introduction to pin pay and soft card 12 10 07
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The PINPAY Network 1
PINPAY NetworkPINPAY Network™™PINPAY NetworkPINPAY Network™™
ACAP Security Inc.ACAP Security Inc.Ground-Breaking TechnologyGround-Breaking Technology
Outstanding Security and ServiceOutstanding Security and Service
December 2007December 2007
ACAP Security Inc.ACAP Security Inc.Ground-Breaking TechnologyGround-Breaking Technology
Outstanding Security and ServiceOutstanding Security and Service
December 2007December 2007
The PINPAY Network 2
• Reduced Fraud – “Friendly Fraud”Reduced Fraud – “Friendly Fraud”• NO Charge BacksNO Charge Backs• Lower interchange fees and costsLower interchange fees and costs• Increased speed of settlementIncreased speed of settlement• The high security of PIN debitThe high security of PIN debit
Merchant’s NeedsMerchant’s Needs
The PINPAY Network 3
• Lower costs remittance serviceLower costs remittance service• Convenient money transfersConvenient money transfers• Store Front - financial servicesStore Front - financial services• Worldwide EFT (ACH and IBAN) Worldwide EFT (ACH and IBAN)
ServicesServices• International “bill pay” serviceInternational “bill pay” service
Money Transfer NeedsMoney Transfer Needs
The PINPAY Network 4
• ““Internet PIN-debit” paymentInternet PIN-debit” payment• No charge backs, no hold backsNo charge backs, no hold backs• ““LOW” transaction fees- No other LOW” transaction fees- No other
feesfees• Low costs money transfersLow costs money transfers• Worldwide “bill pay” and EFT Worldwide “bill pay” and EFT
ServicesServices
The Solution -The Solution -
The PINPAY Network 5
• Secure PIN-debit card and accountSecure PIN-debit card and account• Instantly issued - worldwideInstantly issued - worldwide• No bank account requiredNo bank account required• Open to all, No age limitOpen to all, No age limit• Deposit and cash withdrawal servicesDeposit and cash withdrawal services
The Solution - SoftCardThe Solution - SoftCard
The PINPAY Network 6
• Secure PIN-based online shoppingSecure PIN-based online shopping• Worldwide “bill pay” and EFT ServicesWorldwide “bill pay” and EFT Services• Card-to-card money transferCard-to-card money transfer• Card loading and cash withdrawalCard loading and cash withdrawal• In-store and mobile store purchasingIn-store and mobile store purchasing
How Does It Work?How Does It Work?
The PINPAY Network 7
HOW IT WORKS
The PINPAY Network 8
HOW IT WORKS (pt2)
The PINPAY Network 9
• USA Registered and LicensedUSA Registered and Licensed• Anti-money laundering complianceAnti-money laundering compliance• Terrorist screening and Patriot ActTerrorist screening and Patriot Act• On-line gambling complianceOn-line gambling compliance• Strong security and controlsStrong security and controls
Regulatory ComplianceRegulatory Compliance
The PINPAY Network 10
• Simple to Install and Use Simple to Install and Use • No Impact on Existing No Impact on Existing
Payment Operations Payment Operations • No Set-up or Monthly FeesNo Set-up or Monthly Fees• On-Line TrainingOn-Line Training• Technical SupportTechnical Support
Merchant OperationsMerchant Operations
The PINPAY Network 11
• On-Line StoreOn-Line Store• Retail and Wholesale StoresRetail and Wholesale Stores• Payment Recipient MerchantPayment Recipient Merchant• Payment Distribution MerchantPayment Distribution Merchant• On-Line Application On-Line Application
www.pinpay.netwww.pinpay.net
Merchants – Join NowMerchants – Join Now
The PINPAY Network 12
• Ground-Breaking TechnologyGround-Breaking Technology• Very Strong NeedVery Strong Need• Revolutionizes e-CommerceRevolutionizes e-Commerce• Massive Worldwide MarketMassive Worldwide Market
Conclusion – PINPAY the SolutionConclusion – PINPAY the Solution
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