homeowner helen interrogates yale law grad uhland and then goes after the apptd. bankruptcy trustee...
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
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< [EMPK@ _PGPK_ LGED\[VPO] ON[\P
? @M_P\MOP NA @KHGSG\K
0 Ogsk En% 63)76071 "DJO-
; ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )r
1 Me pbk Igppk| na:
3
2 EKS OK EP [\] P\ _ BNH @ME C_( MEO% ( K P G H% (
=
76 @klpn|s%
77
7< ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) )r
7?
70 [empk` _pgpks Lged|{vpo} On{|p
7; 2
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< @klpn|s# Pkep})_kone` Nieml{s Nljkopmne: _{lspgepmqk
? Nljkopmne V{|s{gep pn 77 [%_%O% _kopmnes ;6
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< G V V K G \ G E O K _ :
? BGBE ! BK__KE HHV
0 Gppn|ek}s an| Ek Okep{|} Hmw{m`gpmec P|{spkk
; L]: IG\D _% ME@KHMOGPN( K_W%
1 K@SG\@ H% _OBEMPZK\( K_W%
3 OB\M_PNVBK\ J% B[EDK\( K_W%
2 EMOBNHG_ O% \MCGEN( K_W%( Pkhkvbnemoghh}
=
76
77 LHGED \NIK HHV
7< Gppn|ek}s an| Ek Okep{|} Hmw{m`gpmec P|{spkk
7? L]: GHGE I% \NNP( K_W%
70
7;
71 GH_N V\K_KEP:
73 BKHKE CGHNVK( Me V|nv|mg Vk|sneg
72 HK_HMK V% IG\D_( Me V|nv|mg Vk|sneg
7= GEEKPPK HGIN\K( Me V|nv|mg Vk|sneg
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 V \ N O K K @ M E C _
< PBK OHK\D: Ghh |msk%
? Lk skgpk`( vhkgsk%
0 PBK ON[\P: Cnn` in|emec( kqk|}nek%
; I\% ME@KHMOGPN: Cnn` in|emec( ]n{| Bnen|% Ig|d
1 Me`khmogpn a|ni Bgbe ! Bksske ne lkbgha na pbk hmw{m`gpmec
3 p|{spkk%
2 ]n{| Bnen|( cnmec |mcbp pn pbk oghke`g|( mpkis 7
= pb|n{cb 1 bgqk lkke g`jn{|ek` pn n{| ekrp nieml{s bkg|mec%
76 Igppk|s 3( M lkhmkqk( pb|n{cb 77 g|k igppk|s pbgp g|k spmhh
77 {e`k| g`qmskikep%
7< Igppk| e{ilk| 7
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 I\% ME@KHMOGPN: M `n( ]n{| Bnen|% Ig} M gvv|ngob>
< PBK ON[\P: ]n{ ig}% Pbged }n{%
? Ghh |mcbp( `nks ge}nek khsk msb pn lk bkg|` me
0 oneekopmne mpb pbms nljkopmne>
; I_% HGIN\K: Bkhhn>
1 PBK ON[\P: ]ks%
3 I_% HGIN\K: Ndg}( oge }n{ cmqk ik nek skone` lkan|k
2 }n{ oneekop ik>
= PBK ON[\P: Sbn ms pbms>
76 I_% HGIN\K: Pbms ms Is% Hgin|k%
77 PBK ON[\P: Mp#s bn>
7< I_% HGIN\K: Is% Hgin|k%
7? PBK ON[\P: Ge` bgp ms }n{| mepk|ksp me pbms>
70 I_% HGIN\K: M#i gop{ghh} g vg|p} pn pbk gopmne%
7; PBK ON[\P: Pn pbk `klpn|s# pkep})skone` nieml{s
71 ohgmi nljkopmne>
73 I_% HGIN\K: On||kop( ge` M#i bk|k ne pbk mss{k
72 |kcg|`mec `msonqk|} |kw{ksps a|ni Bgbe ! Bksske%
7= I\% ME@KHMOGPN: ]n{| Bnen|( Is% Hgin|k ms nek na n{|
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 PBK ON[\P: Ghh |mcbp%
< I_% HGIN\K: M gs oghhmec |kcg|`mec pbk mss{k pbgp
? gs )) M `m` |kokmqk g sobk`{hmec n|`k| l} nqk|emcbp a|ni Bgbe
0 ! Bksske |kcg|`mec pbk mss{k pbgp k bgqk |kcg|`mec `msonqk|}
; |kw{ksps%
1 PBK ON[\P: M `ne#p den% Ms pbgp ))
3 I_% HGIN\K: L{p mp gvvkg|s pbgp M gs ne pbk
2 sobk`{hk%
= PBK ON[\P: I|% Me`khmogpn( M `ne#p skk ge}pbmec ne
76 pbk gcke`g%
77 I\% ME@KHMOGPN: ]n{| Bnen|( ig}lk M oge bkhv ]n{|
7< Bnen| ge` ohg|ma} pbms% M lkhmkqk Is% Hgin|k bgs lkke n|dmec
7? mpb n{| naamok ne g sobk`{hmec n|`k|% M#i enp s{|k( bgqk k
70 |ksnhqk` ghh n{| mss{ks mpb |ksvkop pn pbk sobk`{hmec n|`k|>
7; [EM@KEPMAMK@ _VKGDK\: ]ks%
71 I\% ME@KHMOGPN: Sk bgqk |ksnhqk` pbk mss{ks mpb
73 |ksvkop pn pbk sobk`{hmec n|`k|% Sk bgqk( n{p na ge gl{e`geok
72 na og{pmne( v|nqm`k` enpmok na pn`g}#s gcke`g pn ghh na pbk v|n
7= sk ln||nk|s j{sp lkog{sk k gep pn igdk s{|k k#|k enp
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 PBK ON[\P: Is% Hgin|k ))
< I_% HGIN\K: )) pbgp }n{ k|k cnmec pn nljkop pn pbk
? `msonqk|} ))
0 PBK ON[\P: Is% Hgin|k( pbms ms J{`ck Og|k}%
; I_% HGIN\K: )) |kw{ksp pbgp M ig`k%
1 PBK ON[\P: Hkp ik gsd }n{ pn vg{sk an| g inikep% M
3 msb pn sg} pn pbmecs me |ksvnesk pn p|{spkk#s on{eskh#s
2 spgpkikep% E{ilk| nek( pbk|k ms enpbmec ne pn`g}#s gcke`g
= oneok|emec pbms vg|pmo{hg| pnvmo% Ge` skone`h}( bmhk M
76 {e`k|spge` b} pbk p|{spkk#s cmqmec enpmok pn pbk bkg|mecs pn
77 pbk me`mqm`{ghs bn |kv|kskep pbkiskhqks( pbnsk sbn{h` enp lk
7< onesm`k|k` meqmpgpmnes pn kecgck pbk On{|p me g `mso{ssmne gp
7? s{ookssmqk bkg|mecs%
70 _n }n{ {e`k|spge`( Is% Hgin|k( bgp k n bk|k ms bke
7; pbk|k#s g `msv{pk pbgp#s v|nvk|h} lkan|k pbk On{|p n| g
71 |kw{ksp( an| krgivhk( pbgp pbk|k lk g spgp{s bkg|mec( gs pbk
73 p|{spkk ge`.n| me`mqm`{ghs snikpmiks |kw{ksp( M bgqk pbki(
72 pbk}#|k vhgok` ne pbk gcke`g( ge` pbke M#i glhk pn v|kvg|k an|
7= pbnsk igppk|s%
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 pbk} i{sp oghh me ge` vg|pmomvgpk me pbk bkg|mecs% Ma pbk}
< gep pn den gln{p pbki ge` pbk p|{spkk geps pn g`qmsk vknvhk
? na pbk bkg|mecs( pbgp#s amek mpb pbk On{|p% L{p mp sbn{h`e#p
0 lk onesm`k|k` ge nvke meqmpgpmne pn bgqk necnmec `mso{ssmnes
; mpb pbk On{|p% Pbms ms enp pbk gvv|nv|mgpk v|nokss an| pbnsk
1 pbmecs%
3 I_% HGIN\K: Ndg}( ge` pbgp#s enp bgp M#i mepke`mec
2 pn `n% M |kokmqk` g sobk`{hmec n|`k|% Mp gvvkg|k` pbgp M gs
= ne pbk gcke`g an| {s pn `mso{ss pbk igppk| n| an| pbk mss{k pn
76 pbk lk `mso{ssk`( |kcg|`mec pbk `msonqk|} |kw{ksps% Pbgp#s pbk
77 neh} |kgsne b} M#i bk|k%
7< PBK ON[\P: Nb( I|% Me`khmogpn ))
7? I_% HGIN\K: Lkog{sk M gs pnh` pbk} k|k cnmec pn lk
70 onhhkopmqkh} nljkopk` pn( vk| I|% B{edk|%
7; PBK ON[\P: Oge }n{ krvhgme ))
71 I_% HGIN\K: Ge` pbgp gs me g hkppk| pbgp M |kokmqk`
73 ne @kokilk| 7sp%
72 PBK ON[\P: I|% Me`khmogpn( oge }n{ krvhgme pbms>
7= I\% ME@KHMOGPN: Ghh M oge krvhgme( ]n{| Bnen|( ms
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 I\% ME@KHMOGPN: Pbgp#s on||kop( ]n{| Bnen|% L{p
< pbk|k ms snik v|k`mogpk pkspmine} pbgp k mepke` pn cmqk% Sk
? mean|ik` pbk On{|p gp n{| hgsp oneak|keok pbgp k k|k cnmec pn
0 bgqk g mpekss onik me a|ni Oghman|emg pn g``|kss pbk enpmok
; mss{ks% _n M#i enp s{|k ma pbgp#s bgp Is% Hgin|k ms |kak||mec
1 pn n| ma sbk#s |kak||mec ))
3 I_% HGIN\K: En( pbgp#s enp bgp M#i |kak||mec pn%
2 I\% ME@KHMOGPN: Sk g|k enp g``|kssmec )) ge` k#hh
= |kv|kskep pn pbk On{|p pn`g}( k#|k enp `mso{ssmec ge} svkomamo
76 `msonqk|} mss{ks gs mp |khgpks pn Is% Hgin|k% Pn pbk krpkep
77 pbgp k oge#p |ksnhqk pbki mpb Is% Hgin|k( kmpbk| k mhh bgqk
7< snik inpmne v|gopmok lkan|k pbk On{|p gp genpbk| bkg|mec n| k
7? mhh sobk`{hk mp an| g spgp{s oneak|keok gp n{| Akl|{g|}
70 bkg|mec%
7; PBK ON[\P: Ndg}% Is% Hgin|k( }n{#|k khonik pn
71 |kigme ne pbk vbnek ma }n{ hmdk%
73 I_% HGIN\K: En( M#i enp cnmec pn spg} ne pbk hmek
72 {eekokssg|mh}% L{p M `n gep pbk On{|p pn lk gg|k pbgp M gi
7= nljkopmec pn pbkm| nljkopmne an| i} |kw{ksp an| `msonqk|} pbgp
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 PBK ON[\P: )) pn c|gep |khmka% Ndg}>
< I_% HGIN\K: Ndg}% M mhh amhk g inpmne( pbke% Pbged
? }n{ sn i{ob( J{`ck%
0 PBK ON[\P: Ghh |mcbp% Pbged }n{%
; I_% HGIN\K: M gvnhncmzk an| meoneqkemkeph}
1 mepk||{vpmec%
3 PBK ON[\P: Ghh |mcbp%
2 I_% HGIN\K: Bgqk g emok `g}%
= PBK ON[\P: ]n{ pnn%
76 I_% HGIN\K: L}k%
77 PBK ON[\P: I|% Me`khmogpn>
7< I\% ME@KHMOGPN: ]n{| Bnen|( pbk ekrp pn igppk|s g|k
7? pbk igppk|s meqnhqmec Is% Cghnvk% Mp#s igppk| e{ilk| 7?( bmob
70 ms pbk an|p})skone` nieml{s( ge` igppk| e{ilk| 70 bmob ms Is%
7; Cghnvk#s inpmne pn onivkh `msonqk|}% Ma mp#s ghh |mcbp mpb
71 ]n{| Bnen|( M#` v|kak| pn `kgh mpb igppk| 70 am|sp% Ge` M oge
73 cmqk pbk On{|p( gp hkgsp a|ni pbk p|{spkk#s vk|svkopmqk( g
72 w{mod {v`gpk( ge` pbke M oge p{|e pbk ahnn| nqk| pn Is% Cghnvk
7= ma pbk|k g|k ge} {e|ksnhqk` mss{ks%
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 cn an|g|` {epmh pbk On{|p |ke`k|s g |{hmec ne pbk pb|ksbnh`
< mss{ks% Ge` M pbmed an| g hg|ck vg|p( M pbmed( gp hkgsp a|ni
? pbk p|{spkk#s vk|svkopmqk gs me`mogpk` me n{| |ksvnesk( pbgp
0 |ksnhqks( gp hkgsp an| en( bk| inpmne pn onivkh%
; Pbk skone` vn|pmne na bk| inpmne pn onivkh gs pmphk`
1 ,pbk inpmne pn meqkspmcgpk gvvkg|geok na megvv|nv|mgpkekss ne
3 mepk|pmek` |kv|kskepgpmnes l} on{eskh Bgbe ! Bksske ge` Lhged
2 \nik,% M pbmed k skp an|pb me `kpgmh me n{| |ksvnesk( ]n{|
= Bnen|( pbk egp{|k l} bmob Bgbe ! Bksske ogik pn |kv|kskep pbk
76 hmw{m`gpmec p|{spkk% Mp gs snikpbmec pbgp gs `mso{ssk` mpb
77 ghh na pbk onespmp{keomks gp pbk pmik k k|k meqnhqk` me vhge
7< ge` pbk vhge ekcnpmgpmnes ge` pbk vhge v|nokss% Mp gs
7? `msohnsk` me pbk vhge ge` me pbk `msohns{|k spgpkikep pbgp pbk
70 p|{spkk bg` pbk |mcbp pn |kpgme on{eskh kmpbk| a|ni pbk `klpn|
7; n| a|ni pbk o|k`mpn|s# oniimppkk ge` pbk|k n{h` enp lk ge
71 mss{k na g oneahmop na mepk|ksp% Pbk p|{spkk gs a|kk pn igdk
73 bms ne obnmok: bk on{h` obnnsk a|ni pbgp c|n{v4 bk on{h`
72 obnnsk a|ni snikln`} khsk% Pbk p|{spkk `m` bms `mhmckeok mpb
7= |ksvkop pn on{eskh( pbk igppk|s pbk} k|k meqnhqk` me% Ge` gs
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 mp#s cnmec pn lk ge kqm`kepmg|} bkg|mec% M#i bgvv} pn p{|e mp
< nqk| pn Is% Cghnvk )) mp gs bk| inpmne )) ge` pbke |ksvne`( ma
? pbk On{|p msbks( pn ge} g``mpmnegh mss{ks pbgp sbk spmhh akkhs
0 g|k {e|ksnhqk`%
; PBK ON[\P: Ndg}( Is% Cghnvk%
1 I_% CGHNVK: ]ks( cnn` in|emec( ]n{| Bnen|%
3 PBK ON[\P: Cnn` in|emec%
2 I_% CGHNVK: Pbged }n{ an| cmqmec ik pbms nvvn|p{emp}
= pn lk bkg|` me a|nep na }n{% Ne pbk igppk| na pbk mepk|pmek`
76 |kv|kskepgpmne l} on{eskh( M c{kss M bgqk v{p an|pb ghh na pbk
77 g|c{ikeps M bgqk ig`k( ge` M#i j{sp gmpmec an| pbk On{|p pn
7< `kom`k ne pbgp igppk|%
7? PBK ON[\P: Skhh( pkhh ik bgp mp ms }n{ gep pbk
70 On{|p pn n%
7; I_% CGHNVK: Skhh( lgsmoghh}( ]n{| Bnen|( pbms ms g
71 lged|{vpo}( ge` bgp M#i skkmec ms on{eskh )) pbk|k#s sn ige}
73 on{eskhs bk|k( M `ne#p den bn pn on{ep pbki% _nik na pbki
72 ig} enp lk bk|k% Ge` i} {e`k|spge`mec ms pbgp pbk p|{sp )) pbk
7= p|{spkk sbn{h` lk |kv|kskepk` l} g `msmepk|kspk` vg|p}% Ge`
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 mpb pbk o|k`mpn|s lkan|k pbki% En( I|% )) On{eskh \nnp bgs
< ig`k ikepmne na skqk|gh smp{gpmnes bk|k v|kqmn{s ogsks bgqk
? pbms sokeg|mn lkan|k bk|k on{eskh |kv|kskepk` ige} vg|pmks
0 hmdk pbk `klpn| )) pbk sgik g} pbgp ms bgvvkemec bk|k% En(
; bmhk mp bg` bgvvkek` sn ige} pmiks lkan|k( pbgp `nks enp igdk
1 mp |mcbp% Pbk|k#s |{hks na pbk on{|p pbgp sg}s }n{ oge neh} `n
3 sn l} )) on{eskh a|ni pbk `klpn| sbn{h` |kv|kskep pbk on{eskh
2 a|ni pbk p|{spkk%
= PBK ON[\P: Pkhh ik svkomamoghh} bgp }n{ n{h` hmdk
76 ik pn n|`k| pn`g}%
77 I_% CGHNVK: Skhh( ]n{| Bnen|( gs g v|n sk hmpmcgep
7< bk|k pn`g}( M gi j{sp gs bge`mogvvk` gs ige} na pbk v|n sk
7? hmpmcgeps bk|k( ge` pn lk amcbpmec gcgmesp )) hmpmcgpmec
70 gcgmesp on{eskhs me pbkm| krvk|pmsk ge` pbk|k g|k sn ige} na
7; pbki( pbk soghks na j{spmok ms j{sp sn pmvvk` pn nek sm`k% Ge`
71 M j{sp n{h` hmdk pn( mpb }n{| lhkssmec( ]n{| Bnen|( hkp mp lk
73 g agm| vhg}mec amkh`% Ge` mp#s {v pn pbk On{|p pn `kom`k ne
72 pbgp%
7= PBK ON[\P: Ndg}( l{p }n{ ekk` pn pkhh ik bgp mp ms
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 v|nakssmneghs bn `n pbms `g} me ge` `g} n{p% Ge` M ig} j{sp
< agmh ne g pkobemoghmp} bk|k% _n ma pbk On{|p n{h` v|nlglh}
? lk )) goon|` ik snik hkkg} bk|k( hmdk i} lme`k|s( an|
0 mespgeok( pbk} `ne#p bgqk pbk pgls hmdk pbk On{|p sn |kw{ksps%
; Ge` snik hkkg} bk|k( ]n{| Bnen|%
1 PBK ON[\P: Ghh |mcbp% Is% Cghnvk( hkp#s j{sp hkgqk
3 mp pbms g}% M skk en msok|eglhk |khmka pbgp }n{#qk kqke
2 gsdk` an| n| pbgp M oge c|gep me pbk g} na pbk inpmne pbgp#s
= hmspk` gp e{ilk| 70 ne pbk gcke`g pn`g}% L{p bke }n{ sg} pn
76 ik ,gs sniknek bn |kv|kskeps pbkiskhqks( mhh }n{ c|gep ik
77 snik hkkg},( pbgp#s p}vmoghh} bgp k `n bk|k% Ge` ma }n{
7< pbmed me ge} |ksvkop M#qk enp `nek pbgp( }n{#|k a|kk pn pkhh
7? ik% L{p M#qk one`{opk` gs g j{`ck hmpmcgpmne me bmob vg|pmks
70 bgqk |kv|kskepk` pbkiskhqks pbk kepm|k pmik M#qk lkke ne pbk
7; lkeob( ge` M pbmed M den bn pn n mp% L{p ma }n{ pbmed M
71 aghh sbn|p na bgp M nk pn }n{( gs g hmpmcgep( hkp ik den%
73 I_% CGHNVK: En( en( ]n{| Bnen|% _n ag|( }n{#qk lkke
72 sn agm|( ge` M#i qk|} chg` pbgp }n{ g|k%
7= PBK ON[\P: Ndg}%
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 in|k kqm`keoks gapk| pbms pbmec pbgp M#i cmqmec }n{ en% Ge`
< pbgp m` bgvvke% M an{e` n{p pbgp M bgqk sn i{ob in|k
? `no{ikeps pbgp M sbn{h` bgqk cmqke pbki gp pbgp pmik% L{p mp
0 gs j{sp )) M j{sp `ne#p bgqk pbgp i{ob pmik pn hnnd lgod gp
; bgp M bgqk% _n M#i v|kskepmec pbki en ne pbk lme`k|s( ge`
1 pbms ms g in`mamk` qk|smne a|ni bgp M cgqk pbki lkan|k% Ge`
3 on{eskh ms en gppgodmec mp sg}mec pbgp pbk} n{h` v|nlglh} sg}
2 pbgp pbms )) pbk} n{h` on{epk| pbgp mp#s meg`imssmlhk lkog{sk
= pbk} k|k enp v|kskepk` lkan|k%
76 PBK ON[\P: Skhh( hnnd% Pbk|k g|k |{hks( bmob pbk
77 On{|p i{sp anhhn ge` pbk vg|pmks i{sp anhhn( l{p hkp#s `kgh
7< mpb pbgp ne ge me`mqm`{gh `no{ikep)l})`no{ikep lgsms ))
7? I_% CGHNVK: Ndg}( pbged }n{( ]n{| Bnen|%
70 PBK ON[\P: )) gs pbk ekk` g|msks% Ndg}>
7; I_% CGHNVK: Ndg}% Ndg}( ]n{| Bnen|% M gi gikeglhk
71 pn pbgp%
73 PBK ON[\P: Ghh |mcbp% Ge}pbmec khsk lkan|k k ckp
72 spg|pk`>
7= I_% CGHNVK: En( pbgp#s mp%
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
16/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 hgsp bkg|mec( ms pbk p|{spkk mhh v{p ne mpekssks pn g``|kss
< pbk mss{ks |gmsk` l} pbms On{|p me mps `komsmne mpb |ksvkop pn
? Ek Okep{|} q% pbk Sbmpks ge` pbk `{k v|nokss |kw{m|kikeps na
0 n{| lg| `gpk enpmok% Sk mhh ghsn g``|kss( pb|n{cb pbk
; p|{spkk( snik na pbk Vmnekk| spge`g|`s( ge` pbke k mhh
1 g``|kss )) Is% Cghnvk mhh bgqk ge nvvn|p{emp} pn o|nss)
3 krgimek( ge` pbke k mhh `kgh mpb pbnsk mss{ks ne bk| sm`k(
2 ge` k#|k hmimpmec pn pbk `msonqk|glhk mss{ks pn`g}% _n mpb
= pbgp lgodc|n{e`( ]n{| Bnen|( gs pn bgp k mepke` pn `n ge`
76 kspglhmsb pn`g}( M mhh )) {ehkss Is% Cghnvk bgs ge} oniikeps
77 sbk geps pn igdk pn pbk On{|p( gs mp ms pbk p|{spkk#s inpmne(
7< M mhh p{|e mp nqk| pn I|% _obempzk| pn v{p ne pbk p|{spkk#s
7? kqm`keok%
70 PBK ON[\P: Ghh |mcbp( pbged }n{%
7; I|% _obempzk|( bn ige} mpekssks `n }n{ bgqk ge` bn
71 i{ob pmik `n }n{ gepmomvgpk pbgp }n{ mhh ones{ik ne `m|kop
73 krgimegpmne>
72 I\% _OBEMPZK\: ]n{| Bnen|( M bgqk pn mpekssks% M
7= `ne#p gepmomvgpk pbk `m|kop krgimegpmne na pbk pn na pbki
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
17/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 Ghh |mcbp( I|% _obempzk|( }n{ ig} oghh }n{| am|sp
< mpekss%
? I\% _OBEMPZK\: ]n{| Bnen|( M bgqk krbmlmp lme`k|s( ma
0 M ig} cmqk nek pn }n{| ohk|d( nek pn }n{( nek an| pbk mpekss
; spge`>
1 PBK ON[\P: Pbged }n{%
3 I\% _OBEMPZK\: ]n{| Bnen|( pbk p|{sp oghhs _{zzgeek
2 [bhge` gs mps am|sp mpekss%
= PBK ON[\P: Ghh |mcbp%
76 PBK OHK\D: Vhkgsk |kigme spge`mec% \gmsk }n{| |mcbp
77 bge` ge` vhgok }n{| hkap bge` ne pbk Lmlhk%
7< "Smpekss sn|e-
7? PBK SMPEK__: M n%
70 PBK OHK\D: Vhkgsk lk skgpk` ge` g`j{sp pbk imo|nvbnek
7; me a|nep na }n{% Ge` vhkgsk spgpk }n{| a{hh egik an| pbk
71 |kon|` ge` svkhh mp%
73 PBK SMPEK__: _{zzgeek [bhge`( pbgp#s _)[)Z)Z)G)E)E)K(
72 [bhge` ms [)B)H)G)E)@%
7= PBK OHK\D: Pbged }n{%
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
18/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% Sbk|k g|k }n{ o{||keph} kivhn}k`>
< G% N#Ikhqke} ! I}k|s%
? W% Ge` bgp ms }n{| o{||kep pmphk gp N#Ikhqke} ! I}k|s>
0 G% M#i g vg|pek| me pbk |ksp|{op{|mec v|gopmok( ge` M obgm|
; pbk |ksp|{op{|mec v|gopmok an| N#Ikhqke}%
1 W% M c{kss M sbn{h` bgqk gsdk`( g|k }n{ ge gppn|ek}>
3 G% ]ks( M gi%
2 W% Bn hnec bgqk }n{ lkke mpb N#Ikhqke} ! I}k|s>
= G% M#qk lkke mpb N#Ikhqke} ! I}k|s an| pkep})pb|kk }kg|s(
76 krokvp an| g nek)}kg| ohk|dsbmv mpb pbk ak`k|gh `msp|mop
77 on{|p%
7< W% Ge` bn hnec bgqk }n{ lkke ge gppn|ek}>
7? G% Pkep})pb|kk }kg|s%
70 W% @m` }n{ n|d ne pbk Ek Okep{|} lged|{vpo} igppk|>
7; G% ]ks( M m`%
71 W% Ge` bgp gs }n{| |nhk me pbk Ek Okep{|} lged|{vpo}
73 igppk|>
72 G% M on)hk` pbk |kv|kskepgpmne mpb i} vg|pek|( Lke Hncge%
7= W% Ge` bke }n{ sg} |kv|kskepgpmne( gs }n{| am|i
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
19/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% V|mn| pn n|dmec ne pbk Ek Okep{|} lged|{vpo}(
< gvv|nrmigpkh} bn ige} npbk| lged|{vpo} igppk|s bgqk }n{ n|dk`
? ne>
0 G% Mp#s bg|` pn cg{ck( l{p gp hkgsp )) in|k pbge pbm|p}%
; W% Ge` oge }n{ egik snik na pbk hg|ck lged|{vpo} ogsks pbgp
1 }n{ n|dk` ne lkan|k pbk Ek Okep{|} lged|{vpo} ogsk>
3 G% Pbk hg|ck `klpn| ogsks M n|dk` ne meoh{`k` G`qgeok`
2 Ig|dkpmec _k|qmoks( Vbg|)In| @|{cspn|ks( Sbk|kbn{sk
= Kepk|pgmeikep( KrompkFBnik%
76 W% Pbged }n{% V|mn| pn pbk Ek Okep{|} ))
77 I\% _OBEMPZK\: _n||}( sp|mdk pbgp%
7< W% V|mn| pn pbk Ek Okep{|} igppk|( bn ige} npbk| igppk|s
7? bg` }n{ n|dk` ne me bmob enpmok na g lg| `gpk gs ge mss{k me
70 pbk igppk|>
7; G% Skhh( me pbk `klpn| |kv|kskepgpmnes( M gs {s{ghh}
71 |ksvnesmlhk me snik g} n| genpbk| an| pbk lg| `gpk( sn gln{p
73 skqke pn pke `klpn| igppk|s M gs meqnhqk` me% Ge` M#qk
72 |kv|kskepk` o|k`mpn|s me lg| `gpk igppk|s me ige} ogsks%
7= W% Pbged }n{% P{|emec lgod pn Ek Okep{|}( gs vg|p na }n{|
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
20/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 krbmlmp lme`k|%
< G% Ghh |mcbp%
? W% G|k }n{ gp Krbmlmp 7>
0 G% ]ks( M gi%
; W% Ge` bgp ms Krbmlmp 7>
1 G% Pbms ms pbk lg| `gpk inpmne pbgp k amhk` me pbk Ek
3 Okep{|} ogsk%
2 W% Ma }n{ oge hnnd pb|n{cb mp l|mkah}( ms pbms g p|{k ge`
= goo{|gpk onv} na pbgp inpmne>
76 I\% _OBEMPZK\: Ge` ]n{| Bnen|( M mhh |kv|kskep an|
77 pbk On{|p( k v{hhk` pbms a|ni VGOK\%
7< G% ]ks( pbms ms g on||kop onv}%
7? W% Ma }n{ p{|e pn vgck 7< na pbk inpmne( oge }n{ pkhh pbk
70 On{|p bke pbms inpmne gs amhk`>
7; G% J{ek 2pb(
73 G% Skhh( me ckek|gh( pbk `klpn|s `ksm|k` gp pbms vnmep me pbk
72 ogsk pn nlpgme ge {e`k|spge`mec na pbkm| o|k`mpn|s sn pbgp pbk}
7= k|k glhk pn an|i{hgpk g vhge ge` inqk pbk ogsk an|g|`% Ge`
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
21/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 G% Ndg}%
< W% Me |ksvnesk pn bgp }n{ j{sp spgpk` kg|hmk|( m` pbk
? `klpn|s skkd g{pbn|mp} pn v{lhmsb pbk lg| `gpk enpmok me
0 ok|pgme v{lhmogpmnes>
; G% ]ks( k m`%
1 W% Ge` k|k }n{ meqnhqk` mpb pbk `kpk|imegpmne na bk|k pbk
3 lg| `gpk n{h` lk v{lhmsbk`>
2 G% ]ks( M gs%
= W% Ge` bgp onesm`k|gpmnes k|k pgdke mepn goon{ep bke
76 `kpk|imemec bk|k pbk lg| `gpk enpmok n{h` lk v{lhmsbk`>
77 G% Skhh( me ckek|gh( k onesm`k|k` pbk |khkqgep ogsk hg mpb
7< |ksvkop pn enpmok ge` pbk `ksm|k pn v|nqm`k enpmok mepke`k` pn
7? |kgob gs ige} o|k`mpn|s gs vnssmlhk% Ge` M gs agimhmg| mpb
70 pbgp ogsk hg lnpb a|ni v|kvg|mec pbms lg| `gpk inpmne ge` a|ni
7; v|kvg|mec npbk| lg| `gpk inpmnes gs khh gs kecgcmec me
71 hmpmcgpmne |khgpk` pn lg| `gpk inpmnes me npbk| igppk|s%
73 Sk ghsn ones{hpk` mpb \HA lgsk` ne pbkm| krvk|mkeok mpb
72 v|kvg|mec pbnsk ge` v|nqm`mec v{lhmogpmne enpmok me npbk| hg|ck
7= `klpn| ogsks%
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
22/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% Ge` sn pbk |kon|` ms ohkg| )) khh( M#i s{|k pbk On{|p
< v|nlglh} dens pbms )) bgp `nks \HA spge` an|( bke }n{ |kak|
? pn \HA>
0 G% Nb( M#i sn||}% \mobg|`s( Hg}pne ! Ameck|4 pbk}#|k n{|
; hnogh on{eskh( ge` pbk} k|k )) k on)|npk pbms inpmne mpb
1 \mobg|`s( Hg}pne%
3 W% Pbged }n{% Ma }n{ on{h` ahmv pn Krbmlmp < me pbk lme`k|%
2 G% Ndg}%
= W% Sbgp ms Krbmlmp
76 G% Pbms gvvkg|s pn lk pbk kepk|k` n|`k| )) }kgb( pbms ms pbk
77 kepk|k` n|`k| kspglhmsbmec pbk lg| `gpk%
7< W% Gs ag| gs }n{ den( `m` pbms On{|p kepk| pbk n|`k| pbgp
7? pbk `klpn|s bg` sn{cbp me pbk inpmne bmob ms Krbmlmp 7>
70 G% Gs ag| gs M den% Sk m` )) pbk|k k|k snik mss{ks mpb
7; |ksvkop pn pbk `kak||k` onivkesgpmne ohgmigeps( sn pbk|k imcbp
71 bgqk lkke snik in`mamogpmnes pn pbk n|`k|( l{p mpb |ksvkop pn
73 v{lhmogpmne( mp gs gs |kw{kspk`%
72 W% Pbged }n{% Ma }n{ on{h` p{|e pn pbk hgsp vgck na pbk
7= n|`k|( vgck 2( ge` svkomamoghh}( M gep pn hnnd g vg|gc|gvb 72%
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
23/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% Pbged }n{% Ms pbms vg|p na pbk |khmka pbgp pbk `klpn|s
< bg` sn{cbp me pbk inpmne k hnndk` gp>
? G% ]ks%
0 W% M gep pn ano{s am|sp ne Pbk Sghh _p|kkp Jn{|egh% Bn gs
; Pbk Sghh _p|kkp Jn{|egh obnske gs g vgvk| an| bmob pbk
1 v{lhmogpmne enpmok n{h` lk v{lhmsbk`>
3 G% G qg|mkp} na |kgsnes hk` {s pn Pbk Sghh _p|kkp Jn{|egh% M
2 ikge( am|sp( mp gs g egpmnem`k v{lhmogpmne% Ghsn( Ek
= Okep{|} gs me pbk l{smekss na kecgcmec me p|gesgopmnes mpb
76 npbk| amegeomgh mespmp{pmnes( ge` k lkhmkqk` pbgp Pbk Sghh
77 _p|kkp Jn{|egh gs hmdkh} pn |kgob npbk| vg|pmks pn
7< p|gesgopmnes mpb Ek Okep{|}% In|knqk|( k {sk Pbk Sghh
7? _p|kkp Jn{|egh me npbk| hg|ck `klpn| ogsks pn v|nqm`k enpmok(
70 gapk| pgdmec mepn goon{ep smimhg| onesm`k|gpmnes mpb |ksvkop
7; pn pbk smzk na pbk ogsk ge` pbki igcemp{`k na enpmok |kw{m|k`%
71 Ge` ameghh}( mp bg` lkonik snikbgp o{spnig|} pn v|nqm`k enpmok
73 an| hg|ck `klpn| ogsks me Pbk Sghh _p|kkp Jn{|egh( sn mp gs
72 lkonimec sn|p na g o{spnig|} vhgok pn v|nqm`k s{ob hkcgh
7= enpmoks%
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
24/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 Pbk Sghh _p|kkp Jn{|egh ge` s{ob npbk| hnogh v{lhmogpmnes gs
< pbk `klpn|s kkik` gvv|nv|mgpk( ms pbgp on||kop>
? G% Pbgp#s on||kop%
0 W% Ge` pbgp#s ghsn onesmspkep mpb bgp pbk On{|p kepk|k` me
; pbk n|`k|( gs khh>
1 G% Pbgp#s on||kop%
3 W% Sbke pbms inpmne gs amhk`( `m` }n{( gs `klpn|s# on{eskh(
2 lkhmkqk pbgp ge} npbk| hnogh v{lhmogpmne gs gop{ghh}
= ekokssg|}>
76 G% Sk `m` enp% Sk lkhmkqk` pbgp Pbk Sghh _p|kkp Jn{|egh gs
77 s{aamomkep%
7< W% Ge` gs mp }n{| lkhmka pbgp ge} g``mpmnegh v{lhmogpmne
7? n{h` ik|kh} lk s{vvhkikepg|}>
70 G% Pbgp#s on||kop%
7; W% Gapk| pbk n|`k|( bmob ms pgl
7= G% ]ks( gapk| pbk n|`k| gs kepk|k`( k `kpk|imek` pn v|nqm`k
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
25/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% Pbged }n{% Sbk|k gs Ek Okep{|}#s igme naamok>
< G% Ek Okep{|}#s igme naamok gs me M|qmek( Oghman|emg( bmob
? ms hnogpk` me N|geck On{ep}%
0 W% Ge` bk|k k|k pbk igjn|mp} na Ek Okep{|}#s kivhn}kks
; lgsk`>
1 G% Pbkm| kivhn}kks k|k lgsk` me N|geck On{ep}% Mp gs )) M
3 lkhmkqk mp gs( gp pbk pmik na pbk lged|{vpo} amhmec( pbk
2 hg|cksp v|mqgpk kivhn}k| me N|geck On{ep}%
= W% A|ni }n{| krvk|mkeok me |kv|kskepmec Ek Okep{|} me pbk
76 lged|{vpo}( `n }n{ den ma pbk N|geck On{ep} \kcmspk| gs
77 onqk|mec pbk Ek Okep{|} lged|{vpo}>
7< G% ]ks( ge` pbk \kcmspk| gs onqk|mec pbk ogsk |kc{hg|h}%
7? W% Sb} gs pbk N|geck On{ep} \kcmspk| obnske gs pbms
70 s{vvhkikepg|} v{lhmogpmne enpmok>
7; G% Skhh( gp pbk )) gapk| pbk n|`k| gs kepk|k`( k onesm`k|k`
71 bkpbk| k imcbp amhk g``mpmnegh enpmok( ge` gp pbk pmik( nek
73 na pbk ano{sks pbgp k bg` gs ne pbk kivhn}kks% Gp pbgp vnmep
72 me pbk ogsk( mp gvvkg|k` pbgp pbk qgsp igjn|mp} na n{|
7= o|k`mpn|s( n| ok|pgmeh} g hg|ck e{ilk| na n{| o|k`mpn|s k|k
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
26/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 On{ep} \kcmspk| n{h` lk hmdkh} pn |kgob pbnsk me`mqm`{ghs bn
< imcbp ghsn lk |kg`mec pbk \kcmspk| pn dkkv p|god na bgp gs
? cnmec ne me pbk lged|{vpo} ogsk%
0 Ghsn( pbk N|geck On{ep} \kcmspk| ms g |gpbk| onsp)
; kaamomkep g} na v|nqm`mec enpmok( cmqke pbgp mp#s g sighhk|
1 vgvk| ge` cmqke pbk ano{s ne N|geck On{ep}( mp ig`k skesk pn {s
3 pn v{lhmsb pbk|k gp pbk pmik%
2 W% Gp pbk pmik na pbk v{lhmogpmne enpmok( ms mp agm| pn sg}
= pbgp pbk klpn|s bg` hmimpk` |ksn{|oks>
76 G% Sk k|k )) k ok|pgmeh} bg` hmimpk` |ksn{|oks% M ikge( mp
77 gs g pmcbp hmw{m`gpmec ogsk%
7< W% Ge` gp pbk pmik( k|k pbk `klpn|s ghsn )) k|k pbk|k ge}
7? oneok|es mpb |ksvkop pn meo|kgsk` g`imemsp|gpmqk onsps>
70 G% ]ks% Pbk|k bg` lkke w{mpk g lmp na gppkepmne vgm` pn pbk
7; meo|k`mlhk g`imemsp|gpmqk krvkesks mpb |ksvkop pn enpmomec pbk
71 ogsk ge` mpb |ksvkop pn pbk v|kvg|gpmne na pbk sobk`{hks% _n
73 k k|k oneok|ek` bmob )) k|k p|}mec pn g``|kss pbk
72 g`imemsp|gpmqk onsp na pbk ogsk%
7= W% Pbged }n{% V|mn| pn amhmec pbk lg| `gpk enpmok( `m` pbk
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
27/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 bmob vnmep k onesm`k|k` pbki hmpmcgpmne ohgmigeps n|
< vnpkepmgh o|k`mpn|s ge` meoh{`k` pbki ne pbk hmpmcgpmne
? sobk`{hk ge` v|nqm`k` pbki mpb gop{gh enpmok% Mp j{sp
0 ogpkcn|moghh} )) n{| qmk ms pbgp pbk o|k`mpn|s )) M#i sn||}(
; pbk ln||nk|s k|k gdme pn o{spnik|s( |gpbk| pbge o|k`mpn|s%
1 W% Pbged }n{% Ma }n{ oge p{|e pn vgck < na pbk inpmne me pgl
3 7% M gep pn hnnd gp vg|gc|gvb
72 G% M dek mp gs )) M bg`e#p `nek g ogho{hgpmne me pbk e{ilk|
7= na ln||nk|s( l{p gp pbk pmik M dek mp gs ge nqk|bkhimec
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
28/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 ogsk( ge gaam`gqmp na v{lhmogpmne an| pbk lg| `gpk enpmok lkmec
< v{lhmsbk` me pbk N|geck On{ep} \kcmspk| gs amhk` mpb pbk
? On{|p>
0 G% M n{h` bgqk krvkopk` mp pn bgqk lkke amhk` me goon|`geok
; mpb g en|igh v|nokss%
1 W% @n }n{ bgqk ge} |kgsne pn n{lp pbgp pgl 0( bmob gcgme( M
3 mhh |kv|kskep gs v{hhk` a|ni VGOK\ ms( me agop( ge goo{|gpk
2 onv} na pbgp gaam`gqmp>
= G% M bgqk en |kgsne pn `n{lp pbgp%
76 W% Ma }n{ oge ahmv pn pgl ;% Ge` `n }n{ den bgp pbms
77 `no{ikep ms>
7< G% Pbms ms pbk gaam`gqmp na v{lhmogpmne an| Pbk Sghh _p|kkp
7? Jn{|egh%
70 W% @n }n{ |koghh gp snik vnmep me pbk Ek Okep{|} lged|{vpo}
7; gapk| v{lhmogpmne na lg| gpk( enpmok gs ig`k me Pbk Sghh
71 _p|kkp Jn{|egh pbgp ge gaam`gqmp na v{lhmogpmne gs me agop
73 amhk` mpb pbk On{|p>
72 G% M gs ckek|ghh} gg|k pbgp s{ob ge gaam`gqmp gs amhk`%
7= W% Ndg}( `n }n{ bgqk ge} |kgsne pn n{lp pbgp pgl ;( bmob
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
29/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 G% Pbgp#s i} {e`k|spge`mec%
< W% Ms mp }n{| {e`k|spge`mec pbgp lnpb v{lhmogpmnes na pbk lg|
? `gpk enpmok k|k me goon|`geok mpb pbk n|`k| bmob gs pgl
0 G% ]ks( pbgp#s i} {e`k|spge`mec%
; W% Ma M on{h` j{sp l|mkah} pghd pn }n{ gln{p Ek Okep{|}#s
1 v|kss onqk|gck% Sgs pbk Ek Okep{|} lged|{vpo} onqk|k` me pbk
3 v|kss>
2 G% ]ks( mp gs( krpkesmqkh}%
= W% @m` }n{ skk mp onqk|k` me( an| mespgeok( Pbk Ek ]n|d
76 Pmiks>
77 G% ]ks%
7< W% Pbk H%G% Pmiks>
7? G% ]ks%
70 W% Pbk Sghh _p|kkp Jn{|egh>
7; G% ]ks%
71 W% Pbk N|geck On{ep} \kcmspk|>
73 G% ]ks( qk|} krpkesmqkh} me pbk \kcmspk|%
72 W% @n }n{ den ma mp gs ghsn `mso{ssk` ne ge} eks v|nc|gis
7= ne PQ>
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
30/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 PBK ON[\P: Pbged }n{%
< Is% Cghnvk( n{h` }n{ hmdk pn o|nss)krgimek Is%
? [bhge`>
0 O\N__)KRGIMEGPMNE
; L] I_% CGHNVK:
1 W% Cnn` in|emec( Is% [bhge`%
3 G% Cnn` in|emec%
2 W% ]ks% ]n{ den( M#qk lkke gmpmec an| }n{ pn sg} snikpbmec
= gln{p bn }n{ g``|kssk` pbk ln||nk|s( onesm`k|k` pbki gs
76 o|k`mpn|s ne pbms lged|{vpo}( bke }n{ k|k )) bke ghh pbksk
77 onesm`k|gpmnes k|k lkmec ig`k na bn }n{ n{h` v{p n{p pbksk
7< g`s% On{h` }n{ cmqk {s snik )) ge m`kg na bgp pbk pbn{cbps
7? k|k gp pbgp pmik( bn )) bgp onesm`k|gpmnes k|k ig`k gln{p
70 ln||nk|s>
7; G% _n gs M spgpk` lkan|k( pbk ln||nk|s )) smeok pbk
71 ln||nk|s nk` inek} pn Ek Okep{|}( pbk ln||nk|s k|ke#p
73 agopn|k` mepn pbk ogho{h{s {epmh pbk ln||nk|s |gmsk` g
72 onivhgmep na snik dme`% Ge` neok ln||nk|s |gmsk` g onivhgmep
7= n| amhk` hmpmcgpmne( pbke Ek Okep{|} bg` ge krpkesmqk hkcgh
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
31/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% Pbnsk pbgp onivhgmek` ))
< G% ]kgb%
? W% )) k|k v|nqm`k` enpmoks> Bn ige} k|k pbk}( gp pbgp
0 pmik( bke pbk} k|k )) gs }n{ |koghh>
; G% M ne#p |koghh%
1 W% ]n{ ne#p |koghh% Sn{h` mp lk 76(666>
3 G% En%
2 W% Bn i{ob `n }n{ |koghh> ;(666>
= G% En( k `m`e#p bgqk pbgp ige} o|k`mpn|s%
76 W% Ndg}( `n }n{ {e`k|spge` pbgp gs ln||nk|s me pbms
77 lged|{vpo}( pbgp pbk )) }n{| vnsmpmne obgeck( k en lkogik
7< o|k`mpn|s ge` Ek Okep{|} lkoniks pbk `klpn|% G|k }n{ gg|k na
7? pbgp agop>
70 G% M c{kss M `ne#p {e`k|spge`%
7; W% M `ne#p {e`k|spge` kmpbk|( l{p pbgp ms pbk agop na pbk
71 igppk| bk|k%
73 G% M c{kss M `ne#p gc|kk mpb mp% M `ne#p pbmed pbgp pbk
72 ln||nk|s lkogik o|k`mpn|s%
7= W% Skhh( pbgp#s b} k g|k( {esko{|k` o|k`mpn|s( pbk} oghh {s
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
32/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 `m` enp qmk pbgp pbk ln||nk|s n{h` lkonik o|k`mpn|s l}
< qm|p{k na pbk lged|{vpo} amhmec% N{| vnsmpmne gs pbgp pbk
? ln||nk|s k|k goon{ep `klpn|s4 pbk ln||nk|s nk` inek} {e`k|
0 pbkm| hnges% Pbk} k|ke#p o|k`mpn|s%
; W% En( ms pbgp pbk |kgsne b} }n{ obnsk Sghh _p|kkp Jn{|egh
1 gs }n{| eksvgvk| pn v{p pbk vnspmecs ne>
3 G% En( pbgp#s enp pbk |kgsne%
2 W% En> Ma }n{ gepk` pn )) gs pbk|k |kghh} ge mepkepmne ))
= M#i p|}mec pn ckp pn pbk gppkivp( pbk kaan|p gp |kgobmec
76 ln||nk|s bk|k% Sb} Sghh _p|kkp Jn{|egh> Sghh _p|kkp Jn{|egh
77 an| pbgp igppk|>
7< G% Gs M v|kqmn{sh} spgpk`( Pbk Sghh _p|kkp Jn{|egh ms g
7? egpmnem`k vgvk|( ge` sn on{h` lk )) v{lhmsbmec me Pbk Sghh
70 _p|kkp Jn{|egh v|nqm`ks egpmnem`k enpmok( mp#s cnp l|ng`
7; om|o{hgpmne% Gp pbk pmik pbkm| gop{gh o|k`mpn|s( bmob g|k pbk
71 vg|pmks pbgp k kecgck` )) pbgp Ek Okep{|} kecgck` me
73 p|gesgopmnes mpb( k|k krvkopk` pn lk amegeomgh mespmp{pmnes
72 ge` hmdkh} pn |kg` Pbk Sghh _p|kkp Jn{|egh% Ghsn( v{lhmsbmec
7= me Pbk Sghh _p|kkp Jn{|egh me hg|ck `klpn| ogsks ms g o{spnig|}
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
33/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 PBK ON[\P: @n }n{ bgqk pn lme`k|s> Ghh |mcbp( pbged
< }n{%
? W% En( M pbmed M bkg|` }n{ |mcbp bke }n{ sgm` pbgp }n{ k|k
0 gop{ghh} gmimec an| pbk amegeomgh mespmp{pmnes bke }n{ `m` pbk
; vnspmec an| Pbk Sghh _p|kkp Jn{|egh%
1 G% Pbgp gs nek na n{| onesm`k|gpmnes( }ks%
3 W% En( M pbmed )) n{h` mp lk agm| pn sg} pbgp enp ige}
2 ln||nk|s( ksvkomghh} pbk neks pbgp k|k pg|ckpk` l} Ek
= Okep{|}( n{h` {s{ghh} |kg` Pbk Sghh _p|kkp Jn{|egh>
76 G% M `ne#p den ma pbgp#s p|{k n| enp%
77 W% Ndg}% _n bke }n{ ikepmne )) hkp ik |kak| }n{ pn Krbmlmp
7<
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
34/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 Ge` in|k mivn|pgeph}( pn oneok|es mpb pbms
< vg|pmo{hg| `no{ikep% Nek( npbk| pbge mps pnv bkg`mec( k `ne#p
? den bk|k mp#s a|ni( bkpbk| mp#s goo{|gpk% Ge` pbke vk|bgvs
0 insp mivn|pgeph}( ge` M s{vvnsk` mp `kvke`s ne bk|k Is% Cghnvk
; ms cnmec mpb bk| ekrp w{kspmne( gs pbms On{|p ms v|nlglh}
1 gg|k( ok|pgme vgvk|s `n enp bgqk g _{e`g} `msp|ml{pmne( sn ma
3 k#|k j{sp pghdmec gln{p pbk am|sp vgck bk|k( bmob onqk|s
2 _{e`g}( gs nvvnsk` pn pbk ekrp vgck bmob onqk|s Ine`g} pb|n{cb
= A|m`g}( M pbmed mp on{h` lk imshkg`mec( ]n{| Bnen|%
76 M gvnhncmzk an| pbk hkecpb} ))
77 I_% CGHNVK: M#i ckppmec pbk|k%
7< PBK ON[\P: Is% Cghnvk( bk|k `m` }n{ ckp pbms
7? mean|igpmne ge` bke `m` }n{ ckp pbms mean|igpmne>
70 I_% CGHNVK: M cnp pbms mean|igpmne ne pbk `g} na )) M
7; pbmed g ak `g}s gcn( ]n{| Bnen|( bke M skep pbki pbk V@A
71 amhks%
73 PBK ON[\P: Ndg}( ge` bk|k `m` }n{ ckp mp>
72 I_% CGHNVK: Mp#s a|ni pbk Mepk|ekp% ]n{ hnnd {v
7= G{`mp L{|kg{ na Om|o{hgpmnes v{p pnckpbk| pbms `gpg( ge` M
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
35/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 vg|pmo{hg| pgsd na m`kepma}mec pbk |kg`k|sbmv na pbk pnv nek
< b{e`|k` om|o{hgpmnes na pbk [%_% Ge` }n{ oge hnnd pbki {v ne
? pbk Mepk|ekp% Pbk} `n pbgp kqk|} }kg|%
0 PBK ON[\P: Ghh |mcbp( M#hh ghhn }n{ pn onepme{k mpb
; }n{| w{kspmnemec%
1 I_% CGHNVK: Ndg}( pbged }n{( ]n{| Bnen|%
3 L] I_% CGHNVK:
2 W% _n pbms ms j{sp pn sbn }n{ bn pbms )) M ikge( mp skkis
= pn onep|g`mop bgp gs sgm` gln{p Sghh _p|kkp Jn{|egh lkmec pbk
76 pnv )) pbk insp |kg` eksvgvk|( an| nek( ge` pbk N|geck On{ep}
77 \kcmspk|( skone`( gs pbk lkppk| obnmok an| Oghman|emg bke }n{
7< bgqk Hns Geckhks Pmiks g} {v pbk|k( ge` skone` me Oghman|emg
7? gs pbk _ge A|geomson Ob|nemohk%
70 En( pbk npbk| mpki pbgp M gs p|}mec pn ckp gp ms ))
7; I\% _OBEMPZK\: ]n{| Bnen|( gcgme( k#|k cnmec pn
71 nljkop% Pbms pmik M#i cnmec pn nljkop lkog{sk M `ne#p pbmed
73 pbgp gs g w{kspmne% M lkhmkqk Is% Cghnvk mhh bgqk givhk
72 nvvn|p{emp} pn pkspma} gs pn bk| vnmep% M pbmed ma sbk bgs g
7= w{kspmne an| Is% [bhge` pbke sbk sbn{h` hkp bk| bgqk ge
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
36/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 a|ni bgp }n{ sgm` lkan|k me |ksvne`mec pn i} w{kspmnes( ms mp
< agm| pn sg} pbgp qk|} hmpphk onesm`k|gpmne gs ig`k an| pbk
? ln||nk|s( pn |kgob pbk ln||nk|s%
0 G% Sbke pbk `komsmne )) }ks( lkog{sk )) pbgp ms on||kop4 k
; `m`e#p onesm`k| pbk ln||nk|s pn lk o|k`mpn|s( sn k k|ke#p ))
1 k k|k p|}mec pn v|nqm`k g egpmnem`k v|nokss( egpmnem`k
3 enpmok% Pbgp#s b} k skhkopk` Pbk Sghh _p|kkp Jn{|egh%
2 W% Ndg}%
= I_% CGHNVK: M bgqk en a{|pbk| w{kspmnes( ]n{| Bnen|%
76 PBK ON[\P: Ghh |mcbp( pbged }n{%
77 Ge} |k`m|kop>
7< I\% _OBEMPZK\: M#hh p|} pn lk qk|} l|mka( ]n{| Bnen|%
7? \K@M\KOP KRGIMEGPMNE
70 L] I\% _OBEMPZK\:
7; W% Is% [bhge`( gp pbk pmik pbgp pbk lg| `gpk enpmok gs lkmec
71 amhk` ge` pbk lg| `gpk enpmok gs lkmec onesm`k|k`( `m` Ek
73 Okep{|} bgqk ge} ene)amegeomgh mespmp{pmne o|k`mpn|s>
72 G% Mp bg` ige}%
7= W% Ndg}% _n ms mp agm| pn sg} bke pbk `klpn|s onesm`k|k`
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
37/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 G% Pbgp#s |mcbp%
< W% Ms mp agm| pn sg} a|ni }n{| {e`k|spge`mec pbgp mp#s enp
? j{sp amegeomgh mespmp{pmnes pbgp |kg` Pbk Sghh _p|kkp Jn{|egh4
0 npbk| vknvhk n| kepmpmks |kg` mp gs khh>
; G% ]ks( ge` mp gs )) n{| mepkep gs pn v{lhmsb me Pbk Sghh
1 _p|kkp Jn{|egh pn nlpgme g egpmnem`k v{lhmogpmne enpmok an|
3 ghh sn|ps na o|k`mpn|s%
2 W% Ge` oge }n{ p{|e pn pbk skone` vgck na Krbmlmp
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
38/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 L] I_% CGHNVK:
< W% Gs g hg}k| |kv|kskepmec pbk `klpn| bk|k( }n{ i{sp lk
? gg|k pbgp Ek Okep{|}#s pg|ckp ln||nk|s g|k ln||nk|s mpb
0 svnppk` o|k`mps ge` ln||nk|s bn on{h`e#p igdk mp pn pbk
; oneqkepmnegh hnges% Ms pbgp p|{k n| enp>
1 G% Sgs M gg|k na pbk ckek|gh p}vks> M gs ok|pgmeh} gg|k
3 pbgp Ek Okep{|} bg` ige} s{lv|mik hnges%
2 W% Pbgp#s |mcbp%
= G% Pbk} bg` g qg|mkp} na maak|kep p}vks na ln||nk|s%
76 W% [i)b{i% _n cnmec me pbgp m|kopmne( ms mp agm| pn sg} ))
77 n{h` }n{ gsskss pbgp g o|k`mpn| mpb svnppk` o|k`mps n{h` lk
7< kecgck` )) M ikge( hkp ik |kvb|gsk pbk w{kspmne%
7? Ln||nk|s mpb svnppk` o|k`mps n{h` v|nlglh} v{p pbkm|
70 inek} mepn pbk bniks ge` enp pn ckp meqnhqk` mpb spnods gp
7; ghh( lkog{sk pbms ms pbk neh} meqkspikep pbgp pbk} bgqk% Ms mp
71 agm| pn sg} )) ms mp agm| an| }n{ pn sg} pbgp ige} ln||nk|s
73 n{h` enp lk glhk pn )) n{h` enp lk mepk|kspk` gp ghh me
72 |kg`mec Sghh _p|kkp Jn{|egh>
7= G% M `ne#p den pbgp M gc|kk mpb pbgp% M ikge( pbk hmimpk`
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
39/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 pbk neks pbgp k|k glhk pn )) ms pbms gapk| }n{ vnspk` pbk
< enpmoks( bke pbk} ogik pn }n{>
? G% En( pbms gs lkan|k% Pbms gs gp pbk lkcmeemec na pbk
0 ogsk%
; W% Ndg}%
1 G% Pbk ln||nk|s skki pn lk g qk|} qg|mk` c|n{v na
3 me`mqm`{ghs( lgsk` ne i} krvk|mkeok mpb pbki%
2 W% Ndg}( M c{kss M bgqk pn ckp lgod gcgme pbk w{kspmne
= lkan|k% Bn ige} na pbksk ln||nk|s ogik pn }n{ lkan|k }n{
76 vnspk` pbk enpmoks>
77 G% Pbgp#s )) M `ne#p bgqk pbgp e{ilk|% Bn ige} `m` k
7< sobk`{hk me pbk ))
7? W% Sn{h` mp lk g b{e`|k`( nqk| g b{e`|k`>
70 G% M j{sp `ne#p bgqk pbgp e{ilk|%
7; W% L{p n{h` mp lk nqk| g b{e`|k`>
71 I\% _OBEMPZK\: Nljkopmne( ]n{| Bnen|%
73 PBK ON[\P: Sbgp#s pbk nljkopmne>
72 I\% _OBEMPZK\: Is% [bhge` bg` gesk|k` pbk w{kspmne(
7= sbk `nkse#p den% Gsdk` ge` gesk|k` pbms nek% _bk#s ghsn
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
40/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 I_% CGHNVK: Ndg}%
< W% Ma )) sn M c{kss }n{ gesk|k` pbk w{kspmne gln{p pbk|k gs
? hmpphk kaan|p gp |kgobmec pbk ln||nk|s bk|k( ge` pbgp gs
0 v|nlglh} pbk |kgsne b} pbk skhkopmne na pbksk eksvgvk|s k|k
; ig`k%
1 G% M n{h`e#p sg} pbk|k gs hmpphk kaan|p pn |kgob ge}ln`}%
3 N{| mepkepmne gs pn amhk l|ng` enpmok pn |kgob egpmnem`k ))
2 lkog{sk Ek Okep{|} bg` l{smekss egpmnem`k( sn pbgp mp gs
= mivn|pgep pn v|nqm`k egpmnem`k enpmok bke k v|nqm`k`
76 v{lhmogpmne enpmok% Ge` sn pbgp gs pbk )) pbk v|mig|} cngh
77 gs egpmnem`k enpmok% Pbgp gs pbk )) na ghh pbk
7< onesm`k|gpmnes( M hmspk` ige}( e{ilk| nek gs k bg` pn ckp g
7? vgvk| na egpmnegh om|o{hgpmne lkog{sk k bg` o|k`mpn|s
70 kqk|}bk|k( k bg` ln||nk|s kqk|}bk|k% _n k bg` )) k `m`
7; l{smekss kqk|}bk|k% _n pbk cngh ms pn ckp onqk|gck kqk|}bk|k
71 }n{#|k nmec l{smekss( ge` k `m` l{smekss go|nss% _n k
73 k|k )) pbgp gs pbk cngh( gs pn v|nqm`k g lhgedkp enpmok gs
72 l|ng`h} gs vnssmlhk go|nss pbk on{ep|}% Ge` Pbk Sghh _p|kkp
7= Jn{|egh gs g o{spnig|} vhgok pn v|nqm`k s{ob hkcgh enpmoks%
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
41/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 n{| o|k`mpn|s k|k( na ge} p}vk na l{smekss kecgckikep n|
< bnkqk| pbkm| ohgmis g|nsk( pbgp gs pbk mepkep( v|nqm`mec pbk
? egpmnem`k enpmok%
0 W% Ndg}( ne pbk enpmoks pbgp }n{ skep n{p( `m` M bkg| |mcbp
; pbgp }n{ skep n{p igmhk|s( pnn>
1 G% Sk skep gop{gh enpmok pn sobk`{hk` o|k`mpn|s%
3 W% Pn o|k`mpn|s% @kamek }n{| o|k`mpn|s4 bgp `n }n{ ikge l}
2 o|k`mpn|s bk|k>
= G% _n gp pbk pmik( pbk dene o|k`mpn|s k|k `kpk|imek` gp pbk
76 lkcmeemec na pbk lged|{vpo} ogsk l} |kqmkmec pbk onivge}#s
77 lnnds ge` |kon|`s ge` pbk onivge} `kpk|imemec pbnsk me`mqm`{gh
7< o|k`mpn|s pn bmob mp dens mp nks inek} n| mp bgs gop{gh
7? denhk`ck pbgp mp ig} bgqk g onepmeckep ohgmi ge` pbk|k ig} lk
70 g ohgmi n| msv{pk%
7; W% Gs ag| gs m`kepmamk` o|k`mpn|s pbgp g|k ln||nk|s ))
71 G% [i)b{i%
73 W% )) bn `m` )) lkog{sk }n{ ikepmnek` kg|hmk| pbgp o|k`mpn|s
72 g|k )) M ikge( ln||nk|s nk inek}( sn pbk} g|k enp o|k`mpn|s(
7= sn bn `m` }n{ m`kepma} o|k`mpn|s bn g|k ln||nk|s ge` ske`
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
42/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 G% En( M j{sp ne#p( gs M smp bk|k pn`g}( bgqk pbgp e{ilk|%
< W% Ndg}% En( M bgqk bk|k ne nek na pbk krbmlmps M bgqk
? oghhk` ,Inespk|s,%
0 I_% CGHNVK: ]n{| Bnen|( M gep pn sbn pbms ))
; PBK ON[\P: ]n{ bgqk pn spg} ekg| g imo|nvbnek sn k
1 oge bkg| }n{%
3 I_% CGHNVK: Ndg}% Pbms ms g lnnd kepmphk` ,Pbk
2 Inespk|s: Bn g Cgec na V|k`gpn|} Hke`k|s ge` Sghh _p|kkp
= Lgedk|s Ahkkok` Gik|mog))ge` _vgek` g Chnlgh O|msms%, En( ne
76 nek vgck na pbms( mp sg}s bk|k ))
77 I\% _OBEMPZK\: ]n{| Bnen|( M#i cnmec pn nljkop% Pbms
7< ms smimhg| pn pbk sgik pbmec lkan|k% Pbms gs enp v|n`{ok` me
7? `msonqk|}( enp v|n`{ok` me pbk n|mcmegh mpekss "smo- hmsp%
70 In|k mivn|pgeph}( M pbmed mp#s kepm|kh} m||khkqgep lnpb pn ))
7; `kamempkh} pn pn`g}#s bkg|mec( vg|pmo{hg|h} smeok k#|k pghdmec
71 gln{p g v{lhmogpmne lnnd%
73 PBK ON[\P: Ghh |mcbp( khh( Is% Cghnvk( hkp ik gsd
72 }n{ bgp hmek na w{kspmnemec }n{ msb pn v{|s{k bk|k%
7= I_% CGHNVK: Skhh( ne pbms lnnd( ]n{| Bnen|( pbk|k#s g
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 I_% CGHNVK: Ndg}%
< PBK ON[\P: )) lkan|k }n{ oge cn an|g|`% Bn n }n{
? mepke` pn {sk pbk lnnd me pbk hmek na w{kspmnemec mpb pbms
0 mpekss>
; I_% CGHNVK: Pbms lnnd bgs g |kak|keok pn g hkppk|(
1 ]n{| Bnen|( gs pn bn ige} an|kohnsk` ln||nk|s Ek Okep{|} bg`
3 gp pbgp pmik% _n mp n{h` lk |khkqgep pn sg} pbgp pbksk g|k
2 vnpkepmgh qmopmis na Ek Okep{|} pbgp sbn{h` bgqk lkke skep
= enpmoks%
76 PBK ON[\P: Skhh( ma }n{ msb pn gsd w{kspmnes na Is%
77 [bhge` lgsk` {vne bgp }n{#qk |kg` me pbk lnnd( }n{ ig} `n sn(
7< l{p `ne#p |kg` ik pbk lnnd%
7? I_% CGHNVK: Ndg}% En( M ne#p%
70 PBK ON[\P: An| krgivhk( }n{ ig} gsd ma sbk gc|kks n|
7; `msgc|kks ))
71 I_% CGHNVK: Ndg}( }ks( ]n{| Bnen|%
73 PBK ON[\P: )) mpb bgp#s sgm` n| ma sbk dens%
72 Ndg}>
7= I_% CGHNVK: ]ks( ]n{| Bnen|% M#i cnmec pn `n pbgp%
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 an|kohns{|k pnpghs an| hnges ig`k lkpkke
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 PBK ON[\P: Ndg}%
< PBK OHK\D: Vhkgsk |kigme spge`mec% \gmsk }n{| |mcbp
? bge` ge` vhgok }n{| hkap bge` ne pbk Lmlhk%
0 "Smpekss sn|e-
; PBK OHK\D: Vhkgsk lk skgpk` ge` g`j{sp pbk imo|nvbnek
1 me a|nep na }n{%
3 PBK SMPEK__: Pbged }n{%
2 PBK OHK\D: Vhkgsk spgpk }n{| a{hh egik an| pbk |kon|`
= ge` svkhh mp%
76 PBK SMPEK__: Ghge I% Jgonls% G)H)G)E( I hmdk
77 Imobgkh( Jgonls( J)G)O)N)L)_%
7< @M\KOP KRGIMEGPMNE
7? L] I\% _OBEMPZK\:
70 W% Cnn` in|emec( I|% Jgonls%
7; G% Cnn` in|emec%
71 W% G|k }n{ o{||keph} pbk hmw{m`gpmec p|{spkk na pbk Ek
73 Okep{|} Hmw{m`gpmec P|{sp>
72 G% M gi%
7= W% Sbke `m` }n{ lkonik pbgp p|{spkk>
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 G% Pbgp ms on||kop%
< W% Gs vg|p na }n{| jnl gs p|{spkk( n }n{ bgqk pbk g{pbn|mp}
? ge` vnk| pn amhk ohgmi nljkopmnes>
0 G% ]ks( M n%
; W% Ge` gs vg|p na }n{| jnl gs pbk p|{spkk( `n }n{ bgqk pbk
1 g{pbn|mp} ge` vnk| pn igdk ohgmi `msp|ml{pmnes>
3 G% ]ks( M n%
2 W% Gs na pn`g}( bgs pbk p|{sp ig`k ge} mepk|mi `msp|ml{pmnes>
= G% ]ks( mp bgs ig`k pn%
76 W% Ge` bke k|k pbnsk mepk|mi `msp|ml{pmnes ig`k>
77 G% Me gvv|nrmigpkh} )) png|` pbk ke` na @kokilk|
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 |kigmemec gsskps( nek na bmob( me agop( ms s{ljkop pn g
< bge`sbgdk ge` s{ljkop pn ameghmzgpmne% Genpbk| nek ms ge gsskp
? me g in|pcgck p|{sp bmob ms shnh} hmw{m`gpmec% Insp na pbk
0 hmpmcgpmnes bgqk lkke |ksnhqk`( ge` M lkhmkqk pbgp pbk} mhh
; ghh lk |ksnhqk` me pbk qk|} sbn|p pk|i%
1 Ge` pbke hnndmec gp pbk ohgmis sm`k( na pbk me krokss na
3 0(666 ohgmis pbgp k|k amhk` me pbms ogsk( ghh l{p
2 gvv|nrmigpkh} ?6 {e|ksnhqk`%
= W% Ma k on{h` v{p gsm`k ohgmis a|ni ln||nk|s s{ob gs Is%
76 Cghnvk( gs khh gs npbk|s( bn i{ob pmik `n }n{ lkhmkqk ms
77 ekokssg|} pn oneoh{`k pbms ogsk>
7< G% _{ljkop pn pbk ameghmzgpmne na pbgp nek smcemamogep gsskp
7? bmob M j{sp `kso|mlk`( M lkhmkqk pbgp g pbm|` mepk|mi
70 `msp|ml{pmne oge lk ig`k me pbms ogsk bnvka{hh} me pbk skone`
7; w{g|pk| na
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% Ge` gs pbms |kqmk og{sk` pn lk `nek v|mn| pn pbk p|{spkk
< nljkopmec pn bk| ohgmi>
? G% ]ks%
0 W% Ndg}% Ge` lgsk` {vne pbgp |kqmk na pbk |kon|`s( bgp `m`
; }n{ kpk|imek>
1 G% @kpk|imek` pbgp pbk neh} |khgpmnesbmv pbgp on{h` lk
3 `kpk|imek` a|ni pbk lnnds ge` |kon|`s ms pbgp pbk `klpn|
2 n|mcmegpk` g hnge pn Is% Cghnvk me M lkhmkqk pbk gin{ep na
= gln{p ;
7; G% ]ks%
71 W% Ms mp agm| pn sg} pbk sghk na pbgp hnge( pbk|k gs enpbmec
73 {e{s{gh gln{p pbgp>
72 G% En( pbgp gs vg|p na pbkm| l{smekss sp|gpkc}%
7= W% Ge` on{h` }n{ `kpk|imek a|ni pbk |kqmk na pbk lnnds ge`
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 G% M lkhmkqk sn( }ks%
< W% V|mn| pn |kokmqmec g onv} na bk| ohgmi( `m` }n{ bgqk ge}
? |kgsne pn lkhmkqk pbgp Is% Cghnvk bg` g ohgmi gcgmesp pbk
0 `klpn|s>
; G% Enek bgpsnkqk|%
1 W% @m` pbk `klpn|s# lnnds ge` |kon|`s pbgp }n{ og{sk` pn lk
3 |kqmkk` |kahkop ge} onivhgmeps a|ni Is% Cghnvk oneok|emec bk|
2 hnge>
= G% En%
76 W% @m` pbk |kqmk na pbk lnnds ge` |kon|`s |kahkop ge}
77 |kon|`s pbgp n{h` bgqk og{sk` pbk `klpn|s pn lkhmkqk pbgp Is%
7< Cghnvk bg` g ohgmi gcgmesp pbk `klpn|s>
7? G% En%
70 W% Ge` a|ni g |kqmk na pbk lnnds ge` |kon|`s( on{h` }n{
7; `kpk|imek ma Is% Cghnvk#s v|nvk|p} bg` lkke an|kohnsk` {vne
71 v|mn| pn pbk vkpmpmne `gpk>
73 G% En%
72 W% Ge` `n }n{ den ma bk| v|nvk|p} gs an|kohnsk` {vne v|mn|
7= pn pbk lg| `gpk enpmok lkmec mss{k`>
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% Ge` ms pbgp }n{| lkhmka>
< G% ]ks( mp ms%
? W% On{h` }n{ krvhgme b}>
0 G% Skhh( g e{ilk| na agopn|s% E{ilk| nek( j{sp `kghmec mpb
; Is% Cghnvk#s ohgmi gs ge me`mqm`{gh ohgmi( neok k ckp vgsp pbk
1 lg| `gpk mss{k( `kpk|imemec bkpbk| pbgp ohgmi sbn{h` lk
3 ghhnk` me ge} gin{ep n| npbk|msk hmw{m`gpk` ge` ghhnk` gs g
2 ohgmi mhh onsp pbk kspgpk smcemamogep g`imemsp|gpmqk a{e`s pn
= |kgob pbgp `kpk|imegpmne lkog{sk mp mhh lk g `msv{pk` ohgmi(
76 enpmpbspge`mec bkpbk| mp#s pn lk `kghp mpb v{|s{gep pn pbk
77 gop{gh )) pbk s{lspgepmqk ik|mps na pbk ohgmi( gs nvvnsk` pn
7< pbk hgpk ohgmi%
7? _kone`h}( gs k bgqk g|c{k` me pbms on{|p lkan|k( pbk|k
70 g|k npbk|s gmpmec me hmek( k lkhmkqk( pn amhk smimhg| ohgmis
7; hgpk me oneekopmne mpb pbkm| in|pcgcks( ge` k lkhmkqk pbgp
71 pbk onsps na g`imemspk|mec kgob nek na pbnsk ohgmis on{h` lk
73 smcemamogep ge`( me pbk gcc|kcgpk( on{h` lk qk|} smcemamogep%
72 Ge` ameghh}( M#qk gh|kg`} ig`k `msp|ml{pmnes pn o|k`mpn|s(
7= gs M#qk me`mogpk`( ge` mp n{h` og{sk ik pn bgqk pn cn lgod pn
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
51/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 `n }n{ lkhmkqk )) bn n{h` ghhnmec pbms ohgmi gaakop
< ohgmigeps pbgp bg` onivhmk` mpb pbk lg| gpk>
? G% Skhh( me pbk am|sp mespgeok ghhnmec g ohgmi me ge} gin{ep
0 mhh mh{pk pbk gin{ep pbgp mhh lk gqgmhglhk pn npbk|
; o|k`mpn|s% _kone`h}( gs M#qk me`mogpk`( pbk g`imemsp|gpmqk
1 onsps g|k onsps pbgp ma enp svkep ne g`imemsp|gpmqk onsps(
3 n{h` lk gqgmhglhk an| `msp|ml{pmne pn o|k`mpn|s% _n bkpbk|
2 mp#s pbk g`imemsp|gpmqk onsps na `msv{pmec Is% Cghnvk#s ohgmi
= me`mqm`{ghh} n| pbk onsp na nljkopmec pn bgp M lkhmkqk on{h`
76 lk g smcemamogep e{ilk| na {edene ohgmis gp pbk inikep `kghmec
77 mpb pbki me pbk gcc|kcgpk( pbnsk onsps bgqk pn lk ln|ek
7< snikbk|k( ge` pbk}#|k ln|ek n{p na gin{eps pbgp g|k bkh` l}
7? pbk p|{sp%
70 W% Ge` kg|hmk| me nek na }n{| gesk|s( }n{ `m` ikepmne npbk|
7; ln||nk|s% Ms mp agm| pn sg} pbgp npbk| Ek Okep{|} ln||nk|s
71 bgqk onepgopk` pbk p|{sp gssk|pmec ohgmis>
73 G% Ln||nk|s n| ghhkck` ln||nk|s bgqk onepgopk` )) M
72 |kokmqk` g oghh }kspk|`g} a|ni Bggmm pn gsd ik snik w{kspmnes(
7= ge` ohkg|h} mp gs )) bmhk mp gse#p svkomamk` pbgp mp gs g
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
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EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 lk onepme{k` pn lk vk|imppk`( mp n{h` gaakop }n{| glmhmp} pn
< ohnsk pbksk ogsks me g pmikh} igeek|>
? G% Skhh( M#i s{|k i} on{eskh ma w{mpk o|kgpmqk( l{p bgqmec ge
0 {edene c|n{v me ge {edene gin{ep n{p pbk|k( mp#s `maamo{hp pn
; ohnsk g ogsk( igmepgme pbk gvv|nv|mgpk |ksk|qks( ge` gop{ghh}
1 bgqk pbk On{|p `m|kop pbgp pbk ogsk ms ohnsk` ge` pbgp M oge cn
3 bnik gs pbk p|{spkk%
2 W% Pbged }n{%
= I\% _OBEMPZK\: M bgqk en a{|pbk| w{kspmnes an| I|%
76 Jgonls%
77 PBK ON[\P: Is% Cghnvk( n{h` }n{ hmdk pn o|nss)
7< krgimek I|% Jgonls>
7? O\N__)KRGIMEGPMNE
70 L] I_% CGHNVK:
7; W% Cnn` in|emec( I|% Jgonls%
71 G% Cnn` in|emec%
73 W% I} am|sp w{kspmne pn }n{ ms( gs pbk p|{spkk( bgp ms }n{|
72 `{p} bk|k>
7= G% I} `{p} ms pn g`imemspk| pbk p|{sp onesmspkep mpb pbgp
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
53/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 pbgp bgqk lkke p|gesak||k` mhhkcmpmigpkh}%
< G% Gs g p|{spkk( M bgqk l|n{cbp ige}( ige} v|kak|keok
? gopmnes( ma pbgp#s bgp }n{#|k |kak||mec pn ))
0 W% ]ks%
; G% )) ge` bgqk |konqk|k` smcemamogep `nhhg|s an| pbms kspgpk%
1 Me agop( hmpmcgpmne |konqk|mks me pbms ogsk krokk` 766 imhhmne
3 `nhhg|s%
2 W% Ndg}( bgp n{h` lk pbk o|mpk|mg pn |konqk| ge gsskp>
= On{h` }n{ vhkgsk krvn{e` ne pbgp igppk|>
76 G% M |kghh} `ne#p {e`k|spge` }n{| w{kspmne%
77 W% Hmdk( an| mespgeok( an| g ln||nk|#s ogsk( i} ogsk )) i}
7< hnge bg` lkke p|gesak||k`( goon|`mec pn g hkppk| pbk|k(
7? p|gesak||k` lkan|k pbk lged|{vpo} ge` sk|qmok |khkgsk` ne pbk
70 `g} mpskha( ne pbk `g} na pbk lged|{vpo}% Mse#p pbgp g
7; oge`m`gpk an| |konqk|mec> Mse#p pbgp g oge`m`gpk an| ge
71 mhhkcgh p|gesak|>
73 G% M `m` enp lkhmkqk sn me }n{| ogsk>
72 W% Sb} sn>
7= G% M ))
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
54/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 I\% _OBEMPZK\: ]ks( on||kop( ]n{| Bnen|%
< PBK ON[\P: Ndg}% Is% Cghnvk( `n }n{ bgqk g |ksvnesk
? pn pbgp nljkopmne>
0 I_% CGHNVK: Ms pbgp ge nljkopmne pn i} w{kspmnemec
; bmi>
1 PBK ON[\P: ]ks% I|% _obempzk|#s nljkopmec me`mogpmec
3 pbgp pbk gesk| pn pbk w{kspmne mhh enp lk |khkqgep pn bgp
2 pbk On{|p bgs lkan|k mp pn`g}%
= I_% CGHNVK: Ndg}% _n k#|k bk|k pn`g} pn kom`k ne
76 pbk hgpk amhk` ohgmi( ]n{| Bnen|( |mcbp>
77 PBK ON[\P: Pbgp#s on||kop%
7< I_% CGHNVK: Ndg}% M#i sn||}% M kep lk}ne` pbgp%
7? PBK ON[\P: En ekk` pn gvnhncmzk% J{sp gsd }n{| ekrp
70 w{kspmne%
7; W% Ndg}( gs ag| gs pbk onsp na )) pbk g`imemsp|gpmqk onsps
71 pbgp }n{ bgqk |kigmemec an| pbk a{e`s na pbk p|{sp( bn i{ob ms
73 pbgp onivg|k` pn pbk ln||nk|s# ohgmi( en( pn pbk |kigmemec
72 ln||nk|s# ohgmis>
7= G% M#qk enp ig`k pbgp onivg|msne( e{ilk| nek( ge` e{ilk| pn(
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
55/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 igppk|s( kp okpk|g% Pbnsk g|k cnmec pn lk necnmec( |kcg|`hkss
< na bkpbk| k g|k n| enp `kghmec mpb ohgmis( ghpbn{cb pbk}
? mhh( bke M inqk pn ohnsk pbk ogsk( lk khmimegpk` kepm|kh}%
0 Pbk g`imemsp|gpmqk onsps me oneekopmne mpb ohgmis( M
; `ne#p bgqk g svkomamo e{ilk|( l{p M oge pkhh }n{ pbgp M vg} i}
1 ckek|gh on{eskh ge}bk|k a|ni 766) pn ?66(666 `nhhg|s(
3 gvv|nrmigpkh}( g inepb pn `kgh mpb pbk g`imemsp|gpmne na pbms
2 ogsk bmob ms v|mig|mh}( gp pbms vnmep( ohgmis |khgpk`%
= W% En( pbgp ms |khkqgep pn pbk ))
76 I_% CGHNVK: Kro{sk ik( ]n{| Bnen|% M sbn{h` bgqk
77 ikepmnek` pbms kg|hmk| bke }n{ gsdk` ik gln{p pbk mepk|pmek`
7< |kv|kskepgpmnes% Ge` M n{h` hmdk pn igdk g w{kspmne bk|k
7? |kcg|`mec pbgp igppk|%
70 PBK ON[\P: Skhh( M#qk gh|kg`} `kpk|imek` pbgp en
7; |khmka sbn{h` lk c|gepk` pn`g} mpb |ksvkop pn pbgp vg|p na pbk
71 inpmne( enp bgqmec bkg|` ge} c|n{e` {vne bmob M oge c|gep ge}
73 |khmka( ge` bneksph}( Is% Cghnvk( }n{ k|k {eglhk pn g|pmo{hgpk
72 bgp mp gs pbgp }n{ gepk` pbk On{|p pn `n( sn M#i enp cnmec
7= pn ghhn pbgp% M#` hmdk }n{ pn spmod mpb pbk igppk| pbgp#s gp
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
56/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 I_% CGHNVK: Ndg}%
< W% I} w{kspmne ms( bn ige} on{eskhs `n }n{ bgqk pb|n{cbn{p
? pbk on{|sk na pbksk v|nokk`mecs> M {e`k|spge` Lhged \nik ge`
0 Bgbe ! Bksske ms |kv|kskepmec }n{ me pbms v|nokk`mec%
; G% Ms pbgp pbk ke` na }n{| w{kspmne>
1 W% ]ks%
3 G% M bgqk ige} on{eskh( `kvke`mec ne pbk egp{|k na pbk
2 igppk|% An| krgivhk( Bgbe ! Bksske |kv|kskeps ik ckek|ghh} me
= ohgmis g`imemsp|gpmne( p|{sp g`imemsp|gpmne( ge` bgs
76 |kv|kskepk` ik me oneekopmne mpb ige} na pbk hmpmcgpmne
77 igppk|s% N#Ikhqke} ! I}k|s bgs |kv|kskepk` ik me oneekopmne
7< mpb pgr igppk|s ge` pbk `kak||k` onivkesgpmne `msv{pk% Lhged
7? \nik ms i} ckek|gh on{eskh ge` bgs ghsn bge`hk` ne g oneahmop
70 lgsms snik na pbk v|kak|keok igppk|s% M bg` Pbnigs( Ghkrge`k|
7; ! An||kspk|( g Oghman|emg am|i( gssmsp ik me oneekopmne mpb g
71 smcemamogep hmpmcgpmne igppk| bmob l|n{cbp me ohnsk pn amap}
73 imhhmne `nhhg|s% _n pbk|k g|k ige} am|is pbgp M bgqk |kpgmek`
72 me pbms ogsk%
7= W% Ge` M {e`k|spge` pbgp pbk onsp na |kpgmemec pbnsk on{eskhs
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
57/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 vg}ikeps ig`k pn @k{psobk Lged ne pbms lged|{vpo}( ms mp p|{k
< pbgp pbk} bgqk )) pbk} n ckp pbk hmne#s sbg|k na pbms
? lged|{vpo}>
0 G% M igdk msp|ml{pmnes pn ohgmigeps lgsk` ne pbk ghhnk`
; ohgmis na pbk ogsk% M#i enp vnsmpmqk( l{p M `n enp lkhmkqk
1 pbgp @k{psobk Lged ms pbk hg|cksp {esko{|k` o|k`mpn| me pbk
3 ogsk%
2 I_% CGHNVK: Ma M ig} v{hh {v pbgp |kvn|p( pbk hgpksp
= |kvn|p( ]n{| Bnen|> Ig} M v{hh {v pbk |kvn|p>
76 PBK ON[\P: Nehmek>
77 I_% CGHNVK: @msp|ml{pmne |kvn|p%
7< PBK ON[\P: Skhh( s{|k% Cn gbkg`%
7? "Vg{sk-
70 I_% CGHNVK: Oge M {sk pbms> M pbmed ))
7; PBK ON[\P: [i)b{i%
71 I_% CGHNVK: Ndg}( bnh` ne% Ghh |mcbp( bnh` ne%
73 PBK ON[\P: Is% Cghnvk( M#i cnmec pn pgdk g amqk)
72 ime{pk |kokss bmhk }n{ `n pbgp% Ghh |mcbp>
7= Amqk ime{pks%
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
58/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 PBK ON[\P: Pbged }n{%
< "\kokss a|ni 77:
77 I_% CGHNVK: Mp ms me pbk|k( ]n{| Bnen|% Mp#s j{sp
7< pbgp mp#s {epgllk`% Pbgp#s b} M#i v|kskepmec pbms pn }n{ pbms
7? g}%
70 PBK ON[\P: Ndg}%
7; I_% CGHNVK: _n ne pbms pglhk )) pbms ms g
71 `msp|ml{pmne ig`k pn ))
73 PBK SMPEK__: Is% Cghnvk( ma M ig} gsd( `ne#p inqk mp
72 lkog{sk i} lmanoghs `n enp gookvp mp pbgp g}%
7= I_% CGHNVK: M#i sn||}% Hkp ik ano{s mp g hmpphk lmp%
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
59/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 L] I_% CGHNVK:
< W% _n pbms nek ms g `msp|ml{pmne an| pbk @k{psobk Lged
? Egpmnegh P|{sp% ]n{ skk mp |mcbp pbk|k gp pbk pnv% Ge` mp
0 ghhnk` an| na g ohgmi na nqk| skqkep})pn imhhmne `nhhg|s( mp
; gs oneqk|pk` pn g skqkep})nek imhhmne `nhhg| ohgmi% Ge` M
1 lkhmkqk( ma M oge ckp )) g|k }n{ agimhmg| mpb pbms gp ghh( I|%
3 Jgonls>
2 G% M `ne#p den pbk sn{|ok na pbms no{ikep% Mp hnnds
= agimhmg| me g ok|pgme g}( l{p M `ne#p gep pn svko{hgpk bgp
76 mp ms%
77 W% ]ks% Mp ms g ohgmi an| )) M#i sn||}%
7< PBK ON[\P: Is% Cghnvk( bgp mp hnnds hmdk pn ik ms
7? hmdk pbk sobk`{hks pbgp bgqk lkke gppgobk` a|ni pmik pn pmik pn
70 |kw{ksp pn v|nqk skpphkikeps lkpkke pbk p|{spkk ge` o|k`mpn|s%
7; M oge#p sg} pbgp#s bgp mp ms an| s{|k( l{p mp hnnds agimhmg|
71 pn ik me pbgp |ksvkop%
73 L{p ma pbms mpekss oge#p m`kepma} mp( pbke }n{ ekk`
72 pn inqk ne pn }n{| ekrp w{kspmne%
7= I_% CGHNVK: Pbk g} gs M |koghh mp( ]n{| Bnen|( M
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
60/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% Ndg}( }n{#|k enp agimhmg| mpb pbk skqkep})nek imhhmne
< ghhngeok na pbk ohgmi>
? G% Enp naa pbk pnv na i} bkg`% M `ne#p `msgc|kk mpb bgp
0 pbk On{|p svko{hgpk` mp imcbp lk% L{p gcgme( M oge#p
; svko{hgpk%
1 I_% CGHNVK: Ndg}% Cmqk ik snik pmik%
3 PBK ON[\P: Is% Cghnvk( k `n bgqk pn inqk ne bk|k%
2 I_% CGHNVK: ]ks( ]n{| Bnen|% _n||}%
= W% _n M bgqk amhk` g inpmne pn onivkh% M#i lkhmkqmec pbgp ms
76 vg|p na pbgp gppgobikep%
77 I_% CGHNVK: M#i sn||}( ]n{| Bnen|( M#hh bgqk pn v{sb
7< pbms gsm`k% Sk#hh cn pb|n{cb pbms hgpk|%
7? I\% ME@KHMOGPN: ]n{| Bnen|( ma mp n{h` bkhv( k oge
70 spmv{hgpk( k#qk p|godk` pbk ghhnk` gin{ep na pbk @LEP ohgmi%
7; Ge` pbnsk pn gin{eps me pbk hkap)bge` sm`k )) M#i sn||}( pbk
71 skqkep})nek imhhmne ne pbk |mcbp)bge` sm`k( g|k pbk on||kop
73 gin{eps na pbk ghhnk` gin{ep na pbk ohgmis%
72 Sk lkhmkqk pbms ogik a|ni pbk krbmlmp pn pbk
7= spmv{hgpmne gvv|nqmec pbk ohgmis% Sk n enp bgqk pbgp
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
61/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 37(1;6(;71 `nhhg|s( ge {esko{|k` ohgmi {e`k| Ohgss NV1L%
< PBK ON[\P: Ndg}% Pbged }n{%
? W% _n bk|k ms genpbk| )) g vgck a|ni pbk |kvn|p `msp|ml{pmne(
0 bk|k pbgp skqkep})pn)snikpbmec nhhg|s kep pn pbk
; `msp|ml{pmne pn ckek|gh {esko{|k` ohgmis% G|k }n{ agimhmg|
1 mpb pbgp( I|% Jgonls>
3 G% Gcgme( }n{ `ne#p bgqk pbk kepm|k |kvn|p( sn M lkhmkqk pbms
2 ms pbk |kvn|p M amhk` mpb pbk [empk` _pgpks P|{spkk#s Naamok%
= W% ]ks% Pbms ms pbk kepm|k |kvn|p bk|k%
76 G% M#` gvv|komgpk ma M on{h` skk pbk kepm|k `no{ikep( pbn{cb%
77 W% ]ks( bk|k%
7< G% Pbged }n{%
7? ]n{| w{kspmne>
70 W% Ndg}% _n pbgp ms ge {esko{|k` ohgmi a|ni @k{psobk Lged
7; pbgp bg` lkke oneqk|pk` pn ghinsp g b{e`|k` okeps pn g `nhhg|>
71 G% Pbgp ms meon||kop%
73 W% Ghinsp>
72 G% Pbgp ms meon||kop%
7= W% Ndg}% Vhkgsk krvhgme>
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
62/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 npbk| o|k`mpn|s |kokmqk` pbkm| `msp|ml{pmne v{|s{gep pn pbk
< `msp|ml{pmne sobkik me pbk vhge na hmw{m`gpmne( M n{h` sg}
? vg|m vgss{( l{p mp#s g qk|} onivhmogpk` `msp|ml{pmne sobkik%
0 L{p mp `m` |kokmqk bgp mp gs kepmphk` pn an| pbgp gin{ep na
; inek}% Ge` pbk|k g|k snik npbk| inemks bkh` lgod% _n mp#s enp
1 g b{e`|k` vk|okep `msp|ml{pmne pn pbki na bgp pbk} imcbp
3 npbk|msk lk kepmphk` pn%
2 L{p pbk} m` )) pbk} ohkg|h} `m` enp |kokmqk kmcbp})emek
= imhhmne `nhhg|s% Pbk} |kokmqk` s{lspgepmghh} hkss pbge pbgp(
76 lkog{sk pbk} g|k neh} nek na ige} o|k`mpn|s% Ge` pbk o|k`mpn|s
77 me pbms ogsk gcc|kcgpk )) ge` M `ne#p bgqk pbk kepm|kp} na ))
7< kepm|k gin{ep na pbk ohgmis( l{p pbk} g|k w{mpk smcemamogep(
7? @k{psobk Lged lkmec neh} nek na pbnsk o|k`mpn|s%
70 W% Ndg}% Hkp ik pgdk }n{ lgod pn pbms vgck( I|% Jgonls%
7; Pbms ms )) gs m`kepmamk` l} on{eskhs bk|k( pbms ms pbk
71 {esko{|k` gin{ep na pbk ohgmi pbgp @k{psobk Lged bg` amhk` mpb
73 pbms on{|p an| ge NV1 ohgss na msp|ml{pmne% Ge` g|k }n{
72 agimhmg| mpb pbms an|igp( I|% Jgonls>
7= G% M#i agimhmg|% Ge` gs i} on{eskh `kso|mlk` ))
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
63/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% _n `nks pbgp onh{ie pbgp sg}s ,ghhnk` gin{eps na ohgmi,(
< pbgp nks enp ikge pbgp ms pbk gin{ep pbgp pbk} gop{ghh}
? |kokmqk`>
0 G% Ghhnk` {esko{|k` ohgmis sbg|k me pbk vnp na nhhg|s
; gqgmhglhk an| `msp|ml{pmne pn ghhnk` {esko{|k` o|k`mpn|s% Ma
1 M bg` zk|n `nhhg|s pn `msp|ml{pk( pbk} on{h` spmhh bgqk lkke
3 ghhnk` gp skqkep})nek imhhmne `nhhg|s ge` |kokmqk zk|n% Ma M
2 bg` {ehmimpk` a{e`s( pbk} n{h` |kokmqk skqkep})nek imhhmne
= `nhhg|s( n| ma M bg` ken{cb a{e`s pn onqk| ghh na pbk ghhnk`
76 {esko{|k` ohgmis% L{p pbk|k gs g smcemamogep sbn|paghh%
77 Pbk|k k|k enp )) pbk|k ig} bgqk lkke kmcbp})emek imhhmne
7< `nhhg|s na `nhhg|s pn `msp|ml{pk( l{p pbk vnnh na {esko{|k`
7? o|k`mpn|s ag| ge` krokk`s kmcbp})emek imhhmne `nhhg|s%
70 W% M {e`k|spge`% Ndg}% L{p bn i{ob )) sn g|k }n{ sg}mec
7; pbms pgl{hgpmne ms enp g |kv|kskepgpmne na bgp pbk} gop{ghh}
71 cnp>
73 G% Pbgp ms on||kop% Pbgp ms bgp pbk} cnp gs ge ghhnk`
72 ohgmi( l{p enp bgp pbk} cnp gs ge gop{gh `msp|ml{pmne( kmpbk|
7= {e`k| i} am|sp n| skone` mepk|mi `msp|ml{pmne%
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
64/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 ghhnk` ohgmi>
< G% M on{h`% L{p M `ne#p |koghh pbk krgop `msp|ml{pmne
? vk|okepgck% _n M ogeenp gp pbms pmik%
0 W% Sn{h` )) ge}pbmec pbgp k oge `n pn bkhv }n{ |koghh>
; G% M bgqk |kon|`s( l{p pbk}#|k enp bk|k%
1 W% _n bn i{ob in|k na pbk {esko{|k` ohgmis( on{h` }n{ vhkgsk
3 pkhh pbk On{|p( kep pn pbk ln||nk|s>
2 G% Pn pbk krpkep pbgp pbk|k k|k ge} ghhnk` ohgmis me
= |ksvkop pn g ln||nk|( ge` pbgp gs lkog{sk pbk|k gs snik
76 `msv{pk na snik sn|p( pbk} |kokmqk` pbkm| )) ge` pbk On{|p mhh
77 kro{sk ik an| pbk vg|m vgss{ )) l{p pbk} n{h` bgqk |kokmqk`
7< bgpkqk| pbk} k|k kepmphk` pn {e`k| pbk vhge( onesmspkep mpb
7? pbk `msp|ml{pmne sobkik me pbk vhge%
70 W% ]n{ i{sp lk agimhmg|( pbke( mpb bn pbk v|mn|mpmzgpmne
7; bgs lkke `kom`k` ne( hmdk a|ni )) @k{psobk Lged n{h` lk cmqke
71 bn ige} okeps pn pbk `nhhg|( gs nvvnsk` pn pbk ln||nk|( ne
73 pbk sgik hkqkh na {esko{|k` ohgmi spge`mec% Sn{h` pbk} lk
72 ghhnk` pbk sgik oneqk|smne>
7= G% Ma g ln||nk| )) ge` M `ne#p lkhmkqk pbk} n{h` lk )) l{p
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
65/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 pbgp igppk|>
< G% G ln||nk| imcbp bgqk g ohgmi gcgmesp Bnik7
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
66/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 bgvvke> Sn{h` }n{ vhkgsk krvhgme pn pbk ))
< G% M `ne#p {e`k|spge` pbk w{kspmne en| gi M g hg}k|%
? W% ]n{ bgqk pbk krvk|mkeok na pbm|p} }kg|s( hmdk }n{ sgm`%
0 Hmdk me g lged|{vpo}( pbk spge`mec na g `klpn| ge` g o|k`mpn|
; |kqk|sks>
1 G% M `ne#p gc|kk mpb pbgp% L{p gcgme( M#i enp g hg}k|%
3 Pbgp#s enp g )) pn pbk krpkep pbgp#s g hkcgh oneoh{smne( M
2 oge#p |kgob mp% L{p M `ne#p lkhmkqk me mp gs g ckek|gh
= lged|{vpo} v|gopmpmnek|%
76 W% M j{sp gepk` pn gsd( g |kqk|sgh bgvvkes lkog{sk pbk
77 o|k`mpn|( Ek Okep{|} skhhs g enpk pn genpbk| hke`k|( ge` mpb
7< pbgp( snikpmiks( ge` mp#s sgm` me ige} na bgp M |kg`( pbgp pbk
7? o|k`mpn|s( Ek Okep{|} kg|e in|k pbge bgp#s pbk agok qgh{k na
70 pbgp enpk% M `ne#p den bn% Ge` pbgp#s bgp M#i p|}mec pn
7; ckp gp%
71 G% Ms pbk|k g w{kspmne pbk|k>
73 I\% _OBEMPZK\: ]n{| Bnen|( M nljkop% Mp#s
72 m||khkqgep% _bk#s ghsn pkspma}mec( enp gsdmec pbk mpekss
7= w{kspmnes%
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
67/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 W% Ndg}% Hkp#s sg}( an| insp na pbk ogsks an| v|n sk
< hmpmcgeps bk|k( g hnge pbgp ms p|gesak||k` mpbme emekp} `g}s
? na pbk lged|{vpo}>
0 G% Ma }n{ gep ik pn ckek|ghmzk( M n{h` sg} pbgp g p|gesak|
; na g in|pcgck enpk pn g sko{|k` hke`k| v{|s{gep pn g on{|p
1 n|`k|( v{|s{gep pn( pbk|kan|k( pbk ))
3 W% Ndg}%
2 G% )) g `kag{hp {e`k| pbkm| enpk% Ge` M `ne#p lkhmkqk pbgp#s
= g a|g{`{hkep p|gesak| n| g v|kak|keok% Pbk}#|k sko{|k`
76 hke`k|s%
77 W% En( }n{ sgm` v{|s{gep pn ge n|`k|( l{p pbms m` enp
7< bgvvke mpb ge n|`k|% Pbms gs `nek ))
7? G% Ge` M cgqk npbk| om|o{ispgeoks gs khh%
70 W% )) pbksk k|k )) hkp#s pghd gln{p pbnsk hnges pbgp k|k
7; p|gesak||k` mpbn{p ge n|`k| ge` k|k nek v|mn| pn pbk
71 lged|{vpo}% Sn{h` }n{ onesm`k| pbki mhhkcmpmigpk>
73 G% En ))
72 I\% _OBEMPZK\: Nljkopmne( ]n{| Bnen|% \khkqgeok gs
7= pn pbk ogsk%
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
68/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 mpb pbk msonqk|glhk mss{ks gs pbk ohmkep ))
< PBK ON[\P: Skhh( }n{ g|k% Mp#s enp g `kvnsmpmne%
? Pbk ano{s ms( gs bgs lkke krvhgmek` pn }n{ M den in|k pbge
0 neok( ms |kghh} |khgpk` pn pbk mss{k na ge` hmimpk` pn pbk
; mss{k na( sbn{h` }n{ lk vk|imppk` pn amhk g hgpk ohgmi%
1 I_% CGHNVK: Ndg}%
3 PBK ON[\P: Ndg}> Ge` pbk nljkopmne pn pbk |khkqgeok
2 na pbms hmek na w{kspmnemec M pbmed ms khh pgdke% @n }n{ bgqk
= ge} in|k w{kspmnes>
76 I_% CGHNVK: M c{kss pbgp#s mp( ]n{| Bnen|( lkog{sk
77 M#i qk|} hmimpk`%
7< PBK ON[\P: Ghh |mcbp%
7? Ms pbk|k ge} |k`m|kop>
70 I\% _OBEMPZK\: ]ks( ]n{| Bnen|% ]n{| Bnen|( M mhh
7; lk qk|} l|mka%
71 \K@M\KOP KRGIMEGPMNE
73 L] I\% _OBEMPZK\:
72 W% I|% Jgonls( pbk|k gs snik w{kspmnemec |kcg|`mec gqnm`geok
7= gopmnes meqnhqmec hnge p|gesak|s% Gs p|{spkk( `m` }n{ `m|kop
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
69/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 w{kspmnes pbgp M#` hmdk pn gsd( ge` M gs hmimpk`%
< PBK ON[\P: Pbk|k gse#p ge nljkopmne pn pbgp w{kspmne
? pbgp }n{ gsdk`% Nqk||{hk`%
0 W% Me }n{| onesm`k|gpmne ge` `kpk|imegpmne bkpbk| pn l|mec
; gopmnes( `m` }n{ ghsn onesm`k| bgp#s oghhk` pbk _gak Bg|ln|
1 v|nqmsmnes na pbk Lged|{vpo} On`k>
3 G% ]ks( M m`%
2 W% Ndg}% Ge` cnmec lgod pn snik na bgp gs `mso{ssk` mpb
= |ksvkop pn ohgmis% Mp#s on||kop pbgp ekmpbk| @L en| ge} vg|p}
76 bnh`mec ge ghhnk` {esko{|k` ohgmi bgs |kokmqk` g b{e`|k`
77 vk|okep `msp|ml{pmne ne pbkm| ghhnk` {esko{|k` ohgmi( on||kop>
7< G% Pbgp ms on||kop%
7? W% Kqk|}ln`} bgs |kokmqk` pbk sgik vk|okepgck an| bmobkqk|
70 ohgss pbk}#|k kepmphk` pn>
7; G% V{|s{gep pn pbk vhge%
71 I_% CGHNVK: M nljkop( ]n{| Bnen|% M pbmed pbms ms
73 lk}ne` pbk sonvk na }n{| )) pbk `kamek` `msonqk|glhk mss{ks%
72 PBK ON[\P: Nqk||{hk`%
7= W% Ms mp agm| pn sg} pbgp ma g ln||nk| bg` ge ghhnk` ))
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
70/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 cnmec pn lk l|mka( M#hh hkp }n{ amemsb%
< I\% _OBEMPZK\: Pbged }n{( ]n{| Bnen|% M j{sp gepk`
? pn )) M gc|kk ge` {e`k|spge` bgp }n{ sgm` ))
0 PBK ON[\P: M den% ]n{ on{h`e#p |ksmsp pbk
; nvvn|p{emp}( on{h` }n{>
1 I\% _OBEMPZK\: M `m`e#p gep pbk |kon|` pn lk nek)
3 sm`k`% M gepk` bmi ge nvvn|p{emp} pn j{sp krvhgme( ]n{|
2 Bnen|%
= PBK ON[\P: Ndg}%
76 W% Ma g ln||nk| bg` ge ghhnk` {esko{|k` ohgmi gcgmesp g
77 vg|pmo{hg| `klpn| me pbk sgik ohgss pbgp @LEP bg` pbkm| ghhnk`
7< {esko{|k` ohgmi( n{h` pbk} ckp pbk sgik `msp|ml{pmne @L bgs
7? |kokmqk`>
70 G% ]ks% M lkhmkqk M gh|kg`} pkspmamk` pn pbgp%
7; W% Pbged }n{( I|% Jgonls%
71 G% ]n{#|k khonik%
73 PBK ON[\P: Ghh |mcbp% Is% Cghnvk( `n }n{ bgqk ge}
72 |ko|nss)krgimegpmne>
7= I_% CGHNVK: Sn{h` M lk ghhnk` ne pbk sgik hkqkh>
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
71/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 i{ob kep pn bni( sn g ckek|gh v|namhk na bn pbk `msp|ml{pmne
< kep n| pbgp ))
? G% G|k }n{ |kak||mec pn pbms ogsk>
0 W% ]ks% Na on{|sk%
; G% M smcek` kqk|} obkod me`mqm`{ghh}%
1 W% M#i sn||}>
3 G% M smcek` kqk|} obkod me`mqm`{ghh}%
2 W% ]n{ )) ndg}% Ghh |mcbp% En( bn ige} o|k`mpn|s )) bn
= ige} ln||nk|s )) }n{ gesk|k` pbgp( M c{kss( pbgp }n{ k|k enp
76 s{|k bn i{ob% En( i} w{kspmne ms )) hkp#s cn lgod pn bn }n{
77 hnndk` gp( }n{ den( pbk |khkqgeo} na i} hnge( ndg}% Sbke }n{
7< sgm` pbgp M `m`e#p bgqk g ogsk bk|k( pbgp M `m`e#p bgqk g |mcbp
7? pn g ohgmi( on{h` }n{ vhkgsk pkhh {s b} }n{ ogik pn pbgp
70 `kpk|imegpmne )) bn }n{ ogik pn pbgp `kpk|imegpmne>
7; G% M `m`e#p pkspma} pn pbgp j{sp en( M `ne#p lkhmkqk%
71 W% ]n{ sgm` pbgp }n{ hnndk` gp i} ohgmi ge` }n{ bgqk
73 me`mogpk` pn pbms On{|p pbgp M `m`e#p bgqk g |mcbp pn g ohgmi
72 bk|k>
7= G% M me`mogpk` ))
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
72/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 PBK ON[\P: Hkp ik gsd }n{ pbms% Bn ige} in|k
< w{kspmnes n }n{ bgqk>
? I_% CGHNVK: M c{kss )) M j{sp gepk` pn den )) pbk
0 on{eskh bg` gsdk` pbgp w{kspmne% M j{sp gep pn ckp pn pbgp
; ghsn% M oge#p j{sp hkp bmi igdk pbms spgpkikep mpbn{p
1 qk|ma}mec mp%
3 PBK ON[\P: Bn ige} ))
2 I_% CGHNVK: J{sp nek%
= PBK ON[\P: )) w{kspmnes n }n{ bgqk hkap>
76 I_% CGHNVK: M#hh p|} pn hmimp pn pb|kk%
77 PBK ON[\P: ]n{ ig} cn gbkg`%
7< I_% CGHNVK: Ndg}%
7? W% I|% Jgonls( }n{ `m` )) goon|`mec pn on{eskh bk|k( }n{ `m`
70 |ksvne` pn bmi kg|hmk| pbgp }n{ hnndk` gp pbk )) bgp ms )) pbk
7; j{spmamogpmne na bkpbk| i} ohgmi n{h` lk ghhnk` n| enp>
71 G% Is% Cghnvk( ma }n{ ghhn ik g hgpmp{`k pn gesk| }n{|
73 w{kspmne( bmob M#i enp s{|k }n{ gop{ghh} g|pmo{hgpk`( M
72 svkomamoghh} pkspmamk` pbgp k hnndk` gp lnnds ge` |kon|`s ge`
7= bg` enp me`mogpmne me pbk lnnds ge` |kon|`s pbgp }n{ k|k g
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
73/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 G% M amhk` g ohgmi nljkopmne me pbms ogsk gcgmesp }n{| ohgmi%
< W% Nb( M skk( }ks% Ge` }n{ )) lkog{sk M gs enp g dene
? o|k`mpn|>
0 G% Pbgp ms on||kop%
; W% Ndg}%
1 I_% CGHNVK: ]n{| Bnen|( ma M#i cnmec pn lk hmimpk` pn
3 gsd w{kspmnes ne bn g `kpk|imegpmne ms ig`k gln{p )) bkpbk| g
2 p|gesak| ms mhhkcgh n| enp( pbke M )) M ogeenp gsd pbk ekrp
= w{kspmnes%
76 PBK ON[\P: Ghh |mcbp( pbke `ne#p%
77 I_% CGHNVK: Ndg}%
7< PBK ON[\P: @n }n{ bgqk ge} npbk|s>
7? I_% CGHNVK: M oge#p pbmed na ge} w{kspmnes%
70 PBK ON[\P: Ghh |mcbp% Pbged }n{( sm|% ]n{ ig} spkv
7; `ne%
71 PBK SMPEK__: Pbged }n{( ]n{| Bnen|%
73 PBK ON[\P: @nks pbk p|{spkk bgqk ge} npbk| kqm`keok
72 me s{vvn|p na bms nljkopmne>
7= I\% _OBEMPZK\: ]n{| Bnen|( pbk p|{spkk bgs en a{|pbk|
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
74/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 ?( 0( ;% Ge` pbke M#hh sdmv pn pbk ekrp c|n{v( l{p pbnsk g|k
< pbk am|sp amqk skw{kepmghh}%
? PBK ON[\P: Ndg}% Sbgp khsk>
0 I\% _OBEMPZK\: Ge` pbke 7? pb|n{cb 01%
; PBK ON[\P: Ghh |mcbp% Ms pbk|k ge} nljkopmne pn pbk
1 g`imssmne na P|{spkk#s Krbmlmps 7 pb|n{cb ; n| 7? pb|n{cb 01>
3 I|% _obempzk|( pbk|k#s en )) pbk|k#s enpbmec lkbme` i}
2 pgl 7? me i} lme`k|%
= I\% _OBEMPZK\: M gvnhncmzk( ]n{| Bnen|% M sbn{h`
76 bgqk krvhgmek`4 7? ms gop{ghh} ge g{`mn amhk%
77 PBK ON[\P: Nb%
7< I\% _OBEMPZK\: M `n bgqk mp gqgmhglhk ne oniv{pk|%
7? Pn pbk krpkep pbgp lkoniks `maamo{hp n| p|n{lhmec( M `ne#p
70 svkomamoghh} ekk` 7?% M sbn{h` ghsn enpk( an| 70 ge` 7;( M
7; ghsn bgqk g{`mn an| pbgp gs khh( ghpbn{cb bgp M v|mepk` an|
71 }n{ )) an| pbk On{|p )) gs p|geso|mvps( lkog{sk M on{h` ckp
73 pbki% An| 7?( g p|geso|mvp gs enp gqgmhglhk( sn ghh M bgqk ms
72 ge g{`mn amhk( ma ekokssg|}%
7= PBK ON[\P: _n g|k }n{ inqmec mps g`imssmne>
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
75/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 I\% _OBEMPZK\: )) ge` j{sp pbke skkd )) sn sn||}( Is%
< Cghnvk( mp#s 7 pb|n{cb ; ge` pbke 70 pb|n{cb ))
? PBK ON[\P: 01%
0 I\% _OBEMPZK\: )) 01%
; PBK ON[\P: Ndg}% Ms pbk|k ge} nljkopmne>
1 I_% CGHNVK: ]n{| Bnen|( M pbmed pbk} hnnd
3 hkcmpmigpk )) pbk} hnnd hkcmpmigpk ken{cb( ]n{| Bnen|%
2 PBK ON[\P: Ndg}% _n pbk|k#s en nljkopmne( Is%
= Cghnvk>
76 I_% CGHNVK: En nljkopmnes%
77 PBK ON[\P: Ghh |mcbp( 7 pb|n{cb ; ge` 70 pb|n{cb 01
7< g|k g`imppk` mpbn{p nljkopmne%
7? "P|{spkk#s Krbmlmps k|k bk|kl} |kokmqk` mepn kqm`keok gs
70 P|{spkk#s Krbmlmps 7 pn ; ge` 70 pn 01( gs na pbms `gpk%-
7; I\% _OBEMPZK\: Pbged }n{( ]n{| Bnen|% Pbgp ms ghh
71 pbk kqm`keok pbgp pbk p|{sp bgs% Nlqmn{sh}( k |ksk|qk pbk
73 |mcbp pn o|nss)krgimek ge} mpekssks Is% Cghnvk bgs%
72 PBK ON[\P: Ndg}% En( Is% Cghnvk( pbk g} M
7= p}vmoghh} bge`hk v|kskepgpmnes l} vg|pmks bn |kv|kskep
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
76/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 I_% CGHNVK: ]ks( ndg}( ]n{| Bnen|%
< PBK ON[\P: Ghh |mcbp% _n mhh }n{ vhkgsk spge` pn lk
? sn|e me%
0 "Smpekss sn|e-
; PBK OHK\D: Vhkgsk lk skgpk` ge` spgpk }n{| a{hh egik
1 an| pbk |kon|` ge` svkhh mp%
3 PBK SMPEK__: I} egik ms Bkhke Cghnvk% Nb( B)K)H)K)E
2 C)G)H)N)V)K%
= PBK OHK\D: Pbged }n{%
76 PBK ON[\P: Ghh |mcbp( Is% Cghnvk( bgp n{h` }n{ hmdk
77 pn pkhh ik> Ge` M n{h` sg} igdk )) `ne#p igdk g|c{ikep( l{p
7< pkhh ik pbk agops pbgp }n{ msb pn naak| me s{vvn|p na pbk
7? v|nvnsmpmne pbgp }n{ sbn{h` lk kepmphk` pn amhk g hgpk ohgmi%
70 @M\KOP EG\\GPMQK PK_PMINE]
7; L] I_% CGHNVK:
71 PBK SMPEK__: ]ks( ]n{| Bnen|% Neok gcgme( M#` hmdk
73 pn pbged }n{( ]n{| Bnen|( an| cmqmec ik pbms nvvn|p{emp}%
72 Ndg}( gs ige} npbk| v|n sk hmpmcgeps bn g|k amhmec
7= hgpk ohgmis( M bgqk neh} onik pn {e`k|spge` snik pmik me
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
77/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 n{h`
< lk )) pbk} n{h` spg|p bk|k pbk} n{h` bgqk g vgck e{ilk| gp
? pbk lnppni% Pbnsk g|k pbk in`mamk` hmsp na krbmlmps%
0 PBK ON[\P: Ndg}% _n bk|k sbn{h` M hnnd me pbk
; lme`k|>
1 PBK SMPEK__: Mp n{h` lk me pbk a|nep na pbk lme`k|(
3 ]n{| Bnen|%
2 PBK ON[\P: Nb( M skk% Ndg}% M skk pbgp% Pbged }n{%
= PBK SMPEK__: Ndg}% _n ne pbms( M bgqk hmspk`
76 kvmsn`ks ne ,16 Ime{pks,( Krbmlmp )) mp spg|ps mpb Krbmlmp
77 K)??% Pbk|k ne#p lk ge} ne pbk pgl( ]n{| Bnen|( lkog{sk pbksk
7< g|k kvmsn`ks ne ,16 Ime{pks,% Pbms nek ms ne @kokilk| 0pb
7?
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8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
78/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 PBK ON[\P: Bgs mp lkke v|nqm`k` pn p|{spkk#s on{eskh>
< PBK SMPEK__: En( M bgqk enp% L{p M bgqk v|nqm`k`
? pbki g c{m`k ne Krbmlmp K)?0 )) M#i sn||}( K)?6( ]n{| Bnen|%
0 Pbms ms g sp{`kep c{m`k ne pbms inqmk% ,Mesm`k Jnl, ms g
; bmcbh} goohgmik` amhi% Mp ne pbk Lksp @no{ikepg|} me pbk
1 Gog`ki} Gg|`s% Ge` mp pghds gln{p )) mp#s oghhk` pbk
3 `kamempmqk amhi gln{p pbk konenimo o|msms na
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
79/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 pn pbk `gpks bk|k% Pbk `gpks g|k bgp ms |khkqgep% Pbgp ms
< pbk pmik pbgp M )) mp#s ohnsk pn pbk pmik pbgp M lkogik gg|k
? na pbms a|g{`( pnn%
0 PBK ON[\P: Ndg}% En( M mhh pkhh }n{( en|ighh}( M
; n{h`e#p onesm`k| g`imssmne na kqm`keok hmdk pbms {ehkss pn
1 pbmecs bgvvkek`: nek( mp bg` lkke v|nqm`k` pn nvvnsmec
3 on{eskh4 ge` skone`h}( pbgp onvmks pbgp pbk On{|p on{h` )) ne
2 @Q@ n| snik npbk| an|i n| bg|` onv} an|i( on{h` |kqmk% L{p
= hkp#s bnh` pbnsk mss{ks pmhh pbk ke`%
76 PBK SMPEK__: Ndg}%
77 PBK ON[\P: Cmqke pbk v{|vnsk an| bmob }n{#|k
7< naak|mec pbnsk pbmecs( mp ig} enp lk ekokssg|} an| ik pn skk
7? pbki ghh( l{p M#hh hkgqk pbgp pn bkg| a|ni pbk p|{spkk pnn% M
70 bgqke#p snhmompk` bms qmk ne pbgp% L{p hkp#s cn `ne )) }n{
7; gep pbksk pbmecs g`imppk`%
71 Ms pbk|k ge}pbmec khsk )) hkp ik v{p mp pbms g}%
73 _meok k#|k ne pbk krbmlmp hmsp4 ms pbk|k ge}pbmec pbgp#s ne
72 }n{| krbmlmp hmsp pbgp }n{#|k enp naak|mec>
7= PBK SMPEK__: Pbgp M#i enp naak|mec>
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
80/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 Hkp ik v{p pbgp gsm`k an| pbk inikep% Ms pbk|k ge}pbmec khsk
< }n{ msb pn pkhh pbk On{|p gs vg|p na }n{| `m|kop pkspmine}>
? PBK SMPEK__: Gs ag| gs gookvpmec g`imssmlmhmp} na
0 pbksk krbmlmps( ]n{| Bnen|( M pbmed mp#s j{sp pbgp ms )) M#i
; `nek mpb pbgp% M ikge ))
1 PBK ON[\P: Ndg}%
3 PBK SMPEK__: Ge` gs ag| gs pkhhmec }n{( ms pbms pbk
2 hgsp pmik )) pbk hgsp obgeok )) nvvn|p{emp} an| ik pn krvn{e`
= ne bgp bgvvkek`>
76 PBK ON[\P: Mp#s pbk obgeok an| }n{ pn igdk pbk
77 |kon|`% Pbgp#s on||kop%
7< PBK SMPEK__: Ndg}% Pbke M#` hmdk pn |kg` bgp M ))
7? bgp bgvvkek` pn ik( ]n{| Bnen|%
70 PBK ON[\P: Cn gbkg`%
7; PBK SMPEK__: _n pbksk g|k pbk |kg`mecs ge` pbk
71 igpk|mghs pbgp M bgqk |kg` pbgp ig`k ik gg|k na bgp bgvvkek`%
73 Sbmhk M dek gln{p pbk Ek Okep{|} lged|{vpo} me
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
81/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 sgqk i} bnik gp pbgp pmik% M gs gec|}( M gs `msp|g{cbp( M
< ekk`k` pmik pn ame` g hg}k|%
? Pbk lged|{vpo} hg}k| pbgp M bm|k` cgqk ik smr inepbs
0 pn hkgqk pbk bn{sk% Ge` v|mn| pn pbgp( M bm|k` genpbk| hg}k|
; pn bkhv ik mpb g hnge in`mamogpmne% Pbms pnn bg` )) }n{ den(
1 bk gs )) M an{e` n{p hgpk|( bk gs j{sp g sogi )) g hg}k|
3 pbgp bkhvk` ik mpb pbk hnge in`mamogpmne gapk| M ig`k pbk
2 vg}ikeps pn bmi%
= _n pbms lged|{vpo} hg}k| pbgp M bm|k`( bk kro{sk`
76 bmiskha a|ni |kv|kskepmec ik me ge g`qk|sg|mgh v|nokk`mec
77 gopmne( sn M gs hkap pn i}skha% _n M p|mk` pn ame` g skone`
7< hg}k| pbgp M smcek` g onep|gop mpb% Ge` gapk| igdmec
7? vg}ikeps( bk hkap i} g`qk|sg|mgh v|nokk`mec pn lk `msimssk`
70 mpbn{p v|kj{`mok {eobghhkeck`( sn pbgp#s b} mp gs `msimssk`
7; {eobghhkeck`( ]n{| Bnen|( me
-
8/2/2019 HOMEOWNER HELEN INTERROGATES YALE LAW GRAD UHLAND AND THEN GOES AFTER THE APPTD. BANKRUPTCY T
82/121
EKS OKEP[\] P\_ BNH@MEC_( MEO%( KP GH%
7 pbgp pbk vnspmecs pbgp pbk} `m` k|k meg`kw{gpk n|
< mes{aamomkep% M `m` enp den gln{p N|geck On{ep} ))
? PBK ON[\P: M bgqk enp ig`k pbgp |{hmec%
0 PBK SMPEK__: B{b>
; PBK ON[\P: M bgqk enp igdk pbk |{hmec pbgp pbgp
1 enpmamogpmne ge` pbk v{lhmogpmne enpmok ms mes{aamomkep%
3 PBK SMPEK__: N| g ikin|ge`{i% M#i sn||}( ]n{| Bnen|%
2 Mp gs g ikin|ge`{i%
= PBK ON[\P: ]ks( M#i agimhmg| mpb bgp M |npk% L{p
76 M m` enp |mpk pbgp%
77 PBK SMP
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