017@Lkk&3&109@nl&
2017&301¼9½@2011
10 ekpZ 2017 jk"Vªh; isa”ku iz.kkyh ls vkPNkfnr
dkfeZdksa ds fy;s iklcqd
111&116
38 06@2017@Lkk&3&118@nl&
2017&301¼9½@2011
15 ekpZ 2017 jk"Vªh; isa”ku iz.kkyh ls vkPNkfnr
dkfeZdksa ds fy;s iklcqd izk:Ik esa la”kks/ku
116&117
39 07@2017@Lkk&3&108@nl&
2017&301¼9½@2011
20 ekpZ 2017 jk"Vªh; isa”ku iz.kkyh ls fudklh rFkk
izR;kgj.k
117&158
40 15@2017@Lkk&3&328@nl&
2017&301¼9½@2003Vh0lh0
28 twu 2017 jk"Vªh; isa”ku iz.kkyh ds laca/k esa
Li’Vhdj.k
159&161
41 26@2017@Lkk&3&437@nl&
2017&301¼1½@,l0,0ch0 2011
08 vxLr 2017 jkT; ljdkj }kjk lgk;rk izkIr f”k{k.k
laLFkkvksa ,oa Lok;Rr”kklh laLFkkvksa ds
,u0ih0,l0 ls vkPNkfnr dkfeZdksa ds
Mh0lh0vkbZ [kkrsa esa tek /kujkf”k dk izku
esa gLrkUrj.k
162
42 22@2018@Lkk&3&845@nl&
2018&301¼9½@2011
22 vDVwcj
2018
jk"Vªh; isa”ku iz.kkyh dk
fØ;kUo;u&ljdkjh deZpkfj;ksa ds laca/k
esa ,u0ih0,l0 gsrq vks0ih0th0,e0
O;oLFkk
162&163
43 23@2018@Lkk&3&828@nl&
2018&301¼9½@,l0,0ch0 2011
22 vDVwcj
2018
jk"Vªh; isa”ku iz.kkyh dk
fØ;kUo;u&lgk;rk izkIr f'k{k.k laLFkkvksa
,oa jkT; ljdkj }kjk foRr iksf’kr
Lok;Rr”kklh laLFkkvksa ds deZpkfj;ksa gsrq
vks0ih0th0,e0 O;oLFkk
163
44 30&2018@Lkk&3&1126@nl&2
018&301¼9½@2011&2
18 fnlEcj
2018
lsUVªy fjdkMZ dhfixa ,tsUlh ds dk;Z gsrq
dkohZ dEI;wVj”ks;j izk0 fy0 dks vuqcfU/kr
fd;k tkuk
164
45 05@2019@Lkk&3&91@nl&
2019&301¼9½@2019 13 Qjojh 2019 jk"Vªh; isa”ku iz.kkyh ds vUrxZr fu;ksDrk
va”knku esa la”kks/ku
165
46 06@2019@Lkk&3&91,@nl&
2019&301¼9½@2019 13 Qjojh 2019 jk"Vªh; isa”ku iz.kkyh dks ;qfDrlaxr
cuk;k tkuk ¼isa”ku fuf/k ,oa fuos”k iSVuZ
dk fodYi½
166&167
[ v ]
Øekad “kklukns”k la0 fnukad fo"k; i`’B la0
47 15@2019@Lkk&3&309@nl&3
01¼9½@2019 10 viSzy 2019 jk"Vªh; isa”ku iz.kkyh dks leLr
deZpkfj;ksa ds fy;s foLrkfjr djukA
168
48 16@2019@Lkk&3&322@nl&2
019&301¼8½@2015 16 viSzy 2019 mRrj izns”k flfoy lfoZl ¼la”kks/ku½
fofu;ekoyh 2019
169
49 01@2020@212@33&2&2020&
58 th@17 Vhlh
21 tuojh 2020 m0iz0 ds ftyk iapk;rksa ds dsUnzh; ,oa
vdsUnzh; laØkE; laoxZ lsok esa
uoifjHkkf’kr ias”ku ;kstuk dk ykxw fd;k
tkukA
170&171
ih0,Q0vkj0Mh0,0 }kjk tkjh ldZqylZ ,oa vf/klwpuk,a
50 5@7@2003&bZlhch ,.M ih
vkj
22 fnlEcj 2003 01-01-2004 ls dsUnz ljdkj dh lsok esa
vkus okys leLr u, deZpkfj;ksa ds fy,
ubZ ifjHkkf’kr va”knku isa”ku iz.kkyh dh
“kq:vkr
172&173
51 Notification no 406
1(6)/2007 PR
14 uoEcj 2008 ih0,Q0vkj0Mh0,0 dk varfje :Ik ls
xBu
174&177
52 No-38/41/06/P&PW(A) 05 ebZ 2009 Additional Relief on death/disability of
Government servants covered by the
Defined contribution Pension System
(NPS)
177&178
53 No-
I(7)DCPS(NPS)/2009/TA/2
21
02 tqykbZ 2009 Additional Relief on death/disability of
Government servants covered by the
new Defined contribution Pension
System (NPS)
179&182
54 No-25014/14/2001-AIS(III) 08 flrEcj 2009 Introduction of New Pension Scheme
for Members of the All India Service
joining the All India Service on or after
1/1/2004
182&185
55 No-28/30/2004/P&PW(B) 28 vDVwcj 2009 Mobility of personnel amongst
Central/State & Autonomous Bodies
while working under Pensionable
establishments regarding.
185
56 No-11/25/2011-PR 25 tuojh 2012 Release of the accumulation in Defined
contribution Pension Scheme in Tier-I
under new Pension Scheme.
186
57 PFRDA/2013/10/CRTB/1 30 viSzy 2013 Appointment of new Trustee bank
(TB) under National Pension System
(NPS)
186
58 PFRDA/24/12 30 tqykbZ 2014 Issue of family pension/ invalidation
pension and adjustment of accumulated
pension death of government sector
NPS subscribers to government.
187&189
59 PFRDA/2015/07/EXIT/02 25 Qjojh 2015 Simplification of Withdrawal process –
Documentary requirements.
190&191
[ vi ]
Øekad “kklukns”k la0 fnukad fo"k; i`’B la0
60 ih,QvkjMh,@12@vkjth,y
@139@8
11 ebZ 2015 isa”ku fuf/k fofu;ked vkSj fodkl
izkf/kdj.k ¼jk"Vªh; isa”ku iz.kkyh ds varxZr
fudkl vkSj izR;kgj.k½ fofu;e 2015
191&209
61 PFRDA/2015/24/EXIT/1 29 vDVwcj 2015 Clarification of deferred withdrawal of
lump sum.
210
62 PFRDA/2015/27/EXIT/02 12 uoEcj 2015 Mandatory processing of Online
withdrawal request.
210&218
63 PFRDA/24/EXIT/1 26 ebZ 2016 Guidelines for processing of Family
Pension Cases.
219&221
64 PFRDA/2016/13/EXIT/06 27 tqykbZ 2016 Clarification on Continuing
Contribution Beyond 60 Years Or The
Age Of Superannuation – Till 70 Years
.
220&221
65 7/5/2012-P&PW(F)/B 26 vxLr 2016 Extension of benefits of Retirement
Gratuity and Death Gratuity to the
Central Government employees
covered by new Defined Contribution
Pension System (National Pension
System)
222
66 PFRDA/2016/21/EXIT/7 24 vDVwcj 2016 Documents to be submitted for availing
partial withdrawal.
223&224
67 PFRDA/2017/1/CRA/1 03 tuojh 2017 Operationalisation of Karvy
Computershare private Limited as
second Central Recordkeeping Agency
(CRA) for NPS Regular /NPS
Lite/APY
225
68 PFRDA/2017/5/CRA/2 09 Qjojh 2017 Operationalisation of M/S Karvy
Computershare private Limited as
second Central Recordkeeping Agency
(CRA) for NPS.
226&227
69 ih,QvkjMh,@12@vkjth,y
@139@8
10 vxLr 2017 isa”ku fuf/k fofu;ked vkSj fodkl
izkf/kdj.k ¼jk"Vªh; isa”ku iz.kkyh ds varxZr
fudkl vkSj izR;kgj.k½ ¼izFke la”kks/ku½
fofu;e 2017
227&236
70 ih,QvkjMh,@12@vkjth,y
@139@8
06 vDVwcj 2017 isa”ku fuf/k fofu;ked vkSj fodkl
izkf/kdj.k ¼jk"Vªh; isa”ku iz.kkyh ds varxZr
fudkl vkSj izR;kgj.k½ ¼nwljk la”kks/ku½
fofu;e 2017
236&238
71 ih,QvkjMh,@2017@32@
fudklh@2
09 vDVwcj 2017 ,deq”r jkf”k ,oa okf’kZdh ds vkLFkxu
rFkk jk’Vªh; isa”ku ;kstuk ds rgr
Vh;j&AA [kkrksa ds fujarj.k gsrq
fn”kkfunsZ”kA
239&241
72 PFRDA/2018/40/EXIT 10 tuojh 2018 Guidelines on process to be followed
by subscribers and Nodal office/
OPOP/Aggregator for processing of
partial withdrawal request
242&243
[ vii ]
Øekad “kklukns”k la0 fnukad fo"k; i`’B la0
73 ih,QvkjMh,@12@vkjth,y
@139@8
02 Qjojh 2018 isa”ku fuf/k fofu;ked vkSj fodkl
izkf/kdj.k ¼jk"Vªh; isa”ku iz.kkyh ds varxZr
fudkl vkSj izR;kgj.k½ ¼r`rh; la”kks/ku½
fofu;e 2018
243&245
74 ih,QvkjMh,@12@vkjth,y
@139@8
18 ebZ 2018 isa”ku fuf/k fofu;ked vkSj fodkl
izkf/kdj.k ¼jk"Vªh; isa”ku iz.kkyh ds varxZr
fudkl vkSj izR;kgj.k½ ¼prqZFk la”kks/ku½
fofu;e 2018
246&248
75 NO-1/3/2016-P&PW(F) 24 tuojh 2019 Clarificatory OM for payment of two
family pensions on death attributable to
Govt. service of a re-employed
pensioner.
248&249
76 PFRDA/2019/8/SUP-PF/12 25 ekpZ 2019 Amendent to the investment guidelines
(applicable to scheme CG, scheme SG,
corporate CG AND NPS lite scheme of
NPS and Atal Pension Yojana.
249
77 PFRDA/16/3/12/0001/2017-REG-
PF 07 ebZ 2019 Re-allocation of subscription of
Government employees to Pension
Fund for FY 2019-20
250
78 PFRDA/2019/12/REG-PF/1 08 ebZ 2019 Introduction of choice of Pension
Funds and Investment pattern in Tier-I
of NPS for Central Government
subscriber.
250&251
79 PFRDA/2019/17/SUP-SG/5 04 vDVwcj 2019 Acceptance of CSRF forms or
registration under NPS in case of
subscriber who has lost both hands.
252
80 NO-7/5/2012-P&PW(F/B) 12 Qjojh 2020 Counting of service on joining new
service in State. Government / Central
Government / autonomous body for the
benefit of gratuity in respect of Central
Govt. Employees covered under
National Pension system (NPS).
252&253
81 NO-57/04/2019-P&PW(B) 17 Qjojh 2020 Coverage under Central civil Services
(Pension) Rules, 1972, in place of
National Pension System, of those
Central Government employees whose
selection for appointment was finalized
before 01-01-2004 but who joined
government service on or after 01-01-
2004
254&256
82 PFRDA/2020/7/REG-EXIT/1 09 viSzy 2020 Permission of partial withdrawls
towards treatment of specified illnesses
256&257
83 PFRDA/10/01/9/003/2018-PDES 17 vxLr 2020 Oprational guidelines for NPS Tier-2
Tax saver scheme,2020
257
84 ih,QvkjMh,@12@vkjth,y
@139@8
29 flrEcj 2020 isa”ku fuf/k fofu;ked vkSj fodkl
izkf/kdj.k ¼jk"Vªh; isa”ku iz.kkyh ds varxZr
fudkl vkSj izR;kgj.k½ ¼la”kks/ku½
fofu;e 2020
258&259
IFMTR
[ 1 ]
mRrj çns'k ljdkj
foRRk ¼lkekU;½ vuqHkkx&3
la[;k&lk&3&379@nl&2005&301¼9½&2003
y[kuÅ% 28 ekpZ] 2005
vf/klwpuk
jkT; ljdkj us vius nh?kZdkyhu jktdks"kh; fgrksa vkSj dsUæ ljdkj }kjk viukbZ xbZ jhfr ds
foLr`r vuqlj.k dks n`f"Vxr j[krs gq,] jkT; ljdkj dh lsok esa vkSj ,sls leLr 'kklu ds
fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa esa] ftuesa jkT;
deZpkfj;ksa dh orZeku isa'ku ;kstuk dh Hkkafr isa'ku ;kstuk ykxw gS vkSj mudk foRr iks"k.k jkT;
ljdkj dh lesfdr fuf/k ls fd;k tkrk gS] u;s izos'kdksa ij orZeku esa ifjHkkf"kr ykHk isa'ku ;kstuk ds
LFkku ij uoifjHkkf"kr va'knku isa'ku ;kstuk ykxw djus ds fuEufyf[kr izLrko dks vuqeksfnr
fd;k gS %&
¼i½ jkT; ljdkjh lsok esa vkSj Åij mfYyf[kr jkT; fu;a=.kk/khu leLr Lok;Rr'kklh
laLFkkvksa@ jkT; lgk;rk izkIr f'k{k.k laLFkkvksa esa leLr ubZ HkfrZ;ksa ij 1 vizSy] 2005 ls ubZ
ifjHkkf"kr va'knk;h isa'ku ;kstuk vfuok;Z :i ls ykxw gksxhA rFkkfi orZeku isa'ku ;kstuk ls
vkPNkfnr ,sls deZpkjh] ftudh lsok;sa 1 vizSy] 2005 dks 10 o"kZ ls de dh gks] Hkh orZeku
isa'ku ;kstuk ds LFkku ij ubZ isa'ku ;kstuk dk fodYi ns ldrs gSaA
¼ii½ ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk ds vUrxZr osru vkSj egaxkbZ HkRrs ds 10
izfr'kr ds lerqY; /kujkf'k dk ekfld va'knku fd;k tk;sxkA blh ds lerqY; lsok;kstd
dk va'knku jkT; ljdkj vFkok lEcfU/kr Lok;Rr'kklh laLFkk@futh f'k{k.k laLFkk }kjk fd;k
tk;sxkA rFkkfi lEcfU/kr Lok;Rr'kklh laLFkkvksa@futh f'k{k.k laLFkkvksa dks lsok;kstd ds
va'knku ds fy, rc rd vuqnku fn;k tk;sxk tc rd ;s laLFkk;sa ,sls va'knku djus gsrq Lo;a
l{ke u gks tk;saA va'knku rFkk fuos'k ls gksus okyh vk; dks ,d [kkrs esa tek fd;k tk;sxkA
tks isa'ku fV;j&I [kkrk gksxkA lsok vof/k esa bl [kkrs ls fdlh Hkh vkgj.k dh vuqefr ugha
nh tk;sxhA u;s izos'kdksa dks tks ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk ls vkPNkfnr gksaxs]
ifjHkkf"kr ykHk isa'ku lg lkekU; Hkfo"; fuf/k ;kstuk ds orZeku micU/kksa ds ykHk ugha izkIr
gksaxsA
¼iii½ pw¡fd u;s HkrhZ'kqnk yksd lkekU; Hkfo"; fuf/k esa va'knku djus esa l{ke ugha gksaxs
vr% os isa'ku ,d&fV;j [kkrs ds vfrfjDr ,d LoSfPNd nks&fV;j [kkrk Hkh j[k ldrs gSaA
rFkkfi] lsok;kstd fV;j&nks [kkrs esa dksbZ va'knku ugha djsxkA nks&fV;j [kkrs esa vkfLr;ksa dk
fuos'k@izcU/ku Bhd mlh izfØ;k ds vuqlkj fd;k tk;xk tks isa'ku ,d&fV;j [kkrs ds fy,
gSA rFkkfi] deZpkjh vius /ku ds ^^f}rh; fV;j** ds lEiw.kZ va'k ;k mlds fdlh Hkkx dks
fdlh Hkh le; fudkyus ds fy, Lora= gksxkA
¼iv½ dksbZ deZpkjh viuh lsokfuo`fRr ds le; isa'ku iz.kkyh ds fV;j&I dks lkekU;r;k
NksM+ ldsxkA ,slk djrs le; deZpkjh ls vfuok;Z :i ls ;g vis{kk dh tk;sxh fd og fdlh
ekU;rkizkIr chek dEiuh ls ,d okf"kZdh dk Ø; djsa vkSj mlesa viuh isa'ku lEifRr ds 40
izfr'kr dk fuos'k djsa ftlls fd og lsokfuo`fRr ds le; vius thoudky ds fy, rFkk
mlds vkfJr ekrk&firk rFkk mlds fookfgrh dks fy, isa'ku dh O;oLFkk dj ldsA 'ks"k isa'ku
lEifRr deZpkjh }kjk ,deq'r :i esa izkIr dh tk;xh ftls og fdlh Hkh jhfr esa miHkksx
djus ds fy, Lora= gksxkA deZpkjh }kjk lsokfuo`fRr ds iwoZ gh isa'ku fV;j&,d dks NksM+us
dh n'kk esa vfuok;Z okf"kZdhdj.k fuos'k isa'ku lEifRr dk 80 izfr'kr gksxkA
¼v½ ,sls vusd isa'ku fuf/k izcU/kd gksaxs tks eq[; :i ls rhu Jsf.k;ksa ds fuos'kijd
fodYi izLrkfor djsaxsA isa'ku fuf/k izcU/kd rFkk vfHkys[kiky la;qDr :i ls vius foxr
IFMTR
[ 2 ]
dk;Z&dyki ds ckjs esa vklkuh ls le>h tkus okyh lwpuk nsaxs ftlls fd deZpkjh
fuos'kkRed fodYiksa esa ls lwfpr fodYiksa dks pqu ldsaA
2&uohu isa'ku iz.kkyh ds izpkyuhdj.k ds fy, izHkkoh fnukad 1 vizSy] 2005 gksxhA
vkKk ls]
jhrk 'kekZ]
foRr vk;qDr ,oaizeq[k lfpoA
&&&&&&
No. G-3-379/X-2005-301(9)-2003
Dated Lucknow, March 28, 2005
The State Government, in consideration of its long-term fiscal interest and following
broadly the pattern adopted by the Central Government, has approved the following proposal of
introducing a new defined contribution pension system in place of the existing defined benefit
pension scheme, for new entrants to the service of the State Government and of all State-
controlled autonomous institutions and State-aided private educational institutions where the
existing pension scheme is patterned on the scheme for Government employees and is funded by
the consolidated fund of the State Government :–
(i) From 1st of April, 2005, the new defined contribution pension system would
mandatorily apply to all new recruits to the service of the State Government and of all
State-controlled autonomous/State aided private educational instututions referred to
above. However, employees covered by the existing pension scheme whose service
would be of less than ten years on 1st April, 2005, may also voluntarily opt for the new
pension system in place of existing pension scheme.
(ii) Under the new defined contribution pension system, the employee would make
a monthly contribution equal to 10 per cent of the salary and dearness allowance. A
matching employer's contribution would be made by the State Government or by the
concerned autonomous institution/private educational institution. However, the State
Government would provide grant to the concerned autonomous institution/private
educational institution for making employer's contribution until the institution is in a
position to make the contribution itself. The contribution and investment returns would
be deposited in an account to be known as pension tier-I account. No withdrawal would
be allowed from this account during the service period. The existing provisions of
defined benefit pension and GPF would not be available to the new recruits covered by
the new defined contribution pension system.
(iii) Since new recruits would not be able to subscribe to GPF, they may also have a
voluntary tier-II account, in addition to the pension tier-I account. However, employer
would make no contribution to tier-II account. The assets in tier-II account would be
invested/managed through exactly the same procedure as for pension tier-I account.
However, the employee would be free to withdraw part or all of the "second tier" of his
money anytime.
(iv) Employee can normally exit tier-I of the pension system at the time of
retirement. At exit the employee would be mandatorily required to invest 40 per cent of
pension wealth to purchase an annuity from a recognised insurance company so as to
provide for pension for the lifetime of the employee and his dependent parents and his
spouse at the time of retirement. The remaining pension wealth would, however, be
received by the employee as a lump-sum which he would be free to utilise in any manner.
IFMTR
[ 3 ]
In case of employee exiting the pension tier-I before retirement, the mandatory
annuitisation would be 80 per cent of the pension wealth.
(v) There would be several pension fund managers who would offer mainly three
categories of investment options. the pension fund managers and the record-keeper
would jointly give out easily understood information about past performance so that the
empolyee is able to make informed choices of the investment options.
2. The effective date for operationalisation of the new pension system shall be
1st of April, 2005.
By order,
RITA SHARMA,
Vitt Ayukt Evam Pramukh Sachiv.
&&&&&&
foRr ¼lkekU;½ vuqHkkx&3
la[;k&lk&3&469@nl&2005&301¼9½&03
y[kuÅ % fnukad 7 vçSy] 2005
vf/klwpuk@izdh.kZ
lafo/kku ds vuqPNsn 309 ds ijUrqd }kjk iznRr 'kfDr dk iz;ksx djds jkT;iky mRrj izns'k
fjVk;jesUV csfufQV~l :Yl] 1961 dks la'kksf/kr djus dh n`f"V ls fuEufyf[kr fu;ekoyh cukrs gSaA
mRrj izns'k fjVk;jesUV csfufQV~l ¼la'kks/ku½ :Yl] 2005
laf{kIr uke vkSj
izkjEHk
1&¼1½ ;g fu;ekoyh mRrj izns'k fjVk;jesUV csfufQV~l ¼la'kks/ku½ :Yl]
2005 dgh tk;sxhA
¼2½ ;g 1 vizSy] 2005 dks izo`Rr gqvk le>k tk;sxkA
fu;e 2 dk
la'kks/ku
2&mRrj izns'k fjVk;jesUV csfufQV~l :Yl] 1961 esa] fu;e 2 esa] orZeku
mifu;e ¼2½ ds i'pkr~ fuEufyf[kr u;k mifu;e c<+k fn;k tk;sxk] vFkkZr~%&
^^¼3½ ;g fu;ekoyh jkT; ds dk;Z dyki ds lEcU/k esa isa'kuh LFkkiu lsokvksa
vkSj inksa ij] pkgs os vLFkk;h gksa ;k LFkk;h gksa] 1 vçSy] 2005 dks ;k mlds i'pkr~
ços'k djus okys dEkZpkfj;ksa ij ykxw ugha gksxhA^^
vkKk ls]
jhrk 'kekZ]
foRr vk;qDr ,oa izeq[k lfpoA
&&&&
IFMTR
[ 4 ]
IN pursuance of the provisions of clause (3) of Article 348 of the Constitution of India, the
Governor is pleased to order the publication of the following English translation of notification no. G-3–
469/X-2005-301(9)-03, dated April 7, 2005 :
No. G-3-469/X-2005-301(9)-03
Dated Lucknow, April 7, 2005
IN exercise of the powers conferred by the proviso to Article 309 of the Constitution of India, the
Governor is pleased to make the following rules with a view to amending the Uttar Pradesh Retirement
Benefits Rules, 1961.
THE UTTAR PRADESH RETIREMENT BENEFITS (AMENDMENT) RULES, 2005
Short title and
commencement 1. (1) These rules shall be called the Uttar Pradesh Retirement benefits
(Amendment) Rules, 2005.
(2) They shall and be deemed to have come into force with effect from April 1,
2005.
Amendment of rule 2
2. In the Uttar Pradesh Retirement Benefits Rules, 1961 in rule 2, after existing
sub-rule (2) the following new sub-rule shall be inserted, namely :–
‘‘(3) These rules shall not apply to employees entering services and posts
on or after April 1, 2005 in connection with the affairs of the state borne on
pensionable establishment, whether temporary or permanent.’’
By order,
RITA SHARMA,
Vitta Ayukta Evam Pramukh Sachiv.
foRr ¼lkekU;½ vuqHkkx&3
la[;k&lk&3&470@nl&2005&301¼9½&03
y[kuÅ % fnukad 7 vçSy] 2005
&&&&
vf/klwpuk@izdh.kZ
lafo/kku ds vuqPNsn 309 ds ijUrqd }kjk iznRr 'kfDr dk iz;ksx djds jkT;iky lkekU;
Hkfo"; fuf/k ¼mRrj izns'k½ fu;ekoyh] 1985 dks la'kksf/kr djus dh n`f"V ls fuEufyf[kr fu;ekoyh
cukrs gSaA
lkekU; Hkfo"; fuf/k ¼mRrj izns'k½ ¼la'kks/ku½ fu;ekoyh] 2005
laf{kIr uke vkSj
izkjEHk
1&¼1½ ;g fu;ekoyh lkekU; Hkfo"; fuf/k ¼mRrj izns'k½ ¼la'kks/ku½ fu;ekoyh]
2005 dgh tk;sxhA
¼2½ ;g 1 vizSy] 2005 dks izo`Rr gqvk le>k tk;sxkA
fu;e 4 dk
izfrLFkkiu
2&lkekU; Hkfo"; fuf/k ¼mRrj izns'k½ fu;ekoyh] 1985 esa uhps LrEHk&1 esa
fn;s x;s orZeku fu;e 4 ds LFkku ij LrEHk&2 esa fn;k x;k fu;e j[k fn;k
tk;sxk] vFkkZr~ %&
LrEHk&1
orZeku fu;e
LrEHk&2
,rn~}kjk izfrLFkkfir fu;e
4&lafonk ij fu;qDr deZpkfj;ksa vkSj
iqufuZ;ksftr isa'kuHkksfx;ksa ls fHkUu leLr
LFkk;h ljdkjh lsod vkSj leLr vLFkk;h
4&lafonk ij fu;qDr deZpkfj;ksa vkSj
iqufuZ;ksftr isa'kuHkksfx;ksa ls fHkUu leLr
LFkk;h ljdkjh lsod vkSj leLr vLFkk;h
IFMTR
[ 5 ]
LrEHk&1
orZeku fu;e
LrEHk&2
,rn~}kjk izfrLFkkfir fu;e
ljdkjh lsod ftudh lsok;sa ,d o"kZ ls
vf/kd rd tkjh jgus dh lEHkkouk gks]
lsok esa dk;ZHkkj xzg.k djus ds fnukad ls
fuf/k esa vfHknku djsaxsA
ljdkjh lsod ftudh lsok;sa ,d o"kZ ls
vf/kd rd tkjh jgus dh lEHkkouk gks]
lsok esa dk;ZHkkj xzg.k djus ds fnukad ls
fuf/k esa vfHknku djsaxs %
ijUrq dksbZ ljdkjh lsod tks
1 vizSy] 2005 dks ;k mlds i'pkr~ lsok
esa izos'k djrk gS] fuf/k esa vfHknku ugha
djsxkA
&1 % f'k{kqvksa vkSj ifjoh{kk/khu
O;fDr;ksa dks bl fu;e ds iz;kstukFkZ
vLFkk;h ljdkjh lsod le>k tk;sxkA
&1 % f'k{kqvksa vkSj ifjoh{kk/khu
O;fDr;ksa dks bl fu;e ds iz;kstukFkZ
vLFkk;h ljdkjh lsod le>k tk;sxkA
&2 % ,sls vLFkk;h ljdkjh
lsod] ¼ftlds vUrxZr f'k{kq vkSj
ijhoh{kk/khu O;fDr Hkh gSa½ ftUgsa fu;fer
;k vLFkk;h fjfDr;ksa ds izfr fu;qDr fd;k
x;k gS vkSj ftudh lsok;sa ,d o"kZ ls
vf/kd rd tkjh jgus dh lEHkkouk gks]
lsok esa dk;ZHkkj xzg.k djus ds fnukad ls
fuf/k esa vfHknku djsaxsA
&2 % ,sls vLFkk;h ljdkjh
lsod] ¼ftlds vUrxZr f'k{kq vkSj
ijhoh{kk/khu O;fDr Hkh gSa½ ftUgsa fu;fer ;k
vLFkk;h fjfDr;ksa ds izfr fu;qDr fd;k x;k
gS vkSj ftudh lsok;sa ,d o"kZ ls vf/kd
rd tkjh jgus dh lEHkkouk gks] lsok esa
dk;ZHkkj xzg.k djus ds fnukad ls fuf/k esa
vfHknku djsaxsA
&3 % tSls gh dksbZ ljdkjh
lsod fuf/k esa vfHknku djus dk nk;h gks
tk;s] oSls gh dk;Zikyd izkf/kdkfj;ksa dks
pkfg;s fd os bldh lwpuk ys[kk vf/kdkjh
dks ns nsaA
&3 % tSls gh dksbZ ljdkjh
lsod fuf/k esa vfHknku djus dk nk;h gks
tk;s] oSls gh dk;Zikyd izkf/kdkfj;ksa dks
pkfg;s fd os bldh lwpuk ys[kk vf/kdkjh
dks ns nsaA
vkKk ls]
jhrk 'kekZ]
foRr vk;qDr ,oa izeq[k lfpoA
IFMTR
[ 6 ]
mRrj çns'k 'kklu
foRRk ¼lkekU;½ vuqHkkx&3
la[;k&lk&3&1051@nl&2008&301¼9½&2003
y[kuÅ] 14 vxLr] 2008
&&&&&&
dk;kZy; Kki
jkT; ljdkj }kjk fnukad 1 vizSy] 2005 dh vFkok mlds ckn ljdkjh lsok esa vkus okys
deZpkfj;ksa ij vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ] 2005 }kjk uo
ifjHkkf"kr va'knku isa'ku ;kstuk ykxw djus dk fu.kZ; fy;k x;k gSA bl gsrq mRrj izns'k fjVk;esUV
csuhfQV~l :Yl] 1961 rFkk lkekU; Hkfo"; fuf/k ¼mRrj izns'k½ fu;ekoyh] 1985 esa vko';d la'kks/ku
Hkh Øe'k% vf/klwpuk la[;k lk&3&469@nl&2005&301¼9½&2003] fnukad 7 vizSy] 2005 rFkk la[;k
lk&3&470@nl&2005&301¼9½&2003] fnukad 7 vizSy] 2005 }kjk fd;s tk pqds gSaA
2&mi;qZDr lanHkZ esa dsUæh; ys[kk&vuqj{kd ,stsUlh dh leqfpr O;oLFkk gksus vkSj isa'ku fuf/k
fofu;ked rFkk fodkl izkf/kdj.k }kjk isa'ku fuf/k izcU/kdksa dh fu;qfDr gksus rd vUrfje O;oLFkk ds
:i esa ,sls lHkh jkT; deZpkfj;ksa ds lEcU/k esa mijksDr ifjHkkf"kr va'knku isa'ku ;kstuk ds dk;kZUo;u
ds fy, jkT;iky egksn; fuEuor~ vkns'k nsrs gSa %&
¼1½ ;g O;oLFkk fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vkus okys deZpkfj;ksa ij
vfuok;Z :i ls ykxw gksxhA ,slk izR;sd deZpkjh vius ewy osru] egaxkbZ osru rFkk egaxkbZ HkRrs dk
ek= 10 izfr'kr ekfld va'knku ¼fudVre #i;s esa iw.kkZafdr½ ;kstukUrxZr isa'ku fV;j&1 ds fy,
djsxkA bl va'knku dh dVkSrh lEcfU/kr vkgj.k ,oa forj.k vf/kdkjh }kjk izR;sd ekg deZpkjh ds
osru ls dh tk;sxhA bu deZpkfj;ksa ij lkekU; Hkfo"; fuf/k ;kstuk ykxw u gksus ds dkj.k buds osru
ls lkekU; Hkfo"; fuf/k esa va'knku ds :i esa dksbZ dVkSrh ugha dh tk;sxhA
¼2½ izR;sd deZpkjh }kjk ;kstuk gsrq vkosnu&i= ¼vuqyXud&1½ rhu izfr;ksa esa rFkk layXu
izk:i esa ukekadu fd;k tk;sxk] ftls ;kstuk dh lhekUrxZr vko';drkuqlkj iqujhf{kr fd;k tk
ldsxkA ukekadu ds lEcU/k esa vko';d izfof"V deZpkjh dh lsok iqfLrdk@lsok vfHkys[k esa Hkh dh
tk;sxhA
¼3½ dk;kZy;k/;{k@foHkkxk/;{k@laoxZ fu;a=d izkf/kdkjh fnukad 1 vizSy] 2005 dks vFkok
mlds ckn lsok esa vk;s izR;sd deZpkjh ds fy, funs'kd] isa'ku] m0iz0] y[kuÅ ls bu vkns'kksa ds tkjh
gksus ds ,d ekg ds vUnj ^^bUMsDl uEcj** izkIr dj ysaA rRi'pkr~ u;s deZpkjh tSls gh lsok esa
dk;ZHkkj xzg.k djsa] muds fy;s Hkh rRijrk ls dk;Zokgh djds ,sls u;s deZpkfj;ksa ds dk;ZHkkj xzg.k
djus dh frfFk ls ,d ekg ds vUnj ^^bUMsDl uEcj** izkIr dj fy;k tk,A
¼4½ mijksDr ;kstuk ls lEcfU/kr ys[kksa dk j[k&j[kko funs'kd] isa'ku] m0iz0] y[kuÅ }kjk
mlh izdkj ls fd;k tk;sxk] tSlk fd lkekU; Hkfo"; fuf/k ys[kksa ds ekeys esa egkys[kkdj] m0iz0]
bykgkckn }kjk fd;k tkrk gSA dk;kZy;k/;{k@foHkkxk/;{k@laoxZ fu;a=d izkf/kdkjh ls fu/kkZfjr QkeZ
¼vuqyXud&1½ ij vkosnu&i= nks izfr;ksa esa izkIr gksus ij funs'kd] isa'ku] m0iz0] y[kuÅ }kjk isa'ku
;kstuk esa lfEefyr izR;sd deZpkjh dks ^^bUMsDl uEcj** vkoafVr fd;k tk;sxkA funs'kd] isa'ku] m0iz0]
y[kuÅ }kjk vkosnu&i= dh ,d izfr vkoafVr bUMsDl uEcj lfgr lEcfU/kr dk;kZy;k/;{k@
foHkkxk/;{k@laoxZ fu;a=.k izkf/kdkjh dks okil dh tk;sxhA isa'ku ;kstuk gsrq vkoafVr ^^bUMsDl uEcj**
dks deZpkjh dh lsok iqfLrdk ds izFke i`"B ij lEcfU/kr dk;kZy;k/;{k }kjk lR;kiu ds lkFk vafdr
dj fn;k tk;sxkA
¼5½ ifjHkkf"kr va'knku isa'ku ;kstuk ds fy, osru ls dVkSrh deZpkjh }kjk ftl ekg esa
dk;ZHkkj xzg.k fd;k tk;s] mlds vxys ekg ds ns; osru ls izkjEHk gksxh vFkkZr~ ftl ekg esa deZpkjh
IFMTR
[ 7 ]
}kjk dk;ZHkkj xzg.k fd;k tk;sxk] ml ekg ds fy, dVkSrh ugha dh tk;sxhA mnkgj.k Lo:i] ;fn
dksbZ deZpkjh ekg vizSy] 2005 esa lsok esa vk;k gS] mlds osru ls va'knu dh dVkSrh ekg ebZ] 2005
ds osru ls izkjEHk gksxhA fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vkus okys deZpkfj;ksa ls
orZeku ekfld va'knku ds lkFk&lkFk vo'ks"k ,d ekg ds va'knku] ;fn dksbZ gks] dh dVkSrh Hkh osru
ls dj yh tk;sxhA blds lerqY; /kujkf'k dk va'knku jkT; ljdkj@lsok;kstd }kjk tek fd;k
tk;sxkA
¼6½ ¼d½ mi;qZDr deZpkfj;ksa ds osru fcy] vU; deZpkfj;ksa ds osru fcy ls vyx rS;kj fd;s
tk;saxsA vkgj.k ,oa forj.k vf/kdkjh }kjk osru fcy ds lkFk] isa'ku ;kstuk ds fy, va'knku dh
dVkSrh dk fu/kkZfjr izk:i ij 'ksM~;wy ¼vuqyXud&2-d½ tks ;FkklEHko vyx jax esa gksxk] nks izfr;ksa esa
layXu fd;k tk;sxkA 'ksM~;wy esa vf/k"Bku ds ;kstuk ls vkPNkfnr lHkh deZpkfj;ksa ds lEcU/k esa
izfof"V;k¡ dh tk;saxh] Hkys gh fdlh dk osru fdlh dkj.k vkgfjr u fd;k tk jgk gksA bl lanHkZ esa
dks"kkxkj Lrj ij fuEukuqlkj dk;Zokgh dh vis{kk gksxh &
¼i½ ;g lqfuf'pr fd;k tk;sxk fd vkgj.k ,oa forj.k vf/kdkfj;ksa }kjk osru fcy ds
lkFk layXu] eq[; ys[kk'kh"kZ&8342&vU; tek ds vUrxZr dVkSfr;ksa ls lEcfU/kr 'ksM~;wy
fu/kkZfjr izk:i ¼vuqyXud&2-d½ esas Li"V ,oa dEI;wVjkbTM cuk, x, gksaA
¼ii½ fcy ikl djus ls iwoZ ;g lqfuf'pr fd;k tkuk vko';d gksxk fd fcy esa n'kkZ;h
x;h ys[kk'kh"kZ&8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku
Ldhe&01 jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;sktuk&01& jktdh; deZpkfj;ksa
dk va'knku&fV;j&1 ds vUrxZr dh x;h dqy dVkSrh dh /kujkf'k ds vuqlkj 'ksM~;wy layXu
gSaA dVkSrh dh /kujkf'k ,oa layXu 'ksM~;wy dh /kujkf'k esa fHkUurk gksus dh fLFkfr esa] =qfV;ksa ds
fujkdj.k ds i'pkr~ gh fcy ikl fd;s tk;saxsA
¼[k½ ckg~; lsok ij izfrfu;qfDr ds vk/kkj ij izns'k ds vUnj dk;Zjr deZpkfj;ksa ds lEcU/k esa
ckg~; lsok;kstd] ftuds }kjk 'kklukns'k la[;k th&1&885@nl&06&534¼11½&93] fnukad 9 uoEcj]
2006 ds vuqlkj isa'kujh va'knku ns; ugha gS] }kjk deZpkjh ds osru ls isa'ku va'knku dh dVkSrh djrs
gq, dVkSrh dh /kujkf'k] pkyku ¼vuqyXud&2-d½ rhu izfr;ksa esa Hkjdj jktdks"k esa tek dh tk;sxh]
ftuesa ls ,d izfr tekdrkZ dks okil dj nh tk;sxh rFkk 'ks"k nks esa ls dks"kkxkj }kjk ,d izfr
funs'kd] isa'ku] mRrj izns'k] y[kuÅ dks Hksth tk;sxh rFkk ,d izfr dks"kkxkj esa vfHkys[kkFkZ j[kh
tk;sxhA bl iz;kstukFkZ vuqyXud&2-d dks gh Vsªtjh pkyku QkeZ ekuk tk;sxkA ;fn ,sls ckg~;
lsok;kstd dk dk;kZy; izns'k ds ckgj fLFkr gS] rks isa'ku va'knku dh dVkSrh dh /kujkf'k funs'kd]
isa'ku] m0iz0] y[kuÅ ds i{k esa cSad Mªk¶V }kjk] dVkSrh ds 'ksM~;wy ¼vuqyXud&2-d½ ds lkFk funs'kd]
isa'ku] m0iz0] y[kuÅ dks Hksth tk;sxhA mijksDr 'kklukns'k }kjk vkPNkfnr ,sls deZpkfj;ksa ds lEcU/k
esa lsok;kstd dk va'knku jkT; ljdkj }kjk ogu fd;k tk;sxkA
¼x½ izns'k ds ckg~; lsok ij izfrfu;qfDr ds vk/kkj ij dk;Zjr deZpkfj;ksa ds lEcU/k esa ,sls
ckg~; lsok;kstd tks 'kklukns'k la[;k th&1&885@nl&2006&534¼11½&93] fnukad 9 uoEcj] 2006
dh O;oLFkk ls vkPNkfnr ugha gS] }kjk ,sls deZpkfj;ksa ds isa'ku va'knku dh /kujkf'k ¼vuqyXud&2-d
lfgr½ vkSj ckg~; lsok;kstd dss va'knku dh /kujkf'k ¼vuqyXud&2-[k lfgr½ izfrekg funs'kd] isa'ku]
m0iz0] y[kuÅ ds i{k esa cSad Mªk¶V }kjk vxys ekg dh 10 rkjh[k rd funs'kd] isa'ku] m0iz0]
y[kuÅ dks Hksth tk,xhA ;fn ,sls ckg~; lsok;kstd dk dk;kZy; izns'k ds vUnj fLFkr gS] rks
deZpkjh ds isa'ku va'knku dh dVkSrh dh /kujkf'k ,oa ckg~; lsok;kstd ds va'knku dh /kujkf'k
mi;qZDr ¼[k½ esa fu/kkZfjr izfØ;k vuqlkj pkyku ds ek/;e ls tek dh tk;sxh] ftl gsrq Øe'k%
vuqyXud&2-d ,oa vuqyXud&2-[k dks gh Vªstjh pkyku QkeZ ekuk tk;sxkA
IFMTR
[ 8 ]
¼7½ ;fn fdlh deZpkjh ls fdlh ekg esa isa'ku ds fy, va'knku dh dVkSrh ugha dh tkrh gS
rks vkgj.k ,oa forj.k vf/kdkjh }kjk dVkSrh ds 'ksM~;wy esa va'knku dh dVkSrh ^'kwU;* n'kkZrs gq, mlds
Li"V dkj.kksa dk fuf'pr :i ls mYys[k dj fn;k tk;sxkA
¼8½ osru fcy ls isa'ku ds fy, va'knku gsrq dh x;h dVkSrh dh /kujkf'k yksd&ys[kk i{k esa
fuEukafdr ys[kk'kh"kZ esa vUrj.k }kjk tek dh tk;sxh %&
eq[; 'kh"kZ 8342&vU; tek&
y?kq 'kh"kZ 117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku&Ldhe&
mi 'kh"kZ 01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&
foLr`r 'kh"kZ 01&jktdh; deZpkfj;ksa dk va'knku&fV;j&1
¼9½ vkgj.k ,oa forj.k vf/kdkjh }kjk osru fcy ds lkFk layXu fd, x, 'ksM~;wy dh ,d
izfr dks] ;FkkfLFkfr] dks"kkf/kdkjh@Hkqxrku ,oa ys[kkf/kdkjh }kjk vyx djds ,d vyx doj esa izR;sd
ekg ds ys[kksa ds lkFk dk;kZy; funs'kd] isa'ku] m0iz0] y[kuÅ dks Hkstk tk;sxkA ckg~; lsok;kstd
}kjk izfrfu;qfDr ij dk;Zjr jkT; deZpkfj;ksa ds 'ksM~;wy ¼;FkkfLFkfr vuqyXud&2-d rFkk@vFkok
vuqyXud&2-[k½ dh ,d&,d izfr vxys ekg dh 10 rkjh[k rd funs'kd] isa'ku] m0iz0] y[kuÅ dks
Hksth tk,xhA
mijksDr lanHkZ esa dks"kkxkj Lrj ij lqfuf'pr fd;k tk;sxk fd eq[; ys[kk'kh"kZokj cukbZ x;h
dofjax fyLV ds lkFk layXu 'ksM~;wy dh dqy la[;k ,oa /kujkf'k] dofjax fyLV esa iznf'kZr eq[;
ys[kk'kh"kZ ds vUrxZr va'knku dh dVkSrh dh dqy /kujkf'k ls esy [kkrh gks rFkk izR;sd ekg esa izkIr
leLr 'ksM~;wy] eq[; ys[kk'kh"kZ&8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h
isa'ku Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&01&jktdh; deZpkfj;ksa dk
va'knku&fV;j&1] dh lejh fjiksVZ ls vkPNkfnr ,oa dks"kkf/kdkjh }kjk izekf.kr gks] ftlesa eq[;
ys[kk'kh"kZokj va'knku dh en esa dqy dVkSfr;ksa dk mYys[k gksA
¼10½ mi&izLrj&6¼x½ ls vkPNkfnr ekeyksa ds vfrfjDr] izR;sd deZpkjh }kjk fd;s x;s
va'knku ds lerqY; ¼eSfpax½ va'knku jkT; ljdkj }kjk fd;k tk;sxkA
¼11½ ¼d½ ifjHkkf"kr va'knku isa'ku ;kstuk ds fy, deZpkjh ds va'knku ds lerqY; jkT;
ljdkj dk va'knku ¼,slh ckg~; lsok dh vof/k ds fy, Hkh ftlds lEcU/k esa 'kklukns'k ds vuqlkj
ckg~; lsok;kstd }kjk isa'kujh va'knku ns; ugha gS½ izfrekg funs'kd] isa'ku] m0iz0] y[kuÅ }kjk
fuEukafdr ys[kk'kh"kZ dks ^MsfcV* dj ^cqd VªkalQj* }kjk ys[kk'kh"kZ&8342&vU; tek&117&ljdkjh
deZpkfj;ksa ds fy;s fu/kkZfjr va'knk;h isa'ku Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku
;kstuk&02&jkT; ljdkj@lsok;kstd dk va'knku&fV;j&1 esa tek fd;k tk;sxk &
eq[; 'kh"kZ 2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&
mi eq[; 'kh"kZ 01&flfoy&
y?kq 'kh"kZ 117&fu/kkZfjr va'knk;h isa'ku Ldhe ds fy, ljdkjh va'knku&
mi 'kh"kZ 03&jkT; ljdkj dk va'knku&
foLr`r 'kh"kZ 01&jktdh; deZpkjh&fV;j&1
ekud en 20&lgk;d vuqnku@va'knku@jkt lgk;rk
deZpkjh dk va'knku ftl ekg ds osru ls dkVk x;k gks] mlds vxys ekg dh igyh rkjh[k
dks tek gqvk ekuk tk;sxkA blh izdkj jkT; ljdkj dk ekfld va'knku lkekU;r% ftl ekg ds fy,
deZpkjh dk va'knku dkVk x;k gks] ds vxys ekg dh igyh rkjh[k dks tek gqvk eku fy;k tk;sxk]
Hkys gh okLro esa fdlh vU; fnukad dks tek fd;k x;k gks] ijUrq bl iz;kstukFkZ ek= bUMsDl uEcj
IFMTR
[ 9 ]
vkoafVr gksus ds iwoZ dh vof/k ds vo'ks"k va'knku dk ekg ogh ekuk tk;sxk] ftlesa vo'ks"k va'knku
okLro esa tek fd;k x;k gks vFkok ftl ekg ds va'knku ds lkFk deZpkjh dk vo'ks"k va'knku osru
ls dkVdj tek fd;k x;k gks mnkgj.k ds :i esa ;fn ,slk vo'ks"k va'knku lh/ks pkyku ds ek/;e ls
ekg twu esa tek fd;k tkrk gS rks jkT; ljdkj dk lerqY; va'knku fnukad 1 tqykbZ dks tek ekuk
tk;sxk rFkk ;fn vo'ks"k va'knku ekg flrEcj ds ekfld va'knku ds lkFk osru ds dkVdj tek fd;k
tkrk gS rks jkT; ljdkj dk va'knku 01 vDVwcj dks tek ekuk tk;sxkA LFkkukUrj.k dh n'kk esa
vfUre osru iphZ ¼,y0ih0lh0½ esa bl fLFkfr dk mYys[k fd;k tk, fd fdl ekg rd va'knku dkVk
x;k gSA ;fn fdlh ekg@vof/k ds va'knku dh dVkSrh vo'ks"k gks] rks mls vfUre osru iphZ ij vyx
fVIi.kh ds :i esa n'kkZ;k tk;sxkA
¼[k½,slh ckg~; lsok ds fy, ftl gsrq 'kklukns'k la[;k th&1&885@nl&2006&534¼11½&93]
fnukad 9 uoEcj] 2006 ds vuqlkj isa'ku va'knku ns; ugha gS] ckg~; lsok ij izfrfu;qfDr ds vk/kkj ij
dk;Zjr deZpkjh dk pkyku vFkok cSad Mªk¶V }kjk tek va'knku Hkh] ftl ekg ds osru ls dkVk gks]
mlds vxys ekg dh igyh rkjh[k dks tek gqvk ekuk tk,xkA
¼12½ isa'ku fuf/k esa tek deZpkjh ds va'knku rFkk jkT; ljdkj ds va'knku ij jkT; ljdkj
}kjk lkekU;r% lkekU; Hkfo"; fuf/k ds lEcU/k esa fu/kkZfjr nj ij okf"kZd C;kt vuqeU; gksxkA C;kt
dh x.kuk mlh vk/kkj ij dh tk;sxh tSls lkekU; Hkfo"; fuf/k ¼th0ih0,Q0½ [kkrs esas tek /kujkf'k
ij dh tkrh gSA
¼13½ funs'kd] isa'ku] m0iz0] y[kuÅ }kjk o"kZ ds vUr esa C;kt dk Hkqxrku fuEukafdr
ys[kk'kh"kZ dks MsfcV dj ^cqd VªkalQj* }kjk lEcfU/kr [kkrksa esa tek fd;k tk;sxk &
eq[; 'kh"kZ 2049&C;kt vnk;fx;k¡&
mi eq[; 'kh"kZ 03&vYi cprksa] Hkfo"; fuf/k;ksa vkfn ij C;kt&
y?kq 'kh"kZ 117&fu/kkZfjr va'knku isa'ku Ldhe ij C;kt&
mi 'kh"kZ 03&fu/kkZjr va'knku isa'ku ;kstuk fuf/k esa tek jkf'k ij C;kt&
foLr`r 'kh"kZ 01&jktdh; deZpkjh&fV;j&1
ekud en 32&C;kt@ykHkka'k
¼14½ o"kZ ds vUr esa] funs'kd] isa'ku] m0iz0] y[kuÅ }kjk izR;sd deZpkjh ds lEcU/k esa ,d
LVsVesUV ¼nks izfr;ksa esa½ lEcfU/kr vkgj.k ,oa forj.k vf/kdkjh dks Hkstk tk;sxk ftlesa izkjfEHkd
vo'ks"k] deZpkjh@jkT; ljdkj dk vyx&vyx ekfld va'knku] C;kt dh /kujkf'k rFkk vfUre
vo'ks"k vafdr fd;k tk;sxkA LVsVesUV dh ,d izfr vkgj.k ,oa forj.k vf/kdkjh }kjk lEcfU/kr
deZpkjh dks miyC/k djk;h tk,xhA
¼15½ lEcfU/kr dk;kZy;k/;{k@vkgj.k ,oa forj.k vf/kdkjh }kjk izR;sd deZpkjh ds funs'kd]
isa'ku] m0iz0] y[kuÅ ls izkIr ^bUMsDl uEcj* ds vuqlkj vuqyXud&3 esa fu/kkZfjr izk:i esa ,d ystj]
j[kk tk;sxk ftlesa deZpkjh dk o"kZ ds izkjEHk esa izkjfEHkd vo'ks"k] deZpkjh ds va'knku rFkk jkT;
ljdkj ds va'knku dh /kujkf'k] C;kt rFkk vfUre vo'ks"k vafdr fd;k tk;sxkA izR;sd deZpkjh ds
lEcU/k esa th0ih0,Q0 ikl&cqd dh Hkk¡fr dk;kZy;k/;{k@vkgj.k ,oa forj.k vf/kdkfj;ksa }kjk
vuqyXud&4 esa fu/kkZfjr izk:i ij ^va'knk;h isa'ku ikl&cqd* Hkh j[kh tk;sxhA funs'kd] isa'ku ls izkIr
LVsVesUV rFkk vkgj.k ,oa forj.k vf/kdkjh ds Lrj ij j[ks tkus okys ys[kksa esa ;fn dksbZ vUrj gks rks
mldk funs'kd] isa'ku ds dk;kZy; ls o"kZ izfro"kZ lek/kku fd;k tk;sxkA
¼16½ mi;qZDr vUrfje O;oLFkk ds nkSjku ;kstuk esa izko/kkfur LoSfPNd fV;j&II [kkrs dk
lapkyu ugha fd;k tk;sxkA
3&—i;k 'kklu ds mDr vkns'kksa dk leLr lEcfU/kr vf/kdkfj;ksa@deZpkfj;ksa }kjk vuqikyu
lqfuf'pr fd;k tk,A
IFMTR
[ 10 ]
vuwi feJ]
izeq[k lfpo] foRrA
&&&&&&
vuqyXud
mRrj izns'k ifjHkkf"kr va'knku isa'ku ;kstuk gsrq vkosnu&i=
¼lanHkZ % 'kklukns'k la[;k lk&3&1051@nl&2008&301¼9½&2003] fnukad 14 vxLr] 2008½
ifjHkkf"kr va'knku ;kstuk bUMsDl uEcj ------------------------------------------------------------------------------------------------------
¼isa'ku funs'kd] m0iz0] y[kuÅ }kjk vkoafVr fd;k tk;sxk½
1&vkosnd dk uke ¼fgUnh esa½ % ----------------------------------------------------------------------------------------------------------------------
vaxzsth esa ¼cM+s v{kjksa esa½ % ----------------------------------------------------------------------------------------------------------------------------
2&vkosnd ds firk@ifr dk uke % -------------------------------------------------------------------------------------------------------------
3&fyax % iq#"k L=h
4&oSokfgd fLFkfr % fookfgr vfookfgr
5&inuke % ------------------------------------------------------------------------------------------------------------------------------------------------------------
6&dk;kZy; dk uke % ----------------------------------------------------------------------------------------------------------------------------------------
7&vkosnd dk lsok laoxZ % ------------------------------------------------------------------------------------------------------------------------------
8&lsok esa vkus dh frfFk % --------------------------------------------------------------------------------------------------------------------------------
9&osrueku % ---------------------------------------------------------------------------------------------------------------------------------------------------------
10&ewy osru % -----------------------------------------------------------------------------------------------------------------------------------------------------
11&tUe frfFk % ---------------------------------------------------------------------------------------------------------------------------------------------------
12&D;k fu;fer fu;qfDr gS % gk¡ ugha
13&Js.kh % vuqlwfpr tkfr@vuqlwfpr tutkfr@vU; fiNM+k oxZ@vU; %
¼lkaf[;dh; mi;ksx ds fy,½ ---------------------------------------------------------------------------------------------------------------------------
14&D;k ukekadu layXu gS % gk¡ ugha
15&fVIi.kh] ;fn dksbZ gks % ------------------------------------------------------------------------------------------------------------------------------
LFkku %
fnukad %
vkosnd ds gLrk{kj
izek.k&i= tks dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh }kjk fn;k tk;sxk
izekf.kr fd;k tkrk gS fd
¼1½ Jh@Jherh@dqekjh ---------------------------------------------------------------------------------- fu;fer deZpkjh gSa ,oa
vkosnu&i= esa fn;s x;s fooj.k lgh gSaA
¼2½ Jh@Jherh@dqekjh ------------------------------------------------------------------------------------- mRrj izns'k ljdkj dh
ifjHkkf"kr va'knku isa'ku ;kstuk esa lfEefyr gksus ds ik= gSaA
dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ds gLrk{kj
iw.kZ irk@dk;kZy; dh eqgj lfgr
LFkku %
fnukad %
IFMTR
[ 11 ]
h&
¼1½ mi;qZDr vkosnu&i= isa'ku funs'kd] m0iz0] y[kuÅ dks nks izfr;ksa esa Hkstk tk;sxkA
¼2½ vkosnd deZpkjh ckg~; lsok ij izfrfu;qDr gksus dh n'kk esa ckg~; lsok;kstd }kjk isa'ku
funs'kd] m0iz0] y[kuÅ dks nks izfr;ksa esa vkosnu&i= laoxZ fu;a=d izkf/kdkjh ds ek/;e ls gh Hkstk
tk;sxkA
¼vuqyXud&1 ds lkFk½
ukekadu izi=
¼mRrj izns'k ifjHkkf"kr va'knku isa'ku ;kstuk gsrq ukekadu½
bl izi= dks Hkjus ls iwoZ —i;k blds nwljh vksj isa'ku ;kstuk bUMsDl uEcj ------------------------
Nis gq, vuqns'k lko/kkuhiwoZd i<+ fy, tk;sa
eSa] ---------------------------------------------------------------------------------- ,rn~}kjk fuEufyf[kr O;fDr@O;fDr;ksa dks] tks
esjs ifjokj dk@ds lnL; gS@gSa vFkok vkfJr ekrk&firk] cgu&HkkbZ gSa] ;kstuk esa esjs uke tek
/kujkf'k dks ml n'kk esa fuEufyf[kr :i esa izkIr djus ds fy, ukfer djrk@djrh gw¡] tc ml
/kujkf'k ds ns; gksus ls iwoZ esjh e`R;q gks tk;s ;k ns; gksus ij ftldk Hkqxrku eq>s u gqvk gks vkSj esjh
e`R;q gks tk;sA
ukfer
O;fDr@
O;fDr;ksa
dk@ds uke
vkSj iwjk irk
vfHknkrk
ls lEcU/k
ukfer
O;fDr
dh vk;q
izR;sd ukfer
O;fDr dk
ns; va'k
¼'ks;j½
vkdfLedrk,a]
ftuds gksus
ij uke voS/k
gks tk;sxk
;fn vfHknkrk dh eR;q ls iwoZ ukfer
O;fDr dh eR;q gks tk;s] rks bl
O;fDr@mu O;fDr;ksa dk@ds uke]
irk@irs vkSj lEcU/k] ;fn dksbZ gks]
ftls@ftUgsa ukfer O;fDr ds vf/kdkj
izkIr gks tk;saxsA
1 2 3 4 5 6
1
2
3
4
fnukad % --------------------------------------- ekl ------------------------------------ 20--------
LFkku % -------------------------------------------------------------------------------------------------------
vfHknkrk ds gLrk{kj
gLrk{kj ds nks lk{kh %
uke irk gLrk{kj uke % ¼fgUnh esa½ ------------------------------------------------
1& ¼vaxzsth ds cM+s v{kjksa esa½-----------------------------------
2& inuke ------------------------------------------------------------------
dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ds dk;kZy; ds iz;ksx ds fy,
LFkku --------------------------------------------------------------------------------------
Jh@Jherh@dqekjh ---------------------------------------------------------- dk uke gLrk{kj ¼fnukad lfgr½------------------------------------
¼dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh½
eqgj
inuke ---------------------------------------------------------------------------------
}kjk ukekadu izi= dh izkfIr dk fnukad -----------------------------------------------------------
vfHknkrk ds gLrk{kj
¼d½ vfHknkrk dk iwjk uke Hkjk tk;sA
¼[k½ ^ifjokj* dk rkRi;Z fuEufyf[kr ls gksxkA
IFMTR
[ 12 ]
¼x½ iq:"k vfHknkrk ds ekeys esa] vfHknkrk dh iRuh vFkok ifRu;ka rFkk cPps ,oa vfHknkrk ds
e`r iq= dh fo/kok vFkok fo/kok,a rFkk cPps%
fdUrq izfrca/k ;g gS fd ;fn vfHknkrk ;g fl) dj nsrk gS fd mldh iRuh dk mlls
U;kf;d ikFkZD; (Judicial Separation) gks pqdk gS vFkok og ftl leqnk; dh gS] mldh :f<+xr
fof/k ds v/khu Hkj.k&iks"k.k dh vf/kdkfj.kh ugh jg xbZ gS] rks og ,rn~i'pkr vfHknkrk ds
ifjokj dh lnL; ugha ekuh tk;sxh] tc rd fd vfHknkrk ckn esa dk;kZy;k/;{k@laoxZ
fu;a=.k izkf/kdkjh dks fyf[kr :i ls Li"V vfHklwpuk (Express Notification) }kjk ;g lwfpr u
djsa fd mls ,slk ekuk tkrk jgsxkA
¼nks½ efgyk vfHknkrk ds ekeys esa] vfHknkrk dk ifr rFkk cPps vkSj vfHknkrk ds e`r iq=
dh fo/kok vFkok fo/kok,a rFkk cPps] fdUrq izfrca/k ;g gS fd ;fn vfHknkrk fyf[kr vf/klwpuk
}kjk dk;kZy;k/;{k@laoxZ fu;a=.k izkf/kdkjh ls vius ifr dks vius ifjokj esa lfEefyr u
fd;s tkus dh bPNk O;Dr dj nsrh gS] rks ifr dks ,rn~i'pkr vfHknkrk ds ifjokj dk lnL;
u ekuk tk;sxk tc rd fd vfHknkrk ckn esa mls lfEefyr u fd;s tkus gsrq viuh vf/klwpuk
dks vkSipkfjd :i ls fy[kdj jn~n u dj nsaA
&
¼1½ ^^cPpk** dk rkRi;Z oS/k cPpksa ls gSA
¼2½ dksbZ nRrd cPpk rHkh cPpk ekuk tk;sxk tc nRrd xzg.k vfHknkrk ij 'kklh Loh;
fof/k }kjk ekU;rk izkIr gksA fdUrq] ;fn dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ds eu esa dksbZ
lansg mRiUu gks tkrk gS rks ;g rHkh ekU; gksxk tc ljdkj ds fof/k ijke'khZ dks bl ckr dk
lek/kku gks tk;s fd vfHknkrk dh oS;fDrd fof/k (Personal Law) ds v/khu nRrd xzg.k dks
^tkjt cPpk* (NaturalChild) dks izkfLFkfr (Status) iznku djus ds fy, fof/kd ekU;rk izkIr gSA
;fn dsoy ,d O;fDr gh ukfer fd;k x;k gks rks ukfer O;fDr ds lkeus 'kCn ^iwjk* fy[kk
tk;sA ;fn ,d ls vf/kd O;fDr ukfer fd;s tkrs gSa rks izR;sd ukfer O;fDr dks ns; va'k ftlesa isa'ku
[kkrs dh lEiw.kZ ns; /kujkf'k vk tk;] fufnZ"V fd;k tk;sA
¼?k½ LrEHk&5 esa vkdfLedrk ds :i esa ukfer O;fDr ¼O;fDr;ksa½ dh e`R;q dk mYys[k u fd;k
tk;sA
¼³½ LrEHk&6 esa vfHknkrk ds uke dk mYys[k u fd;k tk;sA
¼p½ vfUre izfo"V ds uhps ds [kkyh LFkku ds vkj&ikj ydhj [khap nh tk,] ftlls fd
vfHknkrk ds gLrk{kj djus ds ckn dksbZ uke c<+k;k u tk ldsA
IFMTR
[ 13 ]
vuqyXud&2¼d½
ckmpj@pkyku la[;k-------------------------------------------------
fnukad------------------------------------------------
¼dks"kkxkj@cSad }kjk Hkjk tk;sxk½
ifjHkkf"kr va'knku isa'ku ;kstuk ¼jktdh; lsok½
osru ls va'knku dVkSrh dk 'ksM~;wy@pkyku ekg-------------------------------20
ftyk dks"kkxkj@Hkqxrku ,oa ys[kkf/kdkjhdk;kZy; dk uke-------------------------------------------------------------------
dks"kkxkj dksM vkgj.k@forj.k vf/kdkjh in uke---------------------------------
vkgj.k@forj.k vf/kdkjh dksM
eq[; ys[kk'kh"kZ % vuqnku la[;k
ys[kk'kh"kZ 8342&vU; tek
y?kq 'kh"kZ 117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku Ldhe&
mi'kh"kZ 01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&
foLr`r 'kh"kZ 01&jktdh; deZpkfj;ksa dk va'knku&fV;j&1
8 3 4 2 0 0 1 1 7 0 1 0 1
Øe
la[;k
ifjHkkf"kr
va'knku
isa'ku
;kstuk
bUMsDl
uEcj
uke@
inuke
ewy
osru
eagxkbZ
osru
eagxkbZ
HkRrk
;ksx deZpkjh dk va'knku vH;qfDr
orZeku ,fj;j
ekg@o"kZ /kujkf'k
1 2 3 4 5 6 7 8 9 10 11
dkye&4 esa dh x;h ewy osru dh izfof"V lsokiqfLrdk rFkk osru fcy ls lR;kfir gSA
funsZ'k&
1&osru ,oa Hkrksa ds vkgj.k u gksus dh fLFkfr esa dkye&4 ls 10 rd ^fuy* izfof"V n'kkZ;h
tk;s] fdUrq dkye&1 ls 3 rd dh izfof"V vo'; dh tk;sA
2&dkye ¼2½&ifjHkkf"kr va'knku osru isa'ku ;kstuk bUMsDl uEcj lgh n'kkZ;k tkuk pkfg,A
3&dkye ¼3½&uke ,oa inuke lsok iqfLrdk ds vuqlkj gksuk pkfg,A
4&dkye ¼4½] ¼5½ rFkk ¼6½&lEcfU/kr ekg esa vkgfjr osru] eagxkbZ osru ,oa egaxkbZ HkRrk gh
n'kkZ;k tkuk pkfg,A
IFMTR
[ 14 ]
5&dkye ¼8½ rFkk ¼9½&deZpkjh dk va'knku] ,fj;j osru fcy rFkk iqujhf{kr eagxkbZ HkRrk
,fj;j fcy ls Hkh dkVk tk;sA
6&fdlh vU; dk;kZy; esa LFkkukUrj.k vFkok fdlh vU; dk;kZy; ls LFkkukUrfjr gksus dh n'kk
esa deZpkjh ds uke ds lkeus vH;qfDr dkye esa yxkrkj nks ekg rd ;g rF; n'kkZ;k tk;sA
vuqyXud&2¼[k½
ckmpj@pkyku la[;k-------------------------------------------------
fnukad------------------------------------------------
¼dks"kkxkj@cSad }kjk Hkjk tk;sxk½
ifjHkkf"kr va'knku isa'ku ;kstuk ¼jktdh; lsok½
isa'kujh va'knku ds laca/k esa 'kklukns'k la[;k&lk&1&885@nl&534¼11½@93]
fnukad 9 uoEcj] 2006 ls vukPNkfnr deZpkfj;ksa ds fy, lsok;kstd va'knku dk
'ksM~;wy@pkyku ekg-------------------------------20
ftyk dks"kkxkj@Hkqxrku ,oa ys[kkf/kdkjh dk;kZy; dk uke-------------------------------------------------------------------
dks"kkxkj dksM vkgj.k forj.k vf/kdkjh inuke---------------------------------
ys[kk'kh"kZ 8342&vU; tek
y?kq 'kh"kZ 117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku Ldhe&
mi'kh"kZ 01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&
foLr`r 'kh"kZ 02&jkT; ljdkj@lsok;kstd dk va'knku&fV;j&1
8 3 4 2 0 0 1 1 7 0 1 0 2
Øe
la[;k
ifjHkkf"kr
va'knku
isa'ku
;kstuk
bUMsDl
uEcj
uke@
inuke
ewy
osru
eagxkbZ
osru
eagxkbZ
HkRrk
;ksx deZpkjh dk va'knku vH;qfDr
orZeku ,fj;j
ekg@o"kZ /kujkf'k
1 2 3 4 5 6 7 8 9 10 11
dkye&4 esa dh x;h ewy osru dh izfof"V lsokiqfLrdk rFkk osru fcy ls lR;kfir gSA
funsZ'k&
1&osru ,oa Hkrksa ds vkgj.k u gksus dh fLFkfr esa dkye&4 ls 10 rd ^fuy* izfof"V n'kkZ;h
tk;s] fdUrq dkye&1 ls 3 rd dh izfof"V vo'; dh tk;sA
2&dkye ¼2½&ifjHkkf"kr va'knku osru isa'ku ;kstuk bUMsDl uEcj lgh n'kkZ;k tkuk pkfg,A
3&dkye ¼3½&uke ,oa inuke lsok iqfLrdk ds vuqlkj gksuk pkfg,A
4&dkye ¼4½] ¼5½ rFkk ¼6½&lEcfU/kr ekg esa vkgfjr osru] eagxkbZ osru ,oa egaxkbZ HkRrk gh
n'kkZ;k tkuk pkfg,A
IFMTR
[ 15 ]
5&dkye ¼8½ rFkk ¼9½&deZpkjh dk va'knku] osru fcy] ,fj;j osru fcy rFkk iqujhf{kr
eagxkbZ HkRrk ,fj;j fcy ls Hkh dkVk tk;sA
6&fdlh vU; dk;kZy; esa LFkkukUrj.k vFkok fdlh vU; dk;kZy; ls LFkkukUrfjr gksus dh n'kk
esa deZpkjh ds uke ds lkeus vH;qfDr dkye esa yxkrkj nks ekg rd ;g rF; n'kkZ;k tk;sA
vuqyXud&3
mRrj çns'k ljdkj
va'knk;h isa'ku ikl&cqd
uke-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ifjHkkf"kr va'knku isa'ku bUMsDl uEcj--------------------------------------------------------------------------------------------------------------------
--
foRr ¼lkekU;½ vuqHkkx&3 ds dk;kZy;&Kki la[;k&lk&3&1051@nl&2008&301¼9½ 2003]
fnukad 14&08&2008 }kjk fu/kkZfjrA
vfHknkrk dk uke------------------------------------------------------------------------------------------------------------------------------------------------------------
isa'ku funs'kd] mRrj izns'k y[kuÅ }kjk vkoafVr bUMsDl uEcj-------------------------------------------------------------------
ikl&cqd tkjh djus okys vf/kdkjh ds gLrk{kj--------------------------------------------------------------------------------------------------
uke------------------------------------------------
inuke------------------------------------------
eqgj----------------------------------------------
ikl&cqd tkjh fd;s tkus dk fnukad------------------------------------------
1- uke--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
2- firk dk uke--------------------------------------------------------------------------------------------------------------------------------------------------------------
3- tUefrfFk--------------------------------------------------------------------------------------------------------------------------------------------------------------------
4- ¼d½ LFkkbZ irk-----------------------------------------------------------------------------------------------------------------------------------------------------------
¼[k½ vLFkkbZ irk--------------------------------------------------------------------------------------------------------------------------------------------------------
5- mRrj izns'k 'kklu ds v/khu lsok esa izos'k djus dk fnukad----------------------------------------------------------------------
6- ifjHkkf"kr va'knku isa'ku ;kstuk vfHknku izkjaHk gksus dk fnukad----------------------------------------------------------------
7- vfHknkrk ds gLrk{kj dk uewuk ¼tkjh djus okys izkf/kdkjh ds le{k fy;s tk;saxs½-----------------------------
8- ikl&cqd tkjh djus okys ml vf/kdkjh ds gLrk{kj rFkk eqgj tks vfHknkrk ds gLrk{kj dks
izekf.kr djsaA--------------------------------------------------------------------------------------------------------------------------------------------------------------
gLrk{kj-----------------------------------------------
fnukad------------------------------------------------
IFMTR
[ 16 ]
eqgj----------------------------------------------------
9- ljdkjh lsok NksM+us dk fnukad----------------------------------------------------------------------------------------------------------------------------
10- lsok NksM+us dk dkj.k ¼R;kx&i=@lsok ls
gVk;k tkuk@vf/ko"kZrk (Superannuation)@
e`R;q vkfn½-------------------------------------------------------------------------------------------------------------------------------------------------------------------
ifjokj dk foLr`r fooj.k
Øe&la[;k uke lEcU/k tUe frfFk vfHknkrk ds
gLrk{kj
dk;kZy;k/;{k
ds gLrk{kj
1 2 3 4 5 6
1
2
3
4
5
6
7
8
9
10
11
12
rSukrh ,oa LFkkukUrj.k ds C;kSjs
Øe&la[;k vof/k in ftl ij
dk;Z fd;k
dk;kZy; dk
uke
izekf.kr djus okys
dk;kZy;k/;{k ds fnukafdr
gLrk{kj vkSj eqgj dc ls dc rd
1 2 3 4 5 6
1
2
3
4
5
6
IFMTR
[ 17 ]
7
8
9
10
11
12
ikfjHkkf"kr va'knku isa'ku ;kstuk
deZpkjh dk uke ------------------------------------------------ foRrh; o"kZ ------------------------
Hkqxrku
dk
ekl
osru@
cdk;k
osru@
egaxkbZ
HkRrs dh
lEc)
vof/k
dks"kkxkj
ckmpj@
pkyku
la[;k
vkSj
fnukad
ckmpj@
pkyku
dh
/kujkf'k
ys[kk
'kh"kZ
deZpkjh
dk
va'knku
'ksM~;wy dh
/kujkf'k dk
;ksx ftlesa
dVkSrh
lfEefyr
dh xbZ gks
jkT;
ljdkj@
fu;ksDrk
dk
va'knku
;ksx
¼6$8½
ekfld
Øekxr
;ksx
vkgj.k
,oa
forj.k
vf/kdkjh
ds
gLrk{kj
1 2 3 4 5 6 7 8 9 10 11
vizSy
ebZ
twu
tqykbZ
vxLr
flrEcj
vDVwcj
uoEcj
fnlEcj
tuojh
Qjojh
ekpZ
;ksx
okf"kZd ys[kk cUnh ds C;kSjs
#i;k iSlk
d&izkjafEHkd 'ks"k tksfM+, ----------------------------------------------------------
[k&¼1½ o"kZ esa fu;fer tek ----------------------------------------------------------
¼2½ izkjfEHkd 'ks"k ,oa fu;fer tek ij
C;kt
----------------------------------------------------------
¼3½ o"kZ esa vo'ks"k tek ----------------------------------------------------------
¼4½ vo'ks"k tek ij C;kt ----------------------------------------------------------
¼5½ ;ksx ¼1 ls 4½ ----------------------------------------------------------
egk;ksx ¼d$[k½ 5 ----------------------------------------------------------
IFMTR
[ 18 ]
lR;kiu
------------------------------------------------------- }kjk lR;kiu fd;k x;kA
---------------------------------------------------------------- }kjk izfr gLrk{kfjrA
dk;kZy;k/;{k@vkgj.k forj.k vf/kdkjh dh eqgjA
fu;fer osru fcyksa ds vykok vo'ks"k osru] vo'ks"k egaxkbZ osru ,oa vo'ks"k egaxkbZ HkRrs ls
va'knku dh dVkSrh ls lEcfU/kr fooj.k vafdr fd;s tk;saxsA C;kt lEc) vof/k ds vuqlkj vkxf.kr
fd;k tk;sxkA
la[;k&lk&3&1454@nl&2008&301¼9½&2008
izs"kd]
ch0 ,u0 nhf{kr]
lfpo]
mRrj izns'k 'kkluA
lsok esa]
leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k]
mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 28 uoEcj] 2008
%& u;h isa'ku ;kstuk 2005 ds lEcU/k esa tkjh dk;kZy;&Kki la[;k lk&3&1051@
nl&2008&301¼9½&2003] fnukad 14 vxLr] 2008 ds lEcU/k esa la'kks/ku@
Li"Vhdj.kA
egksn;]
fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj dh lsok esa vkus okys deZpkfj;ksa
¼tks uo ifjHkkf"kr va'knk;h isa'ku ;kstuk ls vkPNkfnr gS½ ds ckjs esa dk;kZy;&Kki la[;k lk&3&
1051@nl&2008&301¼9½&2003] fnukad 14 vxLr] 2008 }kjk fn'kk&funsZ'k tkjh fd;s x;s FksA
dks"kkxkjksa esa blds vuqikyu fd;s tkus esa ,u0vkbZ0lh0 ds dks"kkxkj iSdst dks mi;ksx esa ykus gsrq
dqN dfBukb;k¡ 'kklu ds laKku esa ykrs gq, mDr dk;kZy;&Kki esa la'kks/ku fd;s tkus dk vuqjks/k
fd;k x;k gSA bl ifjizs{; esa lE;d~ fopkjksijkUr mDr dk;kZy;&Kki dks fuEuor~ la'kksf/kr le>s
tkus gsrq Jh jkT;iky egksn; fuEuor~ vkns'k nsrs gSa %&
¼1½ mi;qZDr 'kklukns'k ds izLrj&2¼2½ esa mfYyf[kr vuqyXud&1 esa vkosnu&i= ij
dkfeZd dh uohure ikliksVZ lkbt dh QksVks dk;kZy;k/;{k }kjk lR;kfir ,oa pLik gksus ds
lkFk&lkFk vxzlkj.k&i= esa vkgj.k forj.k vf/kdkjh dk dksM] inuke rFkk dks"kkxkj dk uke
Hkh vafdr fd;k tk;sxkA
¼2½ 'kklukns'k ds izLrj&6¼d½ esa mfYyf[kr vuqyXud&2¼d½ dks deZpkjh dk va'knku
'ksM~;wy ds :i esa iz;ksx fd;k tk;sxk rFkk bl ij ftl ys[kk'kh"kZ ls osru dk vkgj.k gks jgk
gS] mls Hkh iw.kZ 16 fMftV esa vafdr fd;k tk;sxkA 'kklukns'k esa mfYyf[kr vuqyXud&2¼[k½
dks ckmpj ds :i esa iz;ksx fd;k tk;sxk rFkk bl ij vuqnku la[;k&62 ds vUrxZr
ys[kk'kh"kZd 2071&01&117& 03&01&20 vafdr fd;k tk;sxkA ;g izR;sd deZpkjh ds fy,
jkT; ljdkj ds va'knku ds :i esa LFkkukUrfjr dh tkus okyh /kujkf'k ds fy, ckmpj ds
:i esa iz;ksx fd;k tk;sxkA nksuksa vuqyXud&2¼d½ vkSj 2¼[k½ dh nks&nks izfr;k¡ osru fcy ds
IFMTR
[ 19 ]
lkFk layXu fd;k tk;sxk rFkk 'ksM~;wy vkSj ckmpj vkgj.k ,oa forj.k vf/kdkjh }kjk
gLrk{kfjr djuk vfuok;Z gksxkA
¼3½ fnukad 01&04&2005 dks vFkok mlds ckn fu;qDr ljdkjh deZpkfj;ksa ds osru ls
dkVs x;s va'knku 'ksM~;wy&2¼d½ dh dkfeZdokj bUVªh dks"kkxkj Lrj ij ys[kk'kh"kZd
8342&00&117&01&01 ds fV;j&1 esa dVkSrh ds :i esa dh tk;sxh] ftlds fy, NIC }kjk
dks"kkxkj iSdst esa leqfpr la'kks/ku fd;k tk pqdk gSA dks"kkxkj }kjk funs'kd] isa'ku] mRrj
izns'k] y[kuÅ dks 'kklukns'k fnukad 14&08&2008 ds vuqyXud 'ksM~;wy&2¼d½ vkSj ckmpj
2¼[k½ dh gkMZdkih ds lkFk lk¶Vdkih Hkh miyC/k djk;h tk;sxhA
¼4½ 'kklukns'k ds izLrj&6¼[k½ esa mfYyf[kr ckg~; lsok;kstdksa }kjk izfrfu;qfDr ij
dk;Zjr dkfeZdksa ds isa'kujh va'knku dh /kujkf'k pkyku ds ek/;e ls dks"kkxkj esa tek ugha dh
tk;sxhA ,sls ckg~; lsok;kstd }kjk deZpkjh ds osru ls isa'kujh va'knku dh dVkSrh djrs gq,
dVkSrh dh /kujkf'k cSad Mªk¶V ds ek/;e ls rFkk lEcfU/kr 'ksM~;wy&2¼d½ ij dkfeZdokj
dVkSrh dk iw.kZ fooj.k izfof"V djrs gq, funs'kd] isa'ku] mRrj izns'k y[kuÅ dks vxys ekg
dh 10 rkjh[k rd izsf"kr fd;k tk;sxkA isa'ku funs'kd }kjk lEcfU/kr deZpkjh ds isa'kujh
va'knku ls lEcfU/kr cSad Mªk¶V 'ksM~;wy&2¼d½ ds lkFk dks"kkxkj esa tek fd;k tk;sxkA
fu;ksDrk va'knku tek djus ds fy, funs'kd] isa'ku }kjk ns;d vuqnku la[;k 62 ds
ys[kk'kh"kZd&2071&01&117&03&01&20 ij cukdj tokgj Hkou dks"kkxkj dks izsf"kr fd;k
tk;sxkA
¼5½ ,sls ckg~; lsok;kstd ftuds }kjk 'kklukns'k fnukad 9&11&2006 ds vuqlkj ckg~;
lsok;kstd dk va'knku tek fd;k tkuk gS] muds }kjk izfrfu;qfDr ij dk;Zjr deZpkjh ds
va'knku dh /kujkf'k vuqyXud&2¼d½ rFkk ckg~; lsok;kstd ds va'knku dh /kujkf'k
vuqyXud&2¼[k½ lfgr ¼pkgs ckg~; lsok;kstd dk;kZy; izns'k ds vUnj fLFkr gks ;k ckgj½
izfrekg funs'kd] isa'ku ds i{k esa cSad Mªk¶V }kjk vxys ekg dh 10 rkjh[k rd Hkstk tk;sxkA
Mªk¶V dh /kujkf'k dks ys[kk'kh"kZd&8342 esa tek djus dh dk;Zokgh funs'kd] isa'ku] mRrj
izns'k] y[kuÅ }kjk izLrj&4 ds vuqlkj gh dh tk;sxhA
¼6½ 'kklukns'k ds izLrj&11¼d½ esa dkfeZd ds LFkkukUrj.k ds lEcU/k esa vfUre osru
izek.k&i= dh ,d izfr vkgj.k forj.k vf/kdkjh }kjk funs'kd] isa'ku dks vfuok;Z :i ls
izsf"kr dh tkuh gksxhA funs'kd] isa'ku] mRrj izns'k] y[kuÅ }kjk dkfeZd dh u;h rSukrh ds
tuin ds dks"kkxkj ls mDr dkfeZd ds va'knku dh dVkSrh djus ds lEcU/k esa funsZ'k tkjh
fd;s tk;saxsA
2&mDr vkns'kksa dk vuqikyu lEcfU/kr vf/kdkfj;ksa@deZpkfj;ksa }kjk lqfuf'pr fd;k tk;sxkA
Hkonh;]
ch0 ,u0 nhf{kr]
lfpoA
mRrj çns'k 'kklu
foRk ¼lkekU;½ vuqHkkx&3
la[;k&lk&3&313@nl&2009&301¼9½&2003
y[kuÅ% 15 ebZ] 2009
dk;kZy;&Kki
IFMTR
[ 20 ]
Hkkjr ljdkj }kjk fnukad 1 tuojh] 2004 ls dsUæ ljdkj dh lsok esa vk;s lHkh u;s
deZpkfj;ksa ds fy, uo ifjHkkf"kr va'knk;h isa'ku ;kstuk ykxw dh x;h gS ftlesa deZpkfj;ksa ds osru
rFkk egaxkbZ HkRrs ds ;ksx ds 10 izfr'kr ds cjkcj va'knku fd;s tkus rFkk lerqY; /kujkf'k Hkkjr
ljdkj }kjk vnk fd;s tkus dk izkfo/kku j[kk x;k gSA jkT; ljdkj }kjk Hkh fnukad 1 vizSy] 2005
ls Hkkjr ljdkj dh mDr ;kstuk ds vk/kkj ij ^^uoifjHkkf"kr va'knk;h isa'ku ;kstuk** fnukad 1 vizSy]
2005 vFkok mlds ckn jkT; ljdkj dh lsok esa vkus okys deZpkfj;ksa ds fy, vf/klwpuk la[;k
lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ] 2005 }kjk ykxw dh x;h gS rFkk blh lEcU/k
esa fu/kkZfjr va'knku dh dVkSrh rFkk deZpkfj;ksa ds bUMsDl uEcj vkfn vkoafVr fd;s tkus ds lEcU/k esa
fn'kk&funsZ'k 'kklukns'k la[;k-3&1051@nl&2008&301¼9½&2003] fnukad 14 vxLr] 2008 }kjk fuxZr
fd;s x;s gSaA
2&mi;qZDr 'kklukns'k fnukad 14 vxLr] 2008 ds vuqikyu esa funs'kd] isa'ku }kjk fnukad 1
vizSy] 2005 vFkok mlds mijkUr jkT; ljdkj dh lsok esa vkus okys deZpfj;ksa ds b.MsDl uEcj
vkoafVr fd;s tkus dk dk;Z 'kq: dj fn;k x;k gSA fdUrq jkT; ljdkj ds deZpkfj;ksa rFkk jkT;
ljdkj }kjk fn;s x;s va'knku dh /kujkf'k ds ys[ks ds j[k&j[kko rFkk /kujkf'k ds fofu;kstu ds ckjs
esa lh0vk0,0 VªLVh cSad ,oa Q.M eSustj dh fu;qfDr;k¡ fd;k tkuk fopkjk/khu FkkA
3&Hkkjr ljdkj }kjk fnukad 1 tuojh] 2004 vFkok mlds ckn uofu;qDr deZpkfj;ksa ds
lEcU/k esa uo ifjHkkf"kr va'knk;h isa'ku ;kstuk ds dk;kZUo;u gsrq v/;kns'k la[;k&8] fnukad 29
fnlEcj] 2004 }kjk isa'ku fuf/k fu;ked rFkk fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ dk vUrfje :i
ls xBu fd;k x;k FkkA ftls Hkkjr ljdkj foRr ea=ky; ds lEiw.kZ fu;a=.k ds v/khu vlk/kkj.k xtV
la[;k&406] fnukad 14 uoEcj] 2008 }kjk iqu% tkjh djrs gq, isa'ku fuf/k fu;ked rFkk fodkl
izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ vUrfje :i ls xfBr fd;k x;k gSA isa'ku fuf/k fu;ked rFkk fodkl
izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk uo ifjHkkf"kr va'knk;h isa'ku ;kstuk ds fØ;kUo;u gsrq us'kuy
flD;ksfjVht fMikftVjh fyfeVsM ¼,u0,l0Mh0,y0½ dks lh0vkj0,0] cSad vkWQ bf.M;k dks VªLVh cSad
rFkk LVsV cSad vkWQ bf.M;k] ;wfuV VªLV vkWQ bf.M;k ,oa Hkkjrh; thou chek fuxe dks fuf/k izcU/kd
¼Q.M eSustj½ fu;qDr fd;k x;k gSA bu leLr bdkb;ksa ds i;Zos{k.k gsrq ih0,Q0vkj0Mh0,0 }kjk
,u0ih0,l0 VªLV dk Hkh xBu fd;k x;k gSA lh0vkj0,0 VªLVh cSad ,oa Q.M eSustj ds eq[; dk;Z
fuEuor~ gksaxs %&
CRAdk dk;Z
¼i½ vfHknkrk (Subscriber) ,oa dk;Znk;h laLFkkvksa dk CRA flLVe esa iathdj.k djukA
¼ii½ vfHknkrk dks ,dy [kkrk la[;k vkoafVr djukA
¼iii½ va'knkrk dk ys[kktks[kk j[kukA
¼iv½ vfHknkrk dks [kkrs ds lEcU/k esa ys[kk iphZ tkjh djukA
¼v½ vfHknkrk ,oa vU; dk;Znk;h laLFkkvksa dks lsok,a iznku djukA
¼vi½ vfHknkrk dh leL;kvksa dk lek/kku djukA
¼vii½PFRDA dks lkef;d fjiksVZ nsukA
VªLVh cSad(Trustee Bank)dk dk;Z
¼i½ uksMy vkfQl ls isa'ku fuf/k izkIr djukA
¼ii½ CRA ds funsZ'k ij Q.M eSustlZ dks@ls isa'ku fuf/k dh /kujkf'k tek@izkIr djukA
¼iii½ vkgfjr isa'ku fuf/k dh /kujkf'k CRA ds funsZ'k ij ,U;qVh lfoZl izksokbMlZ dks
miyC/k djkukA
¼iv½ vfHknkrk dks Hkqxrku fd, tkus gsrq vkgj.k [kkrs (Withdrawl Account) esa isa'ku fuf/k
IFMTR
[ 21 ]
dh /kujkf'k dks LFkkukUrfjr djukA
¼v½ isa'ku fuf/k ys[ks ds feyku dk fooj.k ntZ djukA
isa'ku fuf/k izcU/kd dk dk;Z
¼i½ PFRDA ls fofHkUu ;kstukvksa ds lEcU/k esa vuqeksnu izkIr djuk rFkk bldk iathdj.k
CRA ls djkukA
¼ii½ vfHknkrk dks isa'ku fuf/k ;kstuk (PFS) ds lEcU/k esa izLrko nsukA
¼iii½ VªLVh cSad dks@ls isa'ku fuf/k dh /kujkf'k tek@izkIr djukA
¼iv½ vfHknkrk dh isa'ku fuf/k dks vfHknkrk dks izLrkfor ;kstuk esa tek dj fuf/k dk
izcU/ku djukA
¼iii½ nSfud vk/kkj ij usV ,lsV osY;w (NAV) lwpuk miyC/k djkukA
¼vi½ PFRDA dks izxfr vk[;k izsf"kr djukA
4&mi;qZDr ds ifjisz{; esa lE;d~ fopkjksijkUr Hkkjr ljdkj }kjk ¼ih0,Q0vkj0Mh0,0½ ds
ek/;e ls dh x;h mi;qZDr O;oLFkk ds vk/kkj ij jkT; ljdkj esa uo ifjHkkf"kr va'knk;h isa'ku ;kstuk
ds dk;kZUo;u gsrq ¼ih0,Q0vkj0Mh0,0½ ds ek/;e ls ,u0,l0Mh0,y0 dks lh0vkj0,0 cSad vkWQ
bf.M;k dks VªLVh cSad rFkk ,l0ch0vkbZ0] ;w0Vh0vkbZ0 ,oa ,y0vkbZ0lh0 dks fuf/k fu;qDr fd;s tkus
dh jkT;iky egksn; lg"kZ Loh—fr iznku djrs gSaA
vkKk ls]
vuwi feJ]
izeq[k lfpoA
&&&&
foRr ¼lkekU;½ vuqHkkx&3
la[;k&lk&3&1124@nl&2010&301¼9½&2003 Vh0lh0
y[kuÅ % fnukad 15 flrEcj] 2010
vf/klwpuk
dk;kZy;&Kki
vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ] 2005 }kjk 'kklu ls
lgk;rk izkIr f'k{k.k laLFkkvksa] ftuesa fnukad 1 vizSy] 2005 ds iwoZ rRle; jkT; deZpkfj;ksa dh isa'ku
;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh vkSj ftudk foRr iks"k.k jkT; ljdkj dh lesfdr fuf/k ls
fd;k tkrk gS] esa fnukad 1 vizSy] 2005 dh vFkok mlds ckn vkus okys f'k{kdksa ,oa f'k{k.ksRrj
deZpkfj;ksa ij uo ifjHkkf"kr va'knku isa'ku ;kstuk ykxw djus dk fu.kZ; fy;k x;k gSA
2&mi;qZDr lanHkZ esa dsUæh; ys[kk&vuqj{kd ,tsUlh dh leqfpr O;oLFkk gksus vkSj isa'ku fuf/k
fofu;ked rFkk fodkl izkf/kdj.k }kjk isa'ku fuf/k izcU/kdksa dh fu;qfDr gksus rd vUrfje O;oLFkk ds
:i esa mi;qZDr laLFkkvksa ds deZpkfj;ksa ds lEcU/k esa mijksDr ifjHkkf"kr va'knku isa'ku ;kstuk ds
dk;kZUo;u ds fy, jkT;iky egksn; fuEuor vkns'k nsrs gSa %&
¼1½ ;g O;oLFkk fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vkus okys deZpkfj;ksa
ij vfuok;Z :i ls ykxw gksxhA ,slk izR;sd deZpkjh vius ewy osru] eg¡xkbZ osru rFkk
eg¡xkbZ HkRrs@fnukad 1 tuojh] 2006 ls ykxw iqujhf{kr osru lajpuk esa osru ,oa xzsM is rFkk
nksuksa ds ;ksx ij eg¡xkbZ HkRrs ds ;ksx dk 10 izfr'kr ekfld va'knku ¼fudVre #i;s esa
iw.kkZafdr½ ;kstukUrxZr isa'ku fV;j&1 ds fy, djsxkA bl va'knku dh dVkSrh lEcfU/kr
vkgj.k ,oa forj.k vf/kdkjh }kjk izR;sd ekg deZpkjh ds osru ls dh tk;sxhA bu deZpkfj;ksa
IFMTR
[ 22 ]
ij lkekU; Hkfo"; fuf/k ;kstuk ykxw u gksus ds dkj.k buds osru ls lkekU; Hkfo"; fuf/k esa
va'knku ds :i esa dksbZ dVkSrh ugha dh tk;sxhA
¼2½ izR;sd deZpkjh }kjk ;kstuk gsrq vkosnu&i= ¼izi=&1d½ rhu izfr;ksa esa rFkk layXu
izk:i esa ukekadu fd;k tk;sxk] ftls ;kstuk dh lhekUrxZr vko';drkuqlkj iqujhf{kr fd;k
tk ldsxkA ukekadu ds lEcU/k esa vko';d izfof"V deZpkjh dh lsok iqfLrdk@lsok vfHkys[k
esa Hkh dh tk;sxhA
¼3½ laoxZ fu;a=d izkf/kdkjh fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vk;s
izR;sd deZpkjh ds fy, funs'kd] isa'ku] m0iz0 y[kuÅ ls bu vkns'kksa ds tkjh gksus ds ,d
ekg ds vUnj ^^bUMsDl uEcj** izkIr dj ysaA rRi'pkr~ u;s deZpkjh tSls gh lsok esa dk;ZHkkj
xzg.k djsa] muds dk;ZHkkj xzg.k djus dh frfFk ls ,d ekg ds vUnj ^^bUMsDl uEcj** izkIr
dj fy;k tk,A
¼4½ mijksDr ;kstuk ls lEcfU/kr ys[kksa dk j[k&j[kko funs'kd] isa'ku] m0iz0 y[kuÅ }kjk
mlh izdkj ls fd;k tk;sxk] tSlk fd lkekU; Hkfo"; fuf/k ys[kksa ds ekeys esa egkys[kkdkj]
m0iz0 bykgkckn }kjk fd;k tkrk gSA laoxZ fu;a=d izkf/kdkjh ls fu/kkZfjr QkeZ ¼izi=&1 d½
ij vkosnu&i= rhu izfr;ksa esa izkIr gksus ij funs'kd] isa'ku] m0iz0 y[kuÅ }kjk isa'ku ;kstuk
esa lfEefyr izR;sd deZpkjh dks ^^bUMsDl uEcj** vkoafVr fd;k tk;sxkA funs'kd] isa'ku] m0iz0
y[kuÅ }kjk vkosnu&i= dh ,d izfr vkoafVr bUMsDl uEcj lfgr lEcfU/kr laoxZ fu;a=d
izkf/kdkjh dks okil dh tk;sxhA isa'ku;kstuk gsrq vkoafVr ^^bUMsDl uEcj** deZpkjh dh lsok
iqfLrdk ds izFke i`"B ij lEcfU/kr izkf/kdkjh }kjk lR;kiu ds lkFk vafdr dj fn;k tk;sxkA
¼5½ ifjHkkf"kr va'knku isa'ku ;kstuk ds fy, osru ls dVkSrh] deZpkjh }kjk ftl ekg esa
dk;ZHkkj xzg.k fd;k tk;s] mlds vxys ekg ds ns; osru ls izkjEHk gksxh vFkkZr~~ ftl ekg esa
deZpkjh }kjk dk;ZHkkj xzg.k fd;k tk;sxk] ml ekg ds fy, dVkSrh ugha dh tk;sxhA mnkgj.k
Lo:i] ;fn dksbZ deZpkjh ekg vizSy] 2005 esa lsok esa vk;k gS] mlds osru ls va'knku dh
dVkSrh ekg ebZ] 2005 ds osru ls izkjEHk gksxhA fnukad 1 vizSy] 2005 dks vFkok mlds ckn
lsok esa vkus okys deZpkfj;ksa ls orZeku ekfld va'knku ds lkFk&lkFk vo'ks"k ,d ekg ds
va'knku] ;fn dksbZ gks] dh dVkSrh Hkh osru ls dj yh tk;sxhA blds lerqY; /kujkf'k dk
va'knku jkT; ljdkj@lsok;kstd }kjk tek fd;k t;sxkA
¼6½ ¼d½&mi;qZDr deZpkfj;ksa ds osru fcy] vU; deZpkfj;ksa ds osru fcy ls vyx rS;kj
fd;s tk;saxsA vkgj.k ,oa forj.k vf/kdkjh }kjk osru fcy ds lkFk] isa'ku ;kstuk ds fy,
va'knku dh dVkSrh dk 'ksM~;wy fu/kkZfjr izk:i ¼izi= 2&x½ ij rhu izfr;ksa esa layXu fd;k
tk;sxkA ;kstuk ls vkPNkfnr vf/k"Bku ds lHkh deZpkfj;ksa ds lEcU/k esa izfof"V;k¡ 'ksM~;wy esa
dh tk;saxh] Hkys gh fdlh dk osru fdlh dkj.k vkgfjr u fd;k tk jgk gks vkSj mlds
va'knku dh jkf'k 'kwU; gksA
osru fcy esa leLr lEcfU/kr deZpkfj;ksa ds osru ls isa'ku va'knku dh dVkSrh dh dqy
jkf'k izi= 2&x ¼nks izfr;ksa esa½] tks bl iz;kstukFkZ pkyku dk izi= Hkh gksxk ij bl gsrq
fu/kkZfjr ys[kk'kh"kZ] ftldk fooj.k vkxs fn;k x;k esa tek fd;k tk;sxkA pkyku dh ,d izfr
dks"kkxkj }kjk lEcfU/kr vkgj.k forj.k vf/kdkjh dks okil dh tk;sxh rFkk ,d izfr isa'ku
funs'kky;] y[kuÅ dks izsf"kr dh tk;sxhA bl lUnHkZ esa fuEukuqlkj dk;Zokgh dh tk;sxh %&
¼i½ vkgj.k ,oa forj.k vf/kdkjh }kjk ;g lqfuf'pr fd;k tk;sxk fd osru fcy ds
lkFk layXu] eq[; ys[kk'kh"kZ ^^8342&vU; tek** ds vUrxZr dVkSfr;ksa ls lEcfU/kr 'ksM~;wy
fu/kkZfjr izk:i [izi= 2&x ¼1½] esa Li"V ,oa dEI;wVjkbT+M cuk, x, gksaA
¼ii½ vkgj.k ,oa forj.k vf/kdkjh ;g lqfuf'pr djsaxs fd osru fcy ls dh x;h
dVkSrh ds vuqlkj ys[kk'kh"kZ ^^8342&vU; tek&120&fofo/k tek&02&lgk;rk izkIr
f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu
IFMTR
[ 23 ]
Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk ds v/khu
;FkkfLFkfr foLr`r 'kh"kZ&01&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj
deZpkfj;ksa dk va'knku&fV;j&1** dks laØfer dh tkus okyh jkf'k 'kq) gS rFkk 'ksM~;wy
rn~uqlkj cuk;s x;s gSaA
¼[k½ izfrfu;qfDr ds vk/kkj ij izns'k ds vUnj dk;Zjr deZpkfj;ksa ds lEcU/k esa ckg~;
lsok;kstd] ftuds }kjk isa'kujh va'knku ns; ugha gS] }kjk deZpkjh ds osru ls isa'ku va'knku
ds dVkSrh djrs gq, dVkSrh dh /kujkf'k] pkyku ¼izi= 2&x½ pkj izfr;ksa esa Hkjdj jktdks"k esa
tek dh tk;sxh] ftuesa ls ,d izfr tekdrkZ dks okil dj nh tk;sxh] ,d izfr lEcfU/kr
iSr`d laLFkk dks rFkk 'ks"k nks izfr;k¡ lEcfU/kr dks"kkxkj dks izsf"kr dh tk;saxhA dks"kkxkj }kjk
,d izfr funs'kd] isa'ku] mRrj izns'k] y[kuÅ dks Hksth tk;sxh rFkk ,d izfr dks"kkxkj esa
vfHkys[kkFkZ j[kh tk;sxhA ;fn ,sls ckg~; lsok;kstd dk dk;kZy; izns'k ds ckgj fLFkr gS] rks
isa'ku va'knku dh dVkSrh dh /kujkf'k funs'kd] isa'ku] m0iz0] y[kuÅ ds i{k esa cSad Mªk¶V
}kjk] dVkSrh ds 'ksM~;wy ¼izi= 2&?k½ ds lkFk funs'kd] isa'ku] m0iz0] y[kuÅ dks Hksth
tk;sxhA mijksDr 'kklukns'k }kjk vkPNkfnr ,sls deZpkfj;ksa ds lEcU/k esa lsok;kstd dk
va'knku jkT; ljdkj }kjk ogu fd;k tk;sxkA
¼x½ izns'k ds ckgj ckg~; lsok ij izfrfu;qfDr ds vk/kkj ij dk;Zjr deZpkfj;ksa ds isa'ku
va'knku dh /kujkf'k ¼izi= 2&x½ vkSj ckg~; lsok;kstd ds va'knku dh /kujkf'k ¼izi= 2&?k½
lfgr izfrekg funs'kd] isa'ku] m0iz0] y[kuÅ ds i{k esa cSad Mªk¶V }kjk vxys ekg dh 10
rkjh[k rd funs'kd] isa'ku] m0iz0] y[kuÅ dks Hksth tk,xhA ;fn ,sls ckg~; lsok;kstd dk
dk;kZy; izns'k ds vUnj fLFkr gS] rks deZpkjh ds isa'ku va'knku dh dVkSrh dh /kujkf'k ,oa
ckg~; lsok;kstd ds va'knku dh /kujkf'k mi izLrj&¼[k½ esa fu/kkZfjr izfØ;k vuqlkj pkyku
ds ek/;e ls tek dh tk;sxh] ftl gsrq Øe'k% izi= 2&x ,oa izi= 2&?k dks gh Vªstjh pkyku
QkeZ ekuk tk;sxkA
¼7½ ;fn fdlh deZpkjh ls fdlh ekg esa isa'ku ds fy, va'knku dh dVkSrh ugha dh tkrh
gS rks vkgj.k ,oa forj.k vf/kdkjh }kjk dVkSrh ds 'ksM~~;wy esa va'knku dh dVkSrh ^^'kwU;**
n'kkZrs gq, mlds Li"V dkj.kksa dk fuf'pr :i ls mYys[k dj fn;k tk;sxkA
¼8½ osru fcy ls isa'ku ds fy, va'knku gsrq dh x;h dVkSrh dh /kujkf'k yksd&ys[kk i{k
esa fuEukafdr ys[kk'kh"kZ esa vUrj.k }kjk tek dh tk;sxh %&
eq[; 'kh"kZ 8342&vU; tek &
y?kq 'kh"kZ 120&fofo/k tek
mi 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa
rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,
fu/kkZfjr va'knku isa'ku ;kstuk
foLr`r 'kh"kZ 01&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa
dk va'knku&fV;j&1
¼9½ vkgj.k ,oa forj.k vf/kdkjh }kjk izsf"kr fd, x, 'ksM~;wy dh ,d izfr dks] ;Fkk
fLFkfr] dks"kkf/kdkjh@Hkqxrku ,oa ys[kkf/kdkjh }kjk vyx djds ,d vyx doj esa izR;sd ekg
,d dofjax 'khV ftlesa laLFkkokj va'knku dh dqy jkf'k dk mYys[k gks] ds lkFk dk;kZy;
funs'kd] isa'ku] m0iz0] y[kuÅ dks Hkstk tk;sxkA ckg~; lsok;kstd }kjk izfrfu;qfDr ij
dk;Zjr deZpkfj;ksa ds 'ksM~;wy ¼izi= 2&x vFkok izi= 2&?k½ dh ,d&,d izfr vxys ekg dh
10 rkjh[k rd funs'kd] isa'ku] m0iz0] y[kuÅ dks Hksth tk,xhA
¼10½ mi&izLrj&6¼x½ ls vkPNkfnr ekeyksa ds vfrfjDr] izR;sd deZpkjh }kjk fd;s x;s
va'knku ds lerqY; ¼eSfpax½ va'knku jkT; ljdkj }kjk fd;k tk;sxkA
IFMTR
[ 24 ]
¼11½ ¼d½ ifjHkkf"kr va'knku isa'ku ;kstuk ds fy, deZpkjh ds va'knku ds lerqY; jkT;
ljdkj ds va'knku gsrq ¼,slh ckg~; lsok dh vof/k ds fy, Hkh ftlds lEcU/k esa ckg~;
lsok;kstd }kjk isa'kujh va'knku ns; ugha gS½ izfr ekg funs'kd] isa'ku] m0iz0] y[kuÅ }kjk
fuEukafdr ys[kk'kh"kZ dks ^^MsfcV** fd;k tk;sxk&
eq[; 'kh"kZ 2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk &
mi eq[;
'kh"kZ
01&flfoy &
y?kq 'kh"kZ 117&fu/kkZfjr va'knk;h isa'ku Ldhe ds fy, ljdkjh va'knku
mi 'kh"kZ 03&jkT; ljdkj dk va'knku
foLr`r 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ks a ds
fy, fu/kkZfjr va'knku
ekud en 20&lgk;d vuqnku@va'knku@jkt lgk;rk
mi;qZDr ys[kk'kh"kZ ls MsfcV dh x;h jkf'k ^^cqd VªkalQj** }kjk ys[kk'kh"kZ ^^8342&vU;
tek& 120&fofo/k tek&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj
deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,
fu/kkZfjr va'knku isa'ku ;kstuk&03&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa
f'k{k.ksRrj deZpkfj;ksa ds fy, jkT; ljdkj dk va'knku&fV;j&1** esa tek dh tk;sxhA
deZpkjh dk va'knku ftl ekg ds osru ls dkVk x;k gks] mlds vxys ekg dh igyh
rkjh[k dks tek gqvk ekuk tk;sxkA blh izdkj jkT; ljdkj dk ekfld va'knku
lkekU;r% ftl ekg ds fy, deZpkjh dk va'knku dkVk x;k gks] ds vxys ekg dh igyh
rkjh[k dks tek gqvk eku fy;k tk;sxk] Hkys gh okLro esa fdlh vU; fnukad dks tek
fd;k x;k gks] ijUrq bl iz;kstukFkZ ek= bUMsDl uEcj vkoafVr gksus ds iwoZ dh vof/k ds
vo'ks"k va'knku dk ekg ogh ekuk tk;sxk] ftlesa vo'ks"k va'knku okLro esa tek fd;k
x;k gks vFkok ftl ekg ds va'knku ds lkFk deZpkjh dk vo'ks"k va'knku osru ls
dkVdj tek fd;k x;k gksA mnkgj.k ds :i esa ;fn ,slk vo'ks"k va'knku lh/ks pkyku
ds ek/;e ls ekg twu esa tek fd;k tkrk gS rks jkT; ljdkj dk lerqY; va'knku
fnukad 1 tqykbZ] dks tek ekuk tk;sxk rFkk ;fn vo'ks"k va'knku ekg flrEcj ds ekfld
va'knku ds lkFk osru ls dkVdj tek fd;k tkrk gS jkT; ljdkj dk va'knku 1
vDVwcj] dks tek ekuk tk;sxkA LFkkukUrj.k dh n'kk esa vfUre osru iphZ ¼,y0ih0lh0½
esa bl fLFkfr dk mYys[k fd;k tk, fd fdl ekg rd va'knku dkVk x;k gSA ;fn fdlh
ekg@vof/k ds va'knku dh dVkSrh vo'ks"k gks] rks mls vfUre osru iphZ ij vyx fVIi.kh
ds :i esa n'kkZ;k tk;sxkA
¼[k½ ,slh ckg~; lsok ftlds fy;s isa'ku va'knku ns; ugha gS] ckg~; lsok ij izfrfu;qfDr
ds vk/kkj ij dk;Zjr deZpkjh dk pkyku vFkok cSad Mªk¶V }kjk tek va'knku Hkh] ftl ekg
ds osru ls dVk gks] mlds vxys ekg dh igyh rkjh[k dks tek gqvk ekuk tk,xkA
¼12½ isa'ku fuf/k esa tek deZpkjh ds va'knku rFkk jkT; ljdkj ds va'knku ij jkT;
ljdkj }kjk lkekU; Hkfo"; fuf/k ds lEcU/k esa fu/kkZfjr nj ij okf"kZd C;kt vuqeU; gksxkA
C;kt dh x.kuk mlh vk/kkj ij dh tk;sxh tSls lkekU; Hkfo"; fuf/k ¼th0ih0,Q0½ [kkrs esa
tek /kujkf'k ij dh tkrh gSA
¼13½ funs'kd] isa'ku] m0iz0] y[kuÅ }kjk o"kZ ds vUr esa C;kt dk Hkqxrku fuEukafdr
ys[kk'kh"kZ dks MsfcV dj ^^cqd VªkalQj** }kjk lEcfU/kr [kkrksa esa tek fd;k tk;sxk %&
eq[; 'kh"kZ 2049&C;kt vnk;fx;k¡ &
IFMTR
[ 25 ]
mi eq[;
'kh"kZ
03&vYi cprksa] Hkfo"; fuf/k;ksa vkfn ij C;kt &
y?kq 'kh"kZ 117&fu/kkZfjr va'knk;h isa'ku Ldhe ij C;kt
mi 'kh"kZ 03&fu/kkZfjr va'knk;h isa'ku ;kstuk fuf/k esa tek jkf'k ij C;kt
foLr`r 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ks a ds
fy, fu/kkZfjr va'knk;h isa'ku ;kstuk fuf/k esa tek jkf'k ij C;kt
ekud en 32&C;kt@ykHkka'k
¼14½ o"kZ ds vUr esa] funs'kd] isa'ku] m0iz0] y[kuÅ }kjk izR;sd deZpkjh ds lEcU/k esa
,d LVsVesUV ¼nks izfr;ksa esa½ lEcfU/kr vkgj.k ,oa forj.k vf/kdkjh dks Hkstk tk;sxk ftlesa
izkjfEHkd vo'ks"k] deZpkjh@jkT; ljdkj dk vyx&vyx ekfld va'knku] C;kt dh /kujkf'k
rFkk vfUre vo'ks"k vafdr fd;k tk;sxkA LVsVesUV dh ,d izfr vkgj.k ,oa forj.k vf/kdkjh
}kjk lEcfU/kr deZpkjh dks miyC/k djk;h tk,xhA
¼15½ lEcfU/kr dk;kZy;k/;{k@vkgj.k ,oa forj.k vf/kdkjh }kjk izR;sd deZpkjh ds
funs'kd] isa'ku] m0iz0] y[kuÅ ls izkIr ^^bUMsDl uEcj** ds vuqlkj izi=&3 esa fu/kkZfjr izk:i
esa ,d ystj j[kk tk;sxk ftlesa deZpkjh dk o"kZ ds izkjEHk esa izkjfEHkd vo'ks"k] deZpkjh ds
va'knku rFkk jkT; ljdkj ds va'knku dh /kujkf'k] C;kt rFkk vfUre vo'ks"k vafdr fd;k
tk;sxkA izR;sd deZpkjh ds lEcU/k esa th0ih0,Q0 ikl&cqd dh Hkk¡fr dk;kZy;k/;{k@vkgj.k
,oa forj.k vf/kdkfj;ksa }kjk izi=&4 esa fu/kkZfjr izk:i ij ^^va'knk;h isa'ku ikl&cqd** Hkh j[kh
tk;sxhA funs'kd] isa'ku ls izkIr LVsVesUV rFkk vkgj.k ,oa forj.k vf/kdkjh ds Lrj ij j[ks
tkus okys ys[kksa esa ;fn dksbZ vUrj gks rks mldk funs'kd] isa'ku ds dk;kZy; ls o"kZ izfro"kZ
lek/kku fd;k tk;sxkA
¼16½ mi;qZDr vUrfje O;oLFkk ds nkSjku ;kstuk esa izko/kkfur LoSfPNd fV;j&II [kkrs dk
lapkyu ugha fd;k tk;sxkA
3&lgk;rk izkIr izkFkfed fo|ky;ksa gsrq ys[kkf/kdkjh] csfld f'k{kk ek/;fed fo|ky;ksa gsrq
ftyk fo|ky; fujh{kd] egkfo|ky;ksa gsrq {ks=h; mPp f'k{kk vf/kdkjh@ftyk fo|ky; fujh{kd rFkk
vuqnkfur izkfof/kd f'k{k.k laLFkkvksa gsrq tks 'kkldh; vf/kdkjh vuqnku fcy izfrgLrk{kfjr djus gsrq
vf/k—r gksa] bl 'kklukns'k ds iz;kstukFkZ fofHkUu izi=ksa dks iw.kZ djkus rFkk vfHkys[kksa ds j[k&j[kko
lEcU/kh nkf;Roksa dk fuoZgu djsaxsA
4&—i;k 'kklu ds bu vkns'kksa dk vuqikyu leLr lEcfU/kr vf/kdkfj;ksa@deZpkfj;ksa }kjk
lqfuf'pr fd;k tk,A
vkKk ls]
vuwi feJ]
izeq[k lfpo A
IFMTR
[ 26 ]
¼lanHkZ&'kklukns'k la[;k lk&3&1124@nl&2010&301¼9½&2003 Vh0lh0] fnukad 15 flrEcj] 2010½
&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
ifjHkkf"kr va'knku ;kstuk bUMsDl uEcj % ----------------------------------------------------------------------------------------------------------------------------- -------
¼isa'ku funs'kd] m0iz0] y[kuÅ }kjk vkoafVr fd;k tk;sxk½
&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
1&vkosnd dk uke ¼fgUnh esa½ % -------------------------------------------------------------------------------------------------------------------------------------------------------
vaxzsth esa ¼cM+s v{kjksa esa½ % -----------------------------------------------------------------------------------------------------------------------------------------------------------
2&vkosnd ds firk@ifr dk uke % -----------------------------------------------------------------------------------------------------------------------------------------------
3&fyax % iq#"k L=h
4&oSokfgd fLFkfr % fookfgr vfookfgr
5&inuke % ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
6&dk;kZy; dk uke % ----------------------------------------------------------------------------------------------------------------------------- --------------------------------------------
7&vkosnd dk lsok laoxZ % ----------------------------------------------------------------------------------------------------------------------------- ----------------------------------
8&lsok esa vkus dh frfFk % ---------------------------------------------------------------------------------------------------------------------------------- -------------------------------
9&osrueku % ----------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------
10&ewy osru % ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ --
11&tUe frfFk % ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
12&D;k fu;fer fu;qfDr gS % gk¡ ugha
13&Js.kh % vuqlwfpr tkfr@vuqlwfpr tutkfr@vU; fiNM+k oxZ@vU;
¼lkaf[;dh; mi;ksx ds fy,½
14&D;k ukekadu layXu gS % gk¡ ugha
15&fVIi.kh] ;fn dksbZ gks %
LFkku %
fnukad %
vkosnd ds gLrk{kj
IFMTR
[ 27 ]
izekf.kr fd;k tkrk gS fd &
¼1½ Jh@Jherh@dqekjh -------------------------------------------------------------------------------------------------------------- fu;fer deZpkjh gSa
,oa vkosnu&i= esa fn;s x;s fooj.k lgh gSaA
¼2½ Jh@Jherh@dqekjh -------------------------------------------------------------------------------------------------------------- mRrj izns'k
ljdkj dh ifjHkkf"kr va'knku isa'ku ;kstuk esa lfEefyr gksus ds ik= gSaA
dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ds gLrk{kj
iw.kZ irk@dk;kZy; dh eqgj lfgr
LFkku %
fnukad %
fVIi.kh %&
1&mi;qZDr vkosnu&i= isa'ku funs'kd] m0iz0] y[kuÅ dks nks izfr;ksa esa Hkstk tk;sxkA
2&vkosnd deZpkjh ckg~; lsok ij izfrfu;qDr gksus dh n'kk esa ckg~; lsok;kstd }kjk isa'ku
funs'kd] m0iz0] y[kuÅ dks nks izfr;ksa esa vkosnu&i=] laoxZ fu;a=d izkf/kdkjh ds ek/;e ls
gh Hkstk tk;sxkA
IFMTR
[28]
layXud
¼izi=&1 d ds lkFk½
ukekadu izi=
bl izi= dks Hkjus ls iwoZ —i;k blds nwljh vksj Nis gq, vuqns'k lko/kkuhiwoZd i<+ fy, tk,a isa'ku ;kstuk bUMsDl uEcj --------------------------------
eSa ---------------------------------------------------------------------------------------- ,rn~}kjk fuEufyf[kr O;fDr@O;fDr;ksa dks] tks esjs ifjokj dk@ds lnL; gS@gSa vFkok vkfJr ekrk&firk] cgu&HkkbZ gSa]
;kstuk esa esjs uke tek /kujkf'k dks ml n'kk esa fuEufyf[kr :i esa izkIr djus ds fy, ukfer djrk@djrh gw¡ tc ml /kujkf'k ds ns; gksus ls iwoZ esjh e`R;q gks tk; ;k ns; gksus
ij ftldk Hkqxrku eq>s u gqvk gks vkSj esjh e`R;q gks tk; %&
ukfer O;fDr@O;fDr;ksa dk@ds uke
vkSj iwjk irk
vfHknkrk ls
lEcU/k
ukfer O;fDr
dh vk;q
izR;sd ukfer O;fDr dk
ns; va'k ¼'ks;j½
vkdfLedrk,a] ftuds
gksus ij uke voS/k gks
tk;sxk
;fn vfHknkrk dh eR;q ls iwoZ ukfer O;fDr
dh eR;q gks tk;s] rks bl O;fDr@mu
O;fDr;ksa dk@ds uke] irk@irs vkSj lEcU/k
;fn dksbZ gks] ftls@ftUgsa ukfer O;fDr ds
vf/kdkjh izkIr gks tk;saxsA
1 2 3 4 5 6
1&
2&
3&
4&
fnukad ------------------------------------- ekl ------------------------------- 20---------------
LFkku ---------------------------------------------------------------------------------------------------------
gLrk{kj ds nks lk{kh %
vfHknkrk ds gLrk{kj ----------------------------------------------------------------------
uke irk gLrk{kj uke % ¼fgUnh esa½ -------------------------------------------------------------------------------
1& ¼vaxzsth ds cM+s v{kjks esa½ ---------------------------------------------------------------
2& inuke -------------------------------------------------------------------------------------------------
IFMTR
[29]
LFkku --------------------------------------------------------------------------------------------------
Jh@Jherh@dqekjh ------------------------------------------------------ dk uke
inuke ----------------------------------------------------------------------------------------------
gLrk{kj ¼fnukad lfgr½ ---------------------------------------------------------------
¼dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh½
eqgj
}kjk ukekadu izi= dh izkfIr dk fnukad -------------------------------
¼d½ vfHknkrk dk iwjk uke Hkjk tk;A
¼[k½ ifjokj dk rkRi;Z fuEufyf[kr ls gksxkA
¼,d½ iq#"k vfHknkrk ds ekeys esa] vfHknkrk dh iRuh vFkok ifRu;k¡ rFkk cPps ,oa vfHknkrk ds e`r iq= dh fo/kok vFkok fo/kok,a rFkk cPpsA
fdUrq izfrcU/k ;g gS fd ;fn vfHknkrk ;g fl) dj nsrk gS fd mldh iRuh dk mlls U;kf;d ikFkZD; ¼Judicial Separation½ gks pqdk gS vFkok og ftl leqnk; dh
gS] mldh :f<+xr fof/k ds v/khu Hkj.k&iks"k.k dh vf/kdkfj.kh ugha jg xbZ gS] rks og ,rn~i'pkr~ vfHknkrk dk ifjokj dh lnL; ugha ekuh tk;sxh] tc rd fd vfHknkrk
ckn esa dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh dks fyf[kr :i ls Li"V vfHklwpuk ¼Express Notification½ }kjk ;g lwfpr u djsa fd mls ,slk ekuk tkrk jgsxkA
¼nks½ efgyk vfHknkrk ds ekeys esa] vfHknkrk dk ifr rFkk cPps vkSj vfHknkrk ds e`r iq= dh fo/kok vFkok fo/kok,a rFkk cPpsA fdUrq izfrcU/k ;g gS fd ;fn vfHknkrk
fyf[kr vf/klwpuk }kjk dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ls vius ifr dks vius ifjokj esa lfEefyr u fd;s tkus dh bPNk O;Dr dj nsrh gS] rks ifr dks ,rn~i'pkr~
vfHknkrk ds ifjokj dk lnL; u ekuk tk;sxk tc rd fd vfHknkrk ckn esa mls lfEefyr u fd;s tkus gsrq viuh vf/klwpuk dks vkSipkfjd :i lsfy[kdj jn~n u dj nsaA
%& ¼1½ ^^cPpksa** dk rkRi;Z oS/k cPpksa ls gSA
¼2½ dksbZ nRrd cPpk rHkh cPpk ekuk tk;sxk tc nRrd xzg.k vfHknkr ij 'kklh Loh; fof/k }kjk ekU;rk izkIr gksA fdUrq] ;fn dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh
ds eu esa dksbZ lansg mRiUu gks tkrk gS rks ;g rHkh ekU; gksxk tc ljdkj ds fof/k ijke'khZ dks bl ckr dk lek/kku gks tk; fd vfHknkrk dh oS;fDrd fof/k ¼Personal Law½ ds
v/khu nRrd xzg.k dks ^tkj; cPps* ¼Natural Child½ dh izkfLFkfr ¼Status½ iznku djus ds fy, fof/kd ekU;rk izkIr gSA
¼x½ ;fn dsoy ,d O;fDr gh ukfer fd;k x;k gks rks ukfer O;fDr ds lkeus 'kCn ^iwjk* fy[kk tk;A ;fn ,d ls vf/kd O;fDr ukfer fd;s tkrs gSa rks izR;sd ukfer O;fDr
dks ns; va'k ftlesa isa'ku [kkrs dh lEiw.kZ ns; /kujkf'k vk tk;] fufnZ"V fd;k tk;A
¼?k½ LrEHk&5 esa vkdfLedrk ds :i esa ukfer O;fDr ¼O;fDr;ksa½ dh eR;q dk mYys[k u fd;k tk;A
¼³½ LrEHk&6 esa vfHknkrk ds uke dk mYys[k u fd;k tk;A
¼p½ vfUre izfof"V ds uhps ds [kkyh LFkku ds vkj&ikj ydhj [khap nh tk;] ftlls fd vfHknkrk ds gLrk{kj djus ds ckn dksbZ uke c<+k;k u tk ldsA
IFMTR
[30]
izi=&2 ¼x½
okmpj@pkyku la[;k ---------------------------------------------------
fnukad -------------------------------------------------
¼dks"kkxkj@cSad }kjk Hkjk tk,xk½
osru ls va'knku dVkSrh dk 'ksM~~;wy@pkyku ekg ------------------------------ 20------
ftyk dks"kkxkj@Hkqxrku ,oa ys[kkf/kdkjh laLFkk@dk;kZy; dk uke % -----------------------------------------------------------------------------------------
dks"kkxkj dksM % vkgj.k@forj.k vf/kdkjh inuke % ------------------------------------------------------------------------
vkgj.k@forj.k vf/kdkjh dksM %
eq[; ys[kk'kh"kZ % vuqnku la[;k %
eq[; 'kh"kZ ^^8342&vU; tek]&
y?kq 'kh"kZ 120&fofo/k tek
mi 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu
Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk
foLr`r 'kh"kZ 02&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa dk va'knku&fV;j&1**
8 3 4 2 1 2 0 0 2 0 2 0 0
Øe la[;k ifjHkkf"kr
va'knku isa'ku
;kstuk
bUMsDl uEcj
uke@inuke ewy osru egaxkbZ osru egaxkbZ HkRrk ;ksx deZpkjh dk va'knku vH;qfDr
orZeku ,fj;j
ekg@o"kZ /kujkf'k
1 2 3 4 5 6 7 8 9 10 11
dkye&4 esa dh x;h ewy osru dh izfof"V lsokiqfLrdk rFkk osru fcy ls lR;kfir gSA
vkgj.k vf/kdkjh ds gLrk{kj
inuke lfgr
IFMTR
[31]
%
1&osru ,oa HkRrksa ds vkgj.k u gksus dh fLFkfr esa dkye&4 ls 10 rd ^fuy* izfof"V n'kkZ;h tk;] fdUrq dkye&1 ls 3 rd dh izfof"V vo'; dh tk;sA
2&dkye ¼2½ % ifjHkkf"kr va'knku isa'ku ;kstuk bUMsDl uEcj lgh n'kkZ;k tkuk pkfg,A
3&dkye ¼3½ % uke ,oa inuke lsok iqfLrdk ds vuqlkj gksuk pkfg,A
4&dkye ¼4½] ¼5½ rFkk ¼6½ % lEcfU/kr ekg esa vkgfjr osru] egaxkbZ osru ,oa egaxkbZ HkRrk gh n'kkZ;k tkuk pkfg,A
5&dkye ¼8½ rFkk ¼9½ % deZpkjh dk va'knku] ,fj;j osru fcy rFkk iqujhf{kr egaxkbZ HkRrk ,fj;j fcy ls Hkh dkVk tk;A
6&fdlh vU; dk;kZy; esa LFkkukuUrj.k vFkok fdlh vU; dk;kZy; ls LFkkukUrfjr gksus dh n'kk esa deZpkjh ds uke ds lkeus vH;qfDr dkye esa yxkrkj nks ekg rd ;g
rF; n'kkZ;k tk;sA
IFMTR
[32]
izi=&2 ¼?k½
pkyku la[;k ---------------------------------------------------
fnukad -------------------------------------------------
¼cSad }kjk Hkjk tk,xk½
jkT; ljdkj@lsok;kstd ds va'knku dk 'ksM~~;wy@pkyku ekg ------------------------------ 20------
ftyk dks"kkxkj@Hkqxrku ,oa ys[kkf/kdkjh dk;kZy;@laLFkk dk uke % -----------------------------------------------------------------------------------------
dks"kkxkj dksM % vkgj.k@forj.k vf/kdkjh ¼inuke½ % ----------------------------------------------------------------------
ys[kk 'kh"kZ ^^8342&vU; tek]&
y?kq 'kh"kZ 120&fofo/k tek
mi 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu
Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstukA
foLr`r 'kh"kZ 04&'kklu ds fu;a[.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, jkT; ljkdj dk va'knku**
8 3 4 2 1 2 0 0 2 0 3 0 0
Øe la[;k ifjHkkf"kr
va'knku isa'ku
;kstuk
bUMsDl uEcj
uke@inuke ewy osru egaxkbZ osru egaxkbZ HkRrk ;ksx deZpkjh dk va'knku vH;qfDr
orZeku ,fj;j
ekg@o"kZ /kujkf'k
1 2 3 4 5 6 7 8 9 10 11
dkye&4 esa dh x;h ewy osru dh izfof"V lsokiqfLrdk rFkk osru fcy ls lR;kfir gSA
vkgj.k vf/kdkjh ds gLrk{kj
inuke lfgr
IFMTR
[33]
%
1&osru ,oa HkRrksa ds vkgj.k u gksus dh fLFkfr esa dkye&4 ls 10 rd ^fuy* izfof"V n'kkZ;h tk;] fdUrq dkye&1 ls 3 rd dh izfof"V vo'; dh tk;sA
2&dkye ¼2½ % ifjHkkf"kr va'knku isa'ku ;kstuk bUMsDl uEcj lgh n'kkZ;k tkuk pkfg,A
3&dkye ¼3½ % uke ,oa inuke lsok iqfLrdk ds vuqlkj gksuk pkfg,A
4&dkye ¼4½] ¼5½ rFkk ¼6½ % lEcfU/kr ekg esa vkgfjr osru] egaxkbZ osru ,oa egaxkbZ HkRrk gh n'kkZ;k tkuk pkfg,A
5&dkye ¼8½ rFkk ¼9½ % deZpkjh dk va'knku] ,fj;n osru fcy] iqujhf{kr egaxkbZ HkRrk ,fj;j fcy ls Hkh dkVk tk;A
6&fdlh vU; dk;kZy; esa LFkkukuUrj.k vFkok fdlh vU; dk;kZy; ls LFkkukUrfjr gksus dh n'kk esa deZpkjh ds uke ds lkeus vH;qfDr dkye esa yxkrkj nks ekg rd ;g
rF; n'kkZ;k tk;sA
IFMTR
[34]
izi=&3
deZpkjh dk uke ------------------------------------------------------- foRrh; o"kZ ------------------------------- ifjHkkf"kr va'knku isa'ku ;kstuk bUMsDl uEcj ------------------------------ C;kt nj --------------------- ¼/kujkf'k #i;s esa½
Hkqxrku dk ekl osru@cdk;k
osru@egaxkbZ
HkRrs dh lEc)
vof/k
dks"kkxkj
okmpj@pkyku
la[;k vkSj fnukad
okmpj@pkyku dh
/kujkf'k
ys[kk'kh"kZ deZpkjh dk
va'knku
'ksM~;wy dh /kujkf'k
dk ;ksx ftlesa
dVkSrh lfEefyr
dh x;h gks
fu;ksDrk dk
va'knku
;ksx
¼dkye 6$8½
ekfld Øekxr
;ksx
vkgj.k ,oa
forj.k vf/kdkjh
ds gLrk{kj vkSj
eqgj
1 2 3 4 5 6 7 8 9 10 11
vizSy
ebZ
twu
tqykbZ
vxLr
flrEcj
vDVwcj
uoEcj
fnlEcj
tuojh
Qjojh
ekpZ
;ksx
**
** ;ksx
d&izkjfEHkd 'ks"k tksfM+, ---------------------------------------------------------------------------------------- ------------------------------------------------------------------------------- }kjk lR;kiu fd;k x;kA
[k&¼1½ o"kZ esa fu;fer tek --------------------------------------------------------------------------------- -------------------------------------------------------------------------- }kjk izfrgLrk{kfjrA
¼2½ izkjfEHkd 'ks"k ,oa fu;fer tek ij C;kt -----------------------------------------
¼3½ o"kZ esa vo'ks"k tek -----------------------------------------------------------------------------------
¼4½ vo'ks"k tek ij C;kt ----------------------------------------------------------------------------
¼5½ ;ksx ¼1 ls 4 rd½ ----------------------------------------------------------------------------
egk;ksx [d$[k ¼5½] ------------------------------------------------------------------------ dk;kZy;k/;{k@vkgj.k ,oa forj.k
vf/kdkjh dh eqgjA
fu;fer osru fcyksa ds vykok vo'ks"k osru] vo'ks"k egaxkbZ osru ,oa vo'ks"k egaxkbZ HkRrs ls va'knku dh dVkSrh ls lEcfU/kr fooj.k vafdr fd;s tk;saxsA
C;kt lEc) vof/k ds vuqlkj vkxf.kr fd;k tk;sxkA
IFMTR
[35]
foRrh; o"kZ ------------------------------------------------- C;kt nj --------------------------
Hkqxrku dk ekl osru@cdk;k
osru@egaxkbZ
HkRrs dh lEc)
vof/k
dks"kkxkj
okmpj@pkyku
la[;k vkSj fnukad
okmpj@pkyku dh
/kujkf'k
ys[kk'kh"kZ deZpkjh dk
va'knku
'ksM~;wy dh /kujkf'k
dk ;ksx ftlesa
dVkSrh lfEefyr
dh x;h gks
jkT; ljdkj
fu;ksDrk dk
va'knku
;ksx
¼dkye 6$8½
ekfld
Øekxr;ksx
vkgj.k ,oa
forj.k vf/kdkjh
ds gLrk{kj vkSj
eqgj
1 2 3 4 5 6 7 8 9 10 11
vizSy
ebZ
twu
tqykbZ
vxLr
flrEcj
vDVwcj
uoEcj
fnlEcj
tuojh
Qjojh
ekpZ
;ksx
**
** ;ksx
d&izkjfEHkd 'ks"k tksfM+, ----------------------------------------------------------------------------------------
[k&¼1½ o"kZ esa fu;fer tek ---------------------------------------------------------------------------------
¼2½ izkjfEHkd 'ks"k ,oa fu;fer tek ij C;kt -----------------------------------------
¼3½ o"kZ esa vo'ks"k tek -----------------------------------------------------------------------------------
¼4½ vo'ks"k tek ij C;kt ----------------------------------------------------------------------------
¼5½ ;ksx ¼1 ls 4 rd½ ----------------------------------------------------------------------------
egk;ksx [d$[k ¼5½] ------------------------------------------------------------------------
------------------------------------------------------------------------------- }kjk lR;kiu fd;k x;kA
-------------------------------------------------------------------------- }kjk izfrgLrk{kfjrA
¼1½ esjs }kjk iklcqd dk izFke fujh{k.k fnukad ---------------------- dks fd;k x;kA
¼2½ esjs }kjk iklcqd dk f}rh; fujh{k.k fnukad ------------------------- dks fd;k x;kA
** fu;fer osru fcyksa ds vykok vo'ks"k osru] vo'ks"k egaxkbZ osru ,oa vo'ks"k egaxkbZ HkRrs
ls va'knku dh dVkSrh ls lEcfU/kr fooj.k vafdr fd;s tk;saxsA C;kt lEc) vof/k ds vuqlkj
vkxf.kr fd;k tk;sxkA
IFMTR
[36]
vfHknkrk dk uke --------------------------------------------------------------------------------------------------------------------------------------------------------------------- 1&uke -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
2&firk dk uke ------------------------------------------------------------------------------------------------------------------------------------------------------------------------
3&tUe frfFk -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------
4&¼d½ LFkkbZ irk ---------------------------------------------------------------------------------------------------------------------------------------------------------------------
¼[k½ vLFkkbZ irk ----------------------------------------------------------------------------------------------------------------------------------------------------------------
isa'ku funs'kd] mRrj izns'k] y[kuÅ }kjk vkoafVr
bUMsDl uEcj -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------
5&laLFkk ds v/khu lsok esa izos'k djus dk fnukad --------------------------------------------------------------------------------------------------------
6&ifjHkkf"kr va'knku isa'ku ;kstuk esa vfHknku izkjEHk gksus
dk fnukad ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ikl&cqd tkjh djus okys vf/kdkjh ds gLrk{kj -----------------------------------------------------------------------------------------------------------
uke -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 7&vfHknkrk ds gLrk{kj dk uewuk
¼tkjh djus okys izkf/kdkjh ds le{k fy;s tk;saxs½
inuke -------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 8&ikl&cqd tkjh djus okys ml vf/kdkjh ds gLrk{kj rFkk eqgj
tks vfHknkrk ds gLrk{kj dks izekf.kr djsaA
eqgj ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- gLrk{kj &
fnukad &
eqgj &
9&lsok NksM+us dk fnukad ------------------------------------------------------------------------------------------------------------------------------------------------------
ikl&cqd tkjh fd;s tkus dk fnukad ------------------------------------------------------------------------------------------------------------------------------- 10&lsok NksM+us dk dkj.k ¼R;kx&i=@lsok ls gVk;k tkuk@vf/ko"kZrk ¼Superannuation½@eR;q vkfn½
IFMTR
[ 37 ]
izi=&4
¼laLFkk dk uke½
va'knk;h isa'ku ikl&cqd
uke&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
ifjHkkf"kr va'knku isa'ku bUMsDl uEcj&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
foRr ¼lkekU;½ vuqHkkx&3 ds dk;kZy;&Kki la[;k lk&3&1124@nl&2010&301¼9½&2003
Vh0lh0] fnukad 15 flrEcj] 2010 }kjk fu/kkZfjrA
IFMTR
[ 38 ]
Øe
la[;k
uke lEcU/k tUefrfFk vfHknkrk ds
gLrk{kj
dk;kZy;k/;{k ds
gLrk{kj
1 2 3 4 5 6
1
2
3
4
5
6
7
8
9
IFMTR
[ 39 ]
Øe
la[;k
vof/k in ftl ij
dk;Z fd;k
dk;kZy; dk uke izekf.kr djus okys
dk;kZy;k/;{k ds
fnukafdr gLrk{kj
vkSj eqgj
dc ls dc rd
1 2 3 4 5 6
1
2
3
4
5
6
7
8
9
10
IFMTR
[ 40 ]
Øe
la[;k
vof/k in ftl ij
dk;Z fd;k
dk;kZy; dk uke izekf.kr djus okys
dk;kZy;k/;{k ds
fnukafdr gLrk{kj
vkSj eqgj
dc ls dc rd
1 2 3 4 5 6
11
12
13
14
15
16
17
18
19
20
IFMTR
[ 41 ]
la[;k-lk&3&1671@nl&2010&301¼9½&2003 Vh0lh0
izs"kd]
vuwi feJ]
izeq[k lfpo] foRr]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo]
mRrj izns'k 'kkluA
2&leLr foHkkxk/;{k]
mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 16 flrEcj] 2010
%& vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ] 2005
}kjk ykxw uo ifjHkkf"kr va'knku isa'ku ;kstuk ds lEcU/k esa Li"Vhdj.kA
egksn;]
foRr ¼lkekU;½ vuqHkkx&3 dh vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnuakd
28 ekpZ] 2005 }kjk jkT; ljdkj dh lsok esa vkSj ,sls leLr 'kklu ds fu;a=.kk/khu Lok;Rr'kklh
laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa esa] ftuesa jkT; deZpkfj;ksa dh Hkk¡fr isa'ku
;kstuk ykxw gS vkSj mudk foRr iks"k.k jkT; ljdkj dh lesfdr fuf/k ls fd;k tkrk gS] fnukad
1 vizSy] 2005 ls u;s izos'kdksa ij uo ifjHkkf"kr va'knku isa'ku ;kstuk ykxw dh x;h gSA jkT; ljdkj
dh lsok esa vkSj Åij mfYyf[kr laLFkkvksa esa fnukad 1 vizSy] 2005 dks vFkok mlds i'pkr~ izos'k djus
okys dfeZ;ksa ij uo ifjHkkf"kr va'knku isa'ku ;kstuk vfuok;Z :i ls ykxw gSA
2&foRr foHkkx esa bl fcUnq ij Li"Vhdj.k iznku fd;s tkus lEcU/kh lanHkZ izkIr gksrs jgs gSa fd
,sls deZpkjh tks jkT; ljdkj dh fdlh isa'ku;qDr lsok esa fnukad 1 vizSy] 2005 ds iwoZ fu;qDr gks
pqds Fks rFkk fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj ds v/khu fdlh vU;
lsok@laoxZ esa isa'ku;qDr in ij fu;qDr gksrs gSa] rks mUgs iqjkuh isa'ku ;kstuk] tks fnukad 1 vizSy]
2005 ds iwoZ ykxw Fkh] ls vkPNkfnr ekuk tk;sxk vFkok ubZ isa'ku ;kstuk lsA
3&bl lEcU/k esa eq>s ;g dgus dk funs'k gqvk gS fd 'kklu }kjk lE;d~ fopkjksijkUr ;g
fu.kZ; fy;k x;k gS fd ,sls lHkh deZpkjh ftUgksasus jkT; ljdkj dh vFkok ,sls leLr 'kklu ds
fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa ftuesa jkT;
deZpkfj;ksa dh isa'ku ;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh vkSj mudk foRr iks"k.k jkT; ljdkj dh
lesfdr fuf/k ls fd;k tkrk gS] dh isa'ku;qDr lsok esa fnukad 1 vizSy] 2005 ds iwoZ ;ksxnku fd;k Fkk
rFkk fnukad 1 vizSy] 2005 dks vFkok mlds i'pkr~ jkT; ljdkj dh vFkok 'kklu ds fu;a=.kk/khu
mDr mfYyf[kr Lok;Rr'kklh laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa dh isa'ku;qDr lsok
esa viuh iwoZ lsok ls dk;ZeqDr gksdj vFkok rduhdh R;kx&i= nsdj fu;qDr gksrs gSa] rks os mlh isa'ku
;kstuk ls vkPNkfnr ekus tk;saxs ftl isa'ku ;kstuk ls os fnukad 1 vizSy] 2005 ds iwoZ vkPNkfnr FksA
vuwi feJ]
izeq[k lfpo] foRrA
&&&&&&
IFMTR
[ 42 ]
mRrj çns'k 'kklu
foRk ¼lkekU;½ vuqHkkx&3
la[;k lk&3&1558@nl&2010&301¼9½&2003Vh0lh0
y[kuÅ% 13 vDVwcj] 2010
dk;kZy;&Kki
vf/klwpuk la[;k lk&3&379@nl& 2005&301¼9½&2003] fnukad 28 ekpZ] 2005 }kjk 'kklu
ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa] ftuesa fnukad 1 vizSy] 2005 ds iwoZ rRle; jkT; deZpkfj;ksa
dh isa'ku ;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh] vkSj ftudk foRr iks"k.k jkT; ljdkj dh lesfdr
fuf/k ls fd;k tkrk gS] esa fnukad 1 vizSy] 2005 dks vFkok mlds ckn vkus okys Lok;Rr'kklh laLFkkvksa
ds deZpkfj;ksa ij uo ifjHkkf"kr va'knku isa'ku ;kstuk ykxw djus dk fu.kZ; fy;k x;k gSA
2& mi;qZDr lanHkZ esa dsUnzh; ys[kk&vuqj{k.k ,tsUlh dh leqfpr O;oLFkk gksus vkSj isa'ku fuf/k
fofu;ked rFkk fodkl izkf/kdj.k }kjk isa'ku fuf/k izcU/kdksa dh fu;qfDr gksus rd vUrfje O;oLFkk ds
:i esa mi;qZDr laLFkkvksa ds deZpkfj;ksa ds lEcU/k esa mijksDr ifjHkkf"kr va'knku isa'ku ;kstuk ds
dk;kZUo;u ds fy, jkT;iky egksn; fuEuor~ vkns'k nsrs gSa %&
¼1½ ;g O;oLFkk fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vkus okys deZpkfj;ksa ij
vfuok;Z :i ls ykxw gksxhA ,slk izR;sd deZpkjh vius ewy osru] egaxkbZ osru rFkk egaxkbZ HkRrs@
fnukad 01&01&2006 ls ykxw iqujhf{kr osru lajpuk esa osru ,oa xzsM is rFkk nksuksa ds ;ksx ij egaxkbZ
HkRrs ds ;ksx dk 10 izfr'kr ekfld va'knku ¼fudVre #i;s esa iw.kkZafdr½ ;kstukUrxZr isa'ku fV;j&1
ds fy, djsxkA bl va'knku dh dVkSrh lEcfU/kr vkgj.k ,oa forj.k vf/kdkjh }kjk izR;sd ekg
deZpkjh ds osru ls dh tk;sxhA bu deZpkfj;ksa ij lkekU; Hkfo"; fuf/k ;kstuk ykxw u gksus ds dkj.k
buds osru ls lkekU; Hkfo"; fuf/k esa va'knku ds :i esa dksbZ dVkSrh ugha dh tk;sxhA
¼2½ izR;sd deZpkjh }kjk ;kstuk gsrq vkosnu&i= ¼izi=&1 [k½ rhu izfr;ksa esa rFkk layXu
izk:i esa ukekadu fd;k tk;sxk] ftls ;kstuk dh lhekUrxZr vko';drkuqlkj iqujhf{kr fd;k tk
ldsxkA ukekadu ds lEcU/k esa vko';d izfof"V deZpkjh dh lsok iqfLrdk@lsok vfHkys[k esa Hkh dh
tk;sxhA
¼3½ laLFkk ds eq[; dk;Zikyd vf/kdkjh] ¼ftUgsa vkxs l{ke vf/kdkjh dgk x;k gS½ fnukad 1
vizSy] 2005 dks vFkok mlds ckn lsok esa vk;s izR;sd deZpkjh ds fy, funs'kd] isa'ku] m0iz0] y[kuÅ
ls bu vkns'kksa ds tkjh gksus ds ,d ekg ds vUnj ^^bUMsDl uEcj** izkIr dj ysaA rRi'pkr~ u;s
deZpkjh tSls gh lsok esa dk;ZHkkj xzg.k djsa] muds dk;ZHkkj xzg.k djus dh frfFk ls ,d ekg ds vUnj
^^bUMsDl uEcj** izkIr dj fy, tk,aA
¼4½ mijksDr ;kstuk ls lEcfU/kr ys[kksa dk j[k&j[kko funs'kd] isa'ku] m0iz0] y[kuÅ }kjk
mlh izdkj ls fd;k tk;sxk] tSlk fd ubZ isa'ku ;kstuk ls vkPNkfnr ljdkjh deZpkfj;ksa ds lEcU/k esa
fd;k tk jgk gSA l{ke vf/kdkjh ls fu/kkZfjr QkeZ ¼izi=&1 [k½ ij vkosnu&i= rhu izfr;ksa esa izkIr
gksus ij funs'kd] isa'ku] m0iz0] y[kuÅ }kjk isa'ku ;kstuk esa lfEefyr izR;sd deZpkjh dks ^^bUMsDl
uEcj** vkoafVr fd;k tk;sxkA funs'kd] is'ku] m0iz0] y[kuÅ }kjk vkosnu&i= dh ,d izfr vkoafVr
bUMsDl uEcj lfgr lEcfU/kr laLFkk dks okil dh tk;sxhA isa'ku ;kstuk gsrq vkoafVr ^^bUMsDl uEcj**
deZpkjh dh lsok iqfLrdk ds izFke i`"B ij lEcfU/kr izkf/kdkjh }kjk lR;kiu ds lkFk vafdr dj fn;k
tk;sxkA
¼5½ ifjHkkf"kr va'knku isa'ku ;kstuk ds fy, osru ls dVkSrh] deZpkjh }kjk ftl ekg esa
dk;ZHkkj xzg.k fd;k tk;s] mlds vxys ekg ds ns; osru ls izkjEHk gksxh vFkkZr~ ftl ekg esa deZpkjh
}kjk dk;ZHkkj xzg.k fd;k tk;sxk] ml ekg ds fy, dVkSrh ugha dh tk;sxhA mnkgj.k Lo:i] ;fn
dksbZ deZpkjh ekg vizSy] 2005 esa lsok esa vk;k gS] mlds osru ls va'knku dh dVkSrh ekg ebZ] 2005
ds osru ls izkjEHk gksxhA fnukad 1 vizSy] 2005 dks vFkok mlds ckn lsok esa vkus okys deZpkfj;ksa ls
orZeku ekfld va'knku ds lkFk&lkFk vo'ks"k ,d ekg ds va'knku] ;fn dksbZ gks] dh dVkSrh Hkh osru
IFMTR
[ 43 ]
ls dj yh tk;sxhA blds lerqY; /kujkf'k dk va'knku jkT; ljdkj@lsok;kstd }kjk tek fd;k
tk;sxkA
¼6½ ¼d½ mi;qZDr deZpkfj;ksa ds osru vuqnku fcy] vU; deZpkfj;ksa ds osru vuqnku fcy ls
vyx rS;kj dj ikj.k gsrq izfrekg dks"kkxkj esa izLrqr fd;s tk;saxsA vkgj.k ,oa forj.k vf/kdkjh }kjk
osru vuqnku fcy ds lkFk] isa'ku ;kstuk ds fy, va'knku dh dVkSrh dk 'ksM~;wy fu/kkZfjr izk:i
[izi=&2-x¼1½] ij rhu izfr;ksa esa layXu fd;k tk;sxkA ;kstuk ls vkPNkfnr vf/k"Bku ds lHkh
deZpkfj;ksa ds lEcU/k esa izfof"V;k¡ 'ksM~;wy esa dh tk;saxh] Hkys gh fdlh dk osru fdlh dkj.k vkgfjr
u fd;k tk jgk gksvkSj mlds va'knku dh jkf'k 'kwU; gksA
osru vuqnku fcy esa leLr lEcfU/kr deZpkfj;ksa ds osru ls isa'ku va'knku dh dVkSrh dh
dqy jkf'k [izi=&2-x¼1½] ¼nks izfr;ksa esa½] tks bl iz;kstukFkZ pkyku dk izi= Hkh gksxk ij bl gsrq
fu/kkZfjr ys[kk'kh"kZ] ftldk fooj.k vkxs fn;k x;k] esa tek fd;k tk;sxkA 'ksM~;wy dh ,d izfr
dks"kkxkj }kjk vyx dj j[k yh tk;sxhA dks"kkxkj Lrj ij u;h isa'ku ;kstuk dks lEcfU/kr ekWM~;wy
esa] 'ksM~;wy ds vuqlkj deZpkjhokj izfof"V dh tk;sxhA bl lEcU/k esa foRr foHkkx ds 'kklukns'k
la[;k lk&3&1454@nl&2008&301¼9½-2003] fnukad 28 uoEcj] 2008 esa nh x;h izfØ;k dk
vuqikyu fd;k tk;sxkA bl lanHkZ esa fuEukuqlkj dk;kZokgh dh tk;sxh %&
¼i½ laLFkk ds vkgj.k ,oa forj.k vf/kdkjh }kjk ;g lqfuf'pr fd;k tk;sxk fd osru
fcy ds lkFk layXu] eq[; ys[kk'kh"kZ ^^8342&vU; tek** ds vUrxZr dVkSfr;ksa ls lEcfU/kr
'ksM~;wy fu/kkZfjr izk:i [izi=&2-?k¼1½] esas Li"V ,oa dEI;wVjkbTM cuk, x, gksaA
¼ii½ laLFkk ds vkgj.k ,oa forj.k vf/kdkjh ;g lqfuf'pr djsaxs fd osru fcy ls dh x;h
dVkSrh ds vuqlkj ys[kk'kh"kZ ^^8342&vU; tek&120&fofo/k tek&02&lgk;rk izkIr f'k{k.k
laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh
laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk 02&'kklu ds fu;a=.kk/khu
Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa dk va'knku&fV;j&1** dks laØfer dh tkus okyh jkf'k
'kq) gS rFkk 'ksM~;wy rn~uqlkj cuk;s x;s gSaA
¼[k½ izfrfu;qfDr ds vk/kkj ij izns'k ds vUnj dk;Zjr deZpkfj;ksa ds lEcU/k esa ckg~;
lsok;kstdksa }kjk izfrfu;qfDr ij dk;Zjr dkfeZdksa ds isa'kujh va'knku dh /kujkf'k pkyku ds ek/;e ls
dks"kkxkj esa tek ugha dh tk;sxhA ,sls ckg~; lsok;kstd }kjk deZpkjh ds osru ls isa'kujh va'knku dh
dVkSrh djrs gq, dVkSrh dh /kujkf'k cSad Mªk¶V ds ek/;e ls rFkk lEcfU/kr 'ksM~;wy&2¼x&1½ ij
dkfeZdokj dVkSrh dk iw.kZ fooj.k izfo"V djrs gq, funs'kd] isa'ku] mRrj izns'k] y[kuÅ dks vxys ekg
dh 10 rkjh[k rd izsf"kr fd;k tk;sxkA isa'ku] funs'kd }kjk lEcfU/kr deZpkjh ds isa'kujh va'knku ls
lEcfU/kr cSad Mªk¶V 'ksM~;wy&2¼x&1½ ds lkFk dks"kkxkj esa tek fd;k tk;sxkA fu;ksDrk va'knku tek
djus ds fy, funs'kd] isa'ku }kjk ns;d vuqnku la[;k&62 ds ys[kk'kh"kZd&2071&isa'ku rFkk vU;
lsokfuo`fRr fgr ykHk&01&flfoy&117&fu/kkZfjr va'knk;h isa'ku Ldhe ds fy;s ljdkjh
va'knku&03&jkT; ljdkj dk va'knku&03&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa
ds fy;s fu/kkZfjr va'knku&20&lgk;d vuqnku@va'knku@jkt lgk;rk ij cukdj tokgj Hkou
dks"kkxkj dks izsf"kr fd;k tk;sxkA
¼x½ ,sls ckg~; lsok;kstd ftuds }kjk 'kklukns'k fnukad 9&11&2006 ds vuqlkj ckg~;
lsok;kstd dk va'knku tek fd;k tkuk gS] muds }kjk izfrfu;qfDr ij dk;Zjr deZpkjh ds va'knku dh
/kujkf'k vuqyXud&2¼x&1½ rFkk ckg~; lsok;kstd dss va'knku dh /kujkf'k vuqyXud&2¼?k&1½lfgr
¼pkgs ckg~; lsok;kstd dk;kZy; izns'k ds vUnj fLFkr gks ;k ckgj½ izfrekg funs'kd] isa'ku ds i{k esa
cSad Mªk¶V }kjk vxys ekg dh 10 rkjh[k rd Hkstk tk;sxkA Mªk¶V dh /kujkf'k dks ys[kk'kh"kZd&8342
esa tek djus dh dk;Zokgh funs'kd] isa'ku] mRrj izns'k] y[kuÅ }kjk dh tk;sxhA
IFMTR
[ 44 ]
¼7½ ;fn fdlh deZpkjh ls fdlh ekg esa isa'ku ds fy, va'knku dh dVkSrh ugha dh tkrh gS
rks vkgj.k ,oa forj.k vf/kdkjh }kjk dVkSrh ds 'ksM~;wy esa va'knku dh dVkSrh ^^'kwU;** n'kkZrs gq,
mlds Li"V dkj.kksa dk fuf'pr :i ls mYys[k dj fn;k tk;sxkA
¼8½ osru vuqnku fcy ls isa'ku ds fy, va'knku gsrq dh x;h dVkSrh dh /kujkf'k yksd&ys[kk
i{k esa fuEukafdr ys[kk'kh"kZ esa vUrj.k }kjk tek dh tk;sxh %&
eq[; 'kh"kZ 8342&vU; tek&
y?kq 'kh"kZ 120&fofo/k tek&
mi 'kh"kZ 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk
'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,
fu/kkZfjr va'knku isa'ku ;kstuk&
foLr`r 'kh"kZ 02&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa dk va'knku&
fV;j&1
¼9½ laLFkk ds vkgj.k ,oa forj.k vf/kdkjh }kjk izsf"kr fd, x, 'ksM~;wy dh ,d izfr dks]
;FkkfLFkfr] dks"kkf/kdkjh@Hkqxrku ,oa ys[kkf/kdkjh }kjk vyx djds ,d vyx doj esa izR;sd ekg ,d
dofjax 'khV ftlesa laLFkkokj va'knku dh dqy jkf'k dk mYys[k gks] ds lkFk dk;kZy; funs'kd] isa'ku]
m0iz0] y[kuÅ dks lk¶V dkih ds lkFk Hkstk tk;sxkA
¼10½ mi&izLrj&6¼x½ ls vkPNkfnr ekeyksa ds vfrfjDr] izR;sd deZpkjh }kjk fd;s x;s
va'knku ds lerqY; ¼eSfpax½ va'knku jkT; ljdkj }kjk fd;k tk;sxkA bl gsrq fnukad 28 uoEcj]
2008 ds 'kklukns'k ds izLrj&¼2½ ,oa ¼3½ esa nh x;h izfØ;k dk vuqikyu fd;k tk;sxkA
¼11½ ¼d½ ifjHkkf"kr va'knku isa'ku ;kstuk ds fy, deZpkjh ds va'knku ds lerqY; jkT;
ljdkj ds va'knku gsrq ¼,slh ckg~; lsok dh vof/k ds fy, Hkh ftlds lEcU/k esa ckg~; lsok;kstd }kjk
isa'kujh va'knku ns; ugha gS½ izfr ekg fuEukafdr ys[kk'kh"kZ dks ^^MsfcV** fd;k tk;sxk %&
eq[; 'kh"kZ 2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&
mi eq[; 'kh"kZ 01&flfoy&
y?kq 'kh"kZ 117&fu/kkZfjr va'knk;h isa'ku Ldhe ds fy, ljdkjh va'knku&
mi 'kh"kZ 03&jkT; ljdkj dk va'knku&
foLr`r 'kh"kZ 03&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,
fu/kkZfjr va'knku
ekud en 20&lgk;d vuqnku@va'knku@jkt lgk;rk
mi;qZDr ys[kk'kh"kZ ls MsfcV dh x;h jkf'k ^^cqd VªkalQj** }kjk ys[kk'kh"kZ ^^8342&vU; tek&
120&fofo/k tek&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu
ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&04&'kklu
ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, jkT; ljdkj dk va'knku&fV;j&1** esa
tek dh tk;sxhA
deZpkjh dk va'knku ftl ekg ds osru ls dkVk x;k gks] mlds vxys ekg dh igyh rkjh[k
dks tek gqvk ekuk tk;sxkA blh izdkj jkT; ljdkj dk ekfld va'knku lkekU;r% ftl ekg ds fy,
deZpkjh dk va'knku dkVk x;k gks] ds vxys ekg dh igyh rkjh[k dks tek gqvk eku fy;k tk;sxk]
Hkys gh okLro esa fdlh vU; fnukad dks tek fd;k x;k gks] ijUrq bl iz;kstukFkZ ek= bUMsDl uEcj
vkoafVr gksus ds iwoZ dh vof/k ds vo'ks"k va'knku dk ekg ogh ekuk tk;sxk] ftlesa vo'ks"k va'knku
okLro esa tek fd;k x;k gks vFkok ftl ekg ds va'knku ds lkFk deZpkjh dk vo'ks"k va'knku osru
IFMTR
[ 45 ]
ls dkVdj tek fd;k x;k gksA mnkgj.k ds :i esa ;fn ,slk vo'ks"k va'knku lh/ks pkyku ds ek/;e
ls ekg twu esa tek fd;k tkrk gS rks jkT; ljdkj dk lerqY; va'knku fnukad 1 tqykbZ dks tek
ekuk tk;sxk rFkk ;fn vo'ks"k va'knku ekg flrEcj ds ekfld va'knku ds lkFk osru ds dkVdj tek
fd;k tkrk gS rks jkT; ljdkj dk va'knku 1 vDVwcj dks tek ekuk tk;sxkA LFkkukUrj.k dh n'kk esa
vfUre osru iphZ ¼,y0ih0lh0½ esa bl fLFkfr dk mYys[k fd;k t, fd fdl ekg rd va'knku dkVk
x;k gSA ;fn fdlh ekg@vof/k ds va'knku dh dVkSrh vo'ks"k gks] rks mls vfUre osru iphZ ij vyx
fVIi.kh ds :i esa n'kkZ;k tk;sxkA
¼[k½ ,slh ckg~; lsok ftlds fy, isa'ku va'knku ns; ugha gS] ckg~; lsok ij izfrfu;qfDr ds
vk/kkj ij dk;Zjr deZpkjh dk pkyku vFkok cSad Mªk¶V }kjk tek va'knku Hkh] ftl ekg ds osru ls
dVk gks] mlds vxys ekg dh igyh rkjh[k dks tek gqvk ekuk tk,xkA
¼12½ isa'ku fuf/k esa tek deZpkjh ds va'knku rFkk jkT; ljdkj ds va'knku ij jkT; ljdkj
}kjk lkekU; Hkfo"; fuf/k ds lEcU/k esa fu/kkZfjr nj ij okf"kZd C;kt vuqeU; gksxkA C;kt dh x.kuk
mlh vk/kkj ij dh tk;sxh tSls lkekU; Hkfo"; fuf/k ¼th0ih0,Q0½ [kkrs esas tek /kujkf'k ij dh tkrh
gSA
¼13½ funs'kd] isa'ku] m0iz0] y[kuÅ }kjk o"kZ ds vUr esa C;kt dk Hkqxrku fuEukafdr
ys[kk'kh"kZ dks MsfcV dj ^^cqd VªkalQj** }kjk lEcfU/kr [kkrksa esa tek fd;k tk;sxk &
eq[; 'kh"kZ 2049&C;kt vnk;fx;k¡&
mi eq[; 'kh"kZ 03&vYi cprksa] Hkfo"; fuf/k;ksa vkfn ij C;kt&
y?kq 'kh"kZ 117&fu/kkZfjr va'knk;h isa'ku Ldhe ij C;kt&
mi 'kh"kZ 03&fu/kkZfjr va'knku isa'ku ;kstuk fuf/k esa tek jkf'k ij C;kt&
foLr`r 'kh"kZ 03&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,
fu/kkZfjr va'knk;h isa'ku ;kstuk fuf/k esa tek jkf'k ij C;kt
ekud en 32&C;kt@ykHkka'k
¼14½ o"kZ ds vUr esa] funs'kd] isa'ku] m0iz0] y[kuÅ }kjk izR;sd deZpkjh ds lEcU/k esa ,d
LVsVesUV ¼nks izfr;ksa esa½ lEcfU/kr vkgj.k ,oa forj.k vf/kdkjh dks Hkstk tk;sxk ftlesa izkjfEHkd
vo'ks"k] deZpkjh@jkT; ljdkj dk vyx&vyx ekfld va'knku] C;kt dh /kujkf'k rFkk vfUre
vo'ks"k vafdr fd;k tk;sxkA LVsVesUV dh ,d izfr vkgj.k ,oa forj.k vf/kdkjh }kjk lEcfU/kr
deZpkjh dks miyC/k djk;h tk,xhA
¼15½ lEcfU/kr laLFkk ds eq[; dk;Zikyd vf/kdkjh@dk;kZy;k/;{k@vkgj.k ,oa forj.k
vf/kdkjh }kjk izR;sd deZpkjh ds funs'kd] isa'ku] m0iz0] y[kuÅ ls izkIr ^bUMsDl uEcj* ds vuqlkj
izi=&3 esa fu/kkZfjr izk:i esa ,d ystj] j[kk tk;sxk ftlesa deZpkjh dk o"kZ ds izkjEHk esa izkjfEHkd
vo'ks"k] deZpkjh ds va'knku rFkk jkT; ljdkj ds va'knku dh /kujkf'k] C;kt rFkk vfUre vo'ks"k
vafdr fd;k tk;sxkA izR;sd deZpkjh ds lEcU/k esa th0ih0,Q0 ikl&cqd dh Hkk¡fr izi=&4 esa fu/kkZfjr
izk:i ij ^^va'knk;h isa'ku ikl&cqd** Hkh j[kh tk;sxhA funs'kd] isa'ku ls izkIr LVsVesUV rFkk vkgj.k
,oa forj.k vf/kdkjh ds Lrj ij j[ks tkus okys ys[kksa esa ;fn dksbZ vUrj gks rks mldk funs'kd] isa'ku
ds dk;kZy; ls o"kZ izfro"kZ lek/kku fd;k tk;sxkA
¼16½ mi;qZDr vUrfje O;oLFkk ds nkSjku ;kstuk esa izko/kkfur LoSfPNd fV;j&II [kkrs dk
lapkyu ugha fd;k tk;sxkA
3&'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa gsrq tks 'kkldh; vf/kdkjh
vuqnku fcy izfrgLrk{kfjr djus gsrq vf/k—r gksa] os fu;fer :i ls ;g leh{kk djrs jgsaxs fd
lEcfU/kr laLFkk }kjk fu/kkZfjr izfØ;k dk ikyu fd;k tk jgk gSA ;g Hkh lqfuf'pr fd;k tk;sxk fd
IFMTR
[ 46 ]
ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa ds osru vuqnku fcy ekfld vk/kkj ij dks"kkxkj esa Hkqxrku
gsrq izLrqr fd;s tk;aA
4&—i;k 'kklu ds bu vkns'kksa dk vuqikyu leLr lEcfU/kr vf/kdkfj;ksa@deZpkfj;ksa }kjk
lqfuf'pr fd;k tk,A
vuwi feJ]
izeq[k lfpo] foRrA
&&&&&&
la[;k&lk&3&1913@nl&2010&301¼71½&2009
izs"kd]
vuwi feJ]
izeq[k lfpo] foRr]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo]
mRrj izns'k 'kkluA
2&leLr foHkkxk/;{k]
mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 19 uoEcj] 2010
%& 'kklu ls lgk;rk izkIr v'kkldh; f'k{k.k laLFkkvksa esa fnukad 1 vizSy] 2005 dks
vFkok mlds mijkUr fu;qDr dfeZ;ksa ij ykxw va'knku isa'ku ;kstuk dk
fØ;kUo;uA
egksn;]
'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa dh lsok esa vkus okys deZpkfj;ksa] tks uo ifjHkkf"kr
va'knku isa'ku ;kstuk ls vkPNkfnr gSa] ds ckjs esa dk;kZy;&Kki la[;k lk&3&1124@nl&
2010&301¼9½&2003 Vh0lh0] fnukad 15 flrEcj] 2010 }kjk fn'kk&funsZ'k tkjh fd;s x;s gSaA bl
;kstuk ds lqpk: :i ls fØ;kUo;u gsrq Jh jkT;iky egksn; fuEuor vkns'k nsrs gSa %&
¼1½ mi;qZDr 'kklukns'k fnukad 15 flrEcj] 2010 ds izLrj&2¼2½ esa mfYyf[kr izi=&1¼d½ esa
vkosnu&i= ij dkfeZd dh uohure ikliksVZ lkbt dh QksVks dk;kZy;k/;{k }kjk lR;kfir ,oa pLik
gksus ds lkFk&lkFk vxzlkj.k i= esa vkgj.k forj.k vf/kdkjh dk dksM] inuke rFkk dks"kkxkj dk uke
Hkh vafdr fd;k tk;sxkA
¼2½ u;h isa'ku ;kstuk ls vkPNkfnr f'k{kd ,oa f'k{k.ksRrj dkfeZdksa ds osru vuqnku fcy vyx
ls rS;kj dj ikj.k gsrq lacaf/kr dks"kkxkj esa izR;sd ekg izLrqr fd;s tk;saxsA 'kklukns'k fnukad
15 flrEcj] 2010 ds izLrj&6¼d½ esa mfYyf[kr izi= 2¼x½ deZpkjh dk va'knku ds 'ksM~;wy ds :i esa
iz;ksx fd;k tk;sxk rFkk ftl ys[kk'kh"kZ ls osru dk vkgj.k gks jgk gS mls Hkh iw.kZ 15 fMftV esa
'ksM~;wy ij vafdr fd;k tk;sxkA izi= 2¼?k½ dks okmpj ds :i esa iz;ksx fd;k tk;sxk rFkk bl
vuqnku la[;k 62 ds vUrxZr ys[kk'kh"kZ ^^2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&01&flfoy&117
fu/kkZfjr va'knk;h isa'ku Ldhe ds fy, ljdkjh va'knku&03 jkT; ljdkj dk va'knku&02 lgk;rk
izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa ds fy, fu/kkZfjr va'knku&20 lgk;d
IFMTR
[ 47 ]
vuqnku@va'knku@jkt lgk;rk** vafdr fd;k tk;sxkA ;g izR;sd deZpkjh ds fy, jkT; ljdkj ds
va'knku ds :i esa LFkkukUrfjr dh tkus okyh /kujkf'k ds fy, okmpj ds :i esa iz;ksx fd;k tk;sxkA
nksuksa izi=&2¼x½ ,oa 2¼?k½ dh nks&nks izfr;ka osru fcy ds lkFk layXu dh tk;saxh tks vkgj.k ,oa
forj.k vf/kdkjh }kjk vfuok;Z :i ls gLrk{kfjr gksaxhA
¼3½ osru ls dkVs x;s va'knku dh dkfeZdokj bUVªh jkT; deZpkfj;ksa dh Hkk¡fr dks"kkxkj Lrj
ij ys[kk'kh"kZd ^^8342&vU; tek&120 fofo/k tek 02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa
f'k{k.ksRrj deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy, fu/kkZfjr
va'knku isa'ku ;kstuk&01 lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa dk
va'knku&fV;j&1** esa dh tk;sxhA dks"kkxkjksa }kjk funs'kd isa'ku] mRrj izns'k] y[kuÅ dks 'kklukns'k
fnukad 15&09&2010 ds izi=&2¼x½ vkSj 2¼?k½ dh gkMZ dkih ds lkFk lk¶~V dkih Hkh miyC/k djk;h
tk;sxhA bu dkfeZdksa ds ys[kksa dk j[k&j[kko funs'kd] isa'ku }kjk mlh Hkk¡fr fd;k tk;sxk] ftl izdkj
ljdkjh deZpkfj;ksa ds fy;s fd;k tk jgk gSA 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa ds dkfeZdksa ds
va'knku ,oa jkT; ljdkj ds va'knku dk MkVkcsl l`ftr djus gsrq dks"kkxkj }kjk mlh iSdst dk
iz;ksx fd;k tk;sxk ftldk iz;ksx ljdkjh deZpkfj;ksa ds fy;s fd;k tk jgk gSA
¼4½ 'kklukns'k ds izLrj&6¼[k½ esa mfYyf[kr ckg~; lsok ;kstdksa }kjk izfrfu;qfDr ij dk;Zjr
dkfeZdksa ds isa'kujh va'knku dh /kujkf'k pkyku ds ek/;e ls dks"kkxkj esa tek ugha dh tk;sxhA ,sls
ckg~; lsok;kstd }kjk deZpkjh ds osru ls isa'kujh va'knku dh dVkSrh djrs gq, dVkSrh dh /kujkf'k
cSad MªkQV ds ek/;e ls rFkk lacaf/kr 'ksM~;wy&2¼x½ ij dkfeZd okj dVkSrh dk iw.kZ fooj.k izfof"V
djrs gq, funs'kd] isa'ku] mRrj izns'k] y[kuÅ dks vxys ekg dh 10 rkjh[k rd izsf"kr fd;k tk;sxkA
isa'ku funs'kd }kjk lacaf/kr deZpkjh ds isa'kujh va'knku ls lacaf/kr cSad MªkQ~V 'ksM~;wy&2¼x½ ds lkFk
dks"kkxkj esa tek fd;k tk;sxkA fu;ksDrk va'knku tek djus ds fy, funs'kd] isa'ku }kjk ns;d
vuqnku la[;k&62 ds ys[kk'kh"kZ ^^2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&01 flfoy&117 fu/kkZfjr
va'knk;h isa'ku Ldhe ds fy, ljdkjh va'knku&03 jkT; ljdkj dk va'knku 02 lgk;rk izkIr f'k{k.k
laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa ds fy, fu/kkZfjr va'knku&20 lgk;d vuqnku@
va'knku@jkt lgk;rk** ij cukdj tokgj Hkou dks"kkxkj dks izsf"kr fd;k tk;sxkA
¼5½ ,sls ckg~; lsok;kstd ftuds }kjk ckg~; lsok;kstd dk va'knku tek fd;k tkuk gS] muds
}kjk izfrfu;qfDr ij dk;Zjr deZpkjh ds va'knku dh /kujkf'k izi=&2¼x½ rFkk ckg~; lsok;kstd ds
va'knku dh /kujkf'k izi=&2¼?k½ lfgr ¼pkgs ckg~; lsok;kstd dk;kZy; izns'k ds vUnj fLFkr gks ;k
ckgj½ izfrekg funs'kd] isa'ku ds i{k esa cSad MªkQ~V ds lkFk vxys ekg dh 10 rkjh[k rd Hksth
tk;sxhA MªkQ~V dh /kujkf'k dks ys[kk'kh"kZd&8342 esa tek djus dh dk;Zokgh funs'kd] isa'ku mRrj
izns'k] y[kuÅ }kjk izLrj&¼4½ ds vuqlkj dh tk;sxhA
¼6½ dkfeZd dk LFkkukUrj.k gksus ij tkjh vfUre osru izek.k&i= dh ,d izfr vkgj.k forj.k
vf/kdkjh }kjk funs'kd] isa'ku dks vfuok;Z :i ls izsf"kr dh tk;sxhA funs'kd] isa'ku] mRrj izns'k]
y[kuÅ }kjk dkfeZd dh u;h rSukrh ds tuin ds dks"kkxkj ls mDr dkfeZd ds va'knku dh dVkSrh
djus ds laca/k esa funsZ'k tkjh fd;s tk;saxsA
Hkonh;]
vuwi feJ]
izeq[k lfpo] foRrA
&&&&&&
IFMTR
[ 48 ]
mRrj çns'k 'kklu
foRRk ¼lkekU;½ vuqHkkx&3
la[;k&lk&3&1065@nl&301¼9½&2011
y[kuÅ% 15 flrEcj] 2011
dk;kZy;&Kki
izns'k esa u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds fØ;kUo;u gsrq us'kyu flD;ksfjVht
fMikftVjh fyfeVsM ¼,u0,l0Mh0,y0½ dks lsUVªy fjdkMZ dhfiax ,tsUlh ¼lh0vkj0,0½ fu;qDr fd;k
x;k gS rFkk ,u0,l0Mh0,y0 ds lkFk lh0vkj0,0 vuqcU/k fnukad 12 vxLr] 2011 dks gLrk{kfjr
fd;k tk pqdk gSA bl vuqcU/k ds vUrxZr ,u0,l0Mh0,y0 }kjk eq[;r% v/kksfyf[kr lsok;sa jkT;
ljdkj dks iznku dh tk;sxh %&
¼1½ vfHknkrk MkVk csl dk l`tu
¼2½ izR;sd vfHknkrk ds fy, ijekusUV fjVk;jesUV vdkmUV uEcj ¼PRAN½ dk vkoaVu
¼3½ isa'ku va'knku ls lEcfU/kr lwpukvksa dk ladyu
¼4½ ;kstukvksa rFkk isa'ku fuf/k;ksa ds vk/kkj ij bUosLVesUV izhQjsUl dk oxhZdj.k ,oa ladyu
¼5½ VªLVh ys[ks ls izkIr isa'ku Q.M fjiksVZ dk isa'ku Q.M dUVªhC;w'ku bUQkWjes'ku fjiksVZ ds lkFk
feyku ,oa lek'kks/ku
¼6½ =qfV;ksa ,oa folaxfr;ksa ds lEcU/k esa fjiksVZ rS;kj djuk
¼7½ vfHknkrkvksa dh f'kdk;rksa dk ladyu
¼8½ lEcfU/kr lfoZl izksokbMj ls f'kdk;rksa dk lek/kku djkuk
¼9½ vfHknkrk@fuos'kd dh f'kdk;rksa ls lEcfU/kr ,sD'ku Vsdsu fjiksVZ rS;kj djuk
¼10½ izR;sd isa'ku Q.M }kjk fofHkUu ;kstukvksa esa fuos'k dh fjiksVZ rS;kj djuk rFkk vko';d /kujkf'k
lEizsf"kr fd;s tkus gsrq VªLVh cSad dks funsZ'k nsuk
¼11½ fu"dklku dh jkf'k vfHknkrk ds [kkrs esa lEizsf"kr fd;s tkus rFkk vo'ks"k /kujkf'k ,U;wVh ;kstuk
ds lkis{k ,U;wVh izksokbMj ds [kkrs esa lEizsf"kr fd;s tkus gsrq VªLVh cSad dks funsZ'k nsuk
¼12½ mijksDr ds vfrfjDr isa'ku fuf/k fu;ked ,oa fodkl izkf/kdj.k ¼PFRDA½ }kjk fn;s funsZ'kksa ds
vuqlkj fu/kkZfjr 'krksZa ij ,slh vU; lsok;sa iznku djuk ftUgsa jkT; ljdkj ,u0,l0Mh0,y0 ls izkIr
djuk pkgsaA
2&,u0,l0Mh0,y0 ds lkFk fu"ikfnr lh0vkj0,0 vuqcU/k ds vuqPNsn 5 ,oa 6 esa] vuqcU/k ds rgr
,u0,l0Mh0,y0 }kjk iznku dh tkos okyh lsokvksa gsrq Qhl ds Hkqxrku dh 'krksZa dk mYys[k fd;k
x;k gSA Qhl dh njsa fuEukuqlkj gksaxh %&
lsok ftlds fy, 'kqYd dk Hkqxrku fd;k tkuk gS lsok 'kqYd
¼1½ ijekusUV fjVk;jesUV [kkrksa dh la[;k 10 yk[k rd jgus ij&
ijekusUV fjVk;jesUV ,dkmUV ¼PRA½ [kksyus gsrq 'kqYd #0 50@&
PRA ds j[k j[kko gsrq izfr [kkrk okf"kZd 'kqYd #0 350@&
izfr VªkUtsD'ku 'kqYd #0 10@&
¼2½ ijekusUV fjVk;jesUV [kkrksa dh la[;k 10 yk[k ls vf/kd ijUrq 30 yk[k ls de jgus ij&
ijekusUV fjVk;jesUV ,dkmUV ¼PRA½ [kksyus gsrq 'kqYd #0 50@&
PRA ds j[k j[kko gsrq izfr [kkrk okf"kZd 'kqYd #0 280@&
izfr VªkUtsD'ku 'kqYd #0 06@&
IFMTR
[ 49 ]
¼3½ ijekusUV fjVk;jesUV [kkrksa dh la[;k 30 yk[k ls vf/kd gksus ij&
ijekusUV fjVk;jesUV ,dkmUV ¼PRA½ [kksyus gsrq 'kqYd #0 50@&
PRA ds j[k j[kko gsrq izfr [kkrk okf"kZd 'kqYd #0 250@&
izfr VªkUtsD'ku 'kqYd #0 04@&
lsok dj ,oa vU; ykxw dj vfrfjDr ns; gksaxsA
3&jkT; ljdkj dh vko';drkuqlkj ;fn lh0vkj0,0 vuqcU/k ds vUrxZr ,u0,l0Mh0,y0
}kjk vfrfjDr lsok;sa iznku dh tkrh gSa rFkk blds fy;s ;fn ,u0,l0Mh0,y0 }kjk vfrfjDr Qhl
pktZ dh tkrh gS rks ,slh vfrfjDr lsok;sa jkT; ljdkj dh iwoZ vuqefr ls iznku dh tk;saxhA
4&mi;qZDr rkfydk esa of.kZr VªkUtsD'ku dk rkRi;Z v/kksfyf[kr lEO;ogkjksa ls gksxk&
¼1½ Ldhe fLofpax fjDosLV rFkk Ldhe izhQjsUl psUt fHkUu&fHkUu VªkUtsD'ku ekus tk;saxsA
¼2½ izR;sd ekg ds va'knku dk forj.k vf/kdre pkj Ldheksa ds e/; fd;s tkus dks ,d
VªkUtsD'ku ekuk tk;sxk rFkk pkj ls vf/kd ,oa vkB Ldheksa rd forj.k dks nks VªkUtsD'ku
ekuk tk;sxkA Ldheksa dh la[;k ds vuqlkj VªkUtsD'ku dh x.kuk blh Øekuqlkj dh tk;sxhA
5&vfHknkrkvksa }kjk lh0vkj0,0 flLVe esa I-PIN jh&lsV fd;s tkus gsrq dksbZ 'kqYd ns; ugha
gksxkA lh0vkj0,0 flLVe dh IVRS iz.kkyh ds ek/;e ls vfHknkrkvksa }kjk T-PIN jh&lsV fd;s tkus
gsrq dksbZ 'kqYd ns; ugha gksxk ijUrq ;fn I-PIN/T-PIN dks mlh Hkkafr l`ftr ,oa fMLiSp fd;s tkus
dh vko';drk gksrh gS ftl Hkkafr vfHknkrk dk [kkrk [kksys tkus ds le; gqbZ Fkh rks PFRDA rFkk
,u0,l0Mh0,y0 ds e/; vkilh lgefr ls fu/kkZfjr iz'kklfud O;; ,oa iksLVy O;; jkT; ljdkj
}kjk ns; gksaxsA blh izdkj u;s PRAN dkMZ ds l`tu ,oa fMLiSp gsrq Hkh PFRDA }kjk le;≤
ij fu/kkZfjr njksa ij ,u0,l0Mh0,y0 dks Hkqxrku ns; gksxkA
6&lh0vkj0,0 vuqcU/k ds rgr ,u0,l0Mh0,y0 }kjk lsok 'kqYd ds Hkqxrku gsrq =Sekfld
vk/kkj ij fcy funs'kd] isa'ku] mRrj izns'k ds i{k esa izLrqr fd;s tk;saxsA fcy dk Hkqxrku fcy izkfIr
dh frfFk ls 30 fnu dh vof/k esa funs'kd isa'ku }kjk dj fn;k tk;sxkA ;fn fu/kkZfjr vof/k esa Hkqxrku
ugha fd;k tkrk gS rks lh0vkj0,0 vuqcU/k ds vuqPNsn 6-5 ds vuqlkj foyEc dh vof/k ds fy,
,u0,l0Mh0,y0 jkT; ljdkj ls] Hkkjrh; LVsV cSad ds izkbe ySfUMax jsV ls 2-5% vf/kd dh nj ij
C;kt dk Hkqxrku ikus gsrq gdnkj gksxkA
7&funs'kd] isa'ku] ,u0,l0Mh0,y0 ls fcy izkIr gksus ds ,d lIrkg ds vUnj fcy esa nf'kZr
fofHkUu enksa esa fn[kk;s x;s VªkatsD'kUl dk feyku dks"kkxkjksa ls izkIr fjiksVZ ls djsaxsA ;fn nksuksa esa
fHkUurk gksrh gS] rks bl lEcU/k esa funs'kd] isa'ku }kjk ,u0,l0Mh0,y0 dks rRdky bZ&esy@QSDl
}kjk fHkUurk dk fooj.k izsf"kr fd;k tk;sxkA fHkUurk ds lek/kku gsrq ,u0,l0Mh0,y0 dks ,d lIrkg
dk le; fn;k tk;sxkA ;fn bl vof/k fHkUurk dk lek/kku gks tkrk gS] rks vxys nks lIrkgksa ds
vUnj funs'kd isa'ku }kjk Hkqxrku dh dk;Zokgh lqfuf'pr dh tk;sxhA ;fn fu/kkZfjr vof/k esa fHkUurk
dk lek/kku ugha gks ikrk gS] vkSj Hkqxrku esa foyEc laHkkfor gks rks] ,u0,l0Mh0,y0 ds fcy dk
Hkqxrku bl 'krZ ds lkFk dj fn;k tk;sxk fd vxys fcy ls ;Fkko';d lek;kstu dj fy;k tk;sxkA
vxyk fcy izkIr gksus ds iwoZ rhu ekg dh vof/k esa fHkUurk dk lek/kku vo'; djk fy;k tk;sxkA
o`Unk l:i]
izeq[k lfpo] foRrA
&&&&&&
IFMTR
[ 50 ]
mRrj çns'k 'kklu
foRRk ¼lkekU;½ vuqHkkx&3
la[;k&lk&3&1066@nl&2011-301¼9½&2011
y[kuÅ% 15 flrEcj] 2011
&&&&&&
dk;kZy;&Kki
%& jkT; ljdkj dh lsok esa rSukr] uo ifjHkkf"kr va'knku isa'ku ;kstuk ls vkPNkfnr
vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa ds lh0vkj0,0 flLVe esa iathdj.k rFkk
isa'ku va'knku ds lEizs"k.k ds lEcU/k esaA
dkfeZd ,oa izf'k{k.k foHkkx] dkfeZd] yksd f'kdk;rsa ,oa isa'ku ea=ky;] Hkkjr ljdkj ds
dk;kZy;&Kki la[;k 25014@14@2001-AIS (II) fnukad 08&09&09 esa nh x;h O;OkLFkkvksa ds vuq:i
fuEuor vkns'k iznku djus ds funsZ'k fn;s x;s gSa %&
¼1½ vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa ds fy, u;h isa'ku ;kstuk esa nks fV;j] fV;j&I
rFkk fV;j&II gksaxsA fnukad 01&01&2004 dks vFkok mlds mijkUr fu;qDr vf[ky Hkkjrh;
lsokvksa ds vf/kdkfj;ksa }kjk fV;j&I esa vfuok;Zrk^ va'knku fd;k tk;sxk tcfd fV;j&II esa
va'knku oSdfYid gksxkA
¼2½ fV;j&I esa izfrekg ewy osru] xzsM&is ,oa egaxkbZ HkRrs ds ;ksx ds 10% ds cjkcj
va'knku fd;k tk;sxkA bl va'knku dh dVkSrh vf/kdkjh ds osru ls dks"kkf/kdkjh@bjyk psd
vuqHkkx }kjk dh tk;sxhA jkT; ljdkj }kjk lerqY; va'knku fd;k tk;sxkA
¼3½ fV;j&I esa fd;s tkus okys va'knku ¼fuos'k ls izkIr vk; lfgr½ vfu"dkluh; isa'ku
[kkrs esa tek gksxhA fV;j&II esa fd;s tkus okys va'knku ,d vyx [kkrs esa j[ks tk;saxs ftlesa
ls /kujkf'k dk fu"dklu lEcfU/kr vf/kdkjh ds fodYi ij vuqeU; gksxkA fV;j&II esa ljdkj
}kjk va'knku ugha fd;k tk;sxkA
¼4½60 o"kZ dh vk;q ij vFkok mlds mijkUr vfHknkrk }kjk fV;j&I ls fudklh (Exit)
dh tk ldsxhA fudklh ds le; ;g vko';d gksxk fd vfHknkrk }kjk fV;j&I esa lafpr
fuf/k;ksa ds 40 izfr'kr dk fuos'k] chek fu;ked ,oa fodkl izkf/kdj.k (IRDA) }kjk fu;af=r
fdlh thou chek dEiuh ls okf"kZdh (Annuity) dk Ø; djus esa fd;k tk;s ftlls vfHknkrk
rFkk ml ij vkfJr ekrk&firk@iRuh ;k ifr ds thou dky ds fy, isa'ku izkIr gksxhA ;fn
fdlh vf/kdkjh }kjk 60 o"kZ dh vk;q ds iwoZ u;h isa'ku ;kstuk ls fudklh dh tkrh gS rks
mlds isa'ku ys[ks esa lafpr jkf'k ds 80 izfr'kr Hkkx dk vfuok;Z :i ls okf"kZdhdj.k
(Annuitization) fd;k tk;sxkA 'ks"k jkf'k dk ,deq'r Hkqxrku fd;k tk;sxkA
¼5½ ftl ekg esa fdlh vf/kdkjh }kjk lsok esa izos'k fd;k tkrk gS] mlls vxys ekg ds
osru ls fV;j&I esa va'knku ds fy, dVkSrh izkjEHk dh tk;sxhA lsok esa izos'k ds ekg gsrq
dVkSrh ugha dh tk;sxhA
¼6½ u;h isa'ku ;kstuk ls vkPNkfnr vf/kdkfj;ksa dks lkekU; Hkfo"; fuf/k dh lqfo/kk
miyC/k ugha gksxhA ;fn fdlh vf/kdkjh ds osru ls lkekU; Hkfo"; fuf/k ds fy, dVkSfr;k¡ dh
x;h gksa rks dVkSfr;ksa dh jkf'k lEcfU/kr vf/kdkjh dks okil dj nh tk;sxhA
¼7½ lkewfgd chek ;kstuk ds fy, dVkSrh dh tk;sxhA
¼8½ iqjkuh isa'ku ;kstuk ls vkPNkfnr izknsf'kd lsokvksa ds vf/kdkfj;ksa dh izksUufr@p;u
vf[ky Hkkjrh; lsokvksa esa gks tkus ij os iqjkuh isa'ku ;kstuk ls vPNkfnr gksaxsA
¼9½ vf[ky Hkkjrh; lsokvksa ds lnL;ksa dh isa'ku fuf/k;ksa dk izcU/ku isa'ku fuf/k fu;ked
fodkl izkf/kdj.k (PFRDA) }kjk fu;qDr isa'ku fuf/k izcU/kdksa }kjk fd;k tk;sxk rFkk muls
IFMTR
[ 51 ]
lEcfU/kr vfHkys[kksa dk j[k&j[kko lsUVªy fjdkMZ dhfiax ,tsUlh (CRA)- us'kuy flD;ksfjVht
fMikftVjh fyfeVsM (NSDL) }kjk fd;k tk;sxkA
¼10½ vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa ls lEcfU/kr u;h isa'ku ;kstuk lEcU/kh leLr
dk;Zokfg;ksa gsrq funs'kd] isa'ku] mRrj izns'k] uksMy vf/kdkjh gksaxsA osru ls ekfld va'knku
dh dVkSrh dks"kkf/kdkfj;ksa@lECfU/kr Hkqxrku dk;kZy;ksa }kjk dh tk;sxhA dVkSfr;ksa dk fooj.k
dks"kkf/kdkfj;ksa@ Hkqxrku dk;kZy;ksa }kjk funs'kd] isa'ku] mRrj izns'k dks izsf"kr fd;k tk;sxkA
¼11½ leLr vfHknkrkvksa ds va'knku dk dks"kkxkjksa@Hkqxrku dk;kZy;ksa ls izkIr fooj.k
funs'kd] isa'ku }kjk ladfyr fd;k tk;sxkA fu;ksDrk va'knku ls lEcfU/kr fooj.k Hkh funs'kd]
isa'ku }kjk rS;kj fd;k tk;sxkA
¼12½ funs'kd] isa'ku] mRrj izns'k }kjk vfHknkrk va'knku Qkby (Subscriber
Contribution File-SCF) rS;kj dj lh0vkj0,0 flLVe ij viyksM dh tk;sxhA VªLVh cSad
dks fuf/k;ksa dk lEizs"k.k rFkk dkfeZd ,oa izf'k{k.k foHkkx] Hkkjr ljdkj dks lwpukvksa dk izs"k.k
Hkh funs'kd] isa'ku }kjk fd;k tk;sxkA
¼13½ fnukad 01&01&2004 dks vFkok mlds mijkUr fu;qDr leLr vf[ky Hkkjrh;
lsokvksa ds vf/kdkfj;ksa }kjk vuqyXud&1 ij iathdj.k izi= Hkjs tk;saxsA
¼14½ ftyk dks"kkxkj@Hkqxrku dk;kZy;ksa dk ;g nkf;Ro gksxk fd os leLr lECfU/kr
vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa dk iathdj.k izi= Hkjokdj funs'kd] isa'ku dks izsf"kr
djsaA U;w isa'ku flLVe dUVªhC;w'kUl vdkmfUVax usVodZ (NPSCAN) esa funs'kd] isa'ku Hkqxrku
,oa ys[kkf/kdkjh ds :i esa dk;Z djsaxsA
¼15½ funs'kd] isa'ku iathdj.k izi=ksa dh tkap dj ,u0,l0Mh0,y0 dks bu vkns'kksa ds
,d ekg ds vUnj izsf"kr djsaxsA ,u0,l0Mh0,y0 }kjk bu izi=ksa ij dk;Zokgh dj leLr
fdV~l ekg vDVwcj] 2011 rd funs'kd] isa'ku dks izsf"kr fd;s tk;saxsA
¼16½ ijekusUV jftLVªs'ku vykVesUV uEcj (PRAN) izkIr gks tkus ds mijkUr funs'kd]
isa'ku fu;fer viyksM rFkk fuf/k;ksa dk gLrkUrj.k izkjEHk dj nsaxsA blds mijkUr iwoZ esa dh
x;h dVkSfr;ksa ds fooj.k rFkk fuf/k;ksa dk gLrkUrj.k ,d vFkok vf/kdre nks fd'rksa esa fd;k
tk;sxkA
¼17½ funs'kd] isa'ku dks dks"kkxkjksa@Hkqxrku dk;kZy;ksa ls lwpuk izkIr gks tkus ds mijkUr
funs'kd] isa'ku }kjk NPSCAN esa vfHknkrk ,oa fu;ksDrk va'knku ls lEcfU/kr vkadM+s viyksM
fd;s tk;saxsA viyksfMax iw.kZ gks tkus ds mijkUr VªkUtsD'ku vkbZ Mh izkIr gksxhA funs'kd]
isa'ku vfHknkrk ,oa fu;ksDrk va'knku dh lagr jkf'k lEcfU/kr ys[kk'kh"kZ ls vkgfjr dj]
/kujkf'k VªLVh cSad&cSad vkWQ bf.M;k ds i{k esa Mªk¶V@vkj0Vh0th0,l0@,u0bZ0,Q0Vh0
}kjk lEizsf"kr djsaxsA
¼18½ funs'kd] isa'ku ,oa dks"kkf/kdkfj;ksa }kjk vuqyXud&5 esa fn;s x;s izk:i ij
vfHknkrkvksa dh o.kZØekuqlkj bUMsDl jftLVj j[kk tk;sxkA funs'kd] isa'ku }kjk vuqyXud&6
ij fn;s x;s izk:i esa VªLVh cSad dks va'knku dh /kujkf'k;ksa ds lEizs"k.k dk fooj.k rFkk
vuqyXud&7 esa vf/kdkjhokj [kkrksa dk fooj.k j[kk tk;sxkA
¼19½ ;fn Hkqxrku Mªk¶V }kjk fd;k tk jgk gks rks Mªk¶V ds i`"B Hkkx ij funs'kd] isa'ku
dh iathdj.k la[;k] osru Hkqxrku dk ekg rFkk VªkUtsD'ku vkbZ0Mh0 vafdr fd;s tk;saxsA ;g
fooj.k vxzlkj.k i= esa Hkh fn;s tk;saxsA ;fn Hkqxrku vkj0Vh0th0,l0@,u0bZ0,Q0Vh0 }kjk
fd;k tkrk gS rks bl gsrq cSadj dks fn;s x;s vkosnu&i= ds fjekdZ dkye esa mijksDr fooj.k
fn;s tk;saxsA
¼20½ vfHknkrkvksa ,oa fu;ksDrk va'knku ds ,fj;j dh olwyh ,oa VªLVh cSad dks /kujkf'k;ksa
dk gLrkUrj.k ,d fuf'pr le;kof/k ds vUnj fd;k tk;sxkA ;fn va'knku dh olwyh iwoZ esa
IFMTR
[ 52 ]
dj i`Fkd :i ls fdlh ys[kk'kh"kZ esa tek dh x;h gks rks mls rRdky vkgfjr dj VªLVh cSad
dks lEizsf"kr fd;k tk;sxkA
¼21½ ;fn jkT; ljdkj }kjk va'knku dh olwyh fd'rksa esa fd;s tkus dk fu.kZ; fy;k
tkrk gS rks ;g lqfuf'pr fd;k tk;sxk fd fu;ksDrk va'knku dh fd'rsa vfHknkrk ds va'knku
ls vf/kd u gksaA
¼22½ fnukad 01&01&2004 ds mijkUr u;s izos'kdksa] ftuds va'knku dh dVkSrh vHkh
izkjEHk u gqbZ gks] ds ekeyksa esa fnukad 01&01&2004 vFkok lsok esa izos'k dh frfFk ls va'knku
dh olwyh ekgokj orZeku ekg ds va'knku ds lkFk dh tk;A bl izdkj] bu izdj.kksa esa izR;sd
ekg vfHknkrk ds osru ls ,d fd'r orZeku -----------------------
¼23½ fdlh vfHknkrk dk LFkkukUrj.k ,d dk;kZy; ls nwljs dk;kZy; esa gksus vFkok mlds
dsUæ ljdkj esa izfrfu;qfDr ij tkus dh n'kk esa dks"kkf/kdkfj;ksa@Hkqxrku dk;kZy;ksa }kjk
vfHknkrk ds vafre osru izek.kd esa mlds (PRAN) rFkk ftl ekg rd va'knku dh olwyh
dh x;h gks] dk fooj.k vafdr fd;k tk;sxkA
¼24½ vfHknkrk ds osru ls dh tkus okyh isa'ku va'knku dVkSrh dh /kujkf'k ys[kk'kh"kZ
^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy;s fu/kkZfjr va'knk;h isa'ku Ldhe&01&jkT;
deZpkfj;ksa ds fy;s fu/kkZfjr va'knku isa'ku ;kstuk&01&jktdh; deZpkfj;ksa dk va'knku
fV;j&I" esa cqd VªkalQj }kjk tek dh tk;sxhA fV;j&II esa va'knku dh jkf'k ys[kk'kh"kZ
^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy;s fu/kkZfjr va'knk;h isa'ku Ldhe&01&jkT;
deZpkfj;ksa ds fy;s fu/kkZfjr va'knku isa'ku ;kstuk&04&jktdh; deZpkfj;ksa dk va'knku
fV;j&II" esa cqd VªkalQj }kjk tek dh tk;sxhA fu;ksDrk va'knku dh jkf'k ys[kk'kh"kZ
^^2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&01&flfoy&117&fu/kkZfjr va'knk;h isa'ku Ldhe
ds fy, ljdkjh va'knku&03&jkT; ljdkj dk va'knku&01&jktdh; deZpkjh& fV;j&I" ls
vkgfjr dj ys[kk'kh"kZ ^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy;s fu/kkZfjr va'knk;h
isa'ku Ldhe&01&jkT; deZpkfj;ksa ds fy;s fu/kkZfjr va'knku isa'ku ;kstuk&02&jktdh;
deZpkfj;ksa dk va'knku fV;j&II" esa cqd VªkalQj }kjk tek dh tk;sxhA VªLVh cSad dks
Hkqxrku gsrq mijksDr ys[kk'kh"kZ&8342 ds laxr foLr`r 'kh"kZ ls vfHknkrk ,oa fu;ksDrk va'knku
dh jkf'k dk vkjg.k funs'kd] isa'ku }kjk fd;k tk;sxkA
¼25½ dkfeZd ,oa izf'k{k.k foHkkx] dkfeZd] yksd f'kdk;rsa ,oa isa'ku ea=ky;] Hkkjr ljdkj
ds dk;kZy;&Kki la[;k 25014@14@2001-AIS (II)] fnukad 08&09&09 esa fn;s x;s vU;
vuqyXud Hkh bl dk;kZy;&Kki ds lkFk bl vk'k; ls layXu fd;s tk jgs gSa fd muesa fn;s
x;s izk:iksa ij fofHkUu lwpukvksa ,oa iaft;ksa dk j[k&j[kko lqfuf'pr fd;k tk;sA
—i;k mijksDr funsZ'kksa dk rRijrk ls vuqikyu lqfuf'pr djsaA
layXud&;FkksDrA
Hkonh;k]
o`Unk l:i]
izeq[k lfpoA
&&&&&&
IFMTR
[ 53 ]
ANNEXURE-IVA
Six digit code---------------------------------------------------------
Name
of the
Member
of
Service
Designation Basic
Pay
Date
of
Birth
Unique
Pension
a/c no.
in 15
digits
[to be
allotted
by
CAO(P)
]
Date of
Joining
Service
Details of nominee(s) for
accumulations under Pension
Account
Remarks
Name of
Nominee
(s)
Age Relation-
ship with
Member
of Service
% age
of
share
Signature of SNO with seal-----------------------------
&&&&&
ANNEXURE-III
INDEX REGISTER
Unique
Pension
Account
No.
Name of the
Member of
Service
Designation Name of the
Office in
which joined
service
Date of
Birth
Date of Joining
Service
Signature
of
JAO/AAO
ANNEXURE-IV
(See Para 9)
Format of schedule of Member of Service's contributions towards Tier-I and Tier-II of the new
Pension Scheme (to be attached with the pay bill.)
Name of To
Unique
Pension
a/c no. in
15 digits
[(to be
Name of
the
Member
of
Service
Designation Basic Pay
D P
Rs.
D A
Rs.
Contribution
under Tier-I
(Rs.)
Contribution
under Tier-II
*(Rs.)
Total
Rs.
Remarks
IFMTR
[ 54 ]
allotted
by
CAO(P)]
(Rupees-----------------------------------------------------------------)
*This column is not to be used during the interim period
Date and signature of TO.
&&&&&
ANNEXURE-V
(See Para 10)
Format of schedule of Member of Service's contributions towards Tier-I of the new Pension
Scheme (to be attached with the bill for drawl of Government's contribution.)
Name of SNO
Unique
Pension
a/c no. in
15 digits
[(to be
allotted
by
CAO(P)]
Name of
the
Member
of Service
Designation Basic Pay
D P Rs. D A Rs. Government's Contribution Rs.
Remarks
(Rupees-----------------------------------------------------------------)
Date and signature of SNO.
(ANNEXURE-VII)
(See Para 11)
NEW PENSION SCHEME LEDGER FOLIO
Name---------------------------------------------------------------------------------------
Designation---------------------------Department-------------------------------------
Date of joining All India Service-------------------------------------------------------
IFMTR
[ 55 ]
Date of Superannuation----------------------------------------------------------------
Unique Pension Account no. allotted by SNO
Month Basic
Pay
DA. Member's Contribution under Tier-I
Rs.
Govt.'s Contribution under Tier-I
Rs.
Total Tier-I (Rs.)
Member's Contribution under Tier-II
Rs.
Remark
April
May
June Tier-I Tier-II
July OB as on
Aug. <spans
&&&&&
(ANNEXURE-VI)
Pran No. Name of the
Member of
Service
Designation Date of
Birth
Date of
Joining the
All India
Services
Date of
Joining
Deptt./office
under the
payment
control of
TO/SNO
Signature of
TO/SNO
IFMTR
[ 56 ]
ANNEXURE-I
(Datails to be furnished by Member of the Service)
1. Name of the Member of Service :
2. Designation :
3. Name of Min./Dept./Orgn. :
4. Scale of Pay :
5. Date of Birth :
6. Date of Joining Govt. Service :
7. Basic Pay :
8. Nominee for accumulations
Under the Pension Account :
Sr. No. Name of Nominee (s) Age Percentage of share
payable
Relationship with
Member of Service
Signature of the Member of the Service
TO/SNO
&&&&&
ANNEXURE-II
Name of SNO------------------------------------------------------
Name of Office and address------------------------------------
SL. Name of the
Member of
Service
Designation Basic
Pay
Date
of
Birth
Unique
Pension
a/c no. in
15 digits
[to be
allotted
by
CAO(P)]
Date of
joining
service
Details of nominee (s) for
accumulations under Person Account
Name of
Nominee(s)
Age Relation-
ship with
MoS
% age
of
share
Name of the SNO-----------------------------------
OFFICE SEAL---------------------------------------
&&&&&&
IFMTR
[ 57 ]
la[;k&lk&3&1067@nl&2011&301¼9½/2011
izs"kd]
o`Unk l:i]
izeq[k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&izeq[k lfpo] jkTiky lfpoky;@fo/kku lHkk@fo/kku ifj"kn]
mRrj izns'kA
2&leLr izeq[k lfpo@lfpo] mRrj izns'k 'kkluA
3&egkfucU/kd] ekuuh; mPp U;k;ky;] bykgkcknA
4&leLr foHkkxk/;{k@dk;kZy;k/;{kA
5&funs'kd] dks"kkxkj] tokgj Hkou] y[kuÅ] mRrj izns'kA
6&funs'kd] isa'ku] bfUnjk Hkou] y[kuÅ] mRrj izns'kA
7&leLr e.Myk;qDr@ ftykf/kdkjh] mRrj izns'kA
8&leLr eq[;@ofj"B dks"kkf/kdkjh] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 15 flrEcj] 2011
%&u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds fØ;kUo;u ds lEcU/k esaA
egksn;]
fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj dh lsok esa vFkok jkT; ljdkj
}kjk lgk;frr ,slh f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr ,slh Lok;Rr'kklh laLFkkvksa]
ftuesa ljdkjh deZpkfj;ksa dh isa'ku ;kstuk ds leku isa'ku ;kstuk iwoZ ls ykxw Fkh] esa u;s izos'kdksa ij
u;h ifjHkkf"kr va'knku isa'ku ;kstuk vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad
28 ekpZ] 2005 }kjk ykxw dh x;h gSA
2&u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds fØ;kUo;u gsrq Hkkjr ljdkj }kjk xfBr isa'ku
fuf/k fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk ubZ isa'ku ;kstuk ds fy, rS;kj dh
x;h lajpuk ¼vkfdZVsDpj½ dks jkT; ljdkj ds dk;kZy;&Kki la[;k lk&3&313@nl&2009&301¼9½&
2003] fnukad 15 ebZ] 2009 }kjk vaxh—r fd;k x;k gSA bl vkfdZVsDpj esa us'kuy flD;ksfjVht
fMikftVjh fyfeVsM ¼,u0,l0Mh0,y0½ dks lsUVªy fjdkMZ dhfiax ,tsUlh ¼lh0vkj0,0½ cSad vkWQ
bf.M;k dks VªLVh cSad rFkk Hkkjrh; LVsV cSad] ;wfuV VªLV vkWQ bf.M;k ,oa Hkkjrh; thou chek fuxe
dks isa'ku fuf/k izcU/kd ¼Q.M eSustj½ fu;qDr fd;k x;k gSA isa'ku fuf/k;ksa ds leqfpr izcU/ku rFkk
j[kj[kko ds fy, ih0,Q0vkj0Mh0,0 }kjk ubZ isa'ku iz.kkyh VªLV ¼,u0ih0,l0VªLV½ dk xBu fd;k
x;k gSA
3&ubZ isa'ku ;kstuk ds fØ;kUo;u gsrq jkT; ljdkj }kjk ,u0,l0Mh0,y0 ,oa ,u0ih0,l0
VªLV ds lkFk fnukad 12 vxLr] 2011 dks vuqcU/k fu"ikfnr fd;s x;sA blds iwoZ jkT; esa ubZ isa'ku
;kstuk ds fØ;kUo;u gsrq vUrfje O;oLFkk ds rgr dk;kZy;&Kki la[;k lk&3&1051@nl&2008&
301¼9½&2003] fnukad 14 vxLr] 2008 }kjk jkT; ljdkj ds deZpkfj;ksa ds osru ls ekfld dVkSrh]
jkT; ljdkj }kjk fn;k tkus okyk fu;ksDrk va'knku rFkk deZpkfj;ksa ds isa'ku ys[ks esa lafpr /kujkf'k
ij lkekU; Hkfo"; fuf/k ij ykxw C;kt nj ls C;kt ds Hkqxrku] izR;sd deZpkjh dk isa'ku [kkrk [kksyus
,oa mls v|kof/kd j[kus gsrq funs'kd] isa'ku] mRrj izns'k dks vf/k—r fd;k x;k FkkA
IFMTR
[ 58 ]
4&,u0,l0Mh0,y0 ,oa ,u0ih0,l0 VªLV ds lkFk vuqcU/k fu"ikfnr gks tkus ds vuUrj Åij
of.kZr vUrfje O;oLFkk dks lekIr djrs gq,] ,u0ih0,l0 vkfdZVsDpj ds vuqlkj vxzfyf[kr O;oLFkk
rRdky izHkko ls ykxw fd;s tkus dk fu.kZ; fy;k x;k gS %&
¼1½ ubZ isa'ku ;kstuk ds fØ;kUo;u gsrq iwoZ esa tkjh 'kklukns'k ds vuq:i funs'kd] isa'ku
dks uksMy vf/kdkjh ukfer fd;k tkrk gSA ubZ isa'ku ;kstuk dks fØ;k'khy fd;s tkus gsrq
funs'kd] isa'ku ;Fkko';drk ,u0,l0Mh0,y0 ls lEidZ djsaxsA ,u0,l0Mh0,y0 }kjk Hkh
izns'k esa ubZ isa'ku ;kstuk ds fØ;kUo;u ds lEcU/k esa lh/ks funs'kd] isa'ku ls lEidZ djsaxsA
fofHkUu izkf/kdkfj;ksa ,oa vfHknkrkvksa dk ubZ isa'ku iz.kkyh esa iathdj.k
¼2½jkT; ljdkj dh rjQ ls ubZ isa'ku iz.kkyh ds vuqJo.k gsrq funs'kd] isa'ku dk
,u0,l0Mh0,y0 esa iathdj.k djk;k tk;sxkA iathdj.k gsrq izi= ,u&1 esa visf{kr fooj.k
Hkjdj ,u0,l0Mh0,y0 dks izsf"kr fd;k tk;sxkA
¼3½ u;h isa'ku ;kstuk ds vfHknkrkvksa dh vksj ls nSufUnu dk;Zokfg;ksa ds fu"iknu gsrq
tuin dks"kkxkjksa dk ,u0,l0Mh0,y0 esa iathdj.k djk;k tk;sxkA iathdj.k gsrq izi= ,u&2
esa dks"kkxkjksa }kjk visf{kr fooj.k Hkjdj ,u0,l0Mh0,y0 dks izsf"kr fd;k tk;sxkA mDr izi=
dh ,d izfr funs'kd] isa'ku dks izsf"kr dh tk;sxh rFkk ,d izfr lEcfU/kr dks"kkxkj dk;kZy; esa
lqjf{kr j[kh tk;sxhA
¼4½ ubZ isa'ku ;kstuk ds vfHknkrkvksa ls lEcfU/kr fooj.kksa dks ladfyr djus rFkk mUgsa
,u0,l0Mh0,y0 dks izsf"kr djus gsrq vkgj.k ,oa forj.k vf/kdkfj;ksa dk iathdj.k lEcfU/kr
dks"kkf/kdkfj;ksa ds ek/;e ls ,u0,l0Mh0,y0 esa djk;k tk;sxkA fdlh tuin ds leLr
vkgj.k ,oa forj.k vf/kdkjh izi= ,u&3 esa visf{kr fooj.k Hkjdj dk;kZy;k/;{k ds ek/;e ls
tuin dks"kkxkj dks rhu izfr;ksa esa izsf"kr djsaxsA tuin dks"kkxkj }kjk vkosnu&i= dh ,d
izfr ,u0,l0Mh0,y0 dks lh/ks rFkk ,d izfr funs'kd] isa'ku dks izsf"kr dh tk;sxh ,oa ,d
izfr dks"kkxkj esa lqjf{kr j[kh tk;sxhA
¼5½ ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa dk iathdj.k djk;s tkus gsrq izi= ,l&1
esa vkosnu Hkjdj ,u0,l0Mh0,y0 dks izsf"kr fd;k tk;sxkA fdlh vf/k"Bku esa dk;Zjr lHkh
deZpkfj;ksa ds vkosnu&i= vkgj.k ,oa forj.k vf/kdkfj;ksa }kjk tuin dks"kkxkj dks nks izfr;ksa
esa izsf"kr fd;s tk;saxs rFkk ,d izfr vius dk;kZy; esa lqjf{kr j[kh tk;sxhA tuin dks"kkxkj
}kjk vkosnu i= dh ,d izfr ,u0,l0Mh0,y0 dks lh/ks rFkk ,d izfr dks"kkxkj esa vkgj.k
,oa forj.k vf/kdkjhokj xkMZ Qkby esa j[kh tk;sxhA ,u0,l0Mh0,y0 }kjk deZpkfj;ksa dks
ijekusUV fjVk;jesUV vdkm.V uEcj ¼ih0vkj0,0,u0½ vkoafVr fd;k tk;sxk ftldh ,d izfr
vkgj.k ,oa forj.k vf/kdkjh dks Hkh izsf"kr dh tk;sxhA fdlh ekg esa [kksys x;s u;s
ih0vkj0,0,u0 dh la[;k dh vkgj.k forj.k vf/kdkjhokj lwph rS;kj dj dks"kkxkjksa }kjk
vxys ekg dh nloha rkjh[k rd funs'kd] isa'ku dks Hksts nh tk;sxhA
u;h isa'ku ;kstuk dk lkekU; Lo:i
¼6½ ubZ isa'ku ;kstuk esa nks fV;j % fV;j&I rFkk fV;j&IIgksaxs fV;j&Iesa leLr
vkPNkfnr deZpkfj;ksa }kjk vfuok;Zr% va'knku fd;k tk;sxk tcfd fV;j&II esa va'knku iw.kZr%
oSdfYid gksxkA
¼7½ fV;j&I esa izfrekg ewy osru] xzsM is ,oa egaxkbZ HkRrs ds ;ksx ds 10 izfr'kr ds
cjkcj va'knku fd;k tk;sxkA bl va'knku dh dVkSrh deZpkjh ds osru ls vkgj.k ,oa forj.k
vf/kdkjh@ dks"kkxkjksa@vU; Hkqxrku dk;kZy;ksa }kjk fd;k tk;sxkA jkT; ljdkj }kjk lerqY;
va'knku fd;k tk;sxkA
¼8½ fV;j&I esa fd;s tkus okys va'knku ¼fuos'k ls izkIr vk; lfgr½ vfu"dkluh; isa'ku
[kkrs esa tek gksxhA fV;j&II esa fd;s tkus okys va'knku ,d vyx [kkrs esa j[ks tk;saxs ftlesa
ls /kujkf'k dk fu"dklu lEcfU/kr deZpkjh ds fodYi ij vuqeU; gksxkA fV;j&II esa ljdkj
}kjk dksbZ Hkh va'knku ugha fd;k tk;sxkA
IFMTR
[ 59 ]
¼9½ ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa dks lkekU; Hkfo"; fuf/k dh lqfo/kk miyC/k
ugha gksxhA ;fn fdlh deZpkjh ds osru ls lkeU; Hkfo"; fuf/k ds fy, dVkSfr;k¡ dh x;h gksa
rks dVkSfr;ksa dh jkf'k lEcfU/kr deZpkjh dks C;kt lfgr okil dj nh tk;sxhA
¼10½ lkewfgd chek ;kstuk ds fy, iwoZ O;oLFkk ds vuqlkj dVkSrh dh tk;sxhA
¼11½ ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa ds osru vkgj.k ds lEcU/k esa ogh izfØ;k
viuk;h tk;sxh tks fnukad 14 vxLr] 2008 ds dk;kZy;&Kki ds izLrj&2¼6½] ¼7½] ¼8½ rFkk
¼9½ esa nh x;h gS] ijUrq b.MsDl uEcj ds LFkku ij ,u0,l0Mh0,y0 }kjk vkoafVr
ih0vkj0,0,u0 dk mYys[k fd;k tk;sxkA fdlh deZpkjh dks vkoafVr ih0vkj0,0,u0] mldh
lsok i;ZUr vifjorZuh; gksxkA LFkkukUrj.k dh n'kk esa deZpkjh ds vfUre osru izek.kd esa
mlds ih0vkj0,0,u0 rFkk vfUre va'knku dh frfFk ,oa /kujkf'k dk mYys[k fd;k tk;sxkA
¼12½ osru fcy ls isa'ku ds va'knku gsrq dh x;h dVkSrh dh /kujkf'k iwoZ dh Hkkafr jkT;
ljdkj ds yksd ys[kk ds fuEukafdr ys[kk'kh"kZ esa vUrj.k }kjk tek dh tk;sxh &
^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku
Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&01&jktdh;
deZpkfj;ksa dk va'knku& fV;j&I"
vfHknkrkvksa fV;j&II esa fd;s tkus okys va'knku dh dVkSrh dh jkf'k cqd VªkalQj }kjk
fuEukafdr ys[kk'kh"kZ esa tek dh tk;sxh &
^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku
Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&04&jktdh;
deZpkfj;ksa dk va'knku& fV;j&II"
¼13½ jkT; ljdkj }kjk fn;k tkus okyk fu;ksDrk va'knku fuEukafdr ys[kk'kh"kZ ls vkgjfr
fd;k tk;sxk &
^^2071&isa'ku rFkk vU; lsokfuo`fRr fgr ykHk&01&flfoy&117&fu/kkZfjr va'knk;h isa'ku
Ldhe ds fy, ljdkjh va'knku&03&jkT; ljdkj dk va'knku&01&jktdh; deZpkjh&
fV;j&I&20&lgk;d vuqnku@va'knku@jkT; lgk;rk**A
mijksDr ys[kk'kh"kZ ls fu;ksDrk va'knku vkgfjr dj cqd VªkalQj }kjk fuEukafdr ys[kk'kh"kZ
esa tek fd;k tk;sxk &
^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds fy, fu/kkZfjr va'knk;h isa'ku
Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku isa'ku ;kstuk&02 jkT;
ljdkj@fu;ksDrk dk va'knku&fV;j&I"
va'knku lEcU/kh fooj.k ,oa /kujkf'k;ksa dk lEizs"k.k
¼14½ vfHknkrk ,oa fu;ksDrk va'knku dk lh0vkj0,0 flLVe esa viyksM djus gsrq izFke
pj.k esa v)ZdsUæh—r ekWMy vaxh—r fd;s tkus dk fu.kZ; jkT; ljdkj }kjk fy;k x;k gSA
blds vUrxZr izR;sd dks"kkxkj }kjk vfHknkrkvksa ds osru ls dh tkus okyh ekfld va'knku
dVkSfr;ksa dh vfHknkrk va'knku Qkby ¼,l0lh0,Q0½ rS;kj dj dsUæh; U;w isa'ku flLVe
dUVªhC;w'kUl vdkmf.Vax usVodZ ¼,u0ih0,l0lh0,0,u0½ iz.kkyh esa viyksM dh tk;sxhA
¼15½ vfHknkrk va'knku QkbZy viyksM gks tkus ds mijkUr] ekg esa ikfjr leLr osru
fcyksa ls dh x;h va'knku dh dVkSrh dk fooj.k izR;sd dks"kkxkj }kjk vkxkeh ekg dh nloha
rkjh[k rd funs'kd] isa'ku dks bZ&esy }kjk ,oa gkMZdkih ij izsf"kr fd;k tk;sxkA bl gsrq
vko';d buiqV dk izk:i vyx ls tkjh fd;k tk;sxkA funs'kd] isa'ku }kjk vfHknkrk ,oa
fu;ksDrk va'knku dh /kujkf'k VªLVh cSad dks ,u0ih0,l0 VªLV vdkm.V ds i{k esa gLrkUrfjr
dh tk;sxhA
¼16½vfHknkrk va'knku ,oa fu;ksDrk va'knku dh lesfdr /kujkf'k funs'kd] isa'ku }kjk
VªLVh cSad&cSd vkWQ bf.M;k dks ,u0ih0,l0 VªLV vdkm.V ds i{k esa cSad
IFMTR
[ 60 ]
Mªk¶V@vkj0Vh0th0,l0@,u0bZ0,Q0Vh0 }kjk vUrfjr dh tk;sxhA VªLVh cSad /kujkf'k;ksa dk
vUrj.k djus ds iwoZ funs'kd] isa'ku ;g lqfuf'pr djsaxs fd dks"kkxkjksa }kjk
,u0ih0,l0lh0,0,u0 esa viyksM fd;k x;k fooj.k rFkk dks"kkxkjksa }kjk funs'kd] isa'ku dks
izsf"kr buiqV@lwpuk esa va'knku dh jkf'k;ksa esa fHkUurk ugha gSA dks"kkxkjksa ls izkIr lwpuk dh
tk¡p ds fy, funs'kd] isa'ku] ,u0,l0Mh0,y0 ls dks"kkxkjokj va'knku dh dqy jkf'k]
deZpkfj;ksa dh la[;k rFkk vkgj.k forj.k vf/kdkfj;ksa dh la[;k dk fooj.k izkIr djsaxsA bl
izdkj jkf'k;ksa dk 'kr&izfr'kr feyku gks tkus ds mijkUr gh vfHknkrk va'knku ,oa fu;ksDrk
va'knku dh /kujkf'k;ksa dk vUrj.k funs'kd] isa'ku }kjk VªLVh cSad dks fd;k tk;sxkA
¼17½ deZpkfj;ksa dk iathdj.k iw.kZ gks tkus ij] muds osru ls dh x;h iwoZ esa dVkSfr;ksa
dh jkf'k dk ladfyr fooj.k lEcfU/kr vkgj.k forj.k vf/kdkjh ,oa dks"kkxkjksa }kjk rS;kj dj
funs'kd] isa'ku dks deZpkfj;ksa ds ih0vkj0,0,u0 ds lkFk izsf"kr fd;k tk;sxkA
,u0ih0,l0lh0,0,u0 iz.kkyh esa fu;fer viyksM rFkk fuf/k;ksa dk vUrj.k izkjEHk gksus ds
mijkUr funs'kd] isa'ku }kjk iwoZ esa dh x;h dVkSfr;ksa rFkk fu;ksDrk va'knku dh lagr /kujkf'k
VªLVh cSad dks ,deq'r vFkok fd'rksa esa vUrfjr dh tk;sxhA
va'knku dh /kujkf'k;ksa dk isa'ku fuf/k izcU/kdksa ds e/; vkoaVu
¼18½ ih0,Q0vkj0Mh0,0 }kjk fu;qDr isa'ku fuf/k izcU/kdksa esa ls jkT; ljdkj fdlh ,sls
,d vFkok vf/kd fuf/k izcU/kdksa dh lsok;sa ys ldsxh tks ubZ isa'ku ;kstuk ds vUrxZr dsUæ
ljdkj ds deZpkfj;ksa ds fy, lsok;sa iznku dj jgs gSaA
¼19½ fofHkUu isa'ku fuf/k izcU/kdksa ds e/; isa'ku fuf/k;ksa ds vkoaVu (Allocation) dk
vuqikr jkT; ljdkj }kjk fu/kkZfjr fd;k tk;sxk rFkk rn~uqlkj ,u0,l0Mh0,y0] ,u0ih0,l0
VªLV ,oa VªLVh cSad dks lwfpr fd;k tk;sxkA
¼20½ orZeku esa ljdkjh deZpkfj;ksa ds fy;s rhu isa'ku fuf/k izcU/kd] ih0,Q0vkj0Mh0,0
}kjk fu;qDr gSaA Hkkjrh; LVsV cSad] ;w0Vh0vkbZ0 rFkk Hkkjrh; thou chek fuxe fnukad
1 tqykbZ] 2011 ls ih0,Q0vkj0Mh0,0 }kjk jkT; ljdkj ds deZpkfj;ksa ds fy;s] isa'ku fuf/k;ksa
dk vkoaVu mi;qZDr rhuksa isa'ku fuf/k izcU/kdksa ds e/; Øe'k% 31 izfr'kr] 35-5 izfr'kr rFkk
33-5 izfr'kr fu/kkZfjr fd;k x;k gSA
¼21½ vr% mRrj izns'k ljdkj ds v/khu ubZ isa'ku ;kstuk ds vfHknkrkvksa ds fy;s isa'ku
fuf/k;ksa dk vkoaVu mi;qZDr vuqikr esa gh fd;s tkus dk fu.kZ; fy;k x;k gSA Hkfo"; esa
ih0,Q0vkj0Mh0,0 }kjk bl vuqikr esa ifjorZu fd;s tkus ij jkT; ljdkj }kjk Hkh mlh
vuqikr dks vaxh—r fd;k tk;sxkA
5&u;h isa'ku ;kstuk ds lqpk: :i ls fØ;kUo;u gsrq fuEufyf[kr le;&lkfj.kh dk dM+kbZ
ls ikyu fd;k tk;s &
¼i½ ekg esa [kksys x;s u;s ih0vkj0,0,u0 dh la[;k dh vkgj.k ,oa forj.k vf/kdkjhokj
lwpuk dks"kkxkjksa }kjk vxys ekg dh nloha rkjh[k rd funs'kd] isa'ku dks Hksth tk;sxhA
¼ii½ ekg esa dks"kkxkjksa }kjk dh x;h vfHknkrk va'knku dh dVkSfr;ksa dk vkgj.k ,oa
forj.k vf/kdkjhokj lagr fooj.k dks"kkxkjksa }kjk vxys ekg dh nloha rkjh[k rd fu/kkZfjr
buiqV izk:i ij funs'kd] isa'ku dks bZ&esy }kjk rFkk gkMZ dkih esa miyC/k djk fn;k
tk;sxkA
¼iii½ dks"kkxkjksa }kjk ekg esa ,u0ih0,l0lh0,0,u0 ij viyksM fd;s x;s fooj.k ds
lEcU/k esa] funs'kd] isa'ku ,u0,l0Mh0,y0 ls dks"kkxkjokj vkgj.k ,oa forj.k vf/kdkjhokj
vfHknkrk va'knku dh lwpuk vxys ekg dh nloha rkjh[k ds iwoZ gh izkIr djsaxsA
¼iv½ fdlh ekg ds fy;s dks"kkxkjksa ,oa ,u0,l0Mh0,y0 }kjk funs'kd] isa'ku dks izsf"kr
lwpukvksa dk feyku funs'kd] isa'ku }kjk vxys ekg dh iUægoha rkjh[k rd dj fy;k tk;sxkA
IFMTR
[ 61 ]
¼v½ feyku ds rhu fnu ds vUnj vFkkZr~ vxys ekg dh vV~Bkjgoha rkjh[k rd vfHknkrk
va'knku ,oa fu;ksDrk va'knku dh /kujkf'k;ksa dk vUrj.k funs'kd] isa'ku }kjk VªLVh cSad dks
dj fn;k tk;sxkA
6&vfHknkrk dk iathdj.k gks tkus rd orZeku izfØ;k ds vuqlkj isa'ku va'knku dh dVkSrh
dh tkrh jgsxhA lgk;rk izkIr f'k{k.k laLFkkvksa ,oa ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa ds
lEcU/k esa vyx ls vkns'k tkjh fd;s tk;saxs rFkk isa'ku funs'kky; }kjk vc bu laLFkkvksa ds deZpkfj;ksa
gsrq bUMsDl uEcj tkjh ugha fd;s tk;saxsA
7&ubZ isa'ku ;kstuk ds lqpk: :i ls fØ;kUo;u gsrq dks"kkxkj] funs'kd] isa'ku ds lh/ks
iz'kklfud fu;a=.k esa dk;Z djsaxsA
—i;k mijksDrkuqlkj vko';d dk;Zokgh lqfuf'pr djus dk d"V djsaA
Hkonh;k]
¼o`Unk l:i½]
izeq[k lfpoA
&&&&&&
CENTRAL RECORDKEEPING AGENCY
DIRECTORATE OF TREASURY AND ACCOUNTS REGISTRATION FORM
[To avoid mistake(s), please read the accompanying instructions carefully before filling up the form]
Form is to be used for the purpose of registration of Directorate of Treasury and
Accounts (DTA) and equivalent entities in State Governments and Union territories.
DTA Registration Number :
(To be allotted by CRA)
We are pleased to inform you that our Directorate of Treasury and Accounts has decided
to join the New Pension System. The details required for registration in the CRA system are
provided below:
1. DTA AIN (Optional) : (Refer to instruction No. 6)
2. Name ofOffice* :
3. Office Address* :
Flat/Unit No./Block no.*
Name of Premise/Building/Village
Area/Locality/Taluka
District/Town/City*
State/Union territory*
Country*
IFMTR
[ 62 ]
Pin code
Phone No. *
(STD code) (Phone No.)
Alternate phone No. :
Fax No. :
4. Official email ID* : (Refer to instruction No. 7)
5. Authorised contact person's designation *:
6. No. of DTOs attached* :
7. Name of the State Govt./Union Territory * :
Directorate of Treasury and accounts
Office stamp and singature of authorised
signatory
BankDetails* [Designated Bank Account for NPS] [Refer instruction no. 4]
Bank Account Type* Savings A/c Current A/c
Bank A/c Number*
Bank Name*
Bank Branch*
Bank Branch Address*
Pin code*
Bank Branch MICR Code*
Bank Branch IFSC (Indian Financial Systems Code)
IFMTR
[ 63 ]
I/We hereby agree and declare that the information provided in the application is
complete and true.
I/We understand that there would be PFRDA approved Terms and Conditions on the
CRA website governing Nodal Officer's use of I-Pin (to view and transact online) to access
CRA/NPSCAN. I/We agree to be bound by the said terms and conditions and understand that
CRA may, as approved by PFRDA, amend any of the services completely or partially without
any new Declaration/Undertaking being signed.
Singature of Authorised Signatory
Name : ____________________ Place : __________
Designation : _______________ Date : ___________
Directorate of Treasury and Accounts Stamp
(To be filled at CRA)
Received on ____________________________
Name of the Officer _______________________
Signature of the officer ____________________
CRA Stamp
Instructions for filling the form :
1. The form is to be submitted to the address–Central Recordkeeping Agency. National
Securities Depository Limited, 4th Floor, 'A' Wing, Trade World, Kamala Mills Compound,
Senapati Bapat Marg, Lower Parel (W), Mumbai-400013.
2. Form to be filled legibly in BLOCK LETTERS and in BLACK INK only.
3. The form should be filled up completely. Details marked with (*) are mandatory
fields.
4. Bank details are mandatory if the DTA will remit the NPS contributions to the trustee
bank (Bank of India) on behalf of District Treasury offices (DTOs).
5. Each box, wherever provided, should contain only one caracter (alphabet/number/
punctuation mark) leaving a blank box after each word.
6. AIN is Account Office Identification Number alloted by Income Tax Department.
7. Email ID should be official Email ID of the Directorate of Treasury and Accounts
office and not of any individual person.
8. The application form in the prescribed format can be freely downloaded from the CRA
website (http://www.npscra.nsdl.co.in).
9. For more information contact CRA at 022-24994200 or write to CRA at Central
Recordkeeping Agency. National Securities Depository Limited, 4th Floor, 'A' Wing, Trade
World, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel (W), Mumbai-400013.
IFMTR
[ 64 ]
CENTRAL RECORDKEEPING AGENCY
DISTRICT TREASURY OFFICE REGISTRATION FORM
[To avoid mistake(s), please read the accompanying instructions carefully before filling up the form]
This form is to be used for the purpose of registration of District Treasury Office (DTO)
and equivalent entities in State Government and Union territories.
DTO Registration Number :
(To be allotted by CRA)
We are pleased to inform you that our District Treasury Office has decided to join the
New Pension System. The details required for registration in the CRA system are provided
below:
1. DTO AIN (Optional) : (Refer instruction No. 5)
2. Name of the Office*
:
3. Office Address* :
Pin code
Phone No. *
(STD code) (Phone No.)
Alternate phone No. :
Fax No. :
4. Official Email ID* (Refer instruction No. 6)
5. Authorised contact penson's designation *:
6. Existing DTO code* :
(Refer instruction no. 7)
7. DTA Registration Number* :
(Refer instruction no. 8)
8. Name of the Stae Govt./Union Territory * :
DTO stamp and
Singature of authorised signatory
IFMTR
[ 65 ]
CENTRAL RECORDKEEPING AGENCY
DISTRICT TREASURY OFFICE REGISTRATION FORM
[To avoid mistake(s), please read the accompanying instructions carefully before filling up the form]
This form is to be used for the purpose of registration of District Treasury Office (DTO)
and equivalent entities in State Government and Union territories.
DTO Registration Number :
(To be allotted by CRA)
We are pleased to inform you that our District Treasury Office has decided to join the
New Pension System. The details required for registration in the CRA system are provided
below:
1. DTO AIN (Optional) : (Refer instruction No. 5)
2. Name of the Office*
:
3. Office Address* :
Flat/Unit No./Block no.*
Name of Premise/Building/Village
Area/Locality/Taluka
District/Town/City*
State/Union territory*
Country*
Pin code
Phone No. *
(STD code) (Phone No.)
Alternate phone No. :
Fax No. :
4. Official Email ID* (Refer instruction No. 6)
5. Authorised contact person's designation *:
6. Existing DTO code* :
(Refer instruction no. 7)
7. DTA Registration Number* :
(Refer instruction no. 8)
IFMTR
[ 66 ]
8. Name of the State Govt./Union Territory * :
DTO stamp and
Signature of authorised signatory
Bank Details* [Designated Bank Account for NPS] [Refer instruction no. 4]
Bank Account Type* Savings A/c Current A/c
Bank A/c Number*
Bank Name*
Bank Branch*
Bank Branch Address*
Pin code*
Bank Branch MICR Code*
Bank Branch IFSC (Indian Financial Systems Code)
I/We hereby agree and declare that the information provided in the application is
complete and true.
I/We understand that there would be PFRDA approved Terms and Conditions on the
CRA website governing Nodal Officer's use of I-Pin (to view and transact online) and T-Pin to
access CRA/NPSCAN. I/We agree to be bound by the said terms and conditions and understand
that CRA may, as approved by PFRDA, amend any of the services completely or partially
without any new Declaration/Undertaking being signed.
Signature of Authorised Signatory of DTO
Name : ____________________ Place : __________
Designation : _______________ Date : ___________ DTO Stamp
Signature of Authorised signatory of DTA
DTA Stamp Name : _________________ Place : __________
Designation : _____________ Date : _________
DTA Reg. No.
(Allotted by CRA)
(Refer instruction no. 8)
Received on : ____________________________
Name of the officer : ______________________ (To be filled at CRA)
CRA Stamp
Signature of the officer : ___________________
IFMTR
[ 67 ]
Instructions for filling the form :
1. The form is to be submitted to the address–Central Recordkeeping Agency. National
Securities Depository Limited, 4th Floor, 'A' Wing, Trade World, Kamala Mills Compound,
Senapati Bapat Marg, Lower Parel (W), Mumbai-400013.
2. Form to be filled legibly in BLOCK LETTERS and in BLACK INk only.
3. Each box, wherever provided, should contain only one Character (alphabet/number/
punctuation mark) leaving a blank box after each word. Details marked with (*) are mandatory
fields.
4. Bank details are mandatory if the DTO will remit the NPS contributions to the trustee
bank (Bank of India).
5. AIN is the Account Identification Number alloted by Income Tax Department.
6. E-mail ID should be the official E-mail ID of the DTO and not of any individual
person.
7. Kindly mention the DTO code allotted by the respective State Government/Union
Territory. If DTO code is less than sixdigits Prefix zeros to make a six digit number, For
e.g. 0 0 0 0 1 8
8. Kindly mention DTA Reg. No. allotted by CRA to the Directorate of Treasury and
Accounts.
9. Form has to be duly authorised by DTA registered at CRA. Till it has been registered,
it shall retain the forms.
10. The application form in the prescribed format can be freely downloaded from the
CRA website (http://www.npscra.nsdl.co.in).
11. For more information contact CRA at 022-24994200 or write to CRA at Central
Recordkeeping Agency. National Securities Depository Limited, 4th Floor, 'A' Wing, Trade
World, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel (W), Mumbai-400013.
________
CENTRAL RECORDKEEPING AGENCY
DDO REGISTRATION FORM
[To avoid mistake(s), please read the accompanying instructions carefully before filling up the form]
This form is to be used for the purpose of registration of Drawingand DisbursingOffice
(DDO) and equivalent entities in State Governments and Union territories.
DDO Registration Number :
(To be allotted by CRA)
We are pleased to inform you that our Drawing and Disbursing Office has decided to
join the New Pension System. The details required for registration in the CRA system are as
provided below:
1. DDO ATN (Optional) :
(Refer to instruction No. 11)
IFMTR
[ 68 ]
2. Name of the DDO
Office* :
3. DDO Address* :
Flat/Unit No./Block no.*
Name of Premise/Building/Village
Area/Locality/Taluka
District/Town/City*
State/Union Territory*
Country*
Pin code
Phone No. *
(STD code) (Phone No.)
Alternate Phone No. :
4. Official Email ID* (Refer to instruction No. 5)
5. Authorised contact person's designation *:
6. Name of the Department :
7. (a) Name of the Ministry * : (Refer to instruction No. 6)
DDO Stamp and signature of
Authorised Signature
(b) Existing DDO Code * : (Refer instruction no. 7)
8. DTO Registration Number * :
(To be filled by DTO) (Refer instruction no. 7)
IFMTR
[ 69 ]
9. Name of the State Govt./Union Territory * :
I/We hereby agree and declare that the information provided in the application is complete
and true.
Date :
Place :
Signature of Authorised Signatory of DDO
DDO Stamp
Name of Authorised Signatory :
To be attested by DTO
Date :
Place :
Name of Authorised Signatory :
Signature of Authorised Signatory
DTO Stamp
DTO Reg. No. (Allotted by CRA)
(Refer instruction no. 9)
(To be filled at CRA)
CRA Stamp
Received on ___________________________________
Name of the officer : ____________________________
Signature of the officer : _________________________
Instructions for filling the form :
1. The form is to be submitted to the address–Central Recordkeeping Agency. National
Securities Depository Limited, 4th Floor, 'A' Wing, Trade World, Kamala Mills Compound,
Senapati Bapat Marg, Lower Parel (W), Mumbai-400013.
2. Form to be filled legibly in BLOCK LETTERS and in BLACK INK only.
3. The form should be filled up completely. Details marked with (*) are mandatory
fields.
4. Each box, wherever provided, should contain only one Character (alphabet/number/
punctuation mark) leaving a blank box after each word.
5. Email ID should be the official Email ID of the Drawing and Disbursing Officer and
not of any individual person.
6. Kindly provide Name of the Ministry under which DDO office is functioning.
7. Kindly mention the DDO code allotted by the respective State Government/Union
Territory.
IFMTR
[ 70 ]
8. Kindly mention DTO Registration No. allotted by CRA to the District Treasury
Officer.
9. Form has to be duly authorised by DTO registered at CRA. Till it has been registered,
it shall retain the forms.
10. The application form in the prescribed format can be freely downloaded from the
CRA website (http://www.npscra.nsdl.co.in).
11. TAN is the Tax Deduction and Collection Account Number allotted by Income Tax
Department. New TAN is a character alphanumeric number with the following structure :
First four digits (Alphabets), Next Five digits (Numeric) and last digit (alphabets).
It is advisable that DDO verifies from the Income Tax website whether TAN has been
alloted as per the new format.
12. For more information contact CRA at 022-24994200 or write to CRA at Central
Recordkeeping Agency. National Securities Depository Limited, 4th Floor, 'A' Wing, Trade
World, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel (W), Mumbai-400013.
_______
Application for allotment of permanent Retirement Account Number (PRAN)
[To avoid mistake(s), please follow the accompanying instructions and examples
carefully before filling up the form]
Acknowledgement Number :
(To be be filled by FC)
Permanent Retirement Acount Number:
(To be filled by FC after PRAN
generation)
Sir/Madam,
I hereby request that a permanent retirement account number be allotted to me.
I give below necessary particulars :
Section A- Subscribers Personal Details (* Indicates Mandatory Field)
Signature/Left Thumb
Impression of Subscriber
in black ink
1. Full Name (Full expanded name : initials are not permitted)
Please Tick as applicable : Sri Smt. Kumari
First Name *
Middle Name
Last Name
2. Gender *: Please Tick as applicable : Male Female
3. Date of Birth* 4. PAN
D D M M Y Y Y Y (Date of Birth to be Certified by DDO)
5. Father's Full Name :
First Name *
To affix recent
Coloured
photograph
(3.5cmx2.5cm)
IFMTR
[ 71 ]
Middle Name
Last Name
6. Present Address* :
Flat/Unit No./Block no.*
Name of Premise/Building/Village
Area/Locality/Taluka
District/Town/City*
State/Union Territory*
Country*
Pin code*
7. Permanent Address* : If same as above, Please Tick else.
Flat/Unit No./Block no.*
Name of Premise/Building/Village
Area/Locality/Taluka
District/Town/City*
State/Union Territory*
Country*
Pin code*
8. Phone No. *
(STD code) (Phone No.)
9. Mobile No.
10.
email-ID
IFMTR
[ 72 ]
11. Subscribers Bank Details :Please refer instruction no. 4 Tick Savings A/c Current A/c
Bank A/c Number
Bank Name and Branch
Bank Branch
Bank Address
Pin code*
Bank MICR Code (Wherever applicable)
12. Value Added Services : (i) SMS Alert Yes No
(ii) Email Alert Yes No
I _______________________________________, the applicant do hereby
declare that what is stated above is true to the best of my information and belief.
Date :
D D M M Y Y Y Y
Section B- Subscribers Employment Details to be filled and attested by DDO (All Details are
Mandatory)
1. Date of Joining 2. Date of Retirement
D D M M Y Y Y Y D D M M Y Y Y Y
3. PPAN (Please refer to instructions no. 5)
4.Group of the Employee (Please Tick) Group A Group B Group C Group D
5. Office :
6. Department :
7. Ministry :
8. DDO Registraion number : 9. DTO Registration number : (Please refer to instruchion no. 6)
10. Basic Salary :
11. Pay Scale :
Certified that the above declaration has been signed/thumb impressed before me by
IFMTR
[ 73 ]
____________________________________________ after he/she has read the entries/ entries
have been read over to him/her by me and got confirmed by him/her. Also certified that the date of
birth and details is as per employee records available with the Department.
Signature of the Authorised Person Rubber Stamp of the DDO
Designation of the Authorised Person ____________________________________
Date : Name of the DDO :__________________
D D M M Y Y Y Y
Department , Ministry : __________________
Section C - Subscriber's Nomination Details (*Indicates Mandatory Field for nominee)
1. Details of the Nominiee * :
1st Nominee
First Name
2nd Nominee
First Name
3rd Nominee
First Name
Middle Name Middle Name Middle Name
Last Name Last Name Last Name
2. Date of Birth (in case of minor)*
1st
Nominee 2nd
Nominee 3rd
Nominee
3. Relationship with the nominee*
1st Nominee 2nd Nominee 3rd Nominee
4. Percentage Share*
1st Nominee 2nd Nominee 3rd Nominee
5. Nominee's Guardian Details (in case of a minor)*
1st Nominee Guardian details
First Name
2nd Nominee Guardian details
First Name
3rd Nominee Guardian details
First Name
Middle Name Middle Name Middle Name
Last Name Last Name Last Name
IFMTR
[ 74 ]
6. Conditions rendering nomination invalid :
1st Nominee 2nd Nominee 3rd Nominee
Section -D - Subscriber Scheme Details
1st Scheme Pension Fund Managers Name/Code
2nd Scheme Pension Fund Managers Name/Code
3rd Scheme Pension Fund Managers Name/Code
Scheme ID No./Name Scheme ID No./Name Scheme ID No./Name
Percentage Share Percentage Share Percentage Share
% % %
Section E- Declaration
I understand that there would be PFRDA approved Terms and Conditions for Subscribers on the
CRA wesbsite governing Pin (to access CRA/NPSCAN and View details) and T-pin. I agree to be bound
by he said terms and conditions and understand that CRA may, as approved by PFRDA, amend any of the
services completely or partially without any Declaration/Undertaking being signed.
I ___________________________________ the applicant do hereby declare
that what is stated above is true to the best of my information and belief.
Date :
D D M M Y Y Y Y
Signature/Left
Thumb Impression
of Subscriber
INSTRUCTIONS FOR FILLING PRAN FORM
(a) This form is to be used by State Governments and Union Territories employees.
(b) Form to be filled legibly in BLOCK LETTERS and in BLACK INK only .
(c) Details Marked with (*) are the mandatory fields.
(d) Each box wherever provided, should contain only one character (alphabet/number/punctuation
mark) leaving a blank box after each word.
(e) 'Individual' Subscriber should affix a recent colour photograph (size 3.5cm x 2.5cm) in the
space provided on the form. The photograph should not be stapled or clipped to the form. (The clarity of
image on PRAN card will depend on the quality and clarity of photograph affixed on the form).
(f) Signature/Left thumb impression should only be within the box provided in the form. The
signature should not be on the photograph. If there is an mark on the photograph such that it hinders the
clear visibility of the face of the Subscriber the application will not be accepted.
(g) Thumb impression, if used, should be attested by a magistrate or a Notary Public or a
Gazetted Officer under official seal and Stamp.
Sl. No. Item No. Item Details Guidelines for Filling the form
Section A - Subscribers Personal Details
1 3 Date of Birth All Dates Should be in "DDMMYYYY" Format
2 6 Present Address All future communications will be sent to present
address
3 8, 9, 10 Phone No., Mobile
No. and Email ID
It is advisable to mention either "Telephone number"
or "Mobile number" or "Email ID" so that subscriber
can be contacted in future for any discrepancy.
IFMTR
[ 75 ]
4 11 Subscriber's Bank
Details
If subscribers mentions any of the bank details, except
MICR Code all the bank details will be mandatory.
Section B - Subscribers Employment Details
It is mandatory to fill the Subscriber's Employment details in the application. The employment details
should be filled by the respective DDO of the Subscriber and should be verified by the Authorised
Signatory.
DDO should ratify Overwriting/Striking off of any of the employment details.
5 3 PPAN Kindly provide the PPAN (Permanent Pension
Account Number) or equivalent number, if it has been
allotted to the subscriber by the respective State
Government/Union Territory.
6 8 and 9 DTO Reg. No. and
DDO Reg. No.
DTO Reg. No. and DDO Reg. No. is the unique
Registration number allotted by Central
Recordkeeping Agency.
Section C - Subscriber's Nomination Details
7 4 Percentage Share Subscriber can nominate maximum of three
nominees.
Subscriber can not fill the same nominee details more
than once.
Percentage share value for all the nominees must be
integer. Fractional value will not be accepted.
Sum of percentage share across all the nominees must
be equal to 100. If sum of percentage is not equal to
100. entire nomination will be rejected.
8 5 Nominee's
Guardian Details
If a nominee is a minor, then nominee's guardian
details will be mandatory.
Section D - Subscriber Scheme details
If the Subscriber is unable to mention the Scheme details i.e. PFM Name, Scheme Name and Percentage
Allocation he can contact the near Facilitation Center (FC) for information or the Subscriber can also
search for the scheme details on http.//www.npscra.nsdl.co.in.
9 Scheme Subscriber can select maximum three schemes. Details of the schemes are
available on http://www.npscra.nsdl.co.in.
Subscriber can not fill the same scheme details more than once.
If a scheme name is filled in the form for scheme setup there must be a PFM
name and percentage contribution filled for that scheme
If the Scheme details are not filled, default scheme as approved by PFRDA
will be applicable.
10 Percentage
Share
Scheme Contribution value will be in terms of percentage. It cannot be in
terms of amount.
Percentage contribution value for all be schemes must be integer. Fractional
value will not be accepted.
If the sum of contributions (in percentage) across all the schemes is not
equal to 100, the balance will be allotted to the default scheme approved by
PFRDA.
IFMTR
[ 76 ]
GENERAL INFORMATION FOR PRAN SUBSCRIBERS
(a) Subscribers can obtain the application form for PRAN in the format prescribed by PFRDA
(Pension Fund Regulatory and Development Authority) from DDO or can freely download from the CRA
website (http://www.npscra.nsdl.co.in).
(b) The request for a reprint of PRAN card with the same PRAN details or/and changes or
correction in PRAN data can be made by filling 'Request for change/correction in subscriber master details
and/or re-issue of I-Pin/T-Pin/PRAN crad' or/and 'Request For change signature and/or change in
photograph'. The form is available from the sources mentioned in (a) above.
(c) The Subscriber can obtain the status of his/her application from the CRA website or through
the respective DTO.
(d) For more information :
Visit us at http://www.npscra.nsdl.co.in
Call us at 022-24994200
e-mail us at info.cra@nsdl.co.in
Write to Central Recordkeeping Agency. National Securities Depository Limited, 4th Floor,
'A' Wing, Trade World, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel (W), Mumbai-
400013.
IFMTR
[ 77 ]
la[;k&lk&3&1118@nl&2011&301¼09½&2003Vh-lh-
izs"kd]
o`Unk l:i]
izeq[k lfpo] foRr]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo]
mRrj izns'k 'kkluA
2&leLr foHkkxk/;{k]
mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 16 flrEcj] 2011
%&vf/klwpuk la[;k&lk&3&379@nl&2005&301¼9½@2003 fnukad 28 ekpZ] 2005 }kjk
ykxw uo ifjHkkf"kr va'knku isa'ku ;kstuk ds laca/k esa Li"Vhdj.kA
egksn;]
jkT; ljdkj dh vf/klwpuk la[;k&lk&3&379@nl&2005&301¼9½@2003 fnukad 28 ekpZ]
2005 }kjk fnukad 1 vizSy] 2005 ls jkT; ljdkj dh lsok esa vFkok jkT; ljdkj ds v/khu ,oa jkT;
ljdkj }kjk foRr&iksf"kr f'k{k.k laLFkkvksa@Lok;Rr'kklh laLFkkvksa] ftuesa mDr frfFk ds iwoZ jkT;
ljdkj ds isa'kujksa dh Hkk¡fr isa'ku ;kstuk ykxw Fkh] esa uo fu;qDr deZpkfj;ksa dks ubZ ifjHkkf"kr
va'knk;h isa'ku ;kstuk ls vkPNkfnr fd;k x;k gSA
2& 'kklu ds laKku esa ,sls izdj.k yk;s x;s gS] ftuesa jkT; ljdkj ds v/khu ljdkjh lsok
esa fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr fu;qDr u;s dkfeZd iwoZ esa dsUnz ljdkj vFkok
fdlh vU; jkT; ljdkj ds v/khu vFkok muds }kjk foRr&iksf"kr Lok;Rr'kklh laLFkkvksa esa lsokjr FksA
bu ekeyksa esa ;g ftKklk;sa dh tk jgh gS] fd iwoZ lsok esa fu;qfDr dh frfFk rFkk jkT; ljdkj esa
fu;qfDr dh frfFk ds vk/kkj ij fHkUu&fHkUu ifjfLFkfr;ksa esa ,sls deZpkfj;ksa dks fdl isa'ku ;kstuk ls
vkPNkfnr ekuk tk;sxkA
3& bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd lanfHkZr izdj.kksa dk fuLrkj.k
v/kksfyf[kr fn'kk&funsZ'kksa ds vuqlkj fd;k tk,&
¼1½ dsUnz ljdkj vFkok ,slh jkT; ljdkjksa ftuds deZpkfj;ksa dh isa'ku gsrq vgZdkjh lsok,a]
lsok fuo`fRrd ykHkksa gsrq mRrj izns'k ljdkj ds v/khu dh x;h vgZdkjh lsokvksa ds lkFk tksM+s tkus dk
ikjLifjd le>kSrk gS] ds ,sls deZpkjh tks dsUnz ljdkj@lacaf/kr jkT; ljdkj ds v/khu iqjkuh isas'ku
;kstuk ls vkPNkfnr Fks] rFkk mRrj izns'k ljdkj ds v/khu fdlh isa'ku;qDr vf/k"Bku esa fnukad 01
vizSy] 2005 dks vFkok mlds i'pkr fu;qDr gksrs gS rks og fnukad 01 vizSy] 2005 ds iwoZ izHkkoh
iqjkuh isa'ku ;kstuk ls vkPNkfnr ekus tk;saxsA dsUæ ljdkj dh vuqnkfur laLFkkvksa@Lok;Rr'kklh
laLFkkvksa] ftuesa dsUæ ljdkj dh iqjkuh isa'ku ;kstuk ds leku isa'ku ;kstuk ykxw jgh gks] ds dkfeZd
tks jkT; ljdkj ds v/khu fu;qDr gksrs gSa] Hkh bl O;oLFkk ls vkPNkfnr gksaxsA
¼2½ ;fn dsUæ ljdkj@mifjlanfHkZr jkT; ljdkjksa ds v/khu dksbZ deZpkjh isa'ku fuf/k
fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ dh ubZ isa'ku lajpuk ds v/khu dk;Zjr Fkk] rFkk
mRrj izns'k ljdkj ds v/khu fnukad 01 vizSy] 2005 dks vFkok mlds mijkUr dk;ZHkkj xzg.k djrk
gS] rks og ubZ isa'ku ;kstuk ls vkPNkfnr ekuk tk;sxkA
¼3½ ;fn dsUæ ljdkj@iwoZlanfHkZr jkT; ljdkjksa ds v/khu dksbZ dkfeZd ubZ isa'ku ;kstuk ls
vkPNkfnr Fkk rFkk mRrj izns'k ds v/khu ubZ isa'ku ;kstuk ds ykxw gksus dh frfFk 01 vizSy] 2005 ds
iwoZ dk;ZHkkj xzg.k djrk gS] rks mls fnukad 01 vizSy] 2005 ds iwoZ mRrj izns'k esa ykxw iqjkuh isa'ku
IFMTR
[ 78 ]
;kstuk ls vkPNkfnr ekuk tk;sxk rFkk mlds ikl ;g fodYi gksxk fd og ubZ isa'ku ;kstuk ls
fudklh dj ysA
¼4½ vU; jkT; ljdkjksa ds v/khu dk;Zjr jgs deZpkjh pkgsa iqjkuh isa'ku ;kstuk ls vkPNkfnr
jgs gksa vFkok ubZ isa'ku ;kstuk ls] ;fn mRrj izns'k ljdkj ds v/khu fdlh isa'ku;qDr vf/k"Bku esa
fnukad 01 vizSy] 2005 dks vFkok mlds ckn fu;qDr gksrs gSa rks mUgsa mRrj izns'k ljdkjh dh lsok esa
xzg.k djus dh frfFk ls fnukad 01 vizSy] 2005 ls ykxw ubZ isa'ku ;kstuk ls vkPNkfnr ekuk tk;sxkA
Hkonh;k]
¼o`Unk l:i½
izeq[k lfpo] foRrA
&&&&&&
lk&3&1606@nl&2011&301¼09½&2003&Vh-lh-
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ fnukad 25 uoEcj] 2011
%& uo ifjHkkf"kr va'knku isa'ku ;kstuk ds laca/k esa Li"Vhdj.kA
'kklukns'k la[;k lk&3&1671@nl&2010&301¼09½@2003&Vh-lh0] fnukad 16 flrEcj] 2010
esa ;g O;oLFkk dh x;h gS ,sls lHkh deZpkjh ftUgksaus jkT; ljdkj dh vFkok ,sls leLr 'kklu ds
fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa ftuesa jkT;
deZpkfj;ksa dh isa'ku ;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh vkSj mudk foRr iks"k.k jkT; ljdkj dh
lesfdr fuf/k ls fd;k tkrk gS] fd isa'ku;qDr lsok esa fnukad 1 vizSy] 2005 ds iwoZ ;ksxnku fd;k Fkk
rFkk fnukad 1 vizSy] 2005 dks vFkok mlds i'pkr jkT; ljdkj dh vFkok 'kklu ds fu;a=.kk/khu
mDr mfYyf[kr Lok;Rr'kklh laLFkkvksa vkSj 'kklu ls lgk;rk izkIr f'k{k.k laLFkkvksa dh isa'ku;qDr lsok
esa viuh iwoZ lsok ls dk;ZeqDr gksdj vFkok rduhdh R;kx&i= nsdj fu;qDr gksrs gS] rks os
mlh isa'ku ;kstuk ls vkPNkkfnr ekus tk;sxs ftl isa'ku ;kstuk ls os fnukad 1 vizSy] 2005 ds iwoZ
vkPNkfnr FksA
2& mi;qZDr 'kklukns'k ds Øe esa 'kklu ls ;g ekxZn'kZu ekaxk tk jgk gS fd tks deZpkjh
jkT; ljdkj dh fdlh isa'ku;qDr lsok esa fnukad 1 vizSy] 2005 ds iwoZ fu;qDr gks pqdas Fks rFkk fnukad
01 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj ds v/khu ckn esa lsok esa vk;s gSa] os deZpkjh
lkekU; Hkfo"; fuf/k dh lnL;rk xzg.k djsaxs vFkok ughaA
3& bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd mi;qZDr 'kklukns'k fnukad 16&9&2010
ls vkPNkfnr deZpkfj;ksa dh lkekU; Hkfo"; fuf/k dh lnL;rk ;Fkkor~ jgsxh ;fn fdlh deZpkjh dks
iwoZ esa lkekU; Hkfo"; fuf/k [kkrk la[;k vkoafVr ugha gks ldk Fkk rks mls ;Fkkfofgr izfØ;kuqlkj
lkekU; Hkfo"; fuf/k [kkrk la[;k egkys[kkdkj }kjk vkoafVr fd;k tk;sxkA
Hkonh;]
¼uhy jru dqekj½
la;qDr lfpoA
&&&&&
IFMTR
[ 79 ]
la[;k&lk&3&1613@nl&2011&301¼09½&2011
izs"kd]
o`Unk l:i]
izeq[k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo]
mRrj izns'k 'kkluA
2&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k]
mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 05 fnlEcj] 2011
%& fnukad 1 vizSy] 2005 ls ykxw ubZ ifjHkkf"kr va'knku isa'ku isa'ku ;kstuk ls
vkPNkfnr deZpkfj;ksa dh lsokdky ds nkSjku e`R;q@fodykaxrk rFkk chekjh vFkok
pksV ds dkj.k lsokfuo`fRr dh n'kk esa ns; lsokfuo`fRrd ykHkksa ds lEcU/k esaA
egksn;]
dsUnz ljdkj ds dk;kZy; Kki la[;k&38@41@061ih0 ,.M ih0MCyw ¼,½ fnukad 05 ebZ]
2009 ds }kjk] dsUnz ljdkj ds ,sls deZpkjh tks ubZ isa'ku ;kstuk ls vkPNkfnr gS] ds lsokdky ds
nkSjku e`R;q gks tkus] muds fodykax gks tkus vFkok pksV@fodykaxrk ds dkj.k lsokfuo`Rr gks tkus dh
n'kk esa vuqeU; lsokfuo`fRrd ykHkksa ds vuq:i] vxzsrj vkns'kksa rd] jkT; ljdkj ds ,sls deZpkjh tks
fnukad 1 vizSy] 2005 ls ykxw ubZ isa'ku ;kstuk ls vkPNkfnr gS] dks@muds vkfJrksa dks v/kksfyf[kr
ykHk jkT; ljdkj ds orZeku fu;eksa ds vuqlkj vuqeU; fd;s tkus dh Jh jkT;iky lg"kZ Lohd`fr
iznku djrs gSa&
¼1½ 'kkldh; M~;wVh ij u jgrs gq, fodykaxrk ds dkj.k lsokfuo`fRr&
(i) laxr fu;eksa ds v/khu viaxrk isa'kuA
(ii) laxr fu;eksa ds v/khu fjVk;jesUV xzsP;qVhA
¼2½ 'kkldh; M~;wVh ij u jgrs gq, ljdkjh deZpkjh dh e`R;q&
(i) laxr fu;eksa ds v/khu ikfjokfjd isa'kuA
¼c<+h gqbZ njksa ij ikfjokfjd isa'ku dks lfEefyr djrs gq,½A
(ii) laxr fu;eksa ds v/khu e`R;q vkuqrksf"kdA
¼3½ 'kkldh; M~;wVh ij jgrs gq, pksV@chekjh ds dkj.k lsokfuo`fRr&
(i) vlk/kkj.k isa'ku fu;eksa ds vUrxZr fodykaxrk isa'kuA
(ii) vlk/kkj.k isa'ku fu;eksa ds rgr fjVk;jesUV xzsP;qVhA
¼4½ 'kkldh; M~;wVh ij e`R;q&
(i) vlk/kkj.k isa'ku fu;ekoyh ds rgr vlk/kkj.k ikfjokfjd isa'kuA
(ii) laxr fu;eksa ds v/khu e`R;q vkuqrksf"kdA
mijksDr ykHkksa ij] le; le; ij ykxw egaxkbZ isa'ku@egaxkbZ jkgr ;Fkk vuqeU;rk ns;
gksxhA
2&fdlh deZpkjh vFkok mlds ifjokj dks bu vkns'kksa ds rgr Lohd`r ykHkksa dk Hkfo"; esa]
u;h isa'ku ;kstuk ls izkIr gksus okys ykHkksa esa ls mlh jhfr ls lek;kstu fd;k tk;sxk tSlh bl
lEcU/k esa dsUnz ljdkj@isa'ku fuf/k fu;ked vkSj fodkl izkf/kdj.k ¼ih-,Q-vkj-Mh-,-½ }kjk fu/kkZfjr
dh tk;sA
;g vkns'k fnuk¡d 1 vizSy] 2005 ls izHkkoh ekus tk;saxsA
Hkonh;k]
o`Unk l:i]
izeq[k lfpoA
&&&&&&
IFMTR
[ 80 ]
la[;k-lk&3&1718@nl&2011
izs"kd]
o`Unk l:i]
izeq[k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&izeq[k lfpo] jkT;iky lfpoky;@fo/kku lHkk@fo/kku ifj"kn~
mRrj izns'kA
2&leLr izeq[k lfpo@lfpo] mRrj izns'k 'kkluA
3&egkfucU/kd] ekuuh; mPp U;k;ky;] bykgkcknA
4&leLr foHkkxk/;{k@dk;kZy;k/;{kA
5&funs'kd] dks"kkxkj] tokgj Hkou] y[kuÅ] mRrj izns'kA
6&funs'kd] isa'ku] bfUnjk Hkou y[kuÅ] mRrj izns'kA
7&leLr e.Myk;qDr@ftykf/kdkjh] mRrj izns'kA
8&leLr eq[;@ofj"B dks"kkf/kdkjh] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 20 fnlEcj] 2011
%&u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds lEcU/k esa Li"Vhdj.kA
egksn;]
jkT; ljdkj dh vf/klwpuk la[;k&lk&3&379@nl&2005&301¼9½@2003] fnukad 28 ekpZ]
2005 }kjk u;h isa'ku ;kstuk ykxw dh x;h gS rFkk vf/klwpuk la[;k&lk&3&470@nl&
2005&301¼9½@2003] fnukad 7 vizSy] 2005 }kjk Li"V fd;k x;k gS fd bl ;kstuk ls vkPNkfnr
deZpkjhx.k lkekU; Hkfo"; fuf/k dh lnL;rk ugh xzg.k djsaxsA
2&u;h isa'ku ;kstuk ds v/khu] lkekU; Hkfo"; fuf/k ds lekukUrj O;oLFkk ds laca/k esa jkT;
ljdkj ls ftKklk;sa dh tk jgh gSaA
3&bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd ubZ isa'ku ;kstuk esa nks izdkj ds [kkrs
gksaxs&
(I) fV;j&I [kkrk&tks iw.kZr;k isa'ku gsrq gksxk rFkk vfuok;Z gksxkA bl [kkrs esa tek /kujkf'k
dk fu"dklu lsokfuo`fRr ds iwoZ ugha fd;k tk ldsxkA lsokfuo`fRr gksus ij] bl [kkrs esa tek /kujkf'k
ds 60 izfr'kr va'k dk ,d eq'r Hkqxrku deZpkjh@mlds vkfJrksa dks fd;k tk;sxk ,oa 'ks"k 40
izfr'kr va'k dk fuos'k dsUnz ljdkj ls ekU;rk izkIr thou chek daiuh dh okf"kZdh dk Ø; djus esa
fd;k tk;sxk ftlls deZpkjh@mlds vkfJrksa ds fy;s isa'ku dh O;oLFkk gksxhA lsokfuo`fRr ds iwoZ gh
fV;j&I [kkrk NksM+us ij vfuok;Z okf"kZdhdj.k fuos'k tek jkf'k dk 80 izfr'kr gksxkA
(II) fV;j&II [kkrk&tks oSdfYid gksxk rFkk ftlesa deZpkjh LosPNk ls va'knku dj ldsxk ,oa
vko';drkuqlkj bl [kkrs ls /ku dk fu"dklu Hkh dj ldsxkA bl [kkrs esa ljdkj@fu;ksDrk }kjk
va'knku ugha fd;k tk;sxk] rFkk [kkrs esa tek jkf'k dk fuos'k isa'ku ds iz;kstukFkZ ugha fd;k tk;sxkA
4&u;h isa'ku ;kstuk ds fØ;kUo;u gsrq us'kuy flD;ksfjVht fMikftVjh fyfeVsM
¼,u0,l0Mh0,y0½ dks lsUVªy fjdkMZ dhfiax ,tsUlh ¼lh0vkj0,0½ ds :i esa vuqcfU/kr fd;k x;k gSA
fuf/k;ksa ds izca/ku gsrq cSad vkWQ bf.M;k] VªLVh cSad] rFkk Hkkjrh; LVsV cSad] ;wfuV VªLV vkQ bf.M;k
,oa Hkkjrh; thou chek fuxe] isa'ku fuf/k izcU/kd ¼ih0,Q0,e0½ ds :i esa fu;qDr gSA
5& fV;j&II [kkrk ,u0,l0Mh0,y0 ds LFkkuh; vfHkdrkZ] ftUgs IokWb.V~l vkQ izhtsUl
¼ih0ih0vks0½ dgk x;k gS] esa [kkrk [kksyk tkuk gksxk] rFkk bl [kkrs esa deZpkfj;ksa }kjk Lo;a /kujkf'k
tek djk;h tkuh gksxhA fV;j&II [kkrs esa /kujkf'k tek fd;s tkus ds fy;s dksbZ lhek fu/kkZfjr ugha
dh x;h gSA deZpkjh viuh lqfo/kk ,oa foosdkuqlkj bl [kkrs esa LosPNk ls /kujkf'k tek djsxkA
IFMTR
[ 81 ]
fV;j&II [kkrs dk izcU/ku rFkk lapkyu ,u0,l0Mh0,y0 rFkk isa'ku fuf/k izcU/kdksa }kjk]
dsUnz ljdkj dh laLFkk isa'ku fuf/k fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk
le;≤ ij fuxZr fn'kk&funsZ'kksa ds vuqlkj] fd;k tk;sxkA fV;j&II [kkrs ls fd;s x;s fuos'k ij
vftZr vk; Hkh fV;j&II [kkrs esa tek dh tk;sxhA
Hkonh;k]
o`Unk l:i]
izeq[k lfpo] foRrA
&&&&&&
mRrj izns'k 'kklu
foRr ¼lkekU;½ vuqHkkx&3
la[;k&lk0&3&380@nl&2012&301¼09½&2011
y[kuÅ% fnukad 22 Qjojh] 2012
&&&&&
jkT; ljdkj ds lsok esa rSukr] uo ifjHkkf"kr va'knku isa'ku ;kstuk ls vkPNkfnr vf[ky
Hkkjrh; lsokvksa ds vf/kdkfj;ksa ds lh0vkj0,0 flLVe esas iathdj.k rFkk isa'ku va'knku ds lEizs"k.k
laca/kh dk;kZy;&Kki la[;k lk&3&1066@nl&2011&301¼09½&2011] fnukad 15 flrEcj] 2011 esa
dfri; la'kks/ku djrs gq;s mDr dk;kZy;&Kki ds izLrj&¼13½ ,oa ¼17½ dks fuEuor~ izfrLFkkfir fd;k
tkrk gS %&
¼13½ fnukad 1 tuojh] 2004 dks vFkok
mlds mijkUr fu;qDr leLr vf[ky Hkkjrh;
lsokvksa ds vf/kdkfj;ksa }kjk vuqyXud&1 ij
iathdj.k izi= Hkjs tk;saxsA
¼13½ fnukad 1 tuojh] 2004 dks vFkok
mlds mijkUr fu;qDr leLr vf[ky Hkkjrh;
lsokvksa ds vf/kdkfj;ksa }kjk izi= ,l&1 ij
iathdj.k izi= Hkjs tk;saxsA
¼17½ funs'kd isa'ku dks dks"kkxkjksa@Hkqxrku
dk;kZy;ksa ls lwpuk izkIr gks tkus ds mijkUr
funs'kd] isa'ku }kjk NPSCAN esa vfHknkrk ,oa
fu;ksDrk va'knku ls lEcfU/kr vkadM+s viyksM
fd;s tk;saxsA viyksfMax iw.kZ gks tkus ds mijkUr
VªkUtsD'ku vkbZ Mh izkIr gksxhA funs'kd] isa'ku
vfHknkrk ,oa fu;ksDrk va'knku dh lagr jkf'k
lEcfU/kr ys[kk'kh"kZ ls vkgfjr dj] /kujkf'k
VªLVh cSad&cSad vkWQ bf.M;k ds i{k esa Mªk¶V@
vkj0Vh0th0,l0@,u0bZ0,Q0Vh0 }kjk lEizsf"kr
djsaxsA
¼17½ vfHknkrk ,oa fu;ksDrk va'knku dk
lh0vkj0,0 flLVe esa viyksM djus gsrq izFke
pj.k esa v)ZdsUæh—r ekMy vaxh—r fd;s tkus
dk fu.kZ; jkT; ljdkj }kjk fy;k x;k gSA
blds vUrxZr izR;sd dks"kkxkj@osru Hkqxrku
dk;kZy; }kjk vfHknkrkvksa ds osru ls dh tkus
okyh ekfld va'knku dVkSfr;ksa dh vfHknkrk
va'knku Qkby ¼,l0lh0,Q0½ rS;kj dj dsUæh;
U;w isa'ku flLVe dUVªhC;w'ku ,dkmfUVax usVodZ
¼,0ih0,l0lh0,0,u0½ iz.kkyh esa viyksM dh
tk;sxhA vfHknkrk va'knku Qkby viyksM gks
tkus ds mijkUr] ekg esa ikfjr leLr osru fcyksa
ls dh x;h va'knku dh dVkSrh dk fooj.k
izR;sd dks"kkxkj@osru Hkqxrku dk;kZy; }kjk
vkxkeh ekg dh 10 rkjh[k rd funs'kd] isa'ku
dks bZ&esy }kjk ,oa gkMZ dkih ij izsf"kr fd;k
tk;sxkA bl gsrq vko';d buiqV dk izk:i
vyx ls tkjh fd;k tk;sxkA funs'kd] isa'ku
IFMTR
[ 82 ]
}kjk vfHknkrk ,oa fu;ksDrk va'knku dh /kujkf'k
VªLVh cSad dks ,u0ih0,l0 VªLV vdkmUV ds i{k
esa gLrkUrfjr dh tk;sxhA
vfHknkrk va'knku ,oa fu;ksDrk va'knku dh
lesfdr /kujkf'k funs'kd] isa'ku }kjk VªLVh
cSad&cSad vkWQ bf.M;k dks ,u0ih0,l0 VªLV
vdkmUV ds i{k esa cSad Mªk¶V@
vkj0Vh0th0,l0@,u0bZ0 ,Q0Vh0 }kjk vUrfjr
dh tk;sxhA VªLVh cSad dks /kujkf'k;ksa dk vUrj.k
djus ds iwoZ funs'kd] isa'ku ;g lqfuf'pr djsaxs
fd dks"kkxkjksa }kjk ,u0ih0,l0lh0,0,u0 esa
viyksM fd;k x;k fooj.k rFkk dks"kkxkjksa@
osru Hkqxrku dk;kZy;ksa }kjk funs'kd] isa'ku dks
izsf"kr buiqV@lwpuk esa va'knku dh jkf'k;ksa esa
fHkUurk ugha gSA dks"kkxkjksa ls izkIr lwpuk dh
tkap ds fy;s funs'kd] isa'ku ,u0,l0Mh0,y0 ls
dks"kkxkjokj va'knku dh dqy jkf'k] vfHknkrkvksa
dh la[;k rFkk vkgj.k forj.k vf/kdkfj;ksa dh
la[;k dk fooj.k izkIr djsaxsA bl izdkj jkf'k;ksa
dk 'kr izfr'kr feyku gks tkus ds mijkUr gh
vfHknkrk va'knku ,oa fu;ksDrk va'knku dh
/kujkf'k;ksa dk vUrj.k funs'kd] isa'ku }kjk VªLVh
cSad dks fd;k tk;sxkA
dk;kZy;&Kki la[;k lk&3&1066@nl&2011&301¼09½&2011] fnukad 15 flrEcj] 2011 bl
lhek rd la'kksf/kr le>k tk;A mDr dk;kZy;&Kki dh 'ks"k 'krsZa ;Fkkor~ jgsaxhA
layXud & ;FkksDrA
Hkonh;k]
o`Unk l:i]
izeq[k lfpoA
&&&&&
IFMTR
[ 83 ]
la[;k&lk&3&485@nl&2012&301¼9½@2011
izs"kd]
o`Unk l:i]
izeq[k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo] mRrj izns'k 'kkluA
2&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 16 ekpZ] 2012
%&ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa ds osru fcy ekg vizSy] 2012 ls
dks"kkxkjksa esa rS;kj fd;k tkukA
egksn;]
mi;qZDr fo"k; ds laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd ubZ isa'ku ;kstuk ls vkPNkfnr
jktdh; deZpkfj;ksa ds osru fcy ekg vizSy] 2012 ls vfuok;Zr% dks"kkxkjksa esa rS;kj fd;s tk;saxsA bl
gsrq ;g lqfuf'pr dj fy;k tk;s fd vkids foHkkx ds leLr vkgj.k ,oa forj.k vf/kdkfj;ksa dk
iathdj.k us'kuy flD;ksfjVht fMikftVjh fyfeVsM ¼,u0,l0Mh0,y0½ esa 15 ekpZ rd izR;sd n'kk esa
gks tk;sA ;fn fdlh vkgj.k ,oa forj.k vf/kdkjh }kjk iathdj.k izi= N-3 Hkj dj izsf"kr ugha fd;k
x;k gS rks lacaf/kr dks"kkxkj }kjk ml vf/kdkjh dk osru vkgfjr ugha fd;k tk;sxkA
2&ubZ isa'ku ;kstuk ls vkPNkfnr ,sls deZpkjh ftUgsa ,u0,l0Mh0,y0 }kjk Permanent
Retirement Account Number (PRAN) vkoafVr ugha gks ik;k gS] ds osru ls isa'ku va'knku dh dVkSrh
ugha dh tk;sxhA (PRAN) vkoafVr gks tkus ij ,sls deZpkfj;ksa ds osru ls izfrekg va'knku dh dVkSrh
ds lkFk&lkFk ,d fd'r fiNyh ,slh vof/k ds fy;s Hkh dkVh tk;sxh] ftlesa mlds osru ls dVkSrh
ugha dh x;h gSA ;g O;oLFkk mu deZpkfj;ksa ds ekeyksa esa Hkh ykxw gksxh ftUgsa iwoZ esa funs'kd] isa'ku
}kjk Mh0lh0vkbZ0 uacj vkoafVr dj fn;s x;s Fks] ijUrq (PRAN) dk vkoaVu ugha gks ldk gSA
3&d`i;k bu vkns'kksa dk vuqikyu dM+kbZ ls lqfuf'pr fd;k tk;sA
Hkonh;k]
o`Unk l:i]
izeq[k lfpoA
&&&
IFMTR
[ 84 ]
izeq[k lfpo mRrj izns'k 'kklu
foRr ¼lkekU;½ vuqHkkx&3
y[kuÅ% fnukad 16 ekpZ] 2012
fiz; egksn;]
vki voxr gSa fd fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj dh lsok
esa vk;s dkfeZd ubZ isa'ku ;kstuk ls vPNkfnr gSaA ubZ isa'ku ;kstuk dk dk;kZUo;u isa'ku fuf/k
fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk fu/kkZfjr vkfdZVsDpj ij us'kuy
flD;ksfjVht fMikWftVjh fyfeVsM ¼,u0,l0Mh0,y0½ ds ek/;e ls fd;k tkuk gSA bl lEcU/k esa
foLr`r fn'kk&funsZ'k 'kklukns'k la[;k lk&3&1067@nl&2011] fnukad 15 flrEcj] 2011 }kjk
tkjh fd;s tk pqds gSaA
2&ekg vizSy] 2012 ls deZpkfj;ksa ds isa'ku va'knku rFkk fu;ksDrk va'knku dk fooj.k
,u0,l0Mh0,y0 ds New Pension System Contributions Accounting Network (NPSCAN) esa
viyksM fd;k tkuk gSA ;g vko';d gS fd vkids dk;kZy; esa ubZ isa'ku ;kstuk ls vkPNkfnr
deZpkfj;ksa ds osru fcy dks"kkxkjksa ds fy;s fodflr fd;s x;s is&jksy iSdst ij rS;kj fd;s
tk;saA bl iSdst esa ,u0,l0Mh0,y0 dks viyksM dh tkus okyh Subscribers Contribution File
(SCF) lftr gkrh gS ftls New Pension System Contributions Accounting Network
(NPSCAN) esa lqxerk iwoZd viyksM fd;k tk ldrk gSA
3&bl lEcU/k esa vuqjks/k gS fd jk"Vªh; foKku dsUæ ¼,u0vkbZ0lh0½ }kjk rS;kj fd;k x;k
mDr is&jksy iSdst vius dk;kZy; esa ykxw djokus dk d"V djsa rkfd ubZ isa'ku ;kstuk ls
vkPNkfnr dkfeZdksa ds ekg ekpZ] 2012 Hkqxrku ekg vizSy] 2012 ds osru ls isa'ku va'knku dh
dVkSrh dk fooj.k rFkk jkT; ljdkj ds va'knku NPSCAN ij fcuk =qfV ds viyksM fd;k tk
ldsA ;g Hkh vuqjks/k gS fd mDr is&jksy iSdst rFkk NPSCAN ij dk;Z djus gsrq vius
dk;kZy; ds eq[; ys[kkf/kdkjh@vkgj.k ,oa forj.k vf/kdkjh rFkk de ls de ,d ys[kkdehZ dks
izf'kf{kr fd;s tkus gsrq funs'kd] isa'ku ls lEidZ dj izf'k{k.k fnyok;s tkus dh O;oLFkk ;Fkk'kh?kz
dj ysaA bl lEcU/k esa funs'kd] isa'ku dks funsZ'k ns fn;s x;s gSaA
Hkonh;k]
o`Unk l:iA
1&th0ch0 iVuk;d]
izeq[k lfpo]
Jh jkT;iky lfpoky;]
mRrj izns'k 'kkluA
2&Jh iznhi dqekj nqcs]
izeq[k lfpo]
fo/kku lHkk lfpoky;]
mRrj izns'kA
3&Jh ohjsUæ izrki dq'kokgk]
izeq[k lfpo]
fo/kku ifj"kn lfpoky;]
mRrj izns'kA
4&Jh vouh'k voLFkh]
lfpo]
lfpoky; iz'kklu foHkkx]
mRrj izns'k 'kkluA
&&&&&
IFMTR
[ 85 ]
la[;k&lk&3&517@nl&2012&301¼9½&,l0,0ch0&2011]
izs"kd]
o`Unk l:i]
izeq[k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&izeq[k lfpo] jkT;iky lfpoky;@fo/kku lHkk@fo/kku ifj"kn] mRrj izns'kA
2&leLr izeq[k lfpo@lfpo] mRrj izns'k 'kkluA
3&egkfucU/kd] ekuuh; mPp U;k;ky;] bykgkcknA
4&leLr foHkkxk/;{k@dk;kZy;k/;{kA
5&funs'kd] dks"kkxkj] tokgj Hkou] y[kuÅ] mRrj izns'kA
6&funs'kd] isa'ku] bfUnjk Hkou y[kuÅ] mRrj izns'kA
7&leLr e.Myk;qDr@ftykf/kdkjh] mRrj izns'kA
] 8&leLr eq[;@ofj"B dks"kkf/kdkjh] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 fnukad 21 ekpZ] 2012
%& jkT; ljdkj }kjk lgk;rk izkIr f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr
Lok;Rr'kklh laLFkkvksa esas u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds fØ;kUo;u ds lEcU/k esaA
egksn;]
fnukad 1 vizSy] 2005 dks vFkok mlds mijkUr jkT; ljdkj dh lsok esa vFkok jkT; ljdkj
}kjk lgk;frr ,slh f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr ,slh Lok;Rr'kh laLFkkvksa]
ftuesa ljdkjh deZpkfj;ksa dh isa'ku ;kstuk ds leku isa'ku ;kstuk iwoZ esa ykxw Fkh] esa u;s izos'kdksa ij
u;h ifjHkkf"kr va'knku isa'ku ;kstuk vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½@2003] fnukad
28 ekpZ] 2005 }kjk ykxw dh xa;h gSA
2&u;h ifjHkkf"kr va'knku isa'ku ;kstuk ds fØ;kUo;u gsrq Hkkjr ljdkj }kjk xfBr isa'ku
fuf/k fu;ked ,oa fodkl çkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk ubZ isa'ku ;kstuk ds fy, rS;kj dh
x;h lajpuk ¼vkfDZVsDpj½ dks jkT; ljdkj ds dk;kZy;&Kki la[;k
lk&3&313@nl&2009&301¼9½@2003] fnukad 15 ebZ] 2009 }kjk vaxhd`r fd;k x;k gSA bl
vkfdZVsDpj esa us'kuy flD;ksfjVht fMikftVjh fyfeVsM ¼,u0,l0Mh0,y0½ dks lsUVªy fjdkMZ dhfiax
,tsalh ¼lh0vkj0,0½ cSad vkQW bafM;k dks VªLVh cSad rFkk Hkkjrh; LVsV cSad] ;wfuV VªLV vkWQ bafM;k
,oa Hkkjrh; thou chek fuxe dks isa'ku fuf/k çca/kd ¼isa'ku Q.M eSustj½ fu;qDr fd;k x;k gSA isa'ku
fuf/k;k¡ ds leqfpr çca/ku rFkk j[kj[kko ds fy, ih0,Q0vkj0Mh0,0 }kjk ubZ isa'ku ç.kkyh VªLV
¼,u0ih0,l0 VªLV½ dk xBu fd;k x;k gSA
3&ubZ isa'ku ;kstuk ds fØ;kUo;u gsrq jkT; ljdkj }kjk ,u0,l0Mh0,y0 ,oa ,u0ih0,l0
VªLV ds lkFk fnukad 12 vxLr] 2011 dks vuqca/k fu"ikfnr fd;s x;sA blds iwoZ ubZ isa'ku ;kstuk ds
fØ;kUo;u gsrq varfje O;oLFkk ds rgr dk;kZy;&Kki la[;k lk&3&1124@nl&301¼9½@2003]
Vh0lh0] fnukad 15 flrEcj] 2010 rFkk dk;kZy;&Kki la[;k lk&3&1558@nl&2010&30¼9½@2003]
Vh0lh0] fnukad 13 vDVwcj] 2010 }kjk Øe'k% jkT; ljdkj ls lgk;rk çkIr f'k{k.k laLFkkvksa ,oa
Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds osru ls ekfld dVkSrh jkT; ljdkj }kjk fn;k tkus okyk
fu;ksDrk va'knku rFkk deZpkfj;ksa ds isa'ku ys[ks esa lafpr /kujkf'k ij lkekU; Hkfo"; fuf/k ij ykxw
C;kt nj ls C;kt ds Hkqxrku] çR;sd deZpkjh dk isa'ku [kkrk [kksyus ,oa mls v|kof/kd j[krs gq,
funs'kd] isa'ku] mRrj çns'k dks vf/kd`r fd;k x;k FkkA
IFMTR
[ 86 ]
4&,u0,l0Mh0,y0 ,oa ,u0ih0,l0 VªLV ds lkFk jkT; ljdkj }kjk vuqca/k fu"ikfnr dj
fy;s tkus ds vuUrj Åij of.kZr varfje O;oLFkk dk slekIr djrs gq, ,u0ih0,l0 vkfdZVsDpj ds
vuqlkj vxzfyf[kr O;oLFkk rRdky çHkko ls ykxw fd;s tkus dk fu.kZ; fy;k x;k gS&
¼1½ lg;rk çkIr f'k{k.k laLFkkvksa ds fy, v)ZfodsfUnzr ekWMy rFkk fo'ofo|ky;ksa ,oa
vU; Lok;Rr'kklh laLFkkvksa ds fy, iw.kZ fodsfUnzr ekWMy vaxhd`r fd;k tk,A
¼2½ lgk;rk çkIr çkFkfed f'k{k.k laLFkkvksa esa ys[kkf/kdkjh] csfld f'k{kk tks vkgj.k
forj.k vf/kdkjh gS] vfHknkrk va'knku ds MkVkcsl ds j[k&j[kko rFkk vfHknkrk va'knku]
QkbZy U;w isa'ku flLVe dUVªhC;w'ku vdkmfUVax usVodZ ¼NPSCAN½ esa viyksM djus gsrq
mRrjnk;h gksaxs rFkk foRr fu;a=d] csfld f'k{kk jkT; Lrjh; uksMy vf/kdkjh ds :i esa dk;Z
djsaxsA
¼3½ ek/;fed f'k{k.k laLFkkvksa esa ys[kkf/kdkjh] dk;kZy; ftyk fo|ky; fujh{kd vfHknkrk
va'knku ds MkVkcsl ds j[k-j[kko rFkk vfHknkrk va'knku Qkby NPSCAN esa viyksM djus
gsrq mRrjnk;h gksaxs rFkk foRr fu;a=d ek/;fed f'k{kk jkT; Lrjh; uksMy vf/kdkjh ds :i esa
dk;Z djsaxsA
¼4½ fMxzh dkystksa ds fy, {ks=h; mPp f'k{kk vf/kdkjh tks vkgj.k forj.k vf/kdkjh dk
dk;Z djrs gSa] vfHknkrk va'knku ds MkVkcsl ds j[k-j[kko rFkk vfHknkrk va'knku Qkby
NPSCAN esa viyksM djus gsrq mRrjnk;h gksaxs rFkk foRr fu;a=d mPp f'k{kk jkT; Lrjh;
uksMy vf/kdkjh ds :i esa dk;Z djsaxsA
¼5½ jkT; fo'ofo|ky;ksa esa foRr vf/kdkjh] tks vkgj.k-forj.k vf/kdkjh dk dk;Z djrs gSa]
jkT; Lrjh; uksMy vf/kdjh dk dk;Z Hkh djsaxsA
¼6½ vU; Lok;Rr'kklh laLFkkvksa esa jkT; fo'ofo|ky;ksa ds leku ekWMy ykxw fd;k tk,A
¼7½ lgk;rk izkIr f'k{k.k laLFkkvksa@Lok;Rr'kklh laLFkk;sa&mi;qZDr O;oLFkkvksa dks izHkkoh
<ax ls ykxw fd;s tkus gsrq lEcfU/kr iz'kkldh; foHkkx foHkkxk/;{kksa dks bl vk'k; ds vkns'k
fuxZr djsaxs fd vkgj.k-forj.k vf/kdkfj;ksa ,oa uksMy vf/kdkfj;ksa dks vko';d volajpuk
lqfo/kk,a&dEI;wVj ,oa lgorhZ midj.k] tu'kfDr vfuok;Zr% miyC/k djk;saxsA bl lEcU/k esa
uksMy vf/kdkjh&oLrqfLFkfr dk lrr~ vuqJo.k djsaxs rFkk izxfr ls foHkkxk/;{k ds lkFk&lkFk
foRr foHkkx ,oa iz'kkldh; foHkkx dks fjiksVZ izLrqr djsaxsA
fofHkUu izkf/kdkfj;ksa ,oa vfHknkrkvksa dk ubZ isa'ku iz.kkyh esa iathdj.k
¼8½ lgk;rk izkIr f'k{k.k laLFkkvksa@jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa
gsrq ukfer uksMy vf/kdkfj;ksa dk ,u0,l0Mh0,y0 esa iathdj.k djk;k tk;sxkA iathdj.k gsrq
izi= ,u&1 esa visf{kr fooj.k Hkjdj ,u0,l0Mh0,y0 dks lEcfU/kr uksMy vf/kdkjh }kjk
izsf"kr fd;k tk;sxkA
¼9½ vkgj.k ,oa forj.k vf/kdkfj;ksa dk ,u0,l0Mh0,y0 esa iathdj.k djk;k tk;sxkA
iathdj.k gsrq izi= ,u&2@,u&3 esa visf{kr fooj.k Hkjdj uksMy vf/kdkjh ds ek/;e ls
,u0,l0Mh0,y0 dks izsf"kr fd;k tk;sxkA mDr izi= dh ,d izfr uksMy vf/kdkjh ds
dk;kZy; esa rFkk ,d izfr vkgj.k ,oa forj.k vf/kdkjh ds dk;kZy; esa lqjf{kr j[kh tk;sxhA
vkgj.k-forj.k vf/kdkfj;ksa dk iathdj.k vkgj.k forj.k vf/kdkjh lg Hkqxrku vf/kdkjh
¼Mh0Mh0vks0&de&Mh0Vh0vks0½ ds :i esa djk;k tk;sxkA
¼10½ ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa dk iathdj.k djk;s tkus gsrq izi=
,u&1 esa vkosnu Hkjdj ,u0,l0Mh0,y0 dks izsf"kr fd;k tk;sxkA fdlh vf/k"Bku esa dk;Zjr
lHkh deZpkfj;ksa ds iathdj.k izi= vkgj.k ,oa forj.k vf/kdkfj;ksa }kjk nks izfr;ksa esa izkIr
fd;s tk;saxs ftldh ,d izfr dk;kZy; esa lqjf{kr j[kh tk;sxh rFkk ,d izfr ,u0,l0Mh0,y0
IFMTR
[ 87 ]
dks lh/ks iszf"kr dh tk;sxha ,u0,l0Mh0,y0 }kjk deZpkfj;ksa dks ijekusUV fjVk;jesUV
vdkm.V uEcj ¼ih0vkj0,0,u0½ vkoafVr fd;k tk;sxkA ftldh ,d izfr vkgj.k ,oa forj.k
vf/kdkjh dks Hkh izsf"kr dh tk;sxhA fdlh ekg esa [kksys x;s u;s ih0vkj0,0,u0 dh la[;k dh
lwph vkgj.k forj.k vf/kdkjh }kjk rS;kj dj vxys ekg dh nloh rkjh[k rd vius uksMy
vf/kdkjh dks Hkst nh tk;sxhA
fofHkUu izkf/kdkfj;ksa rFkk vfHknkrkvksa ds iathdj.k gsrq fu/kkZfjr izi= ,u&1] ,u&2] ,u&3
rFkk ,l&1 bl 'kklukns'k ds lkFk layXu gSaA vU; laxr izi= rFkk ,u0,l0Mh0,y0 }kjk tkjh
fn'kk&funsZ'k Hkh layXu gSaA
ubZ isa'ku ;kstuk dk lkekU; Lo:i
¼11½ ubZ isa'ku ;kstuk esa nks fV;j % fV;j&1 rFkk fV;j&2 gksaxsA fV;j&1 esa leLr
vkPNkfnr deZpkfj;ksa }kjk vfuok;Zr% va'knku fd;k tk;sxk tcfd fV;j&2 esa va'knku iw.kZr%
oSdfYid gksxkA
¼12½ fV;j&1 esa izfrekg ewy osru xzsM is ,oa egaxkbZ HkRrs ds ;ksx ds 10 izfr'kr ds
cjkcj va'knku fd;k tk;sxkA bl va'knku dh dVkSrh deZpkjh ds osru ls vkgj.k ,oa forj.k
vf/kdkjh }kjk dh tk;sxh rFkk lsok;kstd dk va'knku Hkh vkgj.k forj.k vf/kdkjh }kjk tek
fd;k tk;sxkA
¼13½ fV;j&1 esa fd;s tkus okys va'knku dh jkf'k ¼fuos'k ls izkIr vk; lfgr½
vfu"dkluh; isa'ku [kkrs esa tek gksxhA
¼14½ ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa dks lkekU; Hkfo"; fuf/k dh lqfo/kk
miyC/k ugha gksxhA ;fn fdlh deZpkjh ds osru ls lkekU; Hkfo"; fuf/kds fy, dVkSfr;k¡ dh
x;h gksa rks dVkSfr;ksa dh jkf'k lEcfU/kr deZpkjh dks C;kt lfgr okil dj nh tk;saxhA
¼15½ fV;j&2 [kkrk iw.kZr;k oSdfYid gksxk rFkk ogh deZpkjh fV;j&2 [kkrk [kksy ldsxk
ftls fV;j&1 ds fy;s ih0vkj0,0,u0 vkoafVr fd;k tk pqdk gksA deZpkjh }kjk fV;j&2
[kkrk ,u0,l0Mh0,y0 ds LFkkuh; vfHkdrkZ ftUgsa IokbaV~l vkWQ izhtsUl ¼ih0vks0ih0½ dgk
x;k gS] ds dk;kZy; esa vko';d vkSipkfjdrk,¡ iw.kZ dj [kksyk tk ldsxkA [kkrs esa va'knku
dh jkf'k deZpkjh ds }kjk Lor% tek dh tk;sxhA fV;j&2 ds fy, jkT; ljdkj@fu;ksDrk
}kjk va'knku ugha fd;k tk;sxkA bl [kkrs esa tek jkf'k dk izcU/ku fofHkUu lsok iznkrkvksa
}kjk mlh Hkk¡fr fd;k tk;sxk tSls fV;j&1 esa lafpr fuf/k dkA fV;j&2 [kkrs esa lafpr fuf/k
ds fuos'k ls izkIr gksus okyh vk; blh [kkrs esa tek dh tk;sxhA bl [kkrs ls deZpkjh viuh
vko';drkuqlkj /kujkf'k dk fu"dklu dj ldsxkA
¼16½ lkewfgd chek ;kstuk dh O;oLFkk iwoZor~ cuh jgsxhA
¼17½ fdlh deZpkjh dks vkoafVr ih0vkj0,0,u0 mldh lsok i;ZUr vifjorZuh; gksxkA
LFkkukUrj.k dh n'kk esa deZpkjh ds vfUre osru izek.kd esa mlds ih0vkj0,0,u0 rFkk vfUre
va'knku dh frfFk ,oa /kujkf'k dk mYys[k fd;k tk;sxkA
¼18½ uohu isa'ku ;kstuk ls vkPNkfnr lgk;rk dkfeZdksa dk osru ns;d vyx ls cuk;k
tk,xkA osru ns;d ds lkFk deZpkjh va'knku lEcU/kh fooj.k 'ksM~;wy&2d ij ,oa jkT;
ljdkj@ fu;ksDrk va'knku dk fooj.k 'ksM~;wy&2[k ij izR;sd ekg layXu fd;k tk,xkA
¼19½ ¼i½ deZpkfj;ksa ds osru fcy ls dkVh x;h vfHknkrk va'knku dh jkf'k iqLrd
lek;kstu }kjk yksdys[kk ds fuEukafdr ys[kk'kh"kZ esa tek dh tk,xhA
¼d½ &8342&vU; tek&120&fofo/k tek
va'knk;h&is'ku Ldhe&02 ^^lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj
deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,
IFMTR
[ 88 ]
fu/kkZfjr va'knku isa'ku ;kstuk&01&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa
f'k{k.ksRrj deZpkfj;ksa dk va'knku fV;j&1**A
¼[k½ &^^8342&vU; tek&120&fofo/k tek
va'knk;h&isa'ku Ldhe&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj
deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,
fu/kkZfjr va'knku isa'ku ;kstuk&02&jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa
dks dkfeZdksa dk va'knku fV;j&1**A
¼ii½ jkT; ljdkj@fu;ksDrk va'knku foHkkxh; vuqnkuksa ds vUrxZr bl gsrq [kksys x;s
ys[kk'kh"kZ esa djk;h x;h ctV O;oLFkk ls vkgfjr fd;k tk,xkA ys[kk'kh"kksZa dk fooj.k
fuEukuqlkj gS&
¼d½ &^^2071&isa'ku rFkk vU; lsokfuo`fRr
fgr ykHk&01&flfoy&117&fu/kkZfjr va'knk;h isa'ku Ldhe dsfy, ljdkjh
va'knku&03&jkT; ljdkj dk va'knku&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds
f'k{kdksa@f'k{k.ksRrj deZpkfj;ksa ds fy, fu;ksDrk va'knku deZpkjh fV;j&1&20&lgk;d
vuqnku@va'knku@jkt lgk;rkA**
¼[k½ &^^2071&isa'ku rFkk vU; lsokfuo`fRr fgr
ykHk&01&flfoy&117&fu/kkZfjr va'knk;h isa'ku Ldhe ds fy, ljdkjh
va'knku&04&fu;ksDrk va'knku&02&Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds fy,
fu;ksDrk&va'knku&20&lgk;d vuqnku@va'knku@ jkt lgk;rkA**
;g iqu% Li"V fd;k tkrk gS fd jkT; ljdkj ds vk;&O;;d esa mUgha Lok;Rr'kklh
laLFkkvksa ds dfeZ;ksa ds fy, fu;ksDrk va'knku gsrq O;oLFkk djk;h tk;sxh ftuds dkfeZdksa dh
isa'ku dk Hkqxrku dks"kkxkjksa ds ek/;e ls fd;k tk jgk gSA
¼iii½ fu;ksDrk va'knku dh jkf'k iqLrd lek;kstu }kjk yksd js[kk ds laxr ys[kk'kh"kksZa]
ftudk fooj.k fuEuor~ gS] esa laØfer dh tk,xh&
¼d½ &^^8342&vU; tek&120&fofo/k
tek va'knk;h&isa'ku Ldhe&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj
deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh deZpkfj;ksa ds fy, fu/kkZfjr va'knku
isa'ku ;kstuk&03&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj deZpkfj;ksa gsrq
fu;ksDrk&va'knku fV;j&1**
¼[k½ &^^8342&vU; tek&120&fofo/k tek
va'knk;h&isa'ku Ldhe&02&lgk;rk izkIr f'k{k.k laLFkkvksa ds f'k{kdksa ,oa f'k{k.ksRrj
deZpkfj;ksa rFkk 'kklu ds fu;a=.kk/khu Lok;Rr'kklh deZpkfj;ksa ds fy, fu/kkZfjr va'knku
isa'ku ;kstuk&04&jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa ds dkfeZdksa gsrq
fu;ksDrk&va'knku fV;j&1**A
¼20½¼i½ vkgj.k ,oa forj.k vf/kdkfj;ksa }kjk vfHknkrkvksa ds osru ls dh tkus okyh
ekfld va'knku dVkSfr;ksa dh vfHknkrk va'knku Qkby ¼,l0lh0,Q0½ rS;kj dj dsUæh; U;w
isa'ku flLVe dUVªhC;w'kUl vdkmfUVax usVodZ ¼,u0ih0,l0lh0,0,u0½ iz.kkyh esa viyksM dh
tk;sxhA vfHknkrk va'knku Qkby viyksM gks tksu ij VªkUtsD'ku vkbZ0Mh0 izkIr gksxkA
¼ii½ rRi'pkr~ vfHknkrk va'knku ,oa fu;ksDrk va'knku dh lagr /kujkf'k vkgj.k forj.k
vf/kdkjh }kjk yksd ys[kk ds laxr ys[kk'kh"kksZa] ftuesa vfHknkrk va'knku ls vkgfjr dj VªLVh
cSad&cSad vkWQ bf.M;k dks ,u0ih0,l0 VªLV vdkm.V ds i{k esa cSd
IFMTR
[ 89 ]
Mªk¶V@vkj0Vh0th0,l0@,u0bZ0,Q0Vh0 }kjk vUrfjr dh tk;sxhA VªLVh cSad dks /kujkf'k;ksa
dk vUrj.k djus ds iwoZ vkgj.k forj.k vf/kdkjh ;g lqfuf'pr djsaxs fd
,u0ih0,l0lh0,0,u0 esa viyksM fd;k x;k fooj.k rFkk VªLVh cSad dks LFkkukUrfjr dh tk
jgh /kujkf'k dk iw.kZ feyku gks x;k gSA bl izdkj] jkf'k;ksa dk 'kr&izfr'kr feyku gks tkus
ds mijkUr gh vfHknkrk va'knku ,oa fu;ksDrk va'knku dh /kujkf'k;ksa dk vUrj.k vkgj.k
forj.k vf/kdkjh }kjk VªLVh cSad dks fd;k tk;sxkA
¼iii½ vkgj.k forj.k vf/kdkfj;ksa }kjk izR;sd ekg rS;kj vfHknkrk va'knku Qkby dk
fooj.k ,oa VªLVh cSad dks vUrfjr dh x;h /kujkf'k ds fooj.k dh lwpuk vxys ekg dh 10oha
rkjh[k rd vius uksMy vf/kdkjh dks gkMZdkWih@lkW¶VdkWih ij izsf"kr dh tk;sxhA uksMy
vf/kdkjh }kjk vkgj.k forj.k vf/kdkfj;ksa }kjk izsf"kr ekfld lwpuk dk ladyu fd;k tk;sxk
,oa izR;sd ekg dh 20 rkjh[k rd ladfyr lwpuk dh ,d izfr iz'kklfud foHkkx ds
lkFk&lkFk funs'kd] isa'ku] mRrj izns'k dks izsf"kr dh tk;sxhA
¼21½ ,sls deZpkjh tks bu vkns'kksa ds tkjh gksus ls iwoZ lsok esa izos'k dj pqds Fks] osru ls
izfrekg orZeku ekg ds fy, va'knku dh dVkSrh ds lkFk&lkFk iwoZ dh lsok vof/k] ftlesa
dVkSrh ugha gqbZ gS] ds fy, ,d&,d ekg dh dVkSrh dh tk;sxh rFkk nksuksa ekgksa ds fy,
fu;ksDrk va'knku Hkh fn;k tk;sxkA
¼22½ ih0,Q0vkj0Mh0,0 }kjk fu;qDr isa'ku fuf/k izcU/kdksa esa ls jkT; ljdkj fdlh ,sls
,d vFkok vf/kd fuf/k izcU/kdksa dh lsok,a ys ldsxh tks ubZ isa'ku ;kstuk ds vUrxZr dsUæ
ljdkj ds deZpkfj;ksa ds fy, lsok,a iznku dj jgs gSaA
¼23½ fofHkUu isa'ku fuf/k izcU/kdksa ds e/; isa'ku fuf/k;ksa ds vkoaVu ¼Allocation½ dk
vuqikr jkT; ljdkj }kjk fu/kkZfjr fd;k tk;sxk rFkk rn~uqlkj ,u0,Q0Mh0,y0 ,u0ih0,l0
VªLV ,oa VªLVh cSad dks lwfpr fd;k tk;sxkA
¼24½ orZeku esa ljdkjh deZpkfj;ksa ds fy, rhu isa'ku fuf/k izca/kd] ih0,Q0vkj0Mh0,0
}kjk fu;qDr gSa&Hkkjrh; LVsV cSad] ;wfuV VªLV vkWQ bf.M;k rFkk Hkkjrh; thou chek fuxeA
fnukad 1 tqykbZ] 2011 ls ih0,Q0vkj0Mh0,0 }kjk dsUæ ljdkj ds deZpkfj;ksa dh isa'ku
fuf/k;ksa dk mDr rhuksa isa'ku fuf/k izcU/kdksa ds e/; fd;s x;s vkoaVu ds vuq:i jkT; ljdkj
}kjk jkT; ljdkj ds deZpkfj;ksa ds fy,] isa'ku fuf/k;ksa dk vkoaVu mi;qZDr rhuksa isa'ku fuf/k
izcU/kdksa ds e/; Øe'k% 31 izfr'kr] 35-5 izfr'kr rFkk 33-5 izfr'kr fu/kkZfjr fd;k x;k gSA
vr% mRrj izns'k ljdkj ds fu;a=.kk/khu lgk;rk izkIr f'k{k.k laLFkkvksa rFkk Lok;Rr'kklh
laLFkkvksa esa dk;Zjr ubZ isa'ku ;kstuk ds vfHknkrkvksa ds fy, isa'ku fuf/k;ksa dk vkoaVu mi;qZDr vuqikr
esa gh fd;s tkus dk fu.kZ; fy;k x;k gSA Hkfo"; esa ih0,Q0vkj0Mh0,0 }kjk bl vuqikr esa ifjorZu
fd;s tkus ij jkT; ljdkj }kjk Hkh mlh vuqikr dks vaxh—r fd;k tk;sxkA
5&u;h isa'ku ;kstuk ds lqpk: :i ls fØ;kUo;u gsrq fuEufyf[kr le;&lkfj.kh dk dM+kbZ
ls ikyu fd;k tk;s&
¼i½ uksMy vf/kdkfj;ksa }kjk bl 'kklukns'k ds fuxZr gksus dh frfFk ls ,d ekg ds vUnj
viuk iath;u ,u0,l0Mh0,y0 esa djk fy;k tk;sxkA fdlh ekg esa [kksys x;s u;s
ih0vkj0,0,u0 dh la[;k dh lwpuk vkgj.k ,oa forj.k vf/kdkjh }kjk lwpuk foHkkxh; uksMy
vf/kdkjh dks vxy ekg dh nloha rkjh[k rd Hksth tk;sxhA
¼ii½ ekg es vkgj.k forj.k vf/kdkfj;ksa }kjk dh x;h vfHknkrk va'knku dh dVkSfr;ksa ,oa
VªLVh cSad dks gLrkUrfjr dh x;h /kujkf'k dk fooj.k vxys ekg dh nloh rkjh[k rd
fu/kkZfjr buiqV izk:i ij uksMy vf/kdkjh dks bZ&esy }kjk rFkk gkMZdkWih esa miyC/k djk
fn;k tk,A
IFMTR
[ 90 ]
¼iii½ ,u0,l0Mh0,y0 }kjk izR;sd ekg dh 15oha rkjh[k rd vkgj.k forj.k vf/kdkjh
}kjk izsf"kr lwpuk dk fooj.k lEcfU/kr uksMy vf/kdkjh dks miyC/k djk;k tk;sxkA
¼iv½ fdlh ekg ds fy, vkgj.k forj.k vf/kdkfj;ksa ,oa ,u0,l0Mh0,y0 }kjk uksMy
vf/kdkjh dks izsf"kr lwpukvksa dk feyku uksMy vf/kdkjh }kjk vxys ekg dh 15oha rkjh[k rd
dj fy;k tk;sxkA
¼v½ vkgj.k forj.k vf/kdkfj;ksa ls izkIr lwpuk dk feyku dj ysus ds mijkUr lEcfU/kr
uksMy vf/kdkjh }kjk ladfyr fooj.k 20 rkjh[k rd funs'kd] isa'ku] mRrj izns'k rFkk
lEcfU/kr iz'kkldh; foHkkx dks izsf"kr fd;k tk;sxkA
,u0,l0Mh0,y0 dks lh0vkj0,0 vuqcU/k ds vUrxZr Hkqxrku
6&,u0,l0Mh0,y0 }kjk =Sekfld vk/kkj ij vius fcy lEcfU/kr uksMy vf/kdkjh dks izLrqr
fd;s tk;saxsA fcy izkIr gksus ds nl dk;Z fnol ds vUnj uksMy vf/kdkjh vius Lrj ij lajf{kr ys[kksa
ls feyku djus ds mijkUr fcy dks lR;kfir djrs gq, Hkqxrku gsrq laLrqfr ds lkFk funs'kd] isa'ku dks
izsf"kr dj nsaxsA funs'kd] isa'ku fcy izkfIr ds nl dk;Z fnol ds vUnj ,u0,l0Mh0,y0 dks Hkqxrku
izkIr djkuk lqfuf'pr djsaxsA uksMy vf/kdkfj;ksa }kjk ;fn nl fnuksa ds vUnj lR;kfir fcy Hkqxrku
gsrq funs'kd] isa'ku dks izLrqr ugha fd;s tkrs gSa rks lh0vkj0,0 vuqcU/k ds izko/kkuksa ds vUrxZr C;kt
dh ns;rk gksus ij os O;fDrxr :i ls mRrjnk;h gksaxsA
—i;k mijksDrkuqlkj vko';d dk;Zokgh lqfuf'pr djus dk d"V djsaA
Hkonh;k]
o`Unk l:i]
izeq[k lfpoA
&&&&&&
la[;k&lk&3&486@nl&2013&301¼9½&11
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsokesa]
funs'kd] isa'ku]
mRrj izns'k] y[kuÅA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 15 ebZ] 2013
%&ubZ isa'ku ;kstuk2005 ds vUrxZr vkaofVr Mh0lh0vkbZ0 uEcj ds lkis{k vfHknkrk dk
va”knku rFkk “kkldh; va”knku dh lesfdr /kujkf”kdk ,u-,l-Mh-,y- }kjk vkoafVr
izku uEcj esa vUrj.k ds laca/k esaA
egksn;]
mi;qZZDr fo"k;d d`Ik;k vius i= la[;k&is0fu0@,u0ih0,l0@Q.M VªkUlQj@2013&2013@
1245] fnukad 20 Qjojh] 2013 dk lUnHkZ xzg.k djsaA bl laca/k esa iwoZ fuxZr “kklukns”k
la[;k&lk&3&1067&nl&2011&301¼9½&2011] fnukad 15 flrEcj] 2011 ds vuqØe esa funsZ”k fn;s
tkrs gS a fd ftu dkfeZdksa dk iathdj.k ¼izku vkcaVu½ iw.kZ gks pqdk gS ,oa ftuds ys[ks esa izFke n`’V;k
dksbZ =qfV izrhr ugha gks jgh gSa] dh iwoZ esa dh x;h dVkSfr;ksa rFkk fu;ksDrk va”knku ls lacaf/kr lagr
/kujkf”k dk vUrj.k VªLVh cSad dks rRdky dj fn;k tk;sA
2- ,sls izdj.k ftudk vUrj.k =qfV iw.kZ gksus dss dkj.k ugh fd;k tk ldk gS] ds laca/k esa
lacaf/kr vkgj.k forj.k vf/kdkjh dks’kkxkj ls vk¡dM+ksa dk feyku dj deZpkjh va”knku ,oa jkT;
IFMTR
[ 91 ]
ljdkj ds va”knku dh jkf”k dh iqf’V djk;saxs ftldh lwpuk lacaf/kr eq[;@ofj’B dks’kkf/kdkjh }kjk
funs”kd] isa”ku dks vxzsRrj dk;Zokgh gsr izsf’kr dh tk;sxhA vkgj.k&forj.k vf/kdkjhx.k ,oa
eq[;@ofj’B dks’kkf/kdkjh x.k vko”;d dk;Zokgh rFkk izR;sd n”kk esa ,d ekg ds vUnj iw.kZ djkuk
lqfuf”pr djsaA mi;qZDrkuqlkj vkadM+ksa dk feyku gks tkus ij lacaf/kr vkgj.k&forj.k vf/kdkjh
eq[;@ofj’B dks’kkf/kdkjh ds ek/;e ls funs”kd] isa”ku dks vfHkizekf.kr lwpuk iszf’kr djsaxsA lwpuk izkIr
gks tkus ij funs”kd] isa”ku }kjk /kujkf”k dk vUrj.k fd;k tk;sxkA
Hkonh;]
Ukhy jru dqekj]
fo'ks"k lfpoA
&&&&
la[;k&lk&3&1006@nl&2013&301¼09½&2012
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo]
mRrj izns'k 'kkluA
2&leLr foHkkxk/;{k ,oa izeq[k dk;kZy;k/;{k]
mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 19 flrEcj] 2013
%& jkT; ljdkj ds v/khu dk;Zjr vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa rFkk jkT;
ljdkj ds vf/kdkfj;kas@deZpkfj;ksa] tks u;h isa'ku ;kstuk ls vkPNkfnr gSa] ds
vfHknkrk va'knku rFkk fu;ksDrk va'knku dh izfØ;kA
egksn;]
fu;qfDr vuqHkkx&1 ds dk;kZy;&Kki la[;k 2268@nks&1&2013-4@¼2½&2008] fnukad
15 tqykbZ] 2013 ds Øe esa funs'kd] isa'ku ds i= la[;k is0fu0@,u0ih0,l0@2012&13@3693]
fnukad 23 ebZ] 2013 ,oa i= la[;k is0fu0@,u0ih0,l0@2013&14@5103] fnukad 26 tqykbZ] 2013
}kjk ;g izLrko fd;k x;k gS fd jkT; ljdkj ds fu;a=.kk/khu fdlh ,sls ckg~; lsok;kstd tks u;h
isa'ku ;kstuk ds v/khu ,u0,l0Mh0,y0 esa iath—r ugha gSa] esa izfrfu;qfDr ij rSukr jkT; ljdkj ds
v/khu u;h isa'ku ;kstuk ls vkPNkfnr vf[ky Hkkjrh; lsokvksa ds ,oa jkT; ljdkj ds
vf/kdkjh@deZpkjh ds vfHknkrk va'knku ,oa fu;ksDrk va'knku lEcU/kh fooj.k] ,u0ih0,l0lh0,0,u0
ij viyksM fd;s tkus dh dk;Zokgh lEcU/kh tuin ds dks"kkxkjksa }kjk rFkk Q.M VªkUlQj dh
dk;Zokgh isa'ku funs'kky; }kjk fd;s tkus fo"k;d O;oLFkk ykxw dh tk;sA
2&funs'kd] isa'ku ds mi;qZDr izLrko ij fopkjksijkUr 'kklu }kjk fuEukuqlkj dk;Zokgh fd;s
tkus dk fu.kZ; fy;k x;k gS&
¼i½ vf[ky Hkkjrh; lsokvksa vFkok jkT; ljdkj ds lEcfU/kr vf/kdkjh@deZpkjh dk
vfHknkrk va'knku lEcfU/kr ckg~; lsok;kstd }kjk ys[kk'kh"kZ ^^8342&vU; tek&117&ljdkjh
deZpkfj;ksa ds fy;s fu/kkZfjr va'knk;h isa'ku ;kstuk Ldhe&01&jkT; deZpkfj;ksa ds fy,
fu/kkZfjr va'knku isa'ku ;kstuk&01&jkT; deZpkfj;ksa dk va'knku fV;j&1** esa pkyku ds
ek/;e ls lEc) cSad esa tek djk;k tk;sxkA
IFMTR
[ 92 ]
¼ii½ lEcfU/kr vf/kdkjh@deZpkjh ds ewy osru] xzsM osru ,oa egaxkbZ HkRrs ds ;ksx ds 10
izfr'kr ds cjkcj fu;ksDrk va'knku ys[kk'kh"kZ ^^8342&vU; tek&117&ljdkjh deZpkfj;ksa ds
fy;s fu/kkZfjr va'knk;h isa'ku ;kstuk Ldhe&01&jkT; deZpkfj;ksa ds fy, fu/kkZfjr va'knku
isa'ku ;kstuk&02&jkT; ljdkj@lsok;kstd dk va'knku** esa pkyku ds ek/;e ls dks"kkxkj ls
lEc) cSad esa lEcfU/kr ckg~; lsok;kstd }kjk tek fd;k tk;sxkA
¼iii½ lEcfU/kr ckg~; lsok;kstd }kjk izR;sd ekg] vius ;gk¡ rSukr vf[ky Hkkjrh; lsokvksa
ds vf/kdkfj;ksa rFkk jkT; ljdkj ds vf/kdkfj;ksa@deZpkfj;ksa ds lEcU/k esa mi;qZDrkuqlkj
dk;Zokgh dj] pkykuksa dh lR;kfir izfrfyfi lEcfU/kr dks"kkxkj ls izkIr dj
vf/kdkjh@deZpkjhokj PRAN vfHknkrk va'knku ,oa fu;ksDrk va'knku lEcU/kh lesfdr fooj.k
rS;kj dj dks"kkxkj dks bl vuqjks/k ds lkFk izsf"kr fd;k tk;sxk fd fn;s x;s fooj.kkuqlkj
,u0ih0,l0lh0,0,u0 ij MkVk viyksM dj fn;k tk;A
¼iv½ lEcfU/kr dks"kkxkj rn~uqlkj ,u0ih0,l0lh0,0,u0 ij viyksM dj fd;k tk;sxk
rFkk vkWVks tujsVsM dUVªksy 'khV isa'ku funs'kky; dks izsf"kr dh tk;sxhA
¼v½ dks"kkxkj }kjk viyksM fd;s x;s MkVk ds Øe esa isa'ku funs'kky; }kjk lEcfU/kr
vf/kdkjh@deZpkjh ds izku ¼PRAN½ ij Q.M VªkUlQj dh dk;Zokgh dhtk;sxh rFkk d`r
dk;Zokgh dh lwpuk lEcfU/kr ckg~; lsok;kstd dks izsf"kr dj nh tk;sxhA
3&jkT; ljdkj ds fu;a=.kk/khu ,sls ckg~; lsok;kstd tks uh isa'ku ;kstuk ds v/khu
,u0,l0Mh0,y0 esa iath—r gSa] esa izfrfu;qfDr ij rSukr vf[ky Hkkjrh; lsokvksa ds vf/kdkfj;ksa rFkk
jkT; ljdkj ds vf/kdkfj;ksa@deZpkfj;ksa ds osru ls dkVh x;h vfHknkrk va'knku dh jkf'k rFkk
fu;ksDrk va'knku dh jkf'k lEcU/kh MkVk viyksM rFkk Q.M VªkUlQj dh dk;Zokgh ckg~; lsok;kstd
}kjk dh tk;sxh rFkk mldh lwpuk lEcfU/kr vf/kdkjh@deZpkjh ds iSr`d foHkkx dks fu;fer :i ls
izsf"kr dh tk;sxhA
4&—i;k mi;qZDrkuqlkj dk;Zokgh lqfuf'pr dh tk;sA
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&
IFMTR
[ 93 ]
la[;k&lk&3&465@nl&2014&301¼9½&11
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
funs'kd] isa'ku]
mRrj izns'k] bfUnjk Hkou] y[kuÅA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 19 ebZ] 2014
%& ubZ isa'ku ;kstuk ls vkPNkfnr ljdkjh deZpkfj;ksa ds lsok ls R;kx&i= nsus ij
Mh0lh0vkbZ0 [kkrs esa tek /kujkf'k dk HkqxrkuA
egksn;]
mi;qZZDr fo"k;d vkids i= la[;k is0fu0@NPS@ekxZn'kZu@2014@2016] fnukad 7 ebZ] 2014
ds lanHkZ esa eq>s ;g dgus dk funs'k gqvk gS fd ubZ isa'ku ;kstuk ls vkPNkfnr ,sls ljdkjh deZpkjh
ftuds osru ls dkVh x;h isa'kujh va'knku dh /kujkf'k ,oa fu;ksDrk va'knku dh /kujkf'k Mh0lh0vkbZ0
[kkrs esa tek dh x;h ijUrq ftldk laØe.k ,u0,l0Mh0,y0 esa [kqys PRAN [kkrs esa ugha gks ldk
rFkk deZpkjh }kjk lsok ls R;kx&i= ns fn;k] ds ekeyksa esa deZpkjh va'knku dh lafpr /kujkf'k dk
C;kt lfgr Hkqxrku lEcfU/kr dkfeZd dks dj fn;k tk; rFkk] pw¡fd 'kkldh; lsok ls R;kx&i= nsus
ij iwoZ lsokvksa dk âkl gks tkrk gS] vr% jkT; ljdkj }kjk fd;s x;s fu;ksDrk va'knku dh C;kt
lfgr lafpr /kujkf'k jktdks"k esa tek dj nh tk;A
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&
la[;k&13@lk&3&393@nl&2014&301¼23½&2014
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo] mRrj izns'k 'kkluA
2&egkfucU/kd] ek0 mPp U;k;ky;] bykgkcknA
3&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k]mRrj izns'kA
4&funs'kd] isa'ku] mRrj izns'k] bfUnjk Hkou] y[kuÅA
5&funs'kd] dks"kkxkj] mRrj izns'k] tokgj Hkou] y[kuÅA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 31 vDVwcj] 2014
%&u;h isa'ku ;kstuk ls fudklhA
egksn;]
ubZ isa'ku ;sktuk dks NksM+us ij vfHknkrk dks fd;s tkus okys Hkqxrku vkfn ds lEcU/k esa eq>s
;g dgus dk funs'k gqvk gS fd ih0,Q0vkj0Mh0,0 ds ekLVj ldqZyj la[;k&PFRDA@
2013@2PDEX@2] fnukad 22 tuojh] 2013 esa jktdh; deZpkfj;ksa ds lEcU/k esa dh x;h O;oLFkkvksa
ds vuq:i] jkT; ljdkj dh vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ]
2005 ls vkPNkfnr jkT; ljdkj] jkT; ljdkj ds fu;a=.kk/khu Lok;Rr'kklh laLFkkvksa rFkk lgk;rk
izkIr f'k{k.k laLFkkvksa ds ubZ isa'ku ;kstuk ls vkPNkfnr deZpkfj;ksa dh u;h isa'ku ;kstuk ls fudklh
¼Exit½ ij v/kksfyf[kr izfØ;k viuk;h tk;sxh %&
IFMTR
[ 94 ]
¼1½ ;fn dksbZ deZpkjh iqjkuh isa'ku ;kstuk ls vkPNkfnr gS rFkk =qfVo'k mlds osru ls u;h
isa'ku ;kstuk ds vUrxZr dVkSrh gks x;h gS] rks mlds vfHknkrk va'knku dh jkf'k ml ij izkIr fjVuZ
lfgr mlds lkekU; Hkfo"; fuf/k [kkrs esa LFkkukUrfjr dj nh tk;sxh] rFkk jkT; ljdkj }kjk fd;k
x;k fu;ksDrk va'knku jktdks"k esa tek djk fn;k tk;sxkA
¼2½ %&
ubZ isa'ku ;kstuk ls vkPNkfnr ljdkjh deZpkfj;ksa dh lsokdky esa e`R;q vFkok fodykaxrk dh
n'kk esa muds ifjokj@mUgsa 'kklukns'k la[;k lk&3&1613@nl&2011&301¼9½&2011] fnukad
5 fnlEcj] 2011 dh O;oLFkkuqlkj lqfo/kk;sa vuqeU; gksaxhA mDr 'kklukns'k ds vUrxZr ikfjokfjd
isa'ku izkIr gksus dh voLFkk esa u;h isa'ku ;kstuk ds v/khu tek /kujkf'k dk Hkqxrku ugha fd;k
tk;sxkA ;fn fdlh izdj.k esa bl /kujkf'k dk Hkqxrku dj fn;k x;k gS rks Hkqxrkfur /kujkf'k;ksa ds
ekfld okf"kZdh—r ewY; ds cjkcj /kujkf'k dh olwyh 'kklukns'k fnukad 5 fnlEcj] 2011 ds vUrxZr
feyus okyh ikfjokfjd isa'ku@fodykaxrk isa'ku vkfn ls dh tk;sxhA okf"kZdh—r ewY; dk fu/kkZj.k] bl
lEcU/k esa dsUæ ljdkj }kjk le;≤ ij tkjh fd;s tkus okys vkns'kksa@fn'kk-funsZ'kksa ds vuqlkj
fd;k tk;sxkA
¼3½ %&
vf/ko"kZrk ij lsokfuo`fRr dh n'kk esa] deZpkjh ds isa'ku [kkrs esa tek /kujkf'k ds de ls de
40 izfr'kr /kujkf'k dh ,U;qbVh Ø; dh tk;sxh rFkk 'ks"k /kujkf'k dk ,deq'r Hkxrku lsokfuo`Rr
dkfeZd dks fd;k tk;sxkA
¼4½ %&
vf/ko"kZrk dh vk;q izkIr djus ds iwoZ ;fn dksbZ deZpkjh ubZ isa'ku ;kstuk NksM+rk gS rks mlds
[kkrs esa tek /kujkf'k ds de ls de 80 izfr'kr /kujkf'k dh ,U;qbVh Ø; dh tk;sxh rFkk 'ks"k
/kujkf'k dk ,deq'r Hkqxrku lEcfU/kr deZpkjh dks fd;k tk;sxkA
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&
la[;k&3@2015@lk&3&187@nl&2015&301¼13½&2012
izs"kd]
vt; vxzoky]
lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo]
mRrj izns'k 'kkluA
2&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k]
mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 12 ekpZ] 2015
%& ubZ isa'ku ;kstuk ¼us'kuy isa'ku flLVe&,u0ih0,l0½ ls vkPNkfnr ckg~; lsok ij rSukr
vf/kdkfj;ksa@deZpkfj;ksa dk isa'kujh va'knku ,oa fu;ksDrk va'knkuA
egksn;]
mi;qZDr fo"k; ds lEcU/k esa eq>s ;g dgus dk funs'k gqvk gS fd jkT; ljdkj ds ,sls
vf/kdkjh ,oa deZpkjh tks ubZ isa'ku ;kstuk ¼us'kuy isa'ku flLVe&,u0ih0,l0½ ls vkPNkfnr gS rFkk
ftudh rSukrh izfrfu;qfDr ij fdlh lkoZtfud miØe@fuxe@Lok;Rr'kklh laLFkk vkfn esa gksrh gS]
ds lEcU/k esa v/kksfyf[kr izfØ;k viuk;h tk;sxh %&
IFMTR
[ 95 ]
¼1½ izfrfu;qfDr ij ckg~; lsok esa rSukr ljdkjh vf/kdkfj;ksa@deZpkfj;ksa ds ekeyksa esa
,u0ih0,l0 gsrq Mh0Mh0vks0 dk dk;Z tuin ds eq[;@ofj"B dks"kkf/kdkjh }kjk fd;k tk;sxkA ;fn
izfrfu;qfDr ij rSukr fdlh ljdkjh vf/kdkjh@deZpkjh }kjk vfHknkrk iathdj.k QkWeZ ugha Hkjk x;k gS
rks ;g QkWeZ tuin ds eq[;@ofj"B dks"kkf/kdkjh ds ek/;e ls ,u0,l0Mh0,y0 dks Hkstk tk;sxkA izku
vkoafVr gksus ij mls eq[;@ofj"B dks"kkf/kdkjh ds Mh0Mh0vks0 dksM ls fyad fd;k tk;sxkA ;fn izku
iwoZ ls gh vkoafVr gS rks izfrfu;qfDr dh vof/k ds fy, izku eq[;@ofj"B dks"kkf/kdkjh ds Mh0Mh0vks0
dksM ls fyad fd;k tk;sxkA
¼2½ tgk¡ ckg~; lsok ij rSukrh ls iwoZ dh vof/k dk isa'kujh va'knku u tek gqvk gks %&
bu ekeyksa esa ;fn lEcfU/kr vf/kdkjh@deZpkjh dks izku vkoafVr gks pqdk gS rks ckg~; lsok
ij rSukrh ls iwoZ dh vof/k ds ,d ekg ds fy, vfHknkrk va'knku dh jkf'k pkyw ekg ds osru ls
ckg~; lsok;kstd }kjk pkyw ekg ds va'knku ds lkFk dkVh tk;sxhA pkyw ekg dk fu;ksDrk va'knku
ckg~; lsok;kstd }kjk fn;k tk;sxk rFkk iwoZ dh vof/k ds fy, fu;ksDrk va'knku dk Hkqxrku izFker%
ckg~; lsok;kstd }kjk fd;k tk;sxk ijUrq bl /kujkf'k dh izfriwfrZ ckg~; lsok;kstd }kjk lEcfU/kr
vf/kdkjh@deZpkjh ds iwoZorhZ foHkkx ds ek/;e ls funs'kd] isa'ku ls izkIr dh tk;sxhA lqfo/kk dh n`f"V
ls izfriwfrZ dh dk;Zokgh izR;sd 6 ekg ij djk;h tk;sxhA
¼3½ tgk¡ ljdkjh vf/kdkjh@deZpkjh dh ckg~; lsok dh vof/k esa isa'kujh va'knku dh dVkSrh
u gqbZ gks %&
,sls ekeyksa esa tgk¡ dksbZ ljdkjh vf/kdkjh@deZpkjh izfrfu;qfDr ij fdlh lkoZtfud
miØe@fuxe@Lok;Rr'kklh laLFkk vkfn esa rSukr jgk gks rFkk ml vof/k ds fy, vfHknkrk va'knku
,oa fu;ksDrk va'knku tek u gqvk gks] rSukrh ds orZeku ljdkjh foHkkx }kjk ckg~; lsok dh lEiw.kZ
NwVh gqbZ vof/k ds fy, fu;ksDrk va'knku dh /kujkf'k ckg~; lsok;kstd ls ,deq'r jktdks"k esa tekdjk
yh tk;sxhA ijUrq ;fn fdlh ekeys esa ckg~; lsok;kstd }kjk /kujkf'k tek fd;s tkus esa foyEc fd;k
tkrk gS rks Hkh mDr NwVh gqbZ vof/k ds fy, fu;ksDrk va'knku dk Hkqxrku mlh Hkk¡fr dj fn;k tk;sxk
ekuksa lEcfU/kr deZpkjh mDr vof/k esa viuh rSukrh ds orZeku dk;kZy; esa gh rSukr jgk gks rFkk mDr
/kujkf'k dh izfriwfrZ lEcfU/kr ckg~; lsok;kstd ls rSukrh ds orZeku foHkkx }kjk djk;h tk;sxhA NwVh
gqbZ vof/k ds fy, vfHknkrk va'knku ,oa fu;ksDrk va'knku dh dVkSrh 'kklukns'k la[;k lk&3&1051@
nl&2008&301¼9½&2003] fnukad 14 vxLr] 2008 ds izLrj&2¼5½ esa nh x;h izfØ;kuqlkj dh tk;sxhA
¼4½ ckg~; lsok ij izfrfu;qfDr ds ekeyksa esa vfHknkrk va'knku ,oa fu;ksDrk va'knku dh
/kujkf'k ckg~; lsok;kstd }kjk bl 'kklukns'k ds layXu pkyku ds ek/;e ls jktdks"k esa tek djk;h
tk;sxhA MkVk viyksM dh dk;Zokgh 'kklukns'k la[;k lk&3&1067@nl&2011&301¼9½&2011] fnukad
15 flrEcj] 2011 esa nh x;h izfØ;k ds vuqlkj tuin ds dks"kkxkj ds ek/;e ls dh tk;sxhA y[kuÅ
tuin esa fLFkr ckg~; laLFkkvksa esa izfrfu;qfDr ij rSukr ljdkjh dkfeZdksa ds lEcU/k esa dks"kkxkj]
tokgj Hkou] y[kuÅ rFkk bykgkckn tuin esa fLFkr ckg~; laLFkkvksa es a izfrfu;qfDr ij rSukr ljdkjh
dkfeZdksa ds lEcU/k esa dks"kkxkj] bfUnjk Hkou] bykgkckn }kjk dk;Zokgh dh tk;sxhA Q.M VªkUlQj dh
dk;Zokgh mDr 'kklukns'k esa dh x;h O;oLFkk ds vuqlkj funs'kd] isa'ku }kjk dh tk;sxhA
¼5½ bl 'kklukns'k esa nh x;h O;oLFkkvksa ds fØ;kUo;u gsrq funs'kd] dks"kkxkj jk"Vªh; lwpuk
foKku dsUæ] jkT; ,dd] mRrj izns'k] ;kstuk Hkou] y[kuÅ ls lEidZ dj Vªstjh lkW¶Vos;j esa ;Fks"V
ifjorZu@la'kks/ku djkuk lqfuf'pr djsaxsA
Hkonh;]
vt; vxzoky]
lfpoA
IFMTR
[ 96 ]
'kklukns'k la[;k&3@2015@lk&3&187@nl&2015&301¼13½&2012] fnukad 12 ekpZ] 2015 dk
layXud
Challan Form for NPS
(In respect of Govt. Employees on deputation)
Employees Contribution
Distt. Name :
Deptt. Name :
Depositor Name :
Pran No. :
DDO Code of Treasury Officer :
DDO Registration No. :
Head of A/C :
Employees Current Arrear
Contribution Month and Year Amount Month and Year Amount
______________________________________________________________________________
Employers Contribution
Distt. Name :
Deptt. Name :
Depositor Name :
Pran No. :
DDO Code of Treasury Officer :
DDO Registration No. :
Head of A/C :
Employees Current Arrear
Contribution Month and Year Amount Month and Year Amount
Total Amount _________________
(Inclusive of Employee's Contribution and
Employer's Contribution)
(Signature of Depositor)
IFMTR
[ 97 ]
'kklukns'k la[;k&3@2015@lk&3&187@nl&2015&301¼13½&2012] fnukad 12 ekpZ] 2015 dk
layXud
Challan Form for NPS
(In respect of Govt. Employees on deputation)
Employees Contribution
Distt. Name :
Deptt. Name :
Depositor Name :
Pran No. :
DDO Code of Treasury Officer :
DDO Registration No. :
Head of A/C :
Employees Current Arrear
Contribution Month and Year Amount Month and Year Amount
______________________________________________________________________________
Employer's Contribution
Distt. Name :
Deptt. Name :
Depositor Name :
Pran No. :
DDO Code of Treasury Officer :
DDO Registration No. :
Head of A/C :
Employees Current Arrear
Contribution Month and Year Amount Month and Year Amount
Total Amount _________________
(Inclusive of Employee's Contribution and
Employer's Contribution)
(Signature of Depositor)
&&&&
IFMTR
[ 98 ]
mRrj izns'k 'kklu
foRr ¼lkekU;½ vuqHkkx&3
la[;k&21@2015@lk0&3&1038@nl&2015&301¼09½&2011
y[ku% fnukad 6 uoEcj] 2015
&&&&&
jk"Vªh; isa'ku iz.kkyh ls fudklh rFkk izR;kgj.k ds lEcU/k esa ih0,Q0vkj0Mh0,0 dh
vf/klwpuk fnukad 11 ebZ] 2015 }kjk ^^isa'ku fuf/k fu;ked vkSj fodkl izkf/kdj.k ¼jk"Vªh; isa'ku
iz.kkyh ds vUrxZr fudkl vkSj izR;kgj.k½ fofu;e] 2015** iz[;kfir fd;s x;s gSa ftuesa rRlEcU/kh
foLr`r O;oLFkk;sa nh x;h gSaA
2&izns'k esa jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr ljdkjh deZpkjh@lgk;rk izkIr f'k{k.k
laLFkkvksa ds deZpkjh@jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa ds jk"Vªh;
isa'ku iz.kkyh ds v/khu [kksys x;s fV;j&1 [kkrksa esa tek /kujkf'k;ksa ds fudkl ,oa izR;kgj.k gsrq
ih0,Q0vkj0Mh0,0 dh mi;qZDr vf/klwpuk fnukad 11 ebZ] 2015 }kjk iz[;kfir ^^isa'ku fuf/k fofu;ked
vkSj fodkl izkf/kdj.k ¼jk"Vªh; isa'ku iz.kkyh ds vUrxZr fudkl vkSj izR;kgj.k½ fofu;e] 2015**
,rn~}kjk vaxh—r fd;s tkrs gSaA mDr fofu;e dh izfrfyfi bl vf/klwpuk ds lkFk layXu gSA
layXud % mi;qZDrkuqlkjA
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&
la[;k lk&3&1192@nl&2015
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
funs'kd]
isa'ku funs'kky;]
mRrj izns'k] y[kuÅA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 14 tuojh] 2016
%& ubZ isa'ku ;kstuk ls vkPNkfnr inP;qr dkfeZd ds Mh0lh0vkbZ0 [kkrs esa tek /kujkf'k
dks dkfeZd ds i{k esa Hkqxrku fd;s tkus ds lEcU/k esaA
egksn;]
mi;qZZDr fo"k;d —i;k vius i= i=kad is0fu0@,u0ih0,l0&1@inP;qr&288@ekxZn'kZu@
2015&16&7698] fnukad 22 fnlEcj] 2015 dk —i;k lUnHkZ xzg.k djsaA
2&bl lEcU/k esa eq>s ;g dgus dk funs'k gqvk gS fd ubZ isa'ku ;kstuk ls vkPNkfnr fdlh
dkfeZd }kjk fd;s x;s va'knku ,oa jkT; ljdkj }kjk fd;s x;s lerqY; va'knku dh fudklh@Hkqxrku
ds lUnHkZ esa dkfeZd }kjk ;fn fdUgha dkj.ko'k in ls R;kx&i= fn;k x;k gks vFkok mls foHkkx }kjk
inP;qr dj fn;k x;k gks rks nksuksa fLFkfr;ksa esa 'kklukns'k fnukad 19 ebZ] 2014 ds vuqlkj dkfeZd
}kjk fd;s x;s va'knku dh tek /kujkf'k dks C;kt lfgr lEcfU/kr dkfeZd dks okil dj nh tk;s
ijUrq /kujkf'k okil djus ds iwoZ ;g lqfuf'pr dj fy;k tk;s fd lEcfU/kr dkfeZd ds fo#) dksbZ
'kkldh; olwyh@{kfriwfrZ ds vkns'k fuxZr u fd;s x;s gksaA blds lkFk gh jkT; ljdkj }kjk fd;s x;s
IFMTR
[ 99 ]
fu;ksDrk va'knku dh lafpr /kujkf'k dks C;kt lfgr jktdks"k esa tek djk nh tk;sA rn~uqlkj
vko';d dk;Zokgh djus dk d"V djsaA
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&&
la[;k&13@lk&3&180@nl&2016&301¼9½&2011
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo] mRrj izns'k 'kkluA
2&egkfucU/kd] ek0 mPp U;k;ky;] bykgkcknA
3&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k] mRrj izns'kA
4&funs'kd] isa'ku] mRrj izns'k] bfUnjk Hkou] y[kuÅA
5&funs'kd] dks"kkxkj] mRrj izns'k] tokgj Hkou] y[kuÅA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 19 ebZ] 2016
%& u;h isa'ku ;kstuk ls fudklhA
egksn;]
mi;qZDr fo"k;d 'kklukns'k la[;k lk&3&1613@nl&2011&301¼9½&2011] fnukad 5 fnlEcj]
2011 'kklukns'k la[;k&13&lk&3&393@nl&2014&301¼23½&2014] fnukad 31&10&2014 rFkk
vf/klwpuk la[;k&21@2015@lk&3&1038@nl&2015&301¼09½&2011] fnukad 06&11&2015 dk
—i;k lanHkZ xzg.k djsaA jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr deZpkfj;ksa dh lsok dky esa
e`R;q@fodykaxrk rFkk chekjh vFkok pksV ds dkj.k lsokfuo`fRr dh n'kk esa ns; lsokfuo`fRrd ykHk
'kklukns'k fnukad 05&12&2011 lifBr 'kklukns'k fnukad 31&10&2014 dh O;oLFkkvksa ds vuq:i
vuqeU; gSA
2&isa'ku fuf/k fofu;ked vkSj fodkl izkf/kdj.k }kjk fuxZr isa'ku fuf/k fofu;ked ,oa fodkl
izkf/kdj.k ¼jk"Vªh; isa'ku iz.kkyh ds vUrxZr fudkl ,oa izR;kgj.k½ fofu;e 2015 ftls jkT; ljdkj
dh vf/klwpuk fnukad 06&11&2015 }kjk vaxh—r fd;k x;k gS] ds fofu;e&3¼x½ lifBr
fofu;e&6¼³½ ds Øe esa eq>s ;g dgus dk funs'k gqvk gS fd %&
¼d½ lsokdky esa e`r deZpkjh ds vkfJrksa dks ;g fodYi miyC/k gksxk fd ;fn os pkgsa
rks e`rd deZpkjh ds PRAN [kkrs esa lafpr /ku dk ;Fkkfof/k izR;kgj.k djsa] vFkok 'kklukns'k
fnukad 05&12&2015 lifBr 'kklukns'k fnukad 31&10&2014 dh O;oLFkk ds vuq:i
ikfjokfjd isa'ku dh lqfo/kk dk oj.k djsaA
¼[k½ ;fn vfHknkrk dh e`R;q ds le; mlds LFkkbZ lsokfuo`fRr [kkrs ¼PRAN½ esa lafpr
/ku 2 yk[k #i;s vFkok mlls de gS rks mlds ukfefr vFkok fof/kd okfjl tSlk Hkh ekeyk
gks] dks iwjk lafpr /ku izR;kgj.k djus dk fodYi gksxk rFkk bl fodYi dk iz;ksx djus ij
ifjokj ds lnL;ksa dk jk"Vªh; isa'ku iz.kkyh ds v/khu dksbZ isa'ku ;k vU; jde izkIr djus dk
vf/kdkj fuokZfor gks tk;sxkA vU; ,sls lHkh ekeys esa ftuesa ljdkjh deZpkjh dh lsokdky esa
e`R;q gks tkrh gS] esa vfHknkrk ds lafpr /ku dk de ls de 80 izfr'kr vfuok;Z :i ls
IFMTR
[ 100 ]
okf"kZdh Ø; djus ds fy;s mi;ksx fd;k tk;xk vkSj vfr'ks"k isa'ku /ku dk ,deq'r :i esa
,sls vfHknkrk ds ;FkkfLFkfr ukfefr ;k ukfefr;ksa ;k fof/kd okfjlksa dks Hkqxrku dj fn;k
tk;xkA
¼x½ ;fn fofu;e 6¼³½ ds vuqlkj vfHknkrk ;k vfHknkrk dh e`R;q ij mlds ifjokj ds
lnL;] ljdkj }kjk micfU/kr e`R;q ;k fu%'kDrrk lEcU/kh vfrfjDr vuqrks"k ds fodYi dk
miHkksx djrs gSa] rks ljdkj dks vfHknkrk ds PRAN [kkrs esa lEiw.kZ lafpr /ku vius ikl
lek;ksftr djus ;k vUrfjr fd;s tkus dk vf/kdkj gksxkA ,sls ykHk dk miHkksx djus okyk
vfHknkrk ;k vfHknkrk ds ifjokj ds lnL; ls ikfjokfjd isa'ku ;k fu%'kDrrk isa'ku ;k dksbZ
vU; lEcfU/kr izlqfo/kk ds LFkku ij fofufnZ"V :i ls vkSj fcuk 'krZ ljdkj dks PRAN [kkrs
esa lEiw.kZ lafpr isa'ku /ku vUrfjr djus ds fy;s lger gksaxs vkSj bldk opu nsaxsA ftu
izdj.kksa esa 'kklukns'k fnukad 05&12&2011 lifBr 'kklukns'k fnukad 31&10&2014 ds Øe esa
lsokuSo`fRrd ykHk Loh—r fd;s tk pqds gSa] muesa Hkh blh vk'k; dk opu&i= ykHkkFkhZ }kjk
vius dk;kZy;k/;{k@foHkkxk/;{k ds ek/;e ls funs'kd isa'ku dks izLrqr fd;k tk;xkA
3&bl 'kklukns'k ds iz;kstukFkZ fodYi i= dk izk:i layXu gSA
mijksDrkuqlkj dk;Zokgh lqfuf'pr dh tk;sA
layXud % mijksDrkuqlkjA
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&&&
IFMTR
[ 101 ]
'kklukns'k la[;k&13@2016@lk&3&180@nl&2016&301¼9½&2011] fnukad
19 ebZ] 2016 dk layXud
jk"Vªh; isa'ku iz.kkyh ls fudklh@ikfjokfjd isa'ku@fu%'kDrrk isa'ku ds
fodYi dk izk:i
1&deZpkjh dk uke &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
2&LFkk;h lsokuSo`fRrd [kkrk la[;k ¼PRAN½ &&&&&&&&&&&&&&&&&&&&&&&&&&&&
3&inuke &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
4&¼i½ vfUre osrueku ¼is&cS.M ,oa xzsM is½ &&&&&&&&&&&&&&&&&&&&&&&&&&&&&
¼ii½ vfUre vkgfjr osru ¼ewy osru ,oa xzsM is½ &&&&&&&&&&&&&&&&&&&&&&&&&
5&foHkkx &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
6&rSukrh dk vfUre dk;kZy; &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
7&¼i½ lEc) dks"kkxkj &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
¼ii½ iathdj.k la[;k &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
8&¼i½ vkgj.k ,oa forj.k vf/kdkjh &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
¼ii½ iathdj.k la[;k &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
9&deZpkjh ds vkfJrksa dk fooj.k % ¼uke ,oa deZpkjh ls lEcU/k½
¼i½ &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
¼ii½ &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
¼iii½ &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
vkosnd@vkosndksa ds uke ,oa gLrk{kj
¼1½ &&&&&&&&&&&&&&&&&&&&&&&
¼2½ &&&&&&&&&&&&&&&&&&&&&&&
¼3½ &&&&&&&&&&&&&&&&&&&&&&&
10&vkosnd@vkosndksa dh v.Mj Vsfdax
¼i½ eSa@ge 'kiFkiwoZd c;ku djrs gSa fd mi;qZDr fooj.k iw.kZr;k lgh ,oa lR; gS] rFkk
esjs@ gekjs }kjk dksbZ rF; Nqik;k ugha x;k gS vkSj u gha tkucw> dj dksbZ vlR; lwpuk
vafdr dh x;h gSA fdlh lwpuk@rF; ds xyr gksus ij fu;ekuqlkj dk;Zokgh dj yh tk;sA
eq>s@gesa blesa dksbZ vkifRr ugha gksxhA
¼ii½ eSa@ge ,rn~}kjk LosPNk ls rFkk vius iw.kZ laKku esa ;g fodYi izLrqr djrs gSa
fd %&¼d½ eSa@ge jk"Vªh; isa'ku iz.kkyh ds vUrxZr LFkk;h lsokuSo`fRrd [kkrk la[;k ¼PRAN½
esa lafpr /kujkf'k dk ;FkkfrfFk izR;kgj.k djus ds bPNqd gSaA eq>s@gesa ;g Kkr gS fd bl
lqfo/kk dk oj.k djus ij gesa ikfjokfjd isa'ku@fu%'kDrrk isa'ku@xzsP;qVh vuqeU; ugha gksxhA
eSa@ge bldk Hkfo"; esa izfrokn u djus dk Hkh opu nsrs gSaA
nks lf{k;ksa ds gLrk{kj vkosnd@vkosndksa ds uke ,oa gLrk{kj
¼uke] irk ,ao fnukad lfgr½ ¼1½ &&&&&&&&&&&&&&&&&&&&&&&
¼1½&&&&&&&&&&&&&&&&&&&&&&&& ¼2½ &&&&&&&&&&&&&&&&&&&&&&&
¼2½ &&&&&&&&&&&&&&&&&&&&&&& ¼3½ &&&&&&&&&&&&&&&&&&&&&&&
¼iii½ jkT; ljdkj ds 'kklukns'k la[;k &&&&&&&&&&&&&&&&&&&&&&&&&&]
fnukad &&&&&&&&&&&& lifBr 'kklukns'k la[;k &&&&&&&&&&&&&&&&&&&&&&]
fnukad &&&&&&&&&&&&&&&& ds v/khu ikfjokfjd@fu%'kDrrk@fodykaxrk isa'ku ,oa
xzsP;qVh dh lqfo/kk dk oj.k djrk@djrh gw¡@djrs gSa] rFkk lqJh@Jh ¼deZpkjh dk uke½ ds]
jk"Vªh; isa'ku iz.kkyh ds v/khu [kqys LFkk;h lsokuSo`fRrd [kkrk la[;k ¼PRAN½
IFMTR
[ 102 ]
&&&&&&&&&&&&&&&&&&&&&& esa lEiw.kZ lafpr /ku mRrj izns'k ljdkj }kjk vius i+{k
esa lek;ksftr@vUrfjr dj ysus ij viuh fcuk 'krZ lgefr iznku djrk@djrh gw¡@djrs
gSaA
nks lf{k;ksa ds gLrk{kj vkosnd@vkosndksa ds uke ,oa gLrk{kj
¼uke] irk lfgr½ ¼1½ &&&&&&&&&&&&&&&&&&&&&&&
¼1½&&&&&&&&&&&&&&&&&&&&&&&& ¼2½ &&&&&&&&&&&&&&&&&&&&&&&
¼2½ &&&&&&&&&&&&&&&&&&&&&&& ¼3½ &&&&&&&&&&&&&&&&&&&&&&&
fnukad &&&&&&&&&&&&&&&&&&&&& fnukad &&&&&&&&&&&&&&&&&&&&&
LFkku &&&&&&&&&&&&&&&&&&&&&& LFkku &&&&&&&&&&&&&&&&&&&&&&
11&vkgj.k ,oa forj.k vf/kdkjh dk izek.k&i=
Øekad la[;k 1 ls 8 rd vafdr fooj.k ¼deZpkjh dk uke fn;k tk,½ dh lsok iqfLrdk ,oa
osru iath ls lR;kiu fd;k x;kA vafdr lwpuk;sa 'kq) gSaA
fnukad &&&&&&&&&&&&&&&&&&&&& gLrk{kj &&&&&&&&&&&&&&&&&&&&
LFkku &&&&&&&&&&&&&&&&&&&&&& uke ,oa inuke &&&&&&&&&&&&&&&&
¼eqgj yxk;h tk;s½
12&dk;kZy;k/;{k dk izek.k&i=
Øekad la[;k 1 ls 9 rd vafdr fooj.k ¼deZpkjh dk uke½ dh lsok iqfLrdk ,oa osru iath
,oa vU; vfHkys[kksa ls fd;k x;kA vafdr lwpuk;sa 'kq) gSaA
fnukad &&&&&&&&&&&&&&&&&&&&& gLrk{kj &&&&&&&&&&&&&&&&&&&&
LFkku &&&&&&&&&&&&&&&&&&&&&& uke ,oa inuke &&&&&&&&&&&&&&&&
¼eqgj yxk;h tk;s½
%& fodYi i= N% izfr;ksa esa Hkjok;k tk;sA ,d&,d izfr lEcfU/kr dks"kkxkj] e.Myh;
vij@la;qDr funs'kd] dks"kkxkj ,oa isa'ku rFkk funs'kd] isa'ku ¼vFkok lEcfU/kr LVsV uksMy vkWfQlj½
dks izsf"kr dh tk;s] nks izfr;k¡ dk;kZy; esa lqjf{kr j[kh tk;s rFkk ,d izfr vkosnd@vkosndksa dks
okil dj nh tk;sA
&&&&&
IFMTR
[ 103 ]
la[;k&19@2016@lk&3&490@nl&2016&301¼9½&,l0,0ch0&2011
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&izeq[k lfpo] ek/;fed f'k{kk foHkkx] mRrj izns'k 'kkluA
2&funs'kd] ek/;fed f'k{kk] mRrj izns'kA
3&funs'kd] dks"kkxkj] tokgj Hkou] y[kuÅ] mRrj izns'kA
4&funs'kd] isa'ku] bfUnjk Hkou] y[kuÅ] mRrj izns'kA
5&leLr e.Myk;qDr@ftykf/kdkjh] mRrj izns'kA
6&leLr eq[;@dks"kkf/kdkjh] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 24 twu] 2016
%& jkT; ljdkj }kjk lgk;rk izkIr ek/;fed f'k{k.k laLFkkvksa esa jk"Vªh; isa'ku iz.kkyh dk
fØ;kUo;uA
egksn;]
'kklukns'k la[;k lk&3&517@nl&2011&301¼9½&,l0,0ch0&2011] fnukad 21 ekpZ] 2012 ds
izLrj&4¼3½ esa fuEufyf[kr O;oLFkk dh x;h gS %&
^^4¼3½ ek/;fed f'k{k.k laLFkkvksa esa ys[kkf/kdkjh] dk;kZy; ftyk fo|ky; fujh{kd
vfHknkrk va'knku ds MkVkcsl ds j[k&j[kko rFkk vfHknkrk va'knku Qkby NPSCAN esa
viyksM djus gsrq mRrjnk;h gksaxs rFkk foRr fu;a=d] ek/;fed f'k{kk jkT; Lrjh; uksMy
vf/kdkjh ds :i esa dk;Z djsaxsA**
2&ek/;fed f'k{kk foHkkx }kjk çLrko fd;k x;k gS fd ys[kkf/kdkjh] dk;kZy; ftyk fo|ky;
fujh{kd ds LFkku ij ftyk fo|ky; fujh{kd] tks vkgj.k forj.k vf/kdkjh gSa] dks mi;qZDr dk;Z ds
lEiknu gsrq mRrjnk;h cuk;k tk;sA
3&mDr ds ifjçs{; esa lE;d fopkjksijkUr ;g fu.kZ; fy;k x;k gS fd 'kklukns'k fnukad
21&3&2012 ds çLrko&4¼3½ dks fuEuor~ çfrLFkkfir dj fn;k tk;s%&
^^4¼3½ ek/;fed f'k{k.k laLFkkvksa esa ftyk fo|ky; fujh{kd vfHknkrk va'knku ds MkVkcsl
ds j[k&j[kko rFkk vfHknkrk va'knku Qkby NPSCAN esa viyksM djus gsrq mRrjnk;h gksaxs
rFkk foRr fu;a=d] ek/;fed f'k{kk jkT; Lrjh; uksMy vf/kdkjh ds :i esa dk;Z djsaxsA**
4&'kklukns'k fnukad 21&03&2012 dks mDr lhek rd la'kksf/kr le>k tk;sA 'kklukns'k
fnukad 21&03&2012 dh vU; O;oLFkk;sa ;Fkkor~ jgsxhA
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&&
IFMTR
[ 104 ]
la[;k&23@2016&lk&3&474@nl&2016&301¼09½@,l0,0ch0@2011
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo] mRrj izns'k 'kkluA
2&leLr foHkkxk/;{k@izeq[k dk;kZy;k/;{k] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 5 tqykbZ] 2016
%& jkT; ljdkj ls lgk;rk izkIr f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr
Lok;Rr'kklh laLFkkvksa ds jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr deZpkfj;ksa dh lsokdky
ds nkSjku e`R;q@fodykaxrk rFkk chekjh vFkok pksV ds dkj.k lsokfuo`fRr dh n'kk esa
ns; lsokfuo`fRrd ykHkA
egksn;]
'kklu ls ;g ftKklk dh tk jgh gS fd mi;qZDr fo"k; ls lEcfU/kr foRr ¼lkekU;½ vuqHkkx&3
}kjk tkjh 'kklukns'k la[;k&lk&3&1613@nl&2011&301¼09½&2011] fnukad 05&12&2011]
la[;k&13@lk&3&393@nl&2014&301¼23½&2014] fnukad 31&10&2014] vf/klwpuk la[;k&21@
2015@lk&3&1038@nl&2015&301¼09½&2011] fnukad 06&11&2015 rFkk 'kklukns'k la[;k&13@
lk&3&180@nl&2016&301¼09½&2011] fnukad 19&05&2016 jkT; ljdkj ls vuqnkfur f'k{k.k
laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa ds jk"Vªh; isa'ku iz.kkyh ls
vkPNkfnr dkfeZdksa ds lEcU/k esa ykxw gksaxs vFkok ughaA
2&bl lEcU/k esa eq>s ;g dgus dk funs'k gqvk gS fd jk"Vªh; isa'ku iz.kkyh izns'k esa ykxw fd;s
tkus lEcU/kh jkT; ljdkj dh vf/klwpuk fnukad 28 ekpZ] 2005 jkT; ljdkj] jkT; ljdkj }kjk
vuqnkfur ,slh f'k{k.k laLFkkvksa rFkk jkT; ljdkj }kjk foRr iksf"kr ,slh Lok;Rr'kklh laLFkkvksa ftuesa
fnukad 1 vizSy] 2005 ds iwoZ jkT; ljdkj dh Hkk¡fr isa'ku ;kstuk ykxw Fkh] dh lsok esa fnukad
1 vizSy] 2005 dks vFkok mlds mijkUr uofu;qDr dkfeZdksa ij leku :i ls ykxw gSaA vr% jk"Vªh;
isa'ku iz.kkyh ls lEcfU/kr mi;qZDr leLr 'kklukns'k tks ljdkjh deZpkfj;ksa ds lEcU/k esa fuxZr fd;s
x;s gSa] mifjlUnfHkZr laLFkkvksa ds dkfeZdksa ij leku :i ls ykxw gksaxsA
3&eq>s ;g Hkh dgus dk funs'k gqvk gS fd jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr ,sls fdlh dkfeZd
dh e`R;q ;fn mlds }kjk jk"Vªh; isa'ku iz.kkyh esa iathdj.k gsrq vkosnu fd;s tkus@iathdj.k gks tkus
vFkok PRAN vkoafVr gks tkus ds iwoZ vFkok mijkUr fcuk dksbZ vfHknku fd;s gks tkrh gS rks Hkh ,sls
dkfeZdksa ds vkfJrksa dks mi;qZDr 'kklukns'kksa dk ykHk vuqeU; gksxkA
—i;k mijksDrkuqlkj dk;Zokgh lqfuf'pr dh tk,A
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&
IFMTR
[ 105 ]
la[;k&27@2016@lk&3&634@nl&2016&301¼9½&2011
izs"kd]
vt; vxzoky]
lfpo]
mRrj izns'k 'kkluA
lsok esa]
leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ] fnukad 12 vxLr] 2016
%& jk"Vªh; isa'ku iz.kkyh ¼ubZ isa'ku ;kstuk½ ds laca/k esa Li"Vhdj.kA
egksn;]
mi;qZDr fo"k; ds lUnHkZ esa eq>s ;g dgus dk funs'k gqvk gS fd jkT; ljdkj dh foKfIr
la[;k lk&3&379@nl&2005&301¼9½&2003] fnukad 28 ekpZ] 2005 }kjk ubZ isa'ku ;kstuk ykxw dh
x;h gSA bl ;kstuk ls og lHkh deZpkjh vkPNkfnr gSa tks fnukad 01&04&2005 dks vFkok mlds
mijkUr jkT; ljdkj dh lsok esa vFkok jkT; ljdkj ds fu;a=.kk/khu ,slh vuqnkfur laLFkkvksa vFkok
Lok;Rr'kklh laLFkkvksa dh lsok esa fu;qDr gksrs gSa ftuesa fnukad 01&04&2005 ds iwoZ jkT; ljdkj ds
leku isa'ku ;kstuk ykxw Fkh rFkk tks jkT; ljdkj }kjk foRr iksf"kr gSaA
2&dbZ ,slh laLFkkvksa ftuesa fnukad 01&04&2005 ds iwoZ jkT; ljdkj ds leku isa'ku ;kstuk
ykxw ugha Fkh rFkk mlds LFkku ij va'knk;h Hkfo"; fuf/k ¼lh0ih0,~Q0½ ;kstuk vFkok deZpkjh Hkfo";
fuf/k ¼bZ0ih0,~Q0½ ;kstuk ykxw Fkh] ds dkfeZdksa }kjk bl vk'k; ds çR;kosnu fn;s tk jgs gS fd mUgsa
iqjkuh isa'ku ;kstuk dk ykHk fn;k tk;A
3&bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd jkT; ljdkj }kjk fnukad 01&04&2005
ls iqjkuh isa'ku ;kstuk lekIr dh tk pqdh gSA ,sls dkfeZd tks mDr frfFk ds iwoZ ls jkT; ljdkj dh
isa'ku ;kstuk ls fHkUu fdlh vU; isa'ku ;kstuk vFkok lh0ih0,~Q0 vFkok bZ0ih0,~Q0 ds lnL; jgs gSa]
dks fnukad 01&04&2005 vFkok muds mijkUr iqjkuh isa'ku ;kstuk dk ykHk vuqeU; ugh gSA ,slh
laLFkk;sa ;fn pkgsa rks vius ç'kkldh; foHkkx ds ek/;e ls foRr foHkkx dh lgefr çkIr dj]
lh0ih0,~Q0 vFkok bZ0ih0,~Q0 ;kstuk lekIr dj mlds LFkku ij jk"Vªh; isa'ku ç.kkyh ¼ubZ isa'ku
;kstuk½ ykxw djus ij fopkj dj ldrh gSaA bu laLFkkvksa ds leLr dkfeZd] pkgs mudh fu;qfDr
fnukad 01&04&2005 ds iwoZ vFkok mlds mijkUr gqbZ gks] jk"Vªh; isa'ku ç.kkyh dh lnL;rk xzg.k dj
ldasxsA
Hkonh;]
vt; vxzoky]
lfpoA
&&&&&
IFMTR
[ 106 ]
la[;k&31@2016@lk&3&th0vkbZ0&17@nl&2016&301¼9½&2011
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1&leLr izeq[k lfpo@lfpo
mRrj izns'k 'kkluA
2&leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 06 vDVwcj] 2016
%&fnukad 01&04&2005 ls ykxw jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr deZpkfj;ksa dks lsokfuo`fRr
minku vkSj eqR;q minku dh vuqeU;rkA
egksn;]
jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr deZpkfj;ksa dh lsokdky ds nkSjku e`R;q gks tkus] muds
fodykax gks tkus vFkok pksV@fodykaxrk ds dkj.k lsokfuo`Rr gks tkus dh n'kk esa isa'ku@ikfjokfjd
isa'ku@vlk/kkj.k isa'ku ,oa minku dh lqfo/kk vUrfje :i ls 'kklukns'k la[;k
lk&3&1613@nl&2011&301¼9½&2011 fnukad 5 fnlEcj] 2011 }kjk vuqeU; dh x;h FkhA blds
mijkUr jk"Vªh; isa'ku iz.kkyh ls fudklh gsrq 'kklukns'k la[;k
13@lk&3&393@nl&2014&301¼23½&2014 fnukad 31&10&2014 vf/klwpuk la[;k 21&2015@lk&
3&1038@nl&2016&301¼9½&2011 fnukad 06&11&2015 ,oa 'kklukns'k la[;k
13@lk&3&180@nl&2016&301¼9½&2011 fnukad 19&05&2016 fuxZr fd;s x;sA
2&dsUnz ljdkj ds dk;kZy; Kki la[;k 7@5@2012&ih0,aM0ih0MCyw¼,Q½@ch] fnukad 26
vxLr 2016 }kjk ;g O;oLFkk dh x;h gS fd jk"Vªh; isa'ku iz.kkyh ds rgr 'kkfey ljdkjh deZpkjh]
dsUnzh; flfoy lsok ¼isa'ku½ fu;ekoyh] 1972 ds vUrxZr 'kkfey deZpkfj;ksa ds fy, ykxw fu;e vkSj
'krksZ ij ^^lsokfuo`fRr minku vkSj e`R;q minku** dk ykHk çkIr djus ds ik= gksaxsA
3&bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd dsUnz ljdkj ds dk;kZy; Kki la[;k
7@5@2012&ih0,aM0ih0MCyw¼,Q½@ch] fnukad 26 vxLr 2016 ds Øe esa 'kklu }kjk lE;d
fopkjksijkUr ;g fu.kZ; fy;k x;k gS fd mRrj çns'k esa fnukd 01&04&2005 ls ykxw jk"Vªh; isa'ku
iz.kkyh ls vkPNkkfnr ljdkjh deZpkfj;ksa dks lsokfuo`fRr minku vkSj e`R;q minku dk ykHk mRrj
çns'k fjVk;esaUV csuhfQV :Yl] 1961 ¼;Fkkla'kkssf/kr½ ls vkPNkfnr deZpkfj;ksa dh Hkkafr vuqeU; gksxkA
;g vkns'k jk"Vªh; isa'ku iz.kkyh ls vkPNkkfnr ljdkjh deZpkfj;ksa ds lkFk lkFk jkT; ljdkj ls
lgk;rk çkIr f'k{k.k laLFkkvksa vkSj jkT; ljdkj }kjk foRr iksf"kr ,slh Lok;Rr'kklh laLFkkvksa ds
deZpkfj;ksa ij leku :i ls ykxw gksxk] ftuesaa fnukad 01&04&2005 ds iwoZ jkT; ljdkj dh isa'ku
;kstuk dh Hkkafar isa'ku ;kstuk ykxw Fkh vkSj ftuds deZpkfj;ksa dks ljdkjh deZpkfj;ksa dh Hkkafr
lsokuSo`fRrd ykHk vuqeU; FksA
4&;g vkns'k fnukad 01 vçSy] 2005 ls çHkkoh ekuk tk;sxkA
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&&
IFMTR
[ 107 ]
la[;k&34@2016@lk&3&767@nl&2016&301¼9½&2003Vh0lh0
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
funs'kd]
isa'ku funs'kky;]
bfUnjk Hkou] y[kuÅA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 28 vDVwcj] 2016
%&jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr dkfeZdksa ds Mh0lh0vkbZ0 [kkrs esa tek /kujkf'k çku esa
LFkkukUrfjr gksus ds iwoZ gh dkfeZd ds lsokfuo`Rr gksus dh n'kk esa dkfeZdksa dks Mh0lh0vkbZ0
[kkrs esa tek /kujkf'k dk HkqxrkuA
egksn;]
mi;qZDr fo"k;d isa'ku funs'kky; ds i=kad is0fu0@,u0ih0,l0&2¼50½lsokfuo`Rr@
2016&17@5120 fnukad 2 flrEcj] 2016 ds ek/;e ls dh x;h i`PNkvksa ds lUnHkZ esa eq>s ;g dgus
dk funs'k gqvk gS fd çns'k esa jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr ,sls dkfeZdksa ds Mh0lh0vkbZ0 [kkrs esa
tek /kujkf'k ftldk gLrkarj.k lacaf/kr dkfeZd ds çku ¼ PRAN ½ esa ugh gks ldk vkSj og
lsokfuo`Rr gks x;k vFkok lacaf/kr dkfeZd dks çku vkoafVr gksus ls iwoZ gh og lsokfuo`Rr gks x;k] ,sls
lHkh ekeyksa esa lsokfuo`Rr deZpkfj;ksa ds Mh0lh0vkbZ0 [kkrs esa tek vfHknkrk va'knku ,oa fu;ksDrk
va'knku dh /kujkf'k dk Hkqxrku] Hkqxrku dh frfFk rd C;kt lfgr isa'ku funs'kky; ds ek/;e ls djk
fn;k tk;sA
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&&
la[;k&1@2017@158@79&6&2017&28¼10½@1996
izs"kd]
nso izrki flag]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsokesa]
f”k{kk funs”kd¼csfld½]
mRrj izns'k y[kuÅA
f”k{kk vuqHkkx&6 y[kuÅ% fnukad 05 Qjojh] 2017
fo"k; %& v”kkldh; lgk;rk izkIr mPp izkFkfed fo|ky;ksa ds lsokfuo`Rr f”k{kd@f”k{k.ksRrj deZpkfj;ksa
dks isa”ku Lohd`r fd;s tkus gsrq mlh fo|ky; ds vlgkf;d lsokvof/k dks vgZdkjh lsok esa
tksM+k tkukA
egksn;]
mi;qZDr fo’k;d “kklukns”k la[;k&2070@15&6&99&28¼10½@96 fnukad 26-07-01dk d`Ik;k
lanHkZ xzg.k djus dk d’V djsa]ftlds }kjk v”kkldh; lgk;rk izkIr mPp izkFkfed fo|ky;ksa ds
lsokfuo`Rr f”k{kd@f”k{k.ksRrj deZpkfj;ksa dks isa”ku Lohd`r fd;s tkus gsrq mlh fo|ky; ds vlgkf;d
lsokvof/k dks vgZdkjh lsok esa tksMsa tkus laca/kh ykHk=;h ;kstuk ds vUrxZr f”k{kdksa@deZpkfj;ksa ds
izcU/kdh; va”knku dh /kujkf”k C;kt lfgr jktdks’k esa tek djkus dh frfFk 31-03-2002 rd c<+k;h
x;h Fkh] fdUrq dfri; f”k{kd@f”k{k.ksRrj deZpkjh ftuds }kjk mDr frfFk rd izcU/kdh; va”knku dh
IFMTR
[ 108 ]
/kujkf”k C;kt lfgr jktdks’k esa tek ugha dh tk ldh] muds }kjk izcU/kdh; va”knku dh /kujkf”k
C;kt lfgr jktdks’k esa tek djkus gsrq fu/kkZfjr mDr dV vkQMsV fnukad 31-03-2002 dks c<+k;s tkus
gsrq ek0 mPp U;k;ky; esa dfri; fjV ;kfpdk;sa ;ksftr dh x;hA fjV ;kfpdk la0&52703@2015
vuok:ygd flÌnhdh cuke m0iz0 jkT; o vU; dk sfjV ;kfpdk la0&45217@2012 cqf)jke cuke
m0iz0 jkT; o vU; ,oa vU; lEc) fjV ;kfpdkvksa esa ikfjr ek0 mPp U;k;ky; ds vkns”k fnukad 26-
09-2012 ds vk/kkj ij fu.khZr fd;k x;k] ftldk izHkkoh va”k fuEuor gS&
In view of this, qua incumbents who have been appointed in the said institution and said institution in question has been included in grant-in-aid list of the state government prior to 01-04-2005 qua them last opportunity be given by the state government for enabling them to deposit managerial contribution alogwith with interest and thereafter whatever benefit of the aforesaid old scheme is liable to be extended, the same be extended to said category of incumbents. In respect of institution who have been included in the grant-in-aid list after 01-04-2005 the incumbents working therein their claim be governed under new pension scheme. In view of aforesaid discussion, civil Misc. writ petion No. 45217 of 2012 ; 45229 of 2012 are dismissed. Civil Misc. writ petition No 47649 of 2012 and Civil Misc. writ petition No. 44742 of 2012 are allowed. Civil Misc. writ petition No. 55778 of 2010 and Civil Misc. writ petition No. 47000 of 2012 are dismissed. Petitioners’ whose writ petition has been allowed are permited to deposit contribution with interest within two months from today, and in the event of deposit being made, then benefit of government order be extended to them, subject of fulfillment of other terms and condition.
2- ek0 mPp U;k;ky; ds mDr vkns”k ,o mDr vkns”k ds vk/kkj ij fu.khZr ;kfpdkvksa ds fo:) ek0
mPp U;k;ky; esa fOkHkkx }kjk dfri; fo”ks’k vihysa ;ksftr dh x;h Fkh] tks ek0 mPp U;k;ky; }kjk
[kkfjt dj nh x;h gSA fo”ks’k vihy la0 734@2014 es ikfjr ek0 mPp U;k;ky; ds vkns”k fnukad
10-08-2015 dk izHkkoh va”k fuEuor gS&
It is no doubt true that the state government had fixed 31 March 2002 as the date by which the managerial contribution should be deposited in order to get the benefit of the scheme, but when the scheme is for the benefit of the teacher as it provides for payment of pension, the extension of date for depositing of the managerial contribution with interest does not suffer from any illegality. Good and cogent reasons have been given in the judgment for extending the time period and we see no good reason to interfere. The Special Appeal is, accordingly dismissed.
3- ;kph Jh vuok:y flÌnhdh }kjk fjV ;kfpdk la0&52703@2015 vuok:y flÌnhdh cuke m0iz0
jkT; o vU; esa ikfjr mPp U;k;ky; ds vkns”k fnukad 16-09-2015 ds vuqikyu gsrq voekuuk ;kfpdk
la0&4477@2016 ;ksftr dh x;h] ftlesa lquokbZ djrs gq, ek0 U;k;ky; }kjk fnukad 20-12-2016 dks
ikfjr vkns”k dkizHkkoh va”k fuEuor gS&
It is made clear that in the event, the order of the writ court is not complied with in letter and spirit, the principal secretary (Finance) shall ensure his/her physical presence on the next date.
3- ek0 mPp U;k;ky; }kjk ikfjr mDr vkns”kksa ds vuqikyu esa v”kkldh; lgk;rk izkIr mPp
izkFkfed fo|ky;ksa ds f”k{k.k@f”k{k.ksRrj deZpkfj;ksa dks isa”ku Lohd`fr fd;s tkus gsr qmlh fo|ky; ds
vlgkf;d lsok vof/k dks vgZdkjh lsok esa tksMs tkus laca/kh ykHk=;h ;kstuk ds vUrxZr f”k{kdksa@
deZpkfj;ksa ds izcU/kdh; va”knku dh /kujkf”k C;kt lfgr jktdks’k esa tek djkus gsrq vfUre volj
nsrs gq, iwoZ esa fu/kkZfjr dV vkWQ MsV 31-03-2002 dks c<+kdj fnukad 30-06-2017 rd fd;s tkus dh
Lohd`fr Jh jkT;iky fuEufyf[kr izfrcU/kksa ds v/khu iznku djrs gSa&
IFMTR
[ 109 ]
¼1½ og lqfo/kk “kklukns”k la0&2745@15&6&97&28¼10½@96 Vh0lh0 fnukad 23-05-1998 }kjk fu/kkZfjr
izfdz;k ds vuqlkj vuqeU; dh tk;sxhA
¼2½ mDr lqfo/kk fnukad 01-04-2005 ls iwoZ vuqnku lwph ij fy;s x;s v”kkldh; lgk;rk izkIr mPp
izkFkfed fo|ky;ksa ds ,sls f”k{kd@f”k{k.ksRrj deZpkjh tks fo|ky; ds vuqnkfur gksus dh frfFk ds iwoZ
fof/kor fu;qDr gS] dks gh vuqeU; gksxhA
¼3½ ubZ isa”ku Ldhe ykx w gksus dh frfFk ds mijkUr vuqnkfur fo|ky;ksa rFkk uofu;qfDr
f”k{kdksa@deZpkfj;ksa dks mDr lqfo/kk vuqeU; ugha gksxhA
¼4½ ubZ isa”ku ;kstuk ls vkPNkfnr f”k{kdksa@f”k.ksRrj deZpkfj;ksa ds va”knku ubZ isa”ku Ldhe ds
vuqlkj fu;ekuqlkj tek djkus dh dk;Zokgh le;c) :Ik ls lqfuf”pr djkrs gq, d`r dk;Zokgh ls
voxr djk;k tk;sA
¼5½ ;g lqfo/kk vafUre volj ds :Ik esa iznku dh tk jgh gSA Hkfo’; esa bl izdkj ds fdlh izLrko ij
fopkj ugha fd;k tk;sxkA
4- mDr vkns”k i=koyh la[;k&28¼10½@96 esa izkIr foRr foHkkx dh lgefr ls tkjh fd;s tk jgs gSaA
Hkonh;]
nso izrki flag]
fo'ks"k lfpoA
&&&&&&
la[;k&4@2017@lk&3&93@nl&2017
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
funs'kd]
isa'ku funs'kky;]
8ok¡ ry bfUnjk Hkou] v'kksd ekxZ] y[kuÅA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 08 ekpZ] 2017
%&jk"Vªh; isa'ku iz.kkyh ds ç;kstukFkZ ^^funs'kd isa'ku funs'kky;] mRrj çns'k** ds uke ls fdlh
jk"Vªh;d`r cSad esa ^^pkyw [kkrk** [kksyk tkukA
egksn;]
jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr v/kksfyf[kr ekeyksa esa ,u0,l0Mh0,y0@VªLVh cSad }kjk
jkT; ljdkj dks /kujkf'k;ka okil dh tk;sxh%&
¼1½ jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr fdlh vf/kdkjh@deZpkjh }kjk R;kx i= ns fn;s
tkus vFkok mls inP;qr dj fn;s tkus ij 'kklukns'k lk&la[;k
3@465@nl&2014&301¼9½@11 fnukad 19&05&2014 rFkk 'kklukns'k la[;k
lk&3@1192@nl&2016 fnukad 14&01&2016 ds vuqlkjA
¼2½ ,u0ih0,l0 ls vkPNkfnr fdlh dkfeZd dh lsok dky esa e`R;q gks tkus ij jk"Vªh;
isa'ku iz.kkyh ls fudklh fo"k;d 'kklukns'k la[;k 13@lk&3&180@nl&2016&301¼9½&2011
fnukad 19&05&2016 ds çko/kkuksa ds v/khu mlds ifjokj }kjk ikfjokfjd isa'ku ,oa xszP;qVh
dh lqfo/kk dk oj.k fd;s tkus ijA
¼3½ 'kklukns'k la[;k lk&3@1671@nl&2010&301¼9½&2003 Vh0lh0] fnukad 16
flrEcj] 2010 rFkk 'kklukns'k la[;k 13&lk&3&393@nl&2014&301¼23½&2014 fnukad 31
IFMTR
[ 110 ]
vDVwcj] 2014 ds çLrj 1 ds vuqlkj iqjkuh isa'ku ;kstuk ls vkPNkfnr fdlh dkfeZd ds osru
ls dh x;h dVkSfr;ksa ds ekeyksa esaA
¼4½ ,u0ih0,l0 ls vkPNkfnr fdlh dkfeZd ds PRAN esa fu;ksDrk ¼jkT; ljdkj½
va'knku ds :i esa vuqeU; /kujkf'k ls vf/kd tek /kujkf'k ds ekeyksa esaA
2&bl fo"k; esa vkids i=kad isa0fu0@,u0ih0,l01@NSDL ehfVax 15&6&2016@cSad
[kkrk@2016&17@1157] fnukad 17 Qjojh] 2017 dk lanHkZ xzg.k djsa ftlds }kjk voxr djk;k
x;k gS fd ih0,Q0vkj0Mh0,0@,u0,l0Mh0,y0 ds fn'kk funsZ'kksa ds vuqlkj [kkrs esa tek /kujkf'k
jkT; ljdkj dks okil fd;s tkus gsrq jk"Vªh; isa'ku iz.kkyh gsrq jkT; ljdkj }kjk ukfer ^^LVsV
uksMy vkWfQlj** vFkkZr~ ^^funs'kd] isa'ku funs'kky;] mRrj çns'k** ds inuke ls cSad [kkrk [kksyk
tkuk vko';d gS A mi;qZDr lHkh ekeyksa esa] ,u0ih0,l0 [kkrs esa tek lEiw.kZ /kujkf'k vFkkZr
vfHknkrk va'knku] fu;ksDrk va'knku rFkk mu ij fjVuZ dh lafpr /kujkf'k;ka mi;qZDrkuqlkj [kksys x;s
cSad [kkrs esa ,u0,l0Mh0,y0@VªLVh cSad }kjk LFkkukUrfjr dh tk;sxhA
3&vkids mi;qZDr i= fnukad 17 Qjojh] 2017 esa fd;s x;s çLrko ds Øe esa eq>s ;g dgus
dk funs'k gqvk gS fd Jh jkT;iky jk"Vªh; isa'ku iz.kkyh ds ç;kstukFkZ ^^funs'kd] isa'ku funs'kky;]
mRrj çns'k** ds uke ls fdlh jk"Vªhd`r cSad esa ^^pkyw [kkrk** [kksyus dh lg"kZ Lohd`fr çnku djrs
gSaA
4&[kkrk lapkyu dh çfØ;k fuEukuqlkj gksxh&
¼1½ mDr cSad [kkrs dk lapkyu ^^ Mqvy flXusVjh** }kjk fd;k tk;sxkA bl gsrq
funs'kd] isa'ku }kjk isa'ku funs'kky; ds lewg ^d* ds nks vf/kdkfj;ksa dks vf/kd`r
fd;k tk;sxkA
¼2½ fdlh çku [kkrs esa tek /kujkf'k funs'kd] isa'ku funs'kky; ds uke [kqys cSad [kkrs esa
çkIr gksus ij] ,sls ekeys ftuesa vfHknkrk va'knku dk Hkqxrku vfHknkrk dks fd;k
tkuk gS] muesa vfHknkrk va'knku ¼fjVuZ lfgr½ dh jkf'k funs'kd] isa'ku }kjk
vfHknkrk ds cSad vdkm.V esa bysDVªkWfud VªaklQj }kjk vUrfjr dj nh tk;sxhA
¼3½ jkT; ljdkj ds [kkrs esa tek dh tkus okyh jkf'k funs'kd] isa'ku }kjk ^^bZ&jktdks"k
iksVyZ** dk ç;ksx djrs gq, jkT; ljdkj ds lqlaxr ys[kk'kh"kZ esa tek djk;h
tk;sxhA
¼4½ funs'kd] isa'ku }kjk mDr cSad [kkrs esa tek@Hkqxrku dk i`Fkd ls ys[kk tks[kk j[kk
tk;sxkA
¼5½ funs'kd] isa'ku }kjk çR;sd ekg ,u0,l0Mh0,y0@VªLVh cSad ls çkIr /kujkf'k]
vfHknkrk ds çku cSad [kkrs rFkk jktdks"k esa tek dh x;h /kujkf'k dk feyku
lqfuf'pr fd;k tk;sxkA
5& d`i;k mi;qZDrkuqlkj dk;Zokgh lqfuf'pr dh tk;A
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&&&
IFMTR
[ 111 ]
la[;k&05@2017@lk&3&109@nl&2017&301¼9½&2011
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1& leLr çeq[k lfpo@lfpo
mRrj izns'k 'kkluA
2& leLr foHkkxk/;{k@çeq[k dk;kZy;/;{k]
mRrj izns'kA
3& funs'kd] isa'ku funs'kky;]
8oka ry] bfUnjk Hkou] y[kuÅA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 10 ekpZ] 2017
%& jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr dkfeZdksa ds fy;s jk"Vªh; isa'ku iz.kkyh iklcqdA
egksn;]
mi;qZDr fo"k; ds lEcU/k esa eq>s ;g dgus dk funs'k gqvk gS fd jk"Vªh; isa'ku iz.kkyh
¼,u0ih0,l0½ ls vkPNkfnr deZpkfj;ksa ds Mh0lh0vkbZ0 uEcj vFkok çku uEcj ij dh x;h dVkSfr;ksa
ds fooj.k ds ys[ks tks[ks ds j[k j[kko gsrq ;g fu.kZ; fy;k x;k gS fd leLr dk;kZy;k/;{kksa }kjk
muds dk;kZy;ksa ds ,u0ih0,l0 ls vkPNkfnr vkf/kdkfj;ksa@deZpkfj;ksa ds osru ls fV;j&1 [kkrs esa
dh x;h dVkSrh ,oa fu;ksDrk va'knku dk fooj.k bl 'kklukns'k dss lkFk layXu çk:i ij ,u0ih0,l0
ikl cqd esa j[kk tk;sxkA
2&,sls dkfeZd ftUgsa 'kklukns'k la[;k lk&3&1051@nl&2008&301¼9½&2003] fnukad 14
vxLr 2008 dh O;oLFkkuqlkj isa'ku funs'kky; }kjk Mh0lh0vkbZ0 [kkrk la[;k vkoafVr fd;k x;k vkSj
ckn esa çku vkoafVr gqvk] ds çdj.kksa esa Mh0lh0vkbZ0 [kkrk laa[;k ,oa çku nksuksa dk mYys[k ;FkkLFkku
fd;k tk;sA tc rd Mh0lh0vkbZ0 [kkrsa esa dVkSrh dh x;h gS] rc ds fy;s th0ih0,Q0 ij ykxw C;kt
nj ls C;kt dk vkx.ku fd;k tk;sA ftl ekg ls çku esa dVkSrh çkjEHk dh x;h] ml ekg ls ikl
cqd dk i`"B cny dj uohu i`"B ls çfof"V;kW vafdr dh tk;s] Hkys gh ,slk ,d gh foRrh; o"kZ ds
nkSjku gqvk gksA
3& foHkkxk/;{kksa@dk;kZy;k/;{kksa ls vis{kk dh tkrh gS fd layXu çk:i ij ,u0ih0,l0 ikl
cqd ;Fks"V laa[;k esa eqfnzr djkdj ,u0ih0,l0 ls vkPNkfnr dkfeZdksa dks vfuok;Zr% miyC/k djk;h
tk;sA
4&o"kkZuqo"kZ dVkSfr;kW] çkjfEHkd 'ks"k ,oa vafre 'ks"k dk feyku Mh0lh0vkbZ0 [kkrs gsrq funs'kd]
isa'ku }kjk fuxZr okf"kZd ys[kk iphZ rFkk çku [kkrs ds laca/k esa lsUVªy fjdkMZ dhfiax ,tsUlh }kjk
vfHknkrk dks miyc/k djk;s x;s LVsVesaV ls dk;kZy;k/;{k }kjk fd;k tk;sxk rFkk fHkUurk gksus ij
mlds fujkdj.k gsrq ;Fks"V dk;Zokgh dh tk;sxhA
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&&
IFMTR
[ 112 ]
foHkkx@laLFkk dk uke
jk"Vªh; isa'ku iz.kkyh ikl&cqd
uke ------------------------------------------------------------------------------------------------------------------------------------------------------
Mh0lh0vkbZ uEcj-----------------------------------------------------------------------------------------------------------------------------
çku uEcj--------------------------------------------------------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------------------------------------------------------------------------
foRr ¼lkekU;½ vuqHkkx&3 ds 'kklukns'k la[;k 05@2017@lk&3&109@nl&2017&301¼9½&2011] 10 ekpZ] 2017 }kjk fu/kkZfjrA
fVIi.kh& ftu deZpkfj;ksa dks isa'ku] funs'kky; }kjk vUrfje :i ls Mh0lh0vkbZ uEcj
vkoafVr fd;k x;k rFkk ftUgsa ckn esa PRAN vkoafVr gqvk muds ekeyksa esa Mh0lh0vkbZ0 uEcj ,oa
PRANnksuksa vafdr fd;s tk;saA
vfHknkrk ls lacaf/kr futh fooj.k
¼lanHkZ% 'kklukns'k la[;k lk 05@2017@3&109@nl&2017&301¼9½&2011] 10 ekpZ] 2017½
---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
1- vkosnd dk uke ¼fgUnh esa½------------------------------------------------------------------------------------------------------------------
vaxszth esa ¼cMs v{kjksa esa½ ------------------------------------------------------------------------------------------------------------------
2- Mh0lh0vkbZ uEcj -----------------------------------------------------------------------------------------------------------------------------------
çku uEcj ---------------------------------------------------------------------------------------------------------------------------------------------------
3- vkosnd ds firk@ifr dk uke ------------------------------------------------------------------------------------------------------------
4- fyax% iq:"k L=h
5- oSokfgd fLFkfr% fookfgr vfookfgr
6- inuke%
7- dk;kZy; dk uke%
8- vkosnd dk lsok laoxZ%
9- lsok esa vkus dh frfFk%
10- osrueku%
11- ewy osru %
12- tUe frfFk %
13- D;k fu;fer fu;qfDr gS % gk¡ ugha
14- D;k ukekadu layXu gS % gk¡ ugha
15- fVIi.kh ;fn dksbZ gks %
LFkku %
fnukad %
vkosnd ds gLrk{kj
&&&&
IFMTR
[ 113 ]
ukekadu izi=
¼jk"Vªh; isa'ku iz.kkyh gsrq ukekadu½
Mh0lh0vkbZ0 uEcj % ------------------------
bl izi= dks Hkjus ls iwoZ —i;k blds nwljh vksj Nis gq, izku uEcj % ----------------------------------------
vuqns'k lko/kkuhiwoZd i<+ fy, tk,a
eSa --------------------------------------------------------------------- ,rn~}kjk fuEufyf[kr O;fDr@O;fDr;ksa dks] tks esjs
ifjokj dk@ds lnL; gS@gSa vFkok vkfJr ekrk&firk] cgu&HkkbZ gSa] ;kstuk esa esjs uke tek /kujkf'k
dks ml n'kk esa fuEufyf[kr :i esa izkIr djus ds fy, ukfer djrk@djrh gw¡ tc ml /kujkf'k ds
ns; gksus ls iwoZ esjh e`R;q gks tk; ;k ns; gksus ij ftldk Hkqxrku eq>s u gqvk gks vkSj esjh e`R;q gks
tk; %&
ukfer
O;fDr@
O;fDr;ksa
dk@ds uke
vkSj iwjk irk
vfHknkrk
ls lEcU/k
ukfer
O;fDr
dh vk;q
izR;sd ukfer
O;fDr dk ns;
va'k ¼'ks;j½
vkdfLedrk,a]
ftuds gksus ij
uke voS/k gks
tk;sxk
;fn vfHknkrk dh eR;q ls iwoZ ukfer O;fDr
dh eR;q gks tk;s] rks bl O;fDr@mu
O;fDr;ksa dk@ds uke] irk@irs vkSj lEcU/k]
;fn dksbZ gks] ftls@ftUgsa ukfer O;fDr ds
vf/kdkj izkIr gks tk;saxs
1 2 3 4 5 6
1
2
3
4
fnukad ------------------------------------------------- ekl --------------------------------- 20-------
LFkku ---------------------------------------------------------------------------------------------------------------
gLrk{kj ds nks lk{kh %
uke irk gLrk{kj vfHknkrk ds gLrk{kj
uke % ¼fgUnh esa½ ---------------------------------------------
¼vaxzsth ds cM+s v{kjksa esa½ ------------------------------------
inuke ------------------------------------------------------------
1&
2&
LFkku ----------------------------------------------------------------------------------------
Jh@Jherh@dqekjh ------------------------------------------------------- dk uke gLrk{kj ¼fnukad lfgr½------------------------------------
inuke ------------------------------------------------------------------------------------
¼dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh½
eqgj
}kjk ukekadu izi= dh izkfIr dk fnukad --------------------------------------------------------
&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
IFMTR
[ 114 ]
vfHknkrk ds gLrk{kj
¼d½ vfHknkrk dk iwjk uke Hkjk tk;A
¼[k½ ^ifjokj* dk rkRi;Z fuEufyf[kr ls gksxkA
¼,d½ iq#"k vfHknkrk ds ekeys esa] vfHknkrk dh iRuh vFkok ifRu;k¡ rFkk cPps ,oa
vfHknkrk ds e`r iq= dh fo/kok vFkok fo/kok,a rFkk cPps %
fdUrq izfrcU/k ;g gS fd ;fn vfHknkrk ;g fl) dj nsrk gS fd mldh iRuh dk mlls
U;kf;d ikFkZD; ¼Judicial Separation½ gks pqdk gS vFkok og ftl leqnk; dh gS] mldh
:f<+xr fof/k ds v/khu Hkj.k&iks"k.k dh vf/kdkfj.kh ugha jg xbZ gS] rks og ,rn~i'pkr~
vfHknkrk dk ifjokj dh lnL; ugha ekuh tk;sxh] tc rd fd vfHknkrk ckn esa
dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh dks fyf[kr :i ls Li"V vfHklwpuk ¼Express
Notification½ }kjk ;g lwfpr u djsa fd mls ,slk ekuk tkrk jgsxkA
¼nks½ efgyk vfHknkrk ds ekeys esa] vfHknkrk dk ifr rFkk cPps vkSj vfHknkrk ds e`r iq=
dh fo/kok vFkok fo/kok,a rFkk cPps] fdUrq izfrcU/k ;g gS fd ;fn vfHknkrk fyf[kr vf/klwpuk
}kjk dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ls vius ifr dks vius ifjokj esa lfEefyr u
fd;s tkus dh bPNk O;Dr dj nsrh gS] rks ifr dks ,rn~i'pkr~ vfHknkrk ds ifjokj dk lnL;
u ekuk tk;sxk tc rd fd vfHknkrk ckn esa mls lfEefyr u fd;s tkus gsrq viuh vf/klwpuk
dks vkSipkfjd :i ls fy[kdj dj jn~n u dj nsaA
fVIi.kh %& ¼1½ ^^cPpksa** dk rkRi;Z oS/k cPpksa ls gSA
¼2½ dksbZ nRrd cPpk rHkh cPpk ekuk tk;xk tc nRrd xzg.k vfHknkrk ij 'kklh
Loh; fof/k }kjk ekU;rk izkIr gksA fdUrq] ;fn dk;kZy;k/;{k@laoxZ fu;a=d izkf/kdkjh ds eu esa
dksbZ lansg mRiUu gks tkrk gS rks ;g rHkh ekU; gksxk tc ljdkj ds fof/k ijke'khZ dks bl
ckr dk lek/kku gks tk; fd vfHknkrk dh oS;fDrd fof/k ¼Personal Law½ ds v/khu nRrd
xzg.k dks ^tkjt cPps* ¼Natural Child½ dh izkfLFkfr ¼Status½ iznku djus ds fy, fof/kd
ekU;rk izkIr gSA
¼x½ ;fn dsoy ,d O;fDr gh ukfer fd;k x;k gks rks ukfer O;fDr ds lkeus 'kCn ^iwjk* fy[kk
tk;A ;fn ,d ls vf/kd O;fDr ukfer fd;s tkrs gSa rks izR;sd ukfer O;fDr dks ns; va'k ftlesa isa'ku
[kkrs dh lEiw.kZ ns; /kujkf'k vk tk;] fufnZ"V fd;k tk;A
¼?k½ LrEHk&5 esa vkdfLedrk ds :i esa ukfer O;fDr ¼O;fDr;ksa½ dh e`R;q dk mYys[k u fd;k
tk;A
¼³½ LrEHk&6 esa vfHknkrk ds uke dk mYys[k u fd;k tk;A
¼p½ vfUre izfof"V ds uhps ds [kkyh LFkku ds vkj&ikj ydhj [khap nh tk;] ftlls fd
vfHknkrk ds gLrk{kj djus ds ckn dksbZ uke c<+k;k u tk ldsA
IFMTR
[ 115 ]
foRrh; o"kZ -------------------------------- C;kt nj----------¼Mh0lh0vkbZ0 [kkrs esa dh x;h dVkSrh gsrq½
Mh0lh0vkbZ0 uEcj % --------------------------------------------------
deZpkjh dk uke % ----------------------------------------------------------- izku uEcj % ------------------------------------------------------
ys[kk'kh"kZ % --------------------------------------------------------------------------
Hkqxrku
dk ekl
osru@
cdk;k
osru@
egaxkbZ
HkRrs dh
lEc)
vof/k
dks"kkxkj
ckmpj@
pkyku
la[;k vkSj
fnukad
ckmpj@
pkyku dh
/kujkf'k
deZpkjh dk
va'knku
'ksM~;wy dh
/kujkf'k dk
;ksx ftlesa
dVkSrh
lfEefyr
dh x;h gks
jkT;
ljdkj@
fu;ksDrk
dk va'knku
;ksx
¼dkye
6$8½
ekfld
Øekxr
;ksx
vkgj.k
,oa
forj.k
vf/kdkjh
ds
gLrk{kj
vkSj eqgj
1 2 3 4 5 6 7 8 9 10
vizSy
ebZ
twu
tqykbZ
vxLr
flrEcj
vDVwcj
uoEcj
fnlEcj
tuojh
Qjojh
ekpZ
;ksx
Mh0lh0vkbZ0 ds fy;s
okf"kZd ys[kk cUnh ds C;kSjs
izku ds fy;s
okf"kZd ys[kk cUnh ds C;kSjs
d&izkjafHkd 'ks"k tksfM+;s --------------------------------------------- 1&izkjfEHkd 'ks"k ----------------------------------------------
[k&¼1½ o"kZ esa fu;fer tek --------------------------------------------- 2&o"kZ ds nkSjku vfHknkrk
va'knku
----------------------------------------------
¼2½ izkjfEHkd 'ks"k ,oa
fu;fer tek ij C;kt
--------------------------------------------- 3&o"kZ ds nkSjku fu;ksDrk
va'knkrk
----------------------------------------------
¼3½ o"kZ esa vo'ks"k tek --------------------------------------------- 4&o"kZ dk vfUre 'ks"k ----------------------------------------------
¼4½ vo'ks"k tek ij C;kt ---------------------------------------------
¼5½ ;ksx ¼1 ls 4 rd½ ---------------------------------------------
egk;ksx ¼d$[k½ ¼5½ ---------------------------------------------
lR;kiu
----------------------------------------------------------- }kjk izfr gLrk{kfjr
------------------------------------------------------------ }kjk lR;kiu fd;k x;kA
dk;kZy;k/;{k@vkgj.k ,oa forj.k vf/kdkjh dh eqgjA
1&fu;fer osru fcyksa ds vykok vo'ks"k osru] vo'ks"k egaxkbZ osru ,oa vo'ks"k egaxkbZ HkRrs
ls va'knku dh dVkSrh ls lEcfU/kr fooj.k vafdr fd;s tk;saxsA C;kt lEc) vof/k ds vuqlkj
vkxf.kr fd;k tk;sxkA
IFMTR
[ 116 ]
2&ftl vof/k rd Mh0lh0vkbZ0 esa dVkSrh dh x;h gS] ml vof/k rd ds fy;s C;kt nj]
th0ih0,Q0 ij ykxw C;kt nj ds leku gksxhA ftl ekg ls izku esa /kujkf'k tek dh tk jgh gSa] bl
ekg ls jkT; ljdkj }kjk C;kt dk Hkqxrku ugha fd;k tkuk gSA izku esa dVkSrh tek gksus ds izFke
ekg ls iklcqd dk i`"B cny fn;k tk;s ¼vFkkZr~ u;s i`"B ls bUVªh dh tk;sxh½A
&&&&
mRrj izns'k 'kklu
foRr ¼lkekU;½ vuqHkkx&3
la[;k&06@2017@lk&3&118@nl&2017&301¼9½&2011
y[kuÅ] fnukad 15 ekpZ] 2017
foKfIr@'kqf)&i=
jk"Vªh; isa'ku iz.kkyh ¼,u0ih0,l0½ ls vkPNkfnr deZpkfj;ksa ds fy;s 'kklukns'k la[;k
05@2017@lk&3&109@nl&2017&301¼9½&2011] fnukad 10 ekpZ] 2017 dks iklcqd dk izk:i tkjh
fd;k x;k gSA vfHknku ds fooj.k okys izksQkekZ esa vkaf'kd izR;kgj.k ds ys[ks tks[ks dk dkye NwV x;k
Fkk] ftls lfEefyr djrs gq, vafre i`"B dks la'kksf/kr dj fn;k x;k gS] tks bl dk;kZy; Kki ds lkFk
layXu gSA 'kklukns'k fnukad 10 ekpZ] 2017 }kjk fuxZr ,u0ih0,l0 iklcqd ds izk:i dks rnuqlkj
la'kksf/kr le>k tk;sxkA
layXud&;FkksDr
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
okf"kZd ys[kk cUnh ds C;kSjs okf"kZd ys[kk cUnh ds C;kSjs
d&izkjafHkd 'ks"k tksfM+;s --------------------------------------------- 1&izkjfEHkd 'ks"k ----------------------------------------------
[k&¼1½ o"kZ esa fu;fer tek --------------------------------------------- 2&o"kZ ds nkSjku vfHknkrk
va'knku
----------------------------------------------
¼2½ izkjfEHkd 'ks"k ,oa
fu;fer tek ij C;kt
--------------------------------------------- 3&o"kZ ds nkSjku fu;ksDrk
va'knku
----------------------------------------------
¼3½ o"kZ esa vo'ks"k tek --------------------------------------------- 4&vkaf'kd izR;kgj.k dk fooj.k
¼4½ vo'ks"k tek ij C;kt --------------------------------------------- ¼1½ o"kZ ds nkSjku vkaf'kd
izR;kgj.k #0
----------------------------------------------
¼5½ ;ksx ¼1 ls 4 rd½ --------------------------------------------- ¼2½ izR;kgj.k dk fnukad ----------------------------------------------
¼3½ izR;kgj.k dk iz;kstu ----------------------------------------------
egk;ksx ¼d$[k½$¼5½ --------------------------------------------- 5&o"kZ dk vafre 'ks"k ----------------------------------------------
lR;kiu
----------------------------------------------------------- }kjk izfr gLrk{kfjr
------------------------------------------------------------ }kjk lR;kiu fd;k x;kA
dk;kZy;k/;{k@vkgj.k ,oa forj.k vf/kdkjh dh eqgjA
IFMTR
[ 117 ]
1&fu;fer osru fcyksa ds vykok vo'ks"k osru] vo'ks"k egaxkbZ osru ,oa vo'ks"k egaxkbZ HkRrs
ls va'knku dh dVkSrh ls lEcfU/kr fooj.k vafdr fd;s tk;saxsA C;kt lEc) vof/k ds vuqlkj
vkxf.kr fd;k tk;sxkA
2&ftl vof/k rd Mh0lh0vkbZ0 esa dVkSrh dh x;h gS] ml vof/k rd ds fy;s C;kt nj]
th0ih0,Q0 ij ykxw C;kt nj ds leku gksxhA ftl ekg ls izku esa /kujkf'k tek dh tk jgh gSa] bl
ekg ls jkT; ljdkj }kjk C;kt dk Hkqxrku ugha fd;k tkuk gSA izku esa dVkSrh tek gksus ds izFke
ekg ls iklcqd dk i`"B cny fn;k tk;s ¼vFkkZr~ u;s i`"B ls bUVªh dh tk;sxh½A
&&&&&
la[;k&07@2017@lk&3&108@nl&2017&301¼9½&2011
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1& leLr çeq[k lfpo@lfpo mRrj izns'k 'kkluA
2& leLr foHkkxk/;{k@çeq[k dk;kZy;/;{k] mRrj izns'kA
3& funs'kd] isa'ku] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 20 ekpZ] 2017
%& jk"Vªh; isa'ku iz.kkyh ls fudklh rFkk izR;kgj.kA
egksn;]
jk"Vªh; isa'ku iz.kkyh ls fudklh rFkk izR;kgj.k ds laca/k esa isa'ku Q.M jsxqysVjh ,.M
MsoyiesUV vFkk¡fjVh ¼ih0,Q0vkj0Mh0,0½ dh vf/klwpuk fnukad 11 ebZ] 2015 }kjk iz[;kfir ^^isa'ku
fuf/k fofu;ked vkSj fodkl izkf/kdj.k ¼jk"Vªh; isa'ku iz.kkyh ds vUrxZr fudklh vkSj izR;kgj.k½
fofu;e] 2015** ftls vkxs ^^fofu;e** dgk x;k gS] dks jkT; ljdkj dh vf/klwpuk la[;k
21@2015@lk&3&1038@nl&2015&301¼09½&2011] fnukad 06-11-2015 }kjk vaxhd`r fd;k x;k gSA
2&mDr fu;ekoyh ds vuqlkj %&
¼1½ jk"Vªh; isa'ku iz.kkyh ds vUrxZr deZpkfj;ksa ds fV;j&1 [kkrs esa lafpr isa'ku /ku ls
vkaf'kd izR;kgj.k mi;qZDr fu;ekoyh ds v/;k;&3 ds vuqPNsn&8 esa fofufnZ"V iz;kstuksa ds fy;s fd;s
tkus dh O;oLFkk dh x;h gS ftlds vuqlkj dksbZ vfHknkrk jk"Vªh; isa'ku iz.kkyh ds v/khu vfHknku dh
lEiw.kZ vof/k ds nkSjku vf/kdre rhu ckj izR;kgj.k dj ldrk gSA ,sls izR;sd izR;kgj.k dh vafre
rkjh[k ls de ls de ik¡p o"kZ ds mijkUr vxyk izR;kgj.k vuqeU; gS ijUrq nks izR;kgj.kksa ds chp
O;rhr gksus okys ik¡p o"kZ ds varjky dh vfuok;Zrk fofu;ekoyh esa fofufnZ"V :X.krk ds mipkj ds
ekeyksa esa vFkok vfHknkrk dh e`R;q dh n'kk esa jk"Vªh; isa'ku iz.kkyh ls fudklh ds ekeyksa esa ykxw ugha
gksxhA
¼2½ izR;kgj.k gsrq vkosnu dh frfFk dks vfHknkrk ds isa'ku [kkrs esa mlds }kjk fd;s x;s
vfHknku dh lafpr jkf'k dh vf/kdre 25 izfr'kr /kujkf'k izR;kgfjr djus dh vuqefr gksxhA
3&jk"Vªh; isa'ku iz.kkyh ls vkaf'kd izR;kgj.k gsrq vfHknkrk }kjk QkeZ la[;k&601 PW
¼vuqyXud&1½ ij vkosnu fd;k tkuk gksxkA
4¼1½&vf/ko"kZrk ij lsokfuo`fRr dh n'kk esa QkeZ la[;k&101 GS ¼vuqyXud 2d½ ij vkosnu
fd;k tkuk visf{kr gksxk] lkFk gh QkeZ la[;k&401 AN ¼vuqyXud 2[k½ ij ukfefr;ksa dk fooj.k Hkh
IFMTR
[ 118 ]
izLrqr fd;k tkuk gksxk rFkk vkosnu i= ds lkFk vuqyXud 2&x esa mfYyf[kr vfHkys[k Hkh izLrqr
fd;s tkus gksaxsA
¼2½ vf/ko"kZrk ij lsokfuo`fRr ds rhu ekg igys vfHknkrk ds osru ls jk"Vªh; isa'ku iz.kkyh ds
vUrxZr dVkSfr;ka cUn dj nh tk,axhA
¼3½ vkosnu i= nks izfr;ksa esa dk;kZy;k/;{k dks izLrqr fd;k tk;sxk rFkk vkgj.k ,oa forj.k
vf/kdkjh }kjk layXudksa lfgr vkosnu i= esa nh xbZ lwpukvksa dks dk;kZy; vfHkys[kksa ls lR;kfir
djrs gq, vf/ko"kZrk ij lsokfuo`fRr ds 2 ekg iwoZ vkgj.k ,oa forj.k vf/kdkjh }kjk eq[;@ofj"B
dks"kkf/kdkjh dks miyC/k djk;k tk,xkA
¼4½ tgka vfHknkrk vfuok;Z :i ls okf"kZdh Ø; djus ds i'pkr~ vfr'ks"k jde ds izR;kgj.k
dh okaNk ugha djrk gS ogk¡ ,sls vfHknkrk ds ikl rc rd ,deq'r jde ds izR;kgj.k dks vkLFkfxr
djus dk fodYi gksxk tc rd og 70 o"kZ dh vk;q izkIr ugha dj ysrk ;k ysrh] ijUrq vfHknkrk]
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gksaxsA e`R;q dh n'kk esa Hkjs tkus okys QkeZ la[;k&103GD ds lkFk lEcfU/kr dk;kZy; ds l{ke
izkf/kdkjh }kjk vuqyXud&8 ij layXu izk:i esa vukifRr izek.k i= izLrqr djuk vfuok;Z gksxkA
7&vf/ko"kZrk@e`R;q vFkok vf/ko"kZrk ds iwoZ lEiw.kZ jkf'k dh fudklh % vfHknkrk dh vf/ko"kZrk
vFkok e`R;q dh frfFk dks ;fn mlds isa'ku [kkrs esa dqy lafpr isa'ku /ku #i;s nks yk[k vFkok mlls
de gks rks lEiw.kZ /kujkf'k dk ,deq'r vkgj.k vuqeU; gksxk ,oa bl gsrq Øe'k% vuqyXud&5 ,oa 6
ij layXu izk:i esa ;FkkfLFkfr vfHknkrk@ukfefr;ksa }kjk vkosnu ,oa v.MjVsfdax nh tkuh gksxhA
vf/ko"kZrk ls iwoZ jk"Vªh; isa'ku iz.kkyh ls fudklh dh frfFk dks vfHknkrk ds isa'ku [kkrs esa lafpr isa'ku
/ku ;fn #i;s ,d yk[k vFkok mlls de gks rks lEiw.kZ lafpr isa'ku /ku fudkys tkus dh vuqefr
gksxh rFkk blds fy;s vfHknkrk }kjk vuqyXud&7 ij layXu izk:i esa vkosnu ,oa v.MjVsfdax nh
tkuh gksxhA
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25 Qjojh] 2015 lifBr ldqZyj la[;k&ih0,Q0vkj0Mh0,0@2015@27@EXIT@02] fnukad
12 uoEcj] 2015 }kjk fnukad 01 vizSy] 2016 ls jk"Vªh; isa'ku iz.kkyh ls fudklh laca/kh vkosnuksa dh
izkWlsflax vkWuykbZu fd;k tkuk vfuok;Z dj fn;k x;k gSA bl gsrq dsUnzh; fjdkWMZ dhfiax ,tsUlh
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izR;kgj.k@fudklh gsrq vkWu ykbZu izfØ;k Loa; vfHknkrk }kjk vFkok uksMy vf/kdkjh }kjk Initiate dh
tk ldrh gSA ;fn vfHknkrk }kjk Lo;a vkWu&ykbZu vkosnu fd;k tkrk gS rks Hkh fofHkUu laxr fooj.kksa
dk lR;kiu djk;s tkus ds iz;kstu ls laxr QkWeZ ij vfHknkrk }kjk vius dk;kZy;k/;{k dks laxr
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vfHkys[kksa ds lkFk nks izfr;ksa esa vkosnu i= izLrqr fd;k tkuk gksxkA ih0,Q0vkj0Mh0,0 ds ldqZyj
fnukad 25 Qjojh] 2015 esa nh x;h O;oLFkk ds vuqlkj ;fn vkosnudrkZ }kjk Lor% vkWu ykbZu
vkosnu u dj laxr :i i=ksa ij lEcfU/kr dk;kZy; esa vkosnu fd;k tkrk gS rks lEcfU/kr
dk;kZy;k/;{k }kjk vkosnu i= dks"kkxkj dks vxzlkfjr fd;k tk;sxk rFkk dks"kkxkj dk;kZy; }kjk
lh0vkj0,0 osclkbZV ij izR;kgj.k@fudklh gsrq dk;Zokgh dh tk;sxhA mi;qZDr ldqZyj
ih0,Q0vkj0Mh0,0 dh osclkbV ij miyC/k gSA
9&,sls izdj.k Hkh 'kklu ds laKku esa yk;s x;s gSa ftuesa ^^lClØkbcj dUVhªC;w'ku QkbZy
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¼3½ fdlh PRAN esa dh x;h dVkSrh dh /kujkf'k dk fdlh vU; PRAN esa LFkkukUrj.kA
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dks"kkf/kdkfj;ksa dk izf'k{k.k djokuk lqfuf'pr djsaxsA lqfo/kk ds fy;s mi;qZDr LVS.MMZ vkWijsfVax
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ij fLFkr izk:i ij vkosnu vius vkgj.k ,oa fooj.k vf/kdkjh dks izLrqr fd;k tk;sxkA mDr vkosnu
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la[;k&13@lk&180@nl&2016&301¼09½@2011] fnukad 19 ebZ] 2016 ds v/khu ikfjokfjd
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tkus vFkok mlds inP;qr gks tkus dh n'kk esa mlds izku [kkrs esa lafpr /kujkf'k dh fudklh
'kklukns'k la[;k&lk&1192@nl&2015] fnukad 14 tuojh] 2016 ds v/khu fd;s tkus gsrq Hkh
vuqyXud&10 ij fLFkr izk:i esa vkosnu i= izLrqr fd;k tkuk gksxkA
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gsrq fu/kkZfjr izk:i ij vfHknkrk@ukfefr@ukfefr;ksa }kjk vkosnu leLr laxr vfHkys[kksa ds lkFk nks
izfr;ksa esa dk;kZy;k/;{k@foHkkxk/;{k dks izLrqr fd;k tk;sxkA vkosnu i= esa dh x;h izfof"V;ksa dk
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dks"kkf/kdkjh dks vxzlkfjr fd;k tk;sxkA
d`i;k mi;qZDrkuqlkj dk;Zokgh lqfuf'pr dh tk;A
Hkonh;]
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&&&&&
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'kklukns'k la[;k 07@2017&lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&1
FORM : 601 PW
National Pension System (NPS)
[Under Regulations 8 of PFRDA (Exits and withdrawals) Regulations, 2015]
Partial Withdrawal form for Tier-1 account under NPS
(Please fill all the details in CAPITAL LETTERS and BLACK INK only)
For Nodal Office use
PAO/DTO/POP/POP-SP Reg. no.:
Receipt No. :
PRAN :
Act. No. :
(Generated by CRA System)
_______________________________
Entered By ________________________________ Date : ____________________
Verified By________________________________ Date : ____________________
Please select your Category (please tick)
Government Sector Corporate Sector
All Citigen of India NPS Lite/Swavalamban
To,
NPS Trust
Sir/Madam,
I _________________________________ holding a Permanent Retirement Account under National
Pension System, hereby submit partial withdrawal requast for withdrawal from by Tier-I account under
NPS and give below the necessary details:
Section A - subscriber's Personal Details :
PRAN *
Name of the Subscriber*
Mobile No.#
Email ID#
#Subscribers Mobile No. and Email ID provided here will not be updated in CRA records. For updation
of Mobile No. and Email ID in CRA recordes, subscriber is required to submit S2 Form.
a. % of Partial Withdrawal* %
[Maximum 25% of own contribution (without accrued income earned thereon) only]
b. Purpose of withdrawal* (please tick on box below with reason applicable and submit the supporting
documents)
1. for Higher education of children including a legally adopted child;
2. for the marriage of children including a legally adopted child;
3. for the purchase or construction of a residential house or flat in own name
or in a joint name with legally wedded spouse;
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4. for treatment of specified illnesses (please tick )
a. Cancer
b. Kidney Failure (End Stage Renal Failure)
c. Primary Pulmonary Arterial Hypertention
d. Multiple Scierosis
e. Major Organ Transplant
f. Coronay Artery Bypass Graft
g. Aorta Graft Surgery
h. Heart Valve Surgery
i. Stroke
j. Myocardial Infarction
k. Coma
l. Total Blindness
m. Paralysis
n. Accident of serious/life thereatening nature
c. Bank account details of the subscriber (please provide the details of the bank where the withdrawal
amount shall be credited, tick as applicable and submit the bank proof).
Same bank account already registered under NPS. another Bank account, please provide the details below
Bank Account Number
Bank Name
Type of Bank Account Savings Account ( ) Current Account ( )
Bank Name and Address
IFSC Code
Section B - Declarations
Declaration by the Subscriber*:
1. I hereby declare that information stated above is true and correct to the best of my knowledge and
belief and that I have completed minimum of ten years in to the NPS as required for partial withdrawal
and eligible to withdraw the amount requested above due to the urgent need of funds to support the
reason mentioned above.
2. I ___________________________________ (name) with PRAN ________________________ agree
that in case of any failure of Direct Credit, for any reason whatever NPS Trust/CRA shall not be
responsible. I also agree that NPS Trust/CRA shall not be responsible/liable for any losses that may arise
due to incorrect bank account details provided herein above.
Date
D
D
M
M
Y
Y
Y
Y
Place Signature/Thumb impression of the Subscriber**
** Left thumb impression in case of illiterate male claimant and Right thumb impression in case of illiterate female
Declaration by Nodal Office (for Government sector subscribers):*
I/we hereby declare that the subscriber sh./Smt/kum ........................ withPRAN........................is
employed with us and have verified the genuineness of the reason for his/her withdrawal request and
bank details submitted by him/her in respect of his/her request for partial withdrawal are correct.
Date
D
D
M
M
Y
Y
Y
Y
Registration no. of DDO Signature and stamp of the DDO
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Date
D
D
M
M
Y
Y
Y
Y
Registration no. of PAO/CDDO/DTO Signature and stamp of the DTO/PAO/CDDO
Declaration by POP/Aggregator (for Non government sector subsribers):
I hereby declare that the subscriber Sh./Smt./Kum. ___________________________________ with
PRAN ______________________________ has signed/thumb impressed before me after he/she has read
the entries/have been read over by him/her for the request of partial withdrawal under NPS. I have
verified the genuineness of the reasons for his/her withdrawal request and bank details submitted by
him/her in respect of his/her requset for partial withdrawal are correct.
Date
D
D
M
M
Y
Y
Y
Y
Registration no. of POP SP/NL-CC Signature and stamp of the authorised
person at POP-SP/NL-CC
Date
D
D
M
M
Y
Y
Y
Y
Registration no. of POP/NL-AO Signature and stamp of the authorised
person at P0P/NL-AO
ACKNOWLEDGMENT RECEIPT
Acknowledgment slip to the NPS Subscriber on receipt of partial withdrawal application form
(To be filled by DDO/CDDO/PAO/DTO/POP/Aggregator)
Received from PRAN:
DDO/POP-SP/NL-CC
Registration Number:
PAO/CDDO/DTO/POP/NL-
AO Registration Number :
Acknowledgement Number:
Date
D
D
M
M
Y
Y
Y
Y
Received at
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Form 601-PW
(Under Regulation 8 of PFRDA Exits & Withdrawals Regulations, 2015)
Instructions Page
Instructions for filling up the form :
1. All fields marked with* are mandatory. All dates should be in DDMMYYYY format.
2. The Subscriber shall submit the application to the respective Nodal Office/POP/Aggregator for
processing of request.
3. Before submitting the withdrawal form, subscriber should ensure that the bank account details are
matched from the bank passbook/bank statement or cheque etc. to ensure that the details are correct.
Subscriber should also attack the bank proof (cancelled cheque/copy of bank passbook/bank certificate)
with the Partial Withdrawal Form submitted.
4. Subscriber should specify the purpose of Partial Withdrawal and a proof need to be submitted for
the same.
5. Subscriber should be in the NPS atleast for a period of 10 years. A subscriber shall be permitted to
withdraw not exceeding 25% of the contributions made by such subscriber to his/her individual pension
account.
6. The Nodal officer/POP/Aggregator must verify the details of the bank account of subscriber.
7. Withdrawal amount received after the execution of the withdrawal request can be different from
the requested amount to the extent of difference in NAV of two different days.
8. The withdrawal amount shall directly be credited to the bank account of the subscriber as
mentioned in the withdrawal form.
9. In case, the subscriber already owns either individually or in the joint name a residential house or
flat, other than ancestral property, no withdrawal under PFRDA regulations is permitted.
10. Treatment of specific illness covers the subscriber, his legally wedded spouse, children, including
a legally adopted child or dependent parents suffer from the specified illiness, which shall comprise of
hospitalization and treatment.
11. The permitted withdrawal shall be allowed only if the eligibility criteria and limit for availing the
benefit are complied with by the subscriber.
12. Frequency: the subscriber shall be allowed to withdraw only a miximum of three times during the
entire tenure of subscription under the National Pension System and not less than a period of five years
shall have elapsed from the last date of each of such withdrawal. Five years should have elapsed between
two withdrawals shall not apply in case of "treatment for specified illnesses or in case of withdrawal
arising out of exit from National Pension System due to the death of the subscriber.
13. For more detailed description of Partial Withdrawal option under NPS, please refer Regulation 8
of PFRDA (Exits & Withdrawals) Regulation, 2015.
14. The Nodal office/POP/Aggregator shall capture the details of the subscriber mentioned on the
form and forward the same to NPS Claims Processing Cell (NPS CPc) at address mentioned below:
NPS Claim Processing Cell,
Central Record Keeping Agency, NSDL,
10th Floor, Times Tower, Kamala Mills Compound,
Senapati Bapat Marg, Lower Parel West, Mumbai-400013
________
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la[;k&07@2017&lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&2d
Annexure-A
Form 101-GS Page-1
National Pension System (NPS)
Withdrawal Form for Claim of Accumulated Pension Wealth on superannuation for Government Employees
(To be filled in by Subscriber - Please fill all the details in CAPITAL LETTERS and in BLACK INK only.)
(FOR OFFICE PURPOSE ONLY-NOT TO BE FILLED IN BY THE SUBSCRIBER)
Date : Acknowledgement Number : (DDMMYYYY) (Generated by CRA)
DDO Registration No.: _______________PAO/DTO/POP/POP-SP Registration No. : _____________
Receipt Number issued by receiving officer
Entered By: ______________ Date : _____________ Verified By : ____________ Date ___________
Sir/Madam,
I hereby submit a request for withdrawal under NPS for both Tier-I/Tier-II (please tick as applicable)
fund accumulations in my Permanent Retirement Account and give below the necessary details:
Section A- Suscriber's Personal Details :
1. PRAN* :
2. Full Name (As in PRAN Card) *:
First Name *
Middle Name
Last Name
3. Father's/Spouse name*:
First Name *
Middle Name
Last Name
4. Address* :
Flat/Unit No./Block no.*
Name of Premise/Building/Village
Area/Locality/Taluka
District/Town/City*
Self attested
photograph of
the subscriber
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State/Union territory*
Country*
Pin code:* 5. Mobile No.
6. Date of Birth* (as in PRAN Card): 7. Email ID:
8. Date of retirement *:
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Form 101-GS Page-2
Section B - Subscriber's Withdrawal Details:
Tier - I Account :
1. The Lump-sum amount to be withdrawn and amount topurchase annuity in case of normal
withdrawal* (Please refer General Insruction no.-4)
Description Lump-Sum amount
(Maximum of 60%)
Amont to purchase life annuity
(Minimum of 40%)
Total
% share 100%
Note :– A separate form needs to be filled in for purchase of annuity and for arranging the monthly
pension/annuity. The subscriber is required to follow the procedure laid down by Annuity Service
Provider (ASP).
2. Type of withdrawal*:
One Time Withdrawal Phased Withdrawal
3. In case of Phased Withdrawal#, please mention the percentage of lump-sum amount to be withdrawan
this year (Please refer General Instruction no.-5).
Description Phased Lump-Sum Amount Percentage (Minimum 10%)
% share
Note :– In phased withdrawal of lump-sum amount, subscriber can opt to withdraw lump-sum amont for
accumulated pension wealth in a phased manner over the period from 60 years (or any other retirement
age as prescribed by employer) to 70 years. Subscriber has to withdraw minimum of 10% of the
remaining pension wealth every year at the age of 70 years, subscriber would compulsory withdraw any
amount lying to their credit. Also, note that in phased withdrawal of lump-sum amount, subscriber is
subject to the NAV movement and may lose or gain in the future depending on the underlying fund's
performance.
For subscriber opting for phased withdrawal, the Central Recordkeeping Agency (CRA) maintenance
charges would be deducted from the corpus/units lying in the account of the subscriber.
Tier - II Account :
The entire accumulated pension wealth would be paid out in single lump sum along with the withdrawal/
payment of the Tier-I account.
Section C - Subscriber's Bank Details :
1. For Electronic transfer or Direct Credit through ECS/NEFT/RTGS, Proof attached for Bank Details*:
Cancelled Cheque Bank Certificate
(Please note that Mode of remittance of funds would be through ECS/NEFT/RTGS/Electronic Transfer
only and bank charges, if any, for direct credit would be deducted from pension wealth)
2. Type of Bank Account*: Savings A/C Current A/C
3. Bank A/c Number*
4. Bank Name*
5. Bank Branch*
6. Bank Address*
7. Pin Code* 8. Bank IFS Code*
9. Bank MICR Code (Wherever applicable)
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Form 101-GS Page 3
Section D-Subscriber's Annuity Details:
1. Annuity Service Provider (ASP) Name *:
2. ASP ID*:
3. ASP Scheme Name *:
4. ASP Scheme ID*:
Declaration:
I ____________________________, NPS Subscriber, my PRAN is
_______ do hereby declare that the inforation provided above is true to the
best of my knowledge and belief
Signature/Left Thumb
Impression of the Subscriber
Date :
D D M M Y Y Y Y
*Note: Left thumb impression in case of illiterate male claimans and Right thumb impression in case of illiterate female claimants
must be obtained.
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Form 101-GS Page 4
Annexure for Nomination Details
INSTRUCTIONS FOR FILLING IN THE FORM
The details of nominees to whom the outstanding pension wealth of the subscriber is payable in case of the
demise of the subscriber before entire proceeds are withdrawn (Please refer general instruction no. 6) is to
be provided hereunder. Also, please note that in case of demise of the subscriber after opting for phased
withdrawal, all the outstanding pension wealth out of phased lump sum withdrawal in the account of the
subscriber will be paid to the nominee (s) as mentioned in this form and the same would be treated as full
and final discharge of the obligation. In case, if you wish to appoint multiple nominees. Please fill inthe
form 401-AN.
I, _________________________ hereby nominate the person (s) mentioned below who is/are member
(s)/non- member(s) of my family to receive the amount that may stand to my credit in the National Pension
System as indicated below, in the event of my death before that eligible accumulated pension wealth
amount has become payable or having become payable or having become payable has not been paid.
1. Name of the Nominee :
First Name * Middle Name Surname/Last Name
2. Nominee's current communication Address
Flat/Unit No. Block no* ________________________________________________________________
Name of Premise/Building/Village _______________________________________________________
Area/Locality/Taluka __________________________________________________________________
District/Town/City* ___________________________________________________________________
State/Union Territory * _________________________________________________________________
Country*_____________ Pin Code * _________ Email ID: _______________ Mobile No. ___________
3. Date of Birth of the Nominee* (Only in case of a minor):
4. Relationship of the nominee with the Subscriber*: (e.g. If nominee is son, subscriber should fill the relationship as 'Son')
5. Nominee's Guardian Details* (only in case of a minor):
First Name * Middle Name Surname/Last Name
Dated this ____________ day of _________20 at ___________
in the presence of the following witnesses:
Particulars Ist Witness 2nd Witness
Signature/Left Thumb
Impression of the Subscriber
Name
Address
Signature
*Note: Left thumb impression in case of illiterate male Subscriber and Right thumb impression in case of illiterate female subscriber
must be obtained.
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Form 101-GS Page 5
TO BE FILLED /Attested BY DDO/POP-SP
Certified that the above declaration and nomination details has been signed/thumb/impressed before me by Sh/Smt/Ms. ________
__________________ after he/she have read the entries/entries have been read over to him/her by me and got confirmed by him/her. Also certify that the date of retirement is as per employee records available with the Department. TGhe datge of
retirement of the subscriber as per government record is as given below:
(DDMMYYYY)
Rubber Stamp of the
DDO/POP/POP-SP
Signature of the Authorised Person
DDO/POP-SP Registration Number ___________________ Designation of the Autghorised Person : __________________
(Allotted by CRA)
Date:
DDO/POP-SP Office Name : _____________________ D D M M Y Y Y Y
TO BE FILLED/ATTESTED BY PAO/DTO/POP/POP-SP
Rubber Stamp of the PAO/DTO/POP/POP-SP
PAO/DTO/POP/POP-SP Registration Number (Allotted by CRA) :
______________________________________________________
Signature of the Authorised Person
CLAIM FOR THE WITHDRAWAL OF ACCUMULATED PERSION WEALTH OF THE SUBSCRIBER UNDER NATIONAL
PENSION SYSTEM
Advanced Stamped Receipt
I ___________ covered under the National Pension System with Permanent Retirement Account Number (PRAN) ______________
has received a sum of Rs. /- (Rupees ___________________________ only) from National Pension System/National
Pension System Trust by deposit in my Saving Bank/Cureent Account towards the settlement of my National Pension System (NPS)
account.
Signature or Left/Right hand thumb impression of the NPS Subscriber*
(*Note : Left thumb impression in case of illiterate male claimants and Right thumb impression in case of illiterate female
claimants must be obtained.)
-------------------------------------------------------------------------------------------------------------------------------------------------------------
ACKNOWLEDGMENT RECEIPT
Acknowledgment slip to the NPS Subscriber on receipt of completed application form for Withdrawal on Superannuation
(To be filled by PAO/DTO/POP/POP-SP)
Received from PRAN :
DDO Registration Number : ____________________ PAO/DTO/POP/POP-SP Registration Number : ____________________
Received at : ________________________ Date : ___________________ Time : _____________________
Acknowledgement Number :
(Generated by CRA
Affix 1 Rupee Revenue Stamp
and sign across
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Form 101-GS Page 6
INSTRUCTIONS FOR FILLING UP THE FORM
This application should be filled by the Subscriber seeking to withdraw pension wealth benefits upon
Superannuation from Government Service.
Documents to be enclosed along with this application :-
1. PRAN card in original. In case PRAN card is not availble, the subscriber needs to submit a duly
notarized Affidavit as to the reasons of non-submission of the PRAN card.
2. Cancelled cheque (containing Subscriber Name, Bank Account Number and IFS Code) or Bank
Certificate Containing Name, Bank Account Number and IFSC code, for direct credit or
electronic transfer.
3. A pre-signed receipt acknowledging the receipt of the proceed under NPS by the subscriber.
4. In addition to the PRAN card any other identification and address proof of the subscriber. The
Photocopies of documents (Sr. No. a to i) and original document (Sr no. j) that can be provided as
identification and address proof are as mentioned below:
a) Ration Card with photograph of the subscriber and residential address.
b) Bank Passbook with photograph and residential address.
c) Credit Card with photograph, any other address proof like latest telephone bill,
electricity bill in the name of the subscriber.
d) Passpost.
e) Aadhar Card issued by UIAD.
f) Voter's Photo Identity Card with residential address.
g) Driving license with photograph and residential address.
h) PAN card and any other address proof like latest telephone bill, electricity bill in the
name of the subscriber.
i) Final relieving certificate from government service on superannuation, if the application
for withdrawal is submitted through the Points of Presence (POP).
j) Certification of identity with photograh signed by a Member of Parliament of or member
of LegislativeAssembly or Municipal Councilor or a Gazetted Officer and any other
address proof like latest telephone bill, electricity bill in the name of the subscriber (to be
provided original).
In case if the address is not present on any of the above documents or differs with address provided
in this form, proof in respect of current residential address like latest telephone bill, electricity bill in the
name of the subscriber should be submitted.
GENERAL INSTRUCTION:
1.All the columns in the form should be filled with black ink pen without any overwring.
2. Fields marked with(*) are mandatory.
3. Correct postal address, including the pin code should be provided.
4. Percentage of allocation for amount to be withdrawn as Lump-sum and amount to purchase life
annuity. Subscriber can withdraw maximum 60% of pension wealth and is required to transfer
minimum 40% of pension wealth to annuity. For example, for a total corpus of Rs. 1000, if
subscriber wants Rs. 300 as lump-sum and Rs. 700 for annuitisation, subscriber to select 30%
and 70%.
5. Please select the type of lump-sum withdrawal as one-time or phased. For e.g. for a total corpus
of Rs. 1000/-subscriber has selected Rs. 300 as lump-sum amount. For one time withdrawal
subscriber will be given Rs. 300 as lump-sum amount on processing of withdrawal request. For
phased withdrawal subscriber will be given minimum of 10% i.e. Rs. 30 for the period of
10 years, at the age of 70 years, subscriber would compulsorily withdraw any amount lying to
their credit.
6. Instructions for nomination—
*Subscriber can nominate maximum of three nominees.
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*Subscriber cannot fill the same nominee details more than once.
*Percentage share value for all the nominees must be integer. Fractional value will not be
accepted.
*Sum of percentage share across all the nominees must be equal to 100. If sum of percentage is
not equal to 100, entire nomination will be rejected.
*If a nominee is a minor, then nominee's guardian details will be mandatory.
For the purpose of this document pension Wealth means: The total amount of contributions made by
the subscriber in the scheme plus the investment income derived from the investment of the contributions
made by the subscriber from the date of joining of New Pension System till the date of execution of
withdrawal request in the CRA System.
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vuqyXud&2[k
Form 401.AN Annexure for Nomination Details Page 1
INSTRUCTIONS FOR FILLING IN THE FORM
The details of nominees to whom the outstanding pension wealth of this subscriber is payable in case of the
demise of the subscriber before entire proceeds are withdrawn (Please refer general instruction no. 6) is to
be provided hereunder. Also, please note that in case of demise of the subscriber after opting for phased
withdrawal, all the outstanding pension wealth out of the phased lump sum withdrawal in the account of
the subscriber will be paid to the nominees as mentioned in this form and the same would be treated as full
and final discharge of the obligation.
I, ---------------------------------- hereby nominate the persons (s) mentioned below who is/are
member(s)/non-member (s) of my family to receive the amount that may stand to my credit in the National
Pension system as indicated below, in the event of my death before that eligible accumulated pension
wealth amount has become payable or having become payable or having become payable has not been
paid.
1. Name of the Nominee*:
Ist Nominee 2nd Nominee 3rd Nominee
First Name* First Name* First Name*
Middle Name* Middle Name* Middle Name*
Last Name* Last Name* Last Name*
2. Present Communication address of the nominees:
Address of 1st Nominee Address of 2nd Nominee Address of 3rd Nominee
3. Date of Birth* (Only in case of minor): 1st Nominee 2
nd Nominee 3rd Nominee
4. Relationship with the Nominee*:
1st Nominee 2nd Nominee 3rd Nominee
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5. Percentage Share: 1st Nominee % 2
nd Nominee 3rd Nominee
6. Nominee's Guardian Details* (Only in case of a minor):
Ist Nominee's Guardian Details 2nd Nominee's Guardian Details 3rd Nominee's Guardian Details
First Name* First Name* First Name*
Middle Name* Middle Name* Middle Name*
Last Name* Last Name* Last Name*
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Form 401-AN Page 2
Dated this ____________day of __________20 at ________________
Particulars 1st witness 2nd witness
Signature/Left
thumb Impression
of the Subscriber
Name
Adress
Signature
*Note: Left thumb impressionin case of illerate male Subscriber and Right thumb impression in case of
illiterate female subscriber must be obtained.
TO BE FILLED/ATTESTED BY DDO/POP-SP
Certified that the above declaration and nomination details has been signed/thumb impressed before
me by sh/smt/Ms. ____________________ after he/she have read the entries/entries have been read
over to him/her by me and got confirmed by him/her.
Rubber Stamp of the DDO/POP-SP
Signature of the Authorised Person
DDO/POP-SP Registration Number _________ Designation of the Authorised Person: ____
(Allottedby CRA)
Date: Designation of the Authorised Person : _______
D D M M Y Y Y Y DDO/POP-SP Office Name : _________
TO BE FILLED/ATTESTED BY
PAO/DTO/POP/POP-SP
Rubber Stamp of the PAO/DTO/POP/POP-SP
PAO/DTO/POP Registration Number (Allotted by
CRA ___________
Signature of the Authorised Person
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Annexure B
Documents to be enclosed with the application
1. List of documents acceptable as Proof identity and Address for exit under NPS (for all variants);-
Sl.
No.
Proof of Identity (Copy of any one of the
given below documents)
Proof of Address (Copy of any one of the given
below documents)
a Passport issued by Government of India. Passport issued by Government of India.
b Ration Card with Photograph Ration card with photograph and residential
address.
c Bank pass book or Certificate with
Photograph.
Bank Pass book or Certificate with photograph
and residential address.
d Voters Identity card with photograph and
residential address
Voters Identify card with photograph and
residential address.
e Valid Driving license with photograph. Valid Driving license with photograph and
residential address.
f PAN Card issued by income tax department. Letter from any recognized public authority at the
level of Gazetted officer like District Magistrate,
Divisional Commissioner, BDO, Tehsildar,
Mandal Revenue Officer, Judical Magistrate etc.
g Certificate of identify with photograph
signed by a Member of Parliament or
Member of Legislative Assembly.
Certificate of address with photograph signed by a
Member of Parliament or Member of Legislative
Assembly.
h Aadhar Card/letter issued by Unique
Identification Authority of India.
Adhar Card/Letter issued by Unique Identification
Authority of India clearly showing the address.
i Job Cards issued by NREGA duly signed by
an Officer of the State Government.
Job cards issujed by NREGA duly signed by an
Officer of the State Government.
j Photo Identity card issued by Government
Defence, Paramilitary and Police
Departments.
Latest Electricity/Water bill in the name of the
subscriber/Claimant and showing the address
(Less than 6 months old).
k Ex-Service Man Card issued by Ministry of
Defence to their employees.
Latest Telephone bill in the name of the
subscriber/Claimant and showing the address (less
than 6 months old).
I Photo Credit Card. Latest property/house Tax Receipt (not more than
one year old).
m Existing Valid registered lease agreement of the
house on stamp paper in case agreement of the
house on stamp paper (in case of rented/leased
accommodation).
n Identity card issued by Central/State
Government and its Departments,
Statuary/Regulatory Authorities, Public
Sector Undertakings, Scheduled Commercial
Banks, Public Financial Institution, Colleges
affiliated to Universities and Professional
Bodies such as ICAI, ICWAL, ICSI, Bar
Council etc.
The identity card/document with address, issued
by any of the following:
Central/State Government and its Departments,
Statuary/Regulatory Authorities, Public Sector
Undertakings, Schedules Commercial Banks,
Public Financial Institution for their Employees.
2. In addition to the above, Original PRAN card is required. In case PRAN card is not available, the
subscriber needs to submit a duly notarized Affidavit as to the reasons of non-submission of the
PRAN Card.
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3. Cancelled cheque (containing Subscriber Name, Bank Account Number and IFS Code) or Bank
Certificate Containing Name, Bank Account Number and IFS Code, if opted for direct credit or
electronic transfer.
4. A pre-signed receipt acknowledging the receipt of the proceeds under NPS by the
subcriber/claimant/nominee.
5. In case of Withdrawal of Accumulated Pension Wealth by Claimant/Nomiee due to the death of a
subscriber, the Claiment/Nominee needs to submit Death certificate in original of the decesed
subscriber.
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Annexure-A
Form 102-GP Page-1
National Pension System (NPS)
Withdrawal Form for Claim of Accumulated Pension Wealth on exiting before the age of normal
superannuation for Government Employees
(To be filled in by Subscriber - Please fill all the details in CAPITAL LETTERS and in BLACK INK only.)
(FOR OFFICE PURPOSE ONLY-NOT TO BE FILLED IN BY THE SUBSCRIBER)
Date : Acknowledgement Number : (DDMMYYYY) (Generated by CRA)
DDO Registration No.: _______________PAO/DTO/POP/POP-SP Registration No. : _____________
Receipt Number issued by receiving officer
Entered By: ______________ Date : _____________ Verified By : ____________ Date ___________
Sir/Madam,
I hereby submit a request for withdrawal under NPS for both Tier-I and Tier-II fund accumulations in
my Permanent Retirement Accunt and give below the necesary details:
Section A- Suscriber's Personal Details :
1. PRAN* :
2. Full Name (As in PRAN Card) *:
First Name *
Middle Name
Last Name
3. Father's/Spouse name*:
First Name *
Middle Name
Last Name
4. Address* :
Flat/Unit No./Block no.*
Name of Premise/Building/Village
Area/Locality/Taluka
District/Town/City*
Self attested
photograph of
the subscriber
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State/Union territory*
Country*
Pin code:* 5. Mobile No.
6. Date of Birth* (as in PRAN Card): 7. Email ID:
8. Date of retirement *:
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Form 102-GP Page-2
Section B-Subscriber's Withdrawal Details:
Tier-1 Account :
1. The Lump-sum amount tobe withdrawn and amount to purchase annity in case of normal withdrawal* (Please
refer general instruction no. 4)
Description Lump-Sum amount
(Maximum of 20%)
Amount to purchase life
annuity (Minimum of 80%)
Total
% share 100%
Note : A separate form needs to be filled in for purchase of Annuity and for arranging the monthly
pension/annuity. The subscriber is required to follow the procedure laid down by Annuity Service Provider
(ASP)
Tier-II Account :
The entire accumulated pension wealth would be paid out in single lump sum along with the
withdrawal/payment of the Tier-A account.
Section C-Subscriber's Bank Details:
1. For Electronic transfer or Direct Credit through ECS/NEFT/RTGS, Proof attached for Bank
Details*:
Cancelled Cheque Bank Certificate
(Please note the Mode of remittance of funds would be through ECS/NEFT/RTGS/Electronic
Transfer only and bank charges, if any, for direct credit would be deducted from pension wealth)
2. Cancelled Cheque Bank Certificate
3. Bank A/c Number*
4. Bank Name*
5. Bank Branch*
6. Bank Address*
7. Pin Code* 8. Bank IFS Code*
9. Bank MICR Code (Wherever applicable)
Section D-Subscriber's Annuity Details:
1. Annuity Service Provider (ASP) Name *:
2. ASP ID*:
3. ASP Scheme Name *:
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4. ASP Scheme ID*:
Declaration:
I ____________________________, NPS Subscriber, my PRAN is
_______ do hereby declare that the inforation provided above is true to the
best of my knowledge and belief
Signature/Left Thumb
Impression of the Subscriber
Date :
D D M M Y Y Y Y
*Note: Left thumb impression in case of illiterate male claimans and Right thumb impression in case of illiterate female claimants
must be obtained.
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Form 102-GP Page 3
Annexure for Nomination Details
INSTRUCTIONS FOR FILLING IN THE FORM
The details of nominees to whom the outstanding pension wealth of the subscriber is payable in case of the
demise of the subscriber before entire proceeds are withdrawn (Please refer general instruction no. 6) is to
be provided hereunder. Also, please note that in case of demise of the subscriber after opting for phased
withdrawal, all the outstanding pension wealth out of phased lump sum withdrawal in the account of the
subscriber will be paid to the nominee (s) as mentioned in this form and the same would be treated as full
and final discharge of the obligation. In case, if you wish to appoint multiple nominees. Please fill in the
form 401-AN.
I, _________________________ hereby nominate the person (s) mentioned below who is/are member
(s)/non- member(s) of my family to receive the amount that may stand to my credit in the National Pension
System as indicated below, in the event of my death before that eligible accumulated pension wealth
amount has become payable or having become payable or having become payable has not been paid.
1. Name of the Nominee :
First Name * Middle Name Surname/Last Name
2. Nominee's current communication Address
Flat/Unit No. Block no* ________________________________________________________________
Name of Premise/Building/Village _______________________________________________________
Area/Locality/Taluka __________________________________________________________________
District/Town/City* ___________________________________________________________________
State/Union Territory * _________________________________________________________________
Country*_____________ Pin Code * _________ Email ID: _______________ Mobile No. ___________
3. Date of Birth of the Nominee* (Only in case of a minor):
4. Relationship of the nominee with the Subscriber*: (e.g. If nominee is son, subscriber should fill the relationship as 'Son')
5. Nominee's Guardian Details* (only in case of a minor):
First Name * Middle Name Surname/Last Name
Dated this ____________ day of _________20 at ___________
in the presence of the following witnesses:
Particulars Ist Witness 2nd Witness
Signature/Left Thumb
Impression of the Subscriber
Name
Address
Signature
*Note: Left thumb impression in case of illiterate male Subscriber and Right thumb impression in case of illiterate female subscriber
must be obtained.
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Form 102-GP Page 4
TO BE FILLED /Attested BY DDO/POP-SP
Certified that the above declaration and nomination details has been signed/thumb/impressed before me by Sh/Smt/Ms. ________
__________________ after he/she have read the entries/entries have been read over to him/her by me and got confirmed by him/her. Also certify that the date of retirement is as per employee records available with the Department. TGhe datge of
retirement of the subscriber as per government record is as given below:
(DDMMYYYY)
Rubber Stamp of the
DDO/POP/POP-SP
Signature of the Authorised Person
DDO/POP-SP Registration Number ___________________ Designation of the Autghorised Person : __________________
(Allotted by CRA)
Date:
DDO/POP-SP Office Name : _____________________ D D M M Y Y Y Y
TO BE FILLED/ATTESTED BY PAO/DTO/POP/POP-SP
Rubber Stamp of the PAO/DTO/POP/POP-SP
PAO/DTO/POP/POP-SP Registration Number (Allotted by CRA) :
______________________________________________________
Signature of the Authorised Person
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Form 102-GP Page 5
CLAIM FOR THE WITHDRAWAL OF ACCUMULATED PERSION WEALTH OF THE SUBSCRIBER UNDER NATIONAL
PENSION SYSTEM
Advanced Stamped Receipt
I ___________ covered under the National Pension System with Permanent Retirement Account Number (PRAN) ______________
has received a sum of Rs. /- (Rupees ___________________________ only) from National Pension System/National
Pension System Trust by deposit in my Saving Bank/Cureent Account towards the settlement of my National Pension System (NPS)
account.
Signature or Left/Right hand thumb impression of the NPS Subscriber*
(*Note : Left thumb impression in case of illiterate male claimants and Right thumb impression in case of illiterate female
claimants must be obtained.)
-------------------------------------------------------------------------------------------------------------------------------------------------------------
ACKNOWLEDGMENT RECEIPT
Acknowledgment slip to the NPS Subscriber on receipt of completed application form for Withdrawal on Superannuation
(To be filled by PAO/DTO/POP/POP-SP)
Received from PRAN :
DDO Registration Number : ____________________ PAO/DTO/POP/POP-SP Registration Number : ____________________
Received at : ________________________ Date : ___________________ Time : _____________________
Acknowledgement Number :
(Generated by CRA
Affix 1 Rupee Revenue Stamp
and sign across
IFMTR
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Form 102-GP Page 6
INSTRUCTIONS FOR FILLING UP THE FORM
This application should be filled by the Subscriber seeking to withdraw pension wealth benefits before
attaining the age of normal superannuation from Government Service
Documents to be enclosed along with this application:-
1. PRAN card in original. In case PRAN card is not avaible, the subscriber needs to submit a duly
notarized Affidavit as to the reasons of non-submission of the PRAN card.
2. Cancelled cheque (containing Subscriber Name, Bank Account Number and IFS Code) or Bank
Certificate Containing Name, Bank Account Number and IFSC code, for direct credit or electronic
transfer.
3. A pre-signed receipt acknowledging the receipt of the proceed under NPS by the subscriber.
4. In addition to the PRAN card any other Identification and address proof of the subscriber. The
photocopies of documents (Sr. No. a to i) and original document (Sr. No.j) that can be provided as
identification and address proof are as mentioned below:-
a) Ration Card with photograph of the subscriber and residential address
b) Bank Passbook with photograph and residential address.
c) Credit Card with photograph, any other address proof like latest telephone bill, electricity bill
in the name of the subscriber.
d) Passport
e) Aadhar Card issued by UIAD
f) Voter's Photo Identity Card with residential address
g) Driving license with photograph and residential address
h) PAN card and any other address proof like latest telephone bill, electricity bill in the name of
the subscriber.
i) Final relieving certificate from government service on superannauation, if the application for
withdrawal in submitted through the points of presence (POP).
j) Certificate of identity with photograph signed by a Member of Parliament or Member of
Legislative Assembly or Municipal Councilor or a Gazetted Officer and any other address
proof like latest telephone bill, electricity bill in the name of the subscriber (to be provided
original)
In case if the address is not present on any of the above documents or differs with address provided
in this form, proof in respect of current residential address like latest telephone bill, electricity bill in the
name of the subscriber should be submitted.
GENERAL INSTRUCTIONS
1. All the columns in the form should be filled with black ink pen without any overwriting.
2. Fields marked with (*) are mandatory.
3. Correct postal address, including the pin code should be provided.
4. Percentage of allocation for amount to be withdrawn as lump-sum and amount to purchase life
annuity. Subscriber can withdraw maximum 20% of pension wealth and is required to transfer
minimum 80% of pension wealth to annuity. For example, for a total corpus of Rs. 1000/-, if
subscriber wants Rs. 100 as lump-sum and Rs. 900 for annuitisation, subscriber to select 10% and
90%.
5. Instructions for nomination
* Subscriber can nominate maximum of three nominees.
* Subscriber cannot fill the same nominee details more than once.
* Percentage share value for all the nominees must be integer. Fractional value will not be
accepted.
* Sum of percentage share across all the nominees must be equal to 100. If sum of
percetage is not equal to 100, entire nomination will be rejected.
* If a nominee is a minor, then nominee's guardian details will be mandatory.
For the purpose of this document Pension Wealth means: The total amount of contributions made by the
subscriber in the scheme plus the investment income derived from the investment of the contributions
made by the subscriber from the date of joining of National Pension System till the date of execution of
withdrawal request in the CRA System.
IFMTR
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Form 103-GD Page 1
NATIONAL PENSION SYSTEM (NPS)
Withdrawal of Accumulated Pension Wealth by Claimant due to the death of the subseriber
(Please fill all the details in Capital Lettres and in Black Ink only.)
This application should be filled by :-
If a valid nomination subsists : By the Nominee(s), if the nominee(s) is/are minor(s) guardian of the minor(s)
If no nomination subsists : By the family members (family includes posthumous child if any) except major
sons and married daughters whose husbands are live, of the deceased family member duly supported bya list of
surviving family membersfurnished by Executive magistrate complete particulars such as name, relationship with
the deceased member (in case of parents whether dependent or not) age, maritalc status, Also, if any family
member is minor by the guardian of the minor.
If both 1 and 2 above are not applicable, By legal heir (s) duly supported by a 'legal heir certificate' from the
appropriate sate authority.
In case of multiple claimants, separate forms need to be filled and submitted.
(FOROFFICE PURPOSE ONLY-NOT TO BE FILLED IN BY THE CLAIMANTS)
Date : Acknowledgement Number
(DD/MM/YYYY) (Generated by CRA) DDO Registration No.—————— PAO/DTO/POP/POP-SP Registration No.—————
Receipt Number issued by receiving office :
Entered By : ——————Date :——————Verified By : ——————date : ——————
Sir/Madam,
I/We being a nominee(s)/legal heir(s)/guardian of minor nominee(s) or miner heir(s) of the deceased
subscriber apply for the payment of the accumulated pension wealth of the deceased subscriber under the
NPS for both Tier-I/Tier-II (please tick as applicable). I/we understand further that the entire
accumulated pension wealth in both Tier I and Tier II (as applicable) would be settled as per the NPS
scheme and hereby give below the necessary details :
Section A-Subscriber's Details :
1. PRAN :
2. Full Name (As in PRAN card)*
First Name*
Middle Name
Last Name
3. Father's name/Spouse Name*
First Name*
Middle Name
Last Name
4. Date of Birth of the deceased subscriber* (As in PRAM Card) (DDMMYYYY)
5. Date of subscriber's death (DDMMYYYY)
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Form 103-GD Page 2
Section B-Details of the Claimant (person ontitlod to receive claim proceeds under the pollicy) :
1. name of the Claimant
First name* Middle name Surname/last name
2. Claimant's current communication Address :
Flat/Unit No. Block no.* ____________________________________________________
Name of Premise/Building/Village ____________________________________________
Area/Locality/Taluka_____________________________________________________
District/Town/City*_______________________________________________________
State/Union Territory*_______________________________________________________
Country*_____________Pin Code*_____________Email ID:_____________Mobile No. ________
3. Date of subscriber's death (DDMMYYYY)
Relationship with the Subscriber* : (e.g. If claimant is son, claimant should fill the relationship as 'Son'
5. Claimant's Guardian Details*
First name* Middle name Surname/last name
Section C-Claimant's Bank Details (Please refer General Instruction no. 6)
1. Bank Details of the Claimant :
1. For Electronic transfer or Direct Credit through ECS/NEFT/RTGS, Proof attached for Bank Details* :
cancelled Cheque Bank Certificate
2. Type of Bank Account*: Savings A/c Current A/c
3. Bank A/c Number*
4. Bank Name*
5. Bank Branch*
6. Bank Address*
7. Pin Code* 8. Bank IFS Code*
9. Bank IFS Code* (Wherever applicable)
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Form 103-GD Page 3
Declaration :
I/We (as mentioned below), the nominee(s)/legal heir(s)/guardian of minor nominee(s) or miner heir(s) of
NPS Subscriber Shri/smt./Ms.________________________________ do hereby declare that the
information provided above is true to the best of my/our knowledge and belief.
Claimants Signature (Signature of
guardian in case the claimant is a minor)
Signature/Left Thumb
Impression*
Name of the Claimant or of guardian
Self attested
Photograph of the
Claimant/guardian
Date:
D D M M Y Y Y Y
TO BE FILLED/ATTESTED BY DDO/POP-SP:
Certified that the above declaration and details has been signed/thump impressed before me by
Sh./Sm/Mr________________________________after the nominee(s)/legal heir(s)/guardian of minor
nominee(s) or miner heir(s) has read the entries/entries have been read over to him/her by me and got
confirmed by him/her. It is also certified that this office has not paid/received any family penson to the
legal heir(s)/nominee(s) of the deceased subscriber as per O.M. no. : 38/41/06/P&PW(A) dt. 05 th May,
2009 issued by Department of Pension &Pensioners welfare (DoPPW) and other OMs issued in this regard
and we don't have any objection for release of accumulated pension wealth to his/her claimant.
Rubber Stamp of the DDO/POP-SP Signature of the Authorised Person
DDO/POP-SP Registration Number____________ Designation of the Authorised Person_________
(Allotted by CRA)
Date: DDO/POP-SP Office Name : ______________________
D D M M Y Y Y Y
TO BE FILLED/ATTESTED BY PAO/DTO/POP/POP-SP PAO/DTO/POP/POP-SP Registration Number (Allotted by CRA) _____________________________________________________
Rubher Stamp of thePAO/DTO/POP/POP-SP Signature of the Authorised Person
CLAIM FOR THE WITHDRAWAL OF ACCUMULATED PENSION WEALTH BY CLAIMANTS
DUE TO THE DEATH OF THE SUBSCRIBER UNDER NATIONAL PENSION SYSTEM
Advanced Stamped Receipt
Claimant/Guardian of the Claimant (if the claimant is minor)
Received a sum of Rs. (rupees........................................................................................... ........Only ) from
National Pension System/National Pension System Trust by deposit in my Saving Bank/Current account
towards the settlement of National Pension System account of late Shri/Smt..........................................with
PRAN Number..............................
Affix I Rupee
Revenue Stamp and sign across
Signature or Left/Right hand thump impression of the No,inee/Guardian*
IFMTR
[ 147 ]
Form 103-GD Page 4
Requirements submitted along with this form Yes/No
Original PRAN Card
In the absence of PRAN card, notarized Affidavit
Death certificate in original issued by local
authorities
Photo ID
Address proof of the Claimant
Date of birth proof of claimant
Legal heir certificate
Certified copy of family member's certificate issued
by Executive Magistrate
Cancelled cheque (containing nominee Name, Bank
Account Number and IFS Code) or Bank Certificate
Discharge Certificate from the employer (in case
claim is lodged through a POP/POP-SP)
Note : PFRDA reserves the right to call for additional requirements, if needed for establishing a valid
claim under National Pension System.
DECLARATION & AUTHORIZATION
I hereby declare that the information given on this death claim application form is true and complete to
the best of my knowledge and belief. I hereby declare and agree that any personal information collected
or held by the National Pension System (NPS) (whether contained in this application or otherwise
obtained) is provided and may be held, used, and disclosed by the Company to individuals/organisations
associated with the NPS or any selected third party (within or outside of India) for the purposes of
processing this application.
Witness Signature ____________ Claimant Signature ____________
Name of the Witness __________ Name of Claimant _____________
(in block letters, family name first)
Address of Witness : ________________ Date : ________/_____/____________________
DD MM Y YYY
Date :____/____/_______
DD MM YYY
ACKNOWLEDGMENT RECEIPT
Acknowledgment slip to the Claimant on receipt of completed application form for Withdrawal due to
death of the subscriber
(To be filled by PAO/DTO/POP/POP-SP)
Received from PRAN :
PAO/DTO/POP/POP-SP Registration Number : _________ PAO/DTO/POP/POP-SP Office Name ___
Received at : _______________ Date : _________________ Time : _______________
Acknowledgment Number :
(Generated by CRA)
IFMTR
[ 148 ]
Form 103-GD Page 5
INSTRUCTIONS FOR FILLING UP THE FORM
1. All the columns in the form should be filled with black ink pen without any overwriting.
2. Fields marked with (*) are mandatory.
3. The day on which CRA receives the confirmation of funds transferred to Subscriber's accounts; the
PRAN will be deactivated in the CRA System.
4. Correct postal address, including the pin code should be provided.
5. The literate claimant should sign the application form. In case of the claimant being illiterate, Left
hand thump impreswsion by illiterate male claimant and Right hand thump impression by illiterate
female should be affixed in the claim form.
6. If the Nomince/legal heir is minor, Bank account number should be in the name of nominee/legal
heir, Bank account's guandian should be same as mentioned in the withdrawal form.
Documents to be enclosed with the application :-
1. Death certificate in original of the deceased subscriber.
2. PRAN card in original. In case PRAN card is not available, a duly notarized affidavit as to the
reasions of non-submission of the PRAN card is needs to be submitted.
3. Certified copy of family member's certificate issued by Executive Magistrate for cases where no
nomination was registered with us.
4. Legal heir certificate when the claim is being made by.
5. Cancelled cheque (containing nominee Name, Bank Account Number and IFS Code) or Bank
Certificate containing Name, Bank Account Number and IFSC code, for direct or electronic transfer.
6. A pre-signed receipt acknowledging the receipt of the proceeds by nominee/nominees/legal heir (as
applicable)
1. Identification and address proof of the nominee or nominees, in case of multiple nominees. The
plotocopies of documents (Sr. No.a to h) and original document (Sr. No. i) that can be provided as
identification and address proof are as mentioned below :
a) ration Card with photograph and residential address.
b) Bank Passbook with photograph and residential address.
c) Credit Card with photograph, any other address proof like latest telephone bill, electricity bill in
the name of the nominee.
d) Passport.
e) Aadhar card issued by UIAD.
f) Voter's Photo Identity Card with residential address.
g) Driving license with photograph and residential address.
h) PAN card and any other address proof like latest telephone bill, electricity bill in the name of the
nominee.
i) Crrtificate of identify with photograph signed by a Member of Parliament or Member of
Legislative Assembly or Municipal Councilor or a Gazetted Officer and any Other address proof
like latest telephone bill, electricity bill in the name of the nominee (to be provided original).
In case if the address is not present on any of the above documents or differs with address provided in this
form, proof in respect of current residential address like latest telephone bill, electricity bill in the name of
the nominee should be submitted.
For the purpose of this document Pension Wealth means : The total amount of contributions made by
the subscriber in the scheme plus the investment income derived from the investment of the contributions
made by the subscriber from the date of joining of National Pension System till the date of execution of
withdrawal request in the CRA System.
IFMTR
[ 149 ]
'kklukns'k la[;k&07@2017@lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&5
Annexure II
(As per Regulation 3(a) of PFRDA (Exits & Withdrawals)Regulations,2015)
REQUEST CUM UNDER TAKING FORM FOR WITHDRAWAL OF TOTAL PENSION WEALTH AT SUPERANNUATION
AND WHERE THE WHERA THE TOTAL PENSION WEALTH IS EQUAL TO OR LESS THANRS.
200,000/-
I...................................................S/D/W/O...........................................aged about............. .....years, residing
at........................................................................................................................... ..............................do
herebysolemnly affirm and declare as under :
1.That I am a subscriber of National Pension System, holding PRAN....................
2. That since the total amount receivable by me as the benefit receivable upon exit from NPS is Rs.
..............Which is less than/equal to the limit of Rs. 2,00,000/- Iunderstand that I am eligible to opt for
withdrawal of the total pension wealth under NPS rules/guidelines.
basing on the above, I hereby opt to withdraw my complete pension wealth lying to my credit in my
aforesaid PRAN account being the full and final benefits receivable by me.
I also understand that with the aforesaid withdrawal, I or my falily members shall not be entitled to receive
any other or further benefits under the National Pension System (NPS) including the benefits as provided
under PFRDA (Exits and Withdrawals under the National Pension System) Regulations 2015.
Date :
Place : Signature/Thump Impression of the Subscriber*
Attested by :
Signature of the PAO/DDO/DTO :........................................................
Name of the designated Official :..........................................................
PAO/DDO/DTO Registration Number..................................................
Rubber Stamp of the PAO/DDO/DTO...................................................
*In case of female, Right Thump IMpression and in case of males Left Thump Impression may be taken
IFMTR
[ 150 ]
'kklukns'k la[;k 07@2017@lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&6
Annexure II
(As per Regulation 3(c) of PFRDA (Exits & Withdrawals)Regulations,2015)
REQUEST CUM UNDER TAKING FORM FOR WITHDRAWAL OF TOTAL PENSION WEALTH DUE TO DEATH OF
SUBSCRIBER AND WHERE THE TOTAL PENSION WEALTH IS EQUAL TO OR LESS
THAN Rs. 200,000/-
1. I/We.......................................................................................................... ........being a nominee(s) legal
heir(s) guardian of minor nominee(s) or minor here(s) of the deceased subscriber
Sh/Smt/ku......................PRAN...............................apply for the payment of the accumulated Pension
wealth of the deceased subscriber under the NPS and do hereby solemnly affirm and declare as under :
2. That since the total amount receivable as the benefit receivable upon exit from NPS is
Rs. ..............,Which is less than/equal to the limit of Rs. 2,00,000/- I/we understand that I/we am/are
eligible to opt for withdrawal of the total pension wealth under NPS rules/guidelines.
basing on the above, I/we hereby opt to withdraw complete pension wealth lying in the aforesaid PRAN
account being the full and final benefits receivable by me/us.
I/we also understand that with the aforesaid withdrawal, I/we or my/our family members shall not be
entitled to receive any other or further benefits under the National Pension System (NPS) including the
benefits as provided under PFRDA (Exits and Withdrawals under the National Pension System)
Regulations 2015.
Signature of 1st Nominee/
Claimant
Signature of 2nd Nominee/
Claimant
Signature of 3rd Nominee/
Claimant
Date :
Place :
Date :
Place :
Date :
Place :
Attested by :
Signature of the PAO/DDO/DTO :........................................................
Name of the designated Official :..........................................................
PAO/DDO/DTO Registration Number..................................................
Rubber Stamp of the PAO/DDO/DTO...................................................
IFMTR
[ 151 ]
'kklukns'k la[;k 07@2017@lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&7
Annexure II
(As per Regulation 3(b) of PFRDA (Exits & Withdrawals)Regulations,2015)
REQUEST CUM UNDER TAKING FORM FOR WITHDRAWAL OF TOTAL PENSION WEALTH AT BEFORE
SUPERANNUATION AND WHERE THE TOTAL PENSION WEALTH IS EQUAL TO OR LESS THAN RS.
100,000/-
I...................................................S/D/W/O...........................................aged about............. .....years, residing
at.........................................................................................................................................................do hereby
solemnly affirm and declare as under :
1.That I am a subscriber of National Pension System, holding PRAN....................
2. That since the total amount receivable by me as the benefit receivable upon exit from NPS is Rs.
..............Which is less than/equal to the limit of Rs. 1,00,000/- I understand that I am eligible to opt for
withdrawal of the total pension wealth under NPS rules/guidelines.
Basing on the above, I hereby opt to withdraw my complete pension wealth lying to my credit in my
aforesaid PRAN account being the full and final benefits receivable by me.
I also understand that with the aforesaid withdrawal, I or my falily members shall not be entitled to receive
any other or further benefits under the National Pension System (NPS) including the benefits as provided
under PFRDA (Exits and Withdrawals under the National Pension System) Regulations 2015.
Date :
Place : Signature/Thump Impression of the Subscriber*
Attested by :
Signature of the PAO/DDO/DTO :........................................................
Name of the designated Official :..........................................................
PAO/DDO/DTO Registration Number..................................................
Rubber Stamp of the PAO/DDO/DTO...................................................
*In case of female, Right Thump Impression and in case of males Left Thump Impression may be taken.
IFMTR
[ 152 ]
'kklukns'k la[;k 07@2017@lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&8
(To be enclosed alongwith Withdrawal Form 103 GD)
No objection for Settlement of Accumulated Pension Wealth in NPS
REQUEST CUM UNDER TAKING FORM FOR WITHDRAWAL OF TOTAL PENSION WEALTH AT BEFORE
SUPERANNUATION AND WHERE THE TOTAL PENSION WEALTH IS EQUAL TO OR LESS THAN RS.
I..............................................of.......................................(name of the office, i,e, PAO/CDDO/DTO) hereby
confirm that this office has not paid/received any family pensionas per O.M. no. : 38/41/06/P&PW(A) dt.
5th May, 2009 issued by Department of pension &Pensioners welfare (DoPPW) and other OMs issued in
this regard, if any, with request to/by the legal heir(s)/nominee(s) of the deceased subscriber
Late................(PRAN-....................) or to the subscriber Sh...........................................(PRAN -..................)
on invalidation and we don't have any objection for release of accumulated pension wealth to his/her
claiman(s).
Stamp and Signature of the Authorised person
PAO/DDO/DTO Reg. No. :........................................................
PAO/CDDO/DTO Name..................................................
PrAO/DTA Name...................................................
date.......................
IFMTR
[ 153 ]
'kklukns'k la[;k 07@2017@lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&9
1. Error Rectification Module
PAO has to upload Subscriber Contribution File (SCF) in NPSCAN/CRA system and remit the pension
contributions to the Trustee Bank. However, there have been instances wherein the accredited bank had
transferred amount in excess of the SCF. Further, there have been instances wherein the PAOs may have
committed errors in uploading the SCFs. In a nutshell, the PAOs/Accredited Banks may have committed
the following errors :
A. Excess Transfer to Trustee Bank*
B. Excess Transfer to a PRAN
C. Amount wrongly credited in PRAN 1 instead of PRAN 2
D. Non-NPS Subscriber withdrawal
*In present scenario, all the funds are returned which do not get matched within the next business day.
Therefore,'Excess transfer totrustee Bank module will facilitate only those remittances which have been
done before may 1, 2012.
The succeeding pages describe SOP to be followed by the Nodal Offices for rectification of such errors.
3(a). Excess amount transferred to Trustee Bank (only for CG Sector)
This scenario consists of a situation wherein PAO has transferred excess funds to the Trustee Bank. PAO
may/may not have uploaded the corresponding SCF in the CRA system and the entire amount is invested
and is part of the CG pool Account1. In order to resolve the situation, the PAO has to capture a request in
CRA system through 'Error Rectification Module'.
Funds can be remitted back to the PAO only if the amount is lying in the Pool. PAO may contact trustee
Bank with the Fund Transfer Details (FTD) to check whether the amount has been adjusted against any
SCF or not. If the funds have been adjusted with other SCF, amount cannot be remitted back to PAO.
Below are the activities which need to be performed for rectification of error :
1. Capturing of Request by PAO
2. Verification of Request by PAO
3. Authorisation of Request by PrAO
4. Confirmation of by Trustee Bank
5. Verification by Trustee Bank
3(b). Excess amount transferred to a PRAN
1Pool Account : Funds received by Trustee Bank, if not identified were being credited to a 'Pool Account'
for the CG Sector.
IFMTR
[ 154 ]
In some instances, PAO may have erroneously transferred excess amount to a PRAN and the amount has
been credited into the subscriber account. The resolution of these cases can be done by the PAO.
Following are the validations which are in place for capturing the request in CRA system :
1. PAO can capture the request for only that record which has been uploaded by it, irrespective of
whether at present the Subscriber is associated with that nodal office or not. However, the subscriber
should not have moved out of the sector to which the PAO belongs.
2. Unless and until the request (captured earlier) is verified for a PRAN for the specific entry, PAO will
not be able to capture a fresh entry for the same. For example, PAO has captured the request for
withdrawal of regular credit of April 12. Unless this request is effectively completed, PAO will not be
able to capture any other request for withdrawal of credit pertaining to April 2012 for this particular
subscriber.
3. In these cases, the units credited in the subscriber account (equivalent to the contribution amount
credited) erroneously would be redeemed. Amount (in Indian Rupees) equal to the initial investment
would be credited back to the PAO and excess realized (if any) would be credited to the Investor's
Awareness Account maintained with the Trustee Bank.
3(c). Transfer to a PRAN 1 instead of PRAN 2
In some cases, PAO has inadvertently transferred an amount to a PRAN 1 instead of PRAN 2.
Accordingly units have been credited in the PRAN 1. As the amount is already credited to PRAN 1
(i.e. file is matched and booked), correction file cannot be uploaded by the PAO. In such cases, PAO
has to put the request for rectification of entry in 'Error Rectification Module'. Following are the
validations built in the system :
1. Both the PRANs (i.e. source as well as target) should belong to the sector of the PAO.
2. PAO can capture the request for only that record which has been uploaded by it.
3. Unless and until the request (captured earlier) is verified for a PRAN for the specific entry, PAO
will not be able to capture a fresh entry for the same. For example, PAO has captured the request
for withdrawal of regular credit of April 12. Unless this request is effectively completed, PAO will
not be able to capture any other request for withdrawal of credit pertaining to April 2012 for this
particular subscriber.
4. PAO can capture maximum of five target PRANs in a request.
*In case, the subscriber's scheme ratio is identical (at the time of erroneous credit as well
as at the time of rectification) then equivalent units will be transferred from the source PRAN
to the target PRAN.
IIIustration : PAOX had remitted in excess Rs. 2,000/- in 'PRAN 1' inadvertently, instead of
'PRAN 2' on April 22, 2008. Based on NaV of Rs. 10/-, 200 units were created for Rs. 2,000/- and
credited to PRAN 1. On February 15, 2012, PAOX has requested for rectification of incorrect
credit in PRAN 1 and transfer of investment to PRAN 2. After PrAO authorizes the request for
incorrect remittance of Rs.2000/-, 200 units will be debited from the source PRAN and credited to
the arget PRAN at the End of the Day.
**In case, where subscriber's scheme ratio is not identical (at the time of erroneous credit and
at the time of rectification) than units worth of excess transferred amount will be redeemed
from the source PRAN. Further, the redeemed amount will be re-invested as per the scheme
ratio of target PRAN.
IIIustration : PAOX had remitted in excess Rs. 3,000/- in 'PRAN 1' inadvertently, instead of
'PRAN 2' on March 1, 2013. Based on NAV of Rs. 10/- of 'SBI scheme-G, 300 units were created
for Rs. 3,000/- and credited to PRAN 1. After PAO has identified, PAO captures and verifies the
rectification request On July 2, 2013 and PrAO authorises the request on July 4, 2013. Based on the
NAV (Rs. 12) of July 4, 2013, 250 units will be redeemed from the PRAN 1.The redeemed amount
will be re-invested in the target PRAN as per the settlement cycle.
IFMTR
[ 155 ]
3(d). Non-NPS Subscriber withdrawal
This scenario consists of a situation wherein PAO has inadvertently committed the error by allotting the
PRAN for Non-NPS subscriber and also transferred the amount in the CRA system. Now the amount needs
to be withdrawn and given back to the PAO. For this, PAO is required to use the functionality of Non-NPS
subscriber withdrawal. PAO will login into the CRA system and click the 'Error Rectification Module'. A
sub-menu will be provided for 'Non-NPS subscriber withdrawal. The procedures to be followed to process
the withdrawal requests are given as under :
1. Capturing of Request by PAO.
2. Verification of Request by PAO.
3. Authorisation of Request by PrAO.
Before processing the request, certain validations will be performed such as :
i. The PAO can capture such requests only for the subscribers associated with it.
ii. Request has to be authorized by the PrAO.
iii. All the units credited in the subscriber's PRAN will be redeemed.
iv. If there are any contribution files pending to be matched for the subscriber, than the request for
withdrawal of funds will be rejected at EOD. These pending SCFs may be corrected by the PAO to
exclude the said PRAN. Subsequently, request for non-NPS withdrawal can be captured.
v. Redeemed units will be transferred in the suspense account (subsequent to authorization of request
by PrAO) and will be considered for the redemption in the next settlement cycle.
vi. Once request is processed in the CRA system, PRAN will be deactivated in the CRA system. No
contribution will be allowed to be credited in the subscriber's PRAN.
IFMTR
[ 156 ]
'kklukns'k la[;k 07@2017@lk&3&108@nl&2017&301¼9½&2011] fnukad 20 ekpZ] 2017 dk vuqyXud&10
jk"Vªh; isa'ku iz.kkyh ls izku [kkrs ls isa'ku funs'kky; ds ek/;e ls dh tkus okyh fudklh ds laca/k esa
miyC/k djk;s tkus okys QkeZ dk izk:i
1- fudklh dk dkj.k ¼—i;k lgh fodYi pqusa½
*¼d½ lsok dky esa e`R;q@fodykaxrk@pksV dh n'kk esa
ikfjokfjd isa'ku dk oj.k fn;s tkus ij jkT; ljdkj dks okilh
**¼[k½ R;kx i=@inPpqr dj fn, tkus ds dkj.k
iqjkuh isa'ku ;kstuk ls vkPNkfnr gks tkus ds dkj.k
PRAN [kkrs esa xyr dVkSrh gksus ds dkj.k
*fcUnq&d ds laca/k esa vkosnu }kjk miyC/k djk;s x;s fodYi i= dh izekf.kr izfr layXu djsaA
2- izku [kkrk %
3- deZpkjh dk uke ¼fgUnh esa½ %----------------------------------------------------------------------------------------------------------------------------- ---
4- deZpkjh dk uke ¼vaxzsth esa½ %--------------------------------------------------------------------------------------------------------------------------------
5- firk@ifr dk uke %----------------------------------------------------------------------------------------------------------------------------- ----
6- i= O;ogkj dk irk %----------------------------------------------------------------------------------------------------------------------------- -----
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------- ------
7- LFkk;h irk %----------------------------------------------------------------------------------------------------------------------------- -----
8- eksckby %
9- bZ-esy %---------------------------------------------------------------------------------------------------------------------------------
10- dkfeZd ds ifjokj@vfJrksa dk fooj.k %
Øe la[;k lnL; dk uke dkfeZd ls laca/k lnL; dh tUe
frfFk
fodykaxrk
¼gk¡@ugha½
11- ukfeuh dk uke o dkfeZd ls laca/k %
*lanHkZ % 'kklukns'k la[;k-13@lk-180@nl-2016-301(09)@2011 fnukad 19 ebZ] 2016
**lanHkZ % 'kklukns'k la[;k-lk-1192@nl-2015] fnukad 14 tuojh] 2016
IFMTR
[ 157 ]
12- tUe frfFk (mm/dd/yyyy ) :
13- lsok esa vkus dh frfFk (mm/dd/yyyy )%
14- lsok esa NksM+uss dh frfFk (mm/dd/yyyy ) %
15- vafre inuke %--------------------------------------------------------------------------------------------------------------
16- rSukrh dk vafre inuke %---------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------
17- vkgj.k forj.k vf/kdkjh dk %---------------------------------------------------------------------------------------------------------------
uke o in
18- vkgj.k forj.k vf/kdkjh dk dksM %
¼jkT; ljdkj }kjk fu/kkZfjr½
19- vkgj.k forj.k vf/kdkjh dh iathdj.k la[;k:
¼NSDL}kjk tkjh½
20- lEcaf/kr dks"kkxkj ,oa dksM %------------------------------------------------------------------------------------------------
21- dks"kkxkj iathdj.k la[;k ¼NSDL}kjk tkjh½ :
22- vafre osrueku ¼is-cSaM ,oa xzsMis@ysoy ,oa eSfVªDl½ %----------------------------------------------------------------------------
23- vafre vkgfjr osru %-------------------------------------------------------------------------------------------------------------------------------------------------
24- cSad [kkrs dk izdkj % cpr [kkrk: pkyw [kkrk
¼[kkrs ls lEcaf/kr dSaly psd@cSad lfVZfQdsV layXu djsa½
25-cSad [kkrk la[;k
26- cSad dk uke %--------------------------------------------------------------------------------------------------------------------------------------------------------
27- 'kk[kk dk uke rFkk irk %--------------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------------
28- cSad dk IFSC:
29- cSad dk dksM:
30- MICRdksM:
GPF
Øe la[;k lnL; dk uke lEcaf/kr GPF
[kkrk la[;k
GPF la[;k tkjh
gksus dh frfFk
*egkys[kkdkj }kjk tkjh izek.k&i= dh izfr layXu djsaA
-
¼d½- eS@ge 'kiFkiwoZd c;ku djrs gSa dh mi;qZDr fooj.k iw.kZr;k lR; gS] rFkk esjs@gekjs }kjk dksbZ
rF; Nqik;k ugha x;k gS vkSj tkucw> dj dksbZ vlR; lwpuk vafdr ugha dh xbZ gSA
¼[k½- eS@ge 'kiFkiwoZd c;ku djrs gSa dh mi;qZDr fcUnq la[;k-1 ds laca/k esa miyC/k djk;s x, lHkh
lk{; lgh gSaA Hkfo"; esa mDr lwpuk xyr ik, tkus ij eS@ge mRrjnk;h gksaxsA
vkosnd dk uke o gLrk{kj
IFMTR
[ 158 ]
-
Øekad la[;k 1 ls 30 rd vafdr-----------------------------------------------ls lEcaf/kr fooj.k dk lsok iqfLrdk
,oa osru iphZ ls lR;kiu fd;k x;kA vafdr lwpuk;sa 'kq) gSA
fnukad %------------------------------------------ gLrk{kj---------------------------------------
LFkku %-------------------------------------------- uke o inuke---------------------------
--------------------------------------
¼eqgj yxkbZ tk,½
- -
mijksDr Hkkx-1 ls Hkkx-6 rd vafdr fooj.k-----------------------------------------------------ls lEcaf/kr fooj.k dk
lsok iqfLrdk ,oa osru iphZ ls lR;kiu fd;k x;kA vafdr lwpuk;sa 'kq) gSA
fnukad %------------------------------------------ gLrk{kj---------------------------------------
LFkku %-------------------------------------------- uke o inuke---------------------------
--------------------------------------
¼eqgj yxkbZ tk,½
izfrgLrk{kfjr %&
eq[;@ofj"B dks"kkf/kdkjh
uke-------------------------------------------------------
ftyk----------------------------------------------------
IFMTR
[ 159 ]
la[;k&15@2017@lk&3&328@nl&2017&301¼09½&2003Vh0lh0
izs"kd]
vt; vxzoky]
lfpo]
mRrj izns'k 'kkluA
lsok esa]
1& leLr çeq[k lfpo@lfpo mRrj izns'k 'kkluA
2& leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 28 twu] 2017
%& jk"Vªh; isa'ku iz.kkyh ds lEcU/k esa Li"Vhdj.kA
egksn;]
'kklukns'k la[;k&3&1118@nl&2011&301¼09½&2003Vh0lh0 fnukad 16&09&2011 }kjk ;g
vkns'k fuxZr fd;s x;s gSa fd dsUnz ljdkj vFkok ,slh jkT; ljdkjksa ftuds deZpkfj;ksa dh isa'ku gsrq
vgZdkjh lsok,a] lsok fuo`fRrd ykHkksa gsrq mRrj izns'k ljdkj ds v/khu dh x;h vgZdkjh lsokvksa ds
lkFk tksM+s tkus dk ikjLifjd le>kSrk gS] ds ,sls deZpkjh tks dsUnz ljdkj@lacaf/kr jkT; ljdkj ds
v/khu iqjkuh isa'ku ;kstuk ls vkPNkfnr Fks] rFkk mRrj izns'k ljdkj ds v/khu fdlh isa'ku;qDr
vf/k"Bku esa fnukad 01 vizSy] 2005 dks vFkok mlds i'pkr fu;qDr gksrs gS a rks og fnukad 01 vizSy]
2005 ds iwoZ izHkkoh iqjkuh isa'ku ;kstuk ls vkPNkfnr ekus tk;saxsA
2&dsUnz ljdkj }kjk jk"Vªh; isa'ku iz.kkyh fnukad 01&01&2004 ls ykxw dh x;h gS tcfd
fofHkUu jkT; ljdkjksa }kjk jk"Vªh; isa'ku iz.kkyh fHkUu&fHkUu frfFk;ksa ls ykxw dh x;h gS] ;Fkk&mRrj
izns'k ljdkj }kjk fnukad 01&04&2005 ls] xksok ljdkj }kjk 05&08&2005 ls] mRrjk[k.M ljdkj
}kjk 01&10&2005 ls] egkjk"Vª ljdkj }kjk fnukad 01&11&2005 ls] gfj;k.kk ljdkj }kjk fnukad
01&01&2006 ls] dukZVd rFkk flfDde ljdkj }kjk fnukad 01&04&2006 ls] ukxkyS.M] es?kky; ,oa
fetksje }kjk Øe'k% fnukad 01&01&2010] 01&04&2010 rFkk 01&09&2010 lsrFkk dsjy ljdkj }kjk
fnukad 01&04&2013 ls jk"Vªh; isa'ku iz.kkyh ykxw dh x;h gSA ,u0ih0,l0 VªLV dh osclkbZV ij
miyC/k lwpuk ds vuqlkj fofHkUu jkT; ljdkjksa }kjk jk"Vªh; isa'ku iz.kkyh ykxw fd;s tkus lEcU/kh
fooj.k bl 'kklukns'k ds lkFk layXu gSA
3&mRrj izns'k ljdkj dh lsok esa fnukad 01&04&2005 dks vFkok mlds mijkUr fu;qDr gq;s
dfri; deZpkjhx.k] tks mRrj izns'k ljdkj dh lsok esa vkus ds iwoZ fdlh vU; jkT; ljdkj dh lsok
esa iqjkuh isa'ku ;kstuk ls vkPNkfnr Fks] }kjk bl vuqjks/k ds lkFk izR;kosnu fn;s tk jgs gSa fd mUgsa
iqjkuh isa'ku ;kstuk dk ykHk fn;k tk;A blesa dqN deZpkjh ,sls gSa ftudh nwljs jkT; esa fu;qfDr dh
frfFk 01&04&2005 ds igys dh Fkh tcfd dqN deZpkjh ,sls gS ftudh nwljs jkT; esa fu;qfDr dh
frfFk 01&04&2005 vFkok mlds mijkUr dh FkhA
4&bl lEcU/k esa eq>s ;g Li"V fd;s tkus dk funs'k gqvk gS fd mRrj izns'k ljdkj dh lsok
esa fnukad 01&04&2005 dks vFkok mlds mijkUr fu;qDr dksbZ deZpkjh ;fn mRrj izns'k ljdkj dh
lsok esa vkus ds iwoZ fdlh vU; jkT; ljdkj dh lsok esa fnukad 01&04&2005 dks vFkok mlds
mijkUr fu;qfDr ds QyLo:i dk;Zjr Fkk vkSj rRle; ml jkT; esa iqjkuh isa'ku ;kstuk ykxw Fkh] rks
Hkh mRrj izns'k ljdkj ds v/khu og jk"Vªh; isa'ku iz.kkyh ls gh vkPNkfnr gksxkA ;g vkns'k fnukad
01&04&2005 ls ykxw ekuk tk;sxkA
d`i;k mi;qZDrkuqlkj dk;Zokgh lqfuf'pr dh tk;A
layXud ;FkksDrA
Hkonh;]
vt; vxzoky]
lfpoA
IFMTR
[ 160 ]
'kklukns'k la[;k&15@2017@lk&3&328¼1½@nl&2017&301¼9½&2003 Vh0lh0 fnukad 28 twu] 2017
dk layXud
,u0ih0,l0 VªLV dh osclkbV ls izkIr fooj.k ds vuqlkj fofHkUu jkT; ljdkjksa }kjk
jk"Vªh; isa'ku iz.kkyh ;kstuk ykxw fd;s tkus dh frfFk;ka
Sl.
No.
State Type Data of
Notification
Data of
Adoption
Reference Number
1 Andhra
Pradesh
State
Notification
22/09/2004 1/9/2004 G.O. Ms. No. 653, Finance (Pension-1)
Department
2 Andhra
Pradesh
Other
Notification
18/06/2012 1/9/2004 Circular Memo No. 41/01/A2//
Pen.I/2012 of Finance (Pension-1)
Department
3 Arunachal
Pradesh
State
Notification
17/11/2007 1/1/2008 No.DAP/PEN/11/2004 of Finance
Department
4 Assam State
Notification
25/01/2005 1/2/2005 No. BW 3/2003/Pt.II/1 of Finance
(Budget) Department
5 Assam Other
Notification
18/10/2012 1/2/2005 No. BW 7/2008/Pt.-I/69 of Finance
(Budget) Department
6 Bihar State
Notification
31/08/2005 1/9/2005 F No. F(27)P.C.-53/04-1964 of Finance
Department
7 Bihar Other
Notification
31/08/2005 1/9/2005 F No. F(27)P.C.-53/04-1964 of Finance
Department
8 Chhattisgarh State
Notification
27/10/2004 1/11/2004 F No. 977/761/F/R/04 of Deptt. of
Finance & Planning
9 Chhattisgarh Other
Notification
1/8/2012 1/4/2012 No. 1230/F 1-41/2009/Fin./S/4/2012 of
Deptt. of Finance & Planning
10 Goa State
Notification
5/8/2005 5/8/2005 No. 12/4/2004/Fin.(R&C) of Finance
(R&C) Deptt.
11 Goa Other
Notification
5/8/2005 5/8/2005 No. 12/4/2004/Fin.(R&C) of Finance
(R&C) Deptt.
12 Gujarat State
Notification
18/03/2005 1/4/2005 G.R. No. NPN-2003-GOI-10-P of
Finance Deptt.
13 Gujarat Other
Notification
23/08/2013 1/4/2005 G.R. No. NPN-102011/O-
115/(810/2013)-P of Finance Deptt.
14 Haryana State
Notification
18/08/2008 1/1/2006 No. 1/1/2004-1 Pension of Finance Deptt.
15 Haryana Other
Notification
2/3/2010 1/1/2006 No. 2/47/2007-1 Pension of Finance
Deptt.
16 Himachal
Pradesh
State
Notification
17/08/2006 15/5/2003 No. Fin (Pen) A(3)-1/96 of Finance
(Pension) Department
17 Jammu &
Kashmir
State
Notification
24/12/2009 1/1/2010 SRO-400 of Finance Deptt.
18 Jharkhand State
Notification
9/12/2004 1/12/2004 DP-5-47-03-518/FDS of Finance Deptt.
19 Karnataka State
Notification
31/03/2006 1/4/2006 FD(SPL) 04 PET 2005 of Finance Deptt.
20 Kerala State
Notification
7/1/2013 1/4/2013 G.O.(P) No. 20/2013/Fin. of Finance
(Pension A) Deptt.
21 Madhya
Pradesh
State
Notification
13/04/2005 1/1/2005 No. F- 9/3/2003/Niyam/4, Bhopal of
Finance Deptt.
22 Madhya
Pradesh
Other
Notification
22/05/2010 1/1/2005 No. F- 9/3/2003/Niyam/4, Bhopal of
Finance Deptt.
IFMTR
[ 161 ]
23 Maharashtra State
Notification
31/10/2005 1/11/2005 No. CPS-1005/126/SER-4 of Finance
Deptt.
24 Manipur State
Notification
31/12/2004 1/1/2005 No. 9/44/2004-FD(PIC) of Finance
Deptt. Pay Implementation Cell
25 Meghalaya State
Notification
24/03/2010 1/4/2010 FEMPC 7/2007/Pt.II/66 of Finance
(Pension Cell) Deptt.
26 Mizoram State
Notification
17/06/2010 1/9/2010 No. G- 17011/2/2008-F. APF of Finance
Deptt.
27 Nagaland State
Notification
28/01/2010 1/1/2010 No. Fin ESTT-3/04/Pt of Finance
Deptt.(Establishment Branch & ROP
Cell)
28 Odisha State
Notification
17/09/2005 1/1/2005 No. Pen-5/05-44451/F of Finance Deptt.
29 Odisha Other
Notification
1/11/2012 1/1/2005 No. Pen-250/1236690/F of Finance
Deptt.
30 Punjab State
Notification
2/3/2004 1/1/2004 No. 8/1/2004-3FPII/2078 of Finance
Deptt.
31 Punjab Other
Notification
9/7/2012 1/1/2004 No. 5/44/2012-5FPPI/758 of Finance
Deptt.
32 Rajasthan State
Notification
28/01/2004 1/1/2004 No. F 13(1)FD/Rules/2003 of Finance
Deptt. (Rules Division)
33 Rajasthan Other
Notification
20/06/2011 1/1/2004 No. F 133/NPS/SAB/2011/527 of State
Insurance and Provident Fund Deptt.
34 Sikkim State
Notification
10/11/2010 1/4/2006 No. GOS/Fin.(Adm) 98-99/0-
043/Fin/304 of Finance, Revenue &
Expenditure Department.
35 Tamil Nadu State
Notification
6/8/2003 1/4/2003 GO No. 259 of Finance Deptt.
36 Uttar Pradesh State
Notification
28/03/2005 1/4/2005 UP Gazette Notification
37 Uttar Pradesh Other
Notification
21/03/2012 1/4/2005 S-3-517/10-2012/301(9)/SAB/2011
38 Uttarakhand State
Notification
25/10/2005 1/10/2005 No. 21/XXVII(7)CPS/2005 of Finance
(General Rules-Pay Commission)
Section-7
39 Uttarakhand Other
Notification
25/10/2005 1/10/2005 No. 21/XXVII(7)CPS/2005 of Finance
(General Rules-Pay Commission)
Section-7
IFMTR
[ 162 ]
la[;k&26@2017@lk&3&437@nl&2017&301¼1½@,l0,0ch0@ 2011
izs"kd]
uhy jru dqekj]
fo'ks"k lfpo]
mRrj izns'k 'kkluA
lsok esa]
1& leLr vij eq[; lfpo@çeq[k lfpo@lfpo] mRrj izns'k 'kkluA
2& leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA
3& funs'kd] isa'ku funs'kky;] mRrj izns'k] y[kuÅ
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 8vxLr] 2017
%&jkT; ljdkj }kjk lgk;rk çkIr f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr ikssf"kr
Lok;Rr'kklh laLFkkvksa ds jk"Vªh; isa'ku ç.kkyh ls vkPNkfnr dkfeZdksa ds Mh0lh0vkbZ0 [kkrs esa
tek /kujkf'k dk çku [kkrs esa gLrkUrj.kA
egksn;]
mi;qZDr fo"k;d isa'ku funs'kky; ds i=kad&is0fu0@,u0ih0,e0@feyku&2018@
2017&18&4789] fnukad 24-7-2017 }kjk fd;s x;s çLrko ds lanHkZ esa eq>s ;g dgus dk funs'k gqvk gS
fd çns'k ds jkT; ljdkj }kjk lgk;rk çkIr f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr
Lok;Rr'kklh laLFkkvksa esa jk"Vªh; isa'ku ç.kkyh ls vkPNkfnr dkfeZdksa ds Mh0lh0vkbZ0 [kkrs esa tek
/kujkf'k muds çku [kkrs esa gLrkUrfjr fd;s tkus gsrq funs'kd] isa'ku funs'kky;] m0ç0] y[kuÅ dks
,rn~}kjk vf/kd`r fd;k tkrk gSA —i;k çdj.k esa fu;ekuqlkj vko';d dk;Zokgh lqfuf'pr djk;saA
Hkonh;]
uhy jru dqekj]
fo'ks"k lfpoA
&&&&&&
la[;k&22@2018@lk&3&845@nl&2018&301¼09@2011
izs"kd]
latho feRry]
vij eq[; lfpo]
mRrj izns'k 'kkluA
lsok esa]
1& leLr çeq[k lfpo@lfpo] mRrj izns'k 'kkluA
2& leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ%fnukad 22 vDVwcj] 2018
%& jk"Vªh; isa'ku ç.kkyh dk fØ;kUo;u
egksn;]
çns'k esa jk"Vªh; isa'ku ç.kkyh (NPS) ds fØ;kUo;u gsrq fuxZr 'kklukns'k
la[;k&lk&3&1067@nl&2011&301¼09½@2003 fnukad 15&09&2011 esa ljdkjh deZpkfj;ksa ds laca/k
esa foLr`r çfØ;k nh xbZ gS ftlesa deZpkfj;ksa ds ijekusUV fjVk;jesUV vdkm.V uEcj (PRAN)
iathdj.k dh izfØ;k Hkh lfEefyr gSA
IFMTR
[ 163 ]
2&jkT; ljdkj }kjk us'kuy flD;ksfjVht fMikftVjh fy0 (NSDL) dks lsUVªy fjdkMZ dhfiax
,tsUlh (CRA) ds :i esa vuqcaf/kr fd;k x;k gSA NSDL}kjk vius iksVZy https://cra-nsdl.comij vkWu
ykbZu (PRAN) iathdj.k dh lqfo/kk miyC/k djk nh x;h gSA
3&bl lca/k esa 'kklu }kjk lE;d~ fopkjksijkUr ;g fu.kZ; fy;k x;k gS fd NPS ds varxZr
dkfeZdksa ds PRAN iathdj.k gsrq NSDL ds iksVZy https://cra-nsdl.comij miyC/k vkuykbZu çku
tujs'ku ekWM;wy (OPGM) dk ç;ksx fd;k tk;sA
Hkonh;]
latho feRry]
vij eq[; lfpoA
&&&
la[;k&23@2018@lk&3&828@nl&2018&301¼09½&,l0,0ch0&2011
izs"kd]
latho feRry]
vij eq[; lfpo]
mRrj izns'k 'kkluA
lsok esa]
1& leLr çeq[k lfpo@lfpo] mRrj izns'k 'kkluA
2& leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 22 vDVwcj] 2018
%& jk"Vªh; isa'ku ç.kkyh dk fØ;kUo;u
egksn;]
çns'k esa jk"Vªh; isa'ku ç.kkyh (NPS) ds fØ;kUo;u gsrq fuxZr 'kklukns'k
la[;k&lk&3&517@nl&2012&301¼09½@,l0,0ch0@2011 fnukad 21&3&2012 esa çns'k ljdkj ls
lgk;rk çkIr f'k{k.k laLFkkvksa ,oa jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa
ds laca/k esa foLr`r çfØ;k nh xbZ gS ftlesa deZpkfj;ksa ds ijekusUV fjVk;jesUV vdkm.V uEcj
(PRAN) iathdj.k dh izfØ;k Hkh lfEefyr gSA
2&jkT; ljdkj }kjk us'kuy flD;ksfjVht fMikftVjh fy0 (NSDL) dks lsUVªy fjdkMZ dhfiax
,tsUlh (CRA) ds :i esa vuqcaf/kr fd;k x;k gSA NSDL}kjk vius iksVZy https://cra-nsdl.comij vkWu
ykbZu (PRAN)iathdj.k dh lqfo/kk miyC/k djk nh x;h gSA
3&bl lca/k esa 'kklu }kjk lE;d~ fopkjksijkUr ;g fu.kZ; fy;k x;k gS fd NPS ds varxZr
dkfeZdksa ds PRAN iathdj.k gsrq NSDL ds iksVZy https://cra-nsdl.comij miyC/k vkuykbZu çku
tujs'ku ekWM;wy(OPGM) dk ç;ksx fd;k tk;sA
Hkonh;]
latho feRry]
vij eq[; lfpoA
&&&
IFMTR
[ 164 ]
mRrj çns'k 'kklu
foRr ¼lkekU;½ vuqHkkx&3
la[;k&30&2018@lk&3&1126@nl&2018&301¼9½@2011&2
y[kuÅ % fnukad 18 fnlEcj] 2018
dk;kZy;&Kki
mRrj izns'k ljdkj }kjk fnukad 01 vizSy 2005 ls jk"Vªh; isa'ku iz.kkyh ykxw dh x;h gSA
jk"Vªh; isa'ku iz.kkyh ls ,sls lHkh dkfeZd vkPNkfnr gS tks fnukad 01 vizSy 2005 dks vFkok mlds
mijkUr jkT; ljdkj dh lsok esa izos'k djrs gSa vFkok jkT; ljdkj ls lgk;rk izkIr f'k{k.k laLFkkvksa
vFkok jkT; ljdkj }kjk foRr iksf"kr ,slh Lok;Rr'kklh laLFkkvksa ftuesa jkT; ljdkj dh isa'ku ;kstuk
dh Hkkafr isa'ku ;kstuk iwoZ ls ykxw Fkh] dh lsok esa izos'k djrs gSaA
2&jk"Vªh; isa'ku iz.kkyh ds vUrxZr lEcfU/kr dkfeZdksa dk iathdj.k fd;s tkus gsrq isa'ku Q.M
fu;ked ,oa fodkl izkf/kdj.k ¼ih0,Q0vkj0Mh0,0½ }kjk rRle; p;fur lsUVªy fjdkMZ dhfiax
,tsUlh&us'kuy flD;ksfjVht fMikWftVjh fy0 ,u0,l0Mh0,y0 dks jkT; ljdkj }kjk fnukad
12&08&2011 dks vuqcaf/kr fd;k x;kA
3&ih0,Q0vkj0Mh0,0 ds ifji= la[;k PFRDA/2017/1/CRA/1 fnukad 03 tuojh 2017
lifBr ifji= la[;k&PFRDA/2017/5/CRA/2 fnukad 09 Qjojh 2017 }kjk esllZ dkohZ dEI;wVj 'ks;j
izk0 fy0 dks f}rh; lsUVªy fjdkMZ dhfiax ,tsUlh ds :i esa p;fur fd;k x;k gSA
4& mRrj izns'k esa jk"Vªh; isa'ku iz.kkyh ls vkPNkfnr ljdkjh deZpkfj;ksa rFkk jkT; ljdkj
ls lgk;rk izkIr f'k{k.k laLFkkvksa ,oa Lok;Rr'kklh laLFkkvksa ds deZpkfj;ksa dh la[;k cgqr cM+h gSa rFkk
muds iathdj.k ds dk;Z esa visf{kr xfr ugha vk ik jgh gSA
5&mi;qZDr dks /;ku esa j[krs gq;s jkT; ljdkj }kjk ;g fu.kZ; fy;k x;k gS fd csfld f'k{kk
ifj"kn jkT; ljdkj ls lgk;rk izkIr izkFkfed ek/;fed ,oa mPp f'k{k.k laLFkkvksa ds ,sls dkfeZdksa ds
jk"Vªh; isa'ku iz.kkyh ds vUrxZr izku (PRAN) iathdj.k ,oa (PRAN) [kkrksa ds j[k-j[kko gsrq lsUVªy
fjdkMZ dhfiax ,tsUlh ds :i esa esllZ dkohZ dEI;wVj'ks;j izk0 fy0 dks vuqcfU/kr fd;k tk;s ftudk
iathdj.k vkns'k fuxZr gksus dh frfFk rd ugha gqvk gSA esllZ dkohZ dEI;wVj'ks;j izk0fy0 }kjk vuqca/k
gLrk{kfjr fd;s tkus dh frfFk ls lsUVªy fjdkMZ dhfiax ,tsUlh dk dk;Z fd;k tk;sxkA ,sls dkfeZd
ftudk izku iathdj.k ,u0,l0Mh0,y0 }kjk fd;k tk pqdk gS muds [kkrksa dk j[k-j[kko
,u0,l0Mh0,y0 }kjk fd;k tkrk jgsxkA
vkKk ls]
vyduank n;ky]
lfpoA
IFMTR
[ 165 ]
la[;k&05@2019@lk&3&91@nl&2019&301¼9½&2019
izs"kd]
latho feRry]
vij eq[; lfpo
mRrj izns'k 'kkluA
lsok esa]
1& leLr vij eq[; lfpo@izeq[k lfpo@lfpo mRrj izns'k 'kkluA
2& leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 13 Qjojh] 2019
%& jk"Vªh; isa'ku ç.kkyh ds varxZr fu;ksDrk va'knku esa la'kks/kuA
egksn;]
jkT; ljdkj dh vf/klwpuk la[;k lk&3&379@nl&2005&301¼9½&2003 fnukad 28 ekpZ
2005 }kjk jkT; ljdkj dh lsok esa vkSj jkT; ljdkj ds fu;a=.kk/khu ljdkj }kjk foRr iksf"kr ,slh
leLr Lok;Rr'kklh laLFkkvksa ,oa ljdkj ls lgk;rk izkIr f'k{k.k laLFkkvksa ftuesa jkT; ljdkj dh
iqjkuh isa'ku ;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh] esa 01 vizSy 2005 ls leLr ubZ HkfrZ;ksa ij
uoifjHkkf"kr va'knku isa'ku ;kstuk ¼jk"Vªh; isa'ku iz.kkyh½ ykxw dh xbZ gSA mDr vf/klwpuk }kjk
foRrh; lsok;sa foHkkx foRr ea=ky; Hkkjr ljdkj dh vf/klwpuk la[;k&5&7@2003&bZlhch ,.M ihvkj
fnukad 23 vxLr 2003 ds vuq:i ;g O;oLFkk dh x;h fd ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk
¼jk"Vªh; isa'ku ç.kkyh ,u0ih0,l0½ ds vUrxZr deZpkjh }kjk osru vkSj egaxkbZ HkRrs ds 10 çfr'kr ds
lerqY; /kujkf'k dk ekfld va'knku fd;k tk;sxk rFkk blh ds lerqY; lsok;kstd dk va'knku jkT;
ljdkj vFkok lEcfU/kr Lok;Rr'kklh laLFkk@lgk;rk çkIr f'k{k.k laLFkk }kjk fd;k tk;sxkA
2&Hkkjr ljdkj dh vf/klwpuk la[;k&1@3@2016&ihvkj fnukad 31 tuojh] 2019 }kjk ;g
O;oLFkk dj nh x;h gS fd jk"Vªh; isa'ku ç.kkyh ds varxZr deZpkjh dk ekfld va'knku mlds osru
vkSj egaxkbZ HkRrs dk 10 çfr'kr gksxk vkSj dsUæ ljdkj dk ekfld va'knku fnukad 01 vçSy] 2019
ls osru vkSj egaxkbZ HkRrs dk 14 çfr'kr gksxkA
3&bl laca/k esa eq>s ;g dgus dk funs'k gqvk gS fd dsaæ ljdkj dh mi;qZDr vf/klwpuk
fnukad 31 tuojh] 2019 esa dh x;h O;oLFkk ds Øe esa jkT; ljdkj }kjk vius deZpkfj;ksa ds laca/k esa
;g fu.kZ; fy;k x;k gS fd ,u0ih0,l0 ds vUrxZr deZpkjh }kjk iwoZor~ osru vkSj egaxkbZ HkRrs ds 10
çfr'kr ds lerqY; /kujkf'k dk ekfld va'knku fd;k tk;sxk RkFkk fnuakd 01 vçSy] 2019 ls jkT;
ljdkj vFkok lEcfU/kr Lok;Rr'kklh laLFkk@futh f'k{k.k laLFkk }kjk osru vkSj egaxkbZ HkRrs ds 14
çfr'kr ds cjkcj fu;ksDrk dk va'knku fd;k tk;sxkA
4&;g vkns'k ljdkjh deZpkfj;ksa vkSj jkT; ljdkj }kjk foRr iksf"kr Lok;Rr'kklh laLFkkvksa
,oa ljdkj ls lgk;rk çkIr f'k{k.k laLFkkvksa ds deZpkfj;ksa ij leku :i ls ykxw gksaxsA
Hkonh;]
latho feRry]
vij eq[; lfpoA
&&&&&
IFMTR
[ 166 ]
la[;k&06@2019@lk&3&91,@nl&2019&301¼9½&2019
izs"kd]
latho feRry]
vij eq[; lfpo
mRrj izns'k 'kkluA
lsok esa]
1& leLr vij eq[; lfpo@izeq[k lfpo@lfpo mRrj izns'k 'kkluA
2& leLr foHkkxk/;{k@çeq[k dk;kZy;k/;{k] mRrj izns'kA
foRr ¼lkekU;½ vuqHkkx&3 y[kuÅ% fnukad 13 Qjojh] 2019
%& jk"Vªh; isa'ku ç.kkyh dks ;qfDrlaxr cuk;k tkukA
egksn;]
jkT; ljdkj dh vf/klwpuk la[;k&lk&3&379@nl&2005&301¼9½&2003 fnukad 28 ekpZ
2005 }kjk jkT; ljdkj dh lsok esa vkSj jkT; ljdkj ds fu;a=.kk/khu ljdkj }kjk foRr iksf"kr ,slh
leLr Lok;Rr'kklh laLFkkvksa ,oa ljdkj ls lgk;rk izkIr f'k{k.k laLFkkvksa ftuesa jkT; ljdkj dh
iqjkuh isa'ku ;kstuk dh Hkk¡fr isa'ku ;kstuk ykxw Fkh] esa 01 vizSy 2005 ls leLr ubZ HkfrZ;ksa ij
uoifjHkkf"kr va'knku isa'ku ;kstuk ¼jk"Vªh; isa'ku iz.kkyh½ ykxw dh xbZ gSA mDr vf/klwpuk }kjk
foRrh; lsok;sa foHkkx foRr ea=ky; Hkkjr ljdkj dh vf/klwpuk la[;k&5&7@2003&bZlhch ,.M ihvkj
fnukad 23 vxLr 2003 ds vuq:i ;g O;oLFkk dh x;h FkhA
2&jk"Vªh; isa'ku ç.kkyh ¼,u0ih0,l0½ dks ;qfDrlaxr cuk;s tkus gsrq Hkkjr ljdkj dh
vf/klwpuk la[;k&1@3@2016&ihvkj fnukad 31 tuojh] 2019 }kjk dh x;h O;oLFkkvksa ds Øe esaa
jkT; ljdkj }kjk fuEukuqlkj fu.kZ; fy;s x;s gSa%&
¼1½ ,u0ih0,l0 ds fV;j&1 esa isa'ku fuf/k vkSj fuos'k iSVuZ dk fodYi fuEukuqlkj gksxk %&
¼d½ isa'ku fuf/k dk fodYi %&ljdkjh vfHknkrkvksa dks futh {ks= isa'ku fuf/k lfgr fdlh Hkh
isa'ku fuf/k dk p;u djus dh vuqefr gksxhA os o"kZ esa ,d ckj vius fodYi dks cny ldsaxsA
rFkkfi lfEefyr lkoZtfud {ks= isa'ku fuf/k dh orZeku O;oLFkk ekStwnk vkSj u;s ljdkjh
vfHknkrkvksa ds fy, Lor% miyC/k jgsxhA
¼[k½ fuos'k i)fr dk fodYi %&ljdkjh deZpkfj;ksa dks fuos'k ds fuEufyf[kr fodYi fn;s
tk;saxs uker%&
¼i½ ljdkjh deZpkfj;ksa dh orZeku ;kstuk orZeku vkSj u;s ljdkjh vfHknkrkvksa ds fy, Lor%
miyC/k ;kstuk ds :i esa tkjh jgsxhA bl ;kstuk ds varxZr ih0,Q0vkj0Mh0,0 ds fn'kk
funsZ'kksa ds vuqlkj lkoZtfud miØe {ks= ds rhu fuf/k çca/kdksa ds chp muds iwoZ ds dk;Z
fu"iknu ds vk/kkj ij fuf/k;ka vkoafVr dh tkrh gSA
¼ii) ,sls vfHknkrk tks U;wure tksf[ke ds lkFk fuf'pr çfrQy ds fodYi dk p;u djrs gSa]
dks ljdkjh çfrHkwfr;ksa ¼;kstuk th½ esa 100 çfr'kr fuos'k djus dk fodYi miyC/k gksxkA
¼iii½ ,sls vfHknkrk tks mPprj çfrQy ds fodYi dk p;u djrs gSa mUgsa thoupØ ij
vk/kkfjr fuEufyf[kr nks ;kstukvksa dk fodYi miyC/k gksxk %&
* ijaijkxr ¼dUtosZfVo½ thou pØ fuf/k ftlesa bfDoVh eas fuos'k dh vf/kdre lhek 25
çfr'kr gksxh&¼,y0lh0&25½
* lkekU; ¼ekWMjsV½ thou pØ fuf/k ftlesa bfDoVh esa fuos'k dh vf/kdre lhek 50 çfr'kr
gksxh&¼,y0lh0&25½
IFMTR
[ 167 ]
¼x½ iqjkus dkWiZl ds fodYiksa dks ykxw djuk %&Hkkjr ljdkj }kjk vius deZpkfj;ksa dks isa'ku fuf/k vFkok
fuos'k i)fr esa ifjorZu dhs tks vuqefr çnku dh x;h gS mlds vuq:i gh ;g lqfo/kk jkT; ljdkj
ds deZpkfj;ksa dks miyC/k gksxhA
¼?k½ iqjkus dkWiZl dks ,d leqfpr le;kof/k esa varfjr djuk %&ljdkjh {ks= ds vfHknkrkvksa ds fy, u;s
fodYiksa ds vuqlkj ih0,Q0vkj0Mh0,0 }kjk lafpr dkWiZl dks leqfpr le;kof/k vFkkZr 05 o"kZ esa
vUrfjr djus dh ,d ;kstuk rS;kj dh tk ldrh gSA ih0,Q0vkj0Mh0,0 }kjk ;kstuk rS;kj fd;s
tkus ij mDr ;kstuk ds vuqlkj lafpr dkWiZl ds laca/k esa isa'ku fuf/k vFkok fuos'k i)fr esa ifjorZu
dh vuqefr nh tk ldrh gSA
¼2½ 01 vçSy] 2005 ls 31 ekpZ] 2019 rd va'knkuksa dks tek u djus vFkok nsjh ls tek
djus gsrq {kfriwfrZ %
¼d½ mu lHkh ekeyksa esa ftuesa jkT; ljdkj vFkok lgk;rk çkIr laLFkkvksa@f'k{k.k laLFkkvksa ds
vfHknkrkvksa ds osru esa ls 31 ekpZ] 2019 rd dVkSrh rks dj yh x;h Fkh ysfdu jkf'k dks
lh0vkj0,0 flLVe esa lEçsf"kr ugha fd;k x;k Fkk vFkok nsjh ls lEçsf"kr fd;k x;k Fkk
va'knku dh jkf'k dks dVkSrh dh frfFk ls ysdj vfHknkrk ds ,u0ih0,l0 [kkrs esa tek gksus
dh frfFk rd dh vof/k ds fy, th0ih0,Q0 ij le;≤ ij ;Fkk ykxw njksa ij C;kt ds
lkFk vfHknkrk ds ,u0ih0,l0 [kkrs esa tek fd;k tk,A
¼[k½ mu lHkh ekeyksa ftuesa mi;qZDr Js.kh ds vfHknkrkvksa ds osru ls ,u0ih0,l0 va'knkuksa dh
dVkSrh ugha dh x;h Fkh] esa vfHknkrk dks vc va'knku tek djkus dk fodYi fn;k tk,A
;fn og vc va'knku tek djus dk fodYi pqurk gS rks va'knku dh jkf'k dks ,deq'r :i
esa vFkok ekfld fd'rksa esa ,u0ih0,l0 [kkrs esa tek djk;k tk ldrk gSA
¼x½ mu lHkh ekeyksa ftuesa 31 ekpZ] 2019 rd ns; fu;ksDrk va'knku lh0vkj0,0 flLVe esa
lEçsf"kr ugha gq, Fks vFkok nsjh ls lEçsf"kr gq, Fks ¼Hkys gh vfHknkrk va'knkuksa dh dVkSrh gqbZ
Fkh vFkok ugha½] esa fu;ksDrk va'knku dh jkf'k fu;ksDrk va'knku ns; gksus dh frfFk ls ysdj
vfHknkrk ds ,u0ih0,l0 [kkrs esa okLrfod :i esa tek gksus rd dh vof/k ds fy,
th0ih0,Q0 ij le;≤ ij ;Fkk ykxw njksa ij C;kt ds lkFk vfHknkrk ds ,u0ih0,l0
[kkrs esa tek fd;k tk;A
3&Hkkjr ljdkj dh vf/klwpuk fnukad 31 tuojh] 2019 ds leLr çko/kku 01 vçSy] 2019 ls
ykxw fd;s x;s gSA vr% jkT; ljdkj }kjk Hkh mi;qZDr leLr çko/kku 01 vçSy] 2019 ls ykxw fd;s
tk;saxsA ;g vkns'k ljdkjh deZpkfj;ksa vkSj jkT; ljdkj ds fu;a=.kk/khu ljdkj }kjk foRr iksf"kr
Lok;Rr'kklh laLFkkvksa ,oa ljdkj ls lgk;rk çkIr f'k{k.k laLFkkvksa ds deZpkfj;ksa ij leku :i ls
ykxw gksaxsA
Hkonh;]
latho feRry]
vij eq[; lfpoA
IFMTR
[ 168 ]
mRrj çns'k 'kklu
foRr ¼lkkeU;½ vuqHkkx&3
la[;k&15&2019@lk&3&309@nl&301¼9½@2003
y[kuÅ % fnukad 10 vçSy] 2019
vf/klwpuk
isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k vf/kfu;e] 2013 vf/kfu;e la[;k 23, lu~ 2013
dh /kkjk 20 dh mi/kkjk ¼1½ ds lkFk ifBr /kkjk 12 dh mi/kkjk ¼4½ ds v/khu 'kfDr;ksa dk ç;ksx djds
jkT;iky fnukad 01 vçSy] 2005 ls vf/klwpuk la[;k&lk&379@nl&2005&301¼9½&2003 fnukad 28
ekpZ] 2005 esa mfYyf[kr leLr deZpkfj;ksa ds fy, jk"Vªh; isa'ku ç.kkyh dks foLrkfjr djrs gSa vkSj ;g
funs'k nsrs gSa fd ;Fkk la'kksf/kr mDr vf/klwpuk mDr /kkjk 12¼4½ ds v/khu vf/klwfpr dh x;h le>h
tk;sxhA
Hkonh;]
latho feRry]
vij eq[; lfpoA
&&&&
IN pursuance of the provision of clause (3) of Article 348 of the Constitution, the Governor is pleased
to order the publication of the following English translation of Notification no. 15/2019/Sa-3-309/XX-
2019-301(9)/2003, dated April 10, 2019:
UTTAR PRADESH SHASAN
Vitta (Samanya) Anubhag-3
Notification
No. 15-2019/G-3-309/X-2019-301(9)/2003
Lucknow : Dated April 10, 2019
IN exercise of the powers under sub-section (4) of section 12 read with sub-section (1) of section 20
of the Pension Fund Regulatory and Development Authority Act, 2013 (Act no. 23 of 2013), the Governor
is pleased to extend National Pension System to all the employees mentioned in notification no. G-3-
379/X-2005-301(9)-2003 dated March 28,. 2005 with effect from 1st April, 2005 and to direct that the said
notification as amended shall be deemed to have been notified under the said section 12(4).
By Order
SANJIV MITTAL,
Additional Chief Secretary.
-----------------
IFMTR
[ 169 ]
mRrj çns'k ljdkj
foRRk ¼lkekU;½ vuqHkkx&3
la[;k&lk&16@2019@lk&3&322@nl&2019&301¼8½@2015
y[kuÅ%16 viSzy] 2019
vf/klwpuk
izdh.kZ
lafo/kku ds vuqPNsn 309 ds ijUrqd }kjk iznRr “kfDr;ksa dk iz;ksx djds jkT;iky] mRrj
izns”k esa viuh izo`fRr ds laca/k esa vaxhd`r flfoy lfoZl jsX;qys”kUl dks la”kksf/kr djus dh n`f’V ls
fuEufyf[kr fofu;ekoyh cukrs gSa%&
mRrj izns”k flfoy lfoZl ¼la”kks/ku½ fofu;ekoyh] 2019
laf{kIr uke vkSj 1&¼1½ ;g fofu;ekoyh mRrj izns”k flfoy lfoZl ¼la”kks/ku½ fofu;ekoyh]
izkjEHk 2019 dgh tk;sxhA
¼2½ ;g vf/klwpuk la[;k% lk&3&379@nl&2005&301¼9½&2003
fnukad 28 ekpZ] 2005 ds fuxZr gksus ds fnukad ls izo`Rr gksxhA
vuqPNsn 350 esa 2& mRrj izns”k flfoy lfoZl jsX;qys”kUl esa] vuqPNsn 350 ds fo|eku
u;s ijUrqd dk ijUrqd ds uhps fuEufyf[kr ijUrqd tksM+ fn;k tk;s&
c<+k;k tkuk “ Provided further that the provisions of this Article shall apply
to the government servants who have joined service before April
01, 2005. The government servants who join service on or after
01, 2005 shall be governed by the new defined contribution
pension system notified by the state government vide notification.
No G-3-379/X-2005-301(9)-2003 dated March 28, 2005 with all
subsequent amendments.”
vkKk ls]
latho feRry]
vij eq[; lfpoA
---------------
IFMTR
[ 170 ]
mRrj izns'k 'kklu
iapk;rh jkt vuqHkkx&2
la[;k&01@2020@212@33&2&2020&58th&17 Vh0lh0
y[kuÅ% fnukad 21 tuojh] 2020
jkT; ljdkj us mRrj izns'k dh ftyk iapk;rksa ds dsUæh; ,oa vdsUæh; laØkE; laoxZ lsok esa
fnukad 1 vizSy] 2005 vFkok mlds i'pkr~ fu;qDr@fofu;fer fd, x;s u;s izos'kdksa] ftudk foRr
iks"k.k ftyk iapk;rksa }kjk Lo;a ds lalk/kuksa }kjk fd;k tkrk gS] ij uoifjHkkf"kr va'knku isa'ku ;kstuk
ykxw djus ds fuEufyf[kr izLrko dks vuqeksfnr fd;k gS %&
¼1½ mRrj izns'k dh ftyk iapk;rksa ds dsUæh;@vdsUæh; laØkE; laoxZ lsok ds fnukad
1 vizSy] 2005 vFkok mlds i'pkr~ fu;qDr@fofu;fer leLr ubZ HkfrZ;ksa ij 1 vizSy] 2005 ls
ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk vfuok;Z :i ls ykxw gksxhA
¼2½ ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk ds vUrxZr osru vkSj egaxkbZ HkRrs ds 10 izfr'kr
ds lerqY; /kujkf'k dk ekfld va'knku fd;k tk;sxkA blh ds lerqY; lsok;kstd dk va'knku
izns'k dh ftyk iapk;rksa }kjk fd;k tk;sxk] ijUrq fnukad 1 vizSy] 2019 ls bl vkns'k ds
izLrj&3 esa nh x;h O;oLFkkuqlkj fu;ksDrk va'knku fn;k tk;sxk rFkkfi jkT; ljdkj }kjk bl
iz;kstu gsrq fdlh Hkh izdkj dh foRrh; lgk;rk ugha nh tk;sxhA va'knku rFkk fuos'k ls gksus
okyh vk; dks ,d [kkrs esa tek fd;k tk;sxk tks isa'ku fV;j&1 [kkrk gksxkA lsok vof/k esa bl
[kkrs ls fdlh Hkh vkgj.k dh vuqefr ugha nh tk;sxhA u;s izos'kdksa tks ubZ ifjHkkf"kr va'knk;h
isa'ku ;kstuk ls vkPNkfnr gksaxs] dks ifjHkkf"kr ykHk isa'ku lg lkekU; Hkfo"; fuf/k ;kstuk ds
orZeku micU/kksa ds ykHk izkIr ugha gksaxsA
¼3½ pw¡fd u;s HkrhZ'kqnk yksd lkekU; Hkfo"; fuf/k esa va'knku djus esa l{ke ugha gksaxs vr% os
isa'ku ,d&fV;j [kkrs ds vfrfjDr ,d LoSfPNd nks&fV;j [kkrk Hkh j[k ldrs gSaA rFkkfi ftyk
iapk;rsa fV;j&nks [kkrs esa dksbZ va'knku ugha djsaxhA nks&fV;j [kkrs esa vfLr;ksa dk
fuos'k@izcU/ku Bhd mlh izfØ;k ds vuqlkj fd;k tk;sxk tks isa'ku ,d&fV;j [kkrs ds fy, gSA
rFkkfi deZpkjh vius /ku ds ^f}rh; fV;j* ds lEiw.kZ va'k ;k mlds fdlh Hkkx dks fdlh Hkh
le; fudkyus ds fy, Lora= gksxkA
¼4½ dksbZ deZpkjh viuh lsokfuo`fRr ds le; isa'ku iz.kkyh ds fV;j&1 dks lkekU;r% NksM+
ldsxkA ,slk djrs le; deZpkjh ls vfuok;Z :i ls ;g vis{kk dh tk;sxh fd og fdlh ekU;rk
izkIr chek dEiuh ls ,d okf"kZdh dk Ø; djsa vkSj viuh isa'ku lEifRr ds 40 izfr'kr dk fuos'k
djsa] ftlls fd og lsokfuo`fRr ds le; vius thoudky ds fy, rFkk mlds vkfJr ekrk&firk
rFkk mlds fookfgrh ds fy, isa'ku dh O;oLFkk dj ldsA 'ks"k isa'ku lEifRr] deZpkjh }kjk ,d
eq'r :i esa izkIr dh tk;sxh ftls og fdlh Hkh jhfr esa miHkksx djus ds fy, Lora= gksxkA
deZpkjh }kjk lsokfuo`fRr ds iwoZ gh isa'ku fV;j&,d dks NksM+us dh n'kk esa vfuok;Z okf"kZdhdj.k
fuos'k isa'ku lEifRr dk 80 izfr'kr gksxkA
¼5½ ,sls vusd isa'ku fuf/k izcU/kd gksaxs tks eq[; :i ls rhu Jsf.k;ks a ds fuos'kijd fodYi
izLrkfor djsaxsA isa'ku fuf/k izcU/kd rFkk vfHkys[kiky la;qDr ls vius foxr dk;Z&dyki ds ckjs
esa vklkuh ls le>h tkus okyh lwpuk nsaxs ftlls fd deZpkjh fuos'kkRed fodYiksa esa ls lwfpr
fodYiksa dks pqu ldsA
2&uo ifjHkkf"kr va'knk;h isa'ku ;kstuk ds izpkyuhdj.k ds fy, izHkkoh fnukad 1 vizSy] 2005
gksxhA
3&ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk ds vUrxZr mRrj izns'k dh ftyk iapk;rksa ds
vf/kdkfj;ksa@deZpkfj;ksa }kjk iwoZor osru vkSj egaxkbZ HkRrs ds 10 izfr'kr ds lerqY; /kujkf'k dk
IFMTR
[ 171 ]
ekfld va'knku fd;k tk;sxk rFkk fnukad 1 vizSy] 2019 ls mRrj izns'k dh ftyk iapk;rksa }kjk
deZpkfj;ksa@vf/kdkfj;ksa ds osru vkSj egaxkbZ HkRrs ds 14 izfr'kr ds cjkcj dk va'knku fd;k tk,xkA
4&mDr ds vfrfjDr ubZ ifjHkkf"kr va'knk;h isa'ku ;kstuk ds lEcU/k esa tks Hkh fu;e ljdkjh
lsodksa ds lEcU/k esa jkT; ljdkj }kjk le;≤ ij fuxZr fd;s x;s gksa vFkok fd;s tk,a os ftyk
iapk;r ds lsodksa ij Hkh Lor% izHkkoh ekus tk,axsA
5&;g vkns'k foRr foHkkx ds v'kkldh; i= la[;k ;w0vks0&lk&3&09@nl&2020] fnukad
10 tuojh] 2020 esa izkIr mudh lgefr ls fuxZr fd;s tk jgs gSaA
vuhrk flag]
izeq[k lfpoA
IFMTR
ih0,Q0vkj0Mh0,0
}kjk tkjh vf/klwpuk,a
,oa ldqZylZ
IFMTR
[ 172 ]
foRr ea=ky;
¼vkfFkZd dk;Z foHkkx½
¼bZlhch ,.M ihvkj çHkkx½
vf/klwpuk
ubZ fnYyh] 22 fnlEcj] 2003
&&&&&&
-&ljdkj us fnukad 23 vxLr] 2003 dks ifjHkkf"kr ykHk
isa'ku ç.kkyh dh ekStwnk ç.kkyh dks gVkrs gq,] çFke pj.k esa dsUæ ljdkj dh lsok esa vkus okys u,
ços'kdrkZvksa ftuesa l'kL= cy 'kkfey ugha gSa] ds fy, ,d ubZ iqulZajfpr ifjHkkf"kr va'knku isa'ku ç.kkyh dks
'kq: djus laca/kh o"kZ 2003&2004 dh ctV ?kks"k.kk dks fØ;kfUor djus dk çLrko vuqeksfnr fd;kA
(i) ç.kkyh 1 tuojh] 2004 ls dsUæ ljdkj dh lsok esa vkus okys lHkh u, deZpkfj;ks a ¼çFke pj.k esa
l'kL= cyksa ds flok;½ ds fy, vfuok;Z gksxhA ekfld va'knku osru rFkk egaxkbZ HkRrs dk 10
çfr'kr gksxk rFkk deZpkjh }kjk bldk Hkqxrku fd;k tk,xk vkSj dsUæ ljdkj bls lerqY;
djsxhA rFkkfi] ljdkj dh vksj ls ,sls O;fDr;ksa ds laca/k esa] tks ljdkjh deZpkjh ugha gaS] dksbZ
va'knku ugha fn;k tk,xkA va'knku rFkk fuos'k vk; dks xSj&vkgj.k ;ksX; isa'ku fV;j&I ys[ks esa
tek fd;k tk,xkA ifjHkkf"kr ykHk isa'ku rFkk lkekU; Hkfo"; fuf/k ds ekStwnk mica/k dsUæ ljdkj
dh lsok esa vk, u, ços'kdrkZvksa dks Hkh miyC/k gksaxsA
(ii) mi;qZDr isa'ku ys[ks ds vykok] çR;sd O;fDr vius fodYi ij LoSfPNd fV;j&II vkgj.k ;ksX;
ys[kk Hkh j[k ldrk gSA dsUæ ljdkj dh lsok esa vkus okys u, ços'kdksa ds fy, lkekU; Hkfo";
fuf/k ds :i esa ns; bl fodYi dks okil ys fy;k tk,xkA ljdkj bl [kkrs esa dksbZ va'knku ugha
djsxhA bu ifjlaifRr;ksa dk iw.kZr% mi;qZDr çfØ;kvksa }kjk çca/k fd;k tk,xkA rFkkfi] deZpkjh
fdlh Hkh le; *f}rh; fV;j* ys[ks esa tekjkf'k dks va'kr% vFkok iw.kZ :i esa fudklh djus ds fy,
Lora= gksxkA bl vkgj.k ;ksX; ys[ks esa isa'ku fuos'k ugha gksxk] rFkk bl ij dksbZ fo'ks"k dj ugha
yxsxkA
(iii) isa'ku ç.kkyh ds fV;j&I gsrq dksbZ O;fDr lkekU;r% 60 o"kZ vFkok blds ckn bls NksM+ ldrk gSA
NksM+rs le; O;fDr dks vfuok;Zr% okf"kZdh [kjhnus ¼vkbZvkjMh,&fu;af=r thou chek daiuh ls½ ds
fy, isa'ku jkf'k dk 40 çfr'kr fuos'k djuk vko';d gksxkA ljdkjh deZpkfj;ksa ds ekeys esa
okf"kZdh dks lsokfuofRr ds le; deZpkjh rFkk ml ij vkfJr mlds ekrk&firk rFkk mlds
ifr@iRuh ds thoudky gsrq isa'ku dh O;oLFkk djuh gksxhA O;fDr dks 'ks"k isa'ku jkf'k dh
,deq'r jkf'k çkIr gksxh ftls og fdlh Hkh rjg mi;ksx djus ds fy, Lora= gksxkA O;fDr;ksa dks
60 o"kZ dh vk;q ls iwoZ isa'ku ç.kkyh NksM+us dh NwV gksxhA rFkkfi] bl ekeys esa vfuok;Z okf"kZdh
isa'ku jkf'k dk 80 çfr'kr gksxhA
ubZ isa'ku ç.kkyh dh lajpuk
(iv) blesa ,d dsUæh;—r fjdkMZ j[kj[kko rFkk ys[kkdj.k ¼lhvkj,½ vk/kkj<kapk] vusd isa'ku fuf/k çca/kd
¼ih,Q,e½ gksaxs tks Ldheksa dh rhu Jsf.k;ksa uker% fodYi d] [k rFkk x dh is'kd'k djsaxsA
(v) Hkkxhnkj daifu;ka ¼ih,,Q,e rFkk lhvkj,½ fiNys dk;Zfu"iknu ds laca/k esa vklku ls le> esa vkus
okyh tkudkjh nsxh rkfd dksbZ O;fDr lwfpr fodYiksa dk ç;ksx djrs gq, ;g fuf'pr dj lds fd
mls dkSu lh Ldhe dk p;u djuk gSA
2&ubZ isa'ku ç.kkyh ds çkjaHk gksus dh çHkkoh frfFk 1 tuojh] 2004 gksxhA
;w0 ds0 flUgk]
la;qDr lfpoA
IFMTR
[ 173 ]
MINISTRY OF FINANCE
(Department of Econimic Affairs)
(ECB & PR Division)
NOTIFICATION
New Delhi, the 22nd December, 2003
F. No. 5/7/2003-ECB & PR.—The Government approved on 23rd August, 2003 the proposal to
implement the budget announcement of 2003-2004 relating to introducing a new restructured defined
contribution pension system for new entrants to Central Government service, except to Armed Forces, in
the first stage, replacing the existing system of defined benefit pension system.
(i) The system would be mandatory for all new recruits to the Central Government service from
1st of January, 2004 (except the armed forces in the first stage). The monthly contribution would
be 10 percent of the salary and DA to be paid by the employee and matched by the Central
Government. However, there will be no contribution from the Government in respect of
individuals who are not Government employees. The contributions and investment returns
would be deposited in a non-withdrawable pension tier-I account. The existing provisions of
defined benefit pension and GPF would not be available to the new recruits in the Central
Government service.
(ii) In addition to the above pension account, each individual may also have a voluntary tier-II
withdrawable account at his option. This option is given as GPF will be withdrawn for new
recruits in Central Government service. Government will make no contribution into this
account. These assets would be managed through exactly the above procedures. However, the
employee would be free to withdraw part or all of the 'second tier' of his money anytime. This
withdrawable account does not constitute pension investment and would attract no special tax
treatment.
(iii) Individuals can normally exit at or after age 60 years for tier-I of the pension system. At exit the
individual would be mandatorily required to invest 40 percent of pension wealth to purchase an
annuity (from an IRDA-regulated life insurance company). In case of Government employees
the annuity should provide for pension for the lifetime of the employee and his dependent
parents and his spouse at the time of retirement. The individual would receive a lump-sum of the
remaining pension wealth, which he would be free to utilise in any manner. Individuals would
have the flexibility to leave the pension system prior toage 60. However, in this case, the
mandatory annuitisation would be 80% of the pension wealth.
Architecture of the New Pension System
(iv) It will have a central record keeping and accounting (CRA) infrastructure, several pension fund
managers (PFMs) to offer three categories of schemes viz. option A, B and C.
(v) The participating entities (PFMs and CRA) would give out easily understood information about
part performance, so that the individual would able to make informed choices about which scheme
to choose.
2. The effective date for operationalisation of the new pension system shall be from 1st of January,
2004.
U. K. SINHA,
Jt. Secy.
IFMTR
[ 174 ]
foRr ea=ky;
¼foRrh; lsok,a foHkkx½
ladYi
ubZ fnYyh] 14 uoEcj] 2008
-&ljdkj us fnukad 23 vxLr] 2003 dks ifjHkkf"kr ykHk isa'ku
ç.kkyh dh ekStwnk ç.kkyh dks gVkrs gq,] çFke pj.k esa dsUæ ljdkj dh lsok esa u, ços'kdrkZvksa
ftuesa l'kL= cy 'kkfey ugha gaS] ds fy, ,d ubZ iqulZajfpr ifjHkkf"kr va'knku isa'ku ç.kkyh dks 'kq:
djus laca/kh o"kZ 2003&04 dh ctV ?kks"k.kk dks fØ;kfUor djus dk çLrko vuqeksfnr fd;kA ubZ
ç.kkyh lHkh O;fDr;ksa ftuesa Lo&jkstxkj okys O;kolkf;dksa rFkk vlaxfBr {ks= esa dk;Zjr O;fDr Hkh
'kkfey gSa] ds fy, Hkh LoSfPNd vk/kkj ij] miyC/k gksxh rFkkfi] deZpkjh Hkfo"; fuf/k laxBu
¼bZih,Qvks½ rFkk vU; fo'ks"k Hkfo"; fuf/k;ksa ds v/khu vfuok;Z dk;ZØe] deZpkjh Hkfo"; fuf/k rFkk
fofo/k mica/k vf/kfu;e] 1952 rFkk bu fuf/k;ksa dks 'kkflr djus okys vU; fo'ks"k vf/kfu;eksa ds v/khu]
ekStwnk ç.kkyh ds vuqlkj dk;Z djrs jgsaxsA çLrkfor lkafof/kd çkf/kdj.k ds iwoZxkeh ds :i esa O;kid
fo/kku ds vf/kfu;eu ds ikfjr gksus rd fnuakd 10 vDVwcj] 2003 ds
Qk0la0 5@7@2003&bZlhch vkSj ihvkj ds ladYi }kjk varfje ih,QvkjMh, xfBr fd;k x;kA
rRi'pkr~ 2004 dk ih,QvkjMh, v/;kns'k la0 8] fnuakd 29 fnlEcj] 2004 dks ç[;kfir fd;k x;kA
rFkkfi] mDr vf/kfu;e 7 vçSy] 2005 dks O;ixr gks x;k vkSj lq>ko fn;k x;k fd i;kZIr lko/kkuh
ds mik; ds :i esa] vDVwcj] 2003 dk ladYi ekewyh ifjorZuksa] tks Hkh vko';d gksa] lfgriqu% tkjh
fd;k tkuk okaNuh; gSA
tcfd] ljdkj bl ckr ls larq"V gS fd ,d lexz fo/kku ds ikfjr gksus rd çLrkfor
lkafof/kd çkf/kdj.k ds iwoZxkeh ds :i esa ,d varfje fudk; xfBr djuk rFkk mls çpkyukRed
cukuk vko';d gS] ftlds lkFk varfje fudk; dk vUrr% foy; gksxk] vFkok bl çkf/kdj.k dk xBu
gks tkus ij mlesa ;g ifjofrZr fd;k tk,xkA
blfy,] vc] Hkkjr ljdkj] ,rn~}kjk foRr ea=ky; ds lEiw.kZ ç'kklfud fu;a=.k ds v/khu
varfje isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼ih,QvkjMh,½ dks fuEukuqlkj xfBr djrh gS %
(i) ih,QvkjMh, ds v/;{k rFkk vU; lnL;&nks iw.kZkdkfyd rFkk nks va'kdkfyd&1 dh
fu;qfDr vuqca/k esa nh xbZ 'krksZa ds vuqlkj dh tk,xhA
(ii) ih,QvkjMh, isa'ku cktkj dks fofu;fer rFkk fodflr djsxkAih,QvkjMh, ç;ksDrk
çHkkjksa ij vk/kkfjr viuh Lo;a dh fuf/kiks"k.k ç.kkyh cuk,xkA ,sls vfrfjDr dk;Z] ftUgsa
vko';d ekuk tk,] isa'ku cktkj ds çHkkoh fofu;eu] lao/kZu rFkk Øfed o`f) ds fy,
ih,QvkjMh, dks lkSai fn;s tk,aA
(iii) varfje ih,QvkjMh, dh v/;{krk ,sls O;fDr }kjk dh tk, tks de ls de Hkkjr ljdkj
ds lfpo ds Lrj dk vf/kdkjh gks vkSj mldh fu;qfDr dsUæ ljdkj }kjk dh tk,xhA
varfje fudk; ds vU; lnL;] ftudh la[;k pkj ls vf/kd u gks vkSj ftuesa ls nks
iw.kZdkfyd lsok djsaxs] dk p;u dsUæ ljdkj }kjk mu O;fDr;ksa esa ls fd;k tk,xk tks
vFkZ'kkL=] foRr] fof/k ,oa ç'kklfud dk;ksZa dk vuqHko rFkk Kku j[krs gksa rFkk de ls
de ,d fo"k; ls çR;sd O;fDr lacaf/kr gksA v/;{k mi;qZDr fdlh Hkh {ks= ls gks ldrk
gSA
(iv) ih,QvkjMh, ds v/;{k dks ih,QvkjMh, ds dk;ksZa dk çHkkoh :i ls fuoZgu djus ds
fy, leqfpr 'kfDr;ka çkIr gksaxhA bl ç;kstukFkZ] ih,QvkjMh, vius fy, mi;qDr
lgk;d LVkQ dh O;oLFkk djsxk rFkk i;kZIr lalk/ku tqVk,xkA
(v) ljdkj ih,QvkjMh, }kjk mixr O;;ksa dks iwjk djus ds fy, i;kZIr vuqnkuksa dh O;oLFkk
djsxh]
IFMTR
[ 175 ]
(vi) ljdkj ds lexz funs'kksa rFkk fn'kkfunsZ'kksa ds v/;/khu] ih,QvkjMh, fuEu dk;Z djsxk %&
¼d½ isa'ku cktkj ds lao/kZu rFkk lqO;ofLFkr lao`f) ls tqM+s lHkh ekeyksa laca/kh dkjZokbZ(
¼[k½ Åij fufnZ"V ç;kstukFkZ O;kid fo/kku dk çLrko( rFkk
¼x½ ,sls lHkh vU; dk;Z djsxk tks Åij ¼d½ ,oa ¼[k½ esa fufnZ"V ç;kstuksa ds fy,
çkf/kdj.k dks çR;k;ksftr fd, tk,aA
(vii) ih,QvkjMh, viuh Lo;a dh çfØ;kvksa dk fu/kkZj.k djus ds fy, Lora= gksxk rFkk mldks
vius dk;Zdj.k ls lacaf/kr vfHkys[k] foojf.k;ka] fVIif.k;ka]Kkiu] vkadM+s vFkok dksbZ vU;
laxr lkexzh ljdkjh rFkk xSj&ljdkjh fudk;ksa ls eaxokus rFkk lkFk gh muds lkFk
fopkj&foe'kZ djus dh 'kfDr;ka çkIr gksaxhA
(viii) ih,QvkjMh, dk eq[;ky; fnYyh esa gksxk rFkk og isa'ku {ks= ds fofHkUu igyqvksa ds laca/k
esa rFkk ,sls vU; fof'k"V ekeyksa ij ljdkj dks vkof/kd fjiksVZ çLrqr djsxk] tks ljdkj
}kjk le;≤ ij ekaxh tk,aA
;g ladYi 8 vçSy] 2005 ls çHkkoh ekuk tk,xkA
ds0 ih0 —".ku]
la;qDr lfpoA
&&&&
vuqcU/k&1
vUrfje isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼ih,QvkjMh,½ ds v/;{k ,oa lnL;ksa dh
fu;qfDr dk fuca/ku vkSj 'krsZa
¼d½ lsok&dky%v/;{k vkSj çR;sd lnL; dk;ZHkkj xzg.k djus dh rkjh[k ls ikap o"kZ dh vof/k
ds fy;s inHkkj laHkkysxk vkSj iqufuZ;qfDr gsrq ik= gksxk c'krsZ%
dksbZ Hkh O;fDr iSalB o"kZ dh vk;q çkIr dj ysus ds i'pkr v/;{k dk inHkkj ugha laHkkysxk%
lkFk gh] dksbZ Hkh O;fDr cklB o"kZ dh vk;q çkIr dj ysus ds i'pkr iw.kZdkfyd lnL; dk
inHkkj ugha laHkkysxkA
¼[k½ iqu% fu;qfDr ds fy, ik=rk %&v/;{k vFkok lnL;] dsUæh; ljdkj vFkok dsUæh; ljdkj
}kjk i;kZIr :i ls foRriksf"kr fdlh fudk;@çkf/kdj.k ds rgr rc rd iqu% fu;qfDr ds fy, ik=
ugha gksaxs tc rd mUgksaus nks o"kZ dh fojke vof/k iwjh u dj yh gksA blh çdkj] v/;{k vFkok lnL;
inHkkj NksM+us ds ckn nks o"kZ rd futh vk/kkj ij ,sls laxBuksa@ladk;ksa@lac) fudk;ksa esa tks lacaf/kr
fofu;ked çkf/kdj.k ds çpkyukRed U;k;kf/kdkj {ks= esa vkrs gksa] esa fu;qfDr ds fy, ik= ugha gksaxsA
iw.kZdkfyd lnL; fofu;fer fudk;ksa ls lHkh laidZ lekIr dj nsxkA iw.kZdkfyd vkSj va'kdkfyd]
nksuksa çdkj ds lnL; vius ifjokj ds lnL;ksa vFkkZr ifr@iRuh] vkfJr larku vkSj ekrk&firk ds
fofu;fer fudk; esa fu;qfDr vkSj 'ks;j/kkfjrk ds C;kSjksa dh ?kks"k.kk djsaxsA
¼x½ osru% ;fn fdlh ljdkjh vf/kdkjh dh fu;qfDr v/;{k ds :i esa gksrh gS] rks mUgsa Hkkjr
ljdkj esa lfpo dks ;FkkuqeRr osru ds led{k vFkok ljdkj }kjk ;Fkk fu/kkZfjr mlls vf/kd osru
fn;k tk,xkA osru bl fo"k; ij çpfyr vkns'kksa ds vuqlkj fu;r fd;k tk,xkA ljdkjh {ks= ds
miØe ds fdlh vf/kdkjh dh fu;qfDr ;fn v/;{k ds :i esa dh tkrh gS rks og ljdkjh {ks= ds
miØe esa vkgfjr vafre osru ds led{k osru vkgfjr djsxkA ;fn futh {ks= ds O;fDr dh fu;qfDr
v/;{k ds :i esa dh tkrh gS rks mUgsa ljdkj }kjk r; fd;k x;k osru fn;k tk,xkA ;fn ljdkjh
vf/kdkjh dk p;u iw.kZdkfyd lnL; ds :i esa fd;k tkrk gS] rks mUgsa Hkkjr ljdkj esa vij lfpo
dks ;FkkuqeRr osru ds led{k osru fn;k tk,xkA ljdkjh {ks= ds miØe ds vf/kdkjh dk p;u ;fn
iw.kZdkfyd lnL; ds :i esa fd;k tkrk gS rks mUgsa ljdkjh {ks= ds miØe esa vkgfjr vafre osru ds
led{k osru fn;k tk;sxkA futh {ks= ds fdlh O;fDr dk iw.kZdkfyd lnL; ds :i esa p;u fd,
IFMTR
[ 176 ]
tkus ij mUgsa ljdkj }kjk r; fd;k x;k osru fn;k tk,xkA va'kdkfyd lnL; ljdkj }kjk r;
fd;k x;k ÞcSBd 'kqYdß ¼flfVax Qh½ çkIr djus ds gdnkj gksaxsA
¼?k½ isa'ku%&ih,QvkjMh, ds v/;{k@lnL;ksa ds fy;s ykxw isa'ku ç.kkyh fuEu çdkj gksxh %&
(i) ,uih,l dh rtZ ij va'knk;h ¼ewy osru dk 10% $deZpkjh rFkk ekfyd nksuksa }kjk
va'knku fd;k x;k egaxkbZ HkRrk½( (ii) ;s jkf'k;ka ,uih,l dh rtZ ij ,df=r vkSj fuos'k dh tk,axh(
(iii) ctk, isa'ku lsokfuo`fRr [kkrs dh rjg ftlesa vfHknkrk dks vfuok;Z :i ls ,df=r jkf'k dk
U;wure 40% okf"kZdh nsuk gksrk gS] bu O;fDr;ksa ds laca/k esa] ;k rks okf"kZdh dh ekud ,uih,l ç.kkyh
vFkok ,df=r jkf'k$vfHko`f) dk iw.kZ vkgj.k ¼HkwriwoZ lhih,Q esa ;Fkk miyC/k dh rtZ ij½ vuqeRr
fd;k tk ldrk gS((iv) mi;qZDr ç.kkyh mu ij tks 60 o"kZ dh vk;q çkIr dj ysus ds i'pkr~
ih,QvkjMh, esa dk;Z vkjEHk djrs gaS vkSj ml vof/k ds fy, tks os ih,QvkjMh, esa fcrkrs gS a] ykxw
gksxhA
¼³½ egaxkbZ HkRrk vkSj uxj çfriwfrZ HkRrk% v/;{k vkSj lnL;] ljdkj esa led{k osru ysus
okys vf/kdkfj;ksa dks vuqeRr nj ij egaxkbZ HkRrk vkSj uxj çfriwfrZ HkRrk çkIr djus ds gdnkj gksaxsA
¼p½ NqV~Vh ;k=k fj;k;r] ;k=k HkRrk vkSj nSfud HkRrk% v/;{k vkSj lnL;ksa dks ;k=k ds nkSjku
;k=k HkRrk vkSj nSfud HkRrk led{k ewyosru ysus okys ljdkjh vf/kdkfj;ksa dks vuqeRr HkRrksa ds
vuq:i fn;k tk,xkA os dsaæh; ljdkj ds fu;a=.kk/khu ml Js.kh ds vfrfFk x`gksa@fujh{k.k caxyksa esa
ftlds fy, led{k osru okys ljdkjh vf/kdkjh ik= gSa] esa 'kgj ls ckgj lkekU; fdjk;ksa dk Hkqxrku
djus ij vLFkk;h vkokl dh lqfo/kk çkIr djus ds fy, ik= gksaxsA
¼N½ fons'k ;k=k,a % v/;{k vkSj fdlh Hkh lnL; }kjk 15 fnu rd dh ljdkjh fons'k ;k=k
fcuk ljdkjh vuqeksnu ds dh tk ldsxhA rFkkfi] ,d o"kZ esa 15 fnu ls vf/kd dh ;k=k Hkkjr
ljdkj esa led{k Js.kh ds vf/kdkfj;ksa ;FkkuqeRr ljdkjh vkns'kksa ds vuqlkj gh dh tk ldsxhA
fons'kksa esa ljdkjh çfrfuf/k eaMy ftlesa ç'kklfud lfpo vkSj v/;{k vFkok fofu;ked çkf/kdj.k ds
lnL; nksuksa 'kkfey gSa] dk lapkyu lfpo djsaxsA ?kjsyw nkSjksa ds fy, v/;{k ç'kklfud
ea=ky;@foHkkx ds lfpo dks lwfpr djsxkA
¼t½ vkokl % ih,QvkjMh, ds v/;{k vkSj lnL; dk;kZy; ls 8 fdyksehVj dh ifjf/k ds
vanj fdjk, ij vkokl ysus ds gdnkj gksaxs vkSj bl O;oLFkk ds fy, Lohdk;Z vf/kdre ykxr
2500@& #i;s çfr oxZ QqV ls vf/kd ugha gksxhA ;fn fdlh ,sls ljdkjh deZpkjh dh fu;qfDr dh
tkrh gS ftls igys ls gh ljdkjh vkokl vkoafVr fd;k x;k gks rks og mfpr Lrj ij vuqeksnu çkIr
djus ds i'pkr gh mls /kkfjr djus dk gdnkj gksxkA ftu ekeyksa esa çkf/kdj.k }kjk vkokl miyC/k
ugha djk;k tkrk] vkokl fdjk;k HkRrk] ewy osru $ egaxkbZ HkRrk $xSj&çSfDVl HkRrk] ;fn dksbZ gks]
ds 30% dh nj ij vuqeRr gksxkA
¼>½ lRdkj HkRrk % v/;{k vkSj lnL; ljdkj }kjk fd, x, fu.kZ; ds vuqlkj lRdkj HkRrs
ds gdnkj gksaxsA
¼¥½ fpfdRlk laca/kh lqfo/kk,a % v/;{k vkSj lnL; ?kjsyw fpfdRlk chek lqj{kk dks [kjhnus ds
fy, vnk fd;s x;s okLrfod çhfe;e dh çfriwfrZ ds gdnkj gksaxsA
¼V½ ifjogu % v/;{k vkSj lnL; led{k jSad ds vf/kdkfj;ksa dks ;Fkk çnRr ljdkjh dkjksa dk
ç;ksx djus dh lqfo/kk ds gdnkj gksaxsA
¼B½ Lrj % v/;{k rFkk lnL; dks vuqlfpoh; Lrj çnku ugha fd;k tk,xk rFkk fu;qfDr fd,
x, O;fDr ds iwoZ Lrj dks v/;{k@lnL; dks çnRr Lrj dk fu/kkZj.k djus ds fy, iwoksZnkgj.k ugha
ekuk tk,xkA vioknkRed :i ls ik= ekeyksa esa iw.kZ vkSfpR; ds lkFk x`g ea=ky; ds lkFk
fopkj&foe'kZ fd;k tk,xk] tks ;Fkko';d lfpoksa dh LFkk;h lfefr ds lkFk laidZ djsxk tSlk fd
fnukad 16 uoEcj] 1996 ds eaf=eaMy lfpoky; ds vuqns'k la0&99@1@5@95&eaf=eaMy esa fu/kkZfjr
fd;k x;k gSA
IFMTR
[ 177 ]
¼M½ NqVVh % v/;{k vFkok lnL; lsok ds çR;sd o"kZ ds fy, 30 fnuksa dh vftZr NqVVh dk
gdnkj gksxkA NqV~Vh ds nkSjku vodk'k osru dk Hkqxrku lhlh,l ¼NqV~Vh½ fu;e 1972 ds fu;e 40
ds vuqlkj fu/kkZfjr fd;k tk,xkA çR;sd O;fDr fdlh Hkh le; ij vius [kkrs esa tek vftZr NqVVh
ds 50% dk miHkksx djus dk gdnkj gksxkA futh {ks= ls fu;ksftr v/;{k vkSj lnL;ksa ds fy, NqV~Vh
dk dksbZ udnhdj.k ugha fd;k tk,xkA
¼<½ ç'kklfud vkSj vU; vof'k"V ekeys % ih,QvkjMh, ds çpkyuksa ls lacaf/kr ç'kklfud]
ekeys vkSj v/;{k rFkk lnL; dh lsok 'krksZa] ftlds fy, bu funsZ'kksa esa dksbZ Li"V çko/kku ugha fd;k
x;k gS] ds gj ekeys esa dsUæ ljdkj dks mlds fu.kZ; gsrq Hkstk tk,xk vkSj dsUæ ljdkj dk fu.kZ;
ih,QvkjMh, ds fy, ck/;dkjh gksxkA
&&&&
No. 38/41/06/P&PW(A)
Government of India
Ministry of Personnel Public Grievances and Pensions
Department of Pension and Pensioners Welfare
---------
Lok Nayak Bhawan,
Khan Market, New Delhi-110 003
Dated 5th May, 2009
OFFICE MEMORANDUM
Sub : Additional Relief on death/disability of Government servants covered by the new Defined
Contribution Pension System (NPS)
The undersigned is directed to say that the pension of the Government servants appointed on or after
1.1.2004 is regulated by the new Defined Contribution Pension System (known as new Pension Scheme),
notified by the Ministry of Finance (Department of Economic Affairs) vide their O.M. No. 5/7/2003-ECB
2 PR dated 22.12.2003.
2. On introduction of the New Pension Scheme, among others, the Central Civil Services (Pension)
Rules, 1972 and the Central Civil Services (Extraordinary Pension) Rules were amended on 30.12.2003.
Under the amended Rules, the benefits of Invalid Pension/Disability Pension and Family
Pension/Extraordinary Family Pension/Liberalized Pensionary Award relief are not available to the
Government Servants appointed on or after 1.1.2004.
3. Ministry of Finance (Department of Economic Affairs) has subsequently clarified that the New
Pension Scheme is a replacement for only pension under normal circumstances and family pension in case
of death of employees after retirement.
4. A high Level Task Force (HLTF) constituted by the Government has recommended certain
additional benefits that can be provided on death or discharge on invalidation/disability of a Government
servant covered by the New Pension Scheme. It is likely to take some time before the Rules regulating
these benefits under the New Pension System are put in place.
5. Meanwhile, considering the hardships being faced by the employees appointed on or after
1.1.2004 who are discharged on invalidation/disablement and by the families of such employees who have
died during service since 1.1.2004, the President is pleased to extend the following benefits to Central
Civil government Servants covered by the New Pension Scheme. on Provisional basis till further orders:
(I) Retirement from Government service on invalidation not attributable to Government duty:
(i) Invalid Pension calculated in terms of Rule 38 and Rule 49 of the Central Civil Services
(Pension) Rules, 1972.
IFMTR
[ 178 ]
(ii) Retirement gratuity calculated in terms of Rule 50 of the Central Civil Services (Pension)
Rules, 1972.
(II) Death in service not attributable to Government duty:
(i) Family Pension (including enhanced family Pension) computed in terms of Rule 54 of the
Central Civil Services (Pension) Rules, 1972.
(ii) Death gratuity computed in terms of rule 50 of the Central Civil Services (Pension) Rules,
1972.
(III) Discharge from Government service due to disease/injury attributable to Government duty:
(i) Disability Pension computed in terms of the Central Civil Services (Extraordinary Pension)
Rules.
(ii) Retirement gratuity computed in terms of the Central Civil Services (Extraordinary Pension)
Rules read with Rule 50 of the Central Civil Services (Pension) Rules, 1972.
(IV) Death in service attributable to Government duty:
(i) Extraordinary Family Pension computed in terms of Central Civil Services (Extraordinary
Pension) Rules and Scheme for Liberalised Pensionary Awards.
(ii) Death gratuity computed in terms of Rule 50 of the Central Civil Services (Pension) Rules,
1972.
The employee/his family will also be paid Dearness Pension/Dearness Relief admissible from time to time
in addition to be above benefits, on provisional basis.
6. The above provisional payments will be adjusted against the payments to be made in accordance
with the Rules framed on the recommendations of the HLTF and recoveries, if any , will be made from
the future payments to be made on the basis of those rules.
7. The Recommendations of the HLTF envisage Payment of various benefits on death/discharge of a
Government employee after adjustment of the monthly-annuitised pension from the accumulated funds in
the NPS Account of the employee. Therefore, no payment of monthly-annuitised pension will be made to
the employee/family of the employee during the period he/she is in receipt of the provisional benefits
mentioned in para 5 above.
8. In cases where, on discharge/death of the employee, the amount of accumulated funds in the NPS
Account have been paid to be employee/family of the employee, the amount of monthly-annuitised
pension from the date of discharge/death will be worked out in accordance with the rules/regulations to be
notified by the Department of Financial Services/PFRDA and the same will be adjusted against the
payment of benefits/relief after the notified rules in this respect are in place.
9. These instructions will be applicable to those Government servants who joined Government
service on or after 1.1.2004 and will take effect from the same date i.e. 1.1.2004.
10. This Order issues with the concurrence of Ministry of Finance (Department of Expenditure) vide
their U.O. No. 127/EV/2009 dated 13.4.2009.
M. P. SINGH,
Director.
———
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No. 1(7)/DCPS(NPS)/2009/TA/221
Office of the Controller General of Accounts
Department of Expenditure
Ministry of Finance
7th Floor, Lok Nayak Bhavan,
Khan Market, New Delhi-110003
---------
Dated : 02.07.2009
OFFICE MEMORANDUM
Sub : Additional Relief on death/disability of Government servants covered by the defined
contribution Pension System (NPS)
Reference is invited to Dept. of Pension and Pensioners Welfare's O.M. No 38/41/06/P&PW(A)
dated 5.5.2009 regarding additional relief on death/disability of government servants covered by the
Defined Contribution Pension System (NPS)
2. As per the above O.M. the following benefits have been extended to Central Civil Government
Servants covered by the New Pension Scheme, on provisional basis:
(A) Retirement from Government Service on invalidation not attributable to Government duty:
(a) Invalid Pension calculated in terms of Rule 38 and rule 49 of the Central Civil Services (Pension)
Rules, 1972.
(b) Retirement Gratuity calculated in terms of Rule 50 of the Central Civil Services (Pension) Rules,
1972.
(B) Death in serice not attributable to Government duty:
(a) Family Pension (including enhanced family pension) computed in terms of Rule 54 of the Central
Civil Services (Pension) Rules, 1972.
(b) Death Gratuity computed in terms of Rule 50 of the Central Civil Services (Pension) Rules,
1972.
(C) Discharge from Government service due to disease/injury attributable to Government duty:
(a) Disability Pension computed in terms of the Central Civil Services (Extraordinary Pension)
Rules.
(b) Retirement Gratuity computed in terms of the Central Civil Services (Extraordinary Pension)
Rules read with rule 50 of the Central Civil Services (Pension) Rules, 1972.
(D) Death in service attributable to Government duty:
(a) Extraordinary Family Pension computed in terms of Central Civil Service (Extraordinary
Pension) Rules and Scheme for Liberalised Pension Awards.
(b) Death Gratuity computed in terms of Rule 50 of the Central Civil Services (Pension) Rules,
1972.
The employee/his family will also be paid Dearness Pension/Dearness Relief admissible from time
to time in addition to the above benefits, on provisional basis.
3. The procedure for making the above provisional payments to the eligible Government
Servants/families has been under consideration of this office. With a view to expenditing these payments it
has been decided that the work relating to release of pensions in respect of such Central Civil pensioners
should be centalized and entrusted to the Central Pension Accounting Office. In this regard the following
guidelines are issued for compliance by Drawing & Disbursing Officers (DDOs), Heads of Officers
(HOO), Pay & Accounts Offices (PAOs), Central Pension Accounting Office (CPAO) and the banks
where Pensioners/family pensioners are/will be holding pension accounts.:-
i. The Head of Office (HOO) will prepare the pension papers as per the provisions of the
relevant rules and will submit the same along with all the relevant documents and requisite
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number of photographs, the particulars of the bank Account of the Pensioner (viz. Name of
Bank , Name of Branch, full postal address of Branch with PIN, 7 digit BSR Code, IFSC
Code etc.) to the Pay and Accounts Office concerned. The HOO will be responsible for the
correctness of the bank details of the beneficiary. The Permanent Retirement Account
Number (PRAN) of the concerned Government Servant allotted by National Securities
Depository Limited will also be indicated.
ii. The HOO will also obtain and forward, along with the pension papers, a copy of the
Undertaking from the pensioner/family pensioner to the effect that he has understood the
provisions of Paras 6, 7 and 8 of Dept. of Pension & Pensioners' Welfare OM No.
38/41/06/P&PW(A) dated 5-5-2009 and that any payment found to be in excess of his/her
entitlement will be refunded to Government/adjusted out of his/her final entitlements-(vide
Annexure 1 to this O.M.).
iii. Pay and Accounts Office, after scrutinizing the pension papers will finalise the pensionary
entitlements as admissible under the abvoe said OM/relevant rules/orders and issue
authorities for pension/family pension/gratuity.
iv. Pay and Accounts Office will record the entitlements admitted, in the Service Book of the
Government Servant under the signature of the Pay and Accounts Officer.
v. Necesary entries with regard to the issue of authorities will be made in the Registers
maintained by Pay and Accounts Officer. While the payment of gratuity will be made by
Pay and Accounts Officer, on the basis of authority issued by him, pension/family pension
will be paid only to the bank account of pensioners, by CPAO.
vi. Pensioners in their interest may be encouraged to open their accounts with bank branches
having Real Time Gross Settelement (RTGS)/National Electronic Funds Transfer System
(NEFT) facility, failing which, Core Banking Solutions (CBS) facility.
vii. Pensioners may open joint Account with spouse only (to whom family pension is payable in
the event of death of pensioner). The conditions stipulated in para 4 and elsewhere in the
scheme for "Payment of Pensions to Central Government Civil Pensioners through
Authorised Banks" would aply.
viii. The Pay and Accounts Officer will allot an alphanumeric serial number (Provisionol
Pension Payment Order) to each pensioner in the following manner. It will be prefixed with
'N' and the first 5 digits will represent the PAO code (after deleting the first digit 0 from the
PAO code) follwed by 2 digits to denote the year, 3 digits representing serial number. The
last digit which is a check number will be allotted by the system in CPAO.
ix. Pay and Accounts Officer will issue special seal authority for pension/family pension (vide
Annexure 2) to CPAO under intimation to the retired Government Servant/family of
deceased Govt. Servant.
x. PAO will issue a pension payment order in triplicate in the format prescribed by CPAO
(Vide Annexure 3) (disburser's i.e. CPAO's, Pensioners and Pension Account Holding
Branch's portions) and send it along with authority as prescribed by CPAO. Pay and
Accounts Officer will have to issue e-special seal authority/e-PPO on receipt of orders to
this effect from CPAO.
xi. CPAO will forward Pensioner's and Pension Account Holding Bank Branch's copies to the
Bank Branch where the Account of the Pensioner is maintained. The Bank's copy of PPPO
should be used only for identification purpose and not for payment.
xii. CPAO will maintain and Index Register and maintain a separate data base in respect of all
pensioners/family pensioners to whom provisional payments are made as per the
Department of Pension and Pensioners Welfare's O.M. dated 5-5-2009. The PPO issued
will be scanned and archived in CPAO with photographs and signature of the pensioners.
xiii. The Banks are required to complete identification formalities of the pensioner as required
under para 12 of the scheme for "Payment of Pensions to Central Government Civil
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Pensioners through Authorised Banks" and intimate CPAO electronically to enable
commencement of credit of pension to the pensioner's account. After identification of the
Pensioner, his copy may be invariably handed over by the concerned branch.
xiv. The Pension Account holding Bank will have to obtain an undertaking that excess payment,
if any credited tohis/her account, due to for refund of excess amount credited to his/her
account due to delay in receipt of any material information or due to any bonafide error, can
be recovered by the bank (as prescribed in Annexure XI to CPAO's Scheme for "Payment
of Pensions to Central Government Civil Pensioners through Authorised Bank").
xv. On the basis of authority issued by the PAOs, CPAO will prepare a bill for drawing
pension/family pension/additional quantum plus Dearness Relief thereon and issue advice
to its accredited bank for electronic transfer for crediting the account of pensioners/family
pensioners held in various banks, by debit to CPAO's (Pension) Account. All amendments
on account of revision will be issued by the PAOs and the revision authority (as per the
format prescribed) will be sent to CPAO.
xvi. It will be the responsibility of CPAO to deduct Income Tax at source from payment of
pension/family pension as applicable. Income Tax statement for the same will also be
issued by them annually. For this relief under Income Tax by the Pensioner will be sent by
paying branch uploaded to CPAOs website after getting the same from the pensioner.
xvii. CPAO will issue advice to bank well in time so that the accounts are credited to the banks
accounts of pensioners/family pensioners on due dates.
xviii. The accredited bank of CPAO will issue electronic credit to the bank account of the
pensioner/family pensioner based onthe advice.
xix. The Pension Account holding bank will be responsible for obtaining periodical certificates
such as Life Certificate, Re-employment Certificate etc. (as prescribed in CPAO’s Scheme
for ‘‘Payment of Pensions to Central Government Civil Pensioners through Authrorised
Banks’’) and intimated electronically to CPAO on due dates. (Life certificate should be
obtained on 1st May each year and intimation uploaded on CPAO’s website.) Drawing of
pension/family pensions will be subject to the receipt of Life Certificate by CPAO.
xx. Any change in the bank of the pensioner may be authorised with the Bank’s portion by
CPAO through the Pension Account Holding Bank. Fresh identification of pensioner by
new branch will be entailed. The account if closed by the Pensioner will be intimated
electronically by the bank to CPAO immediately.
xxi. CPAO will be responsible for working out of arrears of Dearness Relief as and when they
are sanctioned by Government and arrange to get it credited to the bank accounts of the
pensioners/family pensioners.
xxii. The accredited bank of CPAO will be asked to Prepare separate scrolls for these provisional
pension payments and confirmations of credit to pensioner’s account for submission to
CPAO.
xxiii. CPAO will issue pension slip, annual statements of income tax deducted and Due and
Drawn statement in respect of any arrear payment to the pensioner/family pensioner
through pension paying branch annually. A facility on CPAO’s website for online viewing
by pensioners on the web will be enabled through passwords.
xxiv. The normal procedure for reporting, reconciliation of Government transactions will be
followed by bank and CPAO (like non-pension transactions).
xxv. It has been decided to open separate head of account to book these payments in accounts.
Those head will be intimated separately.
xxvi. At this stage, the position is not clear as to what benefits will be finally admissible to the
Government Servants covered under Defined Contribution Pension Scheme. Therefore, the
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mode of payments is also not clear. However, the CPAO will maintain the data base on the
benefits paid to each pensioner/family pensioner as per this Office Memorandum.
xxvii. However the responsibility for all recoveries mentioned in the OM dated 5-5-2009 shall be
that of the concerned ministry/PFRDA and NPS disbursing authority. They shall work out
of the final payments/recoveries as and when orders to this effect are issued by
Government.
xxviii. In case of death pensioner, the same may be intimated to the pension account holding
branch of the bank by the family members of the deceased immediately and bank will
inform the same to CPAO electronically. The amount lying in the bank account of the
pensioner till the date of death is to be paid to the nominee (as per Nomination Rules,
1983). If nomination is not available with the bank, the amount will be paid to legal heirs of
the deceased and/or excess amount refunded as per debit advice issued by CPAO.
xxix. Discontinuation/Reduction of the Provisional Pension in respect of any pensioner should be
conveyed to CPAO at least one month before the next payment date by the concerned
Ministry’s PAO.
xxx. Invariably any correspondence between nodes of GOI should be endorsed to the pensioners.
Sd/-
(BHARATI DAS)
Joint Controller General of Accounts.
———
No. 25014/14/2001-AIS(II)
Government of India
Ministry of Personnel, Public Grievances and Pension
Department of Personnel and Training
North Block, New Delhi-110001
Dated : 8th September, 2009
To
The Chief Secretaries,
All the State Governments/UTs
Sub : Introduction of New Pension Scheme for Members of the All India Service Joining the All India
Service on or after 1/1/2004.
Sir/Madam,
The undersigned is directed to say that the pension of the members of the All India Services
appointed on or after 1.1.2004 is regulated by the new Defined Contribution Pension Scheme (known as
the New Pension Scheme) notified by the Ministry of Finance (Department of Economic Affairs) vide
their O.M. No. 5/7/2003-ECB 2 PR dated 22.12.2003. On introduction of the New Pension Scheme, the
All India Service (Death Cum Retirement Benefit) Rules, 1958 and the All India Service (Providednt
Fund) Rules, 1955 were amended on 7.02.2004 & 17th May 2004 respectivey. Under the amended Rules,
benefits of the old Defined Benefit Pension Scheme and of GPF are not available to the members of the
service appointed on or after 1.1.2004.
2. The New Pension Scheme will work on a defined contribution basis and will have two
tiers-Tier I and II. Contribution to Tier I will be mandatory for all members of All India Services joining
the All India Service on or after 1/1/2004, whereas Tier II will be optional and at the discretion of
members of All India Service.
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3. In Tier I, members of All India Service will make a contribution of 10% of his/her basic pay
plus DA, which will be deducted from his/her salary bill every month by the DTO/TO concerned. The
Government will also make an equal matching contribution.
4. Tier I contributions (and the investment returns) will be kept in a non-withdrawable pension
TierI account. Tier II contributions will be kept in a separate account that will be available for withdrawal
at the option of the member of the Service. Government willnot make any contribution to TierII account.
5. A member of the service can exit at or after the age of 60 years from the TierI of the scheme.
At exit, it would be mandatory for him/herto invest 40 percent of pension wealth to purchase an annuity
(from an IRDA regulated Life Insurance Company), which will provide for pension for the lifetime of the
employee and his dependent parents/spouse. In the caseof members of the All India Service who leave the
Scheme before attaining the age of 60, the mandatory annuitisation would be 80% of the pension wealth.
6. Recoveries towards Tier I contribution will start from the salary of the month following the
month in which the member of the service has joined service. No recovery will be made for the month of
joining.
7. As the existing provision of Defined Benefit Pension and GPF would not be available to new
members of All India Service joining All India Service on or after 1/1/2004, in case any GPF deduction
has been made then it would have to be refunded to the concerned All India Service Officers.
8. Deduction towards Group Insurance will, however, continue to be made from the salary of new
members of the All India Service joining the service on or after 1/1/2004.
9. The State Service officers appointed to the IAS/IPS/IFS by way of promotion/selection, who
are already covered under the old pension scheme will continue to be governed by the old pension scheme.
10. The Pension funds of members of the All India Service would be managed by pension fund
managers nominated by the Pension Fund Regulatory Development Authority (PFRDA) and the records
would be maintained by a Central Record Keeping Agency, the National Security Depository Limited
(NSDL).
11. All State Governments would be required to designate a State Nodal Officer (SNO) at the
State capital for all NPS related activities. District Treasury Officer (DTO)/Treasury Officer (TO) would
be entrusted the rsponsibility of deducting the amount of employee's subscription from the salary of the
AIS subscriber and would forward the same to the State Nodal Officer.
12. The amount and contribution details from each of the TO would be consolidated for all
subscribers by the designated State Nodal Officer at the State capital. The SNO would also compile and
consolidate Employers contribution.
13. The designated officer in the State Nodal Office would prepare and upload the Subscriber
Contribution File (SCF) on CRA system; transfer funds to the Trustee Bank and send information to
Department of Personnel & Training for control purposes.
14. Immediately on joining the All India Service, each member of the service will be required to
provide particulars such as his/her name, designation, scale of pay, date of birth, nominees (s) for the fund,
relationship with the nominee etc. in the prescribed form (Annexure-I). The same procedure should be
followed for all AIS officers appointed on or after 1.1.2004. Accordingly all AIS officers recruited on or
after 1.1.2004 are advised to fill up the registration form at Annexure-I immediately.
15. The DTO would be responsible for getting the physical registration form filled by all AIS
officers and would also fill up their own registration form (DDO registration form) and send it to the State
Nodal Officer (SNO). The State Nodal Officer would act as the PAO in the NPSCAN. He would collate
the physical registration forms and also fill up the registration form for the PAO and send all these filled
forms to NDSL preferably within a month of issuance of these orders. NDSL would process the details and
send all the kits to the SNO by the end of October 2009.
16. On receipt of the Permanent Registration Allotment Number (PRAN), the SNO would start
the regular uploads and funds transfers. After this is done the legacy data would be send in one or
maximum two tranche.
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17. For the legacy data, the DDOs would then prepare the arrears-SCF for month wise
contribution details and send the same to SNO who will upload the same to NPSCAN and transfer the
funds. Accounting procedure for the above would be devised by the State Government in consultation with
Accountant General.
18. Payment to Trustee bank: The salary bills and the bills for Government contribution will be
passed by TOs after exercising the checks prescribed under financial rules and Treasury Manual. The
amount of NPS subscriptions (member' contribution) recovered from the salary bills will be shown under
the "Recoveries'' column of the salary bill and will be classified under the Head ''8342-Other Deposits-00-
117-Defined Contribution Pension Scheme'' in the State Section of Accounts by opening suitable separate
sub-heads thereunder for ''01-Government Servants Contributions under Tier-1'' and "02-Government's
Contribution under Tier-II''. The amount of Government's Contribution shall be debited to ''2071-Pension
Scheme-01-Civil-117-Contribution for Defined Contribution Pension Scheme-01-Government
Contribution-00.04-Pensionary Charges'' in the Consolidated Fund of the State Government.
19. After the bills are passed, the SNOs will upload the data relating to contributions (both of
members of service's and Government's contributions) into NPSCAN of NDSL and also tally the figures
uploaded with that booked. Further, all the accumulated balances under the DCPS would be transferred to
the Trustee bank i.e. the Bank of India.
20. After uploading is completed, SNO will get Transaction ID and draw the total amount by
minus crediting the head mentioned above either by cheque in favour of the Trustee Bank or remit the
amount through RTGS/NEFT. SNO will also ensure the amount of contributions booked is duly tallied
with the Subscriber's Contribution File (SCF) being uploaded in the NPSCAN and the same amount is
drawn in the Cheque and passed on to the Trustee Bank.
21. The SNO/TO would have to maintain the Alphabetical Index Register in Annexure V wherein
they would have to indicate the PRAN numbers allotted to each of the subscriber; the particulars of
remittances of contributions to the Trustee bank in the Proforma prescribed vide Annexure VI; and the
individual-wise account indicating the amounts of contributions paid tothe Trustee Bank and the details of
remittance. (vide Annexure VII).
22. In order to enable NSDL to carry out reconciliation and credit the amounts against the
individuals' accounts, Treasury Officers/SNO will have to ensure that their TO Registration numbers/SNO
Registration numbers respectively and the month to which the contributions pertain/Transaction ID in
NPSCAN are mentioned in the NEFT/RTGS application form (in the 'Remarks' column) to be submitted to
their banker, Where payments are made through cheques in favour of the Trustee Bank, these particulars
would have to be furnished on the reverse of the cheque as well as in the forwarding letter. The time
schedule prescribed will have to be strictly adhered to by SNOs, TOs and DDOs.
23. The SNO along with the State Government would have to ensure that arrears of contributions
both of Government and Subscribers, are recovered and transfered to the trustee bank with a definite time
span. If the contributions have been recovered but kept elsewhere, then also they must be transferred
immediately to the Trustee Bank.
24. If the State Governments decide to recover the contributions in instalments, it may be ensured
that the instalments of Government contributions drawn and transferred to the fund do not exceed the
individual's contributions.
25. In the case of post 01.01.2004 entrants into the service, whose contributions to NPS are yet to
be deducted the State Government may consider deducting their contribution (arrears from 01.01.2004 or
from their date of entry into service) from the second instalment of arrears of revision of pay due on
account of the 6th Pay Commission recommendations. Further the pay arrears may be released only after
individual application forms for registration to the New Pension Scheme have been obtained by the
DDO/SNO from the concerned member of the service.
26. Whenever any member of the service is transferred from one office to another or goes on
Central deputation etc, the TO will indicate in the Last Pay Certificate of the member of the service, the
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PRAN in respect of that individual and the month up to which his contributions have been
recovered/drawn.
27. Accountant Generals/Finance Departments of all State Governments are requested to bring
these instructions to the notice of their TOs/DDOs/SNOs for strict compilance.
Harjot Kaur,
Director (Services).
———
No. 28/30/2004-P&PW(B)
Ministry of Personnel, Public Grievances and Pension
Department of Pension and Pensioners Welfare
Lok Nayak Bhavan, Khan Market
New Delhi-110003
Dated : 28th October, 2009
OFFICE MEMORANDUM
Sub : Mobility of personnel amongst Central/State & Autonomous Bodies while working under
Pensionable establishments regarding.
The undersigned is directed to say that while introducing the New Pension Scheme from 1/1/2004,
amendments to various existing rules including rule 2 of the CCS (Pension) Rules, 1972 were made
whereby these rules became inapplicable to those apointed to Central Govt. Services and posts from
1/1/2004. Also the new and changed position obtaining on mobility of personnel between Central
Government departments Between Central and State Governments; and between Govt. departments and
autonomous bodies on technical resignation from 1/1/2004 under these rules were clarified vide OM of
even number dated 26/7/2005.
2. The position has been further reviewed by the Government of India and it has been decided to
continue mobility of Govt. Servants/Autonomous body employees appointed on or before 31.12.2003 and
who were governed under the old non-contributory Pension Scheme of their respective
Governments/Organizations in order to provide for the continuance of Pensionary benefits based on
combined service in accordance with the CCS (Pension) Rules, 1972 as under :-
a. between the Central Govt. departments covered under CCS (Pension) Rules, 1972 and Railway
Pension Rules, 1993 or other similar non contributory pensionable establishments of Central
Govt. covered by old Pension rules other than CCS (Pension) Rules, 1972;
b. between State and Central Govt. Provided the employees ware appointed in the State Govt. (S) on
or before 31.12.2003 and covered under old pension scheme similar to CCS (Pension) Rules,
1972;
c. the pre-existing arrangement of mobility between State/Central Autonomous Body to
Central/State Govt. and between autonomous bodies that were governed by old pension schemes
in force upto 31/12/2003 vide no. 28/10/84-P&PW dated 7/2/1986 and OM. No. 28/10/84-
Pension unit dated 29/8/1984 stand restored although those under CPF etc. will not be allowed
entry into the old pension scheme on appointments from 1/1/2004.
3. These instructions modify/supersede provisions in the OM of even number dated 26/7/2005 to the
extent as indicated above and take effect from 1.1.2004.
4. This issues with the concurrence of Department of Expenditure vide their UO No. 335/EV/2009
dt. 5/10/2009 and in consultation with C&AG vide their U.O. No. 93-audit (Rules)/28-2009 dated 09-10-
2009.
Raj Singh,
Director.
———
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No. 11/25/2011-PR
Government of India
Ministry of Finance
Department of financial Services
-----
Jeevan Vihar Building, Parliament Street,
New Delhi, dated the 25th January, 2012.
OFFICE MEMORANDUM
Subject :Release of the accumulation in Defined Contribution Pension Scheme in Tier-I under New
Pension Scheme.
The undersigned is directed to refer to Cabinet Secretariat's O.M. No. 1/71/2008-EA-I-3990
dated 23-12-2011 on the above captioned subject and to say that there is no provision of withdrawal under
NPS on premature exit from NPS except the mandatory annuitisation principle of 40% annuitisation at an
age of sixty and 80% annuitisation before the age of sixty.
2. In the case of Technical Resignation, it is stated that, since, the NPS pension account is
"portable" meaning thereby that a NPS pension account could be maintained even when the Government
Servant moves from one Department/Organisation of the Government to the other or to the private sector,
or vice-versa. the pension account under NPS could be moved along with him. So, no withdrawal in case
of "technical resignation'' is recommended and the balance outstanding in their personal retirement account
along with PRAN may be carried forward.
Surinder Kaur
Under Secretary to the Govt. of India.
Cabinet Secretariat,
[Shri Sumati Kumar, Director (CS)],
Bikaner House (Annexe),
Shahjahan Road,
New Delhi.
Pension Fund Regulatory and Development Authority
PFRDA/2013/10/CRTB/1 30th April, 2013
To
All Central Government Ministries & State Governments
All PrAos/PAOs/DTAs/DTOs
All POPs/POP-SPs/Aggregators/Corporates
All PFMs/ASPs
Dear Sir/Madam,
Subject : Appointment of new Trustee Bank (TB) under National Pension System (NPS)-reg.
1. All the offices are hereby informed that Axis Bank has been appointed as a new Trustee Bank in
place of Bank of India (the current Trustee Bank) for National Pension System (NPS) with effect
from 1st July, 2013.
2. Accordingly, all NPS related funds are to be remitted to the designated accounts of Axis Bank from
Ist July, 2013. The Offices shall continue to remit funds to the designated NPS trust accounts being
maintained with the current Trustee Bank, i.e., Bank of India till 30th June, 2013.
3. Kindly note that the overall procedure for remittance of funds to the Trustee Bank and matching &
Booking of Subscriber Contribution Files (SCF) as well as the receipt of funds from Trustee Bank
shall remain unchanged.
4. The Offices are requested to take note of the same. A detailed circular communicating the new
NPS trust Account numbers where the funds will have to be remitted from 1st July,2013 and the
name, contact numbers and email ids of the Axis Bank officials for any query/assistance will be
communicated subsequently.
Yours faithfully
Subroto Das,
Chief General Manager.
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FILE NO.: PFRDA/24/12 Dated : 30/07/2014
To,
All Government Departments/Autonomous Bodies
Sub : Issue of family pension/Invalidation pension and adjustment of accumulated pension wealth
of Government sector NPS subscribers to Government.
Department of Pension and Pensioners Welfare has issued O.M. No.: 38/41/06/P&PW (A) dt.
5th May, 2009 providing for additional reliefs like invalidation pension/family pension to the Central
government NPS subscribers/family members of a deceased Central Government employee covered under
NPS on an optional basis wherein the subscriber/family members can either choose to opt for the benefits
offered under the referred OM or choose to take the benefits as provided under NPS. However, if the
option to avail the family pension/invalidation pension is exercised, the accumulated pension wealth in the
account of the subscriber/deceased subscriber has to be adjusted/transferred to the Government account. It
has also come to our notice that some of the State Governments, state/central autonomous bodies etc. are
also offering this relief to their employees who are covered under NPS on similar lines.
2. During our discussions earlier with some of the Central Government departments, we have been
informed that there are about 1900 cases wherein the family pension has been paid by various Central
Government departments to the families of those Central Government employees who were covered under
NPS and who are no more alive now.
3. However, there are no communications/intimations from the Central/State Government
departments or those organisations which offer benefits referred in the above OM to CRA/PFRDA till
date, on any such family/invalidation pension paid to the family members of the deceased NPS
subscribers/subscribers. as a result, it is very much possible the family members will be availing both the
benefits either knowingly or unknowingly on account of lack of knowledge about the rules and regulations
in this regard.
4. Owing to the abvoe, since March, 2014 PFRDA is seeding a "No objection" certificate from the
nodal office (PAO/DDO) stating that no application for providing family/invalidation pension has been
received from the deceased subscriber's family members/subscriber and that they have no objection to
release the NPS benefits.
5. Therefore, in order to streamline the system, we request that complete details as under should be
intimated tous on priority so that the claims can be accordingly marked and Governments right of recovery
duly protected and preseved.
(a) Details of all those cases where applications have been recived for payment of family
pension/invalidation pension or any other benefit as provided under O.M. no.:
38/41/06/P&PW(A) dt . 5th May, 2009 or any other OM or order providing for such a relief.
(b) Details of all those cases where PAOs/DTA/DTO etc. have paid/paying family pension
/invalidation pension or any other benefit as provided under O.M. no. : 38/41/06/P&PW (A)
dt. 5th May, 2009 or any other OM or order providing for such a relief to the family members
of the deceased Government servant covered under NPS/subscriber.
The above details may be sent in the attached format.
* Further it is advised that, in case if the State Governments/autonomous bodies/other
Government entities have no such provision on such additional relief providing for family
pension/invalidation pension to the Government employees covered under NPS, the same
should also be specifically informed to us so that necessary process changes can be
implemented.
* Also, in case if the State Governments/autonomous bodies/other Government entities have
issued similar instructions on additional relief but where the adjustment of NPS benefits is not
mandated, the same should also be specifically informed to us so that necessary process changes
can be implemented
The above informatin needs to be sent in the attached format (Annexure I) at the following address
and also by E-mail to the following:
IFMTR
[ 188 ]
1. NPS Claim Processing Cell,
Central Record Keeping Agency, NSDL, 4th Floor,
'A' Wing, Trade World, Kamala Mills Compound,
Senapati Bapat Marg, Lower Parel, Mumbai-400013
E-Mail ID : SarvdeepS@nsdl.co.in; Sudhanshus@nsdl.co.in;K.sumit@pfrda.org.in
In case any additional information is required or any further clarification is required in the matter,
you may contact the following:
Sumit Kumar,
DGM
PFRDA, New Delhi
Mobile: +91 8447000347
Mail : K. sumit@pfrda.org.in
Thanking you,
Yours sincerely
Ashish Kumar,
General Manager.
IFMTR
[ 189 ]
Annexure I
Sl. no.
Name of the NPS
subscriber
PRAN Date of the death/invalidation
of the NPS subscriber
Name and address of the office paying
the family pension/inalidation
pension
Name of the family members who have applied for the family pension and to
whom the family
pension/ invalid
pension paid
Relationship with the NPS
subscriber
PAO/DDO/DTA/DTO registration number of
the CRA
Any other relevant
information
SIGNATURE OF THE PAO/DDO/DTA/DTO
or any authorised Government official along with the office seal
Address:
Date :
Place :
IFMTR
[ 190 ]
PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY
PFRDA/2015/07/EXIT/02 25th February, 2015
To,
All Govt. depts./PAO's/PrAO's/DDO's/DTO's & CRA
Dear sir/Madam,
SUB : Simplification of withdrawal Process-Documentary requirements.
Currently, the following documents are required to be submitted by the subscribers for processing a
withdrawal request by CRA/NPS Trust for various types of withdrawals and which are common across all
the sectors of National Pension System.
1. Original PRAN Card or in the absence of PRAN card, notarized affidavit.
2. Photo ID proof*.
3. Address proof of the Claimant*.
4. Cancelled Cheque (containing claimant's Name, Bank Account Number and IFS Code) or Bank
Certificate.
*If a document contains both identification and address for compliance with KYC requirements, it
would be sufficient for processing the withdrawals. Ex: Passport, Aadhar, Driving license, Ration card etc.
Additionally, the following documents are asked for exits arising out of death of the subscriber
5. Death certificate in original issued by local authorities.
6. Legal Heir Certificate/Succession Certificate as applicable in case if nomination is not registered
by the Subscriber.
However, Feedback has been received at varius meetings conducted by PFRDA with Government
officials, subscrbers and other stakeholders that the burden of documentation is too heavy and needs to be
reduced for a smooth oeration of the system. The Authority based on the feedback and also upon
reexamination of the procedural requirements at varius levels and has decided to simplify the documentary
requirements for the Government subscriber sector to begin with. However, the long run goal is to
minimise the documentary requirements for all sectors.
The following are the revised requirements for the Government sector subscriber for the Exit and
withdrawal requests submitted to CRA/NPS Trust:
1. KYC documents, Bank Passbook/cancelled cheque/bank certificate and Name mis-match
certification : The certification provided by the PAO/PrAO/DDO/DTO that
* the KYC requirements of proper identification of the subscriber has been done (as per Annexure
I).
* that the name as provided in the withdrawal application form be accepted as final.
* Bank account details as provided in the application form be accepted as final.
would be accepted and claims dealt accordingly.
2. Nomination-If already existing in CRA system-there is no further requirement to fill in the
details, unless the subscriber wishes to change the nomination already provided.
3. Original Pran card or in the absence of PRAN card, notarized affidavit : Not required to be
submitted henceforth.
4. Death Certificate-Copy of the death certificate duly attested by the concerned
PAO/PrAO/DDO/DTOwith a specific certification that it is a true copy of the original death
certificate and such certificate shall be dated and subscribed by such officer with his name, title
and seal of office would be accepted as adequate for the purpose of establishing the death of the
subscriber.
Yours faithfully,
Venkateswarlu Peri,
General Manager.
IFMTR
[ 191 ]
ANNEXURE I
1. KYC CERTIFICATION
Certified that Shri/Smt ................Son/Wife of Shri .............................who is an employee of (office
address) ............................from (date) ...............and is at present holding the post of ...............................and
his/her identity is certified as provided in the NPS withdrawal aplication form along with the address as
provided.
Further, the name and Bank account details as provided in the withdrawal aplication form by the
subscriber shall be accepted as final.
Date ..............
Name, Designation, Address & Tel no.
of the certifying officer.
--------
isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k
vf/klwpuk
isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k
¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl vkSj çR;kgj.k½ fofu;e] 2015
ubZ fnYyh] 11 ebZ] 2015
la0 ih,QvkjMh,@12@vkjth,y@139@8&isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k] isa'ku
fuf/k fofu;ked vkSj fodkl çkf/kdj.k vf/kfu;e] 2013 ¼2013 dk 23½ dh /kkjk 52 dh mi/kkjk ¼2½ ds
[kaM ¼N½] [kaM ¼t½ vkSj [kaM ¼>½ ds lkFk ifBr mldh mi/kkjk ¼1½ }kjk çnRr 'kfDr;ksa dk ç;ksx
djrs gq, fuEufyf[kr fofu;e cukrk gS] vFkkZr~ %&
v/;k; 1
çkjafHkd
1& &¼1½ bu fofu;eksa dk laf{kIr uke isa'ku fuf/k fofu;ked vkSj fodkl
çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl vkSj çR;kgj.k½ fofu;e] 2015 gSA
ßbu fofu;eksa dk mn~ns'; jk"Vªh; isa'ku ç.kkyh ls fudkl vkSj çR;kgj.k ds le; vfHknkrkvksa ds
fgr esa ,d çHkkoh ra= ftlesa O;fDrxr isa'ku [kkrk ls çR;kgj.k ds fy, fuca/kuksa] mnns';] vko`fRr
vkSj lhek,a 'kkfey gS lkFk gh os 'krsZ Hkh ftuds vk/kkj ij vfHknkrk jk"Vªh; isa'ku ç.kkyh ls fudkl
vkSj mlds i'pkr~ okf"kZdh dk Ø; djsxk] miyC/k djkuk gSAÞ
¼2½&;s jkti= es muds çdk'ku dh rkjh[k dks ço`Rr gksaxsA
2& bu fofu;eksa esa] tc rd lanHkZ ls vU;Fkk visf{kr u gks]&
¼d½ ßvf/kfu;eÞ ls ias'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k vf/kfu;e] 2013 ¼2013 dk 23½
vfHkçsr gS(
¼[k½ ßlafpr isa'ku /kuÞ ls jk"Vªh; isa'ku ç.kkyh ds v/khu fdlh vfHknkrk ds LFkk;h lsokfuo`Rr
[kkrs esa lafpr isa'ku fofu/kkuksa dk eqækewY; vfHkçsr gS(
IFMTR
[ 192 ]
¼x½ ßladyudrkZÞ ls jk"Vªh; isa'ku ç.kkyh Lokoyacu~ ds v/khu vfHknkrk ds varjkuhd d`R;ks dks
djus ds fy, vf/kfu;e dh /kkjk 27 dh mi/kkjk ¼3½ ds v/khu çkf/kdj.k }kjk jftLVªhd`r ,slk
e/;orhZ vfHkçsr gS ftldk dqN lkekftd&vkfFkZd eky ;k lsokvksa ds fy, Kkr xzkgd vk/kkj ds lkFk
d`R;dkjh laca/k gksxk(
¼?k½ Þokf"kZdh lsok çnkrkÞ ls chek fofu;ked vkSj fodkl çkf/kdj.k }kjk jftLVªhd`r vkSj
fofu;fer dksbZ thou chek daiuh vfHkçsr gS vkSj tks jk"Vªh; isa'ku ç.kkyh ds vfHknkrkvksa dks okf"kZd
lsok,a miyC/k djokus ds fy, çkf/kdj.k }kjk lwph esa lfEefyr gS(
¼³½ ßHkkjr dk ukxfjdÞ ls ,slk dksbZ O;fDr vfHkçsr gS tks ukxfjdrk vf/kfu;e] 1955 ¼1955
dk 57½ ds v/khu Hkkjr dk ukxfjd gksus ds fy, vfgZr gS(
¼p½ ßvuqikyu vf/kdkjhÞ ls jk"Vªh; isa'ku ç.kkyh U;kl ls dksbZ ftEesnkj O;fDr ;k dksbZ vU;
e/;orhZ ;k vfLrRo vfHkçsr gS ftls jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa ls çR;kgj.k nkoksa dks
çkIr djus] çØe.k vkSj ifjfu/kkZj.k dh ftEesnkjh lkSaih xbZ gS vkSj ftls vf/kfu;e ;k çkf/kdj.k }kjk
cuk, x, fu;eksa ;k fofu;eksa ;k le;≤ ij tkjh vf/klwpukvksa] ekxZn'kZd fl)karks ;k vuqns'kksa ds
vuqikyu dks fd, tkus dks ekuhVj djus ds mRrjnkf;Ro dk Hkkj lkSaik x;k gS(
¼N½ ßljdkjh lsDVj dk vfHknkrkÞ ls jk"Vªh; isa'ku ç.kkyh esa dsaæh; ljdkj ;k jkT; ljdkjksa ds
uksMy dk;kZy;ksa ds ek/;e ls ntZ vkSj dsaæh; vfHkys[kkiky vfHkdj.k }kjk ml :i esa jftLVªhd`r
dksbZ vfHknkrk vfHkçsr gS(
¼t½ ßjk"Vªh; isa'ku ç.kkyh&ykbVÞ ls jk"Vªh; isa'ku ç.kkyh ds v/khu ,slh Ldhe vfHkçsr gS ftlesa
vlaxfBr lsDVj ls] ftldh jk"Vªh; isa'ku ç.kkyh&Lokoyacu~ ,d ,slk la?kVd gS] ftlesa Hkkjr ljdkj
dk vfHknk; vuqKs; gS] lacaf/kr O;fDr;ksa ds fy, jk"Vªh; isa'ku ç.kkyh ds vk'kkoku lewg ekMy
dh ,d fo'ks"krk dk mica/k gS(
¼>½ ßLFkk;h lsokfuo`Rr [kkrk la[;kad ¼ihvkj,,u½ ls dsæh; vfHkys[kkiky vfHkdj.k }kjk izR;sd
vfHknkrk dks vkcafVr fof'k"V igpku la[;k vfHkizsr gS(
¼ ½ ^^Lokoyacu~ vfHknkrk** ls ,slk vfHknkrk vfHkizsr gS ftls jk"Vªh; isa'ku iz.kkyh ds v/khu dsanzh;
vfHkys[kkiky vfHkdj.k }kjk ml :i esa jftLVªhd`r fd;k x;k gS vkSj tgka Hkkjr ljdkj dk lg
vfHknk; vuqKs; gSA
¼2½ bu fofu;eksa esa ç;qDr vkSj ifjHkkf"kr u fd, x, fdUrq vf/kfu;e esa ifjHkkf"kr 'kCnksa vkSj
inksa dk ogh vFkZ gksxk tks Øe'k% vf/kfu;e esa mudk gSA
jk"Vªh; isa'ku ç.kkyh ls fudkl ds ç;kstuksa ds fy, vfHknkrkvksa dks ¼1½ ljdkjh lsDVj] ¼2½
loZukxfjd lfgr dkjiksjsV lsDVj vkSj ¼3½ jk"Vªh; isa'ku ç.kkyh&ykbV vkSj Lokoyacu~ vfHknkrkvksa
ds :i esa çoxhZd`r vkSj ifjHkkf"kr fd;k x;k gSA rn~uqlkj blds v/khu fofufnZ"V fudkl laca/kh
fofu;e ml çoxZ dks ykxw gksaxs ftlds vfHknkrk gSA
3&ljdkjh lsDVj ds vfHknkrkvksa dk jk"Vªh; isa'ku ç.kkyh ls fudkl&ljdkjh lsDVj dk dksbZ
vfHknkrk] jk"Vªh; isa'ku ç.kkyh ls uhps fofufnZ"V jhfr;ksa esas ckgj vk,xk] vFkkZr~ %&
¼d½ tgka vfHknkrk] tks mls ykxw lsok fu;eksa }kjk ;Fkkfofgr vf/kof"kZrk dh vk;q çkIr djus ij
lsokfuo`Rr gksrk gS ;k gksrh gS] ogka ,sls vfHknkrk ds lafpr isa'ku /ku esa ls de ls de pkyhl
çfr'kr vfuok;Z :i ls fdlh ekfld ;k fdlh vU; dkfyd isa'ku dk mica/k djus ds fy, okf"kZdh
djus ds fy, mi;ksftr dh tk,xh vkSj ,sls mi;kstu ds i'pkr~ lafpr isa'ku /ku dk
vfr'ks"k ,deq'r :i esa vfHknkrk dks lanRr fd;k tk,xk %
IFMTR
[ 193 ]
ijarq]&
¼i½ fuEu fMQkYV okf"kZdh lafonk gksxh tks fd ykxw gksxh vkSj ftlds varxZr okf"kZdh lafonk esa
vfHknkrk dks thou ds fy, okf"kZdh vkSj mlds ifr ;k iRuh ¼;fn dksbZ gks½ ds fy, okf"kZdh] okf"kZdh
dh Ø; dher dh okilh ds mica/k ds lkFk] vkSj ,sls vfHknkrk dh e`R;q gks tkus ij] okf"kZdh] okf"kZdh
lafonk ds v/khu okil fd, tkus dh visf{kr Ø; dher dk mi;ksx djds ,slh okf"kZdh ds Ø; fd;s
tkus ds le; fo|eku çhfe;e nj ij] mlds v/khu fofufnZ"V Øe esa] ¼tc rd lHkh lnL;
fuEufyf[kr Øe es aiwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks iqu% tkjh dh tk,xh%
¼d½ e`rd vfHknkrk dh thfor vkfJr ekrk(
¼[k½ e`rd vfHknkrk ds thfor vkfJr firkA
Åij fofufnZ"V dqVqEc ds lHkh lnL; iwjs gksus ds i'pkr ,slh Ø; dher] vfHknkrk ds thfor
cPpksa vkSj cPpksa ds u gksus ij vfHknkrk ds fof/kd okfjl dks] tks ykxw gks] okil dj nh tk;sxhA
mu vfHknkrk dks tks mijksDr of.kZr fMQkYV fodYi ls ckgj fudyuk pkgrs gS vkSj miyC/k
okf"kZdh çdkjksa esa ls viuh ialn dh okf"kZdh lafonk dk p;u djuk pkgrs gS vFkok okf"kZdh lsok
çnkrkvksa ds lkFk lafonk djuk pkgrs gS] ml fodYi dks pquko fo'ks"k :i ls djuk visf{kr gksxkA
¼ii½ tgka vfHknkrk vfuok;Z :i ls okf"kZdh Ø; djus ds i'pkr~ vfr'ks"k jde ds çR;kgj.k dh
okaNk ugha djrk gS ogka ,sls vfHknkrk ds ikl rc rd ,deq'r jde ds çR;kgj.k dks vkLFkfxr djus
dk fodYi gksxk tc rd og lRrj o"kZ dh vk;q çkIr ugh dj ysrk ;k ysrh gS] ijarq vfHknkrk]
jk"Vªh; isa'ku ç.kkyh U;kl ;k bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r fdlh e/;orhZ ;k bdkbZ
dks vf/kof"kZrk dh vk;q çkIr djus ds de ls de iUæg fnu iwoZ fyf[kr :i esa fofufnZ"V çk:i esa
,slk djus ds vius vk'k; dh lwpuk nsxk ;k nsxhA
¼iii½ tgka vfHknkrk okf"kZdh ds Ø; dks vkLFkfxr djus dh okaNk djrk ;k djrh gS] ogka mlds
ikl vf/kof"kZrk dh vk;q çkIr djus dh rkjh[k ls rhu o"kZ dh vf/kdre vof/k ds fy, ,slk djus dk
fodYi gksxk ijarq vfHknkrk] jk"Vªh; isa'ku ç.kkyh U;kl ;k bl ç;kstu ds fy, çkf/kdj.k }kjk
çkf/kd`r fdlh e/;orhZ ;k bdkbZ dks vf/kof"kZrk dh vkq; çkIr djus ds de ls de iUæg fnu iwoZ
fyf[kr :i esa fofufnZ"V çk:i esa ,slk djus ds vius vk'k; dh lwpuk nsxk ;k nsxhA okf"kZdh Ø;
djus dks ,sls vkLFkfxr djus ds fodYi dh ,d iqjksHkkO; 'krZ ;g gksxh fd ;fn vfHknkrk dh e`R;q
vkLFkxu ds i'pkr~ okf"kZdh Ø; fd;s tkus dh ,slh fu;r rkjh[k ds igys gks tkrh gS rks okf"kZdh
vfuok;Z :i ls ifr ;k iRuh }kjk ¼;fn dksbZ gks½ okf"kZdh dh Ø; dher dh okilh ds mica/k ds lkFk
ifr ;k iRuh ds fy, vkthou okf"kZdh çnku djus ds fy, Ø; dh tk;sxh vkSj ,sls ifr ;k iRuh dh
e`R;q gks tkus ij lafonk ds v/khu okil fd, tkus dh visf{kr Ø; dher dk mi;ksx djds okf"kZdh
ds Ø; ds le; ij fo|eku çhfe;e nj ij blds v/khu micaf/kr vf/kekurk ds Øe esa ¼tc rd
lHkh lnL; fuEufyf[kr Øe esa iwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks iqu% tkjh dh tk,xh%
¼d½ e`rd vfHknkrk dh thfor vkfJr ekrk(
¼[k½ e`rd vfHknkrk ds thfor vkfJr firkA
lHkh lnL; iwjs gksus ds i'pkr ,slh Ø; dher] vfHknkrk ds thfor cPpksa vkSj cPpksa ds u gksus ij
vfHknkrk ds fof/kd okfjl dks] tks ykxw gks] okil dj nh tk,xhA
¼iv½ tgka vfHknkrk ,deq'r jde ds çR;kgj.k ;k okf"kZdh Ø; djus dks vkLFkfxr djus dh
okaNk djrk gSa] ogka vfHknkrk dks ,slk djus ds fy, vuqKkr fd;k tk,xk] ijarq vfHknkrk dks LFkk;h
lsokfuo`Rr [kkrk] vuqj{k.k çHkkj] ftlds varxZr dsUæh; vfHkys[kkiky vfHkdj.k] isa'ku fuf/k] U;klh
cSad ;k dksbZ vU; e/;orhZ] tks le;≤ ij ykxw gks] dks lans; çHkkj Hkh gSa] ogu djus ds fy,
lger gksA
IFMTR
[ 194 ]
¼v½ tgka vfHknkrk ds LFkk;h lsokfuo`fRr [kkrs esa dk lafpr /ku nks yk[k :i;s dh /kujkf'k ds
cjkcj ;k mlls de gS] ogka vfHknkrk dks okf"kZdh Ø; fd, cxSj iwjk lafpr isa'ku /ku çR;kgj.k djus
dk fodYi gksxk vkSj bl fodYi dk ç;ksx djus ij vfHknkrk dks jk"Vªh; isa'ku ç.kkyh ds v/khu ;k
ljdkj ls ,slh dksbZ isa'ku ;k vU; jde çkIr djus dk vf/kdkj lekIr gks tk;sxk(
¼[k½ tgka vfHknkrk] tks mls ykxw lsok fu;eksa }kjk fofgr vf/kof"kZrk dh vk;q çkIr djus ds iwoZ
LoSfPNd :i ls fuo`Rr gks tkrk gS ;k ckgj gks tkrk gS] ogka vfHknkrk ds lafpr isa'ku /ku dk de ls
de vLlh çfr'kr vfuok;Z :i ls okf"kZdh Ø; djus ds fy, mi;ksftr fd;k tk,xk vkSj ,sls
mi;kstu ds i'pkr~ lafpr isa'ku /ku ds vfr'ks"k dk ,deq'r :i ls Hkqxrku vfHknkrk dks dj fn;k
tk,xk%
ijarq okf"kZdh lafonk esa vfHknkrk vkSj mldk ifr ;k iRuh ¼;fn dksbZ gks½ ds thou ds fy,
okf"kZdh] okf"kZdh dh Ø; dher dh okilh ds mica/k ds lkFk] vkSj ,sls vfHknkrk dh e`R;q gks tkus ij]
okf"kZdh] okf"kZdh lafonk ds v/khu okil fd, tkus dh visf{kr Ø; dher dk mi;ksx djds ,slh
okf"kZdh ds Ø; fd;s tkus ds le; fo|eku çhfe;e nj ij] mlds v/khu fofufnZ"V Øe esa ¼tc rd
lHkh lnL; fuEufyf[kr Øe esa iwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks iqu% tkjh dh tk,xh%
¼i½ e`rd vfHknkrk dh thfor vkfJr ekrk(
¼i½ e`rd vfHknkrk ds thfor vkfJr firkA
Åij fofufnZ"V dqVqEc ds lHkh lnL; iwjs gksus ds i'pkr~ ,slh Ø; dher] vfHknkrk ds thfor
cPpksa vkSj cPpksa ds u gksus ij vfHknkrk ds fof/kd okfjl dks] tks ykxw gks] okil dj nh tk,xh%
ijUrq ;fn vfHknkrk dk lafpr isa'ku /ku ,d yk[k :i;s ls vf/kd gS fdUrq vfHknkrk dh vk;q]
lwphc) okf"kZdh lsok çnkrkvksa esa ls fdlh çnkrk ls] ftldk ,sls vfHknkrk }kjk pquko fd;k x;k gS]
dksbZ okf"kZdh Ø; djus ds fy, visf{kr U;wure vk;q ls de gS] rks ,slk vfHknkrk jk"Vªh; isa'ku ç.kkyh
essa rc rd vfHknk; djrk jgsxk tc rd og dksbZ okf"kZdh Ø; djus dh ik=rk vk;q çkIr ugha dj
ysrk ;k ysrh gS%
ijarq ;g vkSj fd ;fn vfHknkrk dk lafpr isa'ku /ku ,d yk[k :i;s ds cjkcj ;k mlls de gS
rks ,sls vfHknkrk dks dksbZ okf"kZdh Ø; fd, cxSj iwjs lafpr isa'ku /ku dk çR;kgj.k djus dk fodYi
gksxk vkSj bl fodYi dk ç;ksx djus ij vfHknkrk dk jk"Vªh; isa'ku ç.kkyh ds v/khu dksbZ isa'ku ;k
vU; jde çkIr djus dk vf/kdkj fuokZfir gks tk,xk vkSj vfHknkrk }kjk ,sls fdlh fodYi ds ç;ksx
dks] fofu;eksa ds vf/klwfpr gksus ls iwoZ] bu fofu;eksa ds vuqlkj fd;k x;k ekuk tk,xkA
¼x½ tgka ,slk vfHknkrk] ftldh vf/kof"kZrk dh vk;q çkIr djus ds igys e`R;q gks tkrh gS ogka
vfHknkrk ds lafpr isa'ku /ku dk de ls de vLlh çfr'kr Hkkx dk vfuok;Z :i ls okf"kZdh Ø;
djus ds fy, mi;ksx fd;k tk,xk vkSj vfr'ks"k isa'ku /ku ,deq'r :i ls ,sls vfHknkrk ds]
;FkkfLFkfr] ukfefr ;k ukfefr;ksa dks ;k fof/kd okfjlksa dks Hkqxrku dj fn;k tk,xk%
ijarq]&
¼i½ okf"kZdh lafonk esa ifr ;k iRuh ¼;fn dksbZ gks½ dks thou ds fy, okf"kZdh] okf"kZdh dh Ø;
dher dh okilh ds mica/k ds lkFk] okf"kZdh dk mica/k vkSj ,sls ifr ;k iRuh dh e`R;q gks tkus ij]
okf"kZdh] okf"kZdh lafonk ds v/khu okil fd, tkus dh visf{kr Ø; dher dk mi;ksx djds ,slh
okf"kZdh ds Ø; fd, tkus ds le; fo|eku çhfe;e nj ij] mlds v/khu fofufnZ"V Øe esa ¼tc rd
lHkh lnL; fuEufyf[kr Øe esa iwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks iqu% tkjh dh tk,xh%
¼d½ e`rd vfHknkrk dh thfor vkfJr ekrk
¼[k½ e`rd vfHknkrk ds thfor vkfJr firkA
lHkh lnL; iwjs gksus ds i'pkr~ ,slh Ø; dher] tks ykxw gks] vfHknkrk ds thfor cPpks vkSj
cPpksa ds u gksus ij vfHknkrk ds fof/kd okfjl dks okil dj nh tk,xhA
IFMTR
[ 195 ]
ijUrq ;g vkSj fd ;fn vfHknkrk dh e`R;q ds le; mlds LFkk;h lsokfuo`fRr [kkrs esa dk lafpr
/ku nks yk[k #i;s dh /kujkf'k ds cjkcj ;k mlls de gS] ogka mlds ukfefr vFkok fof/kd okfjl
tSlk Hkh ekeyk gks] dks okf"kZdh Ø; fd, cxSj iwjk lafpr isa'ku /ku çR;kgj.k djus dk fodYi gksxk
bl fodYi dk ç;ksx djus ij ifjokj ds lnL;ksa dk jk"Vªh; isa'ku ç.kkyh ds v/khu dksbZ isa'ku ;k
vU; jde çkIr djus dk vf/kdkj fuokZfir gks tk,xkA
4&loZ ukxfjdksa dk ftlds varxZr dkjiksjsV lsDVj ds vfHknkrk Hkh gS] jk"Vªh; isa'ku ç.kkyh ds
varxZr fudkl&jk"Vªh; isa'ku ç.kkyh ds v/khu jftLVªhd`r dksbZ vfHknkrk] ftlds varxZr dkjiksjsV
lsDVj dk vfHknkrk Hkh gS] uhps nh xbZ fofufnZ"V jhfr esa jk"Vªh; isa'ku ç.kkyh ls ckgj gksxk] vFkkZr %&
¼d½ tgka dksbZ vfHknkrk lkB o"kZ dh vk;q çkIr dj ysrk gS] ;k ,sls vfHknkrk dks ykxw lsok
fu;eksa ds vuqlkj mldh vf/kof"kZrk gks tkrh gS] ogka ,slk gksus ij Hkh ,sls vfHknkrk ds lafpr isa'ku
/ku esa ls de ls de pkyhl çfr'kr Hkkx dk vfuok;Z :i ls] ekfld ;k fdlh vU; dkfyd isa'ku
dk mica/k djus ds fy, okf"kZdh Ø; djus ds fy, mi;ksx fd;k tk,xk vkSj ,sls mi;kstu ds i'pkr~
lafpr isa'ku /ku ds vfr'ks"k dk ,deq'r :i ls vfHknkrk dks Hkqxrku dj fn;k tk,xkA ;fn vfHknkrk
dk lafpr isa'ku /ku nks yk[k #i;s dh jkf'k ds cjkcj gS ;k mlls de gS] rks vfHknkrk ds ikl dksbZ
okf"kZdh Ø; fd, cxSj iwjk lafpr isa'ku /ku ds çR;kgj.k dk fodYi gksxk%
ijarq]&
¼i½ lRrj o"kZ ls vuf/kd dk vfHknkrk] fyf[kr esa lwpuk nsrs gq, bl çdkj fofufnZ"V lkB o"kZ
dh vk;q ;k vf/kof"kZrk dh vk;q ds i'pkr~ jk"Vªh; isa'ku ç.kkyh esa tc rd og vius O;fDrxr isa'ku
[kkrs esa vfHknk; djuk pkgs] vfHknk; djuk tkjh j[k ldrk gSA
,slh lwpuk jk"Vªh; isa'ku ç.kkyh U;kl ;k bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r fdlh
e/;orhZ ;k bdkbZ dks nh tk;sxhA ,slh lwpuk nsus ij Hkh vfHknkrk] fdlh le; jk"Vªh; isa'ku ç.kkyh
U;kl ;k bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r fdlh e/;orhZ ;k bdkbZ dks fyf[kr esa vuqjks/k
djrs gq, jk"Vªh; isa'ku ç.kkyh ls fudkl dj ldsxk(
¼ii½ vfHknkrk ds ikl] tc rd og lRrj o"kZ dh vk;q izkIr ugha dj ysrk ;k ysrh gS] rc rd
,deq'r jde ds izR;kgj.k dks vkLFkfxr djus dk fodYi gksxk] ijarq vfHknkrk]jk"Vªh; isa'ku U;kl ;k
bl iz;kstu ds fy, izkf/kdj.k }kjk izkf/kd`r fdlh e/;orhZ ;k bdkbZ dks] ;FkkfLFkfr] lkB o"kZ dh
vk;q ;k vf/kof"kZrk dh vk;q izkIr djus ds de ls de iUnzg fnu iwoZ fyf[kr :i esa fofufnZ"V izk:i
esa ,slk djus ds vius vk'k; dh lwpuk nsxk ;k nsxh(
¼iii½ vfHknkrk ds ikl] ;FkkfLFkfr] lkB o"kZ dh vk;q ;k vf/kof"kZrk dh vk;q izkIr djus dh
rkjh[k ls rhu o"kZ dh vf/kdre vof/k ds fy, okf"kZdh ds Ø; dks vkLFkfxr djus dk fodYi gksxk]
ijarq vfHknkrk] jk"Vªh; isa'ku U;kl ;k bl iz;kstu ds fy, izkf/kdj.k }kjk izkf/kd`r fdlh e/;orhZ ;k
bdkbZ dks] ;FkkfLFkfr] lkB o"kZ dh vk;q ;k vf/kof"kZrk dh vk;q izkIr djus ds de ls de iUnzg fnu
iwoZ fyf[kr :i esa fofufnZ"V izk:i esa ,slk djus ds vius vk'k; dh lwpuk nsxk ;k nsxh(
¼iv½ vfHknkrk dks vfHknk; tkjh j[kus ds fy,] ;FkkfLFkfr] okf"kZdh dh jde ,deq'r izR;kgj.k
;k mlds Ø; dks vkLFkfxr djus ds fy, vuqKkr fd;k tk,xk] ijarq vfHknkrk dks LFkk;h lsokfuo`fRr
[kkrk dk vuqj{k.k izHkkj] ftlds varxZr dsanzh; vfHkys[kkiky vfHkdj.k] isa'ku fuf/k] U;klh cSad ;k
dksbZ vU; e/;orhZ] tks le;≤ ij ykxw gks] dks lans; izHkkj Hkh gS] dk ogu djus ds fy, lger
gksa(
¼[k½ tgka vfHknkrk] tks lkB o"kZ dh vk;q ;k lsok fu;eksa }kjk ;Fkkfofgr vf/kof"kZrk dh vk;q
izkIr djus ls iwoZ LoSfPNd :i ls jk"Vªh; isa'ku iz.kkyh ls fudkl dh okaNk djrk gS] ,sls vfHknkrk
dks dsoy bl vk/kkj ij fodYi dk iz;ksx djus ds fy, vuqKkr fd;k tk,xk ;fn og jk"Vªh; isa'ku
iz.kkyh esa U;wure nl o"kZ ls vfHknk; dj jgk gksA ,slh fLFkfr esa ,sls vfHknkrk ds lafpr isa'ku /ku
dk de ls de vLlh izfr'kr Hkkx dk vfuok;Z :i ls okf"kZdh Ø; djus ds fy, mi;ksx fd;k
IFMTR
[ 196 ]
tk,xk vkSj ,sls mi;kstu ds i'pkr~ lafpr isa'ku /ku dk vfr'ks"k ,deq'r :i ls vfHknkrk dks
Hkqxrku dj fn;k tk,xkA
ijarq ;fn vfHknkrk dk lafpr isa'ku /ku ,d yk[k :i, ls vf/kd gS fdUrq] lwphc) okf"kZdh
lsok iznkrkvksa esa ls fdlh iznkrk ls] ftldk ,sls vfHknkrk }kjk pquko fd;k x;k gS] dksbZ okf"kZdh Ø;
djus ds fy, vfHknkrk dh vk;q visf{kr U;wure vk;q ls de gS] rks ,slk vfHknkrk jk"Vªh; isa'ku
iz.kkyh esa rc rd vfHknk; djrk jgsxk tc rd og dksbZ okf"kZdh Ø; djus dh ik=rk vk;q izkIr
ugha dj ysrk ;k ysrh gS %
ijarq ;g vkSj fd ;fn vfHknkrk ds LFkk;h lsokfuo`Rr [kkrs esa lafpr isa'ku /ku ,d yk[k :i,
ds cjkcj ;k mlls de gS rks ,sls vfHknkrk dks dksbZ okf"kZdh Ø; fd, cxSj iwjs lafpr isa'ku /ku dk
izR;kgj.k djus dk fodYi gksxk(
¼x½ tgka vfHknkrk dh e`R;q] lkB o"kZ dh vk;q ;k lsok fu;eksa }kjk ;Fkkfofgr vf/kof"kZrk dh
vk;q izkIr djus ds iwoZ gks tkrh gS ogka vfHknkrk dk laiw.kZ lafpr isa'ku /ku] ,sls vfHknkrk ds]
;FkkfLFkfr] ukfefr ;k ukfefr;ksa ;k fof/kd okfjlksa dks Hkqxrku dj fn;k tk,xk %
ijarq]&
¼i½ e`rd vfHknkrk ds ukfefr ;k dqVqac ds lnL;ksa dks ,slh dksbZ okf"kZdh] ftldh fudkl ds
le; izLFkkiuk dh xbZ gS] Ø; djus dk fodYi gksxk ;fn os] e`rd vfHknkrk ds LFkk;h lsokfuo`fRr
[kkrs ds en~ns ykHkksa ds izR;kgj.k ds fy, vkosnu djrs le; ,slh okaNk djrs gSa(
¼ii½ ;fn e`rd vfHknkrk }kjk mldh e`R;q ds iwoZ ukfefrdj.k ugha fd;k tkrk gS rks lacaf/kr
jkT; ds jktLo izkf/kdkfj;ksa }kjk tkjh fof/kd okfjl izek.ki= ;k l{ke izkf/kdkfjrk ds U;k;ky; }kjk
tkjh mRrjkf/kdkj izek.ki= ds vk/kkj ij dqVaqc ds lnL;ksa dks lafpr isa'ku /ku Hkqxrku dj fn;k
tk,xkA
¼5½ jk"Vªh; isa'ku iz.kkyh&ykbV vkSj Lokoyacu~ vfHknkrkvksa }kjk jk"Vªh; isa'ku iz.kkyh ls fudkl
jk"Vªh; isa'ku iz.kkyh ds v/khu ,uih,l&ykbV ;k Lokoyacu~ vfHknkrk ds :i esa jftLVªhd`r dksbZ
vfHknkrk uhps fofufnZ"V jhfr esa jk"Vªh; isa'ku iz.kkyh ls fudkl dj ldrk gS] vFkkZr %&
¼d½ vfHknkrk }kjk] lkB o"kZ dh vk;q izkIr djus ij ,sls vfHknkrk ds lafpr isa'ku /ku dk de
ls de pkyhl izfr'kr Hkkx dk vfuok;Z :i ls ekfld ;k vU; dkfyd isa'ku dk mica/k djus ds
fy, okf"kZdh Ø; fd, tkus ds fy, mi;ksx fd;k tk,xk vkSj ,sls mi;kstu ds i'pkr~ lafpr isa'ku
/ku dk ,deq'r :i ls Hkqxrku vfHknkrk dks dj fn;k tk,xk %
ijUrq %&
¼i½ Lokoyacu vfHknkrk ds fy,] vfHknkrk ds lafpr isa'ku /ku dk U;wure pkyhl çfr'kr Hkkx
vfuok;Z :i ls] mi;ksftr djds Ø; dh xbZ okf"kZdh ls de ls de ,d gtkj #i;s] ekfld okf"kZdh
;k isa'ku nh tk,xh] blesa vlQy jgus ij laiw.kZ lafpr isa'ku /ku dk ,slh jhfr esa okf"kZdh fofu;ksx
fd;k tk,xk ftlls de ls de ,d gtkj #i;s dh ekfld okf"kZdh ;k isa'ku nh tk lds vkSj blds
i'pkr~ vfr'ks"k dk] Hkqxrku ;fn dksbZ gks] vfHknkrk dks ,deq'r :i ls dj fn;k tk,xkA rFkkfi
blesa ,slh jkf'k dks vO;Dr ;k lqO;Dr xkjaVh ugha gksxh fd laiw.kZ lafpr isa'ku /ku ls Ø; dh xbZ
okf"kZdh ls ekfld :i ls okf"kZdh ;k isa'ku ,d gtkj #i;s nh tk,xh(
¼ii½ ;fn vfHknkrk dk lafpr isa'ku /ku ,d yk[k #i;s ds cjkcj ;k mlls de gS rks ,sls
vfHknkrk dks dksbZ okf"kZdh Ø; fd, cxSj lafpr isa'ku /ku dk çR;kgj.k djus dk fodYi gksxk vkSj
bl fodYi dk ç;ksx djus ij vfHknkrk dk jk"Vªh; isa'ku ç.kkyh ds v/khu dksbZ isa'ku ;k vU; jde
çkIr djus dk vf/kdkj fuokZfir gks tk,xk vkSj vfHknkrk }kjk ,sls fdlh fodYi ds ç;ksx dks]
fofu;eksa ds vf/klwfpr gksus ls iwoZ] bu fofu;eksa ds vuqlkj fd;k x;k ekuk tk,xkA
IFMTR
[ 197 ]
¼[k½ rFkkfi bl ckr ds v/khu jgrs gq, fd lkB o"kZ dh vk;q çkIr djus ds iwoZ fdlh Hkh le;
lafpr isa'ku /ku dk de ls de vLlh çfr'kr Hkkx vfuok;Z :i ls okf"kZdh Ø; fd, tkus ds fy,
mi;ksftr fd;k tk,xk vkSj ,sls mi;kstu ds i'pkr vfr'ks"k lafpr isa'ku /ku dk ,deq'r Hkqxrku
vfHknkrk dks dj fn;k tk,xk(
Lokoyacu vfHknkrk ds fy,] vfHknkrk ds lafpr isa'ku /ku dk U;wure pkyhl çfr'kr Hkkx
vfuok;Z :i ls mi;ksftr djds Ø; dh xbZ okf"kZdh ls de ls de ,d gtkj #i;s ekfld okf"kZdh
;k isa'ku nh tk,xh] blesa vlQy jgus ij laiw.kZ lafpr isa'ku /ku dk ,slh jhfr esa okf"kZdh fofu;ksx
fd;k tk,xk ftlls de ls de ,d gtkj #i;s dh ekfld okf"kZdh ;k isa'ku nh tk lds vkSj blds
i'pkr vfr'ks"k dk] Hkqxrku ;fn dksbZ gks] vfHknkrk dks ,deq'r :i ls dj fn;k tk,xkA rFkkfi
blesa ,slh jkf'k dks vO;Dr ;k lqO;Dr xkjaVh ugha gksxh fd laiw.kZ lafpr isa'ku /ku ls Ø; dh xbZ
okf"kZdh ls ekfld :i ls okf"kZdh ;k isa'ku ,d gtkj #i;s nh tk,xh( ijarq ;g vkSj fd bl [kaM ds
mica/kksa ds v/khu jgrs gq, tgka lafpr isa'ku /ku ,d yk[k #i;s ls vf/kd ugha gS ogka ;fn vfHknkrk
us U;wure iPphl o"kZ dh vof/k rd Ldhe es vfHknk; tkjh j[kk gS rks fcuk fdlh okf"kZdh fofu;ksx
ds laiw.kZ isa'ku /ku dk vfHknkrk dks Hkqxrku dj fn;k tk,xk %
ijUrq ;g vkSj fd vfHknkrkvksa vFkok LokyEcu] vfHknkrkvksa dk Hkkjr ljdkj dh fdlh vU;
isa'ku ;kstuk esa çkf/kdj.k dh vuqKk ls fd;s x;s çolu dks bu fofu;eksa ds ç;kstukFkZ fudkl vkSj
vkgj.k ugha ekuk tk,xkA
¼x½ tgka vfHknkrk] ftldh lkB o"kZ dh vk;q çkIr gksus ds iwoZ e`R;q gks tkrh gS ogka vfHknkrk
dk laiw.kZ lafpr isa'ku /ku dk ,sls vfHknkrk ds ukfefr ;k fof/k okfjl dks Hkqxrku dj fn;k tk,xk
vkSj blesa vfuok;Z :i ls okf"kZdh Ø; djus vkSj ekfld ;k dkfyd isa'ku ds mica/k dh dksbZ 'krZ
ugha gksxh rFkk blesa ,sls e`rd vfHknkrk ls lafpr isa'ku /ku ds okf"kZdh fofu;ksx dh dksbZ vis{kk ugha
gksxhA e`rd vfHknkrk ds ukfefr ;k mlds dqVqac ds lnL;ksa dks] ;fn os ,slh okaNk djs rks fudkl ds
fy, çLFkkfir dh xbZ dksbZ okf"kZdh Ø; djus dk fodYi gksxk%
ijUrq ;g fd tgka vfHknkrk }kjk mldh e`R;q ds iwoZ ukfefrdj.k ugha fd;k tkrk gS rks lacaf/kr
jkT; ds jktLo çkf/kdkfj;ksa }kjk tkjh fof/kd okfjl çek.k&i= ;k l{ke çkf/kdkfjrk ds U;k;ky;
}kjk tkjh mRrjkf/kdkj çek.k&i= ds vk/kkj ij dqVqac ds lnL;ksa dks lafpr isa'ku /ku dk Hkqxrku dj
fn;k tk,xkA
6&fudkl ;k çR;kgj.k ds fy, vkosnu dh 'krsZa&jk"Vªh; isa'ku ç.kkyh ds v/khu jftLVªhd`r dksbZ
vfHknkrk dk fudkl vkSj vfHknkrk ds LFkk;h lsokfuo`fRr [kkrs ds Vh;j I esa ds lafpr isa'ku /ku ls
çR;kgj.k uhsps ;Fkk fofufnZ"V ds flok; vuqKkr ugha gksxk] vFkkZr%&
¼d½ iwoZ ;k orZeku lsokvksa ds enns jk"Vªh; isa'ku ç.kkyh ds v/khu LFkk;h lsokfuo`fRr [kkrs ds
Vh;j I esa dh dksbZ isa'ku ;k lafpr isa'ku /ku] tks fofu;e 8 esa ;Fkkfofgr ml lhek rd fucaZf/kr
gksxk] ogka ds flok; tgka jk"Vªh; isa'ku ç.kkyh U;kl ;k mlds çkf/kd`r çfrfuf/k us vfHknkrk ds isa'ku
[kkrs esa lafpr isa'ku /ku ds leuqns'ku ds fy, iwoZ eatwjh nh gS] ysunkj dh çsj.kk ij fdlh U;k;ky;
dh vknsf'kdk }kjk vfHknkrk ds fo:) fdlh ekax ds fy, ;k fdlh ,sls U;k;ky; dh fMØh ;k vkns'k
dh rqf"V ds fy, vfHkxzg.k] dqdhZ ;k ifjo)dj.k ds fy, nk;h ugha gksxk(
¼[k½ jk"Vªh; isa'ku ç.kkyh ds fdlh vfHknkrk }kjk] jk"Vªh; isa'ku ç.kkyh ds v/khu ,sls vfHknkrk
dh ,slh fdlh ykHk ds lca/k esa ;k mlds en~ns lans; fdlh /kujkf'k ds laca/k esa ;k mlesa dksbZ Hkkoh
C;kt nsus ;k mlds leuqns'ku ds fy, fd;k x;k fdlh çdkj dk dksbZ leuqns'ku] fxjoh] lafonk]
vkns'k] foØ; ;k çfrHkwfr] flok; ogka ds v—R; vkSj 'kwU; gksxk tgka jk"Vªh; isa'ku ç.kkyh U;kl ;k
mlds çkf/kd`r çfrfuf/k us vfHknkrk ds isa'ku [kkrs esa lafpr isa'ku /ku ds ,sls leuqns'ku dh iwoZ
vuqKk nh gS vkSj tks fu;e 8 esa ;Fkk fofgr ,slh lhek rd fucZaf/kr gksxh ftl rd jk"Vªh; isa'ku
ç.kkyh U;kl ;k mlds çkf/kd`r çfrfuf/k }kjk lger Fkk ;k mldk vuqeksnu fd;k Fkk(
IFMTR
[ 198 ]
¼x½ ;FkkfLFkfr] Hkkjr dk jk"Vªifr ;k fdlh jkT; dk jkT;iky] ;fn vfHknkrk ds fu;kstu dks
'kkflr djus okys lsok fu;eksa esa ,slk micaf/kr gS rks dsaæh; ljdkj ;k jkT; ljdkj dks dkfjr
laiw.kZ /kuh; gkfu ;k mlds fdlh Hkkx dh olwyh ds ç;kstu ds fy, vfHknkrk ds jk"Vªh; isa'ku
ç.kkyh [kkrs ds Vh;j I [kkrs esa fu;kstd ds :i esa dsæh; ljdkj ;k jkT; ljdkj }kjk fd, x, lg
vfHknk; ds ek/;e ls lafpr isa'ku /ku dk Hkkx ;k ml ij çksn~Hkwr fofu/kku vk; dks fo/kkfjr djus
ds vf/kdkj dks myV ldsxk] ijarq ,slh gkfu] lacaf/kr fu;kstd }kjk ,sls vfHknkrk ds fo:) vkjaHk
dh xbZ fdlh foHkkxh; ;k U;kf;d dk;Zokfg;ksa esa fl) gksuh pkfg,A jk"Vªh; isa'ku ç.kkyh U;kl ;k
fdlh ,slh bdkbZ dks] ftls ,slk çkf/kdkj fn;k x;k gS] nh xbZ fdlh lwpuk ds vuqlj.k esa vkSj
vfHknkrk ds mDr isa'ku /ku ds çfr/kkj.k dh bZIlk ls fo/kkj.k ds ,sls vf/kdkj dk vfHknkrk dh
vf/kof"kZrk dh rkjh[k ls igys ç;ksx fd;k tk,xkA fo/kkj.k ds ,sls vf/kdkj dk fof/kekU;r% ç;ksx
fd, tkus ij %&
¼i½ ,slk isa'ku /ku] tks jk"Vªh; isa'ku ç.kkyh ds v/khu Hkqxrku ;ksX; gS] vfHknkrk dks rc rd
Hkqxrku ugha fd;k tk,xk] tc rd] ;FkkfLFkfr] foHkkxh; ;k U;kf;d dk;Zokfg;ksa dk
fu"d"kZ vkSj ,slh dk;Zokfg;ksa ds laca/k esa vafre vkns'k esa ikfjr ugha dj fn;k tkrk gS(
¼ii½ mi[kaM ¼i½ esa ;FkkfofufnZ"V fo/kkfjr jde dk] Ldhe esa] ,slh i)fr vkSj jhfr esa vfHknk; ds
:i esa cuh jgsxh] ftlesa lacaf/kr ljdkj }kjk ,slh dkjokbZ dks viukdj j[kk x;k Fkk
vkSj fo/kkfjr jde dk vafre ifjfu/kkZj.k jk"Vªh; isa'ku ç.kkyh U;kl ;k çkf/kdj.k }kjk bl
ç;kstu ds fy, çkf/kd`r fdlh e/;orhZ ;k vU; bdkbZ }kjk lkekU;r% lacaf/kr ljdkj ls
leqfpr vkns'k ds çkIr gksus ds uCcs fnu ds Hkhrj fd;k tk,xk(
¼iii½ fo/kkfjr jde dk] ml lacaf/kr ljdkjh foHkkx }kjk] ftlus ,sls Qk;ns dks fo/kkfjr djus
dh bZIlk dh Fkh] ;Fkk izekf.kr vafre ifjfu/kkZj.k ij vfHknkrk dks Hkqxrku dj fn;k
tk,xk gks tk,xhA og ;Fkk laHko 'kh?kz vfHknkrk dks lanRr Hkqxrku dj fn;k tk,xk vkSj
;g izR;sd n'kk esa ,slk Hkqxrku jk"Vªh; isa'ku iz.kkyh U;kl ;k izkf/kdj.k }kjk bl iz;kstu
ds fy, izkf/k—r fdlh vU; bdkbZ ;k O;fDr }kjk vafre vkns'k dh izkfIr ds uCcs fnu ds
Hkhrj fd;k tk,xk(
¼³½ ;fn vfHknkrk ;k vfHknkrk dh e`R;q ij mlds dqVqEc ds lnL;] ljdkj }kjk micaf/kr
e`R;q ;k fu%'kDrrk laca/kh vfrfjDr vuqrks"k ds fodYi dk miHkksx djrs gSa rks ljdkj dks vfHknkrk dk
laiw.kZ lafpr /ku vius ikl lek;ksftr djus ;k varj.k fd, tkus dk vf/kdkj gksxkA ,sls Qk;ns dk
miHkksx djus okyk vfHknkrk ;k vfHknkrk ds dqVqEc ds lnL; ,sls ljdkjh izkf/kdj.k ls dqVqEc isa'ku
;k fu%'kDrrk isa'ku ;k dksbZ vU; isa'ku laca/kh izlqfo/kk ds LFkku ij fofufnZ"V :i ls vkSj fcuk 'krZ
ljdkj dks laiw.kZ lafpr isa'ku /ku varfjr djus ds fy, lger gksaxs vkSj bldk opu nsaxs(
¼p½ izkIr gksus ;ksX; lHkh Qk;ns] ftlds varxZr bu fofu;eksa ds v/khu ;FkkfofufnZ"V okf"kZdh dk
Ø; fd;k tkuk Hkh gS] bu fofu;eksa ;k ,sls fdUgha ekxZn'kZd fl)karksa] vkns'k ;k vf/klwpuk] tks
izkf/kdj.k }kjk le;≤ ij tkjh fd, tk,a] ds vuqlkj izR;kgj.k laca/kh vkosnu ij dk;Zokgh djus
ds i'pkr~ jk"Vªh; isa'ku iz.kkyh U;kl ;k dsUnzh; vfHkys[kkiky vfHkdj.k ;k izkf/kdj.k }kjk bl
iz;kstu ds fy, izkf/kd`r fdlh vU; bdkbZ }kjk lanRr fd, tk,axs(
¼N½ jk"Vªh; isa'ku iz.kkyh ds v/khu Vh;j I [kkrs ls fudkl djus okys vfHknkrk dk Vh;j II
[kkrs esa j[kh /kujkf'k dk Hkh eqnzhdj.k dj fn;k tk,xk vkSj lkFk gh lkFk mi;qDr Qk;ns dk Hkqxrku
djds can dj fn;k tk,xkA
IFMTR
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7&jk"Vªh; isa'ku ç.kkyh ds v/khu izR;kgj.k dh 'krsZa %&
jk"Vªh; isa'ku ç.kkyh U;kl ;k jk"Vªh; isa'ku ç.kkyh U;kl dh vksj ls dk;Z djus okyk dsUnzh;
vfHkys[kkiky vfHkdj.k ;k mDr iz;kstu ds fy, izkf/kdj.k }kjk izkf/kd`r dksbZ vU; bdkbZ vfHknkrk
ls fofufnZ"V iz:i esa vkSj bl izdkj fofufnZ"V 'krksZa dks iwjk djus ds v/;/khu fdlh vfHknkrk ls
izR;kgj.k ds fy, dksbZ vkosnu izkIr gksus ij bu fofu;eksa] izkf/kdj.k }kjk le;≤ ij tkjh
ekxZn'kZd fl)karksa] ifji=ksa] vkns'kksa ;k vf/klwpukvksa ds v/khu vuqKkr i)fr vkSj jhfr esa jk"Vªh; isa'ku
ç.kkyh ls izR;kgj.k eatwj dj ldsxk %
ijarq vfHknkrk ls fofufnZ"V iz;kstu ds fy, bl izdkj fofufnZ"V nLrkostksa ds lkFk izR;kgj.k
ds fy, vkosnu izLrqr djus vkSj jk"Vªh; isa'ku ç.kkyh ds v/khu vuqKs; izR;kgj.k dh ckcr
izkf/kdj.k }kjk tkjh dk;Zpkyu laca/kh ekxZn'kZd fl)karksa esa varfoZ"V vis{kkvksa ds vuqikyu dh vis{kk
gksxhA
8& jk"Vªh; isa'ku ç.kkyh ds v/khu fuEufyf[kr izR;kgj.k vuqKkr gksaxs&¼1½ vfHknkrk ds
lafpr isa'ku /ku dk vkaf'kd izR;kgj.k] tks vfHknkrk ds lafpr isa'ku /ku dk] tks vfHknkrk }kjk fd,
x, va'knku ds iPphl izfr'kr ls vuf/kd gS] vkSj ftlesa jk"Vªh; isa'ku ç.kkyh ls fudkl ds iwoZ
fdlh le; fu;kstd }kjk fd, x, va'knku] ;fn dksbZ gks] vioftZr fd;k x;k gS] uhps fofufnZ"V
fuca/kuksa vkSj 'krksZa] iz;kstu] vko`fRr vkSj lhekvksa ds v/khu jgrs gq, vuqKs; gksxk&
¼v½ iz;kstu % fdlh vfHknkrk dks] izR;kgj.k izk:i izLrqr djus dh rkjh[k ls dsoy
fuEufyf[kr iz;kstu esa ls fdlh ds fy, mlds O;fDrxr isa'ku [kkrs ls ,sls vfHknkrk }kjk fd, x,
vfHknk;ksa dk iPphl izfr'kr ls vuf/kd dk izR;kgj.k] vuqKkr gksxk %&
¼d½ vius cPpksa ds] ftlds vUrxZr oS/k :i ls nRrd cPps Hkh gS] mPprj f'k{kk ds fy,(
¼[k½ vius cPpksa ds] ftlds varxZr oS/k :i ls nRrd cPps Hkh gS] fookg ds fy,(
¼x½ vius Lo;a ds uke ls ;k fof/kd :i ls fookfgr ifr ;k iRuh ds lkFk la;qDr :i ls
dksbZ fuokl LFkku ¼edku½ ;k ¶ySV Ø; djus ;k mlds lafUuekZ.k ds fy,(
;fn] vfHknkrk ds ikl igys ls iSr`d laifRr ls fHkUu mlds Lo;a ds uke ls O;fDrxr :i
ls ;k la;qDr uke ls dksbZ fuokl LFkku ¼edku½ ;k ¶ySV gS] rks bu fofu;eksa ds v/khu dksbZ
izR;kgj.k vuqKkr ugha fd;k tk,xk(
¼?k½ fofufnZ"V chekfj;ksa ds mipkj ds fy,( ;fn] vfHknkrk mldk fof/kd :i ls fookfgr
ifr ;k iRuh] cPpksa ftlds varxZr oS/k :i ls nRrd cPps Hkh gS] ;k vkfJr ekrk&firk fdlh
fofufnZ"V :X.krk ls xzLr gSa] ftlesa fuEufyf[kr jksxksa ds laca/k esa vLirky esa HkrhZ gksuk]
mipkj lekfo"V gksxk(
¼i½ dSalj(
¼ii½ fdMuh Qsy gksuk ¼jhuy Qsy gksuk] vafre LVst½(
¼iii½ izkbejh iqYeksujh vkYVsfd;y gkbijVsa'ku(
¼iv½ eYVhiy ,Dyjkbvksfll(
¼v½ estj vkxZu VªkalIykaV(
¼vi½ dksjsujh vkVªhZ ckbikl xzk¶l(
¼vii½ vksjVk xzk¶V ltZjh(
¼viii½ gkVZ okYo ltZjh(
IFMTR
[ 200 ]
¼ix½ LVªksd(
¼x½ ek;ksdkfMZ;y baQD'ku(
¼xi½ dksek(
¼xii½ VksVy CykaMusl ¼iw.kZ :i va/krk½(
¼xiii½ isjkysfll ¼ydok½(
¼xiv½ xaHkhj@thou dks ladV esa Mkyus okyh nq?kZVuk(
¼xv½ thou dks uqdlku igqapkus okyh dksbZ vU; xaHkhj jksx tks izkf/kdj.k }kjk le;≤
ij tkjh ifji=ksa] ekxZn'kZd fl)karksa ;k vf/klwpukvksa esa fufnZ"V fd;k tk;sA
¼vk½ lhek,a % vuqKkr çR;kgj.k dsoy rFkk eatwj fd;k tk,xk ;fn vfHknkrk ykHkksa dk miHkksx
djus ds fy, fuEufyf[kr ik=rk laca/kh ekunaM vkSj lhekvksa dk vuqikyu djrk gS %&
¼d½ vfHknkrk] vius dk;Zxzg.k dh rkjh[k ls de ls de nl o"kZ dh vof/k rd jk"Vªh; isa'ku
ç.kkyh esa jgk gks(
¼[k½ vfHknkrk dks mlds }kjk fd, x, vfHknk;ksa ds] vkosnu dh rkjh[k dks mlds O;fDrxr
isa'ku [kkrs esa tek jde ds çR;kgj.k ds fy,] iPphl çfr'kr ls vuf/kd lap;u dk çR;kgj.k
vuqKkr ugah gksxkA
¼bZ½ vko`fRr % ¼1½ vfHknkrk dks] jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknk; dh laiw.kZ vof/k ds
nkSjku dsoy vf/kdre rhu ckj çR;kgj.k vuqKkr gksxk vkSj ,sls çR;sd çR;kgj.k dh vafre rkjh[k
ls de ls de ikap o"kZ dh vof/k O;rhr u gks xbZ gksA nks çR;kgj.kksa ds chp O;rhr gksus okys ikap
o"kZ dh vfuok;Z vis{kk] fofufnZ"V #X.krk ds mipkj dh n'kk esa jk"Vªh; isa'ku ç.kkyh ls fudkl
vfHknkrk dh e`R;q ds dkj.k mn~Hkwr çR;kgj.k dh n'kk esa ykxw ugah gksxhA vfHknkrk }kjk lqlaxr
nLrkostksa ds lkFk fofufnZ"V çk:i esa çR;kgj.k ds fy, vuqjks/k dsaæh; vfHkys[kkiky vfHkdj.k ;k
jk"Vªh; isa'ku ç.kkyh U;kl dks] tSlk fofufnZ"V fd;k tk,] ,sls çR;kgj.k dh dk;Zokgh djus ds fy,
çLrqr fd;k tk,xkA ijarq tgka dksbZ vfHknkrk] mi[kaM ¼?k½ esa fofufnZ"V fdlh jksx ls xzLr gS ogka
çR;kgj.k dk ,slk vuqjks/k ,sls vfHknkrk ds dqVqac ds fdlh lnL; ds ek/;e ls çLrqr fd;k tk
ldsxkA
¼2½ LFkk;h lsokfuo`fRr [kkrs ls lacaf/kr fof/kekU; vkSj lfØ; Vh;j II [kkrk /kkjd dksbZ vfHknkrk
,sls vkosnu çk:i ij vkSj ,slh i)fr rFkk jhfr esa] tks çkf/kdj.k }kjk bl fufeRr fofufnZ"V dh
tk,] ,sls çR;kgj.k ds fy, fdlh Hkh le; vkosnu djds iwjk ;k Hkkxr% lafpr /ku dk çR;kgj.k dj
ldsxkA ,sls çR;kgj.kksa dh] ykxw çHkkjksa vkSj çR;kgj.k jde dks ns[krs gq, lafpr isa'ku /ku dh i;kZIr
jde gksus rd dksbZ lhek ugah gksxh%
ijarq vfHknkrk ds jk"Vªh; isa'ku ç.kkyh ls ckgj gksrs gh Vh;j II [kkrk Lor% can gks tk;sxk] Hkys
gh mDr ç;kstu ds fy, bl çdkj fofufnZ"V vkosnu vfHknkrk ls çkIr ugah gqvk gks vkSj ,sls [kkrs esa
lafpr /kujkf'k] jk"Vªh; isa'ku ç.kkyh ls fudkl laca/kh vfHknkrk ds vkosnu çLrqr djus ds le; gh
mlds }kjk fn;s x;s cSad [kkrs esa varfjr gks tk,xkA
9&çR;kgj.k dh çfØ;k&¼1½ jk"Vªh; isa'ku ç.kkyh U;kl ;k mDr ç;kstu ds fy, çkf/kdj.k
}kjk çkf/kd`r dksbZ vU; e/;orhZ ;k bdkbZ] vfHknkrk }kjk vf/kfu;e ds mica/k] izkf/kdj.k }kjk tkjh
bu fofu;eksa] funs'kksa] ekxZn'kZd fl)karks vkSj isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh;
isa'ku ç.kkyh U;kl½ fofu;e] 2015] tgka ykxw gksa] ds vuqlkj ntZ çR;kgj.k vkSj fudkl ls lacaf/kr
nkoksa ij dkjZokbZ djus vkSj mldk vuqeksnu djus vkSj çkf/kd`r djus ds fy, mRrjnk;h gksaxsA jk"Vªh;
isa'ku ç.kkyh U;kl] jk"Vªh; isa'ku ç.kkyh ls vfHknkrkvksa ds çR;kgj.k vkSj fudkl dks lqdj cukus ds
fy, mi;qDr çpkyu dkjZokbZ ;k ekxZn'kZd fl)kar fojfpr djsxkA
IFMTR
[ 201 ]
v/;k; 4
okf"kZdh dk Ø; vkSj okf"kZdh lsok çnkrk
10&fudkl ds le; okf"kZdh Ø; djus dh 'krsZa&¼1½ vfHknkrk] fudkl ds le;] bu fofu;eksa esa
;Fkk fofufnZ"V ekfld ;k dkfyd okf"kZdh ;k isa'ku ds fy, vfuok;Z :i ls dksbZ okf"kZdh Ø; djsxkA
,slh okf"kZdh] çkf/kdj.k }kjk lwphc) okf"kZdh lsok çnkrkvksa ls Ø; dh tk,xhA
¼2½ vfHknkrk }kjk okf"kZdh vkSj mlds çdkj ds fodYi dk mi;ksx jk"Vªh; isa'ku ç.kkyh ls
fudkl ds le; fd;k tk,xk] tc rd çkf/kdj.k }kjk le;≤ ij tkjh ifji=ksa] vf/klwpukvksa ;k
ekxZn'kZd fl)karks }kjk vU;Fkk fofufnZ"V u fd;k tk,A
¼3½ ,d ckj okf"kZdh Ø; dj fy, tkus ij jn~dj.k vkSj fdlh vU; okf"kZdh lsok çnkrk ds lkFk
;k fdlh vU; okf"kZdh Ldhe esa iqu% fofu/kku dk fodYi vuqKkr ugha gksxk] tc rd fd og okf"kZdh
lsok çnkrk }kjk fofufnZ"V micaf/kr eqDr fu;r vof/k lhek ds Hkhrj] okf"kZdh lafonk ds fuca/kuksa esa
,slk micaf/kr u gks] ;k chek fofu;ked vkSj fodkl çkf/kdj.k }kjk ,slk fofufnZ"V :i ls miyC/k u
gksa
¼4½ ljdkjh lsDVj ds vfHknkrk ls fHkUu vfHknkrk dks okf"kZdh lsok çnkrk }kjk miyC/k fofHkUu
çdkj dh okf"kZfd;ksa esa ls pquko dk fodYi gksxk vkSj bl çdkj pquh xbZ okf"kZdh lwphc) okf"kZdh
lsok çnkrk }kjk miyC/k dh tk,xhA
¼5½ jk"Vªh; isa'ku ç.kkyh ls fudkl pkgus okys vfHknkrkvksa ds Qk;ns ds fy, ,d fMQkYV
okf"kZdh lsok çnkrk vkSj fMQkYV okf"kZdh Ldhe gksxhA fMQkYV okf"kZdh lsok çnkrk vkSj ykxw fMQkYV
okf"kZdh Ldhe laca/kh lwpuk ,slh gksxh tks çkf/kdj.k }kjk fofufnZ"V dh tk, vkSj tks mlds }kjk tkjh
ifji=ksa] ekxZn'kZd fl)karks ;k vf/klwpuk ds ek/;e ls vfHknkrk lalwfpr djus ds vfrfjDr mldh
osclkbV ij miyC/k gksA ,slh fMQkYV okf"kZdh Ldhe fofu;e 3 ds v/khu vkus okys ljdkjh
vfHknkrkvksa ds ekeys esa miyC/k ;k ykxw ugaha gksxhA
11&okf"kZdh lsok çnkrkvksa dk iSuy rS;kj djuk&¼1½ bu fofu;eksa ds çkjaHk ls gh ,slk dksbZ
vkosnd] tks lwphc) okf"kZdh lsok çnkrk ds :i esa dk;Z djus ds fy, iSuy çek.k&i= vuqnRr fd;s
tkus laca/kh bu fofu;eksa esa ;Fkk fofufnZ"V ik=rk ekunaM dks iwjk djrk gS] mifofu;e ¼2½ esa
fofufnZ"V iSuy esa lfEefyr gksus gsrq Qhl vkSj mlds leFkZu esa ,sls nLrkostksa] tks çkf/kdj.k }kjk
fofufnZ"V fd, tk,a] ds lkFk fofufnZ"V ç:i esa vkosnu djsxkA
¼2½ vkosnu çi= ds lkFk ,d yk[k #i;s dh ,d ckjxh Qhl çkf/kdj.k dks lanRr dh tk,xhA
çkf/kdj.k }kjk iSuy esa lfEefyr gksus laca/kh Qhl] fofu;e 17 ds v/khu iSuy esa lfEefyr gksus
laca/kh çek.k&i= çnku djus dh lwpuk Hkstus dh rkjh[k ls iUæg fnu ds Hkhrj olwy dh tk,xh%
ijarq çR;sd lwphc) okf"kZdh lsok çnkrk] iSuy esa lfEefyr gksus laca/kh çek.ki= ds uohdj.k ds
le; ,slh uohdj.k Qhl] ;fn dksbZ gks] dk lank; djsxk tks çkf/kdj.k }kjk le;≤ ij mlds
}kjk tkjh ifji=] vkns'k ;k vf/klwpuk }kjk fofufnZ"V dh tk,A
¼3½ ,slk vkosnu] tks lHkh çdkj ls iw.kZ ugha gS] tks vkosnu ç:i esa vkSj bu fofu;eksa esa
fofufnZ"V vuqns'kks ds vuq:i ugha gS] ukeatwj dj fn;k tk,xkA ijarq ;fn dksbZ ,slk vkosnu ukeatwj
djus ds igys vkosnd dks okil ysus ;k vkosnu dks lHkh çdkj ls iw.kZ djus vkSj xyfr;ksa dks] ;fn
dksbZ gks] lq/kkjus dk ;qfDr;qDr volj fn;k tk,xkA çkf/kdj.k vkosnd ls vkosnu dk fuiVkjk djus
ds fy, ,slh vfrfjDr lwpuk dh bZIlk dj ldsxk tks og lqlaxr le>sA
¼4½ bu fofu;eksa ds çkajHk ls iwoZ varfje isa'ku] is'ku fuf/k] fofu;ked vkSj fodkl çkf/kdj.k
}kjk lwphc) dksbZ okf"kZdh lsok çnkrk] bu fofu;eksa dh vf/klwpuk ls uCcs fnu dh vof/k rd ;k
;fn og iSuy esa lfEefyr gksus ds fy, vkosnu djrk gS rks çkf/kdj.k }kjk mlds vkosnu dk
fuiVkjk djus rd ml :i esa dk;Z djrk jgsxkA
IFMTR
[ 202 ]
12&çek.ki= çnku djus ds fy, ik=rk ekunaM&¼1½ fdlh vkosnd ds fy, lwphc) okf"kZdh
lsok çnkrk ds :i esa dk;Z djus gsrq fuEufyf[kr ik=rk ekunaM gksaxs %&
¼d½ chek fofu;ked vkSj fodkl çkf/kdj.k }kjk jftLVªhd`r vkSj fofu;fer rFkk fiNys rhu
o"kksZa ls ?kjsyw cktkj esa okf"kZdh laca/kh mRiknksa esa O;ogkj djus okyh dksbZ thou chek daiuh(
¼[k½ vkosnd] ftlds ikl U;wure 'kq) ekfy;r nks lkS ipkl djksM #i;s gS(
¼x½ vkosnd] ,sls okf"kZdh mRiknksa dh] tks chek fofu;ked vkSj fodkl çkf/kdj.k dks Qkby
okf"kZdh mRiknksa ds C;kSjksa }kjk çn'kZu ;ksX; gS] ifjdYiuk] fodkl vkSj çLFkkiuk djus esa l{ke gS(
¼?k½ chek fofu;ked vkSj fodkl çkf/kdj.k }kjk cktkj esa okf"kZdh mRiknksa ds lkFk O;ogkj djus
;k mudk foØ; djus ls oftZr ugha fd;k x;k gS(
¼³½ dksbZ vU; ekunaM] tks çkf/kdj.k }kjk ladYiks] vf/klwpukvksa] ifji=ksa] ekxZn'kZd fl)karks]
lafUu;eksa ;k Kkiu }kjk le;≤ ij fofufnZ"V fd, tk,aA
¼2½ çkf/kdj.k us ys[kc) fd;s tkus okys dkj.kksa ls mijksDr dqN ;k lHkh ekunMksa ;k vf/kR;tu
djus ;k mikarfjr djus dk vf/kdkj vkjf{kr j[kk gSA
13&lwpuk dk çdVhdj.k&¼1½ çkf/kdj.k dks] vfHknkrkvksa ds fgr dks /;ku esa j[krs gq, vkosnd
}kjk vkosnu esa nh xbZ lwpuk dks lkoZtfud :i ls çdV djus dk vf/kdkj gksxkA
¼2½ okf"kZdh çnkrk }kjk iSuy esa lfEefyr gksus ds fy, vkosnu djrs le; ;k mlds i'pkr~
çkf/kdj.k dks nh xbZ lwpuk esa gqbZ dksbZ rkfRod ifjorZu rqjar fdUrq ,slh ifjorZu gksus ds rhl fnu
ds vi'pkr~ çkf/kdj.k dks nh tk,xhA
14&lwpuk vkSj Li"Vhdj.k dk fn;k tkuk&¼1½ çkf/kdj.k] vkosnd ls iSuy esa lfEefyr gksus ds
fy, vkosnu dk fuiVkjk djus ds ç;kstu ds fy, vfrfjDr lwpuk ;k Li"Vhdj.k nsus ds fy, vkSj
rRi'pkr~ ,sls fdlh vU; ekeys dh ckcr] tks çkf/kdj.k }kjk vko';d le>k tk,] vis{kk dj
ldsxkA vkosnd ;k mldk ç/kku vf/kdkjh] ;fn ,slk visf{kr gks] çkf/kdj.k ds le{k vkosnu ds laca/k
esa O;fDrxr vH;kosnu ds fy, gkftj gksxkA
¼2½ vkosnd] çkf/kdj.k dks mlds lek/kkuçn :i esa çkf/kdj.k }kjk bl lca/k esa fofufnZ"V le;
ds Hkhrj ,slh lwpuk vkSj Li"Vhdj.k nsxkA
15&lwpuk dk lR;kiu&¼1½ vkosnd }kjk fn;s x;s vkosnu vkSj lwpuk rFkk mldh ik=rk ij
fopkj djrs le; çkf/kdj.k ] ;fn ,slh okaNk djs] lwpuk dk lR;kiu] ftlds varxZr nLrkostksa]
dk;ZLFky dk oLrqr% lR;kiu Hkh gS] ,slh jhfr esa dj ldsxk tks og vko';d le>s vkSj dk;ZLFky]
volajpuk vkSj ,sls çkS|ksfxdh leFkZu dh] ftldk vkosnd ds ikl gksuk visf{kr gS] miyC/krk dk
fujh{k.k dj ldsxkA
¼2½ lwpuk ds lR;kiu ds ç;kstu ds fy, çkf/kdj.k] fdlh O;fDr dh fu;qfDr dj ldsxk]
ftlds varxZr mldk dksbZ vf/kdjh ;k laijh{kd ;k dksbZ okg; vfHkdj.k Hkh gSA
16&vkosnu ij fopkj fd;k tkuk&¼1½ vkosnd dh ik=rk vkSj ,sls vkosnd dks iSuy esa
lfEefyr fd;s tkus laca/kh çek.ki= nsus ij fopkj djus ds fy, çkf/kdj.k ,sls lHkh fo"k;ksa dks /;ku
esa j[ksxk tks og isa'ku lsDVj vkSj jk"Vªh; isa'ku ç.kkyh ds fØ;kdykiksa ds fy, lqlaxr le>s fdUrq ;s
fuEufyf[kr fo"k;ksa rd lhfer ugha gksxk %&
¼d½ D;k vkosnd ;k mlds fdlh lgc) dks igys] Hkkjr ds fdlh foRrh; lsDVj fofu;ked
}kjk] ftlds varxZr Hkkjrh; fjtoZ cSad] Hkkjrh; çfrHkwfr vkSj fofue; cksMZ] chek fofu;ked vkSj
fodkl çkf/kdj.k rFkk çkf/kdj.k Hkh gaSA iSuy esa lfEefyr gksus laca/kh çek.ki= nsus badkj fd;k x;k
gS] ;fn ,slk gS rks ,slh badkj ds vk/kkj(
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¼[k½ D;k vkosnu ij] fiNys ikap o"kksZ esa Hkkjrh; fjtoZ cSad Hkkjrh; çfrHkwfr vkSj fofue; cksMZ]
chek fofu;ked vkSj fodkl çkf/kdj.k rFkk çkf/kdj.k tSls fdlh foRrh; fofu;ked }kjk ;k fdlh
U;k;ky; ;k vf/kdj.k }kjk fdUgha fof/k;ksa ds mica/kks dk] lacaf/kr fofu;ked }kjk cuk, x, fofu;eksa
;k funs'kksa] ekxZn'kZd fl)karks vkSj ifji=ksa ds mYya?ku ds fo"k; esa 'kkfLr vf/kjksfir dh xbZ gS vkSj
;fn ,slk gqvk gS rks mlds vk/kkj(
¼x½ D;k vkosnd bu fofu;eksa esa ;FkkfofufnZ"V ik=rk laca/kh ekunaMksa vkSj vU; vis{kkvksa dks iwjk
djrk gS(
¼?k½ D;k vkosnd dks çek.k&i= fn;k tkuk vfHknkrkvksa ds fgr vkSj@;k isa'ku lsDVj ;k jk"Vªh;
isa'ku ç.kkyh ds Øec) fodkl ds fgr esa gS(
¼2½ vkosnu ij fopkj djrs le;] çkf/kdj.k vkosnd dks] ,slh rkjh[k] le; vkSj LFkku ij] tks
çkf/kdj.k }kjk vo/kkfjr fd;k tk,] çkf/kdj.k dks vH;kosnu djus ds fy, vkeaf=r dj ldsxkA ,sls
çLrqfrdj.k dk ç;kstu] vkosnd dks] çkf/kdj.k dks viuk çLrko çLrqr djus vkSj vius çLrko dk
ewy vk/kkj Li"V djus gsrq vuqKkr djuk gksxkA
¼3½ iSuy esa lfEefyr gksus laca/kh çek.k&i= fn, tkus dk ,slk vkosnu&
¼d½ tks lHkh çdkj ls iw.kZ ugha gS vkSj nh xbZ vis{kkvksa rFkk bu fofu;eksa esa fofufnZ"V vis{kkvksa
ds vuq:i ugha gS(
¼[k½ ftlesa çkf/kdj.k }kjk ;Fkk visf{kr vfrfjDr lwpuk varfoZ"V ugha gS(
¼x½ tks xyr] feF;k ;k Hkzked ç—fr dk gS(
¼?k½ tgka vkosnd us bu fofu;eksa ds v/khu ;Fkk of.kZr ik=rk lca/kh vis{kkvksa dk ikyu ugha
fd;k gS(
¼³½ tks çkf/kdj.k dh jk; esa vfHknkrkvksa ds fgr vkSj@;k isa'ku lsDVj ;k jk"Vªh; isa'ku ç.kkyh
ds Øec) fodkl mn~ns';ijd fgr esa ugha gS(
¼p½ tgka vkosnd mfpr vkSj mi;qDr O;fDr ugha gS]
çkf/kdj.k }kjk ys[kc) fd, tkus okys dkj.kkas ls ukeatwj dj fn;k tk,xkA
¼4½ fdlh vkosnu dks ukeatwj fd, tkus ds iwoZ vkosnd dks] çkf/kdj.k }kjk mDr iz;kstu ds
fy, fofufnZ"V le; ds Hkhrj dfe;ksa dks lq/kkjus dk fyf[kr esa volj fn;k tk,xk%
ijarq tgka dksbZ vkosnu bl vk/kkj ij ukeatwj fd;k tkrk gS fd mlesa feF;k ;k Hkzked lwpuk
varfoZ"V gS] ogka ,slk dksbZ volj çnku ugha fd;k tk,xk vkSj vkosnd bu fofu;eksa ;k fdUgha vU;
fofu;eksa ds v/khu ,slh ukeatwjh dh rkjh[k ls ,d o"kZ dh vof/k ds fy, çek.ki= nsus gsrq vkosnu
ugha djsxkA
¼5½ bu fofu;eksa ds v/khu iSuy esa lfEefyr gksus laca/kh vkosnu dk] tks lHkh çdkj ls iw.kZ gS]
çkf/kdj.k }kjk ,slk vuqjks/k çkIr gksus dh rkjh[k ls lkB fnu dh vof/k ds Hkhrj fuiVkjk fd;k
tk,xkA
17&iSuy esa lfEefyr gksus laca/kh çek.ki= fn, tkus dh çfØ;k&¼1½ çkf/kdj.k] bl ckr dk
lek/kku gks tkus ij fd vkosnd ik= gSA mikca/k 3 esa fofufnZ"V ç:i iSuy esa lfEefyr gksus laca/kh
çek.k&i= nsxk vkSj bl laca/k esa vkosnd dks lwpuk Hkstsxk%
ijarq tgka çkf/kdj.k ;k fdlh U;k;ky; ;k vf/kdj.k esa dksbZ dk;Zokgh yafcr gS ftlds
ifj.kkeLo:i jftLVªhdj.k çek.k&i= fuyafcr ;k jn~n fd;k tk ldrk gS] ogka çkf/kdj.k l'krZ
jftLVªhdj.k vuqnRr dj ldsxkA
¼2½ iSuy esa lfEefyr gksus laca/kh çek.ki= çkIr gksus dh rkjh[k ls rhl dk;Z fnol ds Hkhrj]
okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh U;kl ;k dsaæh; vfHkys[kkiky vfHkdj.k ds lkFk] jk"Vªh;
IFMTR
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isa'ku ç.kkyh ds vfHknkrkvksa }kjk okf"kZdh ds Ø; djus dh çfØ;k dks çpkfyr djus ds ç;kstu ds
fy, djkj djsxkA
18&iSuy esa lfEefyr gksus laca/kh çek.ki= dh 'krsZa&fdlh okf"kZdh lsok çnkrk dks çkf/kdj.k
}kjk iSuy esa lfEefyr gksus laca/kh vuqnRr çek.ki= fuEufyf[kr 'krksZa ds v/;/khu gksxk] vFkkZr%&
¼d½ tgka okf"kZdh lsok çnkrk] viuh çkfLFkfr ;k xBu esa ifjorZu dk çLrko djrk gS ogka og
okf"kZdh lsok çnkrk ds :i esa dk;Z djuk tkjh j[kus ds fy, chek fofu;ked vkSj fodkl çkf/kdj.k
ls vfHkçkIr vuqeksnu ds lkFk ,slh lwpuk çkf/kdj.k dks nsxk(
¼[k½ og bu fofu;eksa ds vuqlkj ykxw Qhl dk lank; djsxk(
¼x½ og vf/kfu;e ;k mlds v/khu çkf/kdj.k }kjk cuk, x, fu;eksa vkSj fofu;eksa ds mica/kksa]
tkjh fd, x, fdlh funs'k] ekxZn'kZd fl)karks ;k ifji=ksa dk ikyu djsxk(
¼?k½ og chek vf/kfu;e] 1938] chek fofu;ked vkSj fodkl çkf/kdj.k vf/kfu;e] 1999 vkSj
mlds v/khu fojfpr fu;eksa vkSj fofu;eksa dk ikyu djsxk(
¼³½ og çek.ki= dh laiw.kZ vof/k rd iSuy esa lfEefyr gksus laca/kh bu fofu;eksa esa fofufnZ"V
ik=rk laca/kh ekunaM vkSj vU; vis{kkvksa dk ikyu djsxk %
ijarq çkf/kdj.k] ,slh vU; vkSj vfrfjDr 'krsZa vf/kjksfir dj ldsxk] tks og vfHknkrkvksa ds fgr
esa ;k jk"Vªh; isa'ku ç.kkyh ;k isa'ku lsDVj ds Øec) fodkl ds fy, mfpr le>sA
19&iSuy esa lfEefyr gksus laca/kh çek.ki= vuqnRr djus] badkj djus ;k iSuy esa lfEefyr gksus
laca/kh çek.k&i= ds lekIr gksus dk çHkko&¼1½ tgka dksbZ fo|eku okf"kZdh lsok çnkrk iSuy esa
lfEefyr gksus laca/kh çek.k&i= ds uohdj.k ds fy, vkosnu djus esa vlQy jgrk gS] ogka iSuy esa
lfEefyr gksus laca/kh çek.ki= dh lekfIr ij ;k bu fofu;eksa ds v/khu iSuy esa lfEefyr gksus laca/kh
çek.k&i= vuqnRr fd, tkus ls badkj dj fn, tkus ;k fdlh U;k;ky; ds vkns'k esa ,sls okf"kZdh
lsok çnkrk dks ifjlekiu djus dk funs'k fn;k x;k gS]
;k mlus viuk çek.ki= vH;fiZr dj fn;k gSA ogka ,slk okf"kZdh lsok çnkrk]&
¼d½ jk"Vªh; isa'ku ç.kkyh ds vfHknkrkvksa ds fy, okf"kZdh lsok çnkrk ds :i esa dk;Z rqjar NksM+
nsxk(
¼[k½ okf"kZdh lsok çnkrk] ;fn dksbZ gks] mixr ;k dfYir nkf;Ro ds ckjs esa mica/k djsxk(
¼x½ ,slh le;&lhek ds Hkhrj vkSj ,slh jhfr esa] tks lqlaxr fofu;eksa ds v/khu visf{kr gks ;k
tks çkf/kdj.k }kjk funs'k fn;k tk,] ,slh vU; dkjZokbZ djsxkA
¼2½ fdlh okf"kZdh lsok çnkrk dks bu fofu;eksa ds v/khu iSuy esa lfEefyr gksus laca/kh çek.ki=
vuqnRr djus ls badkj djrs le; çkf/kdj.k okf"kZdh lsok çnkrk ij ,slh 'krsZa vf/kjksfir dj ldsxk
tks og vfHknkrkvksa ds fgr ds laj{k.k ds fy, mfpr le>s vkSj ,slh 'krksZa dk ikyu fd;k tk,xkA
20&iSuy esa lfEEfyr gksus laca/kh çek.k&i= dh fof/kekU;rk dh vof/k&¼1½ vf/kfu;e] bu
fofu;eksa ds vuqikyu ds v/;/khu fdlh okf"kZdh lsok çnkrk dks vuqnRr çek.ki= rc rd fof/kekU;
jgsxk tc rd mldk mlds }kjk vH;iZ.k ugha dj fn;k tkrk ;k bu fofu;eksa ds vuqlkj fuyafcr
;k jn~n ugha dj fn;k tkrk gSA
¼2½ ,slk okf"kZdh lsok çnkrk] ftls iSuy esa lfEefyr gksus laca/kh çek.ki= vuqnRr fd;k x;k gS]
,sls iSuy dks ço`Rr j[kus ds fy, igyk iSuy rS;kj gksus dh rkjh[k ls ;k çkf/kdj.k }kjk vafre
Lohd`r Qhl ds lank; dh rkjh[k ls ikap o"kZ dh lekfIr ds iwoZ uCcs fnu ds Hkhrj] çkf/kdj.k dks
fofufnZ"V ç:i esa iPphl gtkj #i;s Qhl dk lank; djsxkA
21&dfri; ekeyksa esa ik=rk ekunaM ls NwV&¼1½ ;fn dksbZ vkosnd] okf"kZdh lsok çnkrk ds fy,
;FkkfofufnZ"V fdlh ik=rk ekunaM dks iwjk ugha djrk gS rks og ,sls ekunaM ls NwV dh bZIlk djrs
gq, çkf/kdj.k ls vuqjks/k dj ldsxkA
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¼2½ çkf/kdj.k] ;fn mldh jk; esa ,slh ik=rk 'krksZa dk] ftldh NwV dh bZIlk dh xbZ gS] ikyu
u fd;k tkuk vfHknkrkvksa ds fgr dks çfrdwy :i ls çHkkfor ugha djsxk vkSj ,slh NwV isa'ku lsDVj
vkSj fofufnZ"V :i ls jk"Vªh; isa'ku ç.kkyh U;kl ds lkekU; fodkl esa vojks/k ugha djsxh rks og
ys[kc) fd, tkus okys dkj.kksa ls ,slh bdkbZ dks dqN ekunaM ls NwV ns ldsxkA ,slh ifjfLFkfr;ksa esa
çkf/kdj.k ,slh vfrfjDr 'krsZa vf/kjksfir dj ldsxk tks og lwphc) fd, tkus ds fy, mfpr le>sA
22&iSuy esa lfEefyr okf"kZdh lsok çnkrk ds drZO; vkSj nkf;Ro&¼1½ iSuy esa lfEefyr okf"kZdh
lsok çnkrk ds eq[; d`R; fuEufyf[kr gksaxs&
¼d½ jk"Vªh; isa'ku ç.kkyh ls fudkl ds le; vfHknkrkvksa dks fHkUu&fHkUu çdkj dh rRdky
okf"kZdh dk çca/k djuk(
¼[k½ çkf/kdj.k }kjk ;Fkkvisf{kr U;wure rRdky okf"kZdh ds fofHkUu fodYi miyC/k djuk vkSj
chek vf/kfu;e] 1938 ¼1938 dk 4½ vkSj chek fofu;ked vkSj fodkl çkf/kdj.k vf/kfu;e] 1999
¼1999 dk 41½ vkSj mlds v/khu cuk, x, fu;eksa] fofu;eksa vkSj ekxZn'kZd fl)karks ds vuq:i
vfHknkrkvksa ds fgr esa le;≤ ij çkf/kdj.k }kjk ;Fkk visf{kr dksbZ u, fodYi dks miyC/k djkus
esa leFkZ gksuk(
¼x½ jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa }kjk Ø; dh xbZ okf"kZdh lafonk ds fy,
vfHknkrk dks ekfld ;k dksbZ vU; okf"kZdh miyC/k djkuk(
¼?k½ okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa ds lkFk okf"kZdh lafonk djus
ds mn~Hkwr f'kdk;rksa vkSj lcaf/kr eqn~nks ij dkjZokbZ djus ds fy, mRrjnk;h gksxkA
¼2½ jk"Vªh; isa'ku ç.kkyh ds fy, ikjLifjd vkjafHkd xzkgd&
¼d½ okf"kZdh Ø; djus ds laca/k esa laHkkfor vfHknkrkvksa ds ç'uksa ij fopkj(
¼[k½ chek fofu;ked vkSj fodkl çkf/kdj.k dh okf"kZfd;ksa ls lacaf/kr vuqeksfnr lwpuk] okf"kZfd;ka
vkSj vkosnu i= ;k çLFkkiuk laca/kh nLrkost ;k rkRdkfyd okf"kZfd;ksa ls rkRif;Zr çpkj lkexzh]
ftlds varxZr okf"kZdh lax.kuk Hkh gS] miyC/k djkuk vkSj çnf'kZr djuk(
¼3½ okf"kZdh ds Ø; ds fy, vfHknkrk jftLVªhdj.k &
¼d½ vkosnuksa dh çkfIr vkSj çfrxzg.k ds fy, visf{kr vko';d volajpuk] fofufnZ"V çhfe;eks a
lfgr] miyC/k djkuk rFkk chek fofu;ked vkSj fodkl çkf/kdj.k }kjk fd, x, vuqeksnuksa ds vuq:i
okf"kZdh lafonk,a tkjh djuk(
¼[k½ vfHknkrkvksa }kjk çkf/kdj.k }kjk jftLVªh—r vkSj fofu;fer dsaæh; vfHkys[kkiky vfHkdj.k
ds ek/;e ls okf"kZdh mRiknksa] ftuds varxZr vko';d lk¶Vos;j leFkZu Hkh gS] ds vkuykbu Ø; ds
fy, visf{kr volajpuk dks lqdj cukuk rFkk bls miyC/k djkukA okf"kZdh lsok çnkrk miyC/k
okf"kZfd;ksa vkSj vU; lqfo/kkvksa ds lac/ak esa vko';d vkosnu ç:i] lkfgfR;d lkexzh vfHknkrkvksa dks
dasæh; vfHkys[kkiky vfHkdj.k ç.kkyh vFkok bl ç;kstu ds fy, fofufnZ"V fdlh vU; <ax ds ek/;e
ls miyC/k djk,xk(
¼x½ vfHknkrk ds fodYikuqlkj bu fofu;eksa vkSj chek fofu;ked vkSj fodkl çkf/kdj.k }kjk
fofufnZ"V ekxZn'kZd fl)karks ds vuq:i okf"kZdh vkosnu esa micaf/kr okf"kZdh lafonk dk tkjh fd;k
tkuk(
¼?k½ okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh ds v/khu ekfld] frekgh ;k okf"kZd] vfHknkrk }kjk
tSlk fodYi viuk;k x;k gS] isa'ku ;k okf"kZdh] okf"kZdh vkosnu ç:i esa rFkk ,sls vfHknkrk }kjk
p;fur okf"kZdh lafonk ds vuqlkj ifjnRr djus ds fy, mRrjnk;h gksxk( gkykafd ljdkjh vfHknkrkvksa
dks dsoy ekfld vk/kkj ij isa'ku ifjnRr dh tk,xhA
¼³½ okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa }kjk dsUæh; vfHkys[kkiky
vfHkdj.k ;k mlds çfrfuf/k ;k ,slh vU; bdkbZ ls] tks bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r
IFMTR
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gS] Ø; ds çfr okf"kZdh lafonkvksa ds tkjh fd, tkus ds fy, laxzg.k] lR;kiu vkSj i'pkr~orhZ dkjZokbZ
ds fy, mRrjnk;h gksxk(
¼p½ okf"kZdh lsok çnkrk jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa }kjk fd, x, okf"kZdh Ø;ksa
ds laca/k esa jk"Vªh; isa'ku ç.kkyh U;kl vkSj dsæh; vfHkys[kkiky vfHkdj.k dks bl :i] ç:i esa vkSj
,sls varjky ij] tks jk"Vªh; isa'ku ç.kkyh U;kl }kjk fofufnZ"V fd, tk,] lwpuk miyC/k djk,xkA
¼4½ okf"kZdh lsok çnkrk }kjk dh xbZ okf"kZdh lafonk ds laca/k esa] irs esa] ukfefrdj.k esa ;k fdlh
vU; fØ;kdyki esa ifjorZu ds fy, vfHknkrk ds vuqjks/kksa ij] tSls fd vfHknkrkvksa ls vuqjks/k çkIr
djus] mu ij dkjZokbZ djuk vkSj mUgsa çHkkoh djus dh dkjZokbZ dh tk,xhA
¼5½ okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh ds v/khu ,sls vfHknkrkvksa ls] ftUgksaus mlls
okf"kZdh Ø; dh Fkh] f'kdk;rsa çkIr djus vkSj mudk lek/kku djus ds fy, rFkk chek fofu;ked vkSj
fodkl çkf/kdj.k }kjk chekdrkZvksa ds fy, tkjh fd, x, f'kdk;r lek/kku lca/kh ekxZn'kZd fl)karks
;k fofu;eksa ds vuqlkj mudk lek/kku fd, tkus rd mudk vuqijh{k.k djus ds fy, mRrjnk;h
gksxkA
¼6½ okf"kZdh lsok çnkrk }kjk çnku dh xbZ lsokvksa ds laca/k esa vfHknkrk ls çkIr fdlh f'kdk;r
ij] dkjZokbZ rFkk okf"kZdh lsok çnkrk }kjk mudk fuiVkjk] chek fofu;ked vkSj fodkl çkf/kdj.k
vf/kfu;e] 1999 ¼1999 dk 41½ ds mica/kksa vkSj mlds v/khu fojfpr fu;eksa vkSj fofu;eksa ds vuqlkj
fd;k tk,xk vkSj mldh lwpuk jk"Vªh; isa'ku ç.kkyh U;kl dks nh tk,xhA ,slk çkf/kdj.k dh okf"kZdh
lsok çnkrk ds iSuy dks jn~n djus ;k fuyafcr djus dh vFkok ,sls vU; mik; djus dh] tks
vfHknkrk ds fgr esa vko';d le>s tk,a] 'kfDr;ksa ij çfrdwy çHkko Mkys fcuk fd;k tk,xkA
23&vfHknkrkvksa ls Qhl vkSj çHkkjksa dk çHkkfjr fd;k tkuk&fdlh mRikn ds fy, chek
fofu;ked vkSj fodkl çkf/kdj.k }kjk ;Fkk micaf/kr çhfe;e ls fHkUu dksbZ vfrfjDr Qhl ugha gksxh
fdUrq blesa ljdkj }kjk vf/kjksfir fdUgha djksa dks vioftZr fd;k x;k gSA vfHknkrkvksa dks tkjh
mRikn ds fy, dksbZ vfrfjDr e/;LFkrk O;; ;k çHkkj ugha gksaxsA
24&vuqikyu vf/kdkjh dh fu;qfDr&¼1½ çR;sd okf"kZdh lsok çnkrk ,d vuqikyu vf/kdjh dh
fu;qfDr djsxk tks bu fofu;eksa vkSj chek fofu;ked vkSj fodkl çkf/kdj.k }kjk tkjh vU; fu;eksa]
fofu;eksa ekxZn'kZd fl)karks ds v/khu ;Fkk micaf/kr okf"kZdh lsok çnkrk ds drZO;ksa ds vuqikyu dks
ekuhVj djus rFkk ,sls vfHknkrkvksa }kjk] ftUgksaus jk"Vªh; isa'ku ç.kkyh ls fudkl ij okf"kZdh lsok
çnkrk ls okf"kZfd;ksa dk Ø; fd;k gS] çkIr dh xbZ f'kdk;rksa dks nwj djus ds fy, mRrjnk;h gksxkA
,sls vuqikyu vf/kdkjh ds uke vkSj C;kSjs ds ckjs esa] ,slh fu;qfDr ds rhl fnu ds Hkhrj çkf/kdj.k dks
lwfpr fd;k tk,xkA
¼2½ vuqikyu vf/kdkjh] jk"Vªh; isa'ku ç.kkyh dh vU; bdkb;ksa tSls jk"Vªh; isa'ku ç.kkyh U;kl]
dsaæh; vfHkys[kkiky vfHkdj.k] U;klh cSad ;k okf"kZdh Ø; djus ;k mlls lacaf/kr fdlh fØ;kdyki
ls lacaf/kr dksbZ vU; fofufnZ"V bdkbZ ds lkFk lg;ksx ls lacaf/kr fØ;kdykiksa dks djus ds fy,
mRrjnk;h gksxkA
25&vkpkj lafgrk&iSuy esa lfEefyr okf"kZdh lsok çnkrk lHkh le;ksa ij chekdrkZ dh vkpkj
lafgrk ;k chek fofu;ked vkSj fodkl çkf/kdj.k }kjk vfHknkrkvksa }kjk Ø; dh xbZ okf"kZdh ls
lacaf/kr fØ;kdykiksa esa mfpr dkjZokbZ djus ds fy, fofufnZ"V dksbZ vU; leku fu;eksa] ekxZn'kZd
fl)karks ;k fofu;eksa dk ikyu djsxkA
26&chek fofu;ked vkSj fodkl çkf/kdj.k ls lgc) fdUgha fo"k;ksa ij dkjZokbZ djus dh
çkf/kdj.k dh 'kfDr&jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknkrkvksa }kjk okf"kZdh Ø; esa vkus okyh fdUgha
dfBukb;ksa] okf"kZdh Ø; ls mnHkwr f'kdk;rksa ;k okf"kZdh Ø; ls lac) fdlh vU; ekeys dks /;ku esa
IFMTR
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j[krs gq, çkf/kdj.k esa ml ekeys dks lh/ks chek fofu;ked vkSj fodkl çkf/kdj.k ds le{k ys tk
ldrk gSaA
27&xksiuh;rk&iSuy esa lfEefyr okf"kZdh lsok çnkrk jk"Vªh; isa'ku ç.kkyh ds v/khu mlds }kjk
çkIr lHkh vfHkys[kksa] MkVk vkSj lwpuk] ftlds varxZr vfHknkrk ls çkIr lwpuk Hkh gS] ds laca/k esa iw.kZ
xksiuh;rk cuk, j[ksxkA okf"kZdh lsok çnkrk çkf/kdj.k dh iwoZ vuqKk ds fcuk] ,slk MkVk ;k lwpuk
lk{; ds :i esa ;k fdlh vU; ç;kstu ds fy,] fof/k dh lE;d~ çfØ;k }kjk ;Fkkisf{kr ds flok;]
is'k vFkok lk>k ugha djsxkA
28&iSuy dk jn~n fd;k tkuk&çkf/kdj.k] okf"kZdh lsok çnkrk dk] mls lquokbZ dk ;qfDr;qDr
volj nsus ds i'pkr~ vfHkys[kc) fd, tkus okys dkj.kksa ls jn~n dj ldsxkA
v/;k; 5
fujh{k.k vkSj laijh{kk
29&fujh{k.k vkSj laijh{kk&,sls e/;ofrZ;ksa dh] ftUgsa jk"Vªh; isa'ku ç.kkyh ls çR;kgj.k ds çca/k
ds dk;Z lkSais x, gSa] laijh{kk vkSj fujh{k.k dh ckcr çkf/kdj.k dh 'kfDr;ka jk"Vªh; isa'ku ç.kkyh ds
v/khu fofufnZ"V e/;ofrZ;ks dks 'kkflr djus okys fofu;eksa ds vuqlkj gksxhA
v/;k; 6
tkap
30&tkap dk lapkyu&¼1½ O;fDrØe dh n'kk esa] tkap dk;Zokfg;ka vkSj dkjZokbZ] jk"Vªh; isa'ku
ç.kkyh U;kl] dsaæh; vfHkys[kkiky vfHkdj.k ;k dksbZ vU; e/;orhZ tSls fofufnZ"V e/;ofrZ;ksa dks
'kkflr djus okys fofu;eksa ds vuqlkj gksxhA
¼2½ tgka O;frØe varofyZr gS ogka jk"Vªh; isa'ku ç.kkyh U;kl] dsaæh; vfHkys[kkiky vfHkdj.k
vkSj ;k dksbZ vU; e/;orhZ mDr ç;kstu ds fy, ,d lkekU; tkap dj ldsaxsA
v/;k; 7
çdh.kZ
31&diV ;k dqçca/k dk fuokj.k&jk"Vªh; isa'ku ç.kkyh U;kl ;k dsæh; vfHkys[kkiky vfHkdj.k
;k okf"kZdh lsok çnkrk ;k dksbZ vU; e/;orhZ ;k bdkbZ] ftls çkf/kdj.k }kjk jk"Vªh; isa'ku ç.kkyh ls
çR;kgj.k ds çca/ku dk d`R; lkSaik x;k gS] jk"Vªh; isa'ku ç.kkyh ls fudkl ij vfHknkrkvksa ds
çR;kgj.k ds diV] dqçca/k ds fuokj.k ds fy, lHkh laHko ç;kl djsxkA
32&ukfefrdj.k&bu fofu;eksa ;k rRle; ço`Rr fdlh vU; fof/k esa varfoZ"V fdlh ckr ds gksrs
gq, Hkh jk"Vªh; isa'ku ç.kkyh ls tqMus okys fdlh vfHknkrk ls] fofufnZ"V ç:i esa] ,d ;k vf/kd
O;fDr;ksa dks] ,slh jde] tks mlds lans; gksus ds iwoZ ;k lans; gks tkus ij lanRr ugha dh xbZ gS]
mldh e`R;q gks tkus dh n'kk esa lafpr /kujkf'k ;k lafpr fuf/k ds :i esa mldh tek jkf'k çkIr
djus dk vf/kdkj çnRr djrs gq, ukfefrdj.k djus dh vis{kk gksxhA ukfefr vFkok ukefr;ksa dks
vfHknkrk dh e`R;q gks tkus ij ,slh lHkh /kujkf'k;ksa dks] tks lHkh vU; O;fDr;ksa dks vioftZr djds]
vlanRr gS] çkIr djus dk] ;FkkfLFkfr] gd gksxkA
ijUrq&
(i) ;fn ukfefr dh e`R;q vfHknkrk ls igys gks tkrh gS rks ukfefrdj.k] tgka rd mldk
laca/k ukfefr dks çnRr vf/kdkjks ls gS] 'kwU; gks tk,xk(
(ii) tgka bu fofu;eksa ds vuqlkj ukfefr dh e`R;q vfHknkrk ls igys gks tkus dh n'kk esa
ukfefrdj.k esa lE;d~ :i ls fd, x, fdlh mica/k esa ,slh lHkh /kujkf'k;ka] tks vHkh
rd vlanRr gSa] çkIr djus dk vf/kdkj fdlh vU; O;fDr dks çnRr fd;k x;k gS ogka
IFMTR
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,slk vf/kdkj] ukfefr dh e`R;q gks tkus ij ukfefr ds :i esa çR;kLFkkfir ,sls vU;
O;fDr dks laØkar gks tk,xk(
(iii) vfHknkrk] vius ukfefrdj.k esa ,slh jde dks] tks mldh fuf/k esa tek gS] vius Lo;a ds
foosdkf/kdkj ls vius uke funsZf'kfr;ksa ds chp forfjr dj ldsxk(
(iv) ;fn ukfefrdj.k ds le; fdlh vfHknkrk dk dqVqac gS rks ukfefrdj.k] mlds dqVqc ds
,d ;k vf/kd O;fDr;ksa ds i{k esa fd;k tk,xkA ,sls vfHknkrk }kjk fdlh ,sls O;fDr ds
i{k esa fd;k x;k ukfefrdj.k] tks mlds dqVqac dk lnL; ugha gS] vfof/kekU; gksxk(
(v) vfHknkrk }kjk] mldk fookg gksus ij u, fljs ls ukfefrdj.k fd;k tk,xk vkSj ,sls
fookg ls igys fd;k x;k dksbZ ukfefrdj.k vfof/kekU; le>k tk,xk(
(vi) ;fn ukfefrdj.k djus ds le; vfHknkrk dk dksbZ dqVqac ugha gS rks ukfefrdj.k fdlh
O;fDr ;k O;fDr;ksa ds i{k esa fd;k tk ldsxkA fdUrq rRi'pkr ;fn vfHknkrk dksbZ
dqVqc vftZr dj ysrk gS rks ,slk ukfefrdj.k rRdky vfof/kekU; le>k tk,xk vkSj
vfHknkrk vius dqVqac ds ,d ;k vf/kd O;fDr;ksa ds i{k esa u, fljs ls ukfefrdj.k
djsxk(
(vii) tgka dksbZ ukfefrdj.k iw.kZ :i ls ;k Hkkxr% fdlh vo;Ld ds i{k esa fd;k tkrk gS
ogak vfHknkrk] bl Ldhe ds ç;kstuksa ds fy,] vius dqVqac ds fdlh o;Ld O;fDr dks]
vfHknkrk dh ukfefr vkSj bl çdkj fu;qDr laj{kd ls igys e`R;q gksus dh n'kk esa
vo;Ld ukfefr dk laj{kd fu;qDr dj ldsxk(
(viii) tgka dqVqac esa dksbZ o;Ld O;fDr ugha gS ogka vfHknkrk vius foosdkf/kdkj ls fdlh vU;
O;fDr dks] vo;Ld ukfefr dk laj{kd fu;qDr dj ldsxk(
(ix) jk"Vªh; isa'ku ç.kkyh ds v/khu fd;k x;k dksbZ ukfefrdj.k vfHknkrk }kjk fofufnZ"V
çk:i esa ,slk djus ds vius vk'k; dh fyf[kr lwpuk nsus ds i'pkr~ fdlh Hkh le;
mikarfjr fd;k tk ldsxkA dksbZ ukfefrdj.k ;k bl çdkj fd;k x;k mikarj.k] ml
foLrkj rd çHkkoh gksxk tgka rd og ml rkjh[k dks] ftldks ;g jk"Vªh; isa'ku ç.kkyh
ds v/khu fdlh e/;orhZ dks çkIr gksrk gS] fof/kekU; gS(
(x) ;fn vfHknkrk ;g lkfcr dj nsrk gS fd mlds ifr ;k iRuh us] mls 'kkflr djus okyh
Loh; fof/k ;k ml leqnk; dh] ftldk ifr ;k iRuh gS] :f<tU; fof/k ds v/khu
Hkj.kiks"k.k dk gdnkj ugha gS rks og bl Ldhe ds ç;kstuksa ds fy, vfHknkrk ds dqVqac
dk Hkkx rc rd ugha le>k tk;sxk ;k le>h tk,xh] tc rd vfHknkrk mlds ckn
vfHkfgr e/;orhZ dks] mDr ç;kstu ds fy, fd mldk mlls laca/k cuk gqvk gS] fyf[kr
lwpuk }kjk lwfpr ugha dj nsrk gS( vkSj
(xi) ;fn vfHknkrk mDr ç;kstu ds fy, vfHkfgr e/;orhZ dks fyf[kr lwpuk }kjk vius ifr
dks dqVqac ls vioftZr djus dh okaNk djrh gS rks ifr vkSj mlds vkfJr ekrk&firk
dks bl Ldhe ds ç;kstu ds fy, vfHknkrk ds dqVqac dk Hkkx ugha le>k tk;sxk rc
rd vfHknkrk rRi'pkr~ fyf[kr esa ,slh lwpuk dks jn~n u dj nsA
1&bl v/;k; ds ç;kstuksa ds fy,]&
¼d½ ßdqVqacÞ in ls&
(i) iq#"k vfHknkrk ds laca/k esa mldh fof/kr% fookfgr iRuh] mlds ckyd] pkgs fookfgr gks
;k vfookfgr] mlds vkfJr ekrk&firk vkSj mlds e`rd iq= dh fo/kok vkSj ckyd
vfHkçsr gS(
IFMTR
[ 209 ]
(ii) fdlh efgyk vfHknkrk ds laca/k esa mldk fof/kr% fookfgr ifr] mlds ckyd] pkgs
fookfgr gks ;k vfookfgr] mlds vkfJr ekrk&firk vkSj mlds e`rd iq= dh fo/kok
vkSj ckyd(
2&mijksDr nksuksa n'kkvksa esa ;fn fdlh vfHknkrk ds] ;FkkfLFkfr] cPpksa ;k] ;FkkfLFkfr
vfHknkrk ds e`rd iq= ds cPps dk fdlh vU; O;fDr }kjk nRrd xzg.k dj fy;k tkrk gS vkSj ;fn
nRrd xzg.k djus okys O;fDr dh Loh; fof/k ds v/khu nRrd xzg.k oS/k :i ls ekU;rkçkIr gS rks ,sls
cPps dks vfHknkrk ds dqVqac ls ;Fkk vioftZr le>k tk;sxkA
33&çR;kgj.k vkosnu dk çLrqr fd;k tkuk&jk"Vªh; isa'ku ç.kkyh ds Vh;j I [kkrs ls çR;kgj.k
dh bZIlk djus okyk dksbZ vfHknkrk] dsaæh; vfHkys[kkiky vfHkdj.k dks çkf/kdj.k }kjk le;≤ ij
tkjh çR;kgj.k vkSj fudkl ds çpkyu laca/kh ekxZn'kZd fl)karksa ds vuqlkj] mlesa mfYyf[kr vis{kkvksa
ds lkFk viuk çR;kgj.k vkosnu çLrqr djsxkA
34&nLrkost çLrqr djus dh vis{kk&jk"Vªh; isa'ku ç.kkyh ds Vh;j I [kkrs ls çR;kgj.k dh bZIlk
djus okyk dksbZ vfHknkrk] ,sls lHkh nLrkost çLrqr djsxk tks çR;kgj.k vkosnu ç:i esa fofufnZ"V gSaA
vfHknkrkvksa ds fHkUu&fHkUu çoxksZa dks ykxw çR;kgj.k vkosnu ç:i çkf/kdj.k }kjk le;≤ ij
micaf/kr çk:iksa ds vuqlkj gksxkA
35&cSad [kkrs laca/kh C;kSjksa dk fn;k tkuk&jk"Vªh; isa'ku ç.kkyh ds Vh;j I [kkrs ls çR;kgj.k dh
bZIlk djus okyk dksbZ vfHknkrk] vfuok;Z :i ls vk/kkj dkMZ ;k vk;dj foHkkx }kjk tkjh iSu dkMZ
ds vfrfjDr cSad dks ,sls lHkh C;kSjs nsxk] tks jk"Vªh; isa'ku ç.kkyh nkos dh /kujf'k mlds [kkrs esa lh/ks
tek fd, tkus gsrq çR;kgj.k ç:i esa nh xbZ [kaM esa ç;ksT; gSA
36&jk"Vªh; isa'ku ç.kkyh ds v/khu Hkqxrku dh i)fr&jk"Vªh; isa'ku ç.kkyh ds v/khu çR;kgj.k
ls lacaf/kr lHkh Hkqxrku dsoy bysDVªkfud varj.k }kjk fd, tk,axs vkSj çR;kgj.k /kujkf'k lh/ks
vfHknkrk ;k nkokdrkZ }kjk çR;kgj.k ç:i esa fn;s x;s cSad [kkrs esa tek dh tk,xhA
37&fu;kstd }kjk vafre rhu ekl dh dVkSfr;ksa dk jksdk tkuk&fu;kstd }kjk ,sls vfHknkrk ds
osru ls jk"Vªh; isa'ku ç.kkyh ds v/khu vfHknk;ksa@dVkSfr;ksa dks ;g lqfuf'pr djus ds fy, fd
vfHknkrk dk fudkl vkSj çR;kgj.k fuckZ/k vkSj çHkkoh gks] vf/kof"kZrk dh rkjh[k ls] tks ykxw gks] de
ls de rhu ekl igys can dj fn;k tk,xkA fu;kstd lacaf/kr deZpkjh dh vksj ls mDr vafre rhu
ekl ds vfHknk; dk lh/ks fu/kkZj.k djsxkA
38&fjiksVZ vkSj çdVhdj.k&okf"kZdh lsok çnkrk] jk"Vªh; isa'ku ç.kkyh U;kl ;k dsaæh;
vfHkys[kkiky vfHkdj.k] çkf/kdj.k }kjk le;≤ ij ;FkkfofufnZ"V fof/k] jhfr vkSj vko`fRr esa ,slh
lwpuk vkSj fjiksVZ çLrqr djsxk] tks çkf/kdj.k }kjk visf{kr gSA
39&çkf/kdj.k dh funs'k vkSj Li"Vhdj.k tkjh djus dh 'kfDr&çkf/kdj.k dks] bu fofu;eksa ds
v/khu] ;FkkfLFkfr] çR;kgj.k vkSj fudkl ls laca/kh mica/kksa dks fucZaf/kr djus ds fy, vko';d funs'k
tkjh djus dh 'kfDr gksxh ftlls fdlh ,slh vU; isa'ku ;k vf/kof"kZdh Ldheksa] tks vf/kfu;e ds
v/khu ugha vkrh gSa] jk"Vªh; isa'ku ç.kkyh esa tkus dh vis{kkvksa dk ikyu fd;k tk ldsA çkf/kdj.k bu
fofu;eksa dks ykxw djus ;k mlds fuoZpu esa mRiUu fdlh dfBukbZ dks nwj djus ds fy, Li"Vhdj.k
vkSj ekxZn'kZd fl)kar tkjh dj ldrk gSA
[foKkiu-III@4@vlk0@203@49@15]
gsearth- dkaVsªDVj] v/;{k
&&&&
IFMTR
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CIRCULAR
PFRDA/2015/24/EXITS/1 October 29, 2015
To,
NPS Trust, All POP'S, Aggregators, CRA, Central, State Governments and all Subscribers.
Dear Sir/Madam,
Sub : Clarification of Deferred withdrawal of lump sum.
PFRDA (Exits and Withdrawals from National pension System) Regulations 2015 provides option
to subscriber to defer withdrawal of lump sum (60%) up to the age of 70 years.
Under the Deferred withdrawal facility, the subscribers at the time of exit from National Pension
System (NPS) can exercise an option to defer the withdrawal of eligible lump sum withdrawal and stay
invested in the NPS. Subscriber has an option to withdraw the deferred lump sum amount in maximum ten
annual installments up to the age of 70 years or withdraw the entire amount at once by giving 15 days
advance notice during such a period of deferment. If no such notice is given, the accumulated pension
wealth would be automatically monetized and credited to his bank account upon attaining the age of
70 years.
This is for the information of all concerned. The circular also is being placed on PFRDA website at
http://www.pfrda.org.in NPS Trust website www.npstrust.org.in and CRA website at
http://www.npscra.nsdl.co.in.
Yours faithfully,
Subroto Das,
Chief General Manager.
---------------
CIRCULAR
PFRDA/2015/27/EXIT/2 November 12, 2015
Subject : Mandatory processing of Online Withdrawal request
All the Nodal Offices/Ministries are aware that Government of India has recently launched the
"Digital India" campaign to develop a digitally empowered society and to digitally integrate the
Government departments and the citizens of India. It aims at ensuring the government services are made
available to people of India electronically by improving online infrastructure and by increasing Internet
connectivity. One of the objectives is to make various Government services on a real time basis on online
platform.
PFRDA is also committed to support this promising initiative of Government of India. Efforts are
being made by PFRDA to make various NPS related services available on online platform. One such
initiative is to make withdrawal process online herein subscriber can raise withdrawal request using online
platform made available on the CRA system. This will make withdrawal process paperless to a great
extent and seamless and exit claims of the subscribers can be settled in least possible time.
PFRDA had issued circular dated February 25, 2015 making it mandatory for all the Nodal Offices
to process the withdrawal claims of their underlying subscribers on the online platform made available on
the CRA system from April 1, 2015. However, it has been observed that majority of the withdrawal
requests are still being received in physical form (without capturing online withdrawal request) resulting
into delay in processing of withdrawal claims of the subscribes.
It has therefore been decided that with effect from April 1, 2016 only such Withdrawal requests
raised on online platform will be accepted at CRA for further processing. Physical Withdrawal Request
Forms received at CRA will not be accepted for further processing.
IFMTR
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Subscribe/Nodal Office will have to raise Online Withdrawal request in the CRA system by
providing the lump-sum % share/annuity % share, Bank details, Nomination details, Annuity Service
Provider and Annuity scheme. Subscriber is also required to submit the withdrawal request alongwith
annuity purchase form.
The responsibility of verifying the Withdrawal request Form alongwith the relevant supporting
documents will be with the Nodal Office initiating the request online. The Nodal Office will also be
responsible for establishing the veracity of the documents/claims submitted at the Nodal Office.
The Physical Withdrawal requests are to be forwarded to CRA for storage purpose only. As
mentioned earlier, the Physical Withdrawal requests received at CRA without submission of online request
will not be entertained by CRA for further processing and will be rejected.
The detail procedure of generating of Claim ID and capturing the Withdrawal request has been
provided as Annexure I. The Nodal Offices may contact CRA for further support and guidance.
Yours Faithfully,
Subroto Das,
Chief General Manager.
IFMTR
[ 212 ]
Annexure I
EXIT PROCESS TO BE FOLLOWED IN CASEOF GOVERNMENT SUBSCRIBERS
A. Preface :
A subscriber can exit the National Pension System (NPS) due to Superannuation, Pre-mature Exit
and death. This document describes the Withdrawal procedure to be followed by the subscribers and
Nodal Offices for processing the Withdrawal request in the CRA system.
With a view to simplify and streamline the processing of exit and withdrawal claims, CRA has
developed a 'Online Withdrawal' module to process 'Withdrawal Request' for subscribers exiting NPS on
the online platform made available by CRA. In order to facilitate and expedite the process for settlement of
the withdrawal claims of the subscribes of National Pension System (NPS), PFRDA has made it
mandatory for all the Nodal Offices (PAO's /DDO etc.) to process the withdrawal claims of their
underlying subscribers on the online platform being made available on the CRA system from 01st April,
2015. this functionality has been made available through the website of CRA (www.cra-nsdl.com) and can
be initiated at any of the two levels as mentoned below:
* AT NODAL OFFICES (PAO/DDO)-When the applicant herself/himself does not files an online
Withdrawal/exit application but submits the physical application, Nodal Offices will key in the
particulars and initiate (capture, verify and submit) the Withdrawal requests in CRA system under
all the three categories (Exit due to Superannuation/attainment of 60 years, exit before the age of
Superannuation/attainment of 60 years and exit due to Death)
* At Subscribers- In case of Superannuation/attainment of 60 years, exit before the age of
Superannuation/attainment of 60 years, the subscribers can also initiate Withdrawal requests in
the CRA system which shall subsequently have to be verified by the Nodal Office (PAO/DDO) in
CRA system.
B. Important featurs of the 'Online' Claims Processing:
* If subscriber wishes to raise the Withdrawal request in Online module (in case of
Superannuation/Pre-mature exit), Claim ID is mandatory.
* In case of superannuating subscribers, Claim IDs will be generated six months prior tothe date of
superannuation/attaining the age of 60 years of age. Nodal Offices will be able to initiate the
Withdrawal request in the CRA system for all such cases where Claim ID has been generated.
* If request is initiated by the subscriber, the Nodal Office has to authorize the same in CRA
system.
* In case of exit due to Pre-mature exit, Nodal Office has to generate the Claim ID for a subscriber
to enable them to submit the online request. The process of Generation/Cancellation of Claim ID
by the Nodal Office is attached as Annexure III.
* If Nodal Office initiates the Withdrawal request on behalf of subscriber, Claim ID is not
mandatory.
* The purchase of anuity shall take place on manual basis as per existing guidelines till the online
annuity purchase system is in place.
C. Processing of Withdrawal request in CRA system.
This document describes the steps tobe followed by Nodal Offices for initiating Withdrawal request
in CRA system for subscribers who are exiting NPS. The document has been divided in two chapters:
* Withdrawal Request raised by a Nodal Office in CRA system
o Capturing of Withdrawal request by Nodal Office
o Authorization of Widhdrawal request by Nodal Office
* Subscribers raising Withdrawal Request in CRA system
o Capturing of Withdrawal request by subscriber
o Verification and Authorization of Withdrawal request by Nodal Office.
The PAO and the DTAs (hereafter referred as Nodal Offices) can capture Withdrawal request for
superannuation, premature exit or death cases. The following activity flow provides the steps the Nodal
Office has to follow while initiating a Withdrawal request:
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D. Withdrawal Request raised by a Nodal Office in CRA system
* Submission of physical form by Subscriber/Claimant : Subscriber/Claimant will fill the
Withdrawal Form and submit the Withdrawal request along with required documents (please
refer Annexure IV) and annuity purchase form (if applicable) informing his/her choice of ASP
to his/her mapped Nodal Office.
* Verification of Withdrawal request : The Nodal Office will verify whether the Withdrawal
Request Form has been properly filled and check whether all KYC documents have been
submitted by the subscriber/claimant. The Nodal Office will initiate the request only after such
verification is carried out.
E. Online Capturing of Withdrawal request by Nodal Office
E.1. Upon Normal Superannuation/upon reaching the age of 60 years:
Nodal Office will login into the CRA system (www.cra-nsdl.com) using the one of the User ID and
I-Pin.
a. After logging in the CRA site, the User will click on the menu 'Exit Withdrawal request' and then
on the sub-menu 'Initiate Withdrawal Request'.
b. The user will enter PRAN in the designated field and submit the request.
c. Category of withdrawl request: The user will select Category of Withdrawal request as
Suerannuation from the drop down menu.
d. Withdrawal % Allocation : The User will select the Withdrawal type and percentage of
Withdrawal and submit the request. Subscriber can select maximum 60% as lump-sum
Withdrawal. However, if NPS subscriber corpus is less than Rs. 2,00,000, he/she can opt for
100% as lump-sum Withdrawal. If NPS Lite subscriber corpus is less than Rs. 1,00,000 he/she
can opt for 100% as lump-sum withdrawal.
e. Subscriber's correspondence address will be displyaed. The user will click on proceed.
f. Bank Details : User will mandatorily provide the bank details where subscriber last salary was
credited as per employment records to which funds will be transferred after redemption of units.
If subscriber's bank details are present in the CRA system, it will be displayed to the user. User
will click on confirm and proceed if bank details available in CRA records are same as mentioned
in Withdrawal Form, else user will click on 'Edit' button and will update bank details of the
subscriber. The user will then confirm the details. The details should be as per the salary records
maintained by the Nodal office.
g. Nomination Details : If Nomination details of the subscriber are available in CRA system, it will
be displayed to the user. The user will click on the Edit Button and will update Nomination
details of the subscriber if the same are not matching with the details mentioned on Withdrawal
Form. Else, user will update the address details of the Nominee (s).
h. Annuity Service Provider (ASP) Selection : User will select as ASP and ASP scheme for the
ASPs empanelled by PFRDA under NPS.
i. The user will then be navigated to 'Checklist' page where the User will select the documents
submitted by subscriber, the User will then submit the request.
j. The User will then be navigated to confirmation screen where the User will have to confirm the
details captured. On confirmation, the request will be captured in the CRA system and an
Acknowledgement Number will be generated. User should note down the Acknowledgement
Number generated.
E.2. On Exit from NPS before the age of Normal superannuation/age of 60 years (irrespective of
cause)
Nodal Office will login into the CRA system (www.cra-nsdl.com) using the one of the User ID and
I-Pin.
a. After logging in the CRA site, the User will click on the menu 'Exit Withdrawal request' and then
on the sub-menu 'Initiate Withdrawal Request'.
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b. The User will enter PRAN in the designated field and submit the request.
c. Category of Withdraal request : The user will select Category of Withdrawal request as Pre-
mature Exit from the drop down menu.
d. Withdrawal % Allocation : The User will select the Withdrawal type and percentage of
Withdrawal and submit the request. Subscriber can select maximum 20% as lump-sum
Withdrawal. However, if subscriber corpus is less than Rs. 1,00,000 he/she can opt for 100%
lump-sum Withdrawal.
e. Subscriber's correspondence address will be displayed. the user will click on proceed.
f. Bank Details : User will mandatorily provide the bank details where subscriber last salary was
credited as per employment records to which funds will be transferred after redemption of units.
If subscriber's bank details are present in the CRA system, it will be displayed to the user. User
will click on confirm and proceed if bank details available in CRA recordes are same as
mentioned in Withdrawal Form, else user will click on 'Edit' button and will update bank details
of the subscriber. The user will then confirm the details. The details are as per the salary records
maintained by the nodal office.
g. Nomination Details : If Nomination details of the subscriber are available in CRA system, it will
be displayed to the user. The user will click on the Edit Button and will update Nomination
details of the subscriber if the same are not matching with the details mentioned on Withdrawal
Form. Else, user will update the address details of the Nominee (s).
h. Annuity Service Provider (ASP) Selection : User will select an ASP and ASP scheme for the
ASPs empanelled by PFRDA under NPS.
i. In the Checklist, the User will then capture the documents submitted by subscriber. The User will
then submit the request.
j. The User will then be navigated to confirmation screen where the User will have to confirm the
details captured. On Confirmation, the request will be captured in the CRA system and an
Acknowledgement Number will be generated. User should note down the Acknowledgement
Number generated.
E.3. Withdrawal request due to death of subscriber
Only Nodal Office can capture the Withdrawal request due to death of subscriber. as per PFRDA
guidelines, if the family members of the deceased Govt. subscriber are not receiving family pension then
NPS contributions is to be transferred to the family member of the deceased subscriber. Below is the
procedure to capture the request in CRA System.
Nodal Office will login into the CRA system (www.cra-nsdl.com) using the one of the User ID and
I-Pin.
a. After logging in the CRA site, the User will click on the menu 'Exit Withdrawal request' and then
on the sub-menu 'Initiate Withdrawal Request.'
b. The User will enter PRAN in the designated field and submit the request.
c. Category of Withdrawal request : The user will select Category of Withdrawal request as Death
from the drop down menu.
d. Withdrawal % Allocation : The User will select the Withdrawal type and percentage of
Withdrawal and submit the request. Claimant can select maximum 20% as lump-sum
Withdrawal. However, if subscriber corpus is less than Rs. 2,00,000 he/she can opt for 100%
lump-sum Withdrawal.
e. Subscriber's correspondence address will be displayed. The user will click on proceed.
f. Claimant Details : If Nomination details of the subscriber are available in CRA system, it will be
displayed to the user. User is required to provide Claimant details. If Nomination details are not
available in CRA system, User is required to provide the Claimant details as per the document
submitted by the claimant (Legal heir certificate/family member certificate).
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g. Bank Details : User will provide the bank details to which funds will be transferred after
redemption of units. The details are to be supported by the documents wherever necessary.
h. Annuity Service Provider (ASP) Selection : User will select an ASP and ASP scheme for the
ASPs empanelled by PFRDA under NPS.
i. In the checklist, the User will then capture the documents submitted by subscriber. The User will
then submit the request.
The user will be requested to confirm the details captured. On confirmation, the request will be
captured in the CRA system. CRA system will generate the Claim ID and Acknowledgement Number on
successful submission of Withdrawal request.
F. Authorization of Withdrawal Request by Nodal Office
Nodal Office is required to authorize the request captured in the CRA system. Another Nodal
Office User will login into the CRA system (www.cra-nsdl.com) using second User ID and I-Pin.
a. The second User, after logging the CRA site, will click on the menu 'Transaction' and then on the
sub-menu 'Authorize Transaction'.
b. The Nodal Office User will have to select transaction type as 'Withdrawal request'. After selecting
the type, the User will enter the relevant PRAN/Acknowledgement ID as the search criterion.
c. After clicking on the search button, the second Nodal Office User will be able to view the screen
summary with the details of Acknowledgment Number, PRAN, Registration Date, Registeed By the
Request Type. The Nodal Office User then clicks on the Acknowledgment Number hyperlink.
d. The second User will now have the view of the Withdrawal request initiated by the first User. The
second Nodal Office User can view the signature of the subscriber. the user will verify the request and
click on Authorize Button to submit the request.
e. The second User has to confirm the bank account details provided in the withdrawal form with
the bank account details available with them in which the last salary was credited as per record.
f. Once the User authorizes the Withdrawal request in CRA system, request will be placed in the
CRA system for redemption of units. Units will be redeemed from the PRAN and funds will be transferred
to the bank details provided in the Withdrawal request. In case of superannuation, Withdrawal request will
be executed in the CRA system after the date of retirement of subscriber. In case of Pre-mature Exit/death,
request will be executed on next day of authorization of Withdrawal request.
g. The User will reject the request in case there is any micmatch or details are not proper. In case of
rejection, reason is mandatory.
h. The Nodal Office official has to attest the Withdrawal Form along with other KYC documents.
The Nodal Office will then attach covering letter and sends the Withdrawal docket to CRA (to be marked
to NPSCPC) for storage purpose only.
G. Subscribers raising online Withdrawal Request in CRA System
G.1. Capturing of Superannuation Withdrawal request by subscriber
NPS subscribers may initiate the Withdrawal request in the CRA system six months before the age
of Superannuation or on reaching the age of 60 years.
The NPS subscribers, after capturing their Withdrawal request in the CRA system, will submit the
Withdrawal Form alongwith the required documents (please refer Annexure IV) and annuity purchase
form(if applicable) to their mapped Nodal Office. Nodal Office is required to authorize the request in the
CRA system, authorize the physical Withdrawal Form and verify the subscriber signarture, KYC
Documents submitted and forward the duly authorised physical Withdrawal Form alongwith the
supporting documents to CRA for storage purpose only.
The following activity flow provides the steps the subscriber to follow while capturing a Withdrawal
request.
(a) The subscriber will login into the CRA system (www.cra-nsdl.com) with his/her User ID and
I Pin.
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(b) After logging in the CRA site, the subscriber will click on the menu 'Exit Withdrawal request'
and then on the sub-menu 'Initiate Withdrawal Request.'
(c) In case, a subscriber whose Claim ID is not generated and tries to capture the withdrawal request,
a message will be displayed that the subscriber is not allowed to initiate any Withdrawal request.
(d) Withdrawal type & percentage of Withdrawal allocation : The subscriber will select the
Withdrawal type and percentage of Withdrawal allocation and submit the request. Subscriber can select
maximum 60% as lump-sum Withdrawal. However, if subscriber corpus is less than Rs. 2,00,000, he/she
can opt for 100% as lump-sum Withdrawal.
(e) Subscriber's correspondence address will be displayed. The subscriber will click on proceed.
(f) Bank Details : Subscriber will mandatorily provide the bank details where subscriber last salary
was credited as per employment records to which funds will be transferred after redemption of units. If
subscriber's bank details are present in the CRA system, it will be displayed to the subscriber. Subscriber
will click on confirm and proceed if bank details available in CRA records are updated else subscriber will
click on Edit and will enter bank details. The subscriber then confirms the details. The details. should be as
per the salary records maintained by the nodal office where last salary was credited.
(g) Nomination Details: If Nomination details of the subscriber are available in CRA system, it will be
displayed to the subscriber. The subscriber will click on the Edit Button and willprovide the complete
Nomination details.
(h) Annuity Service Provider (ASP) Selection : User will select an ASP and ASP scheme for the
ASPs empaneled by PFRDA under NPS.
(i) In the Checklist, the subscriber will then selects the documents which would be submitted
alongwith Withdrawal Form. The subscriber will then submit the request.
(j) After successful submission, an Acknowledgement ID will be generated.
(k) The subscriber can click on 'View Form' and view & print the Withdrawal Form.
(l) The subscriber has to perform the following activity:
* Paste his/her photograph and self attest it. Subscriber should provide his/her signature as per
CRA records only.
* Subscriber is also required to sign the declarations in the Withdrawal Form,
* Get the witness signatures
* Affix Revenue Stamp and Signature on the Advanced Stamp Receipt
Subscriber is required to submit the auto-ulated Withdrawal Form alongwith required documents
to Nodal Office for authorization of Withdrawal request by Nodal Office.
G.2. Subscribers raising Pre-mature Exit Withdrawal Request in CRA System.
NPS subscribers can initiate Withdrawal request inthe CRA system only after Nodal Office
generates the Claim ID for the subscriber. Procedure of Claim ID generation is explained in
Annexure III.
The NPS subscribers, after capturing their Withdrawal request in the CRA system, will submit the
Withdrawal Form alongwith the required documents and annuity purchase form to their mapped
Nodal Office. Nodal Office is required to authorize the request in the CRA system, authorize the
physical Withdrawal Form and verify the subscriber signature, KYC Documents submitted and
forward the duly authorised physical Withdrawal Form alongwith the supporting documents to CRA
for storage purpose only.
The following activity flow provides the steps the subscriber and the concerned Nodal Office has to
follow while authorizing a Withdrawal request.
(a) The subscriber will login into the CRA system (www.cra-nsdl.com) with his/her User ID and I Pin.
(b) After logging in the CRA site, the subscriber will clickon the menu 'Exit Withdrawal request' and
then on the sub-menu 'Initiate Withdrawal Request'.
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(c) In case, a subscriber whose Claim ID is not generated and tries to capture the Withdrawal request, a
message will be displayed that the subscriber is not allowed to initiate any Withdrawal request.
(d) Withdrawal type & percentage of withdrawal: The subscriber will select the Withdrawal type and
percentage of Withdrawal and submit the request.
(e) Subscriber's correspondence address will be displayed. The subscriber will click on proceed.
(f) Bank Details : Subscriber will mandatorily provide the bank details where subscriber last salary was
credited as per employment records to which funds will be transferred after redemption of units. If
subscriber's bank details are present inthe CRA system, it will be displayed to the subscriber.
Subscriber will click on confirm and proceed if bank details available in CRA records are updated
else subscriber will click on Edit and will enter bank details. The subscriber then confirms the
details. The details should be as per the salary records maintained by the Nodal Office where last
salary was credited.
(g) Nomination Details : If Nomination details of the subscriber are available in CRA system, it will be
displayed to the subscriber. The subscriber will click onthe Edit Button and will provide the
complete Nomination details.
(h) Annuity Service Provider (ASP) Selection : User will select an ASP and ASP scheme forthe ASPs
empanelled by PFRDA under NPS.
(i) In the checklist, the subscriber will then selects the documents which would be submitted alongwith
Withdrawal Form. The subscriber will then submit the request.
(j) After successful submission, an Acknowledgement ID will be generated.
(k) The subscriber can click on 'View Form' and view & print the Withdrawal Form.
(l) The subscriber has to perform the followintg activity:
* Paste his/her photograph and self attest it. Subscriber should provide his/her signature as per
CRA recordes only.
* Subscriber is also required to sign the declarations in the Withdrawal Form.
* Get the witness signature.
* Affix Revenue Stamp and Signature on the Advanced Stamp Receipt Subscriber is required to
submit the auto-ulated Withdrawal form alongwith required dcuments to Nodal Office for
authorization of Withdrawal request by Nodal Office.
H. Verification of Withdrawal request by Nodal Office
Once Nodal Office receives the physical request from the subscriber, it will process the request after
verifying that the document is properly filled and supporting documents are in place. The roles and
responsibilities of the Nodal Office would be as follows :
a. Nodal Office User will login into the CRA system (www.cra-nsdl.com) using the One of the
User ID and I-Pin.
b. Once Nodal Office User will click the menu 'Exit Withdrawal Request' and will click the sub-
menu 'Verify Subscriber Withdrawal Initiation'.
c. The Nodal Office User will enter the combination of PRAN and Ack. ID and submit the request.
d. After submission of search button, the Nodal Office User will be able to view the screen
summary with the details of Acknowledgment Number, PRAN, Registration Date, Registered
By and Request Type.
e. The Nodal Office User will then click on the Acknowledgment Number hyperlink. The
verification screen for Withdrawal request captured by Subscriber will be available to the User.
f. The Nodal Office User can view subscriber signature and verify the same against the signature
in the Withdrawal request. Once the Nodal Office User verifies the Withdrawal request, the user
will submit the request.
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g. In case, there is any error in the details entered by the subscriber or incorrect details entered,
Nodal Office User can edit the same provided the supporting documents for such details are
available.
h. The Nodal office User will check for Bank account details provided by the subscriber as
available with the records of nodal office for crediting subscriber's salary
i. The Nodal Office User may reject a request in case of a mismatch in the data entered. KYC
documents not provided etc. Wherever a Withdrawal request is rejected, the User is required to
provide the rejection reason.
j. The Nodal Office should notify the subscriber in case of anymodification carried out or any
request rejected.
1. Autherisation of Withdrawal request by Nodal office
(a) The Second User of the Nodal Office will login into the CRA system (www.cra-nsdl.com)
using his other User ID and I-Pin.
(b) The second User, after logging in the CRA site, will click on the menu 'Transaction' and
then on the sub-menu 'Aujthorize Transaction'.
(c) The Nodal Office User will have to select transaction type as 'Withdrawal request'. After
selection the type, the User will enter the relevant PRAN as the search criterion.
(d) After clicking on the search button the second Nodal office User will be able to view the
screen summary with the details of AcknowledgmentNumber. PRAN Registration Date,
Registered By and Request Type.
(e) The Nodal Office User then clicks on the Acknowledgment Number hyperlink.
(f) The authorization screen for Withdrawal request verified by Nodal Office First User
willthen be available to the Second User. The User will click on Authorize Button and
submits the request.
(g) The Nodal office User will check for Bank account details provided by the subscriber as
available with the records of nodal office for crediting subscriber's salary.
(h) Once the User authorizes the Withdrawal request in CRA system, request will be placed in
the CRA system for redemption of units. Units will be redeemed from the PRAN and funds
willbe transferred to the bank details provided in the Withdrawal request. In case of
superannuation, Withdrawal request will be executed inthe CRA system after the date of
retirement of subscriber. In case of Pre-mature Exit, request will be executed on next day of
authorization of Withdrawal request.
(i) The User will reject the request in case there is any mismatch or details are not proper. In
case of rejection, reason is mandatory.
(j) The Nodal Office Official has to attest the Withdrawal Form alongwith other KYC
documents. The Nodal Office will then attach covering letter and sends the Withdrawal
docket to CRA (tobe marked to NPSCPC) for storage purpose only.
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VENKATESWARLU PERI General Manager
F. No. PFRDA/24/Exit/1 May 26, 2016
Shri Amit Sinha
Executive Vice President,
NSDL e-Governance Infrastructure Limited,
Ist Floor, Times Tower,
Kamla Mills Compound,
Senapati Bapat Marg, Lower Parel,
Mumbai-400013
Subject : Guidelines for processing of Family Pension Cases.
Dear Mr. Sinha,
This has with reference to regulation 6(e) of the PFRDA (Exit and Withdrawals under NPS)
Regulation 2015 relating to family pension and transfer of corpus from subscribers NPS account to
government nodal office, if the subscriber or the family members of the deceased subscriber avails the
benefit of family pension.
The Authority after examining the issue has finalized the policy with respect to transfer of
accumulated pension wealth of the subscribers to government and where the subscribers family has availed
the additonal relief given by the government in the family of family pension Accordingly, the guidelines
for processing of such claims are being enclosed herewith for your guidance and implementation of the
same.
Therefore, you are advised to intimate to all the accounting formations under the central
government, state governments (excluding the states which have clarified that they do not provide the
benefit including Punjab &Sikkim) and autonomous bodies falling under their jurisdiction about the policy
guidelines and also the process tobe followed.
The same shall be made part of the online exit module. In case if you want any clarifications on the
matter you may write back tous.
Yours Sincerely,
Venkateswarlu Peri,
General Manager.
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Guidelines for processing of Family Pension cases
Online processing of Withdrawal request in case family pension is provided by the Nodal Office to the
claimant (s)/subscriber(s)
1. The family member (s)/subscriber(s) who is/are availing Family Pension from will submit the No
objection certificate (Annexure-II) to the concerned Nodal Office.
2. Nodal Office will authenticate the Annexure II.
3. Nodal Office shall fill in the declaration form Annexure I & provide necessary authentications.
4. Nodal Office (First User) will login into CRA system to select the option that the family pension is
being/has been granted to the family members of the deceased subscriber or to the subscriber.
5. Nodal office will enter the details of family member (s)/subscribers (s) into the CRA system to
whom the family pension is being given (as mentioned under Annexure II).
6. A new field-Nodal Office bank detail will be enabled. Nodal Office will provide its bank details as
per Nodal Office Declaration form (Annexure I).
7. Nodal Office (First User) will submit post entering the complete details.
8. Nodal Office (Second User) will authenticate and authorise the said request. Claim ID will get
generated on successful submission of Withdrawal request.
9. Nodal Office will print the online form dispatch the same along with duly filled & attested both the
Annexures-I and II to CRA.
10. On receipt of documents, CRA will initiate the withdrawal request in the CRA system.
11. The accumulated pension wealth, of the particular deceased subscriber or the subscriber (in case of
disability) for whom the withdrawal request is raised, will be transferred tothe Nodal Office bank
account as per the settlement cycle.
CIRCULAR
PFRDA/2016/13/Exit/06 27.07.2016
To,
NPS Trust, CRA, Pension Funds, Trustee Bank, Govt. Nodal Offices, Annuity Service Providers and
other stakeholders.
Sub : Clarification on Continuing Contribution Beyond 60 Years Or The Age Of Superannuation-
Till 70 Years
The Authority has notified the PFRDA (Exits and Withdrawals from National Pension System)
Regulations, 2015 on 11th May 2015 and is in force. Reference is drawn to Regulation 4 pertaining to
Exit from National Pension System by citizens, including corporate sector subscribers and more
particularly Sub-regulation (a).
It has been brought to the notice of the Authority that the stakeholders including subscribers
require further clarity on the matters associated in order to actively utilise this opportunity to continue to
contribute to NPS. Thus, for the convenience of the subscriber clarificatory guidelines are issued. The
Authority has examined the matter and Authority in exercise of its powers under section 14 of the
Pension Fund Regulatory and Development Authority Act, 2013 read with Regulation 39 of the PFRDA
(Exits and Withdrawals from National Pension System) Regulations, 2015 hereby issues the following
clarification:
Sl. no. Issue Raised Clarification
1 When should a subscriber inform NPS
Trust or CRA about his/her intension
to continue contribution beyond the
age of 60 years/Superannuation age?
Where a subscriber desires to continue to
contribute to NPS beyond the age of 60 years or
superannuation age, he or she shall have the option
to do so provided the subscriber intimates his or
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Sl. no. Issue Raised Clarification
her intention to do so in writing in the specified
form at least fifteen days before the attainment of
60 years of age or the age of superannuation to the
CRA.
2 On what corpus will the mandatory
minimum investment of 40% of the
accumulated pension wealth for
purchase of annuity be applicable i.e.,
the corpus available on the date of
attaining 60 years or superannuation
OR the corpus available at the time of
exit after availing the benefit of further
contributions to the NPS account
under sub-regulation 4(a)(i).
The entire set of Exit and Withdrawal conditions
as per the applicable regulations would be
applicable on the accumulated pension wealth
available in the PRAN as on the date of final exit
from NPS including those contributions and
investment income that have been contributed and
accured to the account beyond the age of 60 years
or the age of superannuation.
3 Whether Tier II account can also be
continued along with the Tier I when
one opts for further contribution to
NPS beyond the age of 60 years or
superannuation.
For a normal NPS account a Tier II account can
exist as far as there is a corresponding Tier I
account. Hence, the same position shall continue
and the subscriber may to contribute to his Tier II
account apart from Tier I account.
4 Will the subscriber who has opted to
contribute to his tier I account beyond
the age of 60 years/superannuation
have all the facilities and options of a
normal NPS account like access to
CRA system, option to switch PFMs
and Investment choice etc.
Yes, the subscriber shall enjoy all the facilities and
options of a normal NPS account like access to
CRA system, option to switch PFMs and
Investment choice etc.
5 Whether one can Exit at any point of
time after choosing to continue to
contribute to NPS beyond 60
years/superannuation.
Yes, a subscriber can Exit from NPS after giving
due notice, at any point of time after availing the
benefit of continuing to contribute to NPS
irrespective of the period of contribution indicated
by the subscriber while submitting the request to
continue to contribute to NPS.
6 Whether the option of deferment of
purchase of annuity would be available
to the subscribers who have
voluntarily opted to continue to
contribute beyond 60 years of age or
superannuation and when they decide
to Exit finally from NPS.
Option of deferment of purchase of annuity would
not be available tothe subscribers who have
voluntarily opted to continue to contribute beyond
60 years of age or superannuation.
Yours faithfully,
Venkateswarlu Peri,
General Manager.
--------
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No. 7/5/2012-P&PW(F)/B
Ministry of Personnel, Public Grievances and Pensions
Department of Pension and Pensioners Welfare
Lok Nayak Bhavan, Khan Market.
New Delhi-110 003, Dated the 26 August, 2016
OFFICE MEMORANDUM
Subject :Extension of benefits of 'Retirement Gratuity and Death Gratuity' to the Central
Government employees covered by new Defined Contribution Pension System (National
Pension System)-regarding.
The undersigned is directed to say that the pension of the Government servants appointed on or
after 1/1/2004 is regulated by the new Defined Contribution Pension System (known as National Pension
System), notified by the Ministry of Finance (Department of Economic Affairs) vide their O.M. No.
5/7/2003-ECB &PR dated 22/12/2003 Orders were issued for payment of gratuity on provisional basis in
respect of employees covered under National Pension System on their retirement from Government
service on invalidation or death in service, vide this Department's OM No. 38/41/2006-P&PW(A) dated
5/5/2009.
2. The issue of grant of gratuity in respect of government employees covered by the National
Pension System has been under consideration of the Government. It has been decided that the government
employees covered by National Pension System shall be eligible for benefit of 'Retirement gratuity and
Death gratuity' on the same terms and conditions, as are applicable to employees covered by Central Civil
Service (Pension) Rule, 1972.
3. These orders issue with the concurrence of Ministry of Finance, Department of Expenditure,
vide their I.D. Note No. 1(4)/EV/2006-II dated 29.07.2016.
4. In their application to the persons belonging to the Indian Audit and Accounts Department, these
orders issue after consultation with Comptroller and Auditor General of India.
5. These orders will be applicable to those Central Civil Government employees who joined
Government service on or after 1.1.2004 and are covered by National Pension system and will take effect
from the same date i.e. 1.1.2004.
Harjit Singh,
Director (Pension Policy).
———
IFMTR
[ 223 ]
CIRCULAR
PFRDA/2016/21/EXIT/7 24.10.2016
To,
NPS Trust, CRA, Pension Funds, Trustee Bank, Govt Nodal Offices, Annuity Service Providers and other
Stakeholder.
Sub : Documents tobe submitted for availing partial withdrawal.
The Authority has notified the PFRDA (Exits and Withdrawals from National Pension System)
Regulations, 2015 on 11th May, 2015 and is in force Reference is drawn to Regulation 8 pertaining to
partial withdrawal from National Pension System by subscribers of NPS. Where under the subscribers are
availing partial withdrawals as per Regulation 8 of the PFRDA (Exits and Withdrawals from National
Pension System) Regulations, 2015.
Based on the withdrawal received and experience gained on the matter . It was felt that
documents may be prescribed by the Authority for the convenience of the subscribers and for seamless
process of partial withdrawal request. Thus the Authority has examined the matter and in exercise of its
powers under section 14 of the Pension Fund Regulatory and Development Authority Act, 2013 read with
Regulation 39 of the PFRDA (Exits and Withdrawals from National Pension System) Regulations, 2015
hereby issue the following clarifications (Prescribing documents for different types of partial withdrawal
as mentioned below:
Sr.
No.
Type of Withdrawal Documents required
1 For Higher education Copy of admission letter of the Institute
along with Fees schedule
2 For marriage of his or her children Self-Declaration
3 For purchase or construction of a residential
house or flat in his or her own name or in a joint
name with his or her legally wedded spouse
Photocopy of Title Documents of the
Property. Approved Plan and self-
declaration OR Loan offer letter from a
housing finance company or a Bank and
self-declaration
4 For treatment of specified illinesses: if the
subscriber, his legally wedded spouse, children
including a legally adopted child or dependent
parents
Certificate from Doctor
Yours faithfully,
Venkateswarlu Peri,
General Manager.
IFMTR
[ 224 ]
National Pension System (NPS)
[Under Regulations 8 of PFRDA (Exits & Withdrawals) Regulations, 2015]
Declaration form for partial withdrawal in case of Marriage or purchase of property
Fields marked ***with are mandatory.
Section A-Subscriber's Personal Details :
1. Name of the Subscriber
2. PRAN
3. Registered mobile number
4. Registered E-mail
Section B-Withdrawal Request Details
Withdrawal Type
A. For marriage of his or her Children
I hereby declare and state that this withdrawal is only for the purpose of __________ as is
permitted under PFRDA (Exits and Withdrawal under National Pension System)
Regulation, 2015.
Aged________ Date of marriage __________
Address of Marriage __________________________________________________________________
B. For purchase or construction of a residential house or flat in his or her own name or in Joint
name with his or her legally wedded spouses
I hereby declare and state that this withdrawal is only for the purpose of __________ as is
permitted under PFRDA (Exits and Withdrawal under National Pension System)
Regulation, 2015
PropertyAddress ___________________________________________________________________
Date
Place Signature/Thumb impression of the Subscriber**
**Left thumb impression in case of illiterate male claimant and Right impression in case of illiterate female.
IFMTR
[ 225 ]
CIRCULAR
PFRDA/2017/1/CRA/7 Date : January 03, 2017
Sub : Operationalisation of Karvy Computershare Private Limited as second Central
Recordkeeping Agency (CRA) for NPS Regular/NPS Lite/APY
Please refer to the notice dated June 24, 2016 issued by PFRDA on the selection of Karvy
Computershare Private Limited as second Central Recordkeeping Agency (CRA) for NPS.
Karvy Computershare Private Limited is currently at an advanced stage of CRA system
development and is expected to become operational in the near future.
With operationalisation by Karvy, there will be two CRAs operating in the NPS system under
PFRDA (Central Recordkeeping Agency) Regulations, 2015 i.e. NSDL e-Governance infrastructure Ltd.
and Karvy Computershare Pvt Ltd.
As per the applicable CRA regulations, the choice of CRA can be made by the employer (existing
or prospective) between the existing CRA and the new CRA depending onthe policy of the employer in
case where there is employer-employee relationship. In case of voluntary subscribers (without existence of
any employee-employer relationship) the option to choose a CRA rests with the subscribers. In case of
Government sector subscribers and subscribers registered under Atal Pension Yojana, the respective
Government will choose the CRA for rendering the services. In case of NPS-Lite sujbscribers the
aggregator will have the option to choose the CRA.
The charge structure of Karvy-CRA for NPS regular and NPS Lite subscribers as accepted by PFRDA is
as under :-
S. No. Service Charge Head NPS Regular (Rs.) NPS Lite/APY (Rs.)
1 PRA opening charges 39.36 15.00
2 PRA Annual maintenance
charges
57.63 14.40
3 Transaction charges 3.36 -
This is issued for the information of all concerned.
Venkateswarlu Peri,
Chief General Manager.
---------------
IFMTR
[ 226 ]
CIRCULAR
PFRDA/2017/5/CRA/2 Dated : February 09, 2017
Sub : Operationalisation of M/s Karvy Computershare Private Limited as second Central
Recordkeeping Agency (CRA) under NPS.
Reference is drawn to our circular no. PFRDA/2017/1/CRA/1, dated January 03, 2017 on
operationalization of Karvy Computershare Private Limited as second Central Recordkeeping Agency
(CRA) for NPS.
The Authority has decided to allow M/s Karvy Computershare Private Limited to start its
operations for servicing of accounts sourced through e-NPS module of NPS Trust wherein the subscriber
would be provided an option to choose between NSDL e-goverance Ltd (1st CRA) and M/s Karvy
Computershare PVt. Ltd. (2nd CRA) with effect from Febraury 15, 2017 and other distribution channels
thereafter. It has been decided that M/s Karvy Computershare would be allowed to service the new
accounts will March 31, 2017 and thereafter it would be allowed to function as a full-fledged CRA with
interoperability functionality providing for option to shift for existing subscribers of NPS from April 01,
2017 onwards.
Under sub-regulation 4 of regulation 3 the CRA regulations, the allocation of the subscribers
between the existing central recordkeeping agency and the other central recordkeeping agency or agencies,
if appointed, shall be based on a transparent criteria and process as may be notified by the Authority from
time to time having regard to the subscribers interst. Accordingly, the criteria of allocation of subscribers
is mentioned as under :-
In case where there is employee-employer relationship, including corporate, if the CRA charges
are being borne by the employer, the decision to select the CRA shall rest with the employer, unless they
specifically delegates the option to individul employees and in all other cases, the choice of selection of
CRA will rest with the employee/subscriber under NPS. In case of voluntary subscribers (without
existence of any employee empployer relationship) the option to choose a CRA rests with the subscriber in
general. In case of subsribers registered under Atal Pension Yojana, the respective Government will chose
the CRA for rendering the services. In case of NPS-Lite subscribers the aggregator will have the option to
choose the CRA. The charge structure for NPS regular and NPS Lite subscribers is provided hereunder
the information of all concerned:
S.N. Service Charge head M/S NSDL e-governance Infrastructure Ltd.
(1st CRA)
M/s Karvy Computershare Pvt. Ltd.
(2nd CRA)
NPS Regular (Rs.) NPS Lite/APY (Rs.) NPS Regular (Rs.) NPS Lite/
APY (Rs.)
1 PRA opening charges 50 15 39.36 15
2 PRA Annual
Maintennance
charges
190 40 57.63 14.4
3 Transaction charges 4 Nil 3.36 Nil
IFMTR
[ 227 ]
Further, the charge structure with effect from 1st April, 2017 would be as under:–
S.N. Service Charge head
M/S NSDL e-governance Infrastructure Ltd. (1st CRA)
M/s Karvy Computershare Pvt Ltd (2nd CRA)
NPS Regular (Rs.) NPS Lite/APY (Rs.)
NPS Regular (Rs.) NPS Lite/APY (Rs.)
1 PRA opening charges
40.00 15.00 39.36 15
2 PRA Annual Maintennance charges
95.00 25.00 57.63 14.4
3 Transaction charges
3.75 Nil 3.36 Nil
This is issued for the information of all concerned.
VENKATESWARLU PERI,
Chief General Manager.
——
isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k
vf/klwpuk
ubZ fnYyh] 10 vxLr] 2017
isa'ku fuf/k fofu;ked vkSj fodkl izkf/kdj.k ¼jk"Vªh; isa'ku iz.kkyh ds varxZr fudkl vkSj izR;kgj.k½ ¼izFke
la'kks/ku½ fofu;e] 2017
la0ih,QvkjMh,@12@vkjth,y@139@8-&isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k
vf/kfu;e] 2013 ¼2013 dk 23½ dh /kkjk 52 dh mi/kkjk ¼2½ ds [kaM ¼N½] [kaM ¼t½ vkSj [kaM ¼>½ ds
lkFk ifBr mldh mi/kkjk ¼1½ }kjk çnRr 'kfDr;ksa dk ç;ksx djrs gq,] isa'ku fuf/k fofu;ked vkSj
fodkl çkf/kdj.k ,rn~}kjk isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds
varxZr fudkl vkSj çR;kgj.k½ fofu;e] 2015 esa la'kks/ku djrs gq, fuEu fofu;e cukrk gS uker%&
1&bu fofu;eksa dk uke isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh
ds varxZr fudkl vkSj çR;kgj.k½ ¼çFke la'kks/ku½ fofu;e] 2017 gSA
2&;g jkti= esa muds çdk'ku dh frfFk dks ço`Rr gksaxsA
3&isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl vkSj
çR;kgj.k½ fofu;e] 2017 esa]%&
(i) fofu;eu 2 esa] mi&fofu;eu ¼1½ esa] mi[kaM ¼¥½ ds i'pkr~ fuEu u;s mi[kaM tksM+s
tk;saxsA
¼V½ bl fofu;eu ds ç;kstu ds fy, ßçR;kgj.kÞ dk vFkZ gksxk fd jk"Vªh; isa'ku ç.kkyh
ds varxZr vfHknkrk ds O;fDrxr isa'ku [kkrs dk lekiu] fuEufyf[kr ?kVukvksa esa ls fdlh
,d ds gksus dh frfFk ls] ykxw gks ldrk gS %&
¼I½ jkstxkj dh 'krksZa ds vuqlkj jkstxkj esa vf/k'ks"k@lsokfuo`Rr gksus okyk ,d vfHknkrk(
(II) vfHknkrk dh lkB lky dh vk;q dk gksuk] vkSj lnL;rk dks tkjh j[kus ds fo'ks"k
vuqefr ds ckn fyf[kr esa lnL;rk tkjh j[kus dk dksbZ fodYi ç;ksx ugaha esa fd;k gS]
,sls vfrfjDr vof/k rd] ;ksxnku nsus ds lkFk dk fcuk mlds(
IFMTR
[ 228 ]
(III) ,slk vfHknkrk] ftldh lsokfuo`fRr dh mez] ;k lkB o"kZ dh vk;q ls igys gh e`R;q gks
tkrh gS] ;k vfHknkrk }kjk ,d fuf'pr vuqer le; vof/k rd lnL;rk tkjh j[kus
dk fodYi fy;k tkrk gS vkSj] bl vof/k ls igys gh mldh e`R;q gks tkrh gS(
(IV) vfHknkrk }kjk [kkrs dh LoSfPNd lekiu] ,sls ekeyksa eas tgka bldh vuqefr nh gS vkSj
ml frfFk ij tc vfHknkrk ds [kkrs dks ç.kkyh esa can fd;k tk;sxkA
ijUrq] ,d vfHknkrk dks mi&[kaM ¼i) ls ¼iv) ds vuqlkj jk"Vªh; isa'ku ç.kkyh ls çR;kgjhr dk
le>k tk;sxk] ckotwn blds dh vfHknkrk ;k mlds fy, dksbZ nkok çkIr ugha gqvk gS ;k çkIr gksus
okys ,sls nkos fudkl@HkqDrkru ds fy, yafcr gksA
ijUrq] tgka ,d vfHknkrk lsokfuo`fRr ;k vf/kof"kZrk ls igys ukSdjh NksM+rk gS] rks mls
ßçR;kgj.kÞ ds :i esa ugha ekuk tk,xk vkSj mls vius O;fDrxr isa'ku [kkrs dks tkjh j[kus dk
fodYi gksxk ;fn mlds u;s lsok esa ;k losf{kd :i esa ,d ukxfjd dh rjg] rc rd vfHknkrk bu
fofu;eksa ds rgr nkok ugha djrsA
¼B½ bu fofu;eksa esa mi;ksx fd, tkus okys ß LFkfxrÞ ;k ßfoyacÞ vfHkO;fDr dk eryc gksxk
fd ,d vfHknkrk jk"Vªh; isa'ku ç.kkyh ls çR;kgj.k ij ,d vfHknkrk ds fy, Lohdk;Z ykHk çkIr djus
ds nkoksa dk foyacu ;k LFkfxrdj.k djukA
(II) fofu;eu 3 dks fuEukuqlkj çfrLFkkfir fd;k tk,xk&
3&ljdkjh lsDVj ds vfHknkrkvksa dk jk"Vªh; isa'ku ç.kkyh ls fudkl&ljdkjh {ks= ds rgr
dksbZ vfHknkrk] jk"Vªh; isa'ku ç.kkyh ls uhps fofufnZ"V jhfr;ksa esa ckgj fudy tk,axs] vFkkZr~%&
¼d½ tgka vfHknkrk] tks mls ykxw lsok fu;eksa }kjk ;Fkkfofgr vf/kof"kZrk dh vk;q çkIr djus
ij lsokfuo`Rr gksrk gS] ogka ,sls vfHknkrk ds lafpr isa'ku lainkvksa esa ls de ls de pkyhl çfr'kr
vfuok;Z :i ls fdlh ekfld ;k fdlh vU; dkfyd isa'ku dk micU/k djus ds fy, okf"kZdh djus ds
fy, mi;ksftr dh tk;sxh vkSj ,sls mi;kstu ds i'pkr~ lafpr isa'ku /ku dk vfr'ks"k ,deq'r :i esa
vfHknkrk dks lanRr fd;k tk;sxk ;k mlds ikl ,sls 'ks"k isa'ku /ku ysus dks çkf?kdj.k }kjk
le;≤ ij fofufnZ"V vU; fodYiksa ds vuqlkj] vfHknkrk ds fgr ds fy, fy;k tk;sxk] ysus dk
fodYi gksxkA
ijUrq %
(i) fuEu fMQkYV okf"kZdh lafonk gksxh tks fd ykxw gksxh vkSj ftlds varxZr okf"kZdh lafonk esa
vfHknkrk ds thou ds fy, okf"kZdh vkSj mlds ifr ;k iRuh ¼;fn dksbZ gks½ ds fy, okf"kZdh] okf"kZdh
dh Ø; dher dh okilh ds mica/k ds lkFk] vkSj ,sls vfHknkrk dh e`R;q gks tkus ij] okf"kZdh] okf"kZdh
lafonk ds v/khu okil fd, tkus dh visf{kr Ø; dher dk mi;ksx djds ,slh okf"kZdh ds Ø; fd,
tkus ds le; fo|eku çhfe;e nj ij] mlds v/khu fofufnZ"V Øe esa ¼tc rd lHkh lnL;
fuEufyf[kr Øe esa iwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks iqu% tkjh dh tk,xh%
¼d½ e`rd vfHknkrk dh thfor vkfJr ekrk(
¼[k½ e`rd vfHknkrk ds thfor vkfJr firkA
Åij fofufnZ"V dqVqEc ds lHkh lnL;ksa ds u jgus ds i'pkr ,slh Ø; dher] vfHknkrk ds
thfor cPpks vkSj cPpks ds u gksus ij vfHknkrk ds fof/kd okfjl dks] tks ykxw gks] okil dj nh
tk,xhA fdlh Hkh dkj.k ls bl rjg dh fMQkWYV okf"kZdh dh vuqifLFkfr ;k vuqiyC/krk esa] vfHknkrk
dks okf"kZdh [kjhnus ds fy, mu okf"kZdh ds çdkjksa esa ls tks çkf/kdj.k }kjk vuqcaf/kr okf"kZdh lsok
çnkrkvksa }kjk miyC/k djk;k tk;sxk] pquuk gksxkA blds vykok] mu vfHknkrk dks tks mijksDr of.kZr
fMQkYV fodYi ls ckgj fudyuk pkgrs gS vkSj miyC/k okf"kZdh çdkjksa esa ls viuh ilan dh okf"kZdh
lafonk dk p;u djuk pkgrs gS vFkok okf"kZdh lsok çnkrkvksa ds lkFk lafonk djuk pkgrs gS] ml
fodYi dks pquko fo'ks"k :i ls djuk visf{kr gksxkA
IFMTR
[ 229 ]
(II) tgka vfHknkrk vfuok;Z :i ls okf"kZdh Ø; djus ds i'pkr vfr'ks"k jde ds çR;kgj.k
dh okaNk djrk gS ogka ,sls vfHknkrk ds ikl rc ,deq'r jde ds çR;kgj.k dks vfLFkxr djus dk
fodYi gksxk tc rd og lRrj o"kZ dh vk;q çkIr ugah dj ysrk gSa] ijUrq vfHknkrk] dsUæh; fjdkMZ
dhfiax ,tsalh ;k jk"Vªh; isa'ku ç.kkyh U;kl ;k bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r]
çkf/kdj.k }kjk crk;s çdkj ;k çi= }kjk] fdlh Hkh e/;orhZ ;k bdkbZ dks vf/kof"kZrk dh vk;q çkIr
djus ds de ls de iaæg fnu igys fyf[kr :i eas fofufnZ"V çk:i esa ,slk djus ds vius vk'k; dh
lwpuk nsxk ;k nsxhA
(III) tgka vfHknkrk okf"kZdh ds Ø; dks vkLFkfxr djus dh okaNk djrk ;k djrh gS] ogka
mlds ikl vf/kof"kZrk dh vk;q çkIr djus dh rkjh[k ls rhu o"kZ dh vf/kdre vof/k ds fy, ,slk
djus dk fodYi gksxk ijarq vfHknkrk] dsUæh; fjdkMZ dhfiax ,tsUlh ;k jk"Vªh; isa'ku ç.kkyh U;kl ;k
bl ç;kstu ds fy, çkf/kdj.k }kjk çkf/kd`r fdlh e/;orhZ ;k bdkbZ dks vf/kof"kZrk dh vk;q çkIr
djus ds de ls de iUæg fnu iwoZ fyf[kr :i ls fofufnZ"V çk:i esa ,slk djus ds vius vk'k; dh
lwpuk nsxk ;k nsxhA okf"kZdh Ø; djus dks ,sls vkLFkfxr djus ds fodYi dh ,d iqjksHkkO; 'krZ ;g
gksxh fd ;fn vfHknkrk dh e`R;q vkLFkxu ds i'pkr~ okf"kZdh Ø; fd;s tkus dh ,slh fu;r rkjh[k ds
igys gks tkrh gS rks okf"kZdh vfuok;Z :i ls ifr ;k iRuh }kjk ¼;fn dksbZ gks½ okf"kZdh dh Ø; dher
dh okilh ds mica/k ds lkFk ifr ;k iRuh ds fy, vkthou okf"kZdh çnku djus ds fy, Ø; dh
tk;xh vkSj ,sls ifr ;k iRuh dh e`R;q gks tkus ij lafonk ds v/khu okil fd, tkus dh visf{kr Ø;
dher dk mi;ksx djds okf"kZdh ds Ø; ds le; ij fo|eku çhfe;e nj ij blds v/khu micaf/kr
vf/kekurk ds Øe esa ¼tc rd lHkh lnL; fuEufyf[kr Øe esa iwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks
iqu% tkjh dh tk,xh%
¼d½ e`rd vfHknkrk dh thfor vkfJr ekrk(
¼[k½ e`rd vfHknkrk ds thfor vkfJr firkA
mijksDr lHkh lnL;ksa ds u jgus ds i'pkr~ ,slh Ø; dher] vfHknkrk ds thfor cPpks vkSj
cPpksa ds u gksus ij vfHknkrk ds fof/kd okfjl dks] tks ykxw gks] okil dj nh tk,xhA
(iv) tgka vfHknkrk jk"Vªh; isa'ku ç.kkyh ds vaxr varxZr ,deq'r jde ds ;k okf"kZdh Ø;
djus dks LFkfxr djuk pkgrk gS rks O;fDrxr isa'ku [kkrs@LFkk;h fjVk;jesaV [kkrs ds laca/k esa jk"Vªh;
isa'ku ç.kkyh ds rgr ns; 'kqYd [kpkZ ,oa j[kj[kko 'kqYd gS] og ykxw jgsaxsA
(v) tgka vfHknkrk ds LFkk;h lsokfuo`fRr [kkrs esa dk lafpr /ku nks yk[k #i;s dh /kujfk'k ds
cjkcj ;k mlls de gS] ;k çkf/kdj.k }kjk fofufnZ"V ds :i esa ifjHkkf"kr lhek tks fd] thou chek
daifu;ksa }kjk miyC/k djk, x, okf"kZfd;ka ds U;wure ewY;] mi;qDr fu;ked }kjk tkjh fd, x,
funsZ'kksa ds vk/kkj ij fu/kkZfjr gksxk] vfHknkrk dks okf"kZdh Ø; fd, cxSj iwjk lafpr isa'ku /ku
çR;kgj.k djus dk fodYi gksxk vkSj bl fodYi dk ç;ksx djus ij vfHknkrk dks jk"Vªh; isa'ku
ç.kkyh ds v/khu ;k ljdkj ls ,slh dksbZ isa'ku ;k vU; jde çkIr djus dk vf/kdkj lekIr gks
tk,xk(
(VI) tgka vfHknkrk jk"Vªh; isa'ku ç.kkyh esa tkjh j[kuk pkgrs gS vkSj lkB lky dh vk;q ;k
lsokfuo`fRr dh vk;q ds ckn Hkh viuh lsokfuo`fRr ds [kkrs esa ;ksxnku djuk pkgrs gSa] rks fyf[kr :i
esa ;k fu/kkZfjr QkeZ dks Hkj ds O;fDrxr [kkrs esa fu/kkZfjr vk;q rd tek djus dk fodYi nsuk gksxk
ysfdu O;fDrxr isa'ku [kkrs esa ;ksxnku lRrj o"kZ dh mez ls vf/kd ugha fd;k tk ldrkA ,sls
fodYi dk mi;ksx lkB o"kZ dh mez ;k vf/kof"kZrk dh vk;q çkIr djus ls de ls de iaæg fnu igys
fd;k tk,xk] tks fd dsUæh; fjdkMZ dhfiax ,tsalh ;k jk"Vªh; isa'ku ç.kkyh U;kl ;k çkf/kdj.k }kjk
vf/kd`r fdlh vU; e/;orhZ ;k bdkbZ dks crk;sxkA fodYi dk ç;ksx djus ij] vU; ykHk dks LFkfxr
djus ds vU; fodYi ,sls vfHknkrkvksa dks miyC/k ugha gksxsaA bl rjg ds fodYi ds ç;ksx ds ckotwn
vfHknkrk jk"Vªh; isa'ku ç.kkyh ls fdlh Hkh le; dsaæh; fjdkWMZ dhfiax ,tsalh ;k jk"Vªh; isa'ku ç.kkyh
IFMTR
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U;kl ;k çkf/kdj.k }kjk çkf/kd`r fdlh Hkh e/;orhZ ;k bdkbZ dks vuqjks/k çLrqr dj ds fudky
ldrs gS(
¼[k½ tgak vfHknkrk] tks mls ykxw lsok fu;eksa }kjk fofgr vf/kof"kZrk dh vk;q çkIr djus ds
iwoZ LoSfPNd :i ls fuo`Rr gks tkrk gS ;k ckgj gks tkrk gS] ogka vfHknkrk ds lafpr isa'ku /ku dk
de ls de vLlh çfr'kr vfuok;Z :i ls okf"kZdh Ø; djus ds fy, mi;ksftr fd;k tk,xk vkSj ,sls
mi;kstu ds i'pkr~ lafpr isa'ku /ku ds vfr'ks"k dk ,deq'r :i ls Hkqxrku vfHknkrk dks dj fn;k
tk,xk ;k mlds ikl ,sls 'ks"k isa'ku /ku ysus ds fy,] çkf/kdj.k }kjk le;≤ ij fufnZ"V vU;
fodYiksa ds vuqlkj vfHknkrk ds fgr esa dk fodYi gksxkA
ijarq okf"kZdh lafonk esa vfHknkrk vkSj mldk ifr ;k iRuh ¼;fn dksbZ gks½ ds thou ds fy,
okf"kZdh] okf"kZdh dh Ø; dher dh okilh ds mica/k ds lkFk] vkSj ,sls vfHknkrk dh e`R;q gks tkus ij]
okf"kZdh] okf"kZdh lafonk ds v/khu okil fd, tkus dh visf{kr Ø; dher dk mi;ksx djds ,slh
okf"kZdh ds Ø; fd, tkus ds le; fo|eku çhfe;e nj ij] mlds v/khu fofufnZ"V Øe esa ¼tc rd
lHkh lnL; fuEufyf[kr Øe esa iwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks iqu% tkjh dh tk,xhA
¼d½ e`rd vfHknkrk dh thfor vkfJr ekrk(
¼[k½ e`rd vfHknkrk ds thfor vkfJr firkA
mijksDr lHkh lnL;ksa ds u jgus ds i'pkr ,slh Ø; dher] vfHknkrk ds thfor cPpksa vkSj
cPpks ds u gksus ij vfHknkrk ds fof/kd okfjl dks] tks ykxw gks okil dj nh tk,xhA fdlh Hkh dkj.k
ls bl rjg dh fMQkWYV okf"kZdh dh vuqifLFkfr ;k vuqiyC/krk esa] vfHknkrk dks tks ml le;
miyC/k okf"kZd okf"kZdh ds çdkjksa esa ls tks fd çkf/kdj.k }kjk vuqcaf/kr okf"kZdh lsok çnkrkvksa }kjk
miyC/k djk, tk;axs] pquuk gksxkA
blds vykok] mu vfHknkrk dks tks mi;qZDr miyC/k okf"kZdh fMQkWYV fodYi ls ckgj
fudyuk pkgrs gS vkSj miyC/k okf"kZdh çdkjksa esa ls viuh ilan dh okf"kZdh lafonk dk p;u djuk
pkgrs gSa vFkok okf"kZdh lsok çnkrkvksa ds lkFk lafonk djuk pkgrs gS] ml fodYi dk pquko fo'ks"kK
ls djuk vkisf{kr gksxkA
ijUrq ;fn vfHknkrk dk lafpr isa'ku /ku ,d yk[k :i;s ls vf/kd gS ;k bl mn~ns'; ds
fy, çkf/kdj.k }kjk fofufnZ"V dh tkus okyh lhek rd fdUrq vfHknkrk dh vk;q] lwphc) okf"kZdh lsok
çnkrkvksa esa ls fdlh çnkrk ls] ftldk ,sls vfHknkrk }kjk pquko fd;k x;k gS] dksbZ okf"kZdh Ø;
djus ds fy, visf{kr U;wure vk;q ls de gS] rks ,slk vfHknkrk jk"Vªh; isa'ku ç.kkyh esa rc rd
vfHknk; djrk jgsxk tc rd og dksbZ okf"kZdh Ø; djus dh ik=rk vk;q çkIr ugha dj ysrk ;k
ysrh gS %
ijUrq ;g vkSj fd ;fn vfHknrkk dh lafpr isa'ku laifRr ,d yk[k #i;s ds cjkcj ;k mlls
de gS ;k çkf/kdj.k }kjk fofufnZ"V dh tkus okyh lhek] tks fd thou chek daifu;ksa }kjk miyC/k
djk, tkus okys okf"kZfd;ka ds U;wure ewY; ij mi;qDr fu;ked }kjk tkjh fd, x, funsZ'kksa ds vk/kkj
ij fu/kkZfjr gksxk] rks ,sls vfHknkrk dks dksbZ okf"kZdh Ø; fd, cxSj iwjs lafpr isa'ku /ku dk çR;kgj.k
djus dk fodYi gksxk vkSj bl fodYi dk ç;ksx djus ij vfHknkrk dk jk"Vªh; isa'ku ç.kkyh ds
v/khu dksbZ isa'ku ;k vU; jde çkIr djus dk vf/kdkj fuokZfpr gks tk,xk vkSj vfHknkrk }kjk ,sls
fdlh fodYi ds ç;ksx dks] fofu;eksa ds vf/klwfpr gksus ls iwoZ] bu fofu;eksa ds vuqlkj fd;k x;k
ekuk tk,xkA
¼x½ tgak ,slk vfHknkrk] ftldh vf/kof"kZrk dh vk;q çkIr djus ds igys e`R;q gks tkrh gS ogka
vfHknkrk ds lafpr isa'ku /ku dk de ls de vLlh çfr'kr Hkkx dk vfuok;Z :i ls okf"kZdh Ø;
djus ds fy, mi;ksx fd;k tk;sxk vkSj vfr'ks"k isa'ku /ku ,deq'r :i ;k çkf/kdj.k }kjk
le;≤ ij fu/kkZfjr vU; fn;s fodYiksa esa ls] ,sls vfHknkrk ds] ;FkkfLFkfr] ukfefr ;k ukfefr;ksa
dks ;k fof/kd okfjlksa dks Hkqxrku dj fn;k tk,xk%
IFMTR
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ijUrq%
(l) okf"kZdh lafonk esa ifr ;k iRuh ¼;fn dksbZ gks½ dks thou ds fy, okf"kZdh] okf"kZdh dh Ø;
dher dh okilh ds mica/k ds lkFk] okf"kZdh dk mica/k vkSj ,sls ifr ;k iRuh dh e`R;q gks tkus ij]
okf"kZdh] okf"kZdh lafonk ds v/khu okil fd, tkus dhs visf{kr Ø; dher dk mi;ksx djds ,slh
okf"kZdh ds Ø; fd, tkus ds le; fo|eku çhfe;e nj ij] mlds v/khu fofufnZ"V Øe esa ¼tc rd
lHkh lnL; fuEufyf[kr Øe esa iwjs ugha gks tkrs½ dqVqEc ds lnL;ksa dks iqu% tkjh dh tk,xh%
¼d½ e`rd vfHknkrk dh thfor vkfJr ekrk(
¼[k½ e`rd vfHknkrk ds thfor vkfJr firkA
mijksDr lHkh lnL;ksa ds u jgus ds i'pkr~ ,slh Ø; dher] tks ykxw gks] vfHknkrk ds thfor
cPpksa vkSj cPpks ds u gksus ij vfHknkrk ds fof/kd okfjl dks] okil dj nh tk,xhA fdlh Hkh dkj.k
ls bl rjg dh fMQkWYV okf"kZdh dh vuqifLFkfr ;k vuqiyC/krk esa] vfHknkrk dks viuh ilan dh ,slh
okf"kZdh ds Ø; ds fy, fodYi dk mi;ksx djuk gksxk] tks ml le; miyC/k okf"kZd] okf"kZdh ds
çdkjksa tks fd çkf/kdj.k }kjk vuqcaf/kr okf"kZdh lsok çnkrkvksa }kjk miyC/k djk, tk;axsA
(II) ijUrq ;g vkSj fd ;fn vfHknkrk dh e`R;q ds le; mlds LFkk;h lsokfuo`fRr [kkrs esa dk
lafpr /ku nks yk[k #i;s dh /kujkf'k ds cjkcj ;k mlls de gS] ;k çkf/kdj.k }kjk fufnZ"V dh tkus
okyh lhek] tks fd thou chek daifu;ksa }kjk miyC/k djk, tkus okys okf"kZfd;ka ds U;wure ewY;]
mi;qDr fu;ked }kjk tkjh fd, x, funsZ'kksa ds vk/kkj ij fu/kkZfjr gksxk] ogka mlds ukfefr vFkok
fof/kd okfjl tSlk Hkh ekeyk gks] dks okf"kZdh Ø; fd, cxSj iwjk lafpr isa'ku /ku çR;kgj.k djus dk
fodYi gksxk bl fodYi dk ç;ksx djus ij ifjokj ds lnL;ksa dk jk"Vªh; isa'ku ç.kkyh ds v/khu
dksbZ isa'ku ;k vU; jde çkIr djus dk vf/kdkj fuokZfir gks tk,xkA
(III) (i) fofu;eu 4 ds mi&/kkjk ¼d½ ls çko/kku (i) dks fuEukuqlkj çfrLFkkfir fd;k
tk,xk&
ijUrq%
(I) tgka vfHknkrk jk"Vªh; isa'ku ç.kkyh esa tkjh j[kuk pkgrk gS vkSj lkB lky dh vk;q ;k
lsokfuo`fRr dh vk;q ds ckn vius lsokfuo`fRr ds [kkrs esa ;ksxnku djuk pkgrk gS] rks mls bldk
fodYi miyC/k gksxk vkSj fyf[kr :i ls ;k fu/kkZfjr çi= esa vk;q crkuh gksxh tks fd lRrj o"kZ ls
vf/kd ugha gks ldrh gSA bl rjg ds fodYi dk mi;ksx lkB o"kZ ;k lsokfuo`fRr dh vk;q rd
igqapus ds de ls de iaæg fnu igys fd;k tk,xk] dsUæh; fjdkWMZ dhfiax ,tsalh ;k jk"Vªh; isa'ku
ç.kkyh U;kl ;k çkf/kdj.k }kjk çkf/kd`r vU; fdlh e/;orhZ ;k bdkbZ dks crkuk gksxkA bl fodYi
dk ç;ksx djus ij] vU; ykHk ds LFkfxr djus ds vU; fodYi miHkksDrk dks miyC/k ugha gksaxsA
bl rjg ds fodYi dk ç;ksx djus ds ckotwn vfHknkrk] fdlh le; jk"Vªh; isa'ku ç.kkyh
U;kl ;k çkf/kdj.k }kjk çkf/kd`r fdlh Hkh e/;orhZ ;k bdkbZ dks vuqjks/k ds }kjk jk"Vªh; isa'ku ç.kkyh
ls fdlh Hkh le; ckgj fudy ldrk gS(
(II) fofu;eu 4 dh mi&/kkjk ¼[k½ ds vafre çko/kku dks fuEukuqlkj çfrLFkkfir fd;k
tk,xk%
;fn vfHknkrk ds O;fDrxr isa'ku [kkrs esa tek isa'ku laifRr ,d yk[k #i;s ;k mlls de gS]
;k çkf/kdj.k }kjk fofufnZ"V dh tkus okyh lhek] tks fd chek daifu;ksa }kjk miyC/k djk, tkus okys
okf"kZfd;ksa ds U;wure ewY;] mi;qDr fu;ked }kjk tkjh fd, x, funsZ'kksa ds vk/kkj ij fu/kkZfjr gksxk]
,sls vfHknkrk dks fdlh Hkh okf"kZdh dks [kjhnus ds fcuk iwjs lafpr isa'ku laifRr dks okil ysus dk Hkh
fodYi gksxk(
(III) fofu;eu 4 ds [kaM ¼x½ ds [kaM (ii) ds fy, çko/kku fuEu çdkj ds :i esa çfrLFkkfir
fd;k tk,xk(
IFMTR
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(II) ;fn e`rd vfHknkrk }kjk mldh e`R;q ds iwoZ ukfefrdj.k ugha fd;k tkrk gS rks lacaf/kr
jkT; ds l{ke çkf/kdkfj;ksa }kjk tkjh fof/kd okfjl çek.k&i= ;k l{ke çkf/kdkfjrk ds U;k;ky; }kjk
tkjh mRrjkf/kdkj çek.k&i= ds vk/kkj ij dqVqac ds lnL;ksa dks lafpr isa'ku /ku Hkqxrku dj fn;k
tk,xkA
(IV) mi&[kaM ¼[k½ fofu;eu 5 ds fuEukuqlkj çfrLFkkfir fd;k tk,xk %
¼[k½ rFkkfi bl ckr ds v/khu jgrs gq, fd lkB o"kZ dh vk;q çkIr djus ds iwoZ fdlh Hkh
le; lafpr isa'ku /ku dk de ls de vLlh çfr'kr Hkkx vfuok;Z :i ls okf"kZdh Ø; fd, tkus ds
fy, mi;ksftr fd;k tk,xk vkSj ,sls mi;kstu ds i'pkr~ vfr'ks"k lafpr isa'ku /ku dk ,deq'r
Hkqxrku vfHknkrk dks dj fn;k tk,xk ;k mls çkf/kdj.k }kjk le;≤ ij fofufnZ"V vU; fodYiksa
ds vuqlkj] mu 'ks"k isa'ku laifRr dks ,d= djus dk fodYi gksxk tks vfHknkrkvksa ds fgr esa gS(
Lokoyacu~ vfHknkrk ds fy,] vfHknkrk ds lafpr isa'ku /ku dk U;wure vLlh çfr'kr Hkkx
vfuok;Z :i ls mi;ksftr djds Ø; dh xbZ okf"kZdh ls de ls de ,d gtkj :i;s ekfld okf"k Zdh
;k isa'ku feys] blesa vlQy jgus ij laiw.kZ lafpr isa'ku /ku dk ,slh jhfr esa okf"kZdh fofu;ksx fd;k
tk,xk ftlls de ls de ,d gtkj :i;s dh ekfld okf"kZdh ;k isa'ku nh tk lds vkSj blds
i'pkr~ vfr'ks"k dk] Hkqxrku ;fn dksbZ gks] vfHknkrk dks ,deq'r :i ls dj fn;k tk,xkA rFkkfi
blesa ,slh jkf'k dks vO;Dr ;k lqO;Dr xkjaVh ugha gksxh fd laiw.kZ lafpr isa'ku /ku ls Ø; dh xbZ
okf"kZdh ls ekfld :i ls okf"kZdh ;k isa'ku ,d gtkj #i;s nh tk,xh%
ijarq ;g vkSj fd bl [kaM ds mica/kksa ds v/khu jgrs gq, tgka lafpr isa'ku /ku ,d yk[k
:i;s ls vf/kd ugha gS ;k çkf/kdj.k }kjk fofufnZ"V dh tkus okyh lhek] tks fd thou chek daifu;ksa
}kjk miyC/k djk, tkus okys okf"kZfd;ka ds U;wure ewY; ij mi;qDr fu;ked }kjk tkjh fd, x,
funsZ'kksa ds vk/kkj ij fu/kkZfjr gksxk] bl lhek ds rgr isa'ku /ku dks vfHknkrk dks ftlus LokoyEcu
lg&;ksxnku ugha fy;k gS] rks fcuk fdlh okf"kZdh fofu;ksx ds laiw.kZ isa'ku /ku dk vfHknkrk dks
Hkqxrku dj fn;k tk,xk vkSj ;g çko/kku mu vfHknkrk ij ykxw gksxk ftlus LokoyEcu lg&;ksxnku
fy, gS fdUrq ml vfHknkrk us bl ;kstuk esa [kkrk de ls de iPphl o"kZ rd tkjh j[krk gS(
ijUrq ;g vkSj fd vfHknkrkvksa vFkok LokoyEcu vfHknkrkvksa dk Hkkjr ljdkj dh fdlh vU;
isa'ku ;kstuk ds çkf/kdj.k dh vuqKk ls fd;s x;s çolu dks bu fofu;eksa ds ç;kstukFkZ fudkl vkSj
vkgj.k ugah ekuk tk,xkA
(v) fofu;eu 6 fuEufyf[kr ds lkFk çfrLFkkfir fd;k tk,xk%
6&fudkl vkSj çR;kgj.k ds fy, vkosnu dh 'krsZa&jk"Vªh; isa'ku ç.kkyh ds rgr iathd`r dksbZ
vfHknkrk dk fudkl vkSj vfHknkrk ds LFkk;h lsokfuo`fRr [kkrsa vdkmaV ds fV;j&1 esa lafpr isa'ku
laink ls çR;kgj.k uhps rFkk blds fofu;eksa 3]4]5 vkSj 8 esa mfYyf[kr fofufnZ"V fofu;eksa ds flok;
vuqKkr ugha gksxk(
(II) mi&fofu;eu ¼³½ fuEufyf[kr ds lkFk çfrLFkkfir fd;k tk,xk%
¼M½ ;fn vfHknkrk ;k e`rd vfHknkrk ds ifjokj ds lnL;ksa] mudh e`R;q ds ckn] ljdkj ;k
fu;ksDrk }kjk çnku dh xbZ e`R;q ;k fodykaxrk lEc/kh vfrfjDr jkgr ds fodYi dk miHkksx djrs
gSa] rks ljdkj ;k fu;ksDrk dks vfHknkrk ds lEiw.kZ lafpr /ku vius ikl le;ksftr djus ;k varj.k
fd, tkus dk vf/kdkj gksxkA ,sls Qk;ns dk mi;ksx djus okyk vfHknkrk ;k vfHknkrk ds ifjokj ds
lnL; ,sls ljdkjh çkf/kdj.k ;k fu;ksDrk ls dqVqEc isa'ku ;k fu%'kDrk isa'ku ;k dksbZ vU; isa'ku
laca/kh çlqfo/kk ds LFkku ij fofufnZ"V :i ls fcuk 'krZ ljdkj ;k fu;ksDrk dks lEiw.kZ isa'ku /ku
varfjr djus ds fy, lger gksaxs vkSj bldk opu nsaxsA vfHknkrk dh e`R;q ds ckn ifjokj ds lnL;ksa
dk dqVqEc isa'ku ysus ds lkFk gh fdlh Hkh ifjokj O;fDr dk jk"Vªh; isa'ku ç.kkyh ds rgr fdlh Hkh
ykHk dk nkok djus dk vf/kdkj] ukekafdr O;fDr ds jk"Vªh; isa'ku ç.kkyh ds varxZr vf/kdkjksa lfgr]
dksbZ vf/kdkj ugha gksxkA
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(III) mi&fofu;eu ¼N½ fuEufyf[kr ds lkFk çfrLFkkfir fd;k tk,xk%
¼N½ jk"Vªh; isa'ku ç.kkyh ds v/khu Vh;j&1 [kkrs ls fudkl djus okys] vfHknkrk ds fV;j&II
[kkrs dks lkFk esa can dj fn;k tk,xk vkSj ml [kkrs ds rgr jkf'k vfHknkrk ;k mlds ukekafdr
O;fDr;ksa ;k dkuwuh mRrjkf/kdkfj;ksa dks ns nh tk,xhA
(II) fofu;eu 6 ds rgr] mi&fofu;eu ¼N½ ds ckn u, mi&fofu;eu ¼t½ fuEu çdkj ls
tksM+s tk,axs%
¼t½ mu vfHknkrkvksa ds laca/k esa ftUgksaus fu;e 7 ds rgr vkosnu tek ugah fd;s gSa] vkSj
lkB lky dh vk;q çkfIr dh frfFk ;k lkekU; lsokfuo`fRr dh mez ds ,d eghus ds Hkhrj tks Hkh ykxw
gks] jk"Vªh; isa'ku ç.kkyh ls ckgj fudyus ij feyus okys ykHk ds fy,] bl rjg ds vfHknkrkvksa ¼nksuksa
Vh;j&1 vkSj fV;j&II Js.kh ds rgr½ ds [kkrs esa lafpr isa'ku laifRr dk eqæhdj.k gks tk,xk vkSj
mDr ç;kstu ds fy, çkf/kdj.k }kjk tkjh fn'kk&funsZ'kksa ;k fn'kk&funsZ'kksa ds vuqlkj vyx j[kk
tk,xkA vfHknkrk dh eqæhd`r lafpr isa'ku laifRr ds bl rjg ls lqjf{kr j[kus ij çkIr vk; dk
ykHk mu ykHkksa dk fgLlk gksxk tks vfHknkrk jk"Vªh; isa'ku ç.kkyh ds rgr gdnkj gSA ;g çko/kku
,sls vfHknkrkvksa ds laca/k esa ykxw gksaxs ftUgksaus ykHkksa dks fd;k gS ;k vkaf'kd :i ls ykHk okil ys
fy;k gS vkSj bu lEiw.kZ ykHkksa dks okil ysus ds fy, dksbZ dne ugha mBk,] tSlk fd çkf/kdj.k }kjk
tkjh fofu;eksa fn'kk&funsZ'kksa ;k fn'kk&funsZ'kksa ds vuqlkj vko';d gSA
(III) mi&fofu;eu ¼N%½ ds ckn fofu;eu 6 u, mi&fofu;eu ¼t½ ds rgr fuEukuqlkj
tksM+k tk,xk%
¼t½ e`r vfHknkrkvksa ds lafpr isa'ku dks"k ls mRiUu gksus okys nkoksa dk fuokj.k djus ds laca/k
esa] tgka bu fofu;eksa esa mfYyf[kr dksbZ oS/k ukekadu e`R;q dh rkjh[k esa ekStwn ugha gS] çkf/kdj.k]
miHkksDrk ds mfpr fgr esa] e`rd vfHknkrk ds ifjokj ds lnL;ksa ds i{k esa ,sls nkoks adks fofufnZ"V
lhek rd] ,sls okfjlksa }kjk ,sls fofufnZ"V nLrkost tek djus ij] ds nkoksa ds fuLrkj.k ds vko';d
fn'kk funsZ'k ns ldrk gSA
(v) fofu;eu 7 dsk fuEukuqlkj :i esa çfrLFkkfir fd;k tk,xk %&
7&jk"Vªh; isa'ku ç.kkyh ds rgr çR;kgj.k dh 'krsZa&jk"Vªh; isa'ku ç.kkyh ls ckgj fudyus dh
visf{kr frfFk ;k blls igys] vfHknkrk bu fofu;eksa esa fn, x, fudkl ds ykHkksa dks okil ysus ds
mn~ns';ls vko';d nLrkostksa ds lkFk okilh vkosnu jk"Vªh; isa'ku ç.kkyh U;kl ;k fjdkWMZ dhfiax
,tsalh] ;k çkf/kdj.k }kjk çkf/kd`r fdlh vU; laLFkk dks tek djsxkA lsaVªy fjdkWMZ dhfiax ,tsalh ;k
jk"Vªh; isa'ku ç.kkyh U;kl fofufnZ"V QkWeZ esa fdlh vfHknkrk }kjk fudkl ;k çR;kgj.k ds fy, bl
rjg ds vkosnu dh çkfIr ij vkSj fofufnZ"V 'krksZa dh iwfrZ ds v/khu] jk"Vªh; isa'ku ç.kkyh ls gS
çkf/kdj.k }kjk bl mn~ns'; ds fy, tkjh fd, x, fu;eksa vkSj fn'kk&funsZ'kksa] ifji=] vkns'k ;k
lwpukvksa ds rgr vuqefr nh xbZ gS% ç.kkyh ls fudkl ;k fudklh dh vuqefr ns ldrkA
(VI) fofu;eu 8 dks fuEukuqlkj çfrLFkkfir fd;k tk,xk %&
8&jk"Vªh; isa'ku ç.kkyh ds vk/khu fuEufyf[kr çR;kgj.k dh vuqefr nh tk,xh&¼1½ vfHknkrk
ds lafpo isa'ku /ku dk vkaf'kd çR;kgj.k] tks vfHknkrk ds lafpr isa'ku /ku dk] tks vfHknkrk }kjk
fd, x, va'knku ds iPphl çfr'kr ls vuf/kd gS] vkSj ftlesa jk"Vªh; isa'ku ç.kkyh ls fudkl ds iwoZ
fdlh le; fu;kstd }kjk fd, x, va'knku] ;fn dksbZ gks] vioftZr fd;k x;k gS] uhps fofufnZ"V
fuca/kuksa vkSj 'krksZa] ç;kstu] vko`fRr vkSj lhekvksa ds v/khu jgrs gq, vuqKs; gksxk&
¼v½ ç;kstu% fdlh vfHknkrk dks] çR;kgj.k çk:i çLrqr djus dh rkjh[k ls dsoy
fuEufyf[kr ç;kstu esa ls fdlh fd fy, mlds O;fDrxr isa'ku [kkrs ls ,sls vfHknkrk }kjk fd, x,
vfHknk;ksa dk iPphl çfr'kr ls vuf/kd dk çR;kgj.k] vuqKkr gksxk %&
¼d½ vius cPpksa ds] ftlds varxZr oS/k :i ls nRrd cPps Hkh gS] mPprj f'k{kk ds fy,(
IFMTR
[ 234 ]
¼[k½ vius cPpksa ds] ftlds varxZr oS/k :i ls nRrd cPps Hkh gS] fookg ds fy,(
¼x½ vius Lo;a ds uke ls ;k fof/kd :i ls fookfgr ifr ;k iRuh ds lkFk la;qDr :i ls
dksbZ fuokl LFkku ¼edku½ ;k ¶ySV Ø; djus ;k mlds lfUuekZ.k ds fy,(
;fn] vfHknkrk ds ikl igys ls iSr`d laifRr ls fHkUu mlds Lo;a ds uke ls O;fDrxr :i
ls ;k la;qDr uke ls dksbZ fuokl LFkku ¼edku½ ;k ¶ySV gS] rks bu fofu;eksa ds v/khu dksbZ çR;kgj.k
vuqKkr ugha fd;k tk,xk(
¼?k½ fofufnZ"V chekfj;ksa ds mipkj ds fy,( ;fn] vfHknkrk mldk fof/kd :i ls fookfgr ifr
;k iRuh] cPpksa ftlds varxZr oS/k :i ls nRrd cPps Hkh gS] ;k vkfJr ekrk&firk fdlh fofufnZ"V
:X.krk ls xzLr gS] ftlesa fuEufyf[kr jksxksa ds laca/k esa vLirky esa HkrhZ gksuk] mipkj lekfo"V gksxk
%
(I) dSalj(
(II) xqnkZ dh foQyrk ¼varpj.k jhuy Qsy gksuk½(
(III) çkbejh iqYeksujh vkYVsfd;y gkbijVsa'ku(
(IV) eYVhiy ,Dyjkbvksfll(
(V) çeq[k vax çR;kjksi.k(
(VI) dksjsujh vkVZjh ckbZikl xzk¶V(
(VII) vksjVk xzk¶V ltZjh(
(VIII) gkVZ okYo ltZjh(
(IX) LVªksd(
(X) ek;ksdkfMZvy bUQsD'ku(
(XI) dksek(
(XII) VksVy CykaMusl ¼iw.kZ :i va/krk½(
(XIII) isjkysfll ¼ydok½(
(XIV) xaHkhj@thou dks ladV esa Mkyus okyh nq?kZVuk(
(XV) thou dks uqdlku igqapkus okyh dksbZ vU; xaHkhj jksx tks çkf/kdj.k }kjk le;≤
ij tkjh ifji=ksa] ekxZn'kZd fl)karks ;k vf/klwpukvksa esa fofufnZ"V fd;k tk;sA
¼vk½ lhek,a % vuqKkr çR;kgj.k dsoy rHkh eatwj fd;k tk;sxk ;fn vfHknkrk ykHkksa dk
mi;ksx fuEufyf[kr ik=rk laca/kh ekunaM vkSj djus ds fy, lhekvksa dk vuqikyu djrk gS%&
¼d½ vfHknkrk vius dk;Zxzg.k dh rkjh[k ls de ls de rhu o"kZ dh vof/k rd jk"Vªh;
isa'ku ç.kkyh eas jgk gks(
¼[k½ vfHknkrk dks mlds }kjk fd, x, vfHknk;ksa ds] vkosnu ds rkjh[k dks mlds
O;fDrxr isa'ku [kkrs esa tek jde ds çR;kgj.k ds fy,] iPphl çfr'kr ls vuf/kd lap;u
dk çR;kgj.k vuqKkr ugha gksxkA
¼x½ vko`fRr % ¼1½ vfHknkrk dks] jk"Vªh; isa'ku ç.kkh ds v/khu vfHknk; dh laiw.kZ vof/k
ds nkSjku dsoy vf/kdre rhu ckj çR;kgj.k vuqKkr gksxkA vfHknkrk }kjk lqlaxr nLrkostksa
ds lkFk fofufnZ"V çk:i esa çR;kgj.k ds fy, vuqjks/k dsaæh; vfHkys[kkiky vfHkdj.k ;k
jk"Vªh; isa'ku ç.kkyh U;kl dks] tSlk fofufnZ"V fd;k tk,] ,sls çR;kgj.k dh dk;Zokgh djus
ds fy, vius eq[; i.k/kkjh ;k i.k/kkjh ds }kjk çLrqr fd;k tk,xkA ijarq tgka dksbZ
vfHknkrk] mi[kaM ¼?k½ esa fofufnZ"V fdlh jksx ls xzLr gS ogka çR;kgj.k dk ,slk vuqjks/k ,sls
vfHknkrk ds dqVqac ds fdlh lnL; ds ek/;e ls çLrqr fd;k tk ldsxkA
IFMTR
[ 235 ]
¼2½ LFkk;h lsokfuo`fRr [kkrs ls lacaf/kr fof/kekU; vkSj lfØ; Vh;j II [kkrk /kkjd dksbZ
vfHknkrk ,sls vkosnu çk:i ij vkSj ,slh i)fr rFkk jhfr esa] tks çkf/kdj.k }kjk bl fufeRr
fofufnZ"V dh tk,] ,sls çR;kgj.k ds fy, fdlh Hkh le; vkosnu djds iwjk ;k Hkkxr% lafpr /ku dk
çR;kgj.k dj ldsxkA ,sls çR;kgj.kksa dh] ykxw çHkkjksa vkSj çR;kgj.k jde dks ns[krs gq, lafpr isa'ku
/ku dh i;kZIr jde gksus rd dksbZ lhek ugha gksxh%
ijarq vfHknkrk ds jk"Vªh; isa'ku ç.kkyh ls ckgj gksrs gh Vh;j II [kkrk Lor% can gks tk,xk]
Hkys gh mDr ç;kstu ds fy, bl çdkj fofufnZ"V vkosnu vfHknkrk ls çkIr ugha gqvk gks vkSj ,sls
[kkrs esa lafpr /kujkf'k] jk"Vªh; isa'ku ç.kkyh ls fudkl laca/kh vfHknkrk ds vkosnu çLrqr djus ds
le; gh mlds }kjk fn, x, cSad [kkrs esa varfjr gks tk,xkA
(Vii) fofu;eu 9 dks fuEukuqlkj çfrLFkkfir fd;k tk,xk %&
9- çR;kgj.k dh çfØ;k&¼1½ jk"Vªh; isa'ku ç.kkyh U;kl ;k mDr ç;kstu ds fy, çkf/kdj.k
}kjk çkf/kd`r dksbZ vU; e/;orhZ ;k bdkbZ] vfHknkrk }kjk vf/kfu;e ds mica/kksa] çkf/kdj.k }kjk tkjh
bu fofu;eksa] funs'kksa] ekxZn'kZd fl)karksa vkSj isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh;
isa'ku ç.kkyh U;kl½ fofu;e 2015] tgka ykxw gksa] ds vuqlkj ntZ çR;kgj.k vkSj fudkl esa lacaf/kr
nkoksa ij dkjZokbZ djus vkSj mldk vuqeksnu djus vkSj çkf/kd`r djus ds fy;s mRrjnk;h gksaxsA
jk"Vªh; isa'ku ç.kkyh U;kl] jk"Vªh; isa'ku ç.kkyh ls vfHknkrkvksa ds çR;kgj.k vkSj fudkl dks lqdj
cukus ds fy,] mi;qDr çpkyu dkjZokbZ vkWuykbu çpkyu lfgr ;k ekxZn'kZd fl)kar] çkf/kdj.k ls
vuq:i vuqeksnu ysus ds ckn] cuk;sxkA
(VIII) fofu;eu 10 dh mi&fofu;eu ¼1½ fuEukuqlkj çfrLFkkfir fd;k tk,xk%&
10&fudkl ds le; okf"kZdh Ø; djus dh 'krsZa&¼1½ vfHknkrk] fudkl ds le;] vfuok;Z :i
ls bu fofu;eksa esa ;Fkk fofufnZ"V ekfld ;k dkfyd okf"kZdh ;k isa'ku ds fy, dksbZ okf"kZdh Ø;
djsxk] mu ekeyksa dks NksM+dj tgka NwV nh xbZ gks ;k çko/kku gks vkSj NwV dh gksA ,slh okf"kZdh
çkf/kdj.k }kjk lwphc) okf"kZdh lsok çnkrkvksa ls Ø; dh tk;sxhA
(IX) fofu;eu 32 ds] çko/kkuksa esa] mi[kaM (Xi) ds ckn ,d u;k mi[kaM (xii) tksM+ fn;k
tk,xk %&
(xii) fofu;eu 3 ds mi[kaM ¼x½ vkSj fofu;eu 4 ds mi&[kaM ¼x½ ds varxZr vkus okys
vfHknkrkvksa ds laca/k esa] tgka bu oS/k ekunaMksa ,oa fofu;eksa ds vuqlkj ukfefr ugha ekStwn gS] e`R;q ds
dkj.k ,sls vfHknkrkvksa ds ckgj fudyus ds le;] ukekadu] ;fn vU; Lohdk;Z VfeZuy ykHk çkIr
djus ds iz;kstu ds fy;s mlds fu;ksDrk ds vfHkys[kksa esa ekStwn fdlh Hkh O;fDr dks jk"Vªh; isa'ku
ç.kkyh ds rgr ykHk çkIr djus ds ç;kstuksa ds fy, ukfefr ds :i esa ekuk tk,xkA çlaLdj.k ds
fy, nkos dks vxzsf"kr djrs le;] fu;ksDrk] vius vfHkys[kksa esa bl rjg ds ukekadu dh iqf"V jk"Vªh;
isa'ku ç.kkyh U;kl ;k dsaæh; fjdkWMZdhfiax ,tsalh dks HkstsxkA
(X) fofu;eu 33 vkSj 34 dks fujLr ekuk tk;sxkA
(XI) fofu;eu dk fuEukuqlkj :Ik esaçfrLFkkfir fd;k tk,xk%&
35&cSad [kkrk fooj.k çnku djuk&bu fofu;eksa ds rgr fudkl ;k çR;kgj.k dk ykHk ikus
okys vfHknkrk dks cSad fooj.k vfuok;Z :i ls nsuk gksxk ;k Hkkjrh; fof'k"V igpku çkf/kdj.k }kjk
tkjh vk/kkj dk;Z dh çfrfyfi ;k vk;dj foHkkx }kjk tkjh fd, x, uacj ¼iSu½ dkMZ] rkfd vfHknkrk
;k ykHkkfFkZ;ksa ds cSad [kkrs ds lh/ks fu/kkZfjr ykHk dks tek fd;k tk ldsA
XII&fofu;eu 37 dks fuEukuqlkj çfrLFkkfir fd;k tk,xk%&
37&fu;ksDrk }kjk vafre eghus dh dVkSrh dk jksduk%*&ekfld fu;ksDrk vkSj deZpkjh dk
va'knku] tksa ykxw gS vkSj tks fu;ksDrk }kjk vfHknkrkvksa ds osru ls muds jk"Vªh; isa'ku ç.kkyh ds
[kkrksa esa tek fd;k tk;sxk] lsokfuo`fRr vk;q ls de ls de ,d eghus igys jksd fn;k tk;sxkA
IFMTR
[ 236 ]
fu;ksDrk fu/kkZfjr va'knku tks fu;ksDrk ls feyuk fu/kkZfjr gS dks lh/ks deZpkjh ds osru ds lkFk
vfHknkrk dks ns nsxkA
XIII&fofu;eu 39 dks fuEukuqlkj çfrLFkkfir fd;k tk,xk %&
39&çkf/kdj.k dh funs'k vkSj Li"Vhdj.k tkjh djus dh 'kfDr %&çkf/kdj.k dks] bu fofu;eksa
ds v/khu] ;FkkfLFkfr] çR;kgj.k vjSj fudkl ls laca/kh mica/kksa dks fucZaf/kr djus ds fy, vko';d
funs'k tkjh djus dh 'kfDr gksxh ftlls fdlh ,slh vU; isa'ku ;k vf/kokf"kZdk Ldheksa] tks vf/kfu;e
ds v/khu ugha vkrh gSa] jk"Vªh; isa'ku ç.kkyh esa tkus dh vis{kkvksa dk ikyu gksA
(2)&çkf/kdj.k bu fofu;eksa ;k çko/kkuksa dks ykxw djus ;k mlds fuoZpu esa mRiUu fdlh
dfBukbZ dks nwj djus ds fy, Li"Vhdj.k vkSj ekxZn'kZd fl)kar tkjh dj ldrk gSA
[foKkiu-III@4@vlk/kkj.k@179@17]
gsear th- dkaVsªDVj] v/;{k
-------------
isa'ku fuf/k fofu;ked vkSj fodkl izkf/kdj.k
vf/klwpuk
ubZ fnYyh] 6 vDrwcj] 2017
isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl vkSj çR;kgj.k½ ¼nwljk
la'kks/ku½ fofu;e] 2017
la0ih,QvkjMh,@12@vkjth,y@139@8-&isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k
vf/kfu;e] 2013 ¼2013 dk 23½ dh /kkjk 52 dh mi/kkjk ¼2½ ds [kaM ¼N½] [kaM ¼t½ vkSj [kaM ¼>½ ds
lkFk ifBr mldh mi/kkjk ¼1½ }kjk çnRr 'kfDr;ksa dk ç;ksx djrs gq,] isa'ku fuf/k fofu;ked vkSj
fodkl çkf/kdj.k ,rn~}kjk isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds
varxZr fudkl vkSj çR;kgj.k½ fofu;e] 2015 esa la'kks/ku djrs gq, fuEu fofu;e cukrk gS uker%&
1&bu fofu;eksa dk uke isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh
ds varxZr fudkl vkSj çR;kgj.k½ ¼nwljk la'kks/ku½ fofu;e] 2017 gSA
2&;g jkti= esa muds çdk'ku dh frfFk dks ço`Rr gksaxsA
3&isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl vkSj
çR;kgj.k½ fofu;e] 2015 esa]%&
(I) fofu;eu 2 esa] mi&fofu;eu ¼1½ esa] mi[kaM ¼V½ esaA
¼i½ mi[kaM ¼ii½ dks fuEukuqlkj çfrLFkkfir fd;k tk,xk&
vfHknkrk tks lkB lky dh vk;q dks çkIr dj pqdk gS vkSj lnL;rk dks tkjh j[kus ds
fo'ks"k vuqefr ds ckn fyf[kr esa lnL;rk tkjh j[kus dk dksbZ fodYi ç;ksx ugha esa
fd;k gS] ,sls vfrfjDr vof/k rd] ;ksxnku nsus ds lkFk ;k fcuk mlds] ;k ml
vfHknkrk ds laca/k esa tks 60 o"kZ dh vk;q iw.kZ gksus ds i'pkr jk"Vªh; isa'ku ç.kkyh esa
'kkfey gksrk gS ¼ysfdu iSalB o"kZ dh vk;q iw.kZ gksus ls igys½ ml ;kstuk dh lnL;rk
dks tkjh j[kus dh vuqeksfnr vf/kdre vk;q ;k blls igys dh rkjh[k dks vfHknkrk ls
çkIr [kkrk can djus ds fof'k"V vuqjks/k ij vk/kkfjr(
IFMTR
[ 237 ]
¼ii½ mi[kaM ¼iii½ dks fuEukuqlkj çfrLFkkfir fd;k tk,xk&
,slk vfHknkrk] ftldh lsokfuo`fRr dh mez ;k lkB o"kZ dh vk;q ls igys gh e`R;q gks
tkrh gS ;k vfHknkrk }kjk ,d fuf'pr vuqer le; vof/k rd lnL;rk tkjh j[kus
dk fodYi fy;k tkrk gS vkSj bl vfo/k ls igys gh mldh e`R;q gks tkrh gS ;k ml
vfHknkrk dh e`R;q] tks jk"Vªh; isa'ku ç.kkyh dks lkB o"kksZa dh iw.kZ gksus ds i'pkr ¼ysfdu
iSlB o"kZ vk;q iw.kZ gksus ls igys½ esa 'kfey gksrk gS] ml ;kstuk fd lnL;rk tkjh
j[kus dh vuqeksfnr vf/kdre vk;q ls fdlh Hkh le; igys(
¼II½ fofu;e 4 esa] mi&fu;eu ¼x½ ds ckn] ubZ mi&fofu;e ¼?k½ fuEukuqlkj tksM+ nh tk,xh%
¼?k½ vfHknkrkvksa }kjk jk"Vªh; isa'ku ç.kkyh ls fudkl] lkB lky dh mez iw.kZ gksus ;k mlds
i'pkr ¼ysfdu iSlB o"kZ dh vk;q çkIr djus ls igys½ ,slh isa'ku O;oLFkk esa 'kkfey gksus
ij%
¼i½ ml vfHknkrk ds ekeys esa] loZ ukxfjdksa ;k dkWiksZjsV ekWMy ds rgr jk"Vªh; isa'ku ç.kkyh
esa 'kkfey gqvk gS] lkB lky dh mez iw.kZ gksus ds i'pkr ¼;k iSlB o"kZ dh vk;q çkIr
djus ls igys½ vkSj ,slh isa'ku ç.kkyh dh de ls de rhu lky dh vof/k rd lnL;rk
ysus dh frfFk ls] fudkl ij] ,sls vfHknkrk ds lafpr isa'ku /ku esa ls de ls de pkyhl
çfr'kr Hkkx dk vfuok;Z :i ls fdlh ekfld ;k fdlh vU; dkfyd isa'ku dk mica/k
djus ds fy, okf"kZdh Ø; djus ds fy, mi;ksx fd;k tk,xk vkSj ,sls mi;kstu ds
i'pkr~ lafpr isa'ku /ku ds vfr'ks"k dk ,deq'r :i esa vfHknkrk dks Hkqxrku dj fn;k
tk;sxkA ;fn vfHknkrk dh lafpr isa'ku /ku nks yk[k :i;s ds cjkcj ;k mlls de gS ;k
çkf/kdj.k }kjk fofufn"ZV ds :i esa ifjHkkf"kr lhek] tks fd thou chek daifu;ksa }kjk
miyC/k djk, x, okf"kZfd;ksa ds U;wure ewY;] mi;qDr fu;ked }kjk tkjh fd, x,
funsZ'kksa ds vk/kkj ij fu/kkZfjr gksxk] rks vfHknkrk dks dksbZ okf"kZdh Ø; fd, cxSj iwjs
lafpr isa'ku /ku dk çR;kgj.k djus dk fodYi gksxkA
¼ii½ tgka] mi&[kaM ¼i½ ds v/khu vfHknkrk] tks ,sls isa'ku ç.kkyh esa rhu lky iwjk gksus ls
igys] jk"Vªh; isa'ku ç.kkyh ls LosPNk ls fudkl] dk fodYi ysrk gS] ogka vfHknkrk ds
lafpr isa'ku /ku dk de ls de vLlh çfr'kr Hkkx dk vfuok;Z :i ls okf"kZdh Ø;
djus ds fy, mi;ksftr fd;k tk,xk vkSj ,sls mi;kstu ds i'pkr~ lafpr isa'ku /ku ds
vfr'ks"k dk ,deq'r :i ls Hkqxrku vfHknkrk dks dj fn;k tk,xkA
ijUrq] ;fn vfHknkrk ds O;fDrxr isa'ku [kkrs esa tek isa'ku /ku ,d yk[k :i;s ds cjkcj ;k
mlls de gS] ;k çkf/kdj.k }kjk fofufnZ"V dh tkus okyh lhek] tks fd chek daifu;ksa }kjk miyC/k
djk, tkus okys okf"kZfd;ksa ds U;wure ewY;] mi;qDr fu;ked }kjk tkjh fd, x, funsZ'kksa ds vk/kkj ij
fu/kkZfjr gksxk] ,sls vfHknkrk dks dksbZ Hkh okf"kZdh Ø; fd, cxSj iwjs isa'ku /ku dh okil ysus dk Hkh
fodYi gksxk(
¼iii½ tgka mi&[kaM ¼i½ ds v/khu] vfHknkrk dh jk"Vªh; isa'ku ç.kkyh esa lnL; jgrs gq, e`R;q
gks tkrh gS rks ] bu fu;eksa ds çko/kkuksa ds vuqlkj vfHknkrk dh iw.kZ tek isa'ku /ku ,sls vfHknkrk ds]
;FkkfLFkfr ds vuqlkj] ukfefr ;k ukfefr;ksa ;k dkuwuh mRrjkf/kdkfj;ksa dks ns fn;k tk;sxkA
gsear th- dkaVsªDVj] v/;{k
——
IFMTR
[ 238 ]
PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY
NOTIFICATION
New Delhi, the 6th October, 2017
Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the National
Pension System (Second amendment) Regulations, 2017
No. PFRDA/12/RGL/139/8.—In exercise of the powers confered by sub-section (1) of Section
52 read with sub-clause (g), (h), and (i) of sub-section (2) of Section 52 of the Pension fund Regulatory
and Development authority Act, 2013 (Act no. 23 of 2013), the Pension fund Regulatory and Development
Authority hereby makes the following regulations to amend the Pension Fund Regulatory and
Development Authority (Exits and Withdrawals under the National Pension System) Regulations, 2015
namely,—
1. These regulations may be called the Pension fund Regulatory and Development authority
(Exits and Withdrawals under the National Pension System) (Second Amendment) Regulations, 2017.
2. These shall come into force on the date of their publication in the official gazette.
3. In the Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the
National Pension System) Regulations, 2015:—
(I) In regulation 2, in sub-regulation (I), in sub-clause (K),
(i) sub- clause (ii) shall be substituted as follows:—
a subscriber having attained the age of sixty years, and where so specifically permitted has not
exercised a choice in writing to continue to remain subscribed to such system, till such further
period as is permissible, with or without making contributions or in respect of a subscriber
who has joined National Pension System after attaing the age of sixty years (but before
attaining sixty five years of age) upon attaining the maximum age permitted to be subscribed
to such scheme or any date prior thereto, based on the specific request for closure received
from subscriber;
(ii) sub- clause (iii) shall be substituted as follows:—
death of the subscriber before attaining the age of superannuation, or the age of sixty years, or
in cases where an option has been exercised by subscriber to continue to remain subscribed to
a certain permissible time period, death before expiry of such period or death of a subscriber
who has joined National Pension System after attaining the age of sixty years (but before
attaining sixty five years of age) at any time period to attaining the maximum age permitted to
be subscribed to such scheme;
(II) In Regulation 4, after sub-regulation (c), new sub-regulation (d) shall be added as follows;
(d) Exit from National Pension system by subscribers, joining such pension system on or after
attaining the age of sixty years (but before attaining sixty five years of age):
(i) In case of a subscriber, joining National Pension System under all citizens model or in
corporate model, on or after attaining the age of sixty years, (But before attaining sixty five
years of age) and after having subscribed to such pension system for atleast a period of three
years, from the date of such joining, on exit, at least forty percent out of the accumulated
pension wealth, of such subscriber shall be mandatorily utilized for purchase of annuity
roviding for a monthly or any other periodical pension and the balance of the accumulated
pension wealth, after such utilization, shall be paid to the sujbscriber in lump sum. In case, the
accumulated pension wealth of the subscriber is equal to or less than a sum of two lakh rupees
or a limit to be spec ified by the Authority, basing on the instructions issued by the appropriate
regulator on the minimum value of annuities to be made available by the life insuers, the
subscriber shall have the option to withdraw the entire accumulated pension wealth without
there being any requirement of purchasing an annuity.
(ii) where a subscriber under sub-clasue (i) who, befoere completion of three years in such
pension system, voluntarily opts to exit from the National Pension System, at least eighty
percent out of the accumulated pension wealth shall be mandatorily utilized for purchase of
IFMTR
[ 239 ]
annuity and the balance of the accumulated pension wealth, after such utilization, shall be paid
to the subscriber in lump sum :
Provided further that if the accumulated pension wealth in the individual pension account of
the subscriber is equal to or less than a sum of Rupees one lakh, or a limit to be specified by
the Authority, basing on the instructions issued by the appropriate regulator on the minimum
value of annuities to be made available by the life insurers, such subscriber shall have the
option to withdraw the entire accumulated pension wealth without there being any requirement
of purchase of an annuity.
(iii) where a subscriber under sub-clause (i) dies, while being subscribed to National Pension
System, the entire accumulated pension wealth of the subscriber shall be paid to the nominee
or nominees or legal heirs, as the case may be, of such subscriber, in accordance with the
provisions of these regulation.
HEMANT G., Contractor, Chairperson
----------------
ifji=
ifji= la0 ih,QvkjMh,@2017@32@fudklh@2 fnukad 09&10&2017
lHkh Hkkxhnkjksa&ljdkjh ¼dsaæh;@jkT;½] dsæh; Lok;Rr fudk;ksa@jkT; Lok;Rr fudk;ksa@ftyk
[ktkuk dk;kZy;@funs'kky; [ktkuk ,oa [kkrs@dsaæh; vkgj.k ,oa laforj.k dk;kZy;@çeq[k ys[kk
dk;kZy;@osru ,oa ys[kk dk;kZy;@vkgj.k ,oa laforj.k dk;kZy;] jk"Vªh; isa'ku ;kstuk U;kl] dsaæh;
fjdkMZdhfiax ,tsalh] mifLFkfr vfLrRo] lsokfuo`fRr lykgdkjksa ds fy,
fo"k; %& ,d eq'r jkf'k ,oa okf"kZdh ds vkLFkxu rFkk jk"Vªh; isa'ku ;kstuk ds rgr Vh;j&II [kkrksa
ds fujarj.k gsrq fn'kk funsZ'kA
çkf/kdj.k us 11 ebZ] 2015 dks rFkk 10 vxLr 2017 dks ih,QvkjMh, ¼jk"Vªh; isa'ku ;kstuk
ds rgr fudklh rFkk çR;kgj.k½ fofu;eksa] 2015 ,oa mlds çFke la'kks/ku dks vf/klwfpr fd;k gS rFkk
;s nksuksa gh ykxw gSA ;g gekjs ifji= la&ih,QvkjMh,@2016@13@fudklh@06 fnukad 27-07-2016
ds Øe esa gS tks ,uih,l [kkrksa dh fujarjrk ds fofHkUu i{kksa ij Li"Vhdj.k nsrk gSA
vf/kd Li"Vrk çnku djus rFkk fofu;eksa ,oa ifjpkyu fn'kkfunsZ'kksa ds vuqlkj ,deq'r jkf'k
,oa okf"kZdh ds vkLFkxu vkSj Vh;j&II [kkrksa ds fofHkUu vkLFkxu çko/kkuksa rFkk fujarjrk dh csgrj
le> ds fy,] rFkk jk"Vªh; isa'ku ;kstuk ds rgr Vh;j&II [kkrksa ds fujarj.k ds fy, ge fuEufyf[kr
fn'kkfunsZ'k tkjh dj jgs gSa%
Ø0la0 ç'u Li"Vhdj.k
1 ç.kkyh ls le;iwoZ fudyus dh fLFkfr esa D;k
esa viuh ,deq'r jkf'k dks LFkfxr j[k ldrk
gw¡@ldrh gw¡?
ugha] vfHknkrk ç.kkyh ls le;iwoZ fudyus dh
fLFkfr esa viuh ,deq'r jkf'k dks LFkfxr ugha
j[k ldrkA
2 60 o"kZ dh vk;q çkIr djus ;k vf/kof"kZrk ds
ckn] eSaus eglwl fd;k fd eq>s ,uih,l [kkrk
tkjh j[kuk pkfg,A D;k eSa [kkrk tkjh j[kus
dk fodYi viuk ldrk gw¡@ldrh gw¡ ?
ugha] fudklh rFkk çR;kgj.k ç.kkyh ds vuqlkj
dsUæh; fjdkMZdhfiax ,tslh vfHknkrk rFkk
lacaf/kr dk;kZy; ;fn dksbZ gks rks] dks lwfpr
djrh gS] vf/kof"kZrk dh frfFk ;k 60 o"kZ dh
vk;q ij tc vfHknkrk lsokfuo`Rr gksus okyk gS
ls 6 ekg iwoZ crkrk gS fd og lsokfuo`Rr gksus
okyk gS ;k 60 o"kZ dh vk;q çkIr djus okyk gS
rFkk lkFk gh fudklh ls lacaf/kr lHkh
vkSipkfjdrkvksa dks iw.kZ djus dk ladsr nsrk gS
ftlesa ,d eq'r jkf'k ,oa okf"kZdh ds vkLFkxu
ds dk;kZUo;u dk fodYi Hkh lfEefyr gS] ;fn
vko';d gks rksA ;g vfHknkrk ds fy, 60 o"kZ
dh vk;q ls iwoZ ;k vf/kof"kZrk ij vkLFkxu ds
IFMTR
[ 240 ]
Ø0la0 ç'u Li"Vhdj.k
fo"k; esa fu.kZ; ysus ds fy, i;kZIr le; gSA
3 tgk¡ fu;ksDrk&deZpkjh laca/k gksrk gS vkSj
vfHknkrk vf/kof"kZrk dh vk;q ds ckn [kkrk
tkjh j[kuk pkgrk gS rks D;k fu;ksDrk
va'knkuksa dh viyksfMax esa lgk;rk çnku
djsxk?
ugha] fu/kkZfjr çfØ;k ds vuqlkj fujarjrk ds
fodYi ds i'pkr~ vfHknkrk vius ,uih,l
[kkrs dks O;fDrxr {kerk ds vuqlkj
LFkkukarfjr dj ldrk gS rFkk tkjh j[k
ldrk gSA fu;ksDrk ,uih,l laca/kh xfrfof/k;ksa
esa lgk;rk ugha djsxkA
4 vfuok;Z de ls de 40% okf"kZdh dh [kjhn
fd, lafpr isa'ku dks"k ij ykxw gksxh vFkkZr~
60 o"kZ ;k vf/kof"kZrk dh vk;q çkIr djus ds
le; miyC/k dks"k ij vFkok ,uih,l dks
tkjh j[kus ds ykHk ds ckn fudklh ds le;
miyC/k dks"k ij?
lafpr isa'ku dks"k dk U;wure 40% LFkk;h
lsokfuo`fRr [kkrk la[;k ¼PRAN½ esa ,uhih,l
ls iw.kZ fudklh dh frfFk ¼60 o"kZ ;k vf/kof"kZrk
dh vk;q ds ckn tkjh j[kus ds i'pkr~ fdlh
le;½ ij miyC/k gksrk gS] ftlesa oks va'knku
rFkk fuos'k vk; lfEefyr gS] tks fd [kkrksa esa
60 o"kZ ;k vf/kof"kZrk dh vk;q ds ckn va'knku
nh xbZ ;k tek dh xbZ gS] mls vfuok;Z :i
ls okf"kZdh [kjhn ds fy, mi;ksx fd;k tk,xk
rFkk 'ks"k jkf'k dk ,deq'r ds :i esa Hkqxrku
fd;k tk,xkA vfHknkrk dh vlkef;d e`R;q
dh fLFkfr esa] fudklh rFkk çR;kgj.k 'krsZa tks
fd fofu;eksa esa fufnZ"V gS ykxw gksxhA
5 D;k dksbZ O;fDr ,uih,l esa va'knku gsrq 70
o"kZ dh vk;q rd va'knku djus ds okns ds
vuqjks/k ds i'pkr~ fdlh Hkh le; ij fudklh
dj ldrk gS?
gk¡] vfHknkrk ,uih,l esa va'knku dh lqfo/kk
tkjh j[kus dk YkkHk mBkus ds i'pkr~ vfHknkrk
}kjk ,uih,l esa va'knku tkjh j[kus ds
vuqjks/k ds le; lwfpr le; lhek ls fHkUu
,uih,l ls fdlh Hkh le; fudklh dj
ldrk gSA
6 D;k eSa va'knkuksa@fujarjrk ¼60 o"kZ dh vk;q ;k
vf/kof"kZrk dh vk;q ds i'pkr~½ ds c<+s gq,
le; ds nkSjku ,deq'r jkf'k rFkk okf"kZdh dks
Vkyus ds fodYi dk ykHk mBk ldrk
gw¡@ldrh gw¡ ?
ugha vfHknkrk c<+k, x, le; ds nkSjku]
,deq'r jkf'k rFkk okf"kZdh dks Vkyus ds
fodYi dk ykHk tks fd vf/kof"kZrk ;k 60 o"kksZ
dh vk;q ds igys miyC/k gS] ugha mBk ldrk
D;ksafd vfHknkrk LosPNk ls ,uih,l ç.kkyh dks
c<+k, x, le; ds nkSjku fdlh Hkh le; NksM
ldrk@ldrh gSA
7 vfHknkrk tks ,uih,l ç.kkyh esa 60 o"kZ rFkk
65 o"kZ dh vk;q ds chp 'kkfey gqvk gS] D;k
,deq'r jkf'k rFkk okf"kZdh ds vkLFkxu ds
fodYi dk ykHk mBk ldrk gS?
ugha] vfHknkrk ,deq'r jkf'k rFkk okf"kZdh ds
vkLFkxu ds fodYi dk ykHk ugha mBkrk
ldrk D;skafd mlds ikl ç.kkyh esa 70 o"kZ dh
vk;q rd cus jgus ;k fdlh Hkh le; ç.kkyh
ls fudklh dk fodYi gSA
;fn vfHknkrk ,uih,l ç.kkyh dks 'kkfey gksus
dh frfFk ls U;wure rhu o"kZ iw.kZ fd, fcuk
NksM+ nsrk gS rks fudklh dks le; ls iwoZ
fudklh le>k tk,xk rFkk 3 o"kZ i'pkr~ bls
lkekU; fudklh le>k tk,xk] rFkk bu ij
le; ls iwoZ fudklh ;k lkekU; fudklh gsrq
ekU; fu;e ykxw fd, tk,axsA vf/kd tkudkjh
ds fy, ih,Q vkjMh, ¼,uih,l ls fudklh
rFkk çR;kgj.k½ ¼f}rh; la'kks/ku½ fofu;e 2017
ns[ksaA
8 tc dksbZ O;fdr 60 o"kZ dh vk;q ;k
vf/kof"kZrk ds i'pkr~ ,deq'r jkf'k rFkk
okf"kZdh ds vkLFkxu nksuksa ds fodYi dks pqurk
Vh;j&II [kkrs tkjh jgsaxs%
,dy fLop dks NksM+dj lHkh lqfo/kk,a tks
IFMTR
[ 241 ]
Ø0la0 ç'u Li"Vhdj.k
gS] rks D;k Vh;j&I ds [kkrs ds lkFk Vh;j&II
[kkrs dks Hkh tkjh j[kk tk ldrk gS?
Vh;j&II [kkrs esa 60 o"kZ dh vk;q ls iwoZ
miyC/k gS] Vh;j&I ¼,deq'r jkf'k dk
çR;kgj.k½] [kkrksa ds can gksus rd tkjh jgsxh
;k vfHknkrk }kjk Vh;j&II [kkrks dks can djus
dk fu.kZ; fy;k x;k gksA
9 tc dksbZ O;fDr 60 O'kZ dh vk;q ;k vf/kof"kZrk
ds i'pkr~ dsoy ,deq'r jkf'k ds vkLFkxu ds
fodYi dks pqurk gS rks D;k Vh;j&I [kkrs ds
lkFk Vh;j&II [kkrs dks Hkh tkjh j[kk tk
ldrk gS?
Vh;j&II [kkrk tkjh jgsxk%
,dy fLop dks NksMdj lHkh lqfo/kk,a
Vh;j&II [kkrs esa 60 o"kZ dh vk;q ls iwoZ
miyC/k gS] Vh;j&I ¼,deq'r jkf'k dk
çR;kgj.k½ [kkrksa ds can gksus rd tkjh jgsaxh
;k vfHknkrk }kjk Vh;j&II [kkrksa dks can djus
dk fu.kZ; fy;k x;k gksA
10 tc dksbZ O;fDr 60 o"kZ dh vk;q ;k vf/kof"kZrk
ds i'pkr~ okf"kZdh ds vkLFkxu ds fodYi dks
pqurk gS rks D;k Vh;j&I [kkrs ds lkFk
Vh;j&II [kkrs dks Hkh tkjh j[kk tk ldrk gS?
Vh;j&I [kkrs ls ,deq'r çR;kgj.k ds le; gh
Vh;j&II [kkrs dks can dj fn;k tk,xkA
11 tc dksbZ O;fDr 60 o"kZ dh vk;q ;k vf/kof"kZrk
ds i'pkr~ dsoy ,deq'r jkf'k ds vkLFkxu ds
lkFk pj.kc) çR;kgj.k ds fodYi dks pqurk
gS rks D;k Vh;j&I [kkrs ds lkFk Vh;j&II [kkrs
dks Hkh tkjh j[kk tk ldrk gS?
Vh;j&I [kkrs ls ,deq'r çR;kgj.k ds le; gh
Vh;j&II [kkrs dks can dj fn;k tk,xkA
Hkonh;]
osadVs'ojyw isjh]
eq[; egkizca/kdA
-----------------
IFMTR
[ 242 ]
CIRCULAR
Cir No. PFRDA/2018/40/Exit Dated : January 10, 2018
To,
CEO, National Pension System Trust/Cetral recordkeeping Agencies/Pension Funds/Trustee Bank/Govt.
Nodal Offices/Points of Presence/Aggregators
Dear Sir/Madam
SUBJECT : GUIDELINES ON PROCESS TO BE FOLLOWED BY SUBSCRIBERS AND
NODAL OFFICE/POP/AGGREGATOR FOR PROCESSING OF PARTIAL
WITHDRAWL REQUEST
Pension Fund Regulatory and Development Authority (Exits and Withdrawal under the National
Pension System) First amendment) Regulations 2017 have been notified/published on the website
(www.egazette.nic.in.) w.e.f. 10-08-2017. In light of this, Circular dated 21-03-2016 has been modified
and norms for partial withdrawals have been liberalized. this circular shall be effective from the date of the
notification of first amendment i.e. 10-08-2017.
2. As per Regulation 8 of the PFRDA (Exit and withdrawal from National Pension System) (First
amendment) Regulations 2017, following provisions have been notified in respect of the partial
withdrawals under National Pension System (NPS).-
(1) A partial withdrawal of accumulated pension wealth of the subscriber, not exceeding twenty-
five per cent. of the contributions made by the subscriber and excluding contributions made by employer,
if any, at any time before exit from National Pension System subject to the terms and conditions, purpose,
frequency and limits specified below:-
(A) Purpose : A subscriber on the date of submission of the withdrawal form, shall be permitted
to withdraw not exceeding twenty-five percent, of the contributions made by such subscriber to his
individual pension account, for any of the following purposes only :-
(a) for Higher education of his or her children including a legally adopted child;
(b) for the marriage of his or her children, including a legally adopted child;
(c) for the purchase or construction of a residential house or flat in his or her own name or in a
joint name with his or her legally wedded spouse. In case, the subscriber already owns either individualy
or in the joint name a residential house or flat, other than ancestral property, no withdrawal under these
regulations shall be permited;
(d) for treatment of specified illnesses: if the subscriber, his legally wedded spouse, children,
including a legally adopted child or dependent parents suffer from any secified illness, which shall
comprise of hospitalization and treatment in respect of the following diseases;
(i) Cancer;
(ii) Kidney Failure (End Stage Renal Failure);
(iii) Primary Pulmonary Arterial Hypertension;
(iv) Multiple Sclerosis;
(v) Major Organ Transplant;
(vi) Coronary Artery Bypass Graft;
(vii) Aorta Graft Surgery;
(viii) Heart Valve Surgery;
(ix) Stroke;
(x) Myocardial Infarction
(xi) Coma;
(xii) Total Blindness;
(xiii) Paralysis;
IFMTR
[ 243 ]
(xiv) Accident of serious/life threatening nature.
(xv) any other critical illness of a life threatening nature as stipulated in the circulars, guidelines
or notifications issued by the Authority from time to time.
(B) Limits: the permitted withdrawal shall be allowed only if the following eligibility criteria and
limit for availing the benefit are complied with by the subscriber:-
(a) the subscriber shall have been inthe National Pension System at least for a period of three
years from the date of his or her joining;
(b) the subscriber shall be permitted to withdraw accumulations not exceeding twenty-five per
cent of the contributions made by him or her and standing to his orher credit in his or her individual
pension account, as on the date of aplication for withdrawal;
(C) Frequency : the subscriber shall be allowed to withdraw only a maximum of three times
during the entire enure of subscription under the National Pension System. The request for withdrawal
shall be submitted by the subscriber, along with relevant documents to the central recordkeeping agency or
the National Pension System Trust, as may be specified, for processing of such withdrawal claim through
their nodal office. Provided that where a subscriber is suffering from any illness, specified in sub-clause
(d), the request for withdrawal may be submitted, through any family member of such subscriber.
3. Partial withdrawal Process/documents;
Operational process/documents tobe adhered to/submitted for availing partial withdrawal would
be as per the norms/guidelines prescribed/specidfied earlier.
Yours Sincerely,
Venkateshwarlu Peri
Chief General Manager
isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k
vf/klwpuk
ubZ fnYyh] 2 Qjojh] 2018
la0 ih,QvkjMh,@12@vkjth,y@139@8-& isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k
vf/kfu;e] 2013 ¼2013 dk 23½ dh /kkjk 52 dh mi/kkjk ¼2½ ds [akM ¼N½] ¼t½ rFkk ¼>½ ds lkFk
ifBr mldh mi/kkjk ¼1½ }kjk çnÙk 'kfDr;ksa dk ç;ksx djrs gq,] isa'ku fuf/k fofu;ked rFkk fodkl
çkf/kdj.k ,rn~}kjk isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr
fudkl vkSj çR;kgj.k½ fofu;e] 2015 esa la'kks/ku djrs gq, fuEu fofu;e cukrk gS uker%&
1] bu fofu;eksa dk uke isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh
ds varxZr fudkl vkSj çR;kgj.k½ ¼r`rh; la'kks/ku½ fofu;e] 2018 gSA
2- ;g fofu;e 'kkldh; jkti= esa muds çdk'ku dh frfFk ls ço`Rr gksaxsA
3- isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl
vkSj çR;kgj.k½ fofu;e] 2015 esa%&
(I) fofu;e 3 ds mi&fofu;e ¼d½ esa] u;k mi&fofu;e (vii) fuEufyf[kr :i ls tksM+k
tk;sxk %
(vii) ijUrq] ;fn fu;ksDrk ;s çekf.kr djrk gS fd vfHknkrk vius lEcfU/kr dk;kZy; dh
lsokvksa ls fu%'kDrrk ;k 'kkjhfjd fodykaxrk ds dkj.k lsokfuo`Rr dj fn;k x;k gS] rks
IFMTR
[ 244 ]
,sls ekeys esa fudklh dks tSlk mi&fofu;e ¼d½ ds rgr fufnZ"V gS ml çdkj ekuk
tk;sxkA
(II) fofu;e 4 ds mi&fofu;e ¼d½ esa] u, mi&fofu;e (v) dks fuEufyf[kr :i ls tksM+k
tk;sxk(
(v) ijUrq] ;fn vfHknkrk 'kkjhfjd :i ls vl{ke ;k 'kkjhfjd fodykaxrk ls xzLr gS
ftlds dkj.ko'k og jk"Vªh; isa'ku ç.kkyh ds rgr vius O;fDrxr [kkrs dks tkjh j[kus esa
vl{ke gS] rks ,sls ekeys esa fudklh dks mi&fofu;e ¼d½ ds çko/kkuksa ds vuqlkj ekuk
tk;sxk] tks vfHknkrk ds] ljdkjh 'kY;dkj ;k fpfdRld ¼tks vfHknkrk dh bl
fodykaxrk ;k fu%'kDrrk dk bykt dj jgk gks½ }kjk çnku fd;k x;k fodykaxrk
çek.k&i= tek djkus ds v/khu gksxk] ftlesa fodykaxrk dh ço`fRr rFkk lhek of.kZr gks
rFkk tks ;s Hkh çekf.kr djrk gks fd %
d&çHkkfor vfHknkrk viuh fu;fer lsok,¡ çnku djus dh fLFkfr esa ugh gS rFkk okLro esa
,slh laHkkouk gS fd çHkkfor vfHknkrk vius thou dh 'ks"k vof/k esa dk;Z djus esa
vleFkZ gksxk(rFkk
[k&ml ljdkjh 'kY;dkj ;k fpfdRld ds er esa fodykaxrk 75 çfr'kr ls vf/kd gks
¼tks vfHknkrk dh bl fodykaxrk ;k fu%'kDrrk dk bykt dj jgk gks½
(III)fofu;e 5 ds mi&fofu;e ¼d½ esa] u;k mi&[kaM (iii) fuEufyf[kr :i ls tksM+k tk;sxk
(iii) ijUrq] ;fn vfHknkrk 'kkjhfjd :i ls v{ke gS ;k 'kkjhfjd fodykaxrk ls xzLr gS ftlds
dkj.ko'k og jk"Vªh; isa'ku ;kstuk ds rgr vius O;fDrxr [kkrs dks tkjh j[kus esa
vl{ke gSa] rks ,sls ekeys esa fudklh dks mi&fofu;e ¼d½ ds çko/kkuksa ds vuqlkj ekuk
tk;sxk] tks vfHknkrk ds] ljdkjh 'kY;dkj ;k fpfdRld ¼tks vfHknkrk dh bl
fodykaxrk ;k fu%'kDrrk dk bykt dj jgk gks½ }kjk çnku fd;k x;k fodykaxrk
çek.k&i= tek djkus ds v/khu gksxk] ftlesa fodykaxrk dh ço`fRr rFkk lhek of.kZr gks
rFkk tks ;s Hkh çekf.kr djrk gks fd %
d&çHkkfor vfHknkrk viuh fu;fer lsok,¡ çnku djus dh fLFkfr esa ugha gS rFkk okLro esa
,slh laHkkouk gS fd çHkkfor vfHknkrk vius thou dh 'ks"k vof/k esa dk;Z djus esa
vleFkZ gksxk( rFkk
[k&ml ljdkjh 'kY;dkj ;k fpfdRld ds er esa fodykaxrk 75 çfr'kr ls vf/kd gks
¼tks vfHknkrk dh bl fodykaxrk ;k fu%'kDrrk dk bykt dj jgk gks½
¼IV½ fofu;e 8 ds mi&fofu;e ¼1½ ¼v½ esa] u;k mi&[kaM ¼³½ fuEufyf[kr :i ls tksM+k
tk;sxk%
¼³½ vfHknkrk dh fodykaxrk ;k v{kerk ds dkj.k gksus okys fpfdRldh; rFkk vkdfLed
[kpksZa dks iwjk djus gsrq
gsear th- dkaVªsDVj] v/;{k
&&&&&
IFMTR
[ 245 ]
PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY
NOTIFICATION
New Delhi, the 2nd February, 2018
Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the National Pension
System (Third amendment) Regulations, 2018
No. PFRDA/12/RGL/139/8.—In exercise of the powers confered by sub-section (1) of Section
52 read with sub-clause (g), (h), and (i) of sub-section (2) of Section 52 of the Pension fund Regulatory
and Development authority Act, 2013 (Act no. 23 of 2013), the Pension fund Regulatory and Development
Authority hereby makes the following regulations to amend the Pension Fund Regulatory and
Development Authority (Exits and Withdrawals under the National Pension System) Regulations, 2015
namely,—
1. These regulations may be called the Pension fund Regulatory and Development authority
(Exits and Withdrawals under the National Pension System) (Third Amendment) Regulations, 2018.
2. These shall come into force on the date of their publication in the official gazette.
3. In the Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the
National Pension System) Regulations, 2015:—
(I) In regulation 3, in sub-regulation (a), new sub-regulation (vii) shall be added as follows:
(vii) provided that if the employer certifies that the subscriber has been discharged from the
services of the concerned office on account of invalidation or disability, the exit shall be
determined as specified under sub-regulation(a).
(II) In regulation 4, in sub-regulation (a), new sub-regulation (v) shall be added as follows:
(v) provided that a subscriber is physically incapacitated or has suffered a bodily disability
leading to his incapability to continue with his individual pension account under National
Pension System, the exit in such cases shall be determined as per the provisions of sub-
regulation (a) subject to the subscriber submitting a disability certificate from a Government
surgeon or doctor (treating such disability or invalidation of subscriber) stating the nature and
extent of disability and also certifying that:
a. the affected subscriber shall not be in a position to perform his regular duties and there is a
real possibility of the affected subscriber, being not able to work for the remaining period of
his life; and
b. Percentage of disability is more than seventy five percent. In the opinion of such Government
surgeon or doctor (treating such disability or invalidation of subscriber)
(III) In regulation 5, in sub-regulation (a), new sub-clause (iii) shall be added as follows:
(iii) provided that a subscriber who is physically incapacitated or has suffered a bodily disability
leading to his incapability to continue with his individual pension account under National
Pension System, the exit in such cases shall be determined as per the provisions of sub-
regulation (a) subject to the subscriber submitting a disability certificate from a
Government surgeon or doctor (treating such disability or invalidation of subscriber) stating
the nature and exent of disability and also certifying that:
a. the affected subscriber shall not be in a position to perform his regular duties and there
is a real possibility of the affected subscriber, being not able to work for the remaining
period of his life; and
b. Percentage of disability is more than seventy-five percent. In the opinion of such
Government surgeon or doctor (treating sujch disability or invalidation of subscriber_.
(iv) in regulation 8, in sub-regulation (I) (A), a new sub-clause (e) shall be added as follows:
(e) to meet medical and incidental expenses arising out of the disability or incapacitation suffered
by the subscriber.
HEMANT G., Contractor, Chairperson
IFMTR
[ 246 ]
isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k
vf/klwpuk
ubZ fnYyh] 18 ebZ] 2018
la0 ih,QvkjMh,@12@vkjth,y@139@8-&isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k
vf/kfu;e] 2013 ¼2013dk 23½ dh /kkjk 52 dh mi/kkjk ¼2½ ds [kaM ¼N½] ¼t½ rFkk ¼>½ ds lkFk ifBr
mldh mi/kkjk ¼1½ }kjk çnRr 'kfDr;ksa dk ç;ksx djrs gq,] isa'ku fuf/k fofu;ked rFkk fodkl
çkf/kdj.k ,rn~}kjk isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr
fudkl vkSj çR;kgj.k½ fofu;e] 2015 esa la'kks/ku djrs gq, fuEu fofu;e cukrk gS] uker]&
1&bu fofu;eksa dk uke isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh
ds varxZr fudkl vkSj çR;kgj.k½ ¼prqFkZ la'kks/ku½ fofu;e] 2018 gSA
2&;g fofu;e 'kkldh; jkti= esa muds çdk'ku dh frfFk ls ço`Rr gksaxsA
3&isa'ku fuf/k fofu;ked rFkk fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh ds varxZr fudkl vkSj
çR;kgj.k½ fofu;e] 2015 esa %&
(I) fofu;e 3 ds mi&fofu;e ¼d½ ds çko/kku (vi) dks fuEukuqlkj çfrLFkkfir fd;k tk,xk %&
(vi) tgka vfHknkrk jk"Vªh; isa'ku ç.kkyh dks tkjh j[kuk pkgrs gSa vkSjlkB lky dh vk;q ;k
lsokfuo`fRr dh vk;q ds ckn Hkh viuh lsokfuo`fRr ds [kkrs esa ;ksxnku djuk pkgrs gSa] rks fyf[kr
:i esa ;k fu/kkZfjr QkWeZ tks fufnZ"V gS] vkSj O;fDrxr [kkrs esa fu/kkZfjr vk;q rd ;ksxnku djuk
pkgrk gS] dk fodYi nsuk gksxk ysfdu O;fDrxr isa'ku[kkrs esa ;ksxnku lRrj o"kZ dh mez ls vf/kd
ugha fd;k tk ldrkA ,sls fodYi dk mi;ksx lkB o"kZ dh mez ;k vf/ko"kZrk dh vk;q çkIr djus
ls de ls de iUæg fnu igys fd;k tk,xk] tks fd dsaæh; fjdkMZdhfiax ,tsalh ;k jk"Vªh; isa'ku
ç.kkyh U;kl ;k çkf/kdj.k }kjk blds fy, vf/kd`r fdlh vU; e/;or ;k bdkbZ dks crk,xk %
ijUrq blds vfrfjDr] vfHknkrk ftlus iaæg fnuksa dh fu/kkZfjr le;lhek ds Hkhrj fodYi dk
ç;ksx ugha fd;k ysfdu tks jk"Vªh; isa'ku ç.kkyh dsrgr] lkB lky ;k lsokfuo`fRr dh vk;q ds ckn
Hkh vius O;fDrxr isa'ku [kkrs dks tkjh j[kuk pkgrs gSa tSlk Hkh ekeyk gks] rFkk vuqefr dh lhek
rd] ,slh vk;q çkIr djus ;k lsokfuo`fRr ds ,d lkS vLlh fnuksa ds Hkhrj ,uih,l U;kl dks
vkosnu djrs gq, ,slk dj ldrs gSa tgk¡ fdlh Hkh vfHknkrk }kjk fu/kkZfjr le;lhek ds i'pkr]
dksbZ vkosnu rdZlaxfr rFkk i;kZIr dkj.k ds lkFk jk"Vªh; isa'ku ç.kkyh U;kl dks çkIr gksrk gS] rks
jk"Vªh; isa'ku ç.kkyh U;kl ,sls vkosnu viuh flQkfj'kksa ds lkFk] çkf/kdj.k ds fopkj rFkk
vuqeksnu gsrq vxzsf"kr djsxkA
jk"Vªh; isa'ku ç.kkyh U;kl ;k çkf/kdj.k dk çkf/kd`r vf/kdkjh] tSlk Hkh ekeyk gks] vfHknkrk }kjk
,sls fodYi dk ç;ksx djus ij ,oa mlds }kjk n'kkZ, x, dkj.k ;k vU; fdlh çklafxd ekeys ds
laUnHkZ esa] mi;qDr yxus ij] foyEc ;fn dksbZ gks rks] ekQ dj ldrk gSA vfHknkrk }kjk Åij
fufnZ"V fodYi dk iz;ksx djus ij] vU; ykHk dks LFkfxr djus ds vU; fodYi ,sls vfHknkrk dks
miyC/k ugah gksaxsA
bl rjg ds fodYi ds ç;ksx ds ckotwn] vfHknkrk jk"Vªh; isa'ku ç.kkyh ls fdlh Hkh le; dsUæh;
fjdkWMZdhfiax ,tsalh ;k jk"Vªh; isa'ku ç.kkyh U;kl U;kl ;k çkf/kdj.k }kjk blds fy, vf/kd`r
fdlh vU; e/;or ;k bdkbZ dks vuqjks/k çLrqr djds fudy ldrs gSa (
IFMTR
[ 247 ]
(II) fofu;eu 4 ds mi/kkjk ¼d½ esa çko/kku (i) dks fuEukuqlkj çfrLFkkfir fd;k tk,xk(
(I) tgka vfHknkrk jk"Vªh; isa'ku ç.kkyh dks tkjh j[kuk pkgrs gS vkSj lkB lky dh vk;q ;k
lsokfuo`fRr dh vk;q ds cknHkh viuh lsokfuo`fRr ds [kkrs esa ;ksxnku djuk pkgrs gSa] rks fyf[kr
:i esa ;k fu/kkZfjr QkWeZ tks fufnZ"V gS] vkSj O;fDrxr [kkrs esa fu/kkZfjr vk;q rd ;ksxnku djuk
pkgrk gS] dk fodYi nsuk gksxk ysfdu O;fDrxr isa'ku [kkrs esa ;ksxnku lRrj o"kZ dh mez ls
vf/kd ugha fd;k tk ldrkA ,sls fodYi dk mi;ksx lkB o"kZ dh mez ;k vf/kof"kZrk dh vk;q çkIr
djus ls de ls de iUæg fnu igys fd;k tk,xk] tks fd dsUæh; fjdkWMZdhfiax ,tsalh ;k jk"Vªh;
isa'ku ç.kkyh U;kl ;k çfk/kdj.k }kjk blds fy, vf/kd`r fdlh vU; e/;or ;k bdkbZ dks
crk;sxkA
ijUrq blds vfrfjDr] vfHknkrk ftlus iaæg fnuksa dh fu/kkZfjr le; lhek ds Hkhrj fodYi dk
ç;ksx ugha fd;k ysfdu tks jk"Vªh; isa'ku ç.kkyh ds rgr] lkB lky ;k lsokfuo`fRr dh vk;q ds
ckn Hkh vius O;fDrxr isa'ku [kkrs dks tkjh j[kuk pkgrs gSa tSlk Hkh ekeyk gks] rFkk vuqefr dh
lhek rd] ,slh vk;q çkIr djus ;k lsokfuo`fRr ds ,d lkS vLlh ds Hkhrj ,uih,l U;kl dks
vkosnu djrs gq, ,slk dj ldrs gSa tgk¡ fdlh Hkh vfHknkrk }kjk fu/kkZfjr le;&lhek ds i'pkr~
dksbZ vkosnu rdZlaxfr rFkk i;kZIr dkj.k ds lkFk jk"Vªh; isa'ku ç.kkyh U;kl dks çkIr gksrk gS] rks
jk"Vªh; isa'ku ç.kkyh U;kl ,sls vkosnu viuh flQkfj'kksa ds lkFk] çkf/kdj.k ds fopkj rFkk
vuqeksnu gsrq vxzsf"kr djsxkA
jk"Vªh; isa'ku ç.kkyh U;kl ;k çkf/kdj.k dk çkf/kd`r vf/kdkjh] tSlk Hkh ekeyk gks] vfHknkrk }kjk
,sls fodYi dk ç;ksx djus ij ,oa mlds }kjk n'kkZ, x, dkj.k ;k vU; fdlh çklafxd ekeys ds
lUnHkZ esa] mi;qDr yxus ij] foyEc ;fndksbZ gks rks ekQ dj ldrk gSa vfHknkrk }kjk Åij fufnZ"V
fodYi dk ç;ksx djus ij] vU; ykHk dks LFkfxr djus ds vU; fodYi ,sls vfHknkrk dks miyC/k
ugha gksaxsA
bl rjg ds fodYi ds ç;ksx ds ckotwn] vfHknkrk jk"Vªh; isa'ku ç.kkyh ls fdlh Hkh le; dsUæh;
fjdkWMdhfiax ,tsalh ;k jk"Vªh; isa'ku ç.kkyh U;kl U;kl ;k çkf/kdj.k }kjk blds fy, vf/kd`r
fdlh vU; e/;or ;k bdkbZ dks vuqjks/k çLrqr djds fudy ldrs gS(
(III) fofu;eu 6 dh mi&/kkjk ¼x½ dks fuEukuqlkj çfrLFkkfir fd;k tk,xk(
¼x½ ;FkkfLFkfr] Hkkjr dk jk"Vªifr ;k fdlh jkT; dk jkT;iky] ;k fdlh laxBu dk çeq[k] fdlh
dkWiksZjsV fudk; ;k vU; bdkbZ tks fd ;k rks dsæ ljdkj ;k dksbZ jkT; ljdkj ;k ,d ljdkjh
dEiuh ds LokfeRo rFkk fu;a=.k esa gks] ds lEcU/k esa] tSlk Hkh ekeyk gks] ;fn vfHknkrk ds fu;sktu
dks 'kkflr djus okys lsok fu;eksa esa ,slk micaf/kr gS] rks fu;ksDrk dks gksus okyh lEiw.kZ /kuh; gkfu
;k mlds fdlh Hkkx dh olwyh ds ç;kstu ds fy, vfHknkrk ds jk"Vªh; isa'ku ç.kkyh ds Vh;j 1
[kkrs esa fu;ksDrk ds :i esa dsUæ ljdkj ;k jkT; ljdkj ;k vU; bdkbZ tks fd ;k rks dsUæ
ljdkj ;k dksbZ jkT; ljdkj ;k ,d ljdkjh dEiuh ds LokfeRo rFkk fu;a=.k esa gks] tSlk Hkh
ekeyk gks] lgvfHknk; ds ek/;e ls lafpr isa'ku /ku dk Hkkx ;k ml ij çksn~Hkwr fofu/kku vk; dks
fo/kkfjr djus dk vf/kdkj gksxk] ijUrq ,slh gkfu] lEcfU/kr fu;ksDrk }kjk ,sls vfHknkrk ds fo:)
vkjEHk dh x;h fdlh foHkkxh; ;k U;kf;d dk;Zokfg;ksa esa fl) gksuh pkfg,A
jk"Vªh; isa'ku ç.kkyh U;kl ;k fdlh ,slh bdkbZ dks] ftls ,slk çkf/kdkj fn;k x;k gS] nh x;h
fdlh lwpuk ds vuqlj.k esa vkSj vfHknkrk ds mDr isa'ku /ku ds çfr/kkj.k dh bZIlk ls fo/kkj.k ds
,sls vf/kdkj dk vfHknkrk dh vf/kof"kZrk dh rkjh[k ls igys ç;ksx fd;k tk,xkA fo/kkj.k ds ,sls
vf/kdkj dk fof/kekU;r% ç;ksx fd, tkus ij %&
(i) ,slk isa'ku /ku] tks jk"Vªh; isa'ku ç.kkyh ds v/khu Hkqxrku ;ksX; gS] vfHknkrk dks rc rd
Hkqxrku ugha fd;k tk,xk] tc rd] ;FkkfLFkfr] foHkkxh; ;k U;kf;d dk;Zokfg;ksa dk fu"d"kZ vkSj
,slh dk;Zokfg;ksa ds lEcU/k esa vafre vkns'k ikfjr ugha dj fn;k tkrk gS(
IFMTR
[ 248 ]
(ii) mi[kaM (i) esa ;FkkfofufnZ"V fo/kkfjr jde dk] Ldhe esa] ,slh i)fr vkSj jhfr esa vfHknk; ds
:i esa cuh jgsxh] ftlesa fufnZ"V fu;ksDrk }kjk ,slh dkjZokbZ dks viukdj j[kk x;k Fkk vkSj
fo/kkfjr jde dk vafre ifjfu/kkZj.k jk"Vªh; isa'ku ç.kkyh U;kl ;k çkf/kdj.k }kjk bl ç;kstu ds
fy, çkf/kd`r fdlh e/;orhZ ;k vU; bdkbZ }kjk lEcfU/kr fu;ksDrk ls leqfpr vkns'k ds çkIr gksus
lkekU;r% uCcs fnu ds Hkhrj fd;k tk,xk(
(iii) fo/kkfjr jde dk] ml fufn"V fu;ksDrk }kjk] ftlus ,sls Qk;ns dks fo/kkfjr djus dh bZIlk
dh Fkh] ;Fkk çekf.kr vafre ifjfu/kkZj.k ij vfHknkrk dks Hkqxrku dj fn;k tk,xk] gks tk,xhA og
;Fkk laHko 'kh?kz vfHknkrk dks lanRr Hkqxrku dj fn;k tk,xk vkSj ;g çR;sd n'kk esa ,slk Hkqxrku
jk"Vªh; isa'ku U;kl ;k çkf/kdj.k }kjk bl ç;kstu ds fy, çkf/kd`r fdlh vU; bdkbZ ;k O;fDr
}kjk vafre vksn'k dh çkfIr ls uCcs fnu ds Hkhrj fd;k tk,xk(
(IV) fofu;eu 8 dh mi&/kkjk ¼1½ ¼v½ esa ekStwnk çko/kku ¼³½ ds i'pkr~ çko/kku ¼p½ ,oa ¼N½ dks
tksM+k tk,xk] tks fuEukuqlkj gS %
¼p½ vfHknkrk }kjk dkS'ky fodkl@iqu% dkS'ky ;k vU; dksbZ Lo&fodkl fØ;kdykiksa ds [kpksZa
ds fy,] tSlk Hkh ml ckjs esa çkf/kdj.k }kjk mfpr fn'kk&funsZ'k tkjh djrs gq, vuqKIr gksA
¼N½ vfHknkrk }kjk Lo&m|e LFkkfir djus ;k u, m|eksa dh 'kq:vkr djus gsrq [kpksZa ds fy,]
tSlk Hkh ml ckjs esa çkf/kdj.k }kjk mfpr fn'kk&funsZ'k tkjh djrs gq, vuqKIr gksA
gsear th] dkaVsªDVj] v/;{k
&&&&&&&&&
No. 1/3/2016-P&PW(F)
Government of India
Department of Pension and Pensioners Welfare
(Desk-F)
3rd Floor, Lok Nayak Bhavan, Khan Market,
New Delhi, Dated the 24thJanuary, 2019
OFFICE MEMORANDUM
Subject :Clarificatory OM for payment of two family pensions on death attributable to Govt. service
of a re-employed pensioner regarding –
The undersigned is directed to say that references have been received in this Department seeking
clarification as to whether a second family pension is admissible under CCS(EOP) Rules when a
military/civil pensioner is re-employed in civil service dies and his death is attributable to Government
service.
2. Vide this Department's Notification No. G.S.R. 938(E) dated 27.12.2012, sub-rule 13A and 13B
of rule 54, prohibiting two family pension, have been deleted, Subsequently, vide OM No. 1/33/2012-
P&PW(E) dated 16.1.2013, two family pensions have been allowed in the event of death of a re-employed
pensioner, in service or after retirement. The financial benefits for the past cases however is with effect
from 24th September, 2012. Thus under CCS(Pension) Rules, two family pensions are admissible with
effect from 24th September 2012.
3. The matter has been examined in the context of the provisions of CCS(Extra-ordinary Pension)
Rules, It is clarified that the provisions of two family pensions, one in respect of military/civil service and
the other for civil service after re-employment, as available in terms of CCS(Pension) Rules, is also
applicable under CCS(EOP) Rules. IN Other words, on death of a pensioner who was re-employed in civil
service, where death is attributable to government service, family pension under CCS(EOP) Rules in
respect of service in re-employment would be admissible in addition to ordinary family pension in respect
of the previous military/civil service.
IFMTR
[ 249 ]
4. Where, however, on death of a re-employed civil Government servant, the family is eligible for
Special/extra-ordinary family pension under the EOP rules in respect of the first spell of service, family
pension for the second spell of service would be admissible under the CCS(Pension) Rules, 1972 only.
5. The extra-ordinary family pension shall be granted only in one service. In no case, both the
family pension shall be granted under EOP Rules.
6. The financial benefits in the past cases will accrue with effect from 24th September, 2012, as in
the case of family pension under CCS(Pension) Rules.
7. Formal amendment in Central Civil Service (Extraordinary Pension) Rules will be made in due
course.
8. This issues with the approval of Department of Expenditure, vide their ID No. 1(5)/EV/2012
dated 3.4.2017 and 15.01.2019.
SUJASHA CHOUDHURY,
Director
———
CIRCULAR
PFRDA/2019/8/SUP-PF/2 Dated : March 25, 2019
Subject : Amendment to the investment Guidelines (Applicable to Scheme CG, Scheme SG,
Corporate CG and NPS Life schemes of NPS and Atal Pension Yojana).
1. Reference is invited to the Investment Guidelines for NPS Schemes (Scheme CG, Scheme SG,
Corporate CG and NPS Lite schemes of NPS and Atal Pension Yojana) dated 3rd June 2015 issued vide
circular no. PFRDA/2015/16/PFM/7, the Change in Investment guidelines for NPS schemes w.r.t.
Investment in equity Mutual funds vide circular no.PFRDA/2018/56/PF/2 dated 20th August 2018 and
Revised rating criteria for investments under NPS Schemes vide circular No. PFRDA/2018/02/PF/02
dated 08.05. 2018 The changes hereunder shall apply only to Scheme CG, Scheme SG, Corporate CG and
NPS Lite schemes of NPS and Atal Pension Yojana.
2. In order to provide flexibility to the Pension Funds to improve the scheme performance depending
upon the market conditions, it has been decided to increase the cap on Government Securities & related
investments and Short term debt instruments & related investments by 5% each.
3. The asset class wise revised caps on the various asset classes are as under :-
Asset Class Caps on Investments for composite
schemes
Government Securities & related investments Upto 55%
Debt Instruments & related investments Upto 45%
Equity & related investments Upto 15%
Asset backed, trust structured etc. Upto 5%
Short term debt instruments & related investments Upto 10%
4. The other terms and conditions as mentioned in the circular no. PFRDA/2015/16/PFM/7
dated 03.06.2015, circular no. PFRDA/2018/56/PF/2 dated 20th August 2018 andcircular
no. PFRDA/2018/2/PF/02 dated 08.05.2018 shall remain the same.
5. This circular is issued in exercise of powers of the Authority under sub-clause (b) of the
sub-section (2) of section 14 of Pension Fund Regulatory and Development Authority Act, 2013 read with
regulation 14 and 43 of PFRDA (Pension Fund) Regulation, 2015.
6. This would be effective from 01.04.2019.
VENKATESHWARLU PERI
Chief General Manager
-------
IFMTR
[ 250 ]
FILE NO.: PFRDA/16/3/12/0001/2017-REG-PF
Dated : 07/05/2019
To
Chief Executive Officer
National Pension System Trust
3rd Floor, Chatrapati Shivaji Bhawan,
Qutab Institutional Area,
New Delhi-110016
Subject : Re-allocation of subscription of Government employees to Pension Funds for FY 2019-20
Dear Sir,
Based on the performance of the pension funds in the preceding financial year, the incremental
subscriptions of Government employees under the NPS are tobe distributed among the pension funds for
FY 2019-20 as under, with effect from 07-05-2019 for a period of 12 months ending 30/04/2020.
CG Scheme % Allocation for 2019-20
SBI Pension Fund Pvt. Ltd. 34
UTI Retirement Solution Ltd. 33
LIC Pension Fund Ltd 33
SG Scheme % Allocation for 2019-20
SBI Pension Fund Pvt. Ltd 34.0
UTI Retirement Solution Ltd. 33.5
LIC Pension Fund Ltd. 32.5
2. In this regard, it may be noted that the allocation of funds, as mentioned above, is for
incremental subscriptions under existing Central Government Scheme, which shall continue as default
scheme as per Notification F. No. 1/3/2016-PR dated 31.01.2019 issued by DFS and existing State
Government Scheme/default scheme, for both existing as well as new Government subscribers under
Central Govt. and State Govt. Sectors, for the FY 2019-20.
3. You are further requested to initiate the suitable instructions to Central Recordkeeping Agency.
Trustee Bank and Pension Funds for implementation of the above.
Your's truly,
SUMIT KUMAR,
General Manager.
------
CIRCULAR
PFRDA/2019/12/REG-PF/1 Dated : May 8th, 2019
Sub : Introduction of choice of Pension Funds and Investment Pattern in Tier-I of NPS for
Central Government subscriber-reg.
Reference is invited to the Gazette Notification F.No. 1/3/2016-PR dated 31st January, 2019
issued by Ministry of Finance, Department of Financial Services, modifying Ministry of Finance's
Notification No. 5/7/2003-ECB dated 22nd December, 2003, based on the Government's decision on the
recommendations of a Committee set up to suggest measures for streamlining the implementation of
National Pension System (NPS).
IFMTR
[ 251 ]
2. Accordingly, it has been decided to introduce the following options for Central Government
subscribers:
(i) Choice of Pension Fund :As in the case of subscribers in the private sector, the Government
subscribers shall also be allowed to choose any one of the pension funds including Private sector pension
funds, They could change their option once in a year. However, the current provision of combination of
the Public-Sector Pension Funds will be available as the default option for both existing as well as new
Government subscribers.
(ii) Choice of Investment pattern: The following options for investment choices shall be offered
to Government employees:
(a) The existing scheme in which funds are allocated by the PFRDA among the three Public
Sector Undertaking fund managers based on their past performance inaccordance with the
quidelines of PFRDA for Government employees shall continue as default scheme for both
existing and new subscribers.
(b) Government employees who prefer a fixed return with minimum amount of risk shall be
given an option to invest 100% of the funds in Government securities (Scheme G).
(c) Government employees who prefer higher returns shall be given the options of the
following two Life Cycle based schemes :
(A) Conservative Life Cycle Fund with maximum exposure to equity capped at 25%-LC-
25.
(B) Moderate Life Cycle Fund with maximum exposure to equity capped at 50%-LC-50.
The subscribers may exercise one of the above choices of Investment Pattern twice in a financial
year.
(iii) Implementation of choices to the legacy corpus; Transfer of a huge legacy corpus of more
than Rs. 1 lakh crore in respect of the Government sector subscribers from the existing Pension Fund
Managers is likely to impact the market. It may be practcally difficult for the PFRDA to allow
Government subscribers to change the Pension Funds or investment pattern is allowed in respect of the
accumulated corpus , in one go . Therefore, for the present change in the pension funds or investment
pattern is allowed in respect of incremental flows only.
(iv) Transfer of legacy corpus in a reasonable time frame: PFRDA shall draw up a sheme in due
course for transfer of accumulated corpus as per new choices of Government suscribers in a reasonable
time frame of say five years. Once PFRDA draws up this scheme, change in the Pension Funds or
investment pattern shall be allowed in respect of the accumulated corpus in accordance with that scheme.
3. Forinvestment option as per para 2 (ii) (a) above, all others terms and conditions as contained
inthe investment guidelines issued by the Authority dated 03.06.2015 for NPS Schemes (Applicable to
Scheme CG, Scheme SG, Corporate CG and NPS Lite Schemes and APY) and subsequent amendments
made thereto shall be applicable. Further, for investment options as per para 2 (ii) (b) or 2 (ii) (c) (A) or 2
(ii) (c) (B) above, all other terms and conditions as contained in the investment guidelines issuued by the
Authority dated 04.05.2017 in respect of NPS Schemes {Other than Govt. Sector (CG & SG), Corporate
CG, NPS Lite and APY} and subsequent amendments made thereto shall apply.
4. this circular is issued in exercise of powers of the Authority under sub-clause (b) of sub-section
(2) of Section 14 read with Section 23 of the PFRDA Act, 2013 and sub-regulation (1) of Regulation 14 of
the PFRDA (Pension Fund) Regulations, 2015.
The above arrangements are applicable w.e.f. 1st April, 2019.
A.G. DAS,
Executive Director.
———
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CIRCULAR
PFRDA/2019/17/SUP-SG/1 Dated : October 4th, 2019
To,
All Central Government Ministries & Departments/State Governments
PRAOS, PAOS, CDDOS, NCDDOS-CG Nodal offices
DTAS, DTOS, DDOS-SG Nodal offices
All Central and State Autonomous Bodies points of Presence
Subject: Acceptance of CSRF forms or registration under NPS in case of subscriber who has lost
both hands
The Pension Fund Regulatory and Development Authority (PFRDA) has received few requests
from the Govt. Nodal office, requesting PFRDA to accept the subscriber registration (CSRF) form in case
of such subscriber-employees Joining under them, who are unable to affix signature on the CSRF form,
being due to loss of both hands.
In view of the above and to facilitate the registration of such subscribers under NPS, the Govt
Nodal offices/ PoPs are advised to accept the subscriber registration (CSRF) form by obtaining the toe
impression of the subscriber on the CSRF form, Further, where toe impression of such subscriber who has
lost both hands is obtained on the CSRF form, it should be attested by two persons, one of whom should
be the official designated to handle NPS related activities in Govt. Nodal office /PoP.
SUMEET KAUR KAPOOR,
Chief General Manager.
---------
No. 7/5/2012-P&PW(F)-B
Ministry of Personnel, Public Grievances and Pensions
Department of Pension and Pensioners' Welfare
Lok Nayak Bhawan, Khan Market,
New Delhi, Dated the February 12th, 2020
OFFICE MEMORANDUM
Subject: Counting of service on joining new service in State Government/ Central
Government/autonomous body for the benefit of gratuity in respect of Central Govt.
Employees covered under National Pension System (NPS).
The undersigned is directed to say that videthis Department's O.M. No. 38/41/06-P&PW(a) dated
05.05.2009, in the event of death/disability during service, the benefits of invalid/Disability pension,
Family pension and retirement/death gratuity were provisionally extended to NPS employees at per with
the employees appointed before 01.01.2004 Subsequently, the benefit of retirement gratuity and death
gratuity has been extended to all Central Government employees covered under National Pension System
(NPS) vide this Department's O.M. No. 7/5/2012-P&PW(F)/B dated 26.08.2016 on the same terms and
conditions, as are applicable to employees covered by CCS (Pension) Rules, 1972.
2. References have been received in the Department seeking clarification with regard to benifit of
retirement gratuity on mobility from one organization to another organization . This matter has been
considered in consultaion with Department of Expenditure. It has been decided that the grant of retirement
gratuity and counting of service for gratuity on mobility of an NPS Government employees may be
regulated in the following manner:
(i) On mobility from a Central Government service to another Central Government service, the
service rendered in the previous Department in the Central Government shall be counted for
the purpose of grant of gratuity. There shall be no sharing of gratuity liability between the
two Departments of Central Government.
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(ii) On mobility from a Central Government service to a State Government service having
National Pension System with provision for Retirement/Death Gratuity for its employees
similar to those in Central Government, the service rendered in the Central Government shall
be counted for the purpose of grant of gratuity. Same provisions shall apply on mobility of an
NPS employees of the State Government to Central Government Department. There shall be
no sharing of gratuity liability between the Central and State Governments.
(iii) On mobility from a Central Government service to a Central or State Autonomous Body
service having National Pension System with provision for Retirement/Death Gratuity for its
employees similar to that in the Central Government, the service rendered in the Central
Government would be counted for grant of gratuity. The Government will discharge its
gratuity liability by paying the amount of retirement gratuity for the service rendered in the
Government to the Central or State Autonomous body. This procedure shall be followed
mutatis mutandis in respect of NPS employees going over from oneautonomous body to
another autonomous body or from an autonomous body to Central
Government/Department/Organisation both having National Pension System with provision
of retirement/death gratuity for its employees similar to that in theCentral Government.
(iv) On mobility from Central Government service to a Central or State Autonomous Body or to
a State Government where the provision for grant of gratuity similar to that inCentral
Government does not exist or to a public sector Undertaking, the NPS Government
employees shall be granted retirement gratuity as per rule for the service rendered in the
Central Government subject to the condition that the total gratuity admissible in respect of
the service rendered under the Government of India and that under the later organization,
shall not exceed the amount that would have been admissible, had Government servant
continued in Government service and retired on the same pay which he/she drew on
retirement from the later Organization.
The above provisions would be applicable to Government employees covered under NPS who
resign to take up with proper permission, another appointment in the Central/State Government or
Central/State Autonomous body or a PSU.
3. This issues with the concurrence of Ministry of Finance, Department of Expenditure vide their
U.O. Note No. 1(4)/EV/2006-II, Dated 30.10.2019.
4. In their application to the employees of Indian Audit and Accounts Department, these orders
issued after consultation with the Comptroller and Auditor General of India, as mandated under Article
148(5) of the Constitution.
5. All the Ministries/Departments are requested to bring the above instruction to the notice of all
offices/field formation working under their administrative control.
RUCHIR MITTAL,
Deputy Secretary to the Government of India.
&&&&&&&&&&
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No. 57/04/2019-P&PW(B)
Government of India
Department of Pension and PW
Lok Nayak Bhawan, Khan Market,
New Delhi, February 17th, 2020
OFFICE MEMORANDUM
Subject: Coverage under Central Civil Services (Pension) Rules, 1972, in place of National Pension
System, of those Central Government employees whose selection for appointment was
finalized before 01.01.2004 but who joined Government service on or after 01.01.2004.
The undersigned is directed to say that consequent on introduction of National Pension System
(NPS) vide Ministry of Finance (Department of Economic Affairs)Notification No. 5/7/2003-ECB&PR
dated 22.12.2003, all Government Servants appointed on or after 01.01.2004 to the posts in the Central
Government Service (except armed forces) are mandatorily covered under the said schemes. The Central
Civil Services (Pension) Rules, 1972 and other connected rules were also amended vide Notification dated
30.12.2003 and, after the said amendment, those rules are not applicable to the Government servants
appointed to Government service after 31.12.2003.
2. Representations have been received in this Department from the Government servants
appointed on or after 1.1.2004 requesting for the benefit of the pension scheme under Central Civil
Services (Pension) Rules, 1972 on the ground that their appointment was delayed on account of
administrative reasons or lapses. Similar references have been received from Ministries/Departments
seeking advice of this Department on the question whether the Government servants who were appointed
on or after 1.1.2004 could also be extended the benefit of pension scheme under CCS (Pension) Rules, if
their appointment was delayed beyond 31.12.2003 on account of administrative reasons and the delay in
appointment was beyond the control of the said Government servants.
3. From the representations of the Government employees and the references received from
Ministries/Departments, it has been observed that in many of the cases referred to this Department,
selction process (including written examination, interview and declaration of result) for recruitment had
been completed before 01.01.2004 but the employee joined the Government service on or after
01.01.2004. A few illustrations where the selection was finalized before 01.01.2004 but actual joining took
place on or after 01.01.2004 are as under.
(i) The result for recruitment was declared before 01.01.2004 but the after of appointment and
actual joining of the Government servant was delayed on account of police verification, medical
examination etc.
(ii) Some of the candidates selected through a common selection process were issued offers of
appointments and were also appointed before 01.01.2004 whereas the offers of appointment to other
selected candidates were issued on or after 1.1.2004 due to administrative reasons/constraints including
pending Court/CAT cases.
(iii) Candidates selected before 01.01.2004 through a common competitive examination were
allocated to different Departments/Organization.While recruitment process was completed by some
Department(s)/Organization on or before 31.12.2003 in respect of one or more candidates, the offers of
appointment to the candidates allocated to the other Departments/Organization were issued on or after
01.01.2004.
(iv) Offers of appointment to selected candidates were made before 01.01.2004 with a direction to
join on or after 01.01.2004.
(v) Offers of appointmentwere issued to selected candidates before 01.01.2004, and many/most
candidates joined service before 01.01.2004 However, some candidate(s) were allowed extension of
joining time and they joined service on or after 01.01.2004. However, their seniority was either unaffected
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or was depressed in the same batch or to a subsequent batch, the result for which subsequent batch was
declared before 01.01.2004.
(vi) The result for recruitment was declared before 01.01.2004 but one or more candidates were
declared disqualified on the grounds of medical fitness or verification of charactor and antecedents, caste
or income certificates. Subsequently, on review, they were found fit for appointment and were issued
offers of appointment on or after 01.01.2004.
In all the above illustrative cases, since the result for recruitment was declared before 01.01.2004,
denial of the benefit of pension under CCS (Pension) Rules, 1972 to the affected Government servants is
not considered justified.
4. The matter has been examined in consultation with the Department of Personnel& Training,
Department of Expenditure and Department of Legal Affairs in the light of the various
representations/references and decisions of the Courts in this regard. It has been decided that in all cases
where the results for recruitment were declared before 01.01.2004 against vacancies occurring on or before
31.12.2003, the candidates declared successful for recruitment shall be eligible for coverage under the
CCS (Pension) Rules, 1972. Accordingly, such Government servants who were declared successful for
recruitment in the results declared on or before 31.12.2003 against vacancies occurring before 01.01.2004
and are covered under the National Pension System on joining service on or after 01.01.2004, may be
given a one-time option to be covered under the CCS (Pension) Rules, 1972. This option may be
exercised by the concerned Government servants latest by 31.05.2020.
5. Those Government servants who are eligible to exercise option in accordance with para-4
above, but who do not exercise this option by the stipulated date, shall continue to be covered by the
National Pension System.
6. The option once exercised shall be final.
7. It is clarified, that the above option would be available to only those Government servants who
were declared successful for recruitment before 01.01.2004, against vacancies pertaining tothe period prior
to that date. This option shall, however, not be available to the Government servants appointed on or after
01.01.2004 if they fall in any of the following categories:
(i) Government servants whose names were included in a panel of selected candidates before
01.01.2004 for recruitment against vacancies occurring on or after 01.01.2004 and were, accordingly,
recruited on or after 01-01-2004.
(ii) A Government servant whose name was included in a panel of selected candidates prepared
before 01.01.2004 for vacancies arising before and after 01.01.2004 but was actually appointed after
31.12.2003 against a vacancy arising on or after 01.01.2004.
(iii) Government servants who were selected against vacanciespertaining to the period prior to
01.01.2004 on the basis of an advertisement/notification issued before 01.01.2004 or a written
examination/interview held before 01.01.2004 but results for recruitment were declared on or after
01.01.2004 .
(iv) Government servants who joined on or after 01.01.2004 after they were granted extension of
joining time on their own request and, in accordance with the instructions issued by the Department of
Personnel & Training, their seniority was depressed on account of such extension of joining time to a
batch for which the result for recruitment was declared on or after 01.01.2004.
8. The matter regarding coverage under the CCS (Pension) Rules, 1972 based on the option
exercised by the Government servant shall be placed before the appointing authority for consideration in
accordance with these instructions. In case the Government servant fulfils the conditions for coverage
under the CCS (Pension) Rules, 1972, In accordance with these instructions, necessary order in this regard
shall be issued latest by 30th September, 2020. The NPS account of such Government servants shall,
consequently, be closed w.e.f. 01 st November, 2020.
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9. The Government servants who exercise option to switch over to the pension scheme under
CCS (Pension) Rules, 1972, shall be required to subscribe to the General Provident Fund (GPF),
Regarding accountal of the corpus in the NPS account of the Government servant Controller General of
Accounts (CGA) has furnished the following clarification vide letter No. 1(7)(2)/2010/cla/TAIII/390,
dated 14.11.2019 :
i. Adjustment of Employees' contribution in Accounts: Amount may be credited to
individual's GPF account and the account may be recasted permitting up-to-date interest
(Authority-FR-16 &Rule 11 of GPF rules).
ii. Adjustment of Government contribution under NPS in Accounts:To be accounted for as
(-) Dr. to object head 70- Deduct Recoveries under Major head 2071- Pension and other
Retirement benefit- Minor head 911- Deduct Recoveries of overpayment (GAR 35 and para
3.10 of list of Major and Minor heads of Accounts).
iii. Adjustment of increased value of subscription on account of appreciation of
investments:May be accounted for by crediting the amount to Govt. account under M.H.
0071-Contribution towards Pension and Other Retirements Benifits 800- Other Receipts (Note
under the above head in LMMHA).
10. All Ministries/Departments are requested to give wide publicity to these orders. The cases
of those Government servants who fulfil the conditions mentioned in this O.M. and who exercise option to
switch over to the pension scheme under CCS (Pension) Rules may be settled by the administrative
Ministries/Departments in accordance with these orders.
11. These orders issue with the concurrence of Ministry ofFinance Department of Expenditure,
vide their I.D. Note No. 1(7)EV/2019, dated 08.01.2020.
12. In their application to the employees of Indian Audit and Accounts Department, these orders
are issued after consultation with Comptroller and Auditor General of India, as Mandated under Article
148(5) of the Constitution.
13. Hindi version will follow.
RUCHIR MITTAL,
Deputy Secretary to the Government of India.
———
CIRCULAR
Circular No. PFRDA/2020/7/REG-EXIT/1. Dated : April 09, 2020
To,
All Stakeholders and subscribers under National Pension System (NPS).
Subject: Permission of Partial withdrawals towards treatment of specified illnesses.
In continuation of the circular no. PFRDA/2018/47/Reg-Exit/4, dated 24.05.2018, issued on the
applicability & handling of partial withdrawals, Authority is issuing this circular referring the terms of
sub-regulation 8(1)(A)(d)(xv) of PFRDA (Exits and withdrawalsunder NPS) Regulations, 2015 and
amendments thereunder, prescribes that –
(a) In view of the decision of Government of India, which has declared Covid-19 as a pandemic,
It has been decided to declare "COVID-19" as a critical illness which is life threatening in nature.
Hence, in view of the above, the partial withdrawals shall be permitted to fulfil financial needs of
the subscribers, if required to him/her againest the request placed for partial withdrawals towards treatment
of illness of subscriber, his legally wedded spouse, children, including a legally adopted child or dependent
parents as mentioned in regulation 8(1)(A)(d) of the said regulations.
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(b) The other terms and conditions as prescribed under regulation 8 of the PFRDA (Exits and
withdrawals under NPS Regulations, 2015 and amendments thereto shall continue to be applicable
regarding defining of limits and frequencies.
(c). Documentation
The Nodal Office/PoPs/Aggregators would ensure that the subscriber has provided the following
document before authorising partial withdrawals.-
(1) Medical Certificate
(2) Formal request for partial withdrawals.
-s/d-
VIKAS KUMAR SINGH,
General Manager.
File No. PFRDA/10/01/1/0003/2018-PDES Dated : 17 August, 2020
To,
All Stakeholders
Subject: Operational Guidelines for National Pension Scheme Tier II Tax Saver Scheme, 2020
(NPS-TTS)
In terms the Government of India Notification No. 45/2020/F. No. 370142/26/2019-TPL dated 7th july
2020, the following operational guidelines are being issued in respect of National pension
Scheme Tier II- Tax saver scheme, 2020 (NPS-TTS).
Sl Particulars Details
1- Eligibility Any Central Government NPS subscriber.
2- Lock-in period 03 years from the date of unitization of contributions by CRA
3- Account types Tier-I- mandatory pension a/c
Tier-II- optional a/c and freely withdrawable
Tier-II (Tax Saver)- optional a/c with 80C benefit
4- Investment choice &
pattern
No investment choice to the subscriber. It will be a composite scheme
with the following investment limits for the pension Funds:
Asset class Limits
Equity* 10%-25%
Debt** Up to 90%
Cash/money market/Liquid /MFs Up to 5%
*Investment guidelines as applicable for E-II
**Investment guidelines as applicable for G-II and C-II
5- Choice of Pension Fund Subscriber can choose any Pension Fund subscriber will be allowed to
have maximum 03 Pension Funds, separately for NPS-TTS
PF change will be allowed after the lock –in period such re-investment
will be treated as fresh investments and will again-locked in for 03
years
6- withdrawals No withdrawls will be allowed during the lock-in period .
However, in case of death of subsctiber, the corpus can be withdrawn
by the nominee/legal heir.
7- Exit/premature closure In case of closure of Tier-I account due to exit from NPS, contributions
to NPS-TTS will not be allowed and NPS-TTS will be closed after
completion of lock-in period.
8- Minimum/maximum
contributions, charges,
operations, other
Same as Tier-II – optional a/c which is freely withdrawable and has no
tax bemefits
General Manager
(Mono Phukon)
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vf/klwpuk
ubZ fnYyh] 29 flrEcj] 2020
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varxZr fudkl vkSj çR;kgj.k½ fofu;e] 2015 esa la'kks/ku djrs gq, fuEu fofu;e cukrk gS uker%&
1- bu fofu;eksa dk uke isa'ku fuf/k fofu;ked vkSj fodkl çkf/kdj.k ¼jk"Vªh; isa'ku ç.kkyh
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okfjl] tSlk Hkh ekeyk gks] dks Hkqxrku dj nh tk,xhA
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lky dh vk;q izkIr djus dh frfFk lk lkekU; lsokfuo`fRr dh mez ds ,d eghus ds Hkhrj] tSlk Hkh
ekeyk gks] jk"Vªh; isa'ku ç.kkyh ls fudklh ij feyus okys ykHk ds fy,] bl rjg ds vfHknkrkvksa
¼Vh;j I ,oa Vh;j II) ds [kkrsa esa lafpr isa”ku jkf”k dk eqnzhdj.k fd;k tk,xk vkSj izfk/kdj.k }kjk
tkjh fd, x, fn”kkfunsZ”kksa ;k funsZ”kksa ds vuqlkj vyx j[kk tk,xkA vfHknkrk dh eqnzhd`r lafpr
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vfHknkrk jk"Vªh; isa'ku iz.kkyh ds rgr izkIr djus dk gdnkj gSA ;g izkOk/kku ,sls vfHknkrkvkssa ds
laca/k esa ykxw gksxk] ftUgksaus ykHkksa dh okilh dks LFkfxr dj fn;k gS ;k vkaf”kd :Ik ls ykHk ys fy;k
gS vkSj bl lEiw.kZ ykHkksa dks okil ysus ds fy, dksbZ dne ugha mBk, gSa] tSlk fd izkf/kdj.k }kjk bl
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ifjca/ku vof/k ds iwjk gksus ds ckn gh ykxw gksxsaA
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¼i½ LFkk;h lsokfuo`fRr [kkrs ls lacaf/kr fof/kekU; vkSj lfØ; Vh;j II [kkrk /kkjd dksbZ vfHknkrk ,sls
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,sls çR;kgj.k ds fy, fdlh Hkh le; vkosnu djds iwjk ;k Hkkxr% lafpr /ku dk çR;kgj.k dj
IFMTR
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jde gksus rd dksbZ lhek ugah gksxh
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