interest rates and bank charges effective …...forex rate daily alert free i-banking - view...

*Bank charges subject to excise duty from time to time (currently at 15%)

DTB KIDS WINNER SAVINGS ACCOUNTSVSFLC – Ideal for Children Upto 18 years

Initial deposit ZeroInterest for balance above UGX 1 mn 3% p.aMinimum Balance N.AMonthly charges FreeMonthly E-statement FreePiggy Bank (coin collection box) - After funding the account FreePiggy bank coin deposit by customer at branches Any working daySchool Fee collection UGX 2,000School Fee Drafts charges (any school) UGX 5,000Quarterly One cash withdraw is allowed FreeMore than 1 Cash Withdraw is charged per transaction UGX 5,000

DTB GOLDEN YOUTH SAVINGS ACCOUNTSVGSLC - Ideal for Youth, University Students

Initial deposit UGX 20,000

Debit card -onetime cost for 3 years UGX 15,000

Interest for balance above UGX 3 mn 3% p.a

Minimum balance Zero

Mobile Banking Free

Monthly Service charges FreeDTB VALUE SAVINGS ACCOUNT

VALUSA - Ideal for individualsInitial deposit UGX 20,000Debit card -onetime cost for 3 years UGX 15,000Interest for balance above UGX 5 mn 2 % p.aMinimum balance UGX 10,000Mobile Banking FreeMonthly Charges for below minimum balance UGX 5,000Monthly E-statement FreeMonthly Service Charges UGX 2,000

DTB SUPER VALUE SAVINGS ACCOUNT(Amani)SUVASA - Ideal for Women

Initial deposit UGX 100,000Cheque leaf charge UGX 1,000 per leafDebit card -onetime cost for 3 years UGX 15,000Interest for balance above UGX 5 mn 2% p.aMinimum balance UGX 100,000Mobile Banking FreeMonthly charges ZeroMonthly Charges for below minimum balance UGX 10,000Safe deposit Locker Charges- Concession from normal charges 25%

DTB SUPER SALARY SAVINGS ACCOUNT SUSASA - Ideal for Salaries Employees

Initial deposit ZeroDebit card -onetime cost for 3 years UGX 15,000Minimum balance ZeroMobile Banking FreeMonthly charges UGX 3,000Monthly E-statement FreeSalary Processing and same day credit

Free

I-Banking - View facility /Transaction enrolling FreeInterest for balance above UGX 10 mn 2% paMinimum balance UGX 1,000,000Mobile Banking FreeMonthly charges FreeMonthly Charges for below minimum balance UGX 50,000

DTB FOREIGN CURRENCY PREMIUM CURRENT ACCOUNTPRECUS/PREGB/PREEU

Initial deposit USD/GBP/EURO $/ £/€/500Charges for below minimum balance $/ £/€/ 20Cheque leaf charge USD/GBP/EURO 0.30 centsFCY Cash deposit above $/ £/€/ 7,500 0.50%FCY Cash deposit up to $/ £/€/ 7,500 ( per day limit ) FreeInterest for balance above USD 20,000 0.50% p aMinimum balance USD/GBP/EURO $/ £/€/500Monthly E-statement Free

DTB PREMIUM SAVINGS ACCOUNT - LCYInitial deposit UGX 500,000Cheque leaf charge UGX 1,000Interest for balance above UGX 10 mn 1 % paMinimum balance UGX 500,000Mobile Banking FreeMonthly charges FreeMonthly Charges for below minimum balance UGX 25,000I-Banking - View facility /Transaction enrolling Free

DTB PREMIUM SAVINGS ACCOUNT- FCYInitial deposit USD/GBP/EURO $/ £/€/200Charges for below minimum balance USD/GBP/EURO $/ £/€/20Cheque leaf charge USD/GBP/EURO 0.30 centsI-Banking - View facility /Transaction enrolling FreeInterest for balance above USD 20,000 0.50% paMinimum balance USD/GBP/EURO $/ £/€/200Monthly charges USD/GBP/EURO $/ £/€/5Monthly E-statement FreeFCY Cash deposit up to 5,000 ( per day limit ) FreeFCY Cash deposit above 5,000 0.50%

DTB PLATINUM CURRENT ACCOUNTPREMCA - Ideal for Corporates. Distributors

Initial deposit UGX 10 MILLIONAccess to Premium lounge FreeCharges for below minimum balance UGX 100,000Cheque book FreeForex Rate daily alert FreeI-Banking - View facility /Transaction enrolling FreeInterest for balance above UGX 25 Million 1% paMinimum balance UGX 5 MILLIONMobile Banking ( only individuals ) FreeMonthly charges FreeMonthly E-statement FreeUGX cash deposit / withdrawal Free

DTB PLATINUM FOREIGN CURRENCY CURRENT ACCOUNTPRSUSD/PRSGBP/PRSEUR Distributors/Corporates

Initial deposit USD/GBP/EURO $/ £/€/5000Access to Premium lounge Free

Daily cash deposit up to USD / GBP / EURO 15,000 Free

Cash deposit above daily limit 0.50 per above the limitCharges for below minimum balance USD/GBP/EURO $/ £/€/ 50

Cheque book Free

Forex Rate daily alert Free

I-Banking - View facility /Transaction enrolling Free

Interest for balance above USD 50,000 0.50% paMinimum balance USD/GBP/EURO $/ £/€/3000Monthly charges FreeMonthly E-statement Free

DTB PLATINUM SAVINGS ACCOUNT (UGX)PREMSA - Ideal for High Net worth Individuals

Initial deposit UGX 5,000,000Access to Premium lounge FreeATM Withdrawal Charges FreeCharges for below minimum balance UGX 100,000Cheque book charges FreeDebit card FreeDiscount on Safe Deposit Locker rental 25%Interest for balance above UGX 50 mn 1 % per annumMinimum balance UGX 3,000,000Mobile Banking FreeMonthly charges FreeUGX cash deposit FreeI-Banking - View facility /Transaction enrolling Free

DTB PLATINUM SAVINGS ACCOUNT ($/ £/€/ )PRSUSD/PRSGBP/PRSEUR

Initial deposit USD/GBP/EURO $/ £/€/ 2000Access to Premium lounge FreeCharges for below minimum balance USD/GBP/EURO 50Cheque book FreeI-Banking - View facility /Transaction enrolling FreeDaily $ cash deposit up to $ 10,000 FreeDiscount on Safe Deposit Locker rental 25%Interest for balance above USD 25,000 0.50% paMinimum balance USD/GBP/EURO $/ £/€/ 1000Monthly charges FreeMonthly E-statement Free

COLLECTION SERVICES All segments of customersUMEME/ NWSC /NSSF FreeURA /KCCA /SCHOOL FEE UGX 2000REMITTANCE SERVICES All segments of customers Bankers Cheque/Draft - Customers UGX 10,000Cash deposit through Post Bank branches to DTB accounts 0.25% of the amount depositedEast African Payment System(EAPS) -Kenya, Tanzania, Rwanda UGX 25,000EFT Inward/Outward UGX 3,000Remittance to INDIA - Any bank branches UGX 10,000RTGS Inward UGX 5,000RTGS OUTWARD ABOVE UGX 100 MILLION UGX 25,000RTGS OUTWARD UP TO UGX 100 MILLION UGX 20,000SWIFT / TT ( any part of the world) Above USD 50,000 USD 25SWIFT / TT ( any part of the world) Up to USD 50,000 USD 15SWIFT/TT- charge “OURS” is USD 15 flat charge plus(+) USD 20/GBP17/

EURO 40 Extra

SAFE DEPOSIT LOCKER FACILITYAvailability - Parliament Avenue, Old Kampala, Ntinda , Entebbe & Mbarara branches.

LOCKER HIRERS SHOULD PAY ONE YEAR RENT ADVANCE IN

ADDITION TO CURRENT YEAR

RENT

Annual rental charges - Large (10”x10”x22”) UGX 2 million

Annual rental charges - Medium (3”x10”x22”) UGX 500,000

Annual rental charges - Small (3”x5”x22”) UGX 300,000DTB 24/7 MOBILE BANKING

Air time Top up ( MTN/Airtel/Africell) UGX 200Balance enquiry FreeCheque book request FreeCheque status enquiry FreeDTB Account to Mobile Wallet( MTN/Airtel) UGX 5000Mini Statement UGX 500Mobile Banking - Account to Account transfer FreeRTGS - any bank branch in Uganda UGX 15,000

MTN MOBILE MONEY TO DTB ACCOUNT Amount (UGX) 5,000 to 125,000 UGX 1,500125,001 to 250,000 UGX 2,250250,001 to 500,000 UGX 6,000500,001 to 1,000,000 UGX 9,0001,000,001 to 2,000,000 UGX 13,5002,000,001 to 5,000,000 UGX 16,500

AIRTEL MOBILE MONEY TO DTB ACCOUNT

5,001-15,000 UGX 70015,001-30000 UGX 90030,001-45000 UGX 135045,001-60,000 UGX 150060,001-125,000 UGX 2,000125,001-250,000 UGX 2,250250,001-500,000 UGX6,000500,001-1,000,000 UGX9,0001,000,001-2,000,000 UGX13,5002,000,001-5,000,000 UGX16,500

CREDIT RELATED INTEREST & CHARGES

Base Lending rate UGX 22.50% p.a.

Base Lending rate FCY 12% p.a.

Bank Guarantee/Bid security/Advance

Payment/Performance Guarantee 1% per quarter

Bank Guarantee/Bid security/Advance Payment/Performance

Guarantee-Cash backed 0.50%per quarter

Base Lending rate LCY / FCY - Maximum BLR + 3%

Base Lending rate LCY / FCY - Minimum BLR - 3%

Credit Renewal fee 1.50%

Lost Release of Mortgage Documents UGX 50,000

Early loan settlement 3 months interest

Insurance/Legal /Valuation fee/Stamp duty Actuals

Issuance of Financial card- Individual/Company 30,000/60,000

Loan / Advance Facility Restructuring of the outstanding amount 1.50%

Penal Interest for overdrawing- FCY Base+ 10%Penal Interest for overdrawing- LCY Base+ 20%

DTB DIGITAL SAVINGS ACCOUNTSVGSST-Desinged for one and all

Initial deposit ZeroDebit card -onetime cost/Replacement charge UGX 15,000Minimum balance ZeroMobile Banking FreeMonthly charges ZeroMonthly E-statement FreeSalary Processing and same day credit Free

DTB PRIME FOREIGN CURRENCY SAVINGS ACCOUNTSVPRUS/SVPRGB/SVPREU - USD/GBP/Euro - Individuals

Initial deposit USD/GBP/EURO USD/GBP/EURO 100

Charges for below minimum balance USD/GBP/EURO 20

Cheque leaf charge USD/GBP/EURO 0.30 cents per leafFCY Cash deposit above 5000 0.50%I-Banking - View facility (Transaction- cost of token @UGX 150,000) FreeInterest for balance above USD 20,000 0.50% paMinimum balance USD/GBP/EURO USD/GBP/EURO 100

DTB CLASSIC CURRENT ACCOUNT ( UGX-USD Two in one)CUCLUG & CUCLUS - Ideal for Traders/Businessmen

Initial deposit ZeroCheque leaf charge UGX1,000, USD 0.30 - per leafDaily E-statement FreeDebit Card ( only individuals ) one time cost for 3 years UGX 15,000FCY Cash deposit above $5000 0.50%I-Banking - View facility /Transaction enrolling FreeInterest for balance above UGX 25 mn / USD 10,000 UGX 1% pa, USD .0.50%

Minimum balance ZeroMobile Banking ( only individuals ) FreeMonthly charges UGX 10,000/ $ 5

DTB UGX CURRENT ACCOUNTCURLCY - Ideal for SME Business Initial deposit UGX 100,000Charges for below minimum balance UGX 5,000Cheque leaf charge UGX 1,000 per leaf

Daily E-statement FreeI-Banking - View facility /Transaction enrolling FreeInterest for balance above UGX 10 mn 1% paMinimum balance UGX 100,000Mobile Banking ( only individuals ) FreeMonthly charges UGX 10,000

DTB FOREIGN CURRENCY CURRENT ACCOUNTCUR USD/CUR GBP/CUR EUR - Ideal for SMEs in FCY

Initial deposit USD/GBP/EURO 250

Charges for below minimum balance $/ £/€/20Cheque leaf charge 0.30 cents per leaf

FCY Cash deposit above $/ £/€/ 5000 0.50%I-Banking - View facility /Transaction enrolling FreeInterest for balance above USD 10,000 0.50% paMinimum balance USD/GBP/EURO 100

Monthly charges $/ £/€/ 5Monthly E-statement Free

DTB PREMIUM CURRENT ACCOUNT - LCY

Initial deposit UGX 1,000,000Cheque leaf charge UGX 1,000

INTEREST RATES AND BANK CHARGES EFFECTIVE 4th JANUARY, 2020

Bank charges effective from4th January 2020

Processing/Administration fee of the facility amount 1.50%

Term Loan Annual monitoring fee of the facility amount 0.25%

Stampduty on Loan Documentation 30,000

*Base Lending rates are subject to change

PLATINUM MASTERCARD (Credit Card)Joining fee UGX 100,000Annual Subscription Fee UGX 100,000Supplementary card charges UGX 100,000Temporary limit enhancements during travel etc UGX 100,000Cash withdrawal charges using Credit Card (Not encouraged) 5% of amount of withdrawal or Min. UGX10,000 Charges, if payment made within due date FREEDelayed payment beyond due date 5% per month or Min UGX10,000Hot listing of Card FreeRe issue of Card/Replacement/Renewal UGX:25,000Unpaid cheque Charges to clear Credit Card outstanding Balance UGX 100,000Interest on balance after making part payment of minimum 10% (Balance should be paid within 45 days after due date) 3% per month

OTHER SERVICE CHARGESAccount statement per page all currencies <= 1 year UGX 5,000Account statement per page all currencies > 1 year UGX 10,000ATM Withdrawal Charge UGX 1,000Bulk Cash Deposit at Up-country locations over UGX 50 million - non domicile 1% over UGX 50 millionCancellation of Bankers cheque/Drafts UGX 20,000CCTV Footage retrieval Over one month - max 3 months UGX 100,000CCTV Footage retrieval up to one month old UGX 50,000Certificate of balance/Audit confirmation UGX 25,000Closing of accounts LCY/FCY UGX 25,000/USD 5Company Search Fees UGX 25,000Counter cash withdraw for customers with ATM eligibility, less than limit of UGX 2 million UGX 10,000Counter Cheque Leaf - FCY - Current Account FCY 7.00

Counter Cheque Leaf - FCY - Savings Account FCY FCY 5.00

Counter Cheque per Leaf - UGX - Current Account UGX 25,000

Counter Cheque per Leaf - UGX - Savings Account UGX 15,000

CRB Report UGX 25,000

Debit Card Replacement Charge UGX 15,000

Direct Debit Authority UGX 10,000

Document retrieval Over 3 months- per Document UGX 50,000

Document retrieval up to last 3 months-per Document UGX 25,000

EFT/Standing Order unpaid UGX 150,000

Inward Cheque Return Charges -Insufficient funds/Un cleared funds UGX 200,000

Inward Cheque Return Charges -Insufficient funds/Un cleared funds - FCY $60

KES Cash deposit above KES10,000 0.50%

Outward cheque return charges -UGX UGX 25,000

Outward cheque return charges-FCY $20

Reactivation of dormant accounts Free

Returned Cheque Technical UGX 20,000

Standing Order - External UGX 10,000

Standing Order - Internal FreeStop Payments UGX 25,000Upgradation of Account - one time charges UGX 25,000

TRADE SERVICES

Courier charges /Postages UGX 200,000

Document discrepancy charges to beneficiary $100

Export Bills for collection 0.30%

Import Bills for Collection 0.30%

LC Advising charges $100

LC Amendment charges $50

LC commission against other securities 1% for 1st quarter and 0.25% for subsequent quarters

LC commission -Cash backed 0.50% for 1st quarter and 0.25% for subsequent quartersLC Export bill handling -Minimum UGX 100,000 0.30%LC Import Bill handling- Minimum UGX 100,000 0.10% per quarterStamp duty ActualsSWIFT $25 LC issuerance charge (SWIFT+Postage) UGX 125,000

Agent Banking ChargesCASH WITHDRAWAL Flot Commencement Deposit UGX 3,000,000POS Machine Acquiring Cost UGX 1,000,000URA Collection FEE at Agent Locations UGX 3,000Slab Charge in UGX5,000 - 20,000 1,00020,001 - 75,000 1,20075,001 - 150,000 1,500150,001 - 300,000 2,000300,001 - 500,000 2,500500,001 - 1,000,000 3,5001,000,001 - 3,000,000 5,500

3,000,001 - 5,000,000 10,000

OFF US DEPOSIT CHARGE (B)Slab Charge in UGX5,000 - 20,000 50020,001 - 75,000 70075,001 - 150,000 1,000150,001 - 300,000 1,500300,001 - 500,000 2,000500,001 - 1,000,000 3,0001,000,001 - 3,000,000 5,0003,000,001 - 5,000,000 9,500Other Charges in UGX Balance Inquiry 300Mini Statement 500School Fees 2,000

GO DIGITAL AND SAVE ON CHARGES*

*Bank charges are subject to 15% excise duty Service Charges Internet Banking

Over the Counter FREEBalance Enquiry UGX 10,000 FREEAccount to Account Transfer UGX 5,000 UGX 1,000

RTGS - fund transfer from your account to any bank in Uganda Up to UGX 20,000

UGX 100 million UGX 15,000 UGX 10,000

Above UGX 100 million UGX 25,000

SWIFT/TT up to USD 50,000 USD 15 USD 10

Over USD 50,000 USD 25 USD 10

BRANCH DETAILS Phone Number

Arua * 0314 387 008

Busia* 0314 387 010

Bwaise 0314 387 027

Equatorial 0314 387 015

George Street 0314 387 024

Industrial Area 0314 387 009

ISBAT ( Lugogo by-pass) 0314 387 031

Jinja* 0314 387 006

Kabalagala 0314 387 033

Kampala Road 0314 387 001

Kamwokya 0314 387 026

Kikuubo 0314 387 002

Kitintale 0314 387 005

Kyengera 0314 387 022

Land Office (Parliament Avenue) 0314 387 040

Lira* 0314 387 012

Malaba* 0314 387 025

Masaka* 0314 387 016

Mbale* 0314 387 018

Mbarara* 0314 387 017

Naalya 0314 387 019

Nakasero** 0314 387 035

Nakayiza 0314 387 029

Nakivubo 0314 387 021

Oasis Mall 0314 387 014

Namanve** 0314 387 036

Nansana 0314 387 030

Nateete 0314 387 020

Ndeeba 0314 387 011

FOR ENQUIRIES

Toll Free: 0800 242 242

info@dtbuganda.co.ug

www.dtbafrica.com

DTBUganda

dtb_uganda

Kampala, 4th December 2019 DTB is regulated by Bank of Uganda

NIRA Collection Point ( Kololo ) 0314 387 038

Ntinda 0314 387 007

Old Kampala 0314 387 003

Owino ( New City Supermarket ) 0314 387 032

Parliament Avenue (IPS) 0314 387 034

Seeta** 0314 387 037

UIA One Stop Center (TWED Plaza ) 0314 387 039

Victoria Mall, Entebbe* 0314 387 028

Wandegeya 0314 387 004

* Upcountry

** Digital Teller Branches Accessible 24/7