homeownership assistance program (hap/ mmap-hap

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

Academy Mortgage Corp Ampy Liriano Roca

8750 NW 36 Street

Suite 500 Doral FL 33178 786-255-9413 ampy.lirinoroca@academymortgage.com

Academy Mortgage Corp Zulema Ruiz

8750 NW 36 Street

Suite 500 Miami FL 33178 305-815-2003 zulema.ruiz@academymortgage.com

All In One Mortgage Lenders Adriana Fernandez

9200 South

Dadeland Blvd

Suite 105 Miami FL 33156 305-760-6000 (o) Afernandez@aiolenders.com

All In One Mortgage Lenders Alain Gonzalez

9200 South

Dadeland Blvd

Suite 105 Miami FL 33156

305-323-3641 (c )

305-760-6000 (o) agonzalez@aiolenders.com

All In One Mortgage Lenders Erica Avila

633 North Krome

Avenue, Suite 6 Homestead FL 33033 786-444-6133

eavila@aiolenders.com/

ericaavila.amc@gmail.com

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

All In One Mortgage Lenders Orestes Cruz

9200 South

Dadeland Blvd

Suite 105 Miami FL 33156 305-760-6000 Ocruz@aiolenders.com

American Bancshares Mortgage

LLC Amarilys Cruz

2400 SW 137

Avenue Miami FL 33175

305-970-5116 (c )

786-800-2527 (o) AmarilysCruz@myabsm.com

American Bancshares Mortgage

LLC Anaisse Gomez 2400 SW 137 Ave Miami FL 33175 786-800-2527 agomez@myabsm.com

American Bancshares Mortgage

LLC Beatriz Yanes 2400 SW 137 Ave Miami FL 33175

786-800-2527 (o)

305-498-7105 (c ) 786-866-6127 byanes@myabsm.com

American Bancshares Mortgage

LLC Berta Jimenez

11440 North

Kendal Drive

Suite 405 Miami FL 33176 786-334-5126 bjimenez@myabsm.com

American Bancshares Mortgage

LLC Daisy Gomez

11440 North

Kendal Drive

Suite 405 Miami FL 33176

305-815-7836 (c )

786-334-5211 ext.

71405 Dgomez@myabsm.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

American Bancshares Mortgage

LLC Janell Behar

11440 North

Kendal Drive

Suite 405 Miami FL 33176

786-334-5126 (o)

786-300-5545 (c ) jbehar@myabsm.com

Bank of America Vincent Viscomi

1 Alhambra Plaza,

Ste. Penthouse Coral Gables FL 33134

305-468-4328 (o)

786-514-8785 (c ) Vincent.Viscomi@BankofAmerica.com

BB&T Bank Martha Garcia

545 N. Kendall

Drive Miami FL 33156

305-992-7372 (c )

305-826-4500 (o) marthagarcia@bbandt.com

Blue Castle Lending Rafael Montero

12552 W. Atlantic

Blvd.

Coral

Springs FL 33071

954-765-6567 (o)

954-825-6550 (c ) BCTopproducer@gmail.com

BMS (Banking Mortgage

Services) Corp. Jorge L. Tabares

5820 SW 40th

Street Miami FL 33155 305-445-9003 tabares@bmscorp.net

BMS (Banking Mortgage

Services) Corp. Rosie Gaston

5820 SW 40th

Street Miami FL 33155 305-445-9003 Rgaston@BMSCorp.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Caliber Home Loans Anabel Santisteban

2990 Ponce De

Leon Blvd. 3rd

Floor Coral Gables FL 33134 305-484-7025 AnabelSantisteban@aol.com

Caliber Home Loans Daniel Eguiguren

2990 Ponce De

Leon Blvd. 3rd

Floor Coral Gables FL 33134 305-321-8195 (c ) Daniel.Eguiguren@caliberhomeloans.com

Caliber Home Loans German Mesa

2990 Ponce De

Leon Blvd. 3rd

Floor Coral Gables FL 33134 305-301-1517 GMesa01@gmail.com

Chase Manhattan Mortgage Arturo M. Perla

12795 South Dixie

Highway Pine Crest FL 33156 305-253-3744 arturo.m.perla@chase.com

Chase Manhattan Mortgage Baris Evran

11399 SW 40th

Street Miami FL 33165 305-229-1427 786-246-5223 Baris,Evran@Chase.com

Chase Manhattan Mortgage Manuel Cardenas

10301 S. Dixie

Highway Pinecrest FL 33156 305-204-6494 manuel.cardenas@chase.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Citibank, NA Brigida Billini 1001 West 49 St Hialiah FL 33012 786-307-9085 brigida.billini@citi.com

City First Mortgage Services Jenny Mourino

9700 Dixie

Highway Miami FL 33143 305-781-8547 786-406-6748 jenny.mourino@City1st.com

City National Bank Michele Collie

1995 E.

Hallandale Beach

Blvd.

Hallandale

Beach FL 33009 786-393-8646 Michele.Collie@citynational.com

Columbus Capital Lending Aricel Hernandez

9485 Sunset Drive

Suite A150 Miami FL 33173 305-400-4847 Aricel.Hernandez@Columbuscl.com

Columbus Capital Lending Fortuna Hernandez

9485 Sunset Drive

Suite A150 Miami FL 33173

305-400-4847 (o)

305-490-5621 (c ) 877-225-1492 fortuna.hernandez@columbus.com

Columbus Capital Lending Frank Hernandez

9485 Sunset Drive

Suite A150 Miami FL 33173 305-776-7603 frank.hernandez@columbuscl.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Columbus Capital Lending Joel Campo

12955 SW42

Street Suite 7 Miami FL 33175 305-992-4426 joel.campo@columbuscl.com

Columbus Capital Lending Jonny Santana

12955 SW42

Street Suite 7 Miami FL 33175 305-775-4210 Jonny.Santana@Columbuscl.com

Columbus Capital Lending Juan Fernandez

9485 Sunset Drive

Suite A150 Miami FL 33173

305-400-4867 (o)

786-426-1500 (c ) juan.fernandez@columbuscl.com

Columbus Capital Lending Sebastian Bohorquez 3050 Byscane Blvd Miami FL 33123 305-409-1770 ramelara@yahoo.com

Columbus Capital Lending Verbert Anderson

14750 77 Ct., Ste.

#207 Miami Lakes FL 33016 786-285-3431 786-329-7384 verbert.anderson@columbuscl.ocm

Cross Country Mortgage Alex Ramirez

11030 North

Kendall Drive

Suite 200 Miami FL 33173 305-725-3072 ARamirez@myccmortgage.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Cross Country Mortgage Daneza Socarras

10689 North

Kendall Drive Ste.

319 Miami FL 33176

305-710-3709 (c)

305-779-8406 (o) Daneza.Socarras@myccmortgage.cmo

Cross Country Mortgage Ernesto Duran

11030 North

Kendall Drive

Suite 200 Miami FL 33176 786-267-3832 eduran@myccmortgage.com

Cross Country Mortgage Leandra Lean

10689 North

Kendall Drive Ste.

319 Miami FL 33176

305-283-6705 (c)

305-779-8406 (o) Leandra.Lean@myccmortgage.com

Cross Country Mortgage Robert C Velazquez

11020 North

Kendall Drive

Suite 200 Miami FL 33176 305-298-6723 robert.velaquez@myccmortgage.com

CrossFire Financial Jesus Suarez

9350 Sunset Drive,

Ste. 151, Miami FL 33176 305-270-5522 JSuarez@cfn.net

Crossfire Financial Network Inc. Maricar Govantes

9350 Sunset Drive,

Ste. 151, Miami FL 33176 305-270-5522 Maricar@CFN.net

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Crossfire Financial Network Inc. Mitchell Tepperman

9350 Sunset Drive,

Ste. 151 Miami Fl 33176 305-270-5522 MITCH@CFN.net

D G Pinnacle Funding, LLC Noel Veitia

782 NW 42 Ave

Suite 439 Miami FL 33126

305-851-5225 (o)

786-380-6621 (c ) Nveitia@gmail.com/ NVEITI@DGPinnacle.com

DG Pinnacle Funding LLC Serguei Maspoch

782 NW 42 Ave

Suite 439 Miami FL 33126

305-851-5225 (o)

786-365-9250 (c ) SMaspoch@DGPinnacle.com

Equitable Mortgage & Investors

Inc. Barbara Gomez

5600 SW 135 Ave

Suite 204 Miami FL 33183 305-408-8045 bgomez@emi.lending.com

Equitable Mortgage & Investors

Inc. Rafael Cabrera

5600 SW 135 Ave

Suite 204 Miami FL 33183 305-408-8045 Rcabrera@amilending.com

Equity Mortgage Bankers, Inc. Diane Kessell

1300 Ponce De

Leon BLvd Suite

103 Coral Gable FL 305-760-8787 DKessell@equitymb.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Equity Mortgage Bankers, Inc. Maria Martinez

1300 Ponce De

Leon BLvd Suite

103 Coral Gable FL 305-760-8787 mmartinez@equitymb.com

Essex Home Loans Corp. Giovanni Orrego

8333 NW 53rd

Street Suite 450 Doral FL 33166 786-416-7584 giovanni@essexloans.co

Everbank Melissa Franco

1430 S. Dixie Hwy,

Ste. 306 Coral Gables FL 33146 305-890-7429 melissa.franco@everbank.com

Firenze Group Corporation Marimarie Vanover

299 Park Street,

Suite 1

Miami

Springs FL 33166

305-882-0933 (o)

305-901-2088 (c ) Marimarie@Firenzegroup.com

First Equity Mortgage Bankers,

Inc. Wendy Durant

9300 S Dadeland

Blvd Suite 500 Miami FL 33156 305-666-3333 Wendy.Durant@fembi.com

First Financial, Inc. Peter Fernandez 16340 NW 59 Ave Miami Lakes FL 33014 305-828-0001 peter.fernandez@1stfinancialinc.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

First Financial, Inc. Yunalyn del Pino

14100 Palmetto

Frontage Rd Suite

108 Miami FL 33016 305-392-5414 y.delpino@ffiloans.com

Florida Community Bank Robin Holley

25000 Weston

Road St 300 Weston FL 33331

954-984-3314 (o)

954-557-5591 (c ) 954-861-4589 rholley@fcb1923.com

Frist Financial Inc. Michelle Lapiana

14100 Palmetto

Frontage Rd Suite

108 Miami Fl 33016

305-392-5414 (o)

305-992-4097 (c ) 305-397-2374 mlapiana@ffiloans.com/

mlabreu6869@gmail.com

Gibraltar Private Bank Julio Andino

55 Alhambra

Plaza Coral Gables FL 33134 305-982-3119 (305) 982-3101 Jandino@GibraltarPrivate.com

Hamilton Group Funding, Inc. Bob Chamorro

5201 Blue Lagoon

Drive Suite 840 Miami FL 33126

305-800-4040 (o)

305-716-4084 (c ) 305-987-8726 bob.chamorro@hgfloans.com

Home Financing Center Gloria Acosta

400 University

Drive 3rd Floor Coral Gables FL 33134 305-777-1118 gloriaa@homefinancingcenter.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Home Lending Advisor Rosa D. Crespo

10301 S. Dixie

Highway Pinecrest FL 33156

305-667-0148 (o)

954-274-9860 (c ) 866-353-8327 rosa.d.crespo@chase.com

Home Star Funding Iliana Newlands

3785 NW 82 Ave

Suite 109 Doral FL 33166

305-477-4553 (o)

305-609-8314 (c ) illiana@hsfundings.com

Home Star funding Maria R Diaz

3785 NW 82 Ave

Suite 109 Doral FL 33166 305-477-4553 mfgonzalez@hfsfunding.com

Home Trust Financial Inc. Jeanne Watt

13170 SW 128

Street Suite 203 Miami FL 33186 305-233-4373 janwatt420@bellsouth.net

I 3 Lending David Martinez

1600 Sarno Rd

#115 Melborne FL 32935 786-301-7194 (c ) dmart@alliedlibertyfinancial.com

International Mortgage &

Finance Shaun Rodney

4300 N. University

Drive Suite A-107 Lauderhill FL 33351 305-579-7779 srodney@IMFgroupinc.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Neighborhood, Housing Services Joaquin Garuz 300 NW 12 Ave. Miami FL 33128

786-527-3280 (c )

305-751-7790 (o) JoaquinG@nhssf.org

Paramont Residential Mortgage

Group (PRMG) Andres Calderon

7190 SW 87 Ave

Ste Miami FL 33173

305-975-8444 (c )

786-358-6700 Ext

1050 acalderon@PRMG.NET

Paramont Residential Mortgage

Group (PRMG) Andres Zorrilla

7190 SW 87 Ave

Ste Miami FL 33173

786-358-6700 ext

1009 AZorilla@prmg.net

Paramont Residential Mortgage

Group (PRMG) Bessy C. Mautner

7190 SW 87 Ave

#405 Miami FL 33173

786-389-2196 (c )

305-358-6700 BMAUTNER@PRMG.NET

Paramont Residential Mortgage

Group (PRMG) Bisram Antoo

1934 Hollywood

Blvd Suite204 Hollywood FL 33020

305-305-3059 (c )

954-343-7705 (o) bisram.amtoo@gmail.com

Paramont Residential Mortgage

Group (PRMG) Brenda Palacio

14361 Commerce

Way Ste 206 Miami Lakes FL 33016

305-821-5057 (o)

786-973-1030 (c ) bpalacio@primeres.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Paramont Residential Mortgage

Group (PRMG) Carolina Ochoa

3401 NW 82 Ave

Suite 230 Doral FL 33122 786-376-6554 cochoa@prmg.net

Paramont Residential Mortgage

Group (PRMG) Darin Wood

3401 NW 82 Ave

Suite 230 Doral FL 33122 786-416-3801 Dwoods@prmg.net

Paramont Residential Mortgage

Group (PRMG) Dorian Gonzalez

3401 NW 82 Ave

Suite 230 Miami FL 33122

786-517-4600 (o)

305-610-1653 (c ) dgonzalez@prmg.net

Paramont Residential Mortgage

Group (PRMG) Elio C. Perez

3401 NW 82 Ave

Suite 230 Doral FL 33122

786-683-6086 (c )

786-517-4600 (o) elioperez42@gmail.com

Paramont Residential Mortgage

Group (PRMG) Fernando Lamar

9245 SW 158

Lane, Ste. A150 Miami Fl 33157 786-200-0730 flamar@prmg.net

Paramont Residential Mortgage

Group (PRMG) Ibrhim Sebai

3401 NW 82 Ave

Suite 230 Doral FL 33122

786-517-4600 (o)

305-773-4536 (c ) isebai@prmg.net

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Paramont Residential Mortgage

Group (PRMG) Javier Del Rio

7975 NW 154

Street Suite 242 Miami Lakes FL 33016 305-898-9677 jedelrio@prmg.net

Paramont Residential Mortgage

Group (PRMG) Javier Hernandez

3401 NW 82 Ave

Suite 230 Doral FL 33122 305-767-6948 jhernandez@prmg.net

Paramont Residential Mortgage

Group (PRMG) Manny Garcia

7190 SW 87 Ave

Suite 405 Miami FL 33173 305-525-5812 manuelgarcia@prmg.net

Paramont Residential Mortgage

Group (PRMG) Marc Williams

3401 SW 82nd

Avenue #230 Doral FL 33122

786-525-5835 (c )

786-517-4600 x269 305-384-4659 marcw@prmg.net

Paramont Residential Mortgage

Group (PRMG) Marilu Roversi

3401 NW 82nd

Ave #230 Doral FL 33122

786-423-4395 (o)

305-501-4870 (c ) MRoversi@PRMG.NET

Paramont Residential Mortgage

Group (PRMG) Marilyn Orozco

12030 S.W. 129th

Court Suite 203 Miami FL 33186

305-332-2907 (c )

305-358-6700 (o) MOrozco@PRMG.NET

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Paramont Residential Mortgage

Group (PRMG) Nadine Roach

Palmetto Bay

Branch

9245 SW 158th Miami FL 33157 305-915-3855 Nroach@PRMG.NET

Paramont Residential Mortgage

Group (PRMG) Natalia Mendez

7190 SW 87 Ave

#405 Miami FL 33173

786-600-4767 (o)

305-773-8636 (c ) NMendez@prmg.net

Paramont Residential Mortgage

Group (PRMG) Patricia Perez

6135 NW 167 St.

Unit E8 Hialiah Fl 33015 305-905-3060 pperez@prmg.net

Paramont Residential Mortgage

Group (PRMG)

Rebeca Smidley (fka

Rivas)

12905 SW 42 St.,

Suite 113 Miami FL 33175 305-228-7600 rsmidley@prmg.net

Paramont Residential Mortgage

Group (PRMG) Rick Martino

3401 NW 82nd

Ave #230 Doral FL 33122

786-517-4600 Ext

235 Rmartino@PRMG.NET

Paramont Residential Mortgage

Group (PRMG) Robert Colon

3401 NW 82nd

Ave #230 Doral FL 33132 786-252-2620 rcolon@prmg.net

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Paramont Residential Mortgage

Group (PRMG) Rocio Portella

12905 SW 42 St.,

Suite 113 Miami FL 33175 305-228-7600 rportella@prmg.net

Paramont Residential Mortgage

Group (PRMG) Roy Aguila

6303 Blue Lagoon

Dr. Suite Miami FL 33126 305-282-8830 (c ) 786-228-0986 preferredloans@sol.com

Paramont Residential Mortgage

Group (PRMG) Ruth Tikasingh

3401 NW 82 Ave

Suite 230 Doral FL 33132 786-556-7956 rtikasingh@prmg.net

Paramont Residential Mortgage

Group (PRMG) Vincent Tillman

1571 Sawgrass

Corporate

Parkway Suite 120 Sunrise FL 33323

754-246-7509 (c )

951-284-7317 (o) Vtillman@PRMG.NET

Paramont Residential Mortgage

Group (PRMG) Yader Vargas

7190 SW 87 Ave

Ste Miami FL 33173

786-358-6700 ext

3006 yvardes@prmg.net

Pine Capital Mortgage Peter Myrtetus

6811 SW 77

Terrace South Miami FL 33143 305 725-6795 peter@pinecm.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Primary Residential Mortgage

Inc Aida Pimentel

8501 SW 124 Ave

Suite 317 Miami FL 33183

305-777-0787 (o)

305-331-2380 (c ) 305-274-6100 anpimentel@primeres.com

Primary Residential Mortgage

Inc Daniel Martinez

12640 SW 128 St

Unit 104 Miami FL 33186 305-389-2506 305-503-6871 danmartinez@primeres.com

Primary Residential Mortgage

Inc Danny Felton

600 NW 183rd

Street, Mia Grdns,

33016

Miami

Gardens FL 33169

305-652-9393

ext 104

786-488-5363 (c ) dfelton@primeres.com

Primary Residential Mortgage

Inc Jessica Delgado

7300 N. Kendall

Drive Suite# 340Miami FL 33156 305-586-9455 305-684-8430 Jessica.Delgado@Primeres.com

Primary Residential Mortgage

Inc Manny Valdes

7300 North

Kendal Drive

Suite 340 Miami FL 33156 305-851-2217 305-491-4136 mvaldes@primeres.com

Primary Residential Mortgage

Inc Sandra Bradley

600 NW 183rd

Street

Miami

Gardens FL 33169

305-652-9393 ext

101 SaBradley@Primeres.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Primary Residential Mortgage

Inc. Anthony Garcia

8501 SW 124 Ave

Suite 317 Miami FL 33183 305-777-0787 agarcia@primeres.com

Primary Residential Mortgage

Inc. Arleen Rodriguez

14361 Commerce

Way Ste 206 Miami FL 33016 305-821-5057 gchaviano@primeres.com

Ready Mortgage Lenders LLC Andres Perez

7480 SW 40

Street, Suite 400 Miami FL 33145 305-261-1500 aperez@readyml.com

Ready Mortgage Lenders, LLC Sisi Carnero

7480 SW 40

Street, Suite 400 Miami FL 33155 305-251-1500 sisi@readyml.com

Regions Mortgage Danny Chao

7700 North

Kendal Drive

Suite 605 Miami FL 33156 305-804-7491 danny.chao@regions.com

Regions Mortgage Frank Figueroa

7700 North

Kendal Drive

Suite 605 Miami FL 33156

305-412-2860 (o)

305-282-3484 (c ) Frank.Figueroa@Regions.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Regions Mortgage Frank Slodarz

7700 North

Kendal Drive

Suite 605 Miami FL 33156 305-412-2845 frank.slodarz@regions.com

Regions Mortgage Walter Lachiondo

2800 Ponce De

Leon Blvd Floor10 Coral Gables Fl 33134 305-562-6666 walter.lachiondo@regions.com

Suntrust Mortgage Ignacio Arian

8600 NW 36 Street

2nd Floor Miami FL 33166

786-915-8233 (o)

305-934-1038 (c ) iggy.arian@suntrust.com

The Lending Firm

Joann Gomez

Martinez

5930 NW 99 Ave

Suite 8 Doral FL 33178 305-593-9000 305-801-4915

jmartinez@thelendingfirm.com /

Joann@dgmhome.com

The Lending Firm LLC Maureen Cortinas

5930 NW 99 Ave

Suite 8 Doral FL 33178 305-593-9000 Mcortinas@TheLendingFirm.com

Total Bank Eugene Simmons 100 SE 2nd St  Miami FL 33131 305-982-4365 esimmons@totalbank.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Trust Mortgage Lending Alice M. Villa

8200 NW 53

Terrace Suite 100 Doral FL 33166 786-431-8189 alicevilla1@aol.com

Trust Mortgage Lending Martha Gonzalez

8200 NW 53

Terrace Suite 100 Miami FL 33166 305-597-5148 martha.gonzalez@trustlending.net

Trust Mortgage Lending Fernando Lopez

8200 NW 52

Terrace Suite 100 Miami FL 33166 786-357-7100 fernando@trustlending.net

Trust Mortgage Lending Norma Carballo

8200 NW 52 Terr

Suite Miami FL 33166

305-597-5148 (o)

786-619-6549 (c ) norma.carballo@att.net

US Century Bank Martha Delgado 2301 NW 87th Ave Miami FL 33172

305-715-5168 (o)

305-989-9075 (c ) mdelgado@uscentury.com

VanDyk Mortgage Elizabeth Kuhlman

3 SW 129 Ave

#209

Pembroke

Pines FL 33330

954-960-3703 (o)

954-483-1712 (c ) ekuhlman@vandykmortgage.com

Company Name

Contact Person

(First Name Last

Name)

AddressCity

Stat

e Zip

Phone - Office /

Cell Fax #

Email

MDEAT HAP PARTICIPATING LOAN OFFICER/ LENDER LIST (as of June 2017)

PROSPECTIVE BORROWERS: You MUST select a loan officer from this list that you have chosen assist you. Your selected loan officer will pre-qualify or pre-approve you for the 1st

mortgage AND for down-payment asistance (DPA) funds, THEN process your loan application to request DPA funds once you have a signed purchase contract on an allowable property.

This list is in alphabetical order, by company name...Approvals are for individual Loan Officers, NOT for an entire company. We do NOT do companywide lender approvals.

HAP LOAN OFFICERS: Only MLOs that have submitted a complete and compliant HAP file submission in the past 12 months (+/-) are listed on this HAP MLO/ Lender Participation

List. If your name does not appear and you believe this is in error, you WILL need to verify the following with the HAP Administrator...(1) Which MDEAT HAP Certification Workshop

you attended in 2015 (mandatory for ALL HAP MLO/Lenders and closing agents) AND (2) When was your last complete and compliant HAP file submission. Otherwise, you also may not

be listed because (a) Rejected email notice or email address issues; OR (b) Required participation paperwork is not complete or is not legible OR (c) Didn't reply to recent attempted contact

by MDEAT HAP. NOTE: Current HAP Participation Agreement & required license docs are/will be required of all HAP participants AND there is now an administrative fee due for

participation changes/ updates as of 2016.

Wells Fargo Home Mortgage Aileen Garcia

11430 No. Kendall

Drive Suite 108 Miami FL 33176 305-790-3143

1-866-935-

6015 aileen.garcia@wellsfargo.com

Wells Fargo Home Mortgage

Rosemary Bravo-

Chin

11430 No. Kendall

Drive, Ste. 108 Miami FL 33176 305-273-2029 305-878-4679 Rosemary.Bravo-Chin@WellsFargo.com