harmony demo 3-14-13

Making Enrollments Quick and EasyHarmony® Enrollment System

Chris Della SalaBroker Market Manager, SW Region

Flexible Enrollment Options

Employees can enroll:o One-to-one Benefits Counseling (employees meet

face-to-face with the benefits counselor, usually at the account)

o Co-Browsing (employees connect via phone and web conference to “virtually” enroll)

o Call Center (employees who are not able to meet at business site can call and enroll)

o Self-Enroll (employees log in and enroll themselves using Harmony)

Streamlined Benefit Enrollments

o Core and voluntary enrollments

o Salary Illustrations and customized benefits statements

o Import plan documents into the Harmony Document Center for employees and benefits counselors to reference

o Product Hosting

Daily enrollment reporting

o Track enrollment progress

o Monitor participation by product, location and employee level

o Proactively identify issues before they become problems

Controlling Your Clients Enrollment

Your clients complete benefit program- group health to voluntary- is communicated consistently to all employees, regardless of location or enrollment method.

Consistent Communications

Data Security

o Secure File Transfer

o Authorized employees and benefits counselors

o Individual login

o Employee records can be quickly and securely updated

Integrated Eligibility and Underwriting

o Identify employee eligibility immediately for both core and voluntary products

o Integrated underwriting …..

o Makes the first bill from Colonial Life more accurate

Dependent Review Services

o Dependent Verification and Audito Help verify who is actually eligible for

coverageo Efficiently performed during your employee’s 1-1o Help you avoid unnecessary costs

Did you know that it is estimated that 3-8% of dependents enrolled in medical plans are actually ineligible to receive benefits?

Accurate Post Enrollment Data

o Payroll deduction information based on elections

o Updated personal information on your clients employees

Employee Profile Pages

Employees can update their information.

Dependents and beneficiaries may be added prior to or during the enrollment.

Benefits Menu

All benefits are available in one convenient location.

From highly complex to very basic core plans, Colonial Life benefits representatives can enroll and communicate your complete benefits

package.

Coverage Selection

Application

Electronic signature authorizes the deductions.

Understanding Benefits

Paycheck illustrations allow employees to see how their choices impact their paycheck.

Election Form

Detailed summary of all elections, includes any employer contributions.

Benefit Statement

Customizable online benefits statements illustrate the employer’s investment in the employee.

Robust Reporting Capabilities

Harmony’s robust reporting capabilities allow us to monitor your clients entire enrollment…daily.

Reporting Dashboard

Participation View

Core Product View

Colonial Life Product View

Available to all Colonial Life accounts at no cost

Full core enrollment capabilities

Flexible options

Control over the enrollment

Consistent communications

Integrated underwriting

Accurate post-enrollment data

Harmony Enrollment System