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GUARDINGYOUR

COMMUNITYLaMond Woods

lamond.woods@sentrywest.com

www.sentrywest.com

801-225-5000

3860 South 2300 East Salt Lake City, UT, 84109

PO BOX 9289 Salt Lake City, UT, 84109

The following team members are available to assist you with any of your insurance needs. Please contact us with any questions regarding your policy, changes, claims or general questions.

Your SentryWest Service Team

Senior Partner:

LaMond C. Woods lamond.woods@sentrywest.com D: 801.438.9953 M: 801.360.1440

F: 801.437.4720 Commercial Marketing Manager:

Tiffanie Thompson tiffanie.thompson@sentrywest.com D: 801.308.2074 Blake Thompson blake.thompson@sentrywest.com D: 801.308.2060

Certificates of Insurance:

HOA Cert Requests eoi@sentrywest.com O: 801.225.5000 F: 801.277.3511

Please e-mail requests to eoi@sentrywest.com. To follow-up or check status call 801.225.5000. The person who answers will be able to help you or will get you to the correct team member. Include the named insured, address and e-mail address where the request should be sent.

SentryWest Insurance Services

Other Contact Information Toll Free 800.328.1827 Local 801.272.8468 Fax 801.277.3511

4 3 - 0 0 8 3 - 0 0 5 1 - 9 5 6 - 1 0 9 - 0 0

SENTRY WEST INSURANCE SERVICESPO BOX 9289SALT LAKE CITY UT 84109

0 9 - 1 9 - 2 0 1 8

( 8 0 1 ) 272-8468

LINDON CREEKSIDE HOME OWNER'S 5 1 - 9 5 6 - 1 0 9 - 0 0ASSOCIATION5X7 P82 K5V1632 W 480 N

LINDON UT 84042-1981

$ 9 , 4 4 4 . 5 5- 9 4 4 . 3 5

$ 8 , 5 0 0 . 2 0

* * * * * * * THIS IS NOT A BILL. * * * * * * *IF ADDITIONAL PREMIUM IS OWED, A BILL WILL BE MAILED SEPARATELY. PLEASEPAY ANY UNPAID BILLS.

Page 1 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

ENTITY: Assoc ia t ion

PROPERTY COVERAGES - ALL DESCRIBED LOCATIONS DED LIMITS PREMIUM

S p e c i a l Coverage FormEmployee Dishonesty $250 $50 ,000 I n c l u d e dTERRORISM - CERTIFIED ACTS $ 7 1 . 1 2

BUSINESS LIABILITY PROTECTION LIMITS PREMIUM

COVERAGES

Aggregate L i m i t $ 4 , 0 0 0 , 0 0 0 $ 2 , 0 5 4 . 2 8( O t h e r than Products-Completed O p e r a t i o n s )

L i a b i l i t y and Medica l Expense 2 , 0 0 0 , 0 0 0 I n c l u d e dPersonal I n j u r y I n c l u d e d I n c l u d e d

TERRORISM - CERTIFIED ACTS 2 2 . 3 9

Businessowners L i a b i l i t y P lus Endorsement 54353 $184 .89F i r e , L i g h t n i n g , E x p l o s i o n , Smoke And

Water Damage Lega l L i a b i l i t y $300 ,000 I n c l u d e dH i r e d Auto & Non-Owned Auto L i a b i l i t y 2 , 0 0 0 , 0 0 0 I n c l u d e dMedica l Expenses - Per Person 1 0 , 0 0 0 I n c l u d e dProducts-Completed Operat ions Aggregate 4 , 0 0 0 , 0 0 0 I n c l u d e dBlanke t Addl Insured -Lessor o f Leased Equipment I n c l u d e d I n c l u d e dBlanke t Addl Insured-Mgrs o r Lessors o f Premises I n c l u d e d I n c l u d e dBlanke t Waiver o f Subrogat ion I n c l u d e d I n c l u d e dBroadened Knowledge o f Occurrence I n c l u d e d I n c l u d e dBroadened Supplementary Payments Coverage I n c l u d e d I n c l u d e dExtended W a t e r c r a f t Coverage I n c l u d e d I n c l u d e dNewly Formed o r Acquired O r g a n i z a t i o n s I n c l u d e d I n c l u d e dPersonal I n j u r y Extension Coverage I n c l u d e d I n c l u d e d

FORMS THAT APPLY TO ALL LOCATIONS: 54521 ( 0 8 - 0 9 ) BP0002 ( 0 1 - 8 7 ) BP0006 ( 0 1 - 8 7 )54961 ( 1 1 - 1 1 ) BP0009 ( 0 1 - 8 7 ) 54679 ( 0 6 - 9 2 ) 54709 ( 0 4 - 1 0 ) 54098 ( 0 5 - 0 7 )54319 ( 0 7 - 0 6 ) 54867 ( 0 3 - 0 8 ) 54656 ( 0 8 - 9 1 ) 54088 ( 0 9 - 0 9 ) 64728 ( 0 2 - 1 4 )54254 ( 0 4 - 0 2 ) 54621 ( 0 7 - 8 8 ) 54353 ( 1 0 - 0 8 )

Page 2 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOCATION 001

LOCATION: 1612 W 480 N LINDON UT 84042-1981

COVERAGES DED LIMITS PREMIUM

TERRORISM - CERTIFIED ACTS INCLUDEDSEE FORM(S) 59350 ( 0 1 - 1 5 ) , 54313 ( 0 7 - 0 8 ) , 59390 ( 0 1 - 1 5 )

ADDITIONAL FORMS FOR THIS LOCATION: 54661 ( 0 8 - 9 1 ) 54238 ( 1 2 - 0 1 ) IL0266 ( 0 2 - 8 7 )BP0102 ( 0 5 - 9 5 ) 54604 ( 0 7 - 8 8 ) 54244 ( 0 5 - 0 7 ) 59350 ( 0 1 - 1 5 ) 54313 ( 0 7 - 0 8 )

LOC 001 BLDG 0001 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r 5 0 9 . 4 9

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

Page 3 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form 2 3 3 . 8 5

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 4 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0002 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 5 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 6 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0003 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 7 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 8 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0004 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 9 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 10 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0005 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 11 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 12 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0006 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 13 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 14 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0007 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 15 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 16 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0008 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 17 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 18 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0009 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 19 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 20 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0010 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 21 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 22 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0011 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 23 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 24 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0012 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 25 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 26 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0013 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 27 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 28 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0014 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 29 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 30 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0015 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 31 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 32 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0016 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 33 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 34 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0017 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 35 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 36 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0018 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 37 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 38 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0019 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 39 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 40 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0020 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 41 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 42 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0021 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 43 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 44 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0022 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 45 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 46 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0023 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 47 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 48 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0024 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 49 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 50 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0025 2 U n i t s

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $510 ,342 $228 .87S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 51 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 2 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 52 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0026 1 u n i t

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $263 ,713 $144 .62S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 53 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 1 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 54 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0027 1 u n i t

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $263 ,713 $144 .62S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 55 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 1 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 56 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0028 1 u n i t

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $263 ,713 $144 .62S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 57 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 1 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 58 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0029 1 u n i t

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $263 ,713 $144 .62S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 59 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

RATING INFORMATION

Occupancy: 1 U n i t CondominiumClass Code: 65143 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

Page 60 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

LOC 001 BLDG 0030 Fences

COVERAGES DED LIMITS PREMIUM

B u i l d i n g - GUARANTEED REPLACEMENT COST $100 ,000 $ 6 8 . 3 0S p e c i a l Coverage Form D e d u c t i b l e $10 ,000 I n c l u d e dWindstorm o r H a i l F l a t Ded 1 0 , 0 0 0 I n c l u d e dAdjusted Value F a c t o r 0 . 0 4 0 0

Business Income And E x t r a Expense 12 Months I n c l u d e dL i m i t a t i o n o f Coverage f o r F u n g i , Mold , See Form I n c l u d e d

Dry R o t , Wet Rot and B a c t e r i aCOVERAGE PACKAGE: P r o p e r t y Plus - P r e m i e r I n c l u d e d

Accounts Rece ivab le 1 0 , 0 0 0 200 ,000 I n c l u d e dArson Reward 7 , 5 0 0 I n c l u d e dB a i l e e s Coverage 1 5 , 0 0 0 I n c l u d e d

1 0 , 0 0 0 Per I t e mB u i l d i n g Glass Coverage 250 See Form I n c l u d e dBusiness Personal P r o p e r t y - Expanded 1 0 , 0 0 0 Up To 1 , 0 0 0 F t I n c l u d e d

CoverageBusiness Personal P r o p e r t y At F a i r s 1 0 , 0 0 0 5 , 0 0 0 I n c l u d e d

Or E x h i b i t i o n sBusiness Personal P r o p e r t y At Newly 1 0 , 0 0 0 500 ,000 /90Days I n c l u d e d

Acquired PremisesBusiness Personal P r o p e r t y I n T r a n s i t 1 0 , 0 0 0 100 ,000 I n c l u d e dBusiness Personal P r o p e r t y O f f Premises 1 0 , 0 0 0 100 ,000 I n c l u d e dDebr is Removal 100 ,000 I n c l u d e dE l e c t r o n i c Equipment

Equipment - Unscheduled 1 , 0 0 0 100 ,000 I n c l u d e dE l e c t r i c a l D is turbance See Form 100 ,000 I n c l u d e dMechanical Breakdown 1 0 , 0 0 0 100 ,000 I n c l u d e dMedia 100 ,000 I n c l u d e dT r a n s p o r t a t i o n 100 ,000 I n c l u d e dBusiness Income And E x t r a Expense 100 ,000 I n c l u d e d

F i n e A r t s , C o l l e c t i b l e s , And Memorabi l ia 5 0 , 0 0 0 / I n c l u d e d1 0 , 0 0 0 Per I t e m

F i r e Department S e r v i c e Charge 2 5 , 0 0 0 I n c l u d e dF i r e E x t i n g u i s h e r And F i r e Suppression 1 0 , 0 0 0 I n c l u d e d

System RechargeForgery And A l t e r a t i o n s 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s I n s i d e Premises 250 5 0 , 0 0 0 I n c l u d e dMoney & S e c u r i t i e s Outs ide Premises 250 5 0 , 0 0 0 I n c l u d e dNewly Acquired Or Constructed P r o p e r t y 1 0 , 0 0 0 1 , 0 0 0 , 0 0 0 / I n c l u d e d

90 DaysOf f -Premises U t i l i t y S e r v i c e F a i l u r e 1 0 , 0 0 0 150 ,000 I n c l u d e dOrdinance Or Law

Coverage A , B And C Combined 150 ,000 I n c l u d e dOutdoor P r o p e r t y 1 0 , 0 0 0 2 0 , 0 0 0 I n c l u d e d

T r e e s , Shrubs Or P l a n t s 1 0 , 0 0 0 1 , 0 0 0 Per I t e m I n c l u d e dOutdoor Signs 250 1 5 , 0 0 0 I n c l u d e dPersonal E f f e c t s And P r o p e r t y Of Others 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e dP o l l u t a n t Clean Up And Removal 100 ,000 I n c l u d e dR e f r i g e r a t e d Products 1 0 , 0 0 0 2 5 , 0 0 0 I n c l u d e d

Page 61 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

Rekeying Of Locks 1 , 0 0 0 I n c l u d e dSa lesperson 's Samples 2 5 , 0 0 0V a l u a b l e Papers And Records 1 0 , 0 0 0 150 ,000 I n c l u d e dWater Back-Up From Sewers Or Dra ins 1 0 , 0 0 0 5 0 , 0 0 0 I n c l u d e d

Equipment Breakdown 1 0 , 0 0 0 See Form I n c l u d e d

ADDITIONAL FORMS FOR THIS BUILDING: 54841 ( 0 3 - 1 7 ) 54990 ( 1 0 - 1 3 ) 54659 ( 0 2 - 0 5 )54499 ( 0 4 - 1 3 ) 54500 ( 0 4 - 1 3 ) 54069 ( 0 8 - 0 0 ) 54340 ( 0 4 - 1 3 ) 54743 ( 0 8 - 0 0 )54750 ( 0 8 - 0 0 ) 54073 ( 0 8 - 0 0 ) 54226 ( 0 8 - 0 0 ) 54752 ( 0 8 - 0 0 ) 54064 ( 0 8 - 0 0 )54072 ( 0 4 - 1 4 ) 54067 ( 0 8 - 0 0 ) 54708 ( 0 1 - 0 7 ) 54062 ( 0 8 - 0 0 ) 54060 ( 0 2 - 0 6 )54070 ( 0 2 - 0 5 ) 54745 ( 0 8 - 0 0 ) 54066 ( 0 8 - 0 0 ) 54065 ( 0 8 - 0 0 ) 54658 ( 0 4 - 0 7 )54749 ( 0 8 - 1 0 ) 54068 ( 0 8 - 0 0 ) 54063 ( 0 3 - 1 3 ) 54227 ( 0 8 - 0 0 ) 54341 ( 0 3 - 1 3 )54748 ( 0 8 - 0 0 ) 54228 ( 0 4 - 1 3 )

SECURED INTERESTED PARTIES: None

Page 62 54643 ( 0 1 - 9 0 )I ssued 0 9 - 1 9 - 2 0 1 8

INSURANCE COMPANY BUSINESSOWNERS POLICY DECLARATIONS6101 ANACAPRI BLVD., LANSING, MI 48917-3999

E f f e c t i v e 0 9 - 3 0 - 2 0 1 8SENTRY WEST INSURANCE SERVICES4 3 - 0 0 8 3 - 0 0 MKT TERR 076 ( 8 0 1 ) 272-8468 POLICY NUMBER 5 1 - 9 5 6 - 1 0 9 - 0 0

LINDON CREEKSIDE HOME OWNER'S Company Use 57-57 -UT-1809ASSOCIATION

POLICY TERMCompany1 2 : 0 1 a . m . 1 2 : 0 1 a . m .1632 W 480 N B i l l

LINDON UT 84042-1981 t o0 9 - 3 0 - 2 0 1 8 0 9 - 3 0 - 2 0 1 9

RATING INFORMATION

Occupancy: S p e c i a l S t r u c t u r e sClass Code: 65157 Const : Frame, Non-Spr ink le redProgram: Premier Condominium P r o t e c t i o n C l a s s : 04L i a b i l i t y Rate Number: 00 T e r r i t o r y : 102 Utah CountyB u r g l a r y Rate Group: 00D ispers ion C r e d i t P l a n : 6%Const ruc t ion Y e a r : 2013

TERMTOTAL POLICY PREMIUM $ 9 , 4 4 4 . 5 5PAID I N FULL DISCOUNT - 9 4 4 . 3 5TOTAL POLICY PREMIUM I F PAID I N FULL $ 8 , 5 0 0 . 2 0

Paid I n F u l l does not app ly t o f i x e d f e e s , s t a t u t o r y c h a r g e s , o r minimum premium.Paid I n F u l l Discount i s a v a i l a b l e .

M e r i t Ra t ing Discount o f 15% Appl ies

Agency Code 4 3 - 0 0 8 3 - 0 0 P o l i c y Number 5 1 - 9 5 6 - 1 0 9 - 0 0

FUNGI OR BACTERIA EXCLUSIONS

Agency Code 4 3 - 0 0 8 3 - 0 0 P o l i c y Number 5 1 - 9 5 6 - 1 0 9 - 0 0

SUNTANNING DEVICE EXCLUSION